B A N K I N G B A S I C SM O N E Y A W A R E N E S S & A C C O U N T S

W H E N I G E T A C C U M U L AT E M Y I N C O M E , I T E N D T O S AV E M Y M O N E Y A N D B U Y A M O R E S P E C I A L I T E M L AT E R . B A S E D O N T H E P E R S O N A L I T Y T E S T I C O U L D B E D E F I N E D A S A “ B I G S P E N D E R ”

M O N E Y P R O F I L E

M O N E Y A W A R E N E S S

TO HELP INCREASE AWARENESS OF ONES MONEY, BUDGETING COMES INTO USE.

BUDGET WHAT YOU WOULD WANT TO SPEND OR SAVE BASED ON YOUR INCOME.

F I N A N C I A L S E R V I C E S

E V E N T U A L LY, I F Y O U A R E A C C U M U L A T I N G O R D E A L I N G W I T H L A R G E A M O U N T S O F M O N E Y, O N E W O U L D C O N S I D E R A B A N K A C C O U N T. I U S E A B A N K A C C O U N T F O R T H E S A F E T Y A N D T H E A D VA N TA G E O F A D E B I T C A R D B U T I T I S A L S O U S E F U L F O R T H E A B I L I T Y T O S A V E M O N E Y A N D T H E A B I L I T Y T O H A V E C R E D I T R A T I N G S ( M U C H M O R E U S E F U L I N T H E F U T U R E . )

S AV I N G A C C O U N T S

• WHEN ONE CHOOSES TO SAVE, LARGE SUMS OF MONEY CAN BE ACCUMULATED BY JUST INVESTING CENTS A DAY

• BE AWARE OF RATES, FEES AND OTHER REQUIREMENTS WHEN CONTEMPLATING A SAVINGS ACCOUNT

• A SAVINGS ACCOUNT ALLOWS YOU TO SAVE YOUR MONEY TO USE ON LARGE PURCHASES LIKE A CAR OR HOME

I T I S A S E R V I C E T H AT A L L O W S O N E T O W I T H D R A W M O N E Y A U T O M AT I C A L LY T O A PAY M E N T W I T H O U T U S I N G A C H E Q U E . I T I S I M P O R TA N T T O B E A W A R E O F F E E S T H AT C A N C A N I N C R E A S E O V E R T I M E W H E N W I T H D R A W S A R E M A D E C O N S I S TA N T LY.

W H A T I S A D E B I T C A R D ?

A M I A B L E T O M A N A G E M Y F I N A N C E S ?

• BASED ON MY “MONEY PERSONALITY” & AWARENESS; I COULD USE IMPROVEMENT ON MANAGING MY FINANCES.

• BECAUSE I ACCUMULATE LARGE SUMS OF MONEY WITHOUT PAYING FOR BILLS, FOOD ETC. I FREELY SPEND MY MONEY ON WHAT I CHOOSE.

- U N K N O W N

“Bankers never die… they just loose interest”