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Personalized portfolio management for those who want:

Costumized solutionsSophisticated adviceAn excellent client experienceTransparent reportingLower fees

IT’S TIME TO BE NICE TO YOUR MONEY.

* According to Morningstar. The graph and amounts displayed are obtained by assuming a gross portfolio return of 6% and then deducting costs of the underlying assets. The grey line deducts the Total Expense Ratio (TER) according to Morningstar that would be paid by an individual holding a portfolio comprised 60% of an average Canadian Equity Fund and 40% of an average Canadian Bond Fund (2.25%). The green line assumes the same 6% gross portfolio return and deducting the fees paid in a typical Nest Wealth account including the monthly

management fee, the MER of the underlying ETFs and the transaction fees incurred during the course of the year which are assumed to be $100. Cumulative returns are achieved by compounding the results on an annual basis and including any additional annual savings which are assumed to be added at the end of each prior year. This tool is not intended to predict portfolio earnings or performance, nor is it a guarantee of future performance. Actual investors will experience different results from the results shown.

To fi nd your Nest Wealth Advantage, visit join.nestwealth.com

What does this mean to you?

What are you delaying because of the cost of high mutual fund fees?

What are you delaying because of the cost of high mutual fund fees?

You work hard to earn your money. You save and invest to get ahead and achieve your dreams. But – often without even knowing it – the cost of high mutual fund fees eats into your potential wealth.

Why does this happen? Mutual funds charge a percentage of your assets with the typical Canadian equity fund costing on average 2.42% per year*.

That’s a lot of money and means you could be sacrifi cing up to half of your potential wealth to fees.

How to add a potential $400,000 to your retirement fund.

Stop paying high mutual fund fees. For example, a 40 year old investor saving for retirement who has saved $150,000 and plans to contribute $15,000 a year until 65 would save an additional $416,903, or be able to retire 6 years earlier just by lowering the investment fees.

We call this the Nest Wealth Advantage.

Visit nestwealth.com

Let’s work together to give you a better way to invest.

The cost of high mutual fund fees are avoidable.

Nest Wealth manages your money based on Nobel Prize winning research at drastically lower fees. How do we do this?

For a flat low monthly fee starting at $20 per month, you get personalized, professional wealth management. Since we feel your money should stay your money, we’ve capped our fee at just $80 per month, regardless of how much you put into your account.

What’s an Exchange Traded Fund (ETF)?ETFs, like a mutual fund, hold a basket of investments. ETfs usually have much lower fees than traditional mutual funds and trade in real time on a stock exchange. Most ETFs track broad, well established indexes like the S&P 500 or the TSX. Large institutional investors typically use ETFs to cheaply and efficiently gain exposure to a variety of asset classes including bonds, stocks and real estate.

Easier Process Our digital process uses the best technology and proven investment rules to quickly create a customized portfolio matched to your goals.

Professional Advice Your registered portfolio manager will provide advice whenever and however you need it and keep your account aligned with your objectives.

Reach Your Dreams Keep more of your money with our flat low monthly fees starting at $20 per month so you can reach your dreams sooner.

We Get to Know YouTo start, you’ll answer a series of questions to help us customize your portfolio specifically based on your financial situation, investment time horizon, life goals and risk tolerance.

Portfolios Built Using Proven Investment PrinciplesYour portfolio is built using a mix of 7 ETFs picked because they are the most attractive ones based on their cost structure, liquidity and, where applicable, tracking error. Keeping your costs down, automatic rebalancing, and proper diversification are fundamentals of every Nest Wealth portfolio.

Asset Classes & DiversificationYour portfolio is globally diversified, across industry sectors, investment types and asset classes, including: domestic equities, US equities, emerging market equities, international equities, government fixed income, real-return bonds, real estate and cash.

Automatic RebalancingWe monitor and rebalance your portfolio. When it starts to drift from your proper mix, we take care of bringing it back in line. We’ll also check on you yearly to ensure your situation is accurately reflected by your asset mix. This allows your portfolio to adjust as your life changes and lets you enjoy the peace of mind that wealth management brings.

Transparent ReportingWe do all this while providing transparent reporting so you always know how much you are paying in fees and how your portfolio is performing.

© Copyright 2015 Nest Wealth Asset Management Inc. “Nest Wealth” is the trade name of Nest Wealth Asset Management Inc. The products and services advertised are designed specifically for investors in the Province of Ontario and may not be available to all investors. Products and services are only offered in accordance with applicable laws and regulations. This advertisement is neither an offer to sell nor a solicitation of an offer to sell securities in any jurisdiction.

The choices you make today determine

the choices you’ll have tomorrow.

Who is your portfolio manager? You’ll have access to a portfolio manager who has been in financial services for over 15 years. Prior to founding Nest Wealth, Randy Cass, CFA, LLB, MBA, was involved in quantitative portfolio management at the Ontario Teachers’ Pension Plan and institutional assets at Orchard Asset Management.

Prior to founding Nest Wealth, Randy hosted BNN’s Market Sense from 2012 until 2014.

Randy started Nest Wealth so Canadians could have a real choice when it comes to how they want to invest for their future. You can reach him directly at randy@nestwealth.com.

What types of accounts can you open?• Non-Registered Account (Canadian

and US funds)• Tax-Free Savings Account (TFSA)• Registered Retirement Savings

Account (RRSP)• Spousal Registered Retirement

Savings Account (SRRSP)

• Registered Retirement Income Fund (RRIF)

• Spousal Registered Retirement Income Fund (RRIF)

• Registered Education Savings Plan (RESP)

• Joint accounts

• Trust accounts*• Corporate accounts*

Don’t see an account on this list that you’d like to open? We very likely open that type of account too. *Contact us for more information.

How is your money protected? All client accounts are held at National Bank Correspondent Network (NBCN), a subsidiary of National Bank. NBCN is a member of the Canadian Investor Protection Fund (CIPF), which covers each account up to $1,000,000 against

insolvency or bankruptcy. Each account is backed by the strength of National Bank, which according to Bloomberg was ranked as one of the world’s 20 strongest banks between 2010 and 2013.

question@nestwealth.com(647) 725-2559@NestWealth/NestWealth

Nest Wealth672 Dupont StSuite 310Toronto, ON M6G 1Z6

Visit us at nestwealth.com to learn more.