b kidwell robert a 530913 tp exhibits - state of california · employed as a part-time gardener who...

TAXPAYER EXHiBIT MEDICAL RECORD Progress Notes 84

October 25, 2011 NOTE DATED: 10/12/2011 16:30 LOCAL TITLE: ADMINISTRATIVE NOTE/MULTIUSE Robert A. Kidwell STANDARD" TITLE: ADMINISTRATIVE NOTE 530913 VISIT: 10/12/2011 16:30 ANAHEIM PACT: CARPENTER To whom it may concern:

Mr. Robert Kidwell has been my patient since 12/11/Q7 at which time during our initial visit, he admitted to me that he was an alcoholic and was sober for 3 months going to AA meetings. He states he has maintained his sobriety since that time and I was asked to write this letter on his behalf. There is no way for me to confirm this fact but I am just informing you that this is what was stated during our initial and followup visits.

If you have any questions, please feel free to contact me at (562)-826-8000. and contact my RN Care Manager Jessie Jurardo at extension 4930.

~~~~~~~~-<~~~~~~ Teresa Carpenter 5901 E. 7th St Long Beach, Ca 90822

Signed by: /es/ TERESA CARPENTER RNP 10/12/2011 16:34

KIDWELL,ROBERT A LONG BEACH VAMC Printed:lO/12/2011 16:35 :11/25/1959 Pt Loc: OUTPATIENT Vice Sf 509

Aug-26-97 06;51A Stephen 0 Adam,Ph.D.

STEPHEN D. ADAM & ASSOCIATES

August 23, 1997 Stephen D. Adam, Ph.D. MpCC6063

Brian G.Sayjin, ESQ. 625 The City South, Suite 355 Orange. California 92668

Barry J. Wishhart, Esq. 324 South Brea Boulevard Brea, California 92621

Re: KldwelllBaldares

Dear Mr. Saylin and Mr. Wish hart:

By stipulation of the parties through counsel, I was appointed to conduct a supplemental custody evaluation pursuant to Evidence :Code Section 730 in the above~referenced matter. The evaluation commence# on February 21. 1997 and conduded on May 6, 1997 when I met with the parties to inform them of my findings. conclusions and recommendations. During that conference, I discussed the data from the evaluation which forimed the basis for the condusions and recommendations. I subsequently met with the parties on JUlY 22, 1997 at which time Mrs. Baldares and Mr. Kidwell confirmed to me that th@'i were in acceptance of the specific terms and provisions. Subsequently, as you will recall, I contacted each counsel to discuss my findings and recommendations as well as the general status of the case. At that time, I understand I was requested by counsel to provide the recommendations to which the parties had agreed so that counsel could use the information to draft a stipulation. Since, at this time, it appears that the case is not going to continul2' to hearing. this document will contain the basis recommendations rather than a comprehensive report for the purposes of litigation. If, however, at any time &n the future, a litigation report is required or the Court requires my testimony ~~ further support the condusions and recommendations, I will provide either UP{H'u

appropriate notice and prepayment.

As I understand, neither Mrs. Baldares nor Mr. Kidwell wish to incur any furth@r expense in this matter unless it is'absolutely necessary.

BRIEF HISTORY AND PRESENTI~G ISSUES

The parties are Robert Kidwell and Siboney Baldares. Mr. Kidwell is se!fQ

1151 Dave Stred, Suite 2J6 Newport &aclt. Call1ornia 9l66O

(714) 752-5111 Fax (714) 833-1523

!\ug'-26 97 06:51A Stephen 0 Adam"Ph.D.

(

Re: Kidwell/Balderas 8/23/97

Page 2

employed as a part-time gardener who resides in his deceased mother's

residence in San Diego. Siboney Baldares is employed by a department store

chain in Orange: County as Security Manager. The child at issue is Donald,

born September 21, 1991, pursuant to the current Order resides with father

each Thursday at approximately lO:oo a.m. until Sunday at approximately

10:00 a.m.. The father picks up the child in Orange qAJunty to commence his

residential schedule. Mother picks up the child in San! Diego at the conclusion

of fathers resJdential schedule. I believe that the cum:mt schedule is, in part, a

result of mother's employment schedule which requires her to work on most

weekends. The additional factor has been the child's preschool age.

The primary precipitating change of circumstances in this matter has been that

Donald has reached an age to enroll in an elementary school. Both parties

wished to assume the deSignation as the primary custodial parent during the

school period.

PROTOCOL

Pursuant to the Court's Order, the purlX>se and scope of my retention was to

assess the matter as it related 10 the best interests of the child and render a

recommendation regarding a feasible child-focused developmental-related

custody plan. To that end. the following protocol was ~mployed.

2121197 Siboney Balderas - individual interview

2/27/97 Robert Kidwell - inidividuaJ interview

3/4197 Siboney - psychological testing

3/4197 Robert - psychological testing

, 3/4197 Robert - MMPI-2

316197 Donald - psychological testing

316197 Siboney - psychological testing

3/13197 Robert Kidwell • individual interview

3/13197 Siboney Balderas - individual interview

Aug~26-97 06:52A Stephen D Adam.Ph.D.

Re: Kidwell/Balderas 8/23/97'

Page 3

3117197 Donald - individual interview

3119197 Siboney with Donald - parent/child observation

3124197 Robert with Donald - parent/child observation

3125197 Siboney and Robert - conjoint interview



7122/97 Siboney and Robert - conjoint interview

PROTOCOL VARIABLES·

The following variables and criteria were applied when assessing the family to

develop the basis for an appropriate custody recommendation.

* Level of child/parent attachment

* Awareness of child's emotional response

Awareness of child's general development and personal

and specific needs • Level of involvement of child's interests in education

* Supportiveness of other parent's relationship with the child

Specific parent concern areas

* Co-parent relationship capacity

* General parental emotional and psychological capacity and

behavioral functioning level

BRIEF SUMMA RY

It was reported and confirmed that Donald is attached to and dependent upon

both parents. However, the primary dependen~tionship appear~ tG--b.....e __ ~ , .

with mother. As I discussed with counsel, there wer~ a number of factors and

c~at were considered in the formulation and basis for the

recommendations. Among those was the issue of father's history of alcohol

abuse. As counsel will recall, when conducting the initial evaluation, Dr. Mann

Aug-26 97 06:52A Stephen 0 Adam,Ph.D . . ,"" r


Page 4

addressed this matter and made recommendations regarding alcohol

intervention, treatment and random alcohol screening. Subsequently, Mr.

Kidwell entered into an alcohol treatment program from September 1994

through September 1995, the goal of which was to faci·litate his abstinence. A~

the conclusion of the outpatient prQgram, he was referred to AA for continuing

support. During the process of the evaluation, Mr. Kidwell denied the use of

alcohol and then stated that he had resumed drinking, but, in his opinion, hi$

drinking habits did not present a risk.

As a result of conferring with Dr. Mann as well as other related mental healt"

professionals and the parties, it was conduded that there is a degree of risk with

father's present drinking pattern and the undersigned does not concur with Mr.

Kidwell's self·assessment. Presently, however, there have been no confirmed

incidences of Mr. Kidwell's drinking in the presence of the child.

CONCLUSIONS

Based upon the data considered in the evaluation, it was concluded that it

would be in the best interests 01 the child to reside in primary residence with his

mother during the school period and to commence elementary school [I",

mother's community.

RECOMMENDATIONS

Based upon the data collected in the evaluation and the conclUSions. thIS

following recommendations were rendered to the parties and accepted by Ms.

Saldares and Mr. Kiewell.

The following residential plan as it relates to father is contingent upon

abstinence from alcohol during any period that Donald is in his care. Rando!ll~

alcohol screens will be conducted. It should be noted that Dr. Manfi")

.Aug 26-97 06:S3A Stepher D Adam.Ph.D.

Re: Kldwell/Balderaa 8/23/17

Page 5

recommended random alcohol screens and for a myriad of reasons the process

was not utilized in the fashion that Dr. Mann expected and was not considered

to be effective or successful. I believe that, in order to preserve the best

interests of this child, the random alcohol screen is essential for at least a period

of one year. The necessity after ons year will be evaluated upon request of the

parties. However, during at least the first 12·rnonth period, father's custodial

access to the child is contingent upon his response to requests for random

alcohol screens which will be conducted by this office. Father has requested

that Smith Kline Laboratories, which is located in geographical proximity to his

residence, be utilized. I had an independent contact with the laboratory and my

office was infonned that it is necessary for father to respond as soon as possible

within one to six hours of request. Father states that he does not wear a pager

and is not always available. I have cautioned father that, if there appears to be

any pattern of non-response to the request, then it will be considered to be the

same as a positive alcohol screen and I will immediately recommend

modification of the custody plan. I request that counsel determine the financial

responsibility for payment of the drug screens and inform my office as to those

terms.

SCHOOL RESIDENTIAL PERIOD

It was recommended that Donald reside with mother commencing with the

1997/1998 school year.

Mother's employment schedule reaquires she work most weekends. It was

recommended that the child reside with father on weekends 1, 3, 4 and 5 at

which time f~t~er's residential period wjll commence on Friday at 2:00 p.m.

when he picks up the child from mothers residence. Mother will pick up the

child from father's residence at 4:00 p.m. on Sunday. The second weekend of

each month shall be designated to mother.

.Aug-2S 97 06:54A Stephen ~ Adam.Ph.D.


Page 6

SUMMER PERIOD

The summer period will commence on the Friday that foHows the dismissal of

school at 2:00 p.m .. The summer period will conclude at 2:00 p.m. on the last

Friday prior to the commencement. of school. During the summer period. the

child will reside for two consecutive weeks with father then one week with

mother in an alternating fashion until the summer period concludes.

Regardless of the pattern of summer residential schedule, the summer period

will condude on the final Friday preceding the commencement of the schoo~

year. The summer will commence with father's two·week period and alternata

thereafter.

HOLIDAYS

All Court ordered holidays and special days will have priority over the regular

schedule. The regular schedule will resume for the other parent on the next

available scheduled time.

Thanksgiving: The Thanksgiving holiday will commence on Wednesday af

the dismissal of school until the following Sunday at 4:00 p.m.. I would

respectfully request counsel to determine the designation of the 1997 schedule

with the parties. If Donaid is designated to spend Thanksgiving in 1997 with his

mother, then he will spend all succeeding Thanksgiving holidays in odd~

numbered years with mother and all Thanksgiving holidays with father in eV611

numbered years.

Chrl.tma.~ Since mother is in a retail business, her av~ilability through th<!?

school Christmas vacation holidays is limited. Therefore, the followin~

Christmas schedule has been recommended and accepted by the parties.

Each year, Donald will remain with mother from the dismissal of school ui1~H

12:00 p.m. Christmas Eve ai which time father will pick up 1he child. The cl1Hd

_Aug~26~97 06:54A Stephen 0 Adam,Ph.D.


Page 7

will remain wi1h father for the balance of the Christmas school vacation period

until 4:00 p.m. the night before school reconvenes at which time mo1her will pick

up the child from father's residence or another mutually agreed upon location.

The parties agree that, in the event that mother's employment allows some days

off during this period, she will hav.e additional access 10 the child up to and

including half of the total school vacation period.

EaeteriSprlng Break: The EasterlSpring Break holiday will commence at

the dismissal of school on the last day of school and will conclude on Sunday

4:00 p.m. prior to the reconvening of school. This holiday will be observed il'1

two periods. The first period will commence at the dismissal of school and will

conclude on the following Wednesday at 2:00 p.m. at which time the second

period will commence. The second period will commence when the second

period parent picks up the child from the residence. The second period will

conclude on Sunday a1 4:00 p.m. prior to the day school reconvenes. In 1998

and all even-numbered years, Donald will be with father in the first period a!rld

mother in the second period. In 1997 and a/l odd-numbered years thereafter,

Donald will be with mother during the first period and father during the second

period.

Independence Day: The Fourth of July holiday will commence at 4:00 p.m.

on July 3rd and will conclude by 12:00 p.m. on July 5th. In 1998 and all even

numbered years thereafter, the child will be with father and in 1999 and all odd

numbered years thereafter. child will be with mother.

Mother's DaylFather's Day: The child will be with mother for the entire

Mothers Day weekend and father for the entire Father's Day weekend. Th~

weekend will commence on Friday afternoon at 2:00 p.m. and conclude on

Sunday at 4:00 p.m ..

Monday Holiday.: On all holidays celebrated on Monday, the child will

• _Aug-26-97 06:55A Stephen 0 Adam,Ph.O.


Page 8

remain with the parent with whom he has spent the previous weekend. The

holiday will conclude on Monday at 4:00 p.m ..

There are no prOvisions for any other legal or religious holidays or any other

special days other than those specified above unless agreed to by the parents.

VACATIONS

During the summer period. each parent will have the opportunity to vacation

with the child during their regularly scheduled residential period. Th,®

vacationing parent will provide the other parent with written notice which wi!!

include a basic itinerary and/or destination information_

MEDtATION

If, at any time in the future, the parents have any concerns or disputes which

they are unable to resolve and they are at an impasse, or if either parent

believes it would be of benefit to consult the offices of the undersigned or any:

other appropriately trained and mutually agreed upon mental health

professional for the purpose of mediation to address and attempt to resolve thl)}

matter, then both parents will cooperative attend at least one consultation per

concern and share the cost equally unless otherwise agreed to.

I believe this represents the terms and provisions which were recommended and accepted by the parties. If you have any questions or input, please do mYt hesitate to contact ma. Thank you very much for the opportunity to assist yt;JLi and you; ients with this mattse

sinc~f' ~_ Staph MFC

SDA/pm

60 ALCOHOLICS ANONYMOUS

12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to alcoholics, and to practice these principles in all our affairs.

HOl

his arrangements wou would do as he wisl Everybody, including would be wonderful.

Many of us exclaimed, «What an order! I can't go through with it." Do not be discouraged. No one among us has been able to maintain anything like perfect adherence to these prinCiples. We are not saints. The point is, that we are willing to grow along spiritual lines. The principles we have set down are guides to progress. We claim spiritual progress rather than spiritual perfection.

Our description of the alcoholic, the chapter to the agnostic, and our personal adventures before and after make clear three pertinent ideas:

(a) That we were alcoholic and could not manage our own lives.

(b) That probably no human power could have relieved our alcoholism.

(c) That Cod could and would if He were sought.

Being convinced, we were at Step Three, which is that we decided to turn our will and our life over to God as we understood Him. Just what do we mean by that, and just what do we do?

The first requirement is that we be convinced that any life run on self-will can hardly be a success. On that basis we aTe ahnost always in collision with something or somebody, even though our motives are good. Most people try to live by self-propulsion. Each person is like an actor who wants to run the whole show; is forever trying to arrange the lights, the ballet, the scenery and the rest of the players in his own way. If

ments our actor may s may be kind, consic modest and self-sacri may be mean, egotist as with most humans, traits.

What usually happ' very well. He begin~

f right. He decides to e

, J on the next occasion, s as the case may be. : Admitting he may be that other people an angry, indignant, se trouble? Is he not re~ ing to be kind? Is he he can wrest satisfac world if he only mana the rest of the playe wants? And do not wish to retaliate, snat, show? Is he not, eVI ducer of confusion raj

Our actor is self-c like to call it nowada) man who lolls in the complaining of the sa( who Sighs over the sir ticians and reformers'

; ANONYMOUS

'gan to be replaced by cockt the gin mills. Now I had walked into a cafe to tele

elating on the bar asking mythe whisky rose to my head . tage better next time, but I I drunk then. And I did. d hopelessness of the ned:"

The courage to do battie. raced uncontrollably and of impending calamity. I, t, lest I collapse and be rna . truck, for it was scarceh

, supplied me with a do~ nerves were stilled at las: Ie market had gone to heI market would recover, t~ rd thought. Should I k:iF en a mental fog set-;..d . So two bottles, ar:6

arvelous mechanisms. ;:c ) more years. Someti:::::!Jes . purse when the mo~ me. Again I swayed au.., or the medicine caJ:Jind'

ag myself for a to country and back. _ ,. l. Then came the ~ ! torture was ,so heE'"t I t my wmdow, sash ~ drag my mattress ::;:'. lp. A doctor came ~

BILL , S STORY 7

.l. heavy sedative. Next day found me drinking both '!.TIl and sedative. This combination soon landed me ~ the rocks. People feared for my sanity. So did I.

. I could eat little or nothing when drinking) and I was '. $:J~' pounds under weight.

~fy brother-in-law is a phYSician, and through his bdness and that of my mother I was placed in a nationally-known hospital for the mental and physical

'.' lebabilitation of alcoholics. Under the so-called bella,·'.· ....""ULL« treatment my brain cleared. Hydrotherapy and

.mId exercise helped much. Best of all, I met a kind '&:dor who explained that though certainly selfish and .i:dish, I had been seriously ill, bodily and mentally.

~t relieved me somewhat to learn that in alcoholics :::::: will is amazingly weakened when it comes to com

liquor, though it often remains strong in other ~·'Jects. My incredible behavior in the face of a

':::!erate desire to stop was explained. Understand:r:,;: ;-nyself now, I fared forth in high hope. For three rr ::ur months the goose hung high. I went to town ~~.:.larly and even made a little money. Surely this ",.~ tIle answer-self-knowledge.

But it was not, for the frightful day came when I *"'~ once more. The curve of my declinmg moral 'lIEd bodily health fell off like a ski-jump. After a time

reTurned to the hospitaL This was the finish, the cur,~ it seemed to me. My weary and despairing wife

-.r:5 i..:':.fcrmed that it 'woulJ all end WIth heart failure delirium tremens, or I would develop ~ wet

perhaps within a year. She would soon have to me over to the undertaker or the asylum.

They did not need to tell me. I knew, and almost ..ec"'Omed the idea. It was a devastating blow to my

" " XXVI THE DOCTOR S OPINION

craving for liquor, and this often requires a definite hospital procedure, before psychological measures can be of maximum benefit.

\Ve believe, and so suggested a few years ago, that the action of alcohol on these chronic alcoholics is a manifestation of an allergy; that the phenomenon of craving is limited to this class and never occurs in the average temperate drinker. These allergic types can never safely use alcohol in any form at all; and once haVing formed the habit and found they cannot break it, once having lost their selfconfidence, their reliance upon things human, their probleu.:; pile :1p G!! tte::!! a!:!d beC0:!!le ~stoni~hLl1gly oifficuIt to solve.

Frothy emotional appeal seldom suffices. The message which can interest and hold these alcoholic people must have depth and weight. In nearly all cases, their ideals must be grounded in a power greater than themselves, if they are to re-create their lives.

If any feel that as psychiatrists directing a hospital for alcoholics we appear somewhat sentimental, let them stand with us a while on the firing line, see the tragedies, the despairing wives, the little children; let the solving of these problems become a part of their daily work, and even of their sleeping moments, and the most cynical will not wouder that we have accepted and encouraged this movement. \Ve feel, after many years of experience, that we have found nothing which has contributed more to the rehabilitation of these men than the altruistic movement now growing up among them.

Men and women drink essentially because they like the effect produced by alcohol. The sensation is so elusive that, while they admit it is injurious, they cannot after a time differentiate the true from the false. To them, their alcoholic life seems the only normal one. They are restless, iuitable and discontented, unless they can again experience

TIlE DOCTOR S

the sense of ease and comfort v ing a few drinks-drinks which impunity. After they have suc. as so many do, and the pheno they pass through the well-kno\ ing remorseful, with a firm re: This is repeated over and over. experience an entire psychic chI of his recovery.

On the other hand-and stran who do not understand-once a the very same person who sel many problems he despaired of finds himself easily able to co the only effort necessary bem! few simple rules.

Men have cried out to me it peal: "Doctor, I cannot go on . to live forI I must stop, but I (

Faced with this problem, if ~ self, he must sometimes feel his he gives all that is in him, it oft that something more than hum duce the essential psychic chaJ of recoveries resulting from p5 able, we physicians must ac impression upon the problem ~

not respond to the ordinary ps: I do not hold with those wh

entirely a problem of mental men who had, for example, wo some problem or business deal a certain date, favorably to thel or so prior to the date, and then at once became paramount to a

62 ALCOHOLICS ANONYMOUS

if the rest of the world would only behave; the outlaw safe cracker who thinks society has wronged him; and the alcoholic who has lost all and is locked up. Whatever our protestations, are not most of us concerned with ourselves, our resentments, or our self-pity?

Sel£shness-self-centerednessl That, we think, is the root of our troubles. Driven by a hundred forms of fear, self-delusion, self-seeking, and self-pity, we step on the toes of our fellows and they retaliate. Sometimes they hurt us, seemingly without provocation, but we invariably IiuJ ttiat at some time in the past we have made decisions based on self which later placed us in a position to be hurt.

So our troubles, we think, are basically of our own making. They arise out of ourselves, and the alcoholic is an extreme example of self-will run riot, though he usually doesn't think so. Above everything, we alcoholics must be rid of this sel£shness. We must, or it kills us! God makes that pOSSible. And there often seems no 'vay of entirely getting rid of self without His aid. Many of us had moral and philosophical convictions galore, but we could not live up to them even though we would have liked to. Neither could we reduce our self-centeredness much by wishing or trying on our own power. We had to have God's help.

This is the how and why of it. First of all, we had to quit playing God. It didn't work. Next, we decided that hereafter in this drama of life, God was going to be our Director. He is the Principal; we are His agents. He is the Father, and we are His children. Most good ideas are simple, and this concept was the keystone of the new and triumphant arch through which we passed to freedom.

When we since remarkable things Being all powerft we kept close to Established on SUI

interested in ours More and more \\ we could contrih flow in, as we enjo we could face lif scious of His pres today, tomorrow c

We were now at Maker, as we undt Thee-to build wi wilt. Relieve me better do Thy wi] victory over them help of Thy Powe: May I do Thy wi! taking this step m could at last aband

We found it ver) with an understant friend, or spiritual <

alone than with or wording was, of c( expressed the ide; This was only a 1 humbly made, an «

was felt at once. Next we launch€«

the first step of w

;

,XXIV THE DOCTOR S OPINION

growth inherent in this group they may mark a new epoch in the annals of alcoholism. These men may well have a remedy for thousands of such situations.

You may rely absolutely on anything they say about themselves.

Very truly yours, William D. Silkworth, M.D.

The physician who, at our request, gave us this letter, has been kind enough to enlarge upon his views in another statement which follows. In this statement he connrrrLS \vhat "~·vc 'llho h3.'./e suffered alcoholic torture must believe-that the body of the alcoholic is quite as abnormal as his mind. It did not satisfy us to be told that we could not control our drinking just because we were maladjusted to life, that we were in full Hight from reality, or were outright mental defectives. These things were true to some extent, in fact, to a considerable extent with some of us. But we are sure that our bodies were sickened as well. In our belief, any picture of the alcoholic which leaves out this physical factor is incomplete.

The doctor's theory that we have an allergy to alcohol interests us. As laymen, our opinion as to its soundness may, of course, mean little. But as exproblem drinkers, we can say that his explanation makes good sense. It explains many things for which we cannot otherwise account.

Though we work out our solution on the spiritual as well as an altruistic plane, we favor hospitalization for the alcoholic who is very jittery or befogged. More often than not, it is imperative that a man's brain be cleared before he is approached, as he has then a bet

, THE DOCTORS opr

ter chance of understanding and have to offer.

The doctor writes:

The subject presented in this book paramount importance to those ai addiction.

I say this after many years e Director of one of the oldest hospita ing alcoholic and drug addiction.

There was, therefore, a sense of r was asked to contribute a few word covered in such masterly detail in t

We doctors have realized for a IOJ of moral psychology was of urgent iI but its application presented difficult tion. What with our ultra-modem : approach to everything, we are perl to apply the powers of good that Ii knowledge.

Many years ago one of the lead hook came under our care in this 1 he acquired some ideas which he pt tion at once.

Later, he requested the privilege his story to other patients here an we consented. The cases we have been most interesting; in fact, mar. The unsel£shness of these men as them, the entire absence of profit munity spirit, is indeed inspiring 1

long and wearily in this alcoholic themselves, and still more in the p( alcoholics back from the gates of

Of course an alcoholic ought to 1::

1 who has who do not completely

Isually men )able of belch unfortu) have been )le of graspch demands mn average. 'e emotional 10 recover if

hat we used lIe like now. lave and are [len you are

rht we C· 0 .' , 1;;, t ....... ~\"J.

d not. \\ i tl:; )eg of ;'OL t~

art. Some of .nd the result

;unning, baf-

HOW IT WORKS 59

fling, powerful! Without help it is too much for us. But there is One who has all power-that One is God. May you find Him now!

Half measures availed us nothing. We stood at the turning point. We asked His protection and care with complete abandon.

Here are the steps we took, which are suggested as a program of recovery:

1. We admitted we were powerless over alcoholthat our lives had become unmanageable.

2. Came to believe that a Power greater than ourselves could restore us to sanity.

3. Made a decision to turn our will and our lives over to the care of God as we understood Him.

4. Made a searching and fearless moral inventory of ourselves.

5. Admitted to God, to ourselves, and to another human being the exact nature o.f our wrongs.

6. Were entirely ready to have God remove all these defects of character.

7. Humbly asked Him to remove our shortcomings. 8. Made a list of all persons we had harmed, and

became willing to make amends to. them all. 9. Made direct amends to such people wherever

possible, except when to do so would injure them or others.

10. Continued to take personal inventory and when we were wro.ng promptly admitted it.

11. Sought through prayer and meditation to improve our conscious contact with God as we understood Him, praying only for knowledge of His will for us and the power to carry thai out.

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09 NOTICE OF CANCELLATIONltJ\\ MERCURY INSURANCE COMPANY

COVERAGE WILL TERMINATE POLICY NUMBE 11/19/200612:01AMThe reason for such termination is indicated below:

NON PAYMENT OF PREMIUM

Mailed To Named Insured: AUTO INS, SPECIALISTS, INC ROBERT A KIDWELL PO BOX 6507 ARTESIA CA 90702 Producer: 3896 AUTO INS, SPECIALISTS, INC

(800) 493-7879

This Notice does not extend or reinstate this policy. If cancellation has been requested by the Named Insured prior to the termination date above, said cancellation will be effective on the date requested. Good Drivers not eligible for a Good Driver Discount policy solely because of another driver's ineligibility may resubmit with such other driver excluded.

Your payment due on the due date shown below has not been received. A $5 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will be a lapse in coverage from 11/19/2006 12:01 AM until payment is received. A $5 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above,

D81e MailedThis policy will not be reinstated unless all past due payments have been received by the Company,

BREA GALIFORNIt.L Please mail your payment before the due date. Repetitive late Mailed From payments may result in cancellation without reinstatement.U-61 3/2002

AGENTS/BROKERS ARE NOT AUTHORIZED TO ACCEPT PA YMENT

PLEASE SEE REVERSE SIDE FOR MORE INFORMATION

MAIL YOUR PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO: MERCURY INSURANCE COMPANY 09 AMOUNT NOW DUE $ 94.80 P,O. BOX - 11991 SANTA ANA, CA 92711

DUE DATE 11/01/2006 Agent/Broker: AUTO INS, SPECIALISTS, INC NEXT PAYMENT

(800) 493-7879 DUE DATE

Policy No:

ALiTO INS, SPECIALISTS, INC POLlCY# PO BOX 6507 ARTESIA CA 90702 To pay by telephone call 1-888-637-2176

Process Date: 11/07/2006

6 of 10

'" MERCURY INSURANCE COMPANY

[K NOTICE OF REINSTATEMENT SEE CONDITION BELOW

This Policy Has Been Reinstated Effective

Policy Number:

Mailed To:

AUTO INS. SPECIALISTS, INC PO BOX 6507 ARTESIA CA 90702

09 Date Mailed 11/14/2006

RENEWAL PREMIUM PAID

11/11/2006 12:01 A.M.

Agent:

3896 AUTO INS. SPECIALISTS, INC

(800) 493-7879

Named Insured:

ROBERT A KIDWELL

CONDITION: If your policy was previously cancelled for non payment of premium, reinstatement is effective only if your check or money order is honored when first presented.

U-38 3/2002

AGENTS/BROKERS ARE NOT AUTHORIZED TO ACCEPT PA YMENT PLEASE SEE REVERSE SIDE FOR MORE INFORMATION

MAIL YOUR PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO: MERCURY INSURANCE COMPANY P.o. BOX - 11993 SANTA ANA, CA 92711

Agent/Broker: AUTO INS. SPECIALISTS, INC 3896 PRIOR BALANCE $ 94.80 (800) 493-7879 AMT RECEIVED $ 89.80

NEW BALANCE $ 5.00 Policy No: AP09557454 01 DUE DATE 11/01/2006



5 of 10

09 NOTICE OF

jlMERCURY INSURANCE COMPANY

CANCELLATION

POLICY NUMBE COVERAGE WILL TERMINATE The reason for such termination is indicated below: 0112012007 12:01AM


Mailed To: Named Insured: AUTO INS. SPECIALISTS, INC ROBERT A KIDWELL PO BOX 6507 ARTESIA CA 90702 Producer: 3896 AUTO INS, SPECIALISTS, INC

(800) 493-7879


Your payment due on the due date shown below has not been received, A $5 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below, If your payment is received after the Coverage Will Terminate Date and Time shown above, there will be a lapse in coverage from 01/20/200712:01 AM until payment is received. A $5 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the COverage Will Terminate Date and Time shown above.

01/09/2007 This policy will not be reinstated unless all past due Date Mailed payments have been received by the Company.

BREA, CALIFORNIAPlease mail your payment before the due date. Repetitive late Mailed From payments may result in cancellation without reinstatement.U-61 3/2002

AGENTS/BROKERS ARE NOT AUTHORIZED TO ACCEPT PAYMENT


MAIL YOUR PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO: MERCURY INSURANCE COMPANY 09 P,O, BOX 1'1991 SANTA ANA, CA 92711

AMOUNT NOW DUE $ 100,00

AgenUBroker: AUTO INS. SPECIALISTS, INC (800) 493-7879

Policy No:


DUE DATE 01 f01/2007

NEXT PAYMENT

DUE DATE

POLICY#

To pay by telephone call 1-888-637-2176

Process Date: 01 f0812007

4 of 10

09 Date Mailed: 01/15/2007ltt\\ MERCURY INSURANCE COMPANY

~ NOTICE OF REINSTATEMENT SEE CONDITION BELOW

This Policy Has Been Reinstated Effective

Policy Number:

Mailed To:


D RENEWAL PREMIUM PAID

01112/2007 12:01 A.M.

Agent:

3896 AUTO INS. SPECIALISTS, INC

(800) 493-7879

Named Insured:

ROBERT A KIDWELL


U-38 3/2002


MAIL YOUR PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO: MERCURY INSURANCE COMPANY P.O. BOX. 11993 SANTA ANA, CA 92711

Agent/Broker: AUTO INS. SPECIALISTS, INC 3896 PRIOR BALANCE $ 100.00 (800) 493-7879 AMT RECEIVED $ 95.00

NEW BALANCE $ 5.00 Policy No: 01 DUE DATE 01/01/2007



Process Date: 01/1212007

3 of 10

09 NOTICE OF EXPIRATION

~,\ MERCURY INSURANCE COMPANY

WILL TERMINATE 03/16/2007POLICY NUMBE

The reason for such termination is indicated below: 12:01AM NON PAYMENT OF PREMIUM

Mailed To: Named Insured: AUTO INS. SPECIALISTS. INC ROBERT A KIDWELL PO BOX 6507 ARTESIA CA 90702 Producer: 3896 AUTO INS. SPECIALISTS, INC

(800) 493-7879


U-61 3/2002

AGENTS/BROKERS ARE NOT AUTHORIZED TO ACCEPT PAYMENT


MAIL YOUR PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO: MERCURY INSURANCE COMPANY 09

AgenUBroker: AUTO INS. SPECIALISTS, INC (800) 493-7879

Policy No:

AUTO INS. SPECIALISTS, INC PO BOX 6507 ARTESIA CA 90702 To pay by telephone call 1-888-637-2176


2 of 10

09 NOTICE OF CANCELLATION

~t' MERCURY INSURANCE COMPANY

COVERAGE WILL TERMINATE POLICY NUMBE 06/04/2007 12:01 AMThe reason for such termination is indicated below:


Mailed To: Named Insured: AUTO INS. SPECIALISTS, INC ROBERT A KIDWELL PO BOX 6507 ARTESIA CA 90702 Producer: 3896 AUTO INS. SPECIALISTS, INC

(800) 493-7879

This Notice does not extend or reinstate this policy. If cancellation has been requested by the Named Insured prior to the termination date above, said cancellation will be effective on the date requested. Good Drivers not eligible for a Good Driver Discount policy solely because of another driver'S ineligibility may resubmit with such other driver excluded.

Your payment due on the due date shown below has not been received. A $5 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will be a lapse in coverage from 06/04/2007 12:01 AM until payment is received. A $5 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above.

05/24/2007 This policy will not be reinstated unless all past due Date Mailed payments have been received by the Company.

BREA, CALIFORNIAPlease mail your payment before the due date. Repetitive late Mailed From payments may result in cancellation without reinstatement.U-61 3/2002

AGENTS/BROKERS ARE NOT AUTHORIZED TO ACCEPT PA YMENT


MAIL YOUR PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO: MERCURY INSURANCE COMPANY 09 AMOUNT NOW DUE $ 59.36 P.O. BOX - 11991 SANTA ANA, CA 92711

\

DUE DATE OS/07/2007 Agent/Broke r: AUTO INS, SPECIALISTS, INC NEXT PAYMENT

(800) 493-7879 DUE DATE

Policy No:

AUTO INS, SPECIALISTS, INC POllCY# PO BOX 6507 ARTESIA CA 90702 To pay by telephone call1-BBB-637-2176

Process Dale: OS/23/2007

1 of 10

JlfJ\\MERCURY 09 Date Mailed: 08/30/2007INSURANCE COMPANY

00 NOTICE OF REINSTATEMENT RENEWAL PREMIUM PAID SEE CONDITION BELOW

This Policy Has Been Reinstated Effective 08/28/2007 12:01 AM

Mailed To: Agent:

AUTO INS. SPECIALISTS. INC 043896 AUTO INS. SPECIALISTS, INC

PO BOX 6507 (800) 493-7879 ARTESIA CA 90702-6507 Named Insured:

ROBERT KIDWELL


U-38 03/2002

AGENTS/BROKERS ARE NOT AUTHORIZED TO ACCEPT PAYMENT PLEASE SEE REVERSE SIDE FOR MORE INFORMATION

MAIL YOUR PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO:

MERCURY INSURANCE COMPANY P.O. BOX - 11991 SANTA ANA, CA 92711

Agent/Broker: AUTO INS. SPECIALISTS, INC 043896 (800) 493 7879

Policy No: 01

PRODUCER COPY

, PRIOR BALANCE: $ 175.57 FEE WAIVED: $ 00.00 AMT RECEIVED: $ 180.57 NEW BALANCE: $ 00.00 DUE DATE:


000000000 000000000 16 of 26

NOTICE OF CANCELLATIONIlfJ\\MERCURY 09

INSURANCE COMPANY COVERAGE WILL TERMINATE

POLICY NUMBER: The reason for such termination is indicated below: 08/28/200712:01AM NON PAYMENT OF PREMIUM

MAILED TO: Named Insured: AUTO INS. SPECIALISTS, INC ROBERT KIDWELL PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS. INC ARTESIA CA 90702-6507 (800) 493-7879


Your payment due on the Due Date shown below has not been received. A $5.00 late fee must now accompany your payment Such fee is included in the Amount Now Due shown below. If your payment is received aftar the Coverage Will Terminate Date and Time shown above, there will a lapse in coverage from 0812812007 12:01AM until the payment is received. A $5.00 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days aflerthe Coverage Will Terminate Date and Time shown above.

Date Mailed This policy will not be reinstated unless all past due payments

have been received by the Company. Please mail your payment BREA. CALIFORNIA

U-61 01/2006 before the due date. Repetitive late payments may result in Mailed From cancellation without reinstatement.


MERCURY INSURANCE COMPANY P.O. BOX - 11991 Sk~TA lk~A, CA 92711

\

AgenUBroker:

AUTO INS. SPECIALISTS, INC 043896 (800) 493-7879

Policy No: 01

ROBERT KIDWELL

PRODUCER COPY


AMOUNT NOW DUE '$ 91. 57 DUE DATE 08/10/2007

TOTAL DUE $ 91. 57

Process Date: 2007-08-16

17 of 26


NOTICE OF EXPIRATION'J~J\\MERCURY 09

INSURANCE COMPANY

POLICY NUMBER: COVERAGE WILL TERMINATE

The reason for such termination is indicated below: 12/28/200712:01 AM NON PAYMENT OF PREMIUM

MAILED TO: AUTO INS. SPECIALISTS, INC

Named Insured: ROBERT KIDWELL

PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS, INC ARTESIA CA 90702-6507 (800) 493-7879

This Notice does not extend or reinstate this policy, If cancellation has been requested by the Named Insured prior to the termination date above, said cancellation will be effective on the date requested. Good Drivers not eligible for a Good Driver Discount policy solely because of another driver's ineligibility may resubmit with such other driver excluded.

01 Dale Mailed

BREA, CALIFORNIA U-61 0112006 Mailed From


AgentiB roker:

AUTO INS. SPECIALISTS, INC 043896 (800) 493 7879 Policy No:

PRODUCER COpy Process Date: 2008-01-02

150f26

MERCURY

P.O.

Agent/Broker:

AUTO (800) Policy No:

ROBERT



POLICY NUMBER: The reason for such termination is indicated below: 03/09/2008 12:01 AM NON PAYMENT OF PREMIUM

MAILED TO: Named Insured: AUTO INS, SPECIALISTS, INC ROBERT KIDWELL PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS, INC ARTESIA CA 90702-6507 (800) 493-7879

This Notice does not extend or reinstate this policy, If cancellation has been requested by the Named Insured prior to the termination date above, said cancellation will be effective on the date requested, Good Drivers not eligible for a Good Driver Discount policy solely because of another driver's ineligibility may resubmit with such other driver excluded,

Your payment due on the Due Date shown below has not been received. A $5.00 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will a lapse in coverage from 03/09/2008 12:01AM until the payment is received. A $5.00 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above.

02/27/2008 Date Mailed This policy will not be reinstated unless all past due payments

have been received by the Company. Please mail your payment BREA, CALlFOR~IA U-61 01/2006 before the due date. Repetitive late payments may result in Mailed From

cancellation without reinstatement.

AGENT&BROKERS ARE NOT AUTHORIZED TO ACCEPT PA YMENT PLEASE SEE REVERSE SIDE FOR MORE INFORMATION


INSURANCE COMPANY

BOX - 11991 SANTA ANA, CA 92711

AMOUNT NOW Otic $ 122.66 INS. SPECIALISTS, INC 043896 DUE DATE 02/20/2008

493 -7879 8 02

KIDWELL TOTAL DUE $ 122.66


14 of 26

'J~'\\MERCURY 09 Date Mailed: 03/04/2008INSURANCE COMPANY

~ NOTICE OF REINSTATEMENT RENEWAL PREMIUM PAID SEE CONDITION BELOW

This Policy Has Been Reinstated Effective 03/0212008 12:01 AM

POLICY NUMBER:

Mailed To: Agent:

AUTO INS. SPECIALISTS. INC 043896 AUTO INS. SPECIALISTS. INC PO BOX 6507 (800) 493-7879 ARTESIA CA 90702-6507 Named Insured:

ROBERT KIDWELL

CONDITION: If your policy was previously cancelled for non payment of premium. reinstatement is effective only if your check or money order is honored when first presented.

U-38 03/2002

ITH(,)RI;~ED TO ACCEPT PA YMENT SIDE FOR MORE INFORMATION


MERCURY INSURANCE COMPANY P.O. BOX - 11991 SANTA ANA, CA 92711 , Agent/Broker: AUTO INS. SPECIALISTS, INC 043896 (800) 493-7879

Policy No:

AUTO INS. SPECIALISTS, INC PO BOX 6507 ARTESIA CA 90702-6507

PRODUCER COpy

02

PRIOR BALANCE: FEE WAIVED: AMT RECEIVED:

NEW BALANCE: DUE DATE:

$ 122.66 $ 00.00 $117.66 $ 5.00 02/20/2008


AGENTSIBROKERS ARE NOT AUTHORIZED TO ACCEPT PAYMENT PLEASE SEE REVERSE SIDE FOR MORE IN FORMATION

AMOUNT NOW DUE DUE DATE

TOTAL DUE

S 127.66 04/20/2008

$ 127.66

NOTICE OF CANCELLATION'J~'\\MERCURY 09



MAilED TO: Named Insured: AUTO INS. SPECIALISTS, INC ROBERT KIDWELL PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS, INC ARTESIA CA 90702-6507 (800) 493-7879


Your payment due on the Due Date shown below has not been received. A $5.00 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will a lapse in coverage from 0511012008 12:01AM until the payment is received. A $5.00 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above.

04/29/2008 ------~ -----

Dale Mailed This policy will not be reinstated unless all past due payments have been received by the Company. Please mail your payment

BREA, CALIFORNIA U-61 01/2006 before the due date. Repetitive late payments may result in Mailed From

cancellation without reinstatement.


MERCURY INSURANCE COMPANY P.O. BOX - 11991 S~~TA ANA, CA 92711 ,

Agent/Broker:

AUTO INS. SPECIALISTS, INC 043896 (800) 493 7879

Policy No: 02

ROBERT KIDWELL


12 of 26

JJ~'\\MERCURY INSURANCE COMPANY 09 Date Mailed: 05/01/2008

00 NOTICE OF REINSTATEMENT RENEWAL PREMIUM PAID SEE CONDITION BELOW


POLICY NUMBER:

Mailed To: Agent:

AUTO INS. SPECIALISTS, INC 043896 AUTO INS. SPECIALISTS, INC PO BOX 6507 (800) 493-7879 ARTESIA CA 90702·6507 Named Insured:

ROBERT KIDWELL


U-38 03/2002





Agent/Broker: PRIOR BALANCE: $ 127.66 AUTO INS. SPECIALISTS, INC 043896 FEE WAIVED: $ 00.00 (800) 493 7879 AMT RECEIVED: $ 122.66

NEW BALANCE: $ 5.00

Policy No: 02 DUE DATE: 04/20/2008


PRODUCER COpy

11 of 26

NOTICE OF 09

EXPIRATION'/~J\\MERCURYINSURANCE COMPANY

COVERAGE WILL TERMINATE POLICY NUMBER: The reason for such termination is indicated below: 07/08/200812:01 AM NON PAYMENT OF PREMIUM

MAilED TO: Named Insured: AUTO INS. SPECIALISTS, INC ROBERT KIDWELL PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS. INC ARTESIA CA 90702-6507 (800) 493-7879


07/14/2008 Date Mailed

BREA. CALIFORNIA U-61 01/2006 ---Mailed From-



AgentJBroker: '


Policy No: 02

PRODUCER COPY Process Dale: 2008-07-11

10 of 26


TOTAL DUE

$ 120.66 09/01/2008

$ 120.66

NOTICE OF CANCELLATIONJlfl\\MERCURY 09



MAILED TO: Named Insured: AUTO INS. SPECIALISTS, INC ROBERT KIDWELL PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS, INC ARTESIA CA 90702-6507 (800) 493-7879

This Notice does not extend or reinstate this policy. If cancellation has been requested by the Named Insured prior to the termination dale above, said cancellation will be effective on the date requested. Good Drivers not eligible for a Good Driver Discount policy solely because of another driver's ineligibility may resubmit with such other driver excluded.

Your payment due on the Due Date shown below has not been received. A $5.00 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will a lapse in coverage from 09120/2008 12:01AM until the payment is received. A $5.00 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above.

09/09/2008

This policy will not be reinstated unless all past due payments Dale Mailed

have been received by the Company. Please mail your payment

U-61 01/2006 before the due date. Repetitive late payments may result in cancellation without reinstatement.


PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO:

INSURANCE COMPANY

- 11991 SANTA ANA" CA 92711

. SPECIALISTS, INC 043896 493-7879

03

KIDWELL

PRODUCER COPY

9 of 26

Process Dale: 2008-09-08

J/~J\\MERCURY 09 Date Mailed: 09/1 012008INSURANCE COMPANY

~ NOTICE OF REINSTATEMENT D RENEWAL PREMIUM PAID SEE CONDITION BELOW

This Policy Has Been Reinstated Effective 09109/2008 12:01 AM

POLICY

Mailed To: Agent:

AUTO INS. SPECIALISTS, INC 043896 AUTO INS. SPECIALISTS, INC PO BOX 6507 (800) 493-7879 ARTESIA CA 90702-6507 Named Insured:

ROBERT KIDWELL


U-38 03/2002

CHECKSOR;DRAFTSACCE~TEDJN:P'AYMENIOf,JL1'(;INEVENT,TflE.Y:AREHONOREIJ:\VEieN .• F.IRSIP'RESENTED ... .. . .' . '",' c.·.·:.,.· ...\- •.. ," . . i i _:" ;., ,~.,:>":;'_ ·e·, -'-, -! ;",:;: "':' ':'.-'.:'.+ .. : ",:, +~.:;. 0-.'-.,"-: ":,c.;.:,.', -j;' .. :;: ...... ,:., ."·;·:··:··.··:·F·;·+·;· . .; . ," i co" "





AgentlBroker: PRIOR BALANCE: $ 120.66 AUTO INS. SPECIALISTS, INC 043896 FEE WAIVED: $ -5.00 (800) 493-7879 AMT RECEIVED: $ 115.66

NEW BALANCE: $ 00.00

Policy No: 03 DUE DATE:


PRODUCER COpy Process Date:

8 of 26



POLICY NUMBER: The reason for such termination is indicated below: 11/21/2008 12:01 AM NON PAYMENT OF PREMIUM

MAILED TO:

AUTO INS. SPECIALISTS, INC Named Insured: ROBERT KIDWELL

PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS. INC ARTES IA CA 90702-6507 (800) 493-7879


Your payment due on the Due Date shown below has not been received. A $5.00 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will a lapse in coverage from 11121/2008 12:01AM until the payment is received. A $5.00 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above.

11/1

This policy will not be reinstated unless all past due payments Date Mailed



AGENTS/BROKERS ARE NOTAUTHORIZED TO ACCEPT PAYMENT PLEASE SEE REVERSE SIDE FOR MORE INFORMATION



AgentlBroker: AMOlJNT NOW DUE $ 120.66 AUTO INS. SPECIALISTS, INC 043896 DUE DATE 11/01/2008 (800) 493-7879

Policy No:

ROBERT KIDWELL

TOTAL DUE $ 120.66


7 of 26

J/~I\\MERCURY 09 Date Mailed: 11/13/2008INSURANCE COMPANY



POLICY NUMBER:

Mailed To: Agent:

AUTO INS. SPECIALISTS, INC 043896 AUTO INS. SPECIALISTS, INC PO BOX 6507 (800) 493-7879 ARTESIA CA 90702·6507 Named Insured:

ROBERT KIDWELL


U-38 03/2002




Agent/Broker: AUTO INS. SPECIALISTS, INC 043896 (800) 493-7879

Policy No: 03

AUTO INS. SPECIALISTS, INC PO BOX 6507

PRIQR BALANCE: FEE WAIVED:

AMT RECEIVED:

NEW BALANCE: DUE DATE:

$ 120.66 $ 00.00 $ 115.66 $ 5.00 11/01/2008

ARTESIA CA 90702 6507 To pay by telephone call 1-888-637-2176

PRODUCER COPY

6of26

'J~J\\MERCURY 09 Date Mailed: 11/13/2008INSURANCE COMPANY

[RJ NOTICE OF REINSTATEMENT D RENEWAL PREMIUM PAID SEE CONDITION BELOW

This Policy Has Been Reinstated Effective 11/11/2008 12;01 AM

POLICY NUMBER:

Mailed To: Agent:


ROBERT KIDWELL


U-38 03/2002




J>.lERCURY INSURANCE COMPANY P.O. BOX 11991 SANTA ANA, CA 92711

, Agent/Broker: PRIOR BALANCE: $ 120.66 AUTO INS. SPECIALISTS, INC 043896 FEE WAIVED: $ 00.00 (800) 493-7879 AMT RECEIVED: $ 115.66

NEW BALANCE: $ 5.00

Policy No: 03 DUE DATE: 11/01/2008


PRODUCER COpy

60f26

J/~J\\MERCURY 09 Date Ma iled: 03/20/2009INSURANCE COMPANY

[gJ NOTICE OF REINSTATEMENT SEE CONDITION BELOW

RENEWAL PREMIUM PAID

This Policy Has Been Reinstated Effective 03/19/2009 08:34AM

POLICY NUMBER: 8

Mailed To: Agent:


ROBERT KIDWELL


U-38 03/2002


MERCURY INSURANCE COMPANY P.O. BOX 11991 SANTA ANA, CA 92711

AgenUBroker: PRIOR BALANCE: $ 115.66 AUTO INS. SPECIALISTS, INC 043896 FEE WAIVED: $ 00.00 (800) 493 7879 AMT RECEIVED: $ 115.66



AUTO INS. SPECIALISTS, INC PO BOX 6507 ARTESIA CA 90702-6507 To pay by telephone call 1-888-637-2176

PRODUCER COpy

4 of 26

NOTICE OF 09

CANCELLATIONJJ~'\\MERCURY INSURANCE COMPANY

COVERAGE WILL TERMINATE POLICY NUMBER: The reason for such termination is indicated below: 03/27/200912:01AM NON PAYMENT OF PREMIUM

MAILED TO: Named Insured: AUTO INS. SPECIALISTS, INC ROBERT KIDWELL PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS. INC ARTESIA CA 90702-6507 (800) 493-7879

This Notice does not extend or reinstate this policy. If cancellation has been requested by the Named Insured prior to the termination date above, said cancellation will be effective on the date requested, Good Drivers not eligible for a Good Driver Discount policy solely because of another driver's ineligibility may resubmit with such other driver excluded.

You r payment due on the Due Date shown below has not been received. A $5.00 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will a lapse in coverage from 03/27/2009 12:01AM until the payment is received. A $5.00 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above.

03/16/2009

This policy will not be reinstated unless all past due payments Date Mailed



PLEASE SEE REVERSE SIDE FOR MORE INFORMATION MAIL YOUR PAYMENT IN THE ENCLOSED ENVELOPE OR ADDRESS TO:

MERCURY INSURANCE COMPANY

P.O, ?OX - 11991 SANTA ANA, CA 92711

Agent/Broker:


Policy No: 04

ROBERT KIDWELL


TOTAL DUE

$ 115.66 03/07/2009

$ 115.66


PRODUCER COpy

50f26

09 Date Mailed: 05/27/2009INSURANCE COMPANY


This Policy Has Been Reinstated Effective OS/2212009 01:48 PM

POLICY NUMBER:

Mailed To: Agent:


ROBERT KIDWELL


U-38 03/2002




MERCURY INSURANCE COMPANY P.O. BOX 11991 SANTA ANA, CA 92711

, , Agent/Broker: PRIOR BALANCE: $ 120.66 AUTO INS. SPECIALISTS, INC 043896 FEE WAIVED: $ 00.00 (800) 493 7879 AMT RECEIVED: $ 120.66




PRODUCER COPY

2of26

NOTICE OF CANCELLATIONIJfJ\\MERCURY 09



MAILED TO: Named Insured: AUTO INS, SPECIALISTS, INC ROBERT KIDWELL PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS, INC ARTESIA CA 90702·6507 (800) 493-7879

This Notice does not extend or reinstate this policy. If cancellation has been requested by the Named Insured prior tothe termination date above, said cancellation will be effective on the date requested. Good Drivers not eligible for a Good Driver Discount policy solely because of another driver's ineligibility may resubmit with such other driver excluded.

Your payment due on the Due Date shown below has not been received. A $5.00 late fee must now accompany your payment. Such fee is Included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will a lapse in coverage from 0513112009 12:01AM until the payment is received. A $5.00 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above.

Dale Mailed This policy will not be reinstated unless all past due payments



PRODUCER COPY


MERCURY INSURANCE CO~PANY

P.O. BOX 11991 Sk~TA ANA, CA 92711

Agent/Broker:


Policy No: 04

ROBERT KIDWELL


TOTAL DUE

$ 120.66 05 /2009

S 120.66


30f26

NOTICE OF 09

CANCELLATION.~ ~i.' JII\\MERCURY INSURANCE COMPANY

COVERAGE WILL TERMINATE POLICY NUMBER: The reason for such termination is indicated below: 09/27/200912:01AM NON PAYMENT OF PREMIUM

MAILED TO: Named Insured: AUTO INS. SPECIALISTS, INC ROBERT KIDWELL PO BOX 6507 Agent: 043896 AUTO INS. SPECIALISTS, INC ARTES IA CA 90702-6507 (800) 493-7879


Your payment due on the Due Date shown below has not been received. A $5.00 late fee must now accompany your payment. Such fee is included in the Amount Now Due shown below. If your payment is received after the Coverage Will Terminate Date and Time shown above, there will a lapse in coverage from 09/27/2009 12:01AM until the payment is received. A $5.00 reinstatement fee will apply. Your policy will not be reinstated if payment is received more than 10 days after the Coverage Will Terminate Date and TIme shown above.

09/1

This policy will not be reinstated unless all past due payments Dale Mailed




MERCURY INSURANCE COMPANY

P.O. BOX - 11991 SANTA ANA, CA 92711

Agent/Broker: AMOUNT NOW DUE $ 120.66 AUTO INS. SPECIALISTS, INC 043896 DUE DATE 09/09/2009 (800) 493-7879

Policy No: 05

ROBERT KIDWELL ST

TOTAL DUE $ 120.66

PRODUCER COpy Process Dale: 2009-09-15

1 of 26

Notice of Cancellation YOUR INSURANCE COVERAGE WILL TERMINATE ON AUGUST 29, 2010 A T 12:01 AM PT


Your Agent: AUTO INS. SPECIALISTS, LLC (800) 493-7879 Agency Code: 043896

Policy Number: Policy Issued By: MERCURY CASUAL TV COMPANY

Date Mailed: August 18, 2010 Mailed From:

Cancellation Reason NON PAYMENT OF PREMIUM

Important Messages This notice does not extend or reinstate this policy. If cancellation has been requested by the Named Insured prior to the termination date above, said cancellation will be effective on the date requested. Good Drivers not eligible for a Good Driver Discount policy solely because of another driver's ineligibility may resubmit with such other driver excluded.

Your payment due on the Due Date shown below has not been received. A $5.00 late fee has been added to the amount due. To reinstate your policy the amount due must be received in a Company office within 10 days of the mailing date shown above. If payment is received after the 10 days and we are able to reinstate your policy, there will be a lapse in coverage from 08/29/2010 12:01 AM until the payment IS received. Your policy will not be reinstated if your payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above. If your policy is reinstated with a lapse in coverage a $5.00 reinstatement fee will be charged.

This policy will not be reinstated unless all past due payments have been received by the Company. Please mail your payment before the due date. Repetitive late payments may result in cancellation without reinstatement.

Please detach and enclose this coupon with your payment. Make your check or money order payabte to MERCURY CASUALTY COMPANY. A $15.00 fee will be charged for returned checks.

Policy Due Date: August 11, 2010

Amount Due: $126.90

Amount Enclosed: $

AUTO INS. SPECIALISTS, LLC MERCURY CASUAL TV COMPANY PO BOX 6507 P.O. BOX - 11991 ARTESIA CA 90702-6507 SANTA ANA, CA 92711

21 of26

Notice of Reinstatement This policy has been reinstated effective August 28,2010 at 09:21 AM (PT)


Policy Number:

Policy Period: June 29,2010 to December 29,2010

MERCURY CASUAL TV COMPANY

Date Mailed: August 31,2010

Important Message

CONDITION OF REINSTATEMENT: If your policy was previously cancelled for non-payment of premium, reinstatement is effective only if your method of payment is honored when first presented.

POlicy

AUTO INS. SPECIALISTS, LLC PO BOX 6507 ARTESIA CA 90702-6507

190f26

Notice of Non-Renewal YOUR INSURANCE COVERAGE WILL TERMINATE ON DECEMBER 29, 2010 AT 12:01 AM PT

Named Insured: ROBERT KIDWELL Your Agent: AUTO INS. SPECIALISTS, LLC

Agency Code: 043896

Policy Number: Policy Issued By: COMPANY

Date Mailed: November 24,2010 Mailed From:

Reason For Tennination A SUBSTANTIAL INCREASE IN THE HAZARD INSURED AGAINST - REQUESTED INFORMATION NOT RECEIVED


Where the reason for non-renewal does not accompany or is not included in the notice of non-renewal, the insurer shall upon written request of the named insured, mailed or delivered to the insurer not less than 15 days prior to the effective date of non-renewal, specify in writing the reason for such non-renewal. Such reason shall be mailed or delivered to the named insured within five days after receipt of such request.

PURSUANT TO SECTION 665 OF THE INSURANCE CODE YOU ARE HEREBY NOTIFIED THAT: 1. The Califomia Automobile Assigned Risk Plan provides a means by which applicants for automobile bodily injury and property damage liability insurance may be assigned to an insurer authorized to transact liability insurance. 2. If you are unable to procure such insurance through ordinary methods and you are in good faith eligible for such insurance in accordance with the standards of the Plan, it is possible for you to obtain it through the Plan. 3. Application form for insurance through the Plan may be obtained from and submitted through (a) any licensed insurance agent or broker. or (b) the Plan itself at P.O. Box 7917, San Francisco, Califomia 94120-7917

Policy Number: .. . '.-" ~<:~


170f26

Renewal Premium Paid This policy has been renewed effective at (PT)


Policy Number: 0

Policy Period: December 29, 2010 to June 29, 2011

Policy Issued By: MERCURY CASUALTY COMPANY

Date Mailed: December 30,2010

Important Message

CONDITION OF REINSTATEMENT: If your policy was previously cancelled for non-payment of premium, reinstatement is effective only jf your method of payment is honored when first presented.

Policy Number:

SPECIALISTS, LLC PO BOX 6507 ARTESIA CA 90702-6507

15 of 26

Notice of Cancellation YOUR INSURANCE COVERA GE WILL TERM INA TE ON FEBRUARY 28, 2011 AT 12:01 AM PT


ANAHEIM, CA 92804-6177 Agency Code: 043896

Policy Number: Policy Issued By: MERCURY CASUALTY COMPANY

Date Mailed: February 17, 2011 Mailed From: BREA, CA



Your payment due on the Due Date shown below has not been received. A $5.00 late fee has been added to the amount due. To reinstate your policy the amount due must be received in a Company office within 10 days of the mailing date shown above. If payment is received after the 10 days and we are able to reinstate your policy, there will be a lapse in coverage from 02/28/2011 12:01 AM until the payment is received. Your policy will not be reinstated if your payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above. If your policy is reinstated with a lapse in coverage a $5.00 reinstatement fee will be charged.


Please detach and enclose this coupon with your payment. Make your check or money order payable to MERCURY CASUALTY COMPANY. A $15.00 fee will be charged for returned checks.

Policy Number: Due Date: February 10, 2011

Amount Due: $132,.00

Amount Enclosed: $

AUTO INS. SPECIALISTS, LLC MERCURY CASUALTY COMPANY PO BOX 6507 P.O. BOX -11991 ARTESIA CA 90702·6507 SANTA ANA, CA 92711

13 of 26

Notice of Reinstatement This policy has been reinstated effective February 27, 2011 at 07:48 PM (PT)


Policy Number:

Policy Period: December 29,2010 to June 29,2011

Policy Issued By: MERCURY CASUAL TV COMPANY

Date Mailed: March 1, 2011

Important Message


Policy Number:

AUTO INS, SPECIALISTS. LLC PO BOX 6507 ARTESIA CA 90702-6507

11 of 26

Notice of Cancellation YOUR INSURANCE COVERAGE WILL TERMINATE ON MAY 1,2011 AT 12:01 AM PT

Named Insured: ROBERT KIDWELL Your Agent: AUTO INS. SPECIALISTS, LLC (800) 493-7879

Agency Code: 043896

Policy Number: Policy Issued By: MERCURY CASUAL TV COMPANY

Date Mailed: 2011 Mailed From: BREA, CA



Your payment due on the Due Date shown below has not been received. A $5.00 late fee has been added to the amount due. To reinstate your policy the amount due must be received in a Company office within 10 days of the mailing date shown above. If payment is received after the 10 days and we are able to reinstate your policy, there will be a lapse in coverage from 05/01/2011 12:01 AM until the payment is received. Your policy will not be reinstated if your payment is received more than 10 days after the Coverage Will Terminate Date and Time shown above. If your policy is reinstated with a lapse in coverage a $5.00 reinstatement fee will be charged.


Please delach and enclose this coupon with your payment Make your check or money order payable 10 MERCURY ('~SUALTY COMPANY. A $15.00 fee will be charged for returned checks.

Policy Number: Due Date: April 13, 2011

Amount Due: $132.00

Amount Enclosed: $

AUTO INS. SPECIALISTS, LLC MERCURY CASUAL TV COMPANY PO BOX 6507 P.O. BOX - 11991 ARTESIA CA 90702-6507 SANTA ANA, CA 92711

90f26

Notice of Reinstatement This policy has been reinstated effective April 30, 2011 at 04:33 PM (PT)


Number:

Policy Period: December 29, 2010 to June 29, 2011

Issued By: MERCURY CASUALTY COMPANY

Date Mailed: May 3,2011

Important Message


Policy Number:


70f26

Notice of Expiration COVERAGE WAS TERMINATED ON JUNE 29,2011 AT 12:01 AM PT


ANAHEIM, CA 92804-6177 Agency Code: 043896

Policy Number: Policy Issued By: MERCURY CASUALTY COMPANY

Date Mailed: July 5, 2011 Mailed From: BREA, CA

Reason For Termination NON PAYMENT OF PREMIUM

Important Massages This notice does not extend or reinstate this policy. If cancellation has been requested by the Named Insured prior to the termination date above, said cancellation will be effective on the date requested. Good Drivers not eligible for a Good Driver Discount policy solely because of another driver's ineligibility may resubmit with such other driver excluded.

Policy Number:


50f26

Notice of Reinstatement This policy has been reinstated effective September 10, 2011 at 05:27 PM (PT)


Policy Number:

12,2011 to 12,2012

Date Mailed: September 13, 2011

Important Message


Policy Number:


1 of 26

b kidwell robert a 530913 tp exhibits - state of california · employed as a part-time gardener who...

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