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  • We drive innovation and discoveryby empowering our university family

    to bring forth new ideas and to insure quality.

    We respect peopleby treating all with grace and dignity

    and embracing diversity

    We serve our communityby living our mission.

    We value integrityby being open and honest

    to build trust and teamwork.

    Are UpstateDrive Innovation & Discovery

    Respect PeopleServe Our Community

    Value Integrity

    CLASSIFIEDSERVICEEMPLOYEES* Administrative Services Unit* Operational Services Unit* Institutional Services Unit

    Summary of Employee Benefits

  • January 2018

    SUMMARY OF EMPLOYEE BENEFITS

    FOR

    CLASSIFIED SERVICEEMPLOYEES

    in

    * Administrative Services Unit

    * Operational Services Unit

    * Institutional Services Unit

  • 4

  • 5

    Table of ContentIntroduction - Disclaimer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

    SECTION 1: Holidays, Vacations & Leaves of Absence . . . . . . . . . . . 7ELIGIBILITY FOR VACATION AND SICK LEAVE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7VACATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7SICK LEAVE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8NEW CHILD LEAVE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8PERSONAL LEAVE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8WORKERS COMPENSATION LEAVE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8VACATION/SICK LEAVE ACCRUAL SCHEDULE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9FAMILY MEDICAL LEAVE ACT (FMLA). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .10

    SECTION 2: Education & Training . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10

    SECTION 3: Health Insurance, Dependent Care & Health Care Spending Accounts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

    ELIGIBILITY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .11EFFECTIVE DATE OF COVERAGE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .11NYSHIP OPTIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .11THE EMPIRE PLAN . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .11HMO BLUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12MVP. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12OPT OUT PROGRAM. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12COST OF COVERAGE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12HOW TO ENROLL. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .13CHANGE OF ENROLLMENT STATUS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .13CHANGE OF PLAN OPTION. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .13RETIREMENT COVERAGE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .14PRESCRIPTION DRUG PROGRAM-EMPIRE PLAN & HMO . . . . . . . . . . . . . . . . . . . . . . . . .14NYSHIP YOUNG ADULT OPTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .14DENTAL/VISION ELIGIBILITY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .15DENTAL INSURANCE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .15VISION CARE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .15USING A PARTICIPATING PROVIDER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .16USING A NON-PARTICIPATING PROVIDER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .16VIDEO DISPLAY TERMINAL (VDT) EYE GLASS BENEFIT . . . . . . . . . . . . . . . . . . . . . . . . . .16FLEX SPENDING ACCOUNT PROGRAM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .16DEPENDENT CARE ADVANTAGE ACCOUNT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .16HEALTH CARE SPENDING ACCOUNT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18

    SECTION 4: Optional Group Insurance . . . . . . . . . . . . . . . . . . . . . . . . 19TERM AND WHOLE LIFE INSURANCE PLANS FROM PEARL CARROLL . . . . . . . . . . . . . .19PERSONAL LINES INSURANCE PROGRAM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19OTHER PROGRAMS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19

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    SECTION 5: Retirement Coverage . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20N.Y.S. EMPLOYEES RETIREMENT SYSTEM (ERS) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .20PRIOR SERVICE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .20TAX DEFERRED RETIREMENT SAVINGS PROGRAM - 403(b) . . . . . . . . . . . . . . . . . . . . . . .20N.Y.S. DEFERRED COMPENSATION PLAN - 457(b) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21SOCIAL SECURITY. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21

    SECTION 6: Disability Coverage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21ORDINARY DISABILITY RETIREMENT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21ACCIDENTAL DISABILITY ALLOWANCE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21BENEFIT ALLOWANCE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22CSEA DISABILITY INSURANCE PROTECTION. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22SOCIAL SECURITY DISABILITY ALLOWANCE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22

    SECTION 7: Death Benefits (Please also refer to Section 4) . . . . . . . . . . . . . . . . . 23NYS EMPLOYEES RETIREMENT SYSTEM (ERS) BENEFITS . . . . . . . . . . . . . . . . . . . . . . . .23NEW YORK STATE SURVIVORS BENEFIT PROGRAM . . . . . . . . . . . . . . . . . . . . . . . . . . . . .23NEW YORK STATE ACCIDENTAL DEATH/TUITION BENEFIT . . . . . . . . . . . . . . . . . . . . . . . .24SOCIAL SECURITY BENEFITS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .24CSEA ACCIDENTIAL DEATH BENEFIT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .24

    SECTION 8: Miscellaneous Benefits . . . . . . . . . . . . . . . . . . . . . . . . . . 24STATE EMPLOYEES FEDERAL CREDIT UNION. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .24NEW YORKS COLLEGE SAVINGS PROGRAM (529 PLAN). . . . . . . . . . . . . . . . . . . . . . . . . .24SARAH LOGUEN CHILD CARE CENTER. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .25EMPLOYEE ASSISTANCE PROGRAM (EAP) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .25NYS RIDES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .25SUNY PERKS AT WORK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .25CAMPUS ACTIVITIES BUILDING (CAB) MEMBERSHIP. . . . . . . . . . . . . . . . . . . . . . . . . . . .26

    IMPORTANT WEB SITES/ TELEPHONE NUMBERS . . . . . . . . . . . . . 27

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    INTRODUCTION - DISCLAIMERThis booklet is a general guide to the benefit programs available to employees of

    SUNY Upstate Medical University (Upstate) represented by the Civil Service Employees Association (CSEA) and serving in positions in the Administrative Services, Operational Services, or Institutional Services negotiating units. It does not provide complete details or descriptions. If you need any additional information or explanation, please contact the appropriate representative(s) noted on the inside back cover. The information provided is based on the benefit provisions in effect at the time of the printing of this booklet and is subject to change . This summary will not convey, grant or guarantee any benefits or employment rights .

    SECTION 1: HOLIDAYS, VACATIONS & LEAVES OF ABSENCEThe following days are observed as holidays:

    New Years Day Labor Day Martin Luther King Day Columbus Day Lincolns Birthday * Election Day Washingtons Birthday Veterans Day Memorial Day Thanksgiving Day Independence Day Christmas Day*Th