basic mortgage final
DESCRIPTION
Excel spreadsheet to calculate mortgage paymentTRANSCRIPT
General Mortgage CalculationsTotal
Year of First Full Month of Loan (ie.) 2013 2014First full month of loan (ie. 12) 12Original Balance 300,000 Index Rate (ie. .03) 2.000%Spread (ie. 015) 1.500%Oriigination fee (ie. .01) 1.000%Exit Fee (ie. .005) 0.000%Bracket Shorter Treasury Term for Average life Calculation (ie. 7) 10.00Bracket Shorter Treasury Rate (ie .0225) 2.250%Bracket longer Treasury Term for Average Life Calculation (ie. 10) 30.00Bracket Longer Treasury Rate 3.000%Payment Frequency per year (ie. 12) 12 Amortization periods (months ie. 360) 360 Interest Only Periods (months ie. 12) 0Term in Periods (months ie. 120) 360Interest Calculation method (drop down menu) Actual / 360Property InfoInterest Only Payments N/AP&I Payments 1,347.13 NOI 35,000 DSCR NOI (IO / P&I) N/A / 2.17xCF 120,000 DSCR CF (IO / P&I) N/A / 7.42xValue 500,000 LTV 60.0%
Total Principal & Interest $490,456 Total Interest $190,456
Term Rate index SpreadCoupon 10 years 3.500% 2.000% 1.500%Yield 30 years 3.632% 2.000% 1.632%Average Life 17.9 years 3.632% 2.091% 1.541%
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AL Bond Equivalent 17.9 years 3.659% 2.091% 1.568%
Period Finder 50 Month Month Payment Interest Principal
50 02/01/19 1,347 831 516
First years amortization schedule by monthMonth Month Payment Interest Principal
1 01/01/15 1,347 904 4432 02/01/15 1,347 903 4443 03/01/15 1,347 814 5334 04/01/15 1,347 900 4475 05/01/15 1,347 870 4786 06/01/15 1,347 897 4507 07/01/15 1,347 867 4808 08/01/15 1,347 894 4539 09/01/15 1,347 893 45410 10/01/15 1,347 863 48411 11/01/15 1,347 890 45712 12/01/15 1,347 860 487
Amortization Schedule by yearYear Year Ending Payment Interest Principal
1 12/01/15 16,166 10,555 5,6112 12/01/16 16,166 10,382 5,7843 12/01/17 16,166 10,144 6,0224 12/01/18 16,166 9,927 6,2395 12/01/19 16,166 9,702 6,4646 12/01/20 16,166 9,495 6,6707 12/01/21 16,166 9,228 6,9388 12/01/22 16,166 8,978 7,188
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9 12/01/23 16,166 8,718 7,44710 12/01/24 16,166 8,474 7,69211 12/01/25 16,166 8,172 7,99312 12/01/26 16,166 7,884 8,28213 12/01/27 16,166 7,585 8,58014 12/01/28 16,166 7,297 8,86915 12/01/29 16,166 6,956 9,21016 12/01/30 16,166 6,624 9,54217 12/01/31 16,166 6,280 9,88618 12/01/32 16,166 5,940 10,22619 12/01/33 16,166 5,554 10,61120 12/01/34 16,166 5,171 10,99421 12/01/35 16,166 4,775 11,39122 12/01/36 16,166 4,377 11,78923 12/01/37 16,166 3,939 12,22724 12/01/38 16,166 3,498 12,66825 12/01/39 16,166 3,041 13,12526 12/01/40 16,166 2,575 13,59127 12/01/41 16,166 2,077 14,08828 12/01/42 16,166 1,569 14,59729 12/01/43 16,166 1,043 15,12330 12/01/44 21,653 499 21,154
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Input fields are hightlighted in yellow.
To calculate the average life and the pricing compared to the average life of a loan, you would obtain rates for on the run treasuries that are shorter and longer than the average life shown below.
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275,315
Balance299,557299,113298,580298,133297,655297,205296,725296,272295,818295,333294,876294,389
Balance300,000294,389288,605282,584276,345269,881263,210256,273249,085
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241,637233,945225,952217,670209,090200,221191,011181,469171,583161,358150,746139,752128,361116,572104,34591,67878,55364,96250,87436,27721,154
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Month Month Payment Interestperiod 50 02/01/19 1,347 831
First Years PaymentsMonth Month Payment Interest
1 01/01/15 1,347 904 2 02/01/15 1,347 903 3 03/01/15 1,347 814 4 04/01/15 1,347 900 5 05/01/15 1,347 870 6 06/01/15 1,347 897 7 07/01/15 1,347 867 8 08/01/15 1,347 894 9 09/01/15 1,347 893
10 10/01/15 1,347 863 11 11/01/15 1,347 890 12 12/01/15 1,347 860
Year Year Ending Payment Interest
1 12/01/15 16,165.61 10,554.82 2 12/01/16 16,165.61 10,381.75 3 12/01/17 16,165.61 10,143.83 4 12/01/18 16,165.61 9,926.63 5 12/01/19 16,165.61 9,701.60 6 12/01/20 16,165.61 9,495.29 7 12/01/21 16,165.61 9,227.85 8 12/01/22 16,165.61 8,977.62 9 12/01/23 16,165.61 8,718.35
10 12/01/24 16,165.61 8,473.74 11 12/01/25 16,165.61 8,172.30
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12 12/01/26 16,165.61 7,883.99 13 12/01/27 16,165.61 7,585.28 14 12/01/28 16,165.61 7,296.53 15 12/01/29 16,165.61 6,955.90 16 12/01/30 16,165.61 6,623.71 17 12/01/31 16,165.61 6,279.55 18 12/01/32 16,165.61 5,939.94 19 12/01/33 16,165.61 5,554.14 20 12/01/34 16,165.61 5,171.39 21 12/01/35 16,165.61 4,774.84 22 12/01/36 16,165.61 4,376.62 23 12/01/37 16,165.61 3,938.77 24 12/01/38 16,165.61 3,497.77 25 12/01/39 16,165.61 3,040.85 26 12/01/40 16,165.61 2,575.07 27 12/01/41 16,165.61 2,077.26 28 12/01/42 16,165.61 1,569.10 29 12/01/43 16,165.61 1,042.62 30 12/01/44 21,653.48 499.01
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Principal Balance516 275,315
Principal Balance443 299,557444 299,113533 298,580447 298,133478 297,655450 297,205480 296,725453 296,272454 295,818484 295,333457 294,876487 294,389
Principal Balance300,000
5,610.79 294,389 5,783.86 288,605 6,021.78 282,584 6,238.98 276,345 6,464.01 269,881 6,670.32 263,210 6,937.75 256,273 7,187.99 249,085 7,447.26 241,637 7,691.87 233,945 7,993.31 225,952
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8,281.62 217,670 8,580.33 209,090 8,869.08 200,221 9,209.71 191,011 9,541.89 181,469 9,886.06 171,583 10,225.67 161,358 10,611.47 150,746 10,994.21 139,752 11,390.76 128,361 11,788.99 116,572 12,226.83 104,345 12,667.84 91,678 13,124.76 78,553 13,590.53 64,962 14,088.35 50,874 14,596.50 36,277 15,122.98 21,154 21,154.47 0
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Year of First Full Month of LoanFirst full month of loanBALANCETreasuriesPayment FrequencyEquivalent YieldSpreadRateMort. Equiv. SpreadPayout (Years)Payment 1(I/O)Payment 2/constantStanding PeriodsTerm in PeriodsPriceOrigination Fee %/$Exit fee %/$Yield/SpreadBEY/SpreadAgg. Pmt P&I/Int. OnlyBalloonActual (1) or 30 (0) over 360
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MONTH Interest Accrues to Payment Due Date Days in Month
11 012 1 12/01/14 12/31/14 01/01/15 31 13 2 01/01/15 01/31/15 02/01/15 31 14 3 02/01/15 02/28/15 03/01/15 28 15 4 03/01/15 03/31/15 04/01/15 31 16 5 04/01/15 04/30/15 05/01/15 30 17 6 05/01/15 05/31/15 06/01/15 31 18 7 06/01/15 06/30/15 07/01/15 30 19 8 07/01/15 07/31/15 08/01/15 31 20 9 08/01/15 08/31/15 09/01/15 31 21 10 09/01/15 09/30/15 10/01/15 30 22 11 10/01/15 10/31/15 11/01/15 31 23 12 11/01/15 11/30/15 12/01/15 30 24 13 12/01/15 12/31/15 01/01/16 31 25 14 01/01/16 01/31/16 02/01/16 31 26 15 02/01/16 02/29/16 03/01/16 29 27 16 03/01/16 03/31/16 04/01/16 31 28 17 04/01/16 04/30/16 05/01/16 30 29 18 05/01/16 05/31/16 06/01/16 31 30 19 06/01/16 06/30/16 07/01/16 30 31 20 07/01/16 07/31/16 08/01/16 31 32 21 08/01/16 08/31/16 09/01/16 31
Interest Accrues from
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33 22 09/01/16 09/30/16 10/01/16 30 34 23 10/01/16 10/31/16 11/01/16 31 35 24 11/01/16 11/30/16 12/01/16 30 36 25 12/01/16 12/31/16 01/01/17 31 37 26 01/01/17 01/31/17 02/01/17 31 38 27 02/01/17 02/28/17 03/01/17 28 39 28 03/01/17 03/31/17 04/01/17 31 40 29 04/01/17 04/30/17 05/01/17 30 41 30 05/01/17 05/31/17 06/01/17 31 42 31 06/01/17 06/30/17 07/01/17 30 43 32 07/01/17 07/31/17 08/01/17 31 44 33 08/01/17 08/31/17 09/01/17 31 45 34 09/01/17 09/30/17 10/01/17 30 46 35 10/01/17 10/31/17 11/01/17 31 47 36 11/01/17 11/30/17 12/01/17 30 48 37 12/01/17 12/31/17 01/01/18 31 49 38 01/01/18 01/31/18 02/01/18 31 50 39 02/01/18 02/28/18 03/01/18 28 51 40 03/01/18 03/31/18 04/01/18 31 52 41 04/01/18 04/30/18 05/01/18 30 53 42 05/01/18 05/31/18 06/01/18 31 54 43 06/01/18 06/30/18 07/01/18 30 55 44 07/01/18 07/31/18 08/01/18 31 56 45 08/01/18 08/31/18 09/01/18 31 57 46 09/01/18 09/30/18 10/01/18 30
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58 47 10/01/18 10/31/18 11/01/18 31 59 48 11/01/18 11/30/18 12/01/18 30 60 49 12/01/18 12/31/18 01/01/19 31 61 50 01/01/19 01/31/19 02/01/19 31 62 51 02/01/19 02/28/19 03/01/19 28 63 52 03/01/19 03/31/19 04/01/19 31 64 53 04/01/19 04/30/19 05/01/19 30 65 54 05/01/19 05/31/19 06/01/19 31 66 55 06/01/19 06/30/19 07/01/19 30 67 56 07/01/19 07/31/19 08/01/19 31 68 57 08/01/19 08/31/19 09/01/19 31 69 58 09/01/19 09/30/19 10/01/19 30 70 59 10/01/19 10/31/19 11/01/19 31 71 60 11/01/19 11/30/19 12/01/19 30 72 61 12/01/19 12/31/19 01/01/20 31 73 62 01/01/20 01/31/20 02/01/20 31 74 63 02/01/20 02/29/20 03/01/20 29 75 64 03/01/20 03/31/20 04/01/20 31 76 65 04/01/20 04/30/20 05/01/20 30 77 66 05/01/20 05/31/20 06/01/20 31 78 67 06/01/20 06/30/20 07/01/20 30 79 68 07/01/20 07/31/20 08/01/20 31 80 69 08/01/20 08/31/20 09/01/20 31 81 70 09/01/20 09/30/20 10/01/20 30 82 71 10/01/20 10/31/20 11/01/20 31
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133 122 01/01/25 01/31/25 02/01/25 31 134 123 02/01/25 02/28/25 03/01/25 28 135 124 03/01/25 03/31/25 04/01/25 31 136 125 04/01/25 04/30/25 05/01/25 30 137 126 05/01/25 05/31/25 06/01/25 31 138 127 06/01/25 06/30/25 07/01/25 30 139 128 07/01/25 07/31/25 08/01/25 31 140 129 08/01/25 08/31/25 09/01/25 31 141 130 09/01/25 09/30/25 10/01/25 30 142 131 10/01/25 10/31/25 11/01/25 31 143 132 11/01/25 11/30/25 12/01/25 30 144 133 12/01/25 12/31/25 01/01/26 31 145 134 01/01/26 01/31/26 02/01/26 31 146 135 02/01/26 02/28/26 03/01/26 28 147 136 03/01/26 03/31/26 04/01/26 31 148 137 04/01/26 04/30/26 05/01/26 30 149 138 05/01/26 05/31/26 06/01/26 31 150 139 06/01/26 06/30/26 07/01/26 30 151 140 07/01/26 07/31/26 08/01/26 31 152 141 08/01/26 08/31/26 09/01/26 31 153 142 09/01/26 09/30/26 10/01/26 30 154 143 10/01/26 10/31/26 11/01/26 31 155 144 11/01/26 11/30/26 12/01/26 30 156 145 12/01/26 12/31/26 01/01/27 31 157 146 01/01/27 01/31/27 02/01/27 31
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208 197 04/01/31 04/30/31 05/01/31 30 209 198 05/01/31 05/31/31 06/01/31 31 210 199 06/01/31 06/30/31 07/01/31 30 211 200 07/01/31 07/31/31 08/01/31 31 212 201 08/01/31 08/31/31 09/01/31 31 213 202 09/01/31 09/30/31 10/01/31 30 214 203 10/01/31 10/31/31 11/01/31 31 215 204 11/01/31 11/30/31 12/01/31 30 216 205 12/01/31 12/31/31 01/01/32 31 217 206 01/01/32 01/31/32 02/01/32 31 218 207 02/01/32 02/29/32 03/01/32 29 219 208 03/01/32 03/31/32 04/01/32 31 220 209 04/01/32 04/30/32 05/01/32 30 221 210 05/01/32 05/31/32 06/01/32 31 222 211 06/01/32 06/30/32 07/01/32 30 223 212 07/01/32 07/31/32 08/01/32 31 224 213 08/01/32 08/31/32 09/01/32 31 225 214 09/01/32 09/30/32 10/01/32 30 226 215 10/01/32 10/31/32 11/01/32 31 227 216 11/01/32 11/30/32 12/01/32 30 228 217 12/01/32 12/31/32 01/01/33 31 229 218 01/01/33 01/31/33 02/01/33 31 230 219 02/01/33 02/28/33 03/01/33 28 231 220 03/01/33 03/31/33 04/01/33 31 232 221 04/01/33 04/30/33 05/01/33 30
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233 222 05/01/33 05/31/33 06/01/33 31 234 223 06/01/33 06/30/33 07/01/33 30 235 224 07/01/33 07/31/33 08/01/33 31 236 225 08/01/33 08/31/33 09/01/33 31 237 226 09/01/33 09/30/33 10/01/33 30 238 227 10/01/33 10/31/33 11/01/33 31 239 228 11/01/33 11/30/33 12/01/33 30 240 229 12/01/33 12/31/33 01/01/34 31 241 230 01/01/34 01/31/34 02/01/34 31 242 231 02/01/34 02/28/34 03/01/34 28 243 232 03/01/34 03/31/34 04/01/34 31 244 233 04/01/34 04/30/34 05/01/34 30 245 234 05/01/34 05/31/34 06/01/34 31 246 235 06/01/34 06/30/34 07/01/34 30 247 236 07/01/34 07/31/34 08/01/34 31 248 237 08/01/34 08/31/34 09/01/34 31 249 238 09/01/34 09/30/34 10/01/34 30 250 239 10/01/34 10/31/34 11/01/34 31 251 240 11/01/34 11/30/34 12/01/34 30 252 241 12/01/34 12/31/34 01/01/35 31 253 242 01/01/35 01/31/35 02/01/35 31 254 243 02/01/35 02/28/35 03/01/35 28 255 244 03/01/35 03/31/35 04/01/35 31 256 245 04/01/35 04/30/35 05/01/35 30 257 246 05/01/35 05/31/35 06/01/35 31
A B C D E F247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
258 247 06/01/35 06/30/35 07/01/35 30 259 248 07/01/35 07/31/35 08/01/35 31 260 249 08/01/35 08/31/35 09/01/35 31 261 250 09/01/35 09/30/35 10/01/35 30 262 251 10/01/35 10/31/35 11/01/35 31 263 252 11/01/35 11/30/35 12/01/35 30 264 253 12/01/35 12/31/35 01/01/36 31 265 254 01/01/36 01/31/36 02/01/36 31 266 255 02/01/36 02/29/36 03/01/36 29 267 256 03/01/36 03/31/36 04/01/36 31 268 257 04/01/36 04/30/36 05/01/36 30 269 258 05/01/36 05/31/36 06/01/36 31 270 259 06/01/36 06/30/36 07/01/36 30 271 260 07/01/36 07/31/36 08/01/36 31 272 261 08/01/36 08/31/36 09/01/36 31 273 262 09/01/36 09/30/36 10/01/36 30 274 263 10/01/36 10/31/36 11/01/36 31 275 264 11/01/36 11/30/36 12/01/36 30 276 265 12/01/36 12/31/36 01/01/37 31 277 266 01/01/37 01/31/37 02/01/37 31 278 267 02/01/37 02/28/37 03/01/37 28 279 268 03/01/37 03/31/37 04/01/37 31 280 269 04/01/37 04/30/37 05/01/37 30 281 270 05/01/37 05/31/37 06/01/37 31 282 271 06/01/37 06/30/37 07/01/37 30
A B C D E F272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
283 272 07/01/37 07/31/37 08/01/37 31 284 273 08/01/37 08/31/37 09/01/37 31 285 274 09/01/37 09/30/37 10/01/37 30 286 275 10/01/37 10/31/37 11/01/37 31 287 276 11/01/37 11/30/37 12/01/37 30 288 277 12/01/37 12/31/37 01/01/38 31 289 278 01/01/38 01/31/38 02/01/38 31 290 279 02/01/38 02/28/38 03/01/38 28 291 280 03/01/38 03/31/38 04/01/38 31 292 281 04/01/38 04/30/38 05/01/38 30 293 282 05/01/38 05/31/38 06/01/38 31 294 283 06/01/38 06/30/38 07/01/38 30 295 284 07/01/38 07/31/38 08/01/38 31 296 285 08/01/38 08/31/38 09/01/38 31 297 286 09/01/38 09/30/38 10/01/38 30 298 287 10/01/38 10/31/38 11/01/38 31 299 288 11/01/38 11/30/38 12/01/38 30 300 289 12/01/38 12/31/38 01/01/39 31 301 290 01/01/39 01/31/39 02/01/39 31 302 291 02/01/39 02/28/39 03/01/39 28 303 292 03/01/39 03/31/39 04/01/39 31 304 293 04/01/39 04/30/39 05/01/39 30 305 294 05/01/39 05/31/39 06/01/39 31 306 295 06/01/39 06/30/39 07/01/39 30 307 296 07/01/39 07/31/39 08/01/39 31
A B C D E F297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
308 297 08/01/39 08/31/39 09/01/39 31 309 298 09/01/39 09/30/39 10/01/39 30 310 299 10/01/39 10/31/39 11/01/39 31 311 300 11/01/39 11/30/39 12/01/39 30 312 301 12/01/39 12/31/39 01/01/40 31 313 302 01/01/40 01/31/40 02/01/40 31 314 303 02/01/40 02/29/40 03/01/40 29 315 304 03/01/40 03/31/40 04/01/40 31 316 305 04/01/40 04/30/40 05/01/40 30 317 306 05/01/40 05/31/40 06/01/40 31 318 307 06/01/40 06/30/40 07/01/40 30 319 308 07/01/40 07/31/40 08/01/40 31 320 309 08/01/40 08/31/40 09/01/40 31 321 310 09/01/40 09/30/40 10/01/40 30 322 311 10/01/40 10/31/40 11/01/40 31 323 312 11/01/40 11/30/40 12/01/40 30 324 313 12/01/40 12/31/40 01/01/41 31 325 314 01/01/41 01/31/41 02/01/41 31 326 315 02/01/41 02/28/41 03/01/41 28 327 316 03/01/41 03/31/41 04/01/41 31 328 317 04/01/41 04/30/41 05/01/41 30 329 318 05/01/41 05/31/41 06/01/41 31 330 319 06/01/41 06/30/41 07/01/41 30 331 320 07/01/41 07/31/41 08/01/41 31 332 321 08/01/41 08/31/41 09/01/41 31
A B C D E F322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
333 322 09/01/41 09/30/41 10/01/41 30 334 323 10/01/41 10/31/41 11/01/41 31 335 324 11/01/41 11/30/41 12/01/41 30 336 325 12/01/41 12/31/41 01/01/42 31 337 326 01/01/42 01/31/42 02/01/42 31 338 327 02/01/42 02/28/42 03/01/42 28 339 328 03/01/42 03/31/42 04/01/42 31 340 329 04/01/42 04/30/42 05/01/42 30 341 330 05/01/42 05/31/42 06/01/42 31 342 331 06/01/42 06/30/42 07/01/42 30 343 332 07/01/42 07/31/42 08/01/42 31 344 333 08/01/42 08/31/42 09/01/42 31 345 334 09/01/42 09/30/42 10/01/42 30 346 335 10/01/42 10/31/42 11/01/42 31 347 336 11/01/42 11/30/42 12/01/42 30 348 337 12/01/42 12/31/42 01/01/43 31 349 338 01/01/43 01/31/43 02/01/43 31 350 339 02/01/43 02/28/43 03/01/43 28 351 340 03/01/43 03/31/43 04/01/43 31 352 341 04/01/43 04/30/43 05/01/43 30 353 342 05/01/43 05/31/43 06/01/43 31 354 343 06/01/43 06/30/43 07/01/43 30 355 344 07/01/43 07/31/43 08/01/43 31 356 345 08/01/43 08/31/43 09/01/43 31 357 346 09/01/43 09/30/43 10/01/43 30
A B C D E F347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
358 347 10/01/43 10/31/43 11/01/43 31 359 348 11/01/43 11/30/43 12/01/43 30 360 349 12/01/43 12/31/43 01/01/44 31 361 350 01/01/44 01/31/44 02/01/44 31 362 351 02/01/44 02/29/44 03/01/44 29 363 352 03/01/44 03/31/44 04/01/44 31 364 353 04/01/44 04/30/44 05/01/44 30 365 354 05/01/44 05/31/44 06/01/44 31 366 355 06/01/44 06/30/44 07/01/44 30 367 356 07/01/44 07/31/44 08/01/44 31 368 357 08/01/44 08/31/44 09/01/44 31 369 358 09/01/44 09/30/44 10/01/44 30 370 359 10/01/44 10/31/44 11/01/44 31 371 360 11/01/44 11/30/44 12/01/44 30 372 361 12/01/44 12/31/44 01/01/45 31 373 362 01/01/45 01/31/45 02/01/45 31 374 363 02/01/45 02/28/45 03/01/45 28 375 364 03/01/45 03/31/45 04/01/45 31 376 365 04/01/45 04/30/45 05/01/45 30 377 366 05/01/45 05/31/45 06/01/45 31 378 367 06/01/45 06/30/45 07/01/45 30 379 368 07/01/45 07/31/45 08/01/45 31 380 369 08/01/45 08/31/45 09/01/45 31 381 370 09/01/45 09/30/45 10/01/45 30 382 371 10/01/45 10/31/45 11/01/45 31
A B C D E F372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
383 372 11/01/45 11/30/45 12/01/45 30 384 373 12/01/45 12/31/45 01/01/46 31 385 374 01/01/46 01/31/46 02/01/46 31 386 375 02/01/46 02/28/46 03/01/46 28 387 376 03/01/46 03/31/46 04/01/46 31 388 377 04/01/46 04/30/46 05/01/46 30 389 378 05/01/46 05/31/46 06/01/46 31 390 379 06/01/46 06/30/46 07/01/46 30 391 380 07/01/46 07/31/46 08/01/46 31 392 381 08/01/46 08/31/46 09/01/46 31 393 382 09/01/46 09/30/46 10/01/46 30 394 383 10/01/46 10/31/46 11/01/46 31 395 384 11/01/46 11/30/46 12/01/46 30 396 385 12/01/46 12/31/46 01/01/47 31 397 386 01/01/47 01/31/47 02/01/47 31 398 387 02/01/47 02/28/47 03/01/47 28 399 388 03/01/47 03/31/47 04/01/47 31 400 389 04/01/47 04/30/47 05/01/47 30 401 390 05/01/47 05/31/47 06/01/47 31 402 391 06/01/47 06/30/47 07/01/47 30 403 392 07/01/47 07/31/47 08/01/47 31 404 393 08/01/47 08/31/47 09/01/47 31 405 394 09/01/47 09/30/47 10/01/47 30 406 395 10/01/47 10/31/47 11/01/47 31 407 396 11/01/47 11/30/47 12/01/47 30
A B C D E F397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
408 397 12/01/47 12/31/47 01/01/48 31 409 398 01/01/48 01/31/48 02/01/48 31 410 399 02/01/48 02/29/48 03/01/48 29 411 400 03/01/48 03/31/48 04/01/48 31 412 401 04/01/48 04/30/48 05/01/48 30 413 402 05/01/48 05/31/48 06/01/48 31 414 403 06/01/48 06/30/48 07/01/48 30 415 404 07/01/48 07/31/48 08/01/48 31 416 405 08/01/48 08/31/48 09/01/48 31 417 406 09/01/48 09/30/48 10/01/48 30 418 407 10/01/48 10/31/48 11/01/48 31 419 408 11/01/48 11/30/48 12/01/48 30 420 409 12/01/48 12/31/48 01/01/49 31 421 410 01/01/49 01/31/49 02/01/49 31 422 411 02/01/49 02/28/49 03/01/49 28 423 412 03/01/49 03/31/49 04/01/49 31 424 413 04/01/49 04/30/49 05/01/49 30 425 414 05/01/49 05/31/49 06/01/49 31 426 415 06/01/49 06/30/49 07/01/49 30 427 416 07/01/49 07/31/49 08/01/49 31 428 417 08/01/49 08/31/49 09/01/49 31 429 418 09/01/49 09/30/49 10/01/49 30 430 419 10/01/49 10/31/49 11/01/49 31 431 420 11/01/49 11/30/49 12/01/49 30 432 421 12/01/49 12/31/49 01/01/50 31
A B C D E F422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
433 422 01/01/50 01/31/50 02/01/50 31 434 423 02/01/50 02/28/50 03/01/50 28 435 424 03/01/50 03/31/50 04/01/50 31 436 425 04/01/50 04/30/50 05/01/50 30 437 426 05/01/50 05/31/50 06/01/50 31 438 427 06/01/50 06/30/50 07/01/50 30 439 428 07/01/50 07/31/50 08/01/50 31 440 429 08/01/50 08/31/50 09/01/50 31 441 430 09/01/50 09/30/50 10/01/50 30 442 431 10/01/50 10/31/50 11/01/50 31 443 432 11/01/50 11/30/50 12/01/50 30 444 433 12/01/50 12/31/50 01/01/51 31 445 434 01/01/51 01/31/51 02/01/51 31 446 435 02/01/51 02/28/51 03/01/51 28 447 436 03/01/51 03/31/51 04/01/51 31 448 437 04/01/51 04/30/51 05/01/51 30 449 438 05/01/51 05/31/51 06/01/51 31 450 439 06/01/51 06/30/51 07/01/51 30 451 440 07/01/51 07/31/51 08/01/51 31 452 441 08/01/51 08/31/51 09/01/51 31 453 442 09/01/51 09/30/51 10/01/51 30 454 443 10/01/51 10/31/51 11/01/51 31 455 444 11/01/51 11/30/51 12/01/51 30 456 445 12/01/51 12/31/51 01/01/52 31 457 446 01/01/52 01/31/52 02/01/52 31
A B C D E F447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
458 447 02/01/52 02/29/52 03/01/52 29 459 448 03/01/52 03/31/52 04/01/52 31 460 449 04/01/52 04/30/52 05/01/52 30 461 450 05/01/52 05/31/52 06/01/52 31 462 451 06/01/52 06/30/52 07/01/52 30 463 452 07/01/52 07/31/52 08/01/52 31 464 453 08/01/52 08/31/52 09/01/52 31 465 454 09/01/52 09/30/52 10/01/52 30 466 455 10/01/52 10/31/52 11/01/52 31 467 456 11/01/52 11/30/52 12/01/52 30 468 457 12/01/52 12/31/52 01/01/53 31 469 458 01/01/53 01/31/53 02/01/53 31 470 459 02/01/53 02/28/53 03/01/53 28 471 460 03/01/53 03/31/53 04/01/53 31 472 461 04/01/53 04/30/53 05/01/53 30 473 462 05/01/53 05/31/53 06/01/53 31 474 463 06/01/53 06/30/53 07/01/53 30 475 464 07/01/53 07/31/53 08/01/53 31 476 465 08/01/53 08/31/53 09/01/53 31 477 466 09/01/53 09/30/53 10/01/53 30 478 467 10/01/53 10/31/53 11/01/53 31 479 468 11/01/53 11/30/53 12/01/53 30 480 469 12/01/53 12/31/53 01/01/54 31 481 470 01/01/54 01/31/54 02/01/54 31 482 471 02/01/54 02/28/54 03/01/54 28
A B C D E F472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
483 472 03/01/54 03/31/54 04/01/54 31 484 473 04/01/54 04/30/54 05/01/54 30 485 474 05/01/54 05/31/54 06/01/54 31 486 475 06/01/54 06/30/54 07/01/54 30 487 476 07/01/54 07/31/54 08/01/54 31 488 477 08/01/54 08/31/54 09/01/54 31 489 478 09/01/54 09/30/54 10/01/54 30 490 479 10/01/54 10/31/54 11/01/54 31 491 480 11/01/54 11/30/54 12/01/54 30
A B C D E F497
498
499
500
501
502
503
504
505
2014
12
300000 300000
0.02 Profit12
1.992%
1.500%
3.500%
1.508%
30.00
875.00 16,165.61 25000001,347.13 5.389%
-
360.00
100.000%
1.000% $3,000 Over CMBS0.000% $0 Over CMBS3.632% 1.632% #REF!3.659% 1.659%
490,456.13 190,456.13
1,347.13 Balance at Maturity 1,343.22
1.00
G H I1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
Payment Interest Principal
(297,000)1,347 904 443 1,347 903 444 1,347 814 533 1,347 900 447 1,347 870 478 1,347 897 450 1,347 867 480 1,347 894 453 1,347 893 454 1,347 863 484 1,347 890 457 1,347 860 487 1,347 887 460 1,347 886 461 1,347 827 520 1,347 883 464 1,347 853 494 1,347 880 467 1,347 850 497 1,347 877 470 1,347 876 471
G H I
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
1,347 846 501 1,347 873 474 1,347 843 504 1,347 870 477 1,347 868 479 1,347 783 564 1,347 865 482 1,347 836 511 1,347 862 485 1,347 833 514 1,347 859 488 1,347 858 489 1,347 829 518 1,347 855 492 1,347 826 521 1,347 852 495 1,347 850 497 1,347 767 581 1,347 847 500 1,347 818 529 1,347 844 503 1,347 815 532 1,347 841 506 1,347 839 508 1,347 811 536
G H I47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
1,347 836 511 1,347 808 540 1,347 833 514 1,347 831 516 1,347 749 598 1,347 828 519 1,347 800 547 1,347 825 522 1,347 797 551 1,347 822 526 1,347 820 527 1,347 792 555 1,347 817 530 1,347 789 558 1,347 813 534 1,347 812 535 1,347 758 589 1,347 808 539 1,347 781 566 1,347 805 542 1,347 778 570 1,347 802 545 1,347 800 547 1,347 773 574 1,347 797 550
G H I72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
1,347 769 578 1,347 793 554 1,347 792 556 1,347 713 634 1,347 788 559 1,347 761 586 1,347 785 563 1,347 758 590 1,347 781 566 1,347 779 568 1,347 753 595 1,347 776 571 1,347 749 598 1,347 772 575 1,347 771 576 1,347 694 653 1,347 767 580 1,347 741 607 1,347 763 584 1,347 737 610 1,347 760 587 1,347 758 589 1,347 732 615 1,347 754 593 1,347 728 619
G H I97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
1,347 751 596 1,347 749 598 1,347 675 672 1,347 745 602 1,347 719 628 1,347 741 606 1,347 716 631 1,347 738 609 1,347 736 611 1,347 710 637 1,347 732 615 1,347 707 640 1,347 728 619 1,347 726 621 1,347 678 669 1,347 723 625 1,347 697 650 1,347 719 628 1,347 694 653 1,347 715 632 1,347 713 634 1,347 688 659 1,347 709 638 1,347 684 663 1,347 705 642
G H I122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
1,347 703 644 1,347 633 714 1,347 699 648 1,347 675 673 1,347 695 652 1,347 671 676 1,347 691 656 1,347 689 658 1,347 665 682 1,347 685 662 1,347 661 686 1,347 681 666 1,347 679 668 1,347 611 736 1,347 675 672 1,347 651 696 1,347 671 677 1,347 647 700 1,347 666 681 1,347 664 683 1,347 641 706 1,347 660 687 1,347 637 710 1,347 656 691 1,347 654 693
G H I147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
1,347 589 758 1,347 650 698 1,347 627 721 1,347 645 702 1,347 622 725 1,347 641 706 1,347 639 708 1,347 616 731 1,347 635 713 1,347 612 735 1,347 630 717 1,347 628 719 1,347 585 762 1,347 624 724 1,347 601 746 1,347 619 728 1,347 597 750 1,347 615 732 1,347 612 735 1,347 591 757 1,347 608 739 1,347 586 761 1,347 603 744 1,347 601 746 1,347 541 806
G H I172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
1,347 597 751 1,347 575 772 1,347 592 755 1,347 571 776 1,347 587 760 1,347 585 762 1,347 564 783 1,347 580 767 1,347 559 788 1,347 576 771 1,347 573 774 1,347 516 831 1,347 569 779 1,347 548 799 1,347 564 783 1,347 543 804 1,347 559 788 1,347 557 791 1,347 536 811 1,347 552 795 1,347 532 815 1,347 547 800 1,347 545 803 1,347 490 857 1,347 540 808
G H I197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
1,347 520 827 1,347 535 813 1,347 515 832 1,347 530 818 1,347 527 820 1,347 508 839 1,347 522 825 1,347 503 844 1,347 517 830 1,347 515 833 1,347 479 868 1,347 510 838 1,347 491 857 1,347 504 843 1,347 486 861 1,347 499 848 1,347 497 850 1,347 478 869 1,347 492 856 1,347 473 874 1,347 486 861 1,347 484 863 1,347 435 913 1,347 478 869 1,347 460 887
G H I222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
1,347 473 874 1,347 455 892 1,347 468 879 1,347 465 882 1,347 448 900 1,347 460 887 1,347 442 905 1,347 454 893 1,347 452 895 1,347 405 942 1,347 446 901 1,347 429 918 1,347 441 907 1,347 424 923 1,347 435 912 1,347 432 915 1,347 416 931 1,347 427 920 1,347 410 937 1,347 421 926 1,347 418 929 1,347 375 972 1,347 413 934 1,347 397 950 1,347 407 940
G H I247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
1,347 391 956 1,347 401 946 1,347 398 949 1,347 383 964 1,347 393 954 1,347 377 970 1,347 387 960 1,347 384 963 1,347 356 991 1,347 378 969 1,347 363 984 1,347 372 975 1,347 357 990 1,347 366 981 1,347 363 984 1,347 349 998 1,347 357 990 1,347 343 1,004 1,347 351 996 1,347 348 999 1,347 312 1,035 1,347 342 1,005 1,347 328 1,019 1,347 336 1,011 1,347 322 1,025
G H I272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
1,347 330 1,017 1,347 327 1,020 1,347 313 1,034 1,347 321 1,026 1,347 307 1,040 1,347 314 1,033 1,347 311 1,036 1,347 278 1,069 1,347 305 1,042 1,347 292 1,055 1,347 299 1,048 1,347 286 1,061 1,347 292 1,055 1,347 289 1,058 1,347 277 1,070 1,347 283 1,064 1,347 271 1,077 1,347 276 1,071 1,347 273 1,074 1,347 244 1,103 1,347 267 1,081 1,347 255 1,092 1,347 260 1,087 1,347 248 1,099 1,347 253 1,094
G H I297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
1,347 250 1,097 1,347 239 1,108 1,347 243 1,104 1,347 232 1,115 1,347 237 1,110 1,347 233 1,114 1,347 215 1,132 1,347 227 1,120 1,347 216 1,131 1,347 220 1,127 1,347 209 1,138 1,347 213 1,134 1,347 210 1,138 1,347 200 1,148 1,347 203 1,144 1,347 193 1,154 1,347 196 1,151 1,347 192 1,155 1,347 171 1,177 1,347 185 1,162 1,347 176 1,171 1,347 178 1,169 1,347 169 1,178 1,347 171 1,176 1,347 168 1,179
G H I322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
1,347 159 1,188 1,347 161 1,187 1,347 152 1,195 1,347 153 1,194 1,347 150 1,197 1,347 132 1,215 1,347 142 1,205 1,347 134 1,213 1,347 135 1,212 1,347 127 1,220 1,347 128 1,219 1,347 124 1,223 1,347 117 1,231 1,347 117 1,230 1,347 109 1,238 1,347 109 1,238 1,347 106 1,242 1,347 92 1,255 1,347 98 1,249 1,347 91 1,256 1,347 91 1,257 1,347 84 1,263 1,347 83 1,264 1,347 79 1,268 1,347 73 1,274
G H I347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
1,347 71 1,276 1,347 65 1,282 1,347 64 1,283 1,347 60 1,287 1,347 52 1,295 1,347 52 1,295 1,347 47 1,300 1,347 44 1,303 1,347 39 1,308 1,347 36 1,311 1,347 32 1,315 1,347 28 1,320 1,347 25 1,323 6,835 20 6,815
0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)
G H I372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)
G H I397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)
G H I422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)
G H I447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)
G H I472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)0 0 (0)
G H I497
498
499
500
501
502
503
504
505
#REF!#REF!
Average Life Term InterpolationYear 10.00 1.500% 3.000%Year 30.00 3.000%
Interpolation 17.878 2.091%
Coupon Spread 1.409%
Net Yield Spread 1.541%
BEY Spread 1.568%
EscrowTaxes 0 1800
Insurance 0
Total Payments 1347.134063426
Current Rate8.000%
Modified Duration
12.291 average life Duration
17.878 12.373 17.8779842
J K L M N O1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
PV of Payments
300,000 25,000 301,923 0.000 0.000 0.000 299,557 24,963 1,343 0.004 1.000 442.967 299,113 24,926 1,339 0.009 1.000 888.605 298,580 24,882 1,335 0.013 1.000 1598.648 298,133 24,844 1,332 0.018 1.000 1788.990 297,655 24,805 1,328 0.022 1.000 2387.903 297,205 24,767 1,324 0.026 1.000 2700.209 296,725 24,727 1,320 0.031 1.000 3362.003 296,272 24,689 1,316 0.035 1.000 3622.710 295,818 24,651 1,312 0.039 1.000 4087.832 295,333 24,611 1,308 0.044 1.000 4843.326 294,876 24,573 1,305 0.048 1.000 5027.355 294,389 24,532 1,301 0.052 1.000 5844.939 293,929 24,494 1,297 0.056 2.000 5978.410 293,468 24,456 1,293 0.060 2.000 6457.692 292,948 24,412 1,290 0.064 2.000 7795.757 292,484 24,374 1,286 0.069 2.000 7427.524 291,990 24,333 1,282 0.073 2.000 8398.941 291,523 24,294 1,278 0.077 2.000 8407.951 291,026 24,252 1,275 0.081 2.000 9440.316 290,556 24,213 1,271 0.085 2.000 9400.274 290,085 24,174 1,267 0.089 2.000 9900.036
Balance after payment for
monthAverage Life calculations
Duration calculations
J K L M N O
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
289,584 24,132 1,264 0.093 2.000 11023.183 289,109 24,092 1,260 0.097 2.000 10910.308 288,605 24,050 1,256 0.100 2.000 12093.570 288,128 24,011 1,253 0.104 3.000 11932.740 287,649 23,971 1,249 0.108 3.000 12447.452 287,085 23,924 1,245 0.112 3.000 15230.396 286,603 23,884 1,242 0.116 3.000 13492.952 286,092 23,841 1,238 0.120 3.000 14825.024 285,607 23,801 1,234 0.123 3.000 14546.527 285,093 23,758 1,231 0.127 3.000 15937.503 284,605 23,717 1,227 0.131 3.000 15612.643 284,116 23,676 1,224 0.135 3.000 16149.064 283,597 23,633 1,220 0.138 3.000 17627.736 283,105 23,592 1,217 0.142 3.000 17234.107 282,584 23,549 1,213 0.146 3.000 18770.803 282,088 23,507 1,210 0.149 4.000 18331.967 281,591 23,466 1,206 0.153 4.000 18884.169 281,011 23,418 1,202 0.156 4.000 22642.633 280,510 23,376 1,199 0.160 4.000 20007.976 279,981 23,332 1,196 0.163 4.000 21688.130 279,478 23,290 1,192 0.167 4.000 21138.651 278,946 23,246 1,189 0.170 4.000 22875.553 278,440 23,203 1,185 0.174 4.000 22282.545 277,932 23,161 1,182 0.177 4.000 22857.650 277,395 23,116 1,178 0.181 4.000 24678.991
J K L M N O47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
276,884 23,074 1,175 0.184 4.000 24021.494 276,345 23,029 1,171 0.187 4.000 25898.654 275,830 22,986 1,168 0.191 5.000 25198.846 275,315 22,943 1,165 0.194 5.000 25790.605 274,717 22,893 1,161 0.197 5.000 30481.005 274,198 22,850 1,158 0.201 5.000 26996.736 273,650 22,804 1,154 0.204 5.000 29011.713 273,128 22,761 1,151 0.207 5.000 28208.654 272,577 22,715 1,148 0.210 5.000 30278.104 272,052 22,671 1,144 0.214 5.000 29434.500 271,525 22,627 1,141 0.217 5.000 30050.412 270,969 22,581 1,138 0.220 5.000 32200.867 270,439 22,537 1,134 0.223 5.000 31297.282 269,881 22,490 1,131 0.226 5.000 33501.230 269,347 22,446 1,128 0.229 6.000 32558.383 268,811 22,401 1,125 0.232 6.000 33191.863 268,222 22,352 1,121 0.235 6.000 37121.806 267,684 22,307 1,118 0.239 6.000 34479.489 267,117 22,260 1,115 0.242 6.000 36815.383 266,575 22,215 1,112 0.245 6.000 35776.802 266,005 22,167 1,108 0.248 6.000 38164.776 265,460 22,122 1,105 0.250 6.000 37088.783 264,913 22,076 1,102 0.253 6.000 37747.632 264,338 22,028 1,099 0.256 6.000 40212.995 263,788 21,982 1,095 0.259 6.000 39081.760
J K L M N O72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
263,210 21,934 1,092 0.262 6.000 41598.170 262,656 21,888 1,089 0.265 7.000 40430.874 262,101 21,842 1,086 0.268 7.000 41108.245 261,467 21,789 1,083 0.271 7.000 47522.789 260,908 21,742 1,080 0.274 7.000 42491.661 260,322 21,694 1,077 0.276 7.000 45133.699 259,759 21,647 1,073 0.279 7.000 43879.092 259,170 21,597 1,070 0.282 7.000 46570.684 258,604 21,550 1,067 0.285 7.000 45281.971 258,036 21,503 1,064 0.287 7.000 45986.176 257,442 21,453 1,061 0.290 7.000 48751.337 256,870 21,406 1,058 0.293 7.000 47412.379 256,273 21,356 1,055 0.295 7.000 50226.005 255,698 21,308 1,052 0.298 8.000 48854.363 255,121 21,260 1,049 0.301 8.000 49578.094 254,469 21,206 1,046 0.303 8.000 56779.446 253,888 21,157 1,043 0.306 8.000 51057.065 253,282 21,107 1,040 0.308 8.000 53989.728 252,698 21,058 1,037 0.311 8.000 52539.378 252,088 21,007 1,033 0.313 8.000 55518.931 251,501 20,958 1,030 0.316 8.000 54037.953 250,911 20,909 1,027 0.319 8.000 54789.956 250,296 20,858 1,025 0.321 8.000 57839.054 249,703 20,809 1,022 0.323 8.000 56313.092 249,085 20,757 1,019 0.326 8.000 59407.934
J K L M N O97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
248,488 20,707 1,016 0.328 9.000 57852.839 247,890 20,657 1,013 0.331 9.000 58625.420 247,218 20,601 1,010 0.333 9.000 66559.952 246,616 20,551 1,007 0.336 9.000 60204.784 245,988 20,499 1,004 0.338 9.000 63411.724 245,382 20,448 1,001 0.340 9.000 61786.967 244,750 20,396 998 0.343 9.000 65037.994 244,141 20,345 995 0.345 9.000 63386.267 243,530 20,294 992 0.347 9.000 64188.627 242,893 20,241 989 0.350 9.000 67504.955 242,278 20,190 986 0.352 9.000 65813.781 241,637 20,136 984 0.354 9.000 69172.989 241,018 20,085 981 0.356 10.000 67456.419 240,398 20,033 978 0.359 10.000 68280.456 239,728 19,977 975 0.361 10.000 74297.431 239,104 19,925 972 0.363 10.000 69957.392 238,454 19,871 969 0.365 10.000 73421.557 237,825 19,819 967 0.367 10.000 71644.483 237,172 19,764 964 0.369 10.000 75149.787 236,540 19,712 961 0.372 10.000 73349.583 235,905 19,659 958 0.374 10.000 74204.880 235,246 19,604 955 0.376 10.000 77771.026 234,608 19,551 953 0.378 10.000 75937.187 233,945 19,495 950 0.380 10.000 79543.201 233,303 19,442 947 0.382 11.000 77687.887
J K L M N O122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
232,659 19,388 944 0.384 11.000 78566.014 231,946 19,329 942 0.386 11.000 87795.382 231,297 19,275 939 0.388 11.000 80361.409 230,625 19,219 936 0.390 11.000 84064.546 229,973 19,164 933 0.392 11.000 82159.056 229,297 19,108 931 0.394 11.000 85900.222 228,640 19,053 928 0.396 11.000 83975.649 227,982 18,999 925 0.398 11.000 84886.779 227,300 18,942 923 0.400 11.000 88684.083 226,638 18,887 920 0.402 11.000 86731.999 225,952 18,829 917 0.404 11.000 90565.995 225,286 18,774 915 0.405 12.000 88596.567 224,618 18,718 912 0.407 12.000 89531.734 223,882 18,657 909 0.409 12.000 99316.059 223,210 18,601 907 0.411 12.000 91443.440 222,514 18,543 904 0.413 12.000 95366.474 221,837 18,486 901 0.415 12.000 93357.371 221,137 18,428 899 0.416 12.000 97315.164 220,456 18,371 896 0.418 12.000 95291.230 219,774 18,314 893 0.420 12.000 96261.131 219,068 18,256 891 0.422 12.000 100270.109 218,381 18,198 888 0.423 12.000 98225.103 217,670 18,139 886 0.425 12.000 102267.431 216,979 18,082 883 0.427 13.000 100209.424 216,286 18,024 881 0.429 13.000 101204.627
J K L M N O147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
215,528 17,961 878 0.430 13.000 111478.188 214,830 17,903 875 0.432 13.000 103238.458 214,110 17,842 873 0.434 13.000 107361.322 213,408 17,784 870 0.435 13.000 105274.673 212,683 17,724 868 0.437 13.000 109428.852 211,977 17,665 865 0.438 13.000 107331.842 211,269 17,606 863 0.440 13.000 108363.587 210,538 17,545 860 0.442 13.000 112563.740 209,825 17,485 858 0.443 13.000 110452.427 209,090 17,424 855 0.445 13.000 114682.413 208,373 17,364 853 0.446 14.000 112562.662 207,654 17,305 850 0.448 14.000 113621.034 206,892 17,241 848 0.449 14.000 121104.734 206,169 17,181 845 0.451 14.000 115773.343 205,423 17,119 843 0.452 14.000 120075.149 204,695 17,058 840 0.454 14.000 117937.940 203,945 16,995 838 0.455 14.000 122267.445 203,212 16,934 836 0.457 14.000 120124.565 202,478 16,873 833 0.458 14.000 121221.282 201,721 16,810 831 0.460 14.000 125591.284 200,982 16,748 828 0.461 14.000 123441.205 200,221 16,685 826 0.462 14.000 127837.346 199,477 16,623 823 0.464 15.000 125683.617 198,731 16,561 821 0.465 15.000 126808.345 197,925 16,494 819 0.467 15.000 137850.442
J K L M N O172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197,175 16,431 816 0.468 15.000 129104.786 196,403 16,367 814 0.469 15.000 133563.134 195,647 16,304 812 0.471 15.000 131404.508 194,871 16,239 809 0.472 15.000 135886.745 194,111 16,176 807 0.473 15.000 133727.383 193,349 16,112 805 0.475 15.000 134892.527 192,566 16,047 802 0.476 15.000 139409.492 191,799 15,983 800 0.477 15.000 137250.407 191,011 15,918 798 0.479 15.000 141789.621 190,240 15,853 795 0.480 16.000 139631.923 189,466 15,789 793 0.481 16.000 140826.530 188,635 15,720 791 0.482 16.000 152139.824 187,856 15,655 788 0.483 16.000 143264.212 187,057 15,588 786 0.485 16.000 147855.752 186,274 15,523 784 0.486 16.000 145705.937 185,470 15,456 781 0.487 16.000 150317.362 184,682 15,390 779 0.488 16.000 148171.993 183,891 15,324 777 0.489 16.000 149409.092 183,080 15,257 775 0.491 16.000 154049.177 182,285 15,190 772 0.492 16.000 151911.938 181,469 15,122 770 0.493 16.000 156570.183 180,669 15,056 768 0.494 17.000 154439.622 179,867 14,989 766 0.495 17.000 155707.703 179,009 14,917 763 0.496 17.000 167211.939 178,202 14,850 761 0.497 17.000 158293.603
J K L M N O197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
177,374 14,781 759 0.498 17.000 162993.791 176,562 14,713 757 0.499 17.000 160884.530 175,729 14,644 755 0.501 17.000 165600.392 174,912 14,576 752 0.502 17.000 163501.022 174,092 14,508 750 0.503 17.000 164813.765 173,253 14,438 748 0.504 17.000 169551.908 172,428 14,369 746 0.505 17.000 167468.916 171,583 14,299 744 0.506 17.000 172220.919 170,753 14,229 742 0.507 18.000 170150.161 169,921 14,160 739 0.508 18.000 171495.477 169,053 14,088 737 0.509 18.000 179686.672 168,215 14,018 735 0.510 18.000 174226.540 167,359 13,947 733 0.511 18.000 179009.831 166,516 13,876 731 0.512 18.000 176974.040 165,655 13,805 729 0.512 18.000 181768.584 164,807 13,734 727 0.513 18.000 179748.394 163,956 13,663 724 0.514 18.000 181140.561 163,087 13,591 722 0.515 18.000 185950.687 162,232 13,519 720 0.516 18.000 183955.528 161,358 13,446 718 0.517 18.000 188775.001 160,497 13,375 716 0.518 19.000 186797.903 159,633 13,303 714 0.519 19.000 188224.305 158,721 13,227 712 0.520 19.000 199854.197 157,852 13,154 710 0.521 19.000 191128.714 156,965 13,080 708 0.521 19.000 195967.768
J K L M N O222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
156,091 13,008 706 0.522 19.000 194040.823 155,199 12,933 704 0.523 19.000 198886.479 154,320 12,860 702 0.524 19.000 196981.134 153,438 12,787 700 0.525 19.000 198456.844 152,538 12,712 698 0.525 19.000 203311.035 151,651 12,638 695 0.526 19.000 201439.816 150,746 12,562 693 0.527 19.000 206298.607 149,853 12,488 691 0.528 20.000 204451.571 148,958 12,413 689 0.529 20.000 205963.257 148,016 12,335 687 0.529 20.000 217518.241 147,115 12,260 685 0.530 20.000 209038.804 146,197 12,183 683 0.531 20.000 213905.139 145,291 12,108 681 0.532 20.000 212123.767 144,367 12,031 679 0.532 20.000 216991.818 143,455 11,955 677 0.533 20.000 215238.345 142,541 11,878 676 0.534 20.000 216801.825 141,609 11,801 674 0.534 20.000 221671.004 140,689 11,724 672 0.535 20.000 219961.205 139,752 11,646 670 0.536 20.000 224829.997 138,826 11,569 668 0.536 21.000 223150.807 137,897 11,491 666 0.537 21.000 224752.087 136,926 11,410 664 0.538 21.000 236134.467 135,991 11,333 662 0.538 21.000 228007.130 135,041 11,253 660 0.539 21.000 232870.824 134,101 11,175 658 0.540 21.000 231273.573
J K L M N O247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
133,145 11,095 656 0.540 21.000 236133.851 132,199 11,017 654 0.541 21.000 234571.108 131,250 10,937 652 0.541 21.000 236226.781 130,286 10,857 650 0.542 21.000 241080.407 129,331 10,778 649 0.543 21.000 239571.361 128,361 10,697 647 0.543 21.000 244419.361 127,401 10,617 645 0.544 22.000 242947.667 126,438 10,536 643 0.544 22.000 244643.046 125,447 10,454 641 0.545 22.000 252615.647 124,478 10,373 639 0.545 22.000 248076.843 123,494 10,291 637 0.546 22.000 252906.714 122,519 10,210 635 0.546 22.000 251533.659 121,529 10,127 634 0.547 22.000 256354.728 120,548 10,046 632 0.548 22.000 255023.111 119,565 9,964 630 0.548 22.000 256775.537 118,566 9,881 628 0.549 22.000 261581.787 117,576 9,798 626 0.549 22.000 260314.376 116,572 9,714 624 0.550 22.000 265109.503 115,576 9,631 623 0.550 23.000 263886.515 114,578 9,548 621 0.550 23.000 265680.639 113,542 9,462 619 0.551 23.000 276405.918 112,538 9,378 617 0.551 23.000 269321.167 111,519 9,293 615 0.552 23.000 274083.999 110,508 9,209 614 0.552 23.000 272977.918 109,483 9,124 612 0.553 23.000 277726.288
J K L M N O272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
108,466 9,039 610 0.553 23.000 276668.921 107,445 8,954 608 0.554 23.000 278523.001 106,412 8,868 607 0.554 23.000 283247.969 105,385 8,782 605 0.554 23.000 282265.843 104,345 8,695 603 0.555 23.000 286973.912 103,313 8,609 601 0.555 24.000 286043.632 102,277 8,523 599 0.556 24.000 287941.496 101,208 8,434 598 0.556 24.000 298170.996 100,166 8,347 596 0.556 24.000 291788.960 99,111 8,259 594 0.557 24.000 296450.109 98,063 8,172 593 0.557 24.000 295655.515 97,002 8,083 591 0.557 24.000 300296.261 95,947 7,996 589 0.558 24.000 299558.013 94,889 7,907 587 0.558 24.000 301518.808 93,819 7,818 586 0.558 24.000 306127.142 92,754 7,730 584 0.559 24.000 305475.710 91,678 7,640 582 0.559 24.000 310061.081 90,607 7,551 581 0.559 25.000 309469.281 89,533 7,461 579 0.560 25.000 311476.042 88,429 7,369 577 0.560 25.000 321091.178 87,349 7,279 576 0.560 25.000 315540.440 86,256 7,188 574 0.560 25.000 320063.543 85,169 7,097 572 0.561 25.000 319627.122 84,070 7,006 571 0.561 25.000 324123.585 82,977 6,915 569 0.561 25.000 323751.514
J K L M N O297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
81,880 6,823 567 0.562 25.000 325824.316 80,771 6,731 566 0.562 25.000 330278.907 79,668 6,639 564 0.562 25.000 330005.795 78,553 6,546 562 0.562 25.000 334431.059 77,442 6,454 561 0.563 26.000 334225.743 76,329 6,361 559 0.563 26.000 336346.793 75,197 6,266 557 0.563 26.000 342974.627 74,076 6,173 556 0.563 26.000 340631.780 72,945 6,079 554 0.563 26.000 344978.850 71,818 5,985 553 0.564 26.000 344949.295 70,680 5,890 551 0.564 26.000 349263.183 69,546 5,796 549 0.564 26.000 349306.369 68,409 5,701 548 0.564 26.000 351496.669 67,261 5,605 546 0.564 26.000 355758.759 66,117 5,510 545 0.565 26.000 355913.634 64,962 5,414 543 0.565 26.000 360139.721 63,811 5,318 541 0.565 27.000 360370.950 62,656 5,221 540 0.565 27.000 362611.883 61,480 5,123 538 0.565 27.000 370619.583 60,318 5,026 537 0.565 27.000 367141.898 59,147 4,929 535 0.565 27.000 371272.725 57,978 4,831 534 0.566 27.000 371701.613 56,800 4,733 532 0.566 27.000 375792.389 55,624 4,635 530 0.566 27.000 376302.819 54,444 4,537 529 0.566 27.000 378616.445
J K L M N O322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
53,256 4,438 527 0.566 27.000 382645.003 52,069 4,339 526 0.566 27.000 383280.474 50,874 4,239 524 0.566 27.000 387266.023 49,680 4,140 523 0.566 28.000 387986.825 48,483 4,040 521 0.566 28.000 390353.577 47,268 3,939 520 0.567 28.000 397355.114 46,063 3,839 518 0.567 28.000 395133.331 44,850 3,738 517 0.567 28.000 399005.898 43,638 3,637 515 0.567 28.000 399947.045 42,418 3,535 514 0.567 28.000 403772.355 41,199 3,433 512 0.567 28.000 404804.269 39,976 3,331 511 0.567 28.000 407247.269 38,746 3,229 509 0.567 28.000 410999.429 37,515 3,126 508 0.567 28.000 412170.384 36,277 3,023 506 0.567 28.000 415872.182 35,040 2,920 505 0.567 29.000 417137.877 33,798 2,817 503 0.567 29.000 419636.613 32,543 2,712 502 0.567 29.000 425488.411 31,294 2,608 500 0.567 29.000 424678.049 30,038 2,503 499 0.567 29.000 428248.281 28,781 2,398 498 0.567 29.000 429758.095 27,518 2,293 496 0.567 29.000 433273.510 26,254 2,188 495 0.567 29.000 434883.763 24,986 2,082 493 0.567 29.000 437462.461 23,712 1,976 492 0.567 29.000 440893.258
J K L M N O347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
22,436 1,870 490 0.567 29.000 442657.226 21,154 1,763 489 0.567 29.000 446029.950 19,871 1,656 488 0.567 30.000 447898.521 18,584 1,549 486 0.567 30.000 450535.682 17,289 1,441 485 0.567 30.000 454453.019 15,994 1,333 483 0.567 30.000 455849.369 14,694 1,224 482 0.567 30.000 459071.086 13,391 1,116 480 0.567 30.000 461208.616 12,083 1,007 479 0.567 30.000 464367.590 10,772 898 478 0.567 30.000 466615.694 9,457 788 476 0.567 30.000 469336.691 8,138 678 475 0.567 30.000 472399.016 6,815 568 474 0.567 30.000 474816.216
0 0 2,395 2.875 30.000 ###0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000 0 0 0 0.000 31.000 0.000
J K L M N O372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
0 0 0 0.000 31.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 32.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000 0 0 0 0.000 33.000 0.000
J K L M N O397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 34.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 35.000 0.000 0 0 0 0.000 36.000 0.000
J K L M N O422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 36.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 37.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000
J K L M N O447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 38.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 39.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000
J K L M N O472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000 0 0 0 0.000 40.000 0.000
J K L M N O497
498
499
500
501
502
503
504
505
ADJUSTMENT RATES
1 0.06625
37 0.08625
73 0.10625
109 0.12625
145 0.12625
LOAN $300,000 POINTS 1.000%
APR 7.570%
P Q R S T1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
59.500% (297,000.00) 300,000.00 300,000.00 6.625% 1,920.93 1656.25 299,735.32 300,000.00 6.625% 1,920.93 1654.78873 299,469.17 300,000.00 6.625% 1,920.93 1653.31939 299,201.56 300,000.00 6.625% 1,920.93 1651.84194 298,932.47 300,000.00 6.625% 1,920.93 1650.35634 298,661.89 300,000.00 6.625% 1,920.93 1648.86253 298,389.82 300,000.00 6.625% 1,920.93 1647.36047 298,116.25 300,000.00 6.625% 1,920.93 1645.85013 297,841.17 300,000.00 6.625% 1,920.93 1644.33144 297,564.57 300,000.00 6.625% 1,920.93 1642.80437 297,286.44 300,000.00 6.625% 1,920.93 1641.26887 297,006.77 300,000.00 6.625% 1,920.93 1639.72489 296,725.56 296,725.56 6.625% 1,920.93 1638.17239 296,442.80 296,725.56 6.625% 1,920.93 1636.61131 296,158.48 296,725.56 6.625% 1,920.93 1635.04162 295,872.59 296,725.56 6.625% 1,920.93 1633.46326 295,585.12 296,725.56 6.625% 1,920.93 1631.87619 295,296.06 296,725.56 6.625% 1,920.93 1630.28036 295,005.41 296,725.56 6.625% 1,920.93 1628.67571 294,713.16 296,725.56 6.625% 1,920.93 1627.06221 294,419.28 296,725.56 6.625% 1,920.93 1625.4398 294,123.79 296,725.56
P Q R S T
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
6.625% 1,920.93 1623.80843 293,826.67 296,725.56 6.625% 1,920.93 1622.16806 293,527.90 296,725.56 6.625% 1,920.93 1620.51863 293,227.49 293,227.49 6.625% 1,920.93 1618.86009 292,925.42 293,227.49 6.625% 1,920.93 1617.1924 292,621.67 293,227.49 6.625% 1,920.93 1615.5155 292,316.26 293,227.49 6.625% 1,920.93 1613.82934 292,009.15 293,227.49 6.625% 1,920.93 1612.13387 291,700.35 293,227.49 6.625% 1,920.93 1610.42904 291,389.85 293,227.49 6.625% 1,920.93 1608.7148 291,077.63 293,227.49 6.625% 1,920.93 1606.9911 290,763.69 293,227.49 6.625% 1,920.93 1605.25788 290,448.02 293,227.49 6.625% 1,920.93 1603.51509 290,130.60 293,227.49 6.625% 1,920.93 1601.76268 289,811.43 293,227.49 6.625% 1,920.93 1600.00059 289,490.50 289,490.50 8.625% 2,307.37 2080.71294 289,263.84 289,490.50 8.625% 2,307.37 2079.08383 289,035.55 289,490.50 8.625% 2,307.37 2077.44302 288,805.62 289,490.50 8.625% 2,307.37 2075.79041 288,574.04 289,490.50 8.625% 2,307.37 2074.12592 288,340.80 289,490.50 8.625% 2,307.37 2072.44947 288,105.87 289,490.50 8.625% 2,307.37 2070.76097 287,869.26 289,490.50 8.625% 2,307.37 2069.06034 287,630.95 289,490.50 8.625% 2,307.37 2067.34748 287,390.93 289,490.50 8.625% 2,307.37 2065.62231 287,149.18 289,490.50
P Q R S T47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
8.625% 2,307.37 2063.88474 286,905.69 289,490.50 8.625% 2,307.37 2062.13468 286,660.46 286,660.46 8.625% 2,307.37 2060.37204 286,413.46 286,660.46 8.625% 2,307.37 2058.59674 286,164.68 286,660.46 8.625% 2,307.37 2056.80867 285,914.12 286,660.46 8.625% 2,307.37 2055.00775 285,661.76 286,660.46 8.625% 2,307.37 2053.19389 285,407.58 286,660.46 8.625% 2,307.37 2051.36699 285,151.58 286,660.46 8.625% 2,307.37 2049.52696 284,893.73 286,660.46 8.625% 2,307.37 2047.67371 284,634.04 286,660.46 8.625% 2,307.37 2045.80713 284,372.47 286,660.46 8.625% 2,307.37 2043.92714 284,109.03 286,660.46 8.625% 2,307.37 2042.03364 283,843.69 286,660.46 8.625% 285,883.82 2040.12652 (0.00) (0.00)
P Q R S T72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
Selfliquidating termMonthly Payments
150000 Total Monthly PaymentsAnnual Payments
0.94 Balance at the end of year 6Net Rent 1.1x
159574.46809 Net Rent 1.1x/SF130000 * Bottom loan is base on a 10 year deal with 20 year amortization.
0.04
135200 1992
30 / 360140608 1993 Actual / 360
146232.32 1994
U V W X Y Z AA1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
152081.6128 1995
158164.87731 1996
164491.4724 1997
171071.1313 1998
177913.97655 1999
185030.53561 2000
U V W X Y Z AA
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
Selfliquidating term 5 6 7.5 12Monthly Payments
125000000 2,539,936 2,197,152 50000000* 427,603 427,603 175000000 1,347 1,908,714
Total Monthly Payments 2,967,539 2,624,755 1,347 1,908,714 Annual Payments 35,610,468 31,497,060 16,166 22,904,568
Balance at the end of year 6 45,402,971 45,402,971 1,347 108,409,216 39,171,515 34,646,766 17,782 25,195,025
Net Rent 1.1x/SF $31.34 $27.72 $0.01 $18.32 * Bottom loan is base on a 10 year deal with 20 year amortization.
AB AC AD AE AF1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23