bell work what is the meaning of the cartoon?. vu nguyen financial intermediaries
TRANSCRIPT
INVESTMENTS
• Redirecting your resources to create benefits in the future.
http://www.youtube.com/watch?v=pYjTPLuNiok
http://www.youtube.com/watch?v=OjJRwbkotQM
FINANCIAL INTERMEDIARY
An institution that acts as an agent or broker by accepting money from people who wish to save money and giving it to those who want to borrow money.
WHAT BANKS CAN OFFER
• Savings (Checkings or savings account).• Loans (Lending
money to borrowers).• Mortgages (Loan for
the purchase of real estate).• Credit Cards (Allow
people to buy goods with a promise to pay later).
CREDIT UNIONS
• Specialize in mortgages and car loans.
• Serve members of a credit union only not general public.
• Not-for-profit organizations.
NON-DEPOSITORY FINANCIAL INSTITUTIONS
• Finance companies.• Life Insurance
Companies.• Pension Funds.• Retirement
Accounts.• Financial Markets.
FINANCIAL COMPANIES
• Provide loans to households and businesses.
• Does not accept deposits from public.
• Use money from stockholders.
STOCKS
• A way for corporations to make large amounts of money to reinvest in the business.
http://www.youtube.com/watch?v=50yJHK_g_Ts
CAPITAL GAIN AND LOSS
• Gain- the difference between the higher selling price from the purchasing price• Loss-Selling at a lower price than the purchasing
price
STOCKBROKERAGES
• Stock brokers can buy or sell, advise customers what to buy or sell, or have complete authority over investments.• Shares
STOCK EXCHANGES
• Markets for buying and selling stock.• Examples: New York Stock Exchange and Nasdaq
BULL AND BEAR MARKET
• Bull Market- When stock market rises steadily over a period of time
• Bear Market- When stock market falls for a period of time
TREASURY BILLS AND NOTES
• A way for government to borrow money.• T-bills or T-notes
http://www.youtube.com/watch?v=cHnGK79_K7U
BONDS
• Issued by governments or corporations to borrow money for long periods.• Different ratings (AAA, AA, A).• Can be sold before maturity.
http://www.treasurydirect.gov/kids/art/tv/tv_16.htm
MUTUAL FUND COMPANIES
• Financial institutions that pool together funs from large number of people.• These funds are
used to invest in financial assets, bonds, real estate, and stocks.
CERTIFICATE OF DEPOSITS
• Issued by banks
http://www.youtube.com/watch?v=R-HKj8Yn06k
SMARTSTOCKS.COM
• When you are advised to do so, get a computer from the mobile computer lab and go on smartstocks.com. • You will buy, sell, or trade stocks and document your
progress.
http://www.learn360.com/ShowVideo.aspx?SearchText=financial+markets&lid=4926753&ID=930127