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Khairi Mohamed (Pengurus, Unit Pematuhan Risiko, Pembiayaan Automobil, Kumpulan

Perbankan Pengguna BIMB, Kuala Lumpur). 8 Julai 2012, 10 Oktober 2013.

Mohd Anuar Hassan (Pegawai pembiayaan PPA BIMB, Kota Bharu). 3 Mac 2012, 1 Jun

2012 dan 12 Ogos 2014.

Saharudin Abdul Rahman (Pegawai susulan, PPA Kota Bharu). 15 Jun 2012.

Amirul Hakim Abdullah (Ketua Jabatan Pembangunan Perniagaan Konsumer, BMMB ibu

pejabat). 25 Mac 2013, 30 Mei 2013 dan 11 Oktober 2013.

Hazrul Rashid (Penolong Pengurus, Seksyen Semakan Syariah, Jabatan Pematuhan

BMMB, Ibu Pejabat Kuala Lumpur). 30 Mei 2013 dan 11 Oktober 2013.

Wan Rashidee Sabree Wan Alaudden (Eksekutif Jualan Konsumer, BMMB cawangan

Jalan Kuala Krai, Kota Bharu Kelantan). 9 April 2013 , 9 Julai 2013 dan 13 Ogos

2014.

235

Zuraiman Zahari (Penolong Pengurus, Pusat Pemantauan Kutipan dan Pemulihan Zon

Timur BMMB, Kota Bharu, Kelantan). 6 dan 7 Mei 2013.

Mazelan Mahmud (Pegawai operasi BMMB Cawangan Jalan Sultan Yahya Petra, Kota

Bharu, Kelantan). 26 Mac 2012.

Md Zulkifli Taib (Pengurus Bank Rakyat, cawangan Kota Bharu, Kelantan). 11 Julai 2013.

Aedil Azhaar Abidin (Penolong Pengurus Perniagaan, CIMB Auto Finance Centre, Jalan

Pengkalan Chepa, Kota Bharu, Kelantan). 17 Julai 2013.

Nor Sabimi Mohamed Aluwi (Vice President, Al Rajhi Bank, cawangan Kota Bharu,

Kelantan). 9 Julai 2013.

Hafisi Azimey Mohamed (Customer Service Executive, Kuwait Finance House (M)

Berhad, Jalan Sultan Yahya Petra, Kota Bharu, Kelantan). 9 Julai 2013

Piawaian, Resolusi dan Garis Panduan

BNM, Resolusi Syariah Dalam Kewangan Islam. Edisi kedua, 2010.

_______, “Guidelines On Skim Perbankan Tanpa Faedah (SPTF) for Commercial Banks.”

Garis panduan BNM, Kuala Lumpur, 1993.

_______, Bai ‘ ‘Inah (Shariah Requirements and Optional Practices) Exposure Draft,

2013.

AAOIFI, Shari’s Standards. Manama: AAOIFI, 2007

_______, Accounting and Auditing Organisation of Islamic Financial Institution Standard.

2010.

Surat Khabar dan Buletin

Berita Harian, 9 Jun 2011 dan 16 November 2011.

BH, 31 Disember 2011, 7 Disember 2011, 28 Februari 2012, 5 Mac 2012, 16 April 2012, 30

April 2012, 28 Oktober 2012, 4 Disember 2012 , 25 Disember 2012 dan 31 Disember

2012.

Berita Minggu, 3 Julai 2011 dan 27 Mei 2012.

Utusan Malaysia, 23 November 2011 dan 15 Mei 2012.

ISRA Bulletin 12 (Ogos 2012).

236

Laporan

Laporan Tahunan BIMB 2009, 2010, 2011 dan 2012.

Laporan Kewangan BIMB 2007 dan 2009.

Laporan Tahunan BMMB 2004, 2005, 2006, 2010, 2011, 2012 dan 2013.

Laporan Kewangan BMMB 2013.

Laman Sesawang

Bank Negara Malaysia, http://www.bnm.gov.my/Publication and Research/Periodical/

Monthly Statistical Bulletin/Banking System: Classification of Loans by Types, Islamic

Banking System: Financing by Type, Financing by Concept.

Bank Islam (M) Berhad, http://www. bankislam.com.my/corporate info/about us/corporate

profile.

Bank Muamalat (M) Berhad, http://www.muamalat.com.my/corporate overview/share

holders & subsidiaries.

Bank Kerjasama Rakyat (M) Berhad, http://www.bankrakyat.com.my.

Alliance Islamic Bank (M) Berhad, http://www.allianceislamicbank.com.my