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Better Living March 2013


  • A special supplement to The Daily Nonpareil

    Trainers can help you get fit at any age

    See Page 2

    Scams by the season: Tips to keep your money safe from fraud

    See Page 5

    March 2013


    See whats cookin at your area Senior Center

    See Page 11

    This edition featuring . . . Staying ActiveLivingLiving

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    You might think it sounds like something a young athlete would do, but getting a personal trainer could offer a senior citizen some important benefits.

    Just an initial consul-tation could be very infor-mative, said Janielle Bell, a personal trainer at the Council Bluffs YMCA, 7 S. Fourth St.

    Theyre probably going to learn where they stand health-wise (body mass index), weight and percent body fat, she said. Once they have that, well be able to (turn our attention) to what they need.

    The main things that a trainer helps with are motivation, injury pre-vention and better and faster results, said Shain, owner of Fit 4 Life Fitness Studio, 500 W. Broadway, Suite 100. Injury is probably one of the main focuses with older people, just because it takes longer for them to recover if they get hurt.

    Workout-related inju-ries often happen when someone is not using proper form or is allow-ing their back to curve, he said.

    At Fit 4 Life, an ini-tial appointment includes going over health indica-tors and setting fitness goals, Shain said. The trainer will ask about the persons past exercise habits and how long it has been since they have had an active exercise

    routine.We have a big medical

    questionnaire that asks about heart problems, diabetes, medications and other health issues, he said.

    But, again, one of the big advantages of a per-sonal trainer is being accountable to someone, he said.

    Any exercise regimen needs to include both aer-

    obics and strength train-ing, Bell said. If the senior sticks with the program designed by his/her per-sonal trainer, the person should see an improve-ment in his/her health in the form of lower blood pressure, a lower resting heart rate, lower risk of cardiovascular disease and perhaps less need for med-ication for those who are already taking blood pres-

    sure or heart medicine.Ive seen someone come

    off diabetes medication, even after a couple months of training, she said.

    In addition, the per-

    son should experience increased range of motion, greater flexibility, an abil-ity to lift more and better endurance, Bell said.

    An important side bene-fit is better balance, a stron-ger core and a reduced risk of falls, Shain said. Weight loss is a frequent goal.

    A lot of times, you may not see weight loss the first couple weeks, but you should see it within 30 days, he said. Generally, the first couple weeks are usually the most uncom-fortable.

    Inches usually come off faster than pounds, Shain said.

    Ultimately, the results will depend on the clients goals and commitment, he said.

    Theres many, many benefits, Bell said. Its just a matter of them being consistent in what we have shown them and what theyre doing.

    2 Friday, February 22, 2013 The Daily NonpareilBetter LivingTrainers can help you get fit at any age

    Staff photo/Kyle BruggemanRetired teacher John Kinsel, 62, climbs a stair machine at Fit 4 Life in Council Bluffs on Feb. 13. Working out should be like brushing your teeth, said Kinsel. You should do it every day.

  • Southwest 8 Senior Services is a member of the Iowa Association of Area Agencies on Aging (i4a). I4a is concerned that the most vulnerable and frail senior citizens in the state of Iowa are at risk of getting short-changed. This concern is based in the release of the governors budget for Fiscal Year 2014 which would reduce the amount of funding to the Iowa Department on Aging by $600,000.

    The reduction will severely reduce the abil-ity of Area Agencies on Aging to provide sup-ports such as in-home meals, home health, case management, and trans-portation. These and other services are vital in allowing seniors to stay in their homes and to avoid unnecessary facility based care, and thereby they actually can reduce Med-icaid spending overall.

    Barb Morrison, execu-tive director of Southwest 8 Senior Services states, By the year 2030, 88 of Iowas 99 counties will have at least 20 percent of their population aged 65 or older. We need to prepare for the needs of this aging demographic in a sensible way that allows seniors to age with dignity on their own terms. We know that

    seniors prefer to remain in their own homes, and we know that we can do that in a cost effective way with home and commu-nity based services, but a $600,000 reduction to the Department on Aging can severely limit the services for Iowas seniors.

    The Area Agencies on Aging are grassroots organizations that meet the needs of communi-ties and individuals. The agencies promote inde-pendence and support seniors in their desire to live where they choose with dignity and respect. It is estimated that if the $600,000 reduction goes into effect, close to 50,000 seniors will be affected. The proposed budget may mean the reduction of almost 90,000 meals for seniors in need. The res-toration of the $600,000 just returns the area agencies to current year funding. To fully make sure seniors dont get short-changed, there are

    84,604 units of unmet needs the area agencies compiled at the end of fiscal year 2012. This includes 19,763 transpor-tation rides, 17,155 hours of chore service, 14,092 meals and 23 other ser-vices. To fill these gaps in services an additional $2,912,496 is needed. This means the Depart-ment on Aging budget should be $13,849,629. In addition, this reduction in service funding comes at a time that senior services are facing pending cuts at the federal level through the sequestration process.

    For more information on the impact of these cuts on the independence and choice for Iowa seniors in need, contact Southwest 8 Senior Services at (712) 328-2540 or (800) 432-9209, on the web at, the Iowa Association of Area Agen-cies on Aging at (515) 255-4004 or online at

    Southwest 8 Senior Services

    Friday, February 22, 2013 3The Daily Nonpareil Better Living

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    Trainers can help you get fit at any ageI4a: Seniors in need are at risk of getting short-changed

    Women and Social SecurityDenise Jones

    social security District Manager in council Bluffs

    March is Womens History Month.

    The Social Security program treats all work-ers men and women exactly the same in terms of the benefits they can receive. But women may want to familiarize themselves with what the pro-gram means to them in their particular circum-stances. Understanding the benefits may mean the difference between living more comfortably versus just getting by in retirement.

    One of the most sig-nificant things women need to remember about Social Security is the

    importance of promptly reporting a name change. If you havent told us of a name change, your W-2 may not match the information in Social Securitys records and this could affect the amount of your future benefits.

    Not changing your name with Social Secu-rity also can delay your federal income tax refund. To report a name change, fill out an Application for a Social Security Card (Form SS-5). You can get the form by visiting, or any Social Security office or card center, or by calling

    BENEFITS/See Page 12

    Governors 2014 budget would reduce Iowa Department on Aging funding by $600,000

  • Ring! Ring! Whos calling now?Last month we sent

    press releases all across the state to quickly spread the word about a new round of suspicious calls; callers claimed to be from Medicare offer-ing news about Medicare changes or new Medicare cards or wanting to make home visits. Medicare officials never call you to give you news or offer a new card. So many peo-ple phoned Iowa Senior Medicare Patrols hotline and the Area Agencies on Aging to say theyd received suspicious calls, we could barely keep up with all the reports!

    Already heard us say this before? Read on ... we have something new to tell you! After listening to these older Iowans stories, we did some research with our friends at SHIIP (Iowa Senior Health Insur-

    ance Information pro-gram) and with Medicare directly. We found out some Medicare Advan-tage plans (the Medicare plans offered through private companies) have been contacting people enrolled in their plans, to discuss their general health and look for pre-ventive measures that might help improve or avoid chronic illnesses. Representatives of the health plans call and ask for permission to make a home visit.

    Many health insurance companies that offer sup-plements to Medicare are

    calling, asking to visit to describe the policies they carry in order to see if youd like to become their customer.

    Iowans are wise and getting very cautious about cold calls that mention Medicare; we might jump to a conclu-sion that a scammer is on the phon