August eNewsletter 

Construction on our new Airport Blvd. location is almost complete and will be openingin late August. We are so excited to provide personalized service to our members andthe community in this area.

Our Grand Opening Celebration will take place the week of September 18 - 23. Visitthe new location on Saturday, September 23 from 10am - 2pm for a day of family,community and getting to know each other.

Focus on getting more out of life with a low rate of 3.99% APR1 on purchases andbalance transfers made in the first 90 days of account opening. Offer valid on new PenAir Credit Cards opened between 7/1/17 and 8/15/17.

Learn more and apply today at penair.org/CreditCards.

No exchanging account numbers and no hassle. All you need is the email address ormobile phone number of the person you want to pay. Use it to pay rent, reimbursefriends, give an allowance, send a monetary gift, cover shared expenses and more! Theideal way for sending money to college students, family members and friends.

For more information, visit penair.org/AccountAccess.

We know you've got many other things to worry about when heading off to school.  Howyou're going to access your money or pick up the emergency funds your parents or lovedones sent you isn't a problem. Shared Branching provides credit unions the reach oflarge banks by sharing their branches.  Credit Unions sharing their branches gives youpeace of mind. 

To find the nearest branch:» Visit www.ss4cu.com 'Find a Branch' or» Download the CO-OP Shared Branch app or» Call 888-748-3266

For more information on Shared Branching, visit penair.org/AccountAccess.

July 3- We participated in ProdiseePantry's MayDay 2017 to shine a light onthe invisible issue of hunger.

July 14 - Our employees presented a$5,000 check to SouthBark AnimalRescue through our #JeansForGenerosityprogram.

July 22 - We proudly sponsored thePensacola MWR's Movie on the Lawnshowing of Beauty and the Beast.

July 27 - We hosted the South BaldwinChamber's Business After Hours at ourFoley location.

» Tuesday, August 8: Central Baldwin Chamber Business After Hours: Join us atour Robertsdale location from 5-7pm for networking.

» Tuesday, August 29: Retirement Matters Lunch & Learn Join us at from 11:30am -12:30 pm at the Hilton Garden Inn on Airport Blvd. while we discuss Distributionsfrom Retirement Plans. Lunch is provided. Space is limited! RSVP Here.

Credit Card Offer©2017 Pen Air FCU. NMLS#413053. 1Offer valid on new Pen Air credit cards opened July 1 - August 15, 2017. Subjectto credit approval. Additional limitations, terms and conditions may apply. APR = Annual Percentage Rate. 3.99% APR available on purchases and balances transferred within 90 days after opening your new Pen Air credit card. The 3.99% APR is good on your purchases and transferred balances through the July 2018 billing period as long as your account remains in good standing.  After that, unpaid balances revert to your standard APR which currently range from 9.90% to 18.00% APR. Your standard APR may vary based on the Wall Street Journal Prime Rate and is subject to change without notice. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate may default to your Penalty APR. Cash advance fee is $5.00 or 3.00% of the amount of each cash advance,

whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Existing credit card or loan balances currently with Pen Air do not qualify for this introductory offer. .

Privacy PolicyThe Credit Union's Privacy Policy is available online at penair.org/PrivacyPolicy. A printed copy may be obtained byregular mail by calling 877.473.6247.