banking theory and practice (1)
TRANSCRIPT
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Reg. No. : ........................................
Code No. : 12657 Sub. Code : GMEC 62
B.A. (CBCS) DEGREE EXAMINATION, APRIL 2015.
Sixth Semester
Economics — Main
BANKING THEORY AND PRACTICE
(For those who joined in July 2012 and afterwards)
Time : Three hours Maximum : 75 marks
PART A — (10 × 1 = 10 marks)
Answer ALL questions.
Choose the correct answer.
1. J¸ ÁoP Á[Q Gߣx J¸
(A) \‰P |»ß ¯õ£õµ {ÖÁÚ®
(B) \‰P ÷\ª¨¦ {ÖÁÚ®
(C) C»õ£zøu Dmk® ¯õ£õµ {ÖÁÚ®
(D) C»õ£zøu Dmk® Aµ_ {ÖÁÚ®
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A commercial bank is a
(a) social welfare business firm
(b) social service firm
(c) profit making – business firm
(d) profit making – government firm
2. ÁoP Á[QPÒ Phß ©ØÖ® •ß£n® AÔ¨£xGzuøP¯ £o
(A) •ußø© £o (B) Cµshõ® £o
(C) xøn¨£o (D) ¤Ó¨£o
The commercial bank is to make loans and
advances is a
(a) primary function(b) secondary function
(c) subsidiary function
(d) contingency function
3. A»S Á[Q°¯À •øÓ G[S Aø©¢xÒÍÚ
(A) C[Q»õ¢x
(B) Aö©›UPõ
(C) A÷µ¤¯õ(D) J¸[Qøn¢u Tmhõm] •øÓ
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The existence of unit banking system is in
(a) United kingdom
(b) United states
(c) United Arab Emirates
(d) United federal system
4. £À÷ÁÖ \‰P |»ßPøÍ vmh[PÐUS {v¯ÎUS®Á[QPøÍ GÆÁõÖ AøǨ£º
(A) •ß÷ÚØÓ – Ai¨£øh Á[QPÒ
(B) •ßÝ›ø© xøÓ Ai¨£øh Á[QPÒ
(C) \‰P Á[QPÒ
(D) QøÍ Á[QPÒ
Bank funds to finance various social
(a) development-oriented banking
(b) priority sector lending
(c) social banking
(d) branch banking
5. Phß P¸ÂPÒ \mh® G¨ö£õÊx C¯ØÓ¨£mhx
(A) 1851 (B) 1881
(C) 1991 (D) 2002
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8. CÁØÔÀ JßÖ Aµ]ß Á[Q¯õP ö\¯À£kQßÓÚ
(A) ø©¯ Á[Q
(B) ÁoP Á[QPÒ
(C) E»P Á[Q(D) £ßÚõmk {v{ÖÁÚ®
Which one is acting as bankers to the government
(a) Central Bank
(b) Commercial Banks
(c) World Bank
(d) International Monetary Fund
9. CÁØÔÀ JßÖ £õxPõ¨£õÚx ©ØÖ®JÊ[S¨£kzx® AÝ©vUP¨£mhx
(A) ÁøÍuÍ Á[Q¯À (B) øP÷£] Á[Q¯À
(C) AøǨ¦ Á[Q¯À (D) £Sv Á[Q¯À
Which one has the protection and regulatory
approvals
(a) internet banking
(b) mobile banking
(c) phone banking
(d) local banking
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10. J¸ ÂÈ®¦ {v Gߣx J¸
(A) uÛ¯õº •u½mk {v
(B) ö£õx •u½mk {v
(C) Aµ_ •u½mk {v
(D) £ßÚõmk •u½mk {v
A hedge fund is a
(a) private investment fund
(b) public investment fund
(c) government investment fund
(d) foreign investment fund
PART B — (5 × 5 = 25 marks)
Answer ALL questions, choosing either (a) or (b).
Answer should not exceed 250 words.
11. (A) ø©¯ Á[Q £o°¼¸¢x ÁoP Á[Q£oPøÍ ÷ÁÖ£kzxP.
Distinguish commercial banks functions
with Central Bank functions.
Or
(B) Á[QPÎß £›n©zøu öÁÎUöPõnºP.
Bring out the evolution of Banking.
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12. (A) A»S Á[Q¯À ©ØÖ® QøÍ Á[Q¯À £ØÔGÊxP.
Write about unit banking and Branch
banking.
Or
(B) P»¨¦ Á[Q°¯¼ß |ßø©PøÍ £mi¯¼kP.
List out the merits of Mixed Banking.
13. (A) ÁoP Á[QPÒ Phß ö£¸US •øÓPÒ £ØÔÂÍUSP.
Explain the methods of credit creation of
Commercial Banks.
Or
(B) Phß Piuzvß |ßø©PÒ ¯õøÁ?
What are the advantages of letter of Credit?
14. (A) Phß Pmk¨£õmiß ÷|õUP[PÒ ¯õøÁ?
What are the objectives of Credit Control?
Or
(B) C¢v¯ ›\ºÆ Á[Q°ß £oPøÍ ÂÍUSP.
Explain the functions of the Reserve Bank of
India.
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15. (A) ªßÚq Á[Q¯À £ØÔ GÊxP.
Write about the E-banking.
Or
(B) ªßÚq £n£mkÁõh •øÓPÎß
|ßø©PøÍ £mi¯¼kP.
List out the benefits of electronic clearning
system.
PART C — (5 × 8 = 40 marks)
Answer ALL questions, choosing either (a) or (b),
in about 600 words each.
16. (A) ÁoP Á[QPÎß £oPøÍ vÓÚõ´P.
Critically explain the functions of
commercial banks.
Or
(B) J¸ |õmiß Áͺa]°À ÁoP Á[QPÎÀ
£[øP £ØÔ ÂÁ›.
Describe the role of commercial banks in the
development of a country.
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17. (A) •u½mk Á[Q°¯¼ß |ßø© wø©PÒ £ØÔÂÁ›.
Describe the merits and demerits of
investment banking.
Or
(B) C¢v¯õÂÀ ÁoP Á[QPÎß |øh•øÓAø©¨ø£ ›ÁõP ÂÍUSP.
Illustrate the current structure of
commercial banking in India.
18. (A) Põ÷\õø»PÎß £À÷ÁÖ ÁøPPøÍ ÂÍUSP.
Explain the various types of cheques.
Or
(B) Phß ©õØÖ ^miß |ßø©PøÍ £mi¯¼kP.
List out the advantages of bill of exchange.
19. (A) ø©¯ Á[Q°ß £oPøÍ ÂÁ›.
Describe the functions of central bank.
Or
(B) Phß Pmk¨£kzx® •øÓPÒ £ØÔ ÂÍUSP.
Explain the methods of credit control.
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20. (A) |ÃÚ Á[Q°¯À £oPÒ £ØÔ ÂÁ›.
Describe the functions of modern banking.
Or
(B) £n® Aݨ¦u¼ß £À÷ÁÖ •øÓPÒ £ØÔ
ÂÍUSP.
Explain the various methods of transferring
funds.
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