BANKING DEPARTMENTBANKING DEPARTMENT

Supervised by:Supervised by:

Ibrahim Samor Ibrahim Samor

Prepared by: Bahaa youssif Al ghussinPrepared by: Bahaa youssif Al ghussin

ID: 120070617ID: 120070617

1 -Treasury section-:

A- the main treasuryB- funds receipts and payments

the most important functions: •arrest and payments from clients or customers .

•re-exchange the principal accrued to the treasury at the end of the working day .

•Organization of documents and exchange revealed arrested Fund at the end of the day .

•a physical inventory of the Fund and the match with a record settlement of the differences that exist.

2 -Deposits Section: This section is divided into four sections:

A- deposits to: the amounts deposited by customers in the bank for a certain period agreed upon.

B- deposits note: the deposits held by clients of the bank and the bank notified be withdrawn before a certain period.

c- savings deposits: deposits are often the source for small depositors to save.

E- Certificates of deposit: the certificates are issued by the World Bank to the public in return for specific amounts of each certificate.

F- Current account

*Section of the most important functions of deposits:

•the opening of accounts (for - notice - provide)

•accepting deposits in cash or by check.

•calculation of the benefits the city (paid) on those deposits .

•organization of clouds and organize documents and notices and disclosures and the preparation of notes and bank books.

•to work actively on the accounting section.

3 -commercial paper Section:. the most important functions:

•receipt of bills of customers, branches, correspondents.

•check the instructions of the clients on bills of exchange .

•customer notification of receipt and take the necessary action to discount or collection or security .

•follow-up notification by the debtors due bills in advance .

•action litigation before the courts (protesto) in the case of the debtor refused to pay.

•the preparation of accounting entries required accounting and disclosures.

4 -documentary credits Section:

the most important functions:

•opening documentary credits and receipt of documents

•receipt of appropriations and documents checked.

•customers notice the arrival of documents and files on the opening-up and drawing customers to pay for incoming shipments.

•Organization of notices and documents, correspondence, disclosures

5 - clearing Section:

-The section of clearing functions:

•Receipt of checks drawn on banks and other organization receipts.

•The organization of checks and arranged in groups as calculated by the bank.

•Prepare a list of checks clearing a consignment of copies containing data on checks drawn on each bank.

•Be handed over the second copy of the list of the consignment to the Bank of the other delegates attending the Conference.

6 -current accounts Section:

functions of the Department of current accounts

•Opening of current accounts debits and credits to customers.

•Accept cash deposits accounts and customer checks and money orders .

•The implementation of withdrawals from current accounts.

•Calculating benefits debit and credit accounts and commissions.

•Keeping cards (s) signatures to customers.

•The preparation of checks-and-white books delivered to customers.

•Preparation of current accounts and statements sent to customers.

7 -lending and loan Section:

Section functions lending and credit:

•Receipt of applications for loans from clients to study in terms of the customer to pay the amount required him while making inquiries about the customer through a central risk to the Central Bank as well as study the file of the client and the current account and the check bounced, if any.

•Follow-up loans and credit terms of payment and collection process and to take legal and administrative procedures required.

•Follow-up over the validity of the safeguards and continuous evaluation.

•The management and conservation of documents in the files of clients and their follow-up administrative and technical

8 -Guarantees Section :

Section guarantees functions:

•The issuance of guarantees and cancellation and renewal.

•Cover the cash discount or receipt and collect commissions and follow-up and recovery of the foster care settlement.

•Notifications and the organization of vouchers and record-keeping required.

•Conducting daily matches and the preparation of the summary revealed guarantees.

9 -Banking Operations Section of Foreign Affairs :

The functions of the Operations Section of Foreign Affairs:

•the conversion of the set.

•version (sale), purchase of bank checks .

•version (sale) and buy traveler's checks.

•ratification of the checks.

•carry out exchange (buying and selling foreign currencies)

•issuance of bank credit cards.

10 -securities Section:

Section functions securities:

1 .Purchase and sale for the benefit of the bank's portfolios and for the benefit of its clients .

2 .The collection of profits or benefits of securities for customers.

3 .Exchange vouchers dividends and interest bonds on behalf of the exporting companies.

4 .SDC on consignment .

5 .Provision of credit facilities guarantee securities .

6 .Issuance of securities on behalf of others

11 -renting of safe deposit boxes safe Section:

Section functions renting of safe deposit boxes safe:

1 .Maintenance and conservation and to ascertain the validity of the use of safes .

2 .Retention of the first version of the keys to the coffers.

3 .Planning and follow-up lease contracts and expiry dates identified.

4 .Proof of leases in the preparation of records and notices to do so.

5 .Planning to open safes and records closed and the necessary information on the tenants.

المراجع :

: تركستاني أنيسة األستاذة موقع القرا محمد صالح مدونة المصارف في المصرفية العمليات محاسبة

اإلسالمية و التجارية . شاهين : الله عبد علي د تأليف البنوك في المعاصرة االتجاهات : . جودة محفوظ األستاذ و رمضان زياد د تأليف