area income characteristics€¦ · million ; num of amount ; num of amount num of amount num of...

117
2017 Institution Disclosure Statement - Table 1-1 PAGE: 1 OF 54 Loans by County Respondent ID: 0000004166 Small Business Loans - Originations Institution: First Financial Bank, N.A. Agency: OCC - 1 State: ARKANSAS (05) Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item: Area Income Characteristics Origination <=$100,000 Origination >$100,000 But Origination >$250,000 with Gross Annual Revenues <= $1 Loans by Affiliates <=$250,000 Million Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s) BOONE COUNTY (009), AR MSA NA Outside Assessment Area Low Income 0 0 0 0 0 0 0 0 0 0 Moderate Income 0 0 0 0 0 0 0 0 0 0 Middle Income 0 0 0 0 0 0 0 0 0 0 Upper Income 1 15 0 0 0 0 1 15 0 0 Income Not Known 0 0 0 0 0 0 0 0 0 0 Tract Not Known 0 0 0 0 0 0 0 0 0 0 County Total 1 15 0 0 0 0 1 15 0 0 TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0 TOTAL OUTSIDE AA IN STATE 1 15 0 0 0 0 1 15 0 0 STATE TOTAL 1 15 0 0 0 0 1 15 0 0 ADDED TO CRA FILE ON 10/25/2018

Upload: others

Post on 03-Dec-2019

35 views

Category:

Documents


0 download

TRANSCRIPT

2017 Institution Disclosure Statement - Table 1-1 PAGE: 1 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: ARKANSAS (05)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

BOONE COUNTY (009), AR

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 15 0 0 0 0 1 15 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 15 0 0 0 0 1 15 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 1 15 0 0 0 0 1 15 0 0

STATE TOTAL 1 15 0 0 0 0 1 15 0 0

ADDED TO CRA FILE ON 10/25/2018

2017 Institution Disclosure Statement - Table 1-1 PAGE: 2 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: CALIFORNIA (06)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

LOS ANGELES COUNTY (037), CA

MSA 31084

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 1 500 1 500 0 0

Median Family Income >= 120% 0 0 0 0 1 300 1 300 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 2 800 2 800 0 0

SOLANO COUNTY (095), CA

MSA 46700

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 1 255 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 255 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 0 0 0 0 3 1,055 2 800 0 0

STATE TOTAL 0 0 0 0 3 1,055 2 800 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 3 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: KANSAS (20)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

FINNEY COUNTY (055), KS

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 10 0 0 0 0 1 10 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 10 0 0 0 0 1 10 0 0

SHAWNEE COUNTY (177), KS

MSA 45820

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 8 0 0 0 0 1 8 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 8 0 0 0 0 1 8 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 2 18 0 0 0 0 2 18 0 0

STATE TOTAL 2 18 0 0 0 0 2 18 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 4 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: LOUISIANA (22)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

CADDO PARISH (017), LA

MSA 43340

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 1 200 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 200 0 0 0 0 0 0

CALCASIEU PARISH (019), LA

MSA 29340

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 50 1 188 0 0 2 238 0 0

Upper Income 0 0 0 0 1 325 1 325 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 50 1 188 1 325 3 563 0 0

JEFFERSON DAVIS PARISH (053), LA

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 1 180 0 0 1 180 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 180 0 0 1 180 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 5 OF 54

Loans by County

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Respondent ID: 0000004166

Agency: OCC - 1 State: LOUISIANA (22)

Area Income Characteristics

Loan Amount at Origination <=$100,000

Loan Amount at Origination

>$100,000 But <=$250,000

Loan Amount at Origination >$250,000

Loans to Businesses with Gross Annual

Revenues <= $1 Million

Memo Item: Loans by Affiliates

Num of Loans

Amount (000s)

Num of Loans

Amount (000s)

Num of Loans

Amount (000s)

Num of Loans

Amount (000s)

Num of Loans

Amount (000s)

TOTAL OUTSIDE AA IN STATE 1 50 3 568 1 325 4 743 0 0

STATE TOTAL 1 50 3 568 1 325 4 743 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 6 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: MICHIGAN (26)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

GENESEE COUNTY (049), MI

MSA 22420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 73 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 73 0 0 0 0 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 1 73 0 0 0 0 0 0 0 0

STATE TOTAL 1 73 0 0 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 7 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: NEBRASKA (31)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

DOUGLAS COUNTY (055), NE

MSA 36540

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 1 375 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 375 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 0 0 0 0 1 375 0 0 0 0

STATE TOTAL 0 0 0 0 1 375 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 8 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: NEVADA (32)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

CLARK COUNTY (003), NV

MSA 29820

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 2 382 1 265 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 2 382 1 265 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 0 0 2 382 1 265 0 0 0 0

STATE TOTAL 0 0 2 382 1 265 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 9 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: NEW MEXICO (35)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

CHAVES COUNTY (005), NM

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 19 0 0 1 504 2 523 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 19 0 0 1 504 2 523 0 0

DONA ANA COUNTY (013), NM

MSA 29740

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 1 440 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 440 0 0 0 0

LINCOLN COUNTY (027), NM

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 18 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 18 0 0 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 10 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: NEW MEXICO (35)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

ROOSEVELT COUNTY (041), NM

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 52 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 52 0 0 0 0 0 0 0 0

TORRANCE COUNTY (057), NM

MSA 10740

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 100 0 0 0 0 1 100 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 100 0 0 0 0 1 100 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 4 189 0 0 2 944 3 623 0 0

STATE TOTAL 4 189 0 0 2 944 3 623 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 11 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: NEW YORK (36)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

NEW YORK COUNTY (061), NY

MSA 35614

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 0 0 1 200 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 200 0 0 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 0 0 1 200 0 0 0 0 0 0

STATE TOTAL 0 0 1 200 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 12 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: OKLAHOMA (40)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

CLEVELAND COUNTY (027), OK

MSA 36420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 100 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 100 0 0 0 0 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 1 100 0 0 0 0 0 0 0 0

STATE TOTAL 1 100 0 0 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 13 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: PENNSYLVANIA (42)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

LANCASTER COUNTY (071), PA

MSA 29540

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 7 301 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 7 301 0 0 0 0 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 7 301 0 0 0 0 0 0 0 0

STATE TOTAL 7 301 0 0 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 14 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: SOUTH CAROLINA (45)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HORRY COUNTY (051), SC

MSA 34820

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 1 184 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 184 0 0 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 0 0 1 184 0 0 0 0 0 0

STATE TOTAL 0 0 1 184 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 15 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

ANGELINA COUNTY (005), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 40 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 40 0 0 0 0 0 0 0 0

ARANSAS COUNTY (007), TX

MSA 18580

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 2 66 0 0 0 0 2 66 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 66 0 0 0 0 2 66 0 0

ARCHER COUNTY (009), TX

MSA 48660

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 9 0 0 0 0 1 9 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 9 0 0 0 0 1 9 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 16 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

BEXAR COUNTY (029), TX

MSA 41700

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 1 20 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 2 73 1 200 0 0 2 212 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 93 1 200 0 0 2 212 0 0

BOSQUE COUNTY (035), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 8 250 1 150 0 0 6 305 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 8 250 1 150 0 0 6 305 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 17 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

BRAZORIA COUNTY (039), TX

MSA 26420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 40 0 0 0 0 1 40 0 0

Upper Income 0 0 1 240 0 0 1 240 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 40 1 240 0 0 2 280 0 0

BROWN COUNTY (049), TX

MSA NA

Outside Assessment Area

Low Income 1 75 0 0 1 352 1 352 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 8 136 1 250 0 0 7 121 0 0

Upper Income 1 65 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 10 276 1 250 1 352 8 473 0 0

CALDWELL COUNTY (055), TX

MSA 12420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 56 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 56 0 0 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 18 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

CALLAHAN COUNTY (059), TX

MSA 10180

Inside AA 0001

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 46 1,465 1 140 2 1,356 27 896 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 46 1,465 1 140 2 1,356 27 896 0 0

CASTRO COUNTY (069), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 74 0 0 0 0 1 74 0 0

Middle Income 1 34 0 0 0 0 1 34 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 108 0 0 0 0 2 108 0 0

CHAMBERS COUNTY (071), TX

MSA 26420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 1 250 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 250 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 19 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

COKE COUNTY (081), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 30 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 30 0 0 0 0 0 0 0 0

COLEMAN COUNTY (083), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 29 0 0 0 0 1 29 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 29 0 0 0 0 1 29 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 20 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

COLLIN COUNTY (085), TX

MSA 19124

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 1 72 0 0 0 0 1 72 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 4 168 3 473 5 3,421 10 3,686 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 5 240 3 473 5 3,421 11 3,758 0 0

COMAL COUNTY (091), TX

MSA 41700

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 25 0 0 0 0 0 0 0 0

Upper Income 1 14 0 0 0 0 1 14 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 39 0 0 0 0 1 14 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 21 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

COMANCHE COUNTY (093), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 7 191 0 0 0 0 5 163 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 7 191 0 0 0 0 5 163 0 0

COOKE COUNTY (097), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 1 212 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 1 413 1 413 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 212 1 413 1 413 0 0

DALLAM COUNTY (111), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 1 128 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 128 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 22 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

DALLAS COUNTY (113), TX

MSA 19124

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 1 26 2 437 0 0 1 235 0 0

Median Family Income 50-60% 1 75 0 0 1 792 1 792 0 0

Median Family Income 60-70% 4 189 1 140 1 916 4 1,035 0 0

Median Family Income 70-80% 16 574 3 642 0 0 2 248 0 0

Median Family Income 80-90% 0 0 0 0 1 381 0 0 0 0

Median Family Income 90-100% 2 97 0 0 0 0 1 80 0 0

Median Family Income 100-110% 0 0 0 0 1 444 0 0 0 0

Median Family Income 110-120% 1 60 5 750 0 0 0 0 0 0

Median Family Income >= 120% 1 48 2 450 1 500 1 500 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 26 1,069 13 2,419 5 3,033 10 2,890 0 0

DEAF SMITH COUNTY (117), TX

MSA NA

Inside AA 0015

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 16 292 2 242 0 0 15 252 0 0

Middle Income 21 683 4 699 0 0 19 1,023 0 0

Upper Income 18 532 0 0 4 2,400 12 839 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 55 1,507 6 941 4 2,400 46 2,114 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 23 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

DENTON COUNTY (121), TX

MSA 19124

Inside AA 0003

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 2 56 0 0 0 0 1 20 0 0

Median Family Income 80-90% 0 0 1 225 0 0 1 225 0 0

Median Family Income 90-100% 3 124 0 0 0 0 1 66 0 0

Median Family Income 100-110% 1 88 0 0 2 1,242 1 417 0 0

Median Family Income 110-120% 6 247 1 197 1 276 0 0 0 0

Median Family Income >= 120% 11 597 4 750 0 0 5 662 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 23 1,112 6 1,172 3 1,518 9 1,390 0 0

EASTLAND COUNTY (133), TX

MSA NA

Inside AA 0004

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 24 754 3 517 1 539 17 623 0 0

Middle Income 127 3,062 8 1,369 8 3,128 82 2,565 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 151 3,816 11 1,886 9 3,667 99 3,188 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 24 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

ECTOR COUNTY (135), TX

MSA 36220

Inside AA 0009

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 143 0 0 0 0 0 0 0 0

Upper Income 1 75 1 106 1 488 3 669 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 4 218 1 106 1 488 3 669 0 0

EDWARDS COUNTY (137), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 23 0 0 0 0 1 23 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 23 0 0 0 0 1 23 0 0

ELLIS COUNTY (139), TX

MSA 19124

Inside AA 0003

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 2 103 0 0 0 0 1 52 0 0

Middle Income 13 494 1 209 2 1,300 9 1,038 0 0

Upper Income 7 236 3 459 2 1,156 6 386 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 22 833 4 668 4 2,456 16 1,476 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 25 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

ERATH COUNTY (143), TX

MSA NA

Inside AA 0005

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 45 1,789 9 1,273 3 1,379 24 2,099 0 0

Upper Income 17 619 0 0 2 679 8 333 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 62 2,408 9 1,273 5 2,058 32 2,432 0 0

FALLS COUNTY (145), TX

MSA 47380

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 70 0 0 0 0 1 70 0 0

Middle Income 0 0 0 0 1 400 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 70 0 0 1 400 1 70 0 0

FANNIN COUNTY (147), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 15 0 0 0 0 1 15 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 15 0 0 0 0 1 15 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 26 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

FISHER COUNTY (151), TX

MSA NA

Inside AA 0006

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 109 0 0 0 0 2 60 0 0

Upper Income 9 161 0 0 0 0 5 83 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 12 270 0 0 0 0 7 143 0 0

FORT BEND COUNTY (157), TX

MSA 26420

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 1 100 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 0 0 0 0 1 500 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 100 0 0 1 500 0 0 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 27 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

GAINES COUNTY (165), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 24 0 0 1 400 1 24 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 24 0 0 1 400 1 24 0 0

GALVESTON COUNTY (167), TX

MSA 26420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 2 284 0 0 0 0 0 0

Middle Income 0 0 1 109 1 396 1 109 0 0

Upper Income 0 0 1 250 1 400 1 250 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 4 643 2 796 2 359 0 0

GILLESPIE COUNTY (171), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 64 1 150 0 0 1 150 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 64 1 150 0 0 1 150 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 28 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

GREGG COUNTY (183), TX

MSA 30980

Outside Assessment Area

Low Income 1 4 0 0 0 0 1 4 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 30 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 34 0 0 0 0 1 4 0 0

GRIMES COUNTY (185), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 5 215 1 150 2 995 2 995 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 5 215 1 150 2 995 2 995 0 0

HALE COUNTY (189), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 3 86 0 0 0 0 1 15 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 86 0 0 0 0 1 15 0 0

2017 Institution Disclosure Statement - Table 1-1 PAGE: 29 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HAMILTON COUNTY (193), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 1 208 0 0 0 0 0 0

Upper Income 1 64 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 64 1 208 0 0 0 0 0 0

HARDIN COUNTY (199), TX

MSA 13140

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 40 0 0 0 0 1 40 0 0

Middle Income 0 0 1 114 1 300 0 0 0 0

Upper Income 9 306 0 0 2 622 7 589 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 10 346 1 114 3 922 8 629 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 30 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HARRIS COUNTY (201), TX 2/

MSA 26420

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 1 150 1 868 1 150 0 0

Median Family Income 40-50% 2 64 0 0 1 1,000 2 64 0 0

Median Family Income 50-60% 0 0 1 144 1 418 1 418 0 0

Median Family Income 60-70% 0 0 1 125 2 821 1 125 0 0

Median Family Income 70-80% 2 64 0 0 3 2,010 2 382 0 0

Median Family Income 80-90% 0 0 1 150 1 281 0 0 0 0

Median Family Income 90-100% 1 13 0 0 0 0 0 0 0 0

Median Family Income 100-110% 1 9 0 0 0 0 0 0 0 0

Median Family Income 110-120% 1 70 0 0 0 0 0 0 0 0

Median Family Income >= 120% 17 875 4 680 6 3,068 11 1,881 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 24 1,095 8 1,249 15 8,466 18 3,020 0 0

HARTLEY COUNTY (205), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 2 147 0 0 1 800 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 147 0 0 1 800 0 0 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 31 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HASKELL COUNTY (207), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 1 200 1 900 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 200 1 900 0 0 0 0

HENDERSON COUNTY (213), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 100 0 0 0 0 1 100 0 0

Middle Income 0 0 1 250 1 437 2 687 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 100 1 250 1 437 3 787 0 0

HILL COUNTY (217), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 215 0 0 0 0 2 129 0 0

Upper Income 2 50 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 5 265 0 0 0 0 2 129 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 32 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HOOD COUNTY (221), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 2 161 2 350 0 0 1 66 0 0

Middle Income 69 2,894 13 2,352 17 8,647 46 7,776 0 0

Upper Income 4 252 2 365 1 400 1 100 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 75 3,307 17 3,067 18 9,047 48 7,942 0 0

HOUSTON COUNTY (225), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 1 251 1 251 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 251 1 251 0 0

HUTCHINSON COUNTY (233), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 1 165 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 165 0 0 0 0 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 33 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

IRION COUNTY (235), TX

MSA 41660

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 25 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 25 0 0 0 0 0 0 0 0

JACK COUNTY (237), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 95 0 0 0 0 0 0 0 0

Upper Income 2 109 2 270 0 0 1 149 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 204 2 270 0 0 1 149 0 0

JASPER COUNTY (241), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 2 140 0 0 0 0 2 140 0 0

Middle Income 0 0 0 0 1 1,000 0 0 0 0

Upper Income 0 0 0 0 1 440 1 440 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 140 0 0 2 1,440 3 580 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 34 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

JEFFERSON COUNTY (245), TX

MSA 13140

Inside AA 0002

Low Income 1 9 0 0 1 535 2 544 0 0

Moderate Income 9 406 7 1,391 1 300 7 999 0 0

Middle Income 38 1,680 15 2,710 13 5,933 33 4,716 0 0

Upper Income 32 1,738 8 1,330 7 3,180 25 3,312 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 80 3,833 30 5,431 22 9,948 67 9,571 0 0

JOHNSON COUNTY (251), TX

MSA 23104

Inside AA 0007

Low Income 1 10 0 0 1 1,000 0 0 0 0

Moderate Income 14 628 1 115 0 0 7 434 0 0

Middle Income 34 1,252 6 1,202 4 1,797 22 2,118 0 0

Upper Income 6 109 1 166 0 0 5 240 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 55 1,999 8 1,483 5 2,797 34 2,792 0 0

JONES COUNTY (253), TX

MSA 10180

Inside AA 0001

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 7 254 3 427 0 0 6 305 0 0

Upper Income 5 116 1 145 0 0 1 3 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 12 370 4 572 0 0 7 308 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 35 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

KENT COUNTY (263), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 90 1 114 0 0 4 204 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 90 1 114 0 0 4 204 0 0

LEON COUNTY (289), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 100 2 335 0 0 2 318 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 100 2 335 0 0 2 318 0 0

LIBERTY COUNTY (291), TX

MSA 26420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 3 114 1 201 0 0 3 255 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 114 1 201 0 0 3 255 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 36 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

LLANO COUNTY (299), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 65 0 0 0 0 1 65 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 65 0 0 0 0 1 65 0 0

LUBBOCK COUNTY (303), TX

MSA 31180

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 1 150 0 0 1 150 0 0

Middle Income 2 77 2 500 0 0 0 0 0 0

Upper Income 0 0 1 160 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 77 4 810 0 0 1 150 0 0

MCCULLOCH COUNTY (307), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 34 0 0 0 0 1 34 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 34 0 0 0 0 1 34 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 37 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

MCLENNAN COUNTY (309), TX

MSA 47380

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 61 0 0 0 0 1 61 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 61 0 0 0 0 1 61 0 0

MADISON COUNTY (313), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 1 150 0 0 1 150 0 0

Middle Income 1 80 0 0 0 0 1 80 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 80 1 150 0 0 2 230 0 0

MATAGORDA COUNTY (321), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 71 0 0 0 0 1 71 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 71 0 0 0 0 1 71 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 38 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

MAVERICK COUNTY (323), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 30 0 0 0 0 1 30 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 30 0 0 0 0 1 30 0 0

MENARD COUNTY (327), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 14 0 0 0 0 1 14 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 14 0 0 0 0 1 14 0 0

MIDLAND COUNTY (329), TX

MSA 33260

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 2 47 0 0 0 0 0 0 0 0

Upper Income 2 125 0 0 1 372 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 4 172 0 0 1 372 0 0 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 39 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

MITCHELL COUNTY (335), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 141 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 141 0 0 0 0 0 0 0 0

MONTAGUE COUNTY (337), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 59 0 0 0 0 3 59 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 59 0 0 0 0 3 59 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 40 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

MONTGOMERY COUNTY (339), TX

MSA 26420

Inside AA 0013

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 2 150 1 150 0 0 2 204 0 0

Median Family Income 40-50% 0 0 1 125 0 0 0 0 0 0

Median Family Income 50-60% 12 485 8 1,474 4 2,454 7 990 0 0

Median Family Income 60-70% 21 767 3 601 9 5,415 16 3,608 0 0

Median Family Income 70-80% 6 300 3 499 3 1,204 5 390 0 0

Median Family Income 80-90% 20 912 10 1,747 3 2,061 21 1,762 0 0

Median Family Income 90-100% 4 115 3 533 1 974 5 1,391 0 0

Median Family Income 100-110% 0 0 2 367 0 0 1 139 0 0

Median Family Income 110-120% 6 252 4 812 2 740 4 492 0 0

Median Family Income >= 120% 49 2,028 14 2,451 10 4,847 20 2,090 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 120 5,009 49 8,759 32 17,695 81 11,066 0 0

NAVARRO COUNTY (349), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 200 1 119 0 0 2 219 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 200 1 119 0 0 2 219 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 41 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

NEWTON COUNTY (351), TX

MSA 13140

Inside AA 0002

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 2 38 2 219 1 504 3 723 0 0

Middle Income 4 179 0 0 0 0 1 25 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 6 217 2 219 1 504 4 748 0 0

NOLAN COUNTY (353), TX

MSA NA

Inside AA 0008

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 16 674 6 797 0 0 9 375 0 0

Middle Income 8 303 1 121 1 435 3 79 0 0

Upper Income 18 477 2 291 0 0 8 217 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 42 1,454 9 1,209 1 435 20 671 0 0

OLDHAM COUNTY (359), TX

MSA 11100

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 33 0 0 0 0 1 33 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 33 0 0 0 0 1 33 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 42 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

ORANGE COUNTY (361), TX

MSA 13140

Inside AA 0002

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 11 426 2 283 1 360 8 371 0 0

Middle Income 80 2,804 5 893 5 2,857 46 2,764 0 0

Upper Income 38 1,456 7 1,404 2 641 16 890 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 129 4,686 14 2,580 8 3,858 70 4,025 0 0

PALO PINTO COUNTY (363), TX

MSA NA

Inside AA 0010

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 20 570 1 200 1 302 13 749 0 0

Middle Income 18 687 3 555 0 0 7 274 0 0

Upper Income 20 458 1 173 1 566 15 1,065 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 58 1,715 5 928 2 868 35 2,088 0 0

PARKER COUNTY (367), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 5 96 1 250 2 1,600 4 663 0 0

Middle Income 64 2,184 11 1,820 15 7,081 59 5,569 0 0

Upper Income 66 2,578 15 2,349 7 3,164 44 2,303 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 135 4,858 27 4,419 24 11,845 107 8,535 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 43 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

PARMER COUNTY (369), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 12 0 0 1 918 1 12 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 12 0 0 1 918 1 12 0 0

POLK COUNTY (373), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 1 300 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 300 0 0 0 0

POTTER COUNTY (375), TX

MSA 11100

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 1 270 0 0 0 0

Upper Income 0 0 1 250 0 0 1 250 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 250 1 270 1 250 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 44 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

RANDALL COUNTY (381), TX

MSA 11100

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 6 194 0 0 1 335 6 517 0 0

Upper Income 9 391 1 122 1 300 2 330 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 15 585 1 122 2 635 8 847 0 0

ROCKWALL COUNTY (397), TX

MSA 19124

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 7 0 0 0 0 1 7 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 7 0 0 0 0 1 7 0 0

RUNNELS COUNTY (399), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 1 102 0 0 1 102 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 102 0 0 1 102 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 45 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

SABINE COUNTY (403), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 10 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 10 0 0 0 0 0 0 0 0

SAN JACINTO COUNTY (407), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 1 136 0 0 1 136 0 0

Middle Income 1 50 1 106 0 0 1 106 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 50 2 242 0 0 2 242 0 0

SCURRY COUNTY (415), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 28 1,659 0 0 0 0 1 75 0 0

Upper Income 1 45 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 29 1,704 0 0 0 0 1 75 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 46 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

SHACKELFORD COUNTY (417), TX

MSA NA

Inside AA 0012

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 15 268 1 150 2 700 15 1,059 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 15 268 1 150 2 700 15 1,059 0 0

SMITH COUNTY (423), TX

MSA 46340

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 56 0 0 0 0 0 0 0 0

Upper Income 1 3 0 0 0 0 1 3 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 59 0 0 0 0 1 3 0 0

SOMERVELL COUNTY (425), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 10 412 1 104 0 0 7 268 0 0

Middle Income 33 976 4 660 2 1,716 19 723 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 43 1,388 5 764 2 1,716 26 991 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 47 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

STEPHENS COUNTY (429), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 5 164 0 0 0 0 5 164 0 0

Middle Income 1 14 0 0 0 0 1 14 0 0

Upper Income 6 312 0 0 1 300 4 210 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 12 490 0 0 1 300 10 388 0 0

TARRANT COUNTY (439), TX

MSA 23104

Inside AA 0007

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 7 234 0 0 0 0 1 80 0 0

Median Family Income 50-60% 7 239 2 335 4 1,975 3 651 0 0

Median Family Income 60-70% 11 429 1 170 5 2,953 7 1,228 0 0

Median Family Income 70-80% 7 158 0 0 0 0 4 71 0 0

Median Family Income 80-90% 1 20 2 252 2 1,250 2 252 0 0

Median Family Income 90-100% 9 342 3 580 0 0 8 716 0 0

Median Family Income 100-110% 7 261 3 476 0 0 5 488 0 0

Median Family Income 110-120% 3 198 4 627 3 1,067 5 740 0 0

Median Family Income >= 120% 62 2,742 16 2,965 18 8,309 47 5,074 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 114 4,623 31 5,405 32 15,554 82 9,300 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 48 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

TAYLOR COUNTY (441), TX

MSA 10180

Inside AA 0001

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 45 2,210 17 2,896 10 5,408 38 4,078 0 0

Middle Income 90 3,165 17 2,985 10 5,659 55 5,193 0 0

Upper Income 115 4,469 20 3,409 17 9,869 75 7,728 0 0

Income Not Known 3 38 0 0 1 600 3 38 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 253 9,882 54 9,290 38 21,536 171 17,037 0 0

TOM GREEN COUNTY (451), TX

MSA 41660

Inside AA 0011

Low Income 7 309 2 266 5 2,832 9 725 0 0

Moderate Income 13 279 2 363 2 800 9 794 0 0

Middle Income 48 1,783 9 1,512 4 1,376 30 2,380 0 0

Upper Income 23 850 6 1,089 4 2,146 21 1,468 0 0

Income Not Known 1 11 0 0 0 0 1 11 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 92 3,232 19 3,230 15 7,154 70 5,378 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 49 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

TRAVIS COUNTY (453), TX

MSA 12420

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 5 101 2 351 0 0 3 401 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 5 101 2 351 0 0 3 401 0 0

TRINITY COUNTY (455), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 26 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 26 0 0 0 0 0 0 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 50 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

TYLER COUNTY (457), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 2 1,500 2 1,500 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 2 1,500 2 1,500 0 0

UPSHUR COUNTY (459), TX

MSA 30980

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 2 20 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 20 0 0 0 0 0 0 0 0

UVALDE COUNTY (463), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 53 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 53 0 0 0 0 0 0 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 51 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

VAL VERDE COUNTY (465), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 1 200 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 200 0 0 0 0 0 0

WALKER COUNTY (471), TX

MSA NA

Inside AA 0014

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 9 344 1 200 0 0 6 283 0 0

Middle Income 24 701 2 392 2 1,100 10 306 0 0

Upper Income 44 1,800 3 395 4 1,828 29 1,514 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 77 2,845 6 987 6 2,928 45 2,103 0 0

WILLIAMSON COUNTY (491), TX

MSA 12420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 35 0 0 0 0 1 35 0 0

Upper Income 1 68 0 0 0 0 1 68 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 103 0 0 0 0 2 103 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 52 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

WILSON COUNTY (493), TX

MSA 41700

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 2 80 0 0 0 0 2 80 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 80 0 0 0 0 2 80 0 0

WISE COUNTY (497), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 23 794 4 732 4 1,965 12 949 0 0

Middle Income 64 2,063 4 839 7 3,116 44 2,737 0 0

Upper Income 26 779 2 253 1 519 18 518 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 113 3,636 10 1,824 12 5,600 74 4,204 0 0

YOAKUM COUNTY (501), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 1 300 1 300 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 300 1 300 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 53 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

YOUNG COUNTY (503), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 50 0 0 0 0 1 50 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 50 0 0 0 0 1 50 0 0

TOTAL INSIDE AA IN STATE 1,794 64,951 329 56,503 248 126,128 1,195 100,126 0 0

TOTAL OUTSIDE AA IN STATE 242 10,244 62 10,717 53 28,121 160 22,023 0 0

STATE TOTAL 2,036 75,195 391 67,220 301 154,249 1,355 122,149 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 1-1 PAGE: 54 OF 54

Loans by County Respondent ID: 0000004166

Small Business Loans - Originations

Institution: First Financial Bank, N.A.

Agency: OCC - 1 State: WASHINGTON (53)

Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

with Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

YAKIMA COUNTY (077), WA

MSA 49420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 14 0 0 0 0 1 14 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 14 0 0 0 0 1 14 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 1 14 0 0 0 0 1 14 0 0

STATE TOTAL 1 14 0 0 0 0 1 14 0 0

TOTAL ACROSS ALL STATES

TOTAL INSIDE AA 1,794 64,951 329 56,503 248 126,128 1,195 100,126 0 0

TOTAL OUTSIDE AA 260 11,004 69 12,051 61 31,085 173 24,236 0 0

TOTAL INSIDE & OUTSIDE 2,054 75,955 398 68,554 309 157,213 1,368 124,362 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 1 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: NEW MEXICO (35)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

TORRANCE COUNTY (057), NM

MSA 10740

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 1 126 0 0 1 126 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 126 0 0 1 126 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 0 0 1 126 0 0 1 126 0 0

STATE TOTAL 0 0 1 126 0 0 1 126 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 2 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: OKLAHOMA (40)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

CIMARRON COUNTY (025), OK

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 1 410 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 410 0 0 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 0 0 0 0 1 410 0 0 0 0

STATE TOTAL 0 0 0 0 1 410 0 0 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 3 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

ARCHER COUNTY (009), TX

MSA 48660

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 52 0 0 0 0 1 52 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 52 0 0 0 0 1 52 0 0

BEXAR COUNTY (029), TX

MSA 41700

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 2 16 0 0 0 0 2 16 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 16 0 0 0 0 2 16 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 4 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

BOSQUE COUNTY (035), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 3 0 0 0 0 1 3 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 3 0 0 0 0 1 3 0 0

BRAZORIA COUNTY (039), TX

MSA 26420

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 10 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 10 0 0 0 0 0 0 0 0

BRAZOS COUNTY (041), TX

MSA 17780

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 10 0 0 0 0 1 10 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 10 0 0 0 0 1 10 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 5 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

BROWN COUNTY (049), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 8 94 1 130 1 385 5 45 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 8 94 1 130 1 385 5 45 0 0

CALLAHAN COUNTY (059), TX

MSA 10180

Inside AA 0001

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 36 792 2 245 1 260 27 700 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 36 792 2 245 1 260 27 700 0 0

CASTRO COUNTY (069), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 2 320 1 280 0 0 0 0

Middle Income 5 116 0 0 4 1,285 3 282 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 5 116 2 320 5 1,565 3 282 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 6 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

COKE COUNTY (081), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 11 0 0 0 0 1 11 0 0

Upper Income 1 100 1 250 0 0 2 350 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 111 1 250 0 0 3 361 0 0

COLEMAN COUNTY (083), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 75 0 0 0 0 1 75 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 75 0 0 0 0 1 75 0 0

COMANCHE COUNTY (093), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 8 302 1 166 0 0 8 418 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 8 302 1 166 0 0 8 418 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 7 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

COOKE COUNTY (097), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 1 400 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 400 0 0 0 0

CORYELL COUNTY (099), TX

MSA 28660

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 11 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 11 0 0 0 0 0 0 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 8 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

DALLAS COUNTY (113), TX

MSA 19124

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 1 2 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 2 0 0 0 0 0 0 0 0

DEAF SMITH COUNTY (117), TX

MSA NA

Inside AA 0015

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 11 0 0 0 0 0 0 0 0

Middle Income 5 282 1 113 2 650 8 1,045 0 0

Upper Income 17 473 11 1,855 5 2,075 27 3,296 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 23 766 12 1,968 7 2,725 35 4,341 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 9 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

DENTON COUNTY (121), TX

MSA 19124

Inside AA 0003

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 1 50 0 0 0 0 1 50 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 50 0 0 0 0 1 50 0 0

EASTLAND COUNTY (133), TX

MSA NA

Inside AA 0004

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 32 750 1 139 1 300 27 1,066 0 0

Middle Income 59 1,339 10 1,748 2 852 52 2,883 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 91 2,089 11 1,887 3 1,152 79 3,949 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 10 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

ELLIS COUNTY (139), TX

MSA 19124

Inside AA 0003

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 10 0 0 1 285 1 10 0 0

Upper Income 3 57 0 0 0 0 3 57 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 4 67 0 0 1 285 4 67 0 0

ERATH COUNTY (143), TX

MSA NA

Inside AA 0005

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 33 959 1 125 3 1,028 23 1,436 0 0

Upper Income 13 291 3 346 0 0 13 384 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 46 1,250 4 471 3 1,028 36 1,820 0 0

FISHER COUNTY (151), TX

MSA NA

Inside AA 0006

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 90 0 0 0 0 1 25 0 0

Upper Income 30 845 3 360 1 325 28 1,420 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 33 935 3 360 1 325 29 1,445 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 11 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

FORT BEND COUNTY (157), TX

MSA 26420

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 1 40 0 0 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 40 0 0 0 0 0 0 0 0

GAINES COUNTY (165), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 2 94 0 0 0 0 2 94 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 94 0 0 0 0 2 94 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 12 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

GRAY COUNTY (179), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 1 500 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 500 0 0 0 0

GRAYSON COUNTY (181), TX

MSA 43300

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 67 0 0 0 0 1 67 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 67 0 0 0 0 1 67 0 0

GRIMES COUNTY (185), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 56 0 0 0 0 2 37 0 0

Upper Income 3 59 0 0 0 0 2 43 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 6 115 0 0 0 0 4 80 0 0

2017 Institution Disclosure Statement - Table 2-1 PAGE: 13 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HARRIS COUNTY (201), TX 2/

MSA 26420

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 1 59 0 0 0 0 1 59 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 1 31 0 0 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 90 0 0 0 0 1 59 0 0

HARTLEY COUNTY (205), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 1 200 1 500 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 200 1 500 0 0 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 14 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HASKELL COUNTY (207), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 16 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 16 0 0 0 0 0 0 0 0

HENDERSON COUNTY (213), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 36 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 36 0 0 0 0 0 0 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 15 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HIDALGO COUNTY (215), TX

MSA 32580

Outside Assessment Area

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 1 356 1 356 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 356 1 356 0 0

HILL COUNTY (217), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 71 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 71 0 0 0 0 0 0 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 16 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

HOOD COUNTY (221), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 96 4 714 1 296 4 504 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 96 4 714 1 296 4 504 0 0

HUNT COUNTY (231), TX

MSA 19124

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 94 0 0 0 0 1 94 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 94 0 0 0 0 1 94 0 0

JACK COUNTY (237), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 9 0 0 0 0 1 9 0 0

Upper Income 1 90 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 99 0 0 0 0 1 9 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 17 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

JEFFERSON COUNTY (245), TX

MSA 13140

Inside AA 0002

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 1 132 0 0 0 0 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 132 0 0 0 0 0 0

JIM WELLS COUNTY (249), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 144 0 0 0 0 3 144 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 144 0 0 0 0 3 144 0 0

JOHNSON COUNTY (251), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 8 261 1 110 0 0 5 222 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 8 261 1 110 0 0 5 222 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 18 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

JONES COUNTY (253), TX

MSA 10180

Inside AA 0001

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 17 443 0 0 0 0 9 230 0 0

Upper Income 1 25 0 0 0 0 1 25 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 18 468 0 0 0 0 10 255 0 0

LUBBOCK COUNTY (303), TX

MSA 31180

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 2 20 0 0 0 0 1 10 0 0

Upper Income 1 28 1 225 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 48 1 225 0 0 1 10 0 0

MADISON COUNTY (313), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 9 2 223 0 0 3 232 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 9 2 223 0 0 3 232 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 19 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

MITCHELL COUNTY (335), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 4 118 2 225 1 375 7 718 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 4 118 2 225 1 375 7 718 0 0

MONTAGUE COUNTY (337), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 3 214 0 0 1 264 1 70 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 214 0 0 1 264 1 70 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 20 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

MONTGOMERY COUNTY (339), TX

MSA 26420

Inside AA 0013

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 2 79 0 0 1 400 2 79 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 1 160 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 1 30 0 0 0 0 0 0 0 0

Median Family Income >= 120% 2 20 0 0 0 0 2 20 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 5 129 1 160 1 400 4 99 0 0

NAVARRO COUNTY (349), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 1 171 0 0 1 171 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 1 171 0 0 1 171 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 21 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

NOLAN COUNTY (353), TX

MSA NA

Inside AA 0008

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 5 1 193 0 0 1 193 0 0

Middle Income 6 111 0 0 0 0 2 85 0 0

Upper Income 13 433 4 624 2 858 12 1,120 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 20 549 5 817 2 858 15 1,398 0 0

OLDHAM COUNTY (359), TX

MSA 11100

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 2 135 0 0 1 300 3 435 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 135 0 0 1 300 3 435 0 0

ORANGE COUNTY (361), TX

MSA 13140

Inside AA 0002

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 20 0 0 0 0 1 20 0 0

Upper Income 2 109 0 0 0 0 2 109 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 3 129 0 0 0 0 3 129 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 22 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

PALO PINTO COUNTY (363), TX

MSA NA

Inside AA 0010

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 11 348 1 104 0 0 10 344 0 0

Upper Income 5 182 0 0 1 425 6 607 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 16 530 1 104 1 425 16 951 0 0

PARKER COUNTY (367), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 2 8 0 0 1 273 2 277 0 0

Middle Income 18 473 4 555 2 735 14 847 0 0

Upper Income 35 1,566 3 323 2 724 30 1,746 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 55 2,047 7 878 5 1,732 46 2,870 0 0

PARMER COUNTY (369), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 20 0 0 0 0 1 20 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 20 0 0 0 0 1 20 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 23 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

RANDALL COUNTY (381), TX

MSA 11100

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 1 55 2 295 2 885 3 560 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 55 2 295 2 885 3 560 0 0

RUNNELS COUNTY (399), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 64 0 0 0 0 1 64 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 64 0 0 0 0 1 64 0 0

SCURRY COUNTY (415), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 79 0 0 0 0 1 79 0 0

Upper Income 1 2 0 0 0 0 1 2 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 81 0 0 0 0 2 81 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 24 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

SHACKELFORD COUNTY (417), TX

MSA NA

Inside AA 0012

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 16 540 1 195 2 628 18 1,358 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 16 540 1 195 2 628 18 1,358 0 0

SOMERVELL COUNTY (425), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 1 30 0 0 0 0 1 30 0 0

Middle Income 5 46 1 182 1 434 4 223 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 6 76 1 182 1 434 5 253 0 0

STEPHENS COUNTY (429), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 9 117 1 134 0 0 9 241 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 9 117 1 134 0 0 9 241 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 25 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

TARRANT COUNTY (439), TX

MSA 23104

Inside AA 0007

Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0

Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0

Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0

Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0

Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0

Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0

Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0

Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0

Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0

Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0

Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0

Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0

Median Family Income >= 120% 1 25 0 0 0 0 1 25 0 0

Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 25 0 0 0 0 1 25 0 0

TAYLOR COUNTY (441), TX

MSA 10180

Inside AA 0001

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 22 442 5 743 1 500 18 976 0 0

Upper Income 17 735 2 334 3 1,220 14 1,837 0 0

Income Not Known 1 30 0 0 0 0 1 30 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 40 1,207 7 1,077 4 1,720 33 2,843 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 26 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

THROCKMORTON COUNTY (447), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 1 90 0 0 1 500 2 590 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 1 90 0 0 1 500 2 590 0 0

TOM GREEN COUNTY (451), TX

MSA 41660

Inside AA 0011

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 8 236 4 698 0 0 12 934 0 0

Upper Income 8 453 7 1,078 3 980 16 2,195 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 16 689 11 1,776 3 980 28 3,129 0 0

WALKER COUNTY (471), TX

MSA NA

Inside AA 0014

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 5 204 0 0 0 0 4 159 0 0

Upper Income 5 102 1 120 0 0 4 165 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 10 306 1 120 0 0 8 324 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 27 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: TEXAS (48)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

WISE COUNTY (497), TX

MSA 23104

Inside AA 0007

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 2 157 0 0 0 0 0 0 0 0

Middle Income 15 428 4 660 1 260 15 822 0 0

Upper Income 3 183 1 128 0 0 2 133 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 20 768 5 788 1 260 17 955 0 0

YOUNG COUNTY (503), TX

MSA NA

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 2 87 0 0 1 453 3 540 0 0

Upper Income 0 0 0 0 0 0 0 0 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 2 87 0 0 1 453 3 540 0 0

TOTAL INSIDE AA IN STATE 471 13,769 78 11,984 37 13,508 424 27,687 0 0

TOTAL OUTSIDE AA IN STATE 83 2,706 15 2,339 17 6,483 76 5,897 0 0

STATE TOTAL 554 16,475 93 14,323 54 19,991 500 33,584 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 2-1 PAGE: 28 OF 28

Loans by County Respondent ID: 0000004166

Small Farm Loans - Originations Agency: OCC - 1

Institution: First Financial Bank, N.A. State: WYOMING (56)

Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:

Area Income Characteristics Origination <=$100,000

Origination >$100,000 But

Origination >$250,000

Gross Annual Revenues <= $1

Loans by Affiliates

<=$250,000 Million

Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)

LARAMIE COUNTY (021), WY

MSA 16940

Outside Assessment Area

Low Income 0 0 0 0 0 0 0 0 0 0

Moderate Income 0 0 0 0 0 0 0 0 0 0

Middle Income 0 0 0 0 0 0 0 0 0 0

Upper Income 0 0 0 0 1 370 1 370 0 0

Income Not Known 0 0 0 0 0 0 0 0 0 0

Tract Not Known 0 0 0 0 0 0 0 0 0 0

County Total 0 0 0 0 1 370 1 370 0 0

TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0

TOTAL OUTSIDE AA IN STATE 0 0 0 0 1 370 1 370 0 0

STATE TOTAL 0 0 0 0 1 370 1 370 0 0

TOTAL ACROSS ALL STATES

TOTAL INSIDE AA 471 13,769 78 11,984 37 13,508 424 27,687 0 0

TOTAL OUTSIDE AA 83 2,706 16 2,465 19 7,263 78 6,393 0 0

TOTAL INSIDE & OUTSIDE 554 16,475 94 14,449 56 20,771 502 34,080 0 0

Footnote:

2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2 PAGE: 1 OF 2017 Institution Disclosure Statement - Table 3

Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166

Small Business Loans Agency: OCC - 1

Institution: First Financial Bank, N.A.

Originations Originations to Businesses with <= $1 million revenue

Purchases

ASSESSMENT AREA LOANS Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s)

TX - CALLAHAN COUNTY (059) - MSA 10180 49 2,961 27 896 0 0

TX - JONES COUNTY (253) - MSA 10180 16 942 7 308 0 0

TX - TAYLOR COUNTY (441) - MSA 10180 345 40,708 171 17,037 0 0

TX - JEFFERSON COUNTY (245) - MSA 13140 132 19,212 67 9,571 0 0

TX - NEWTON COUNTY (351) - MSA 13140 9 940 4 748 0 0

TX - ORANGE COUNTY (361) - MSA 13140 151 11,124 70 4,025 0 0

TX - DENTON COUNTY (121) - MSA 19124 32 3,802 9 1,390 0 0

TX - ELLIS COUNTY (139) - MSA 19124 30 3,957 16 1,476 0 0

TX - EASTLAND COUNTY (133) - MSA NA 171 9,369 99 3,188 0 0

TX - ERATH COUNTY (143) - MSA NA 76 5,739 32 2,432 0 0

TX - FISHER COUNTY (151) - MSA NA 12 270 7 143 0 0

TX - HOOD COUNTY (221) - MSA 23104 110 15,421 48 7,942 0 0

TX - JOHNSON COUNTY (251) - MSA 23104 68 6,279 34 2,792 0 0

TX - PARKER COUNTY (367) - MSA 23104 186 21,122 107 8,535 0 0

TX - SOMERVELL COUNTY (425) - MSA 23104 50 3,868 26 991 0 0

TX - TARRANT COUNTY (439) - MSA 23104 177 25,582 82 9,300 0 0

TX - WISE COUNTY (497) - MSA 23104 135 11,060 74 4,204 0 0

TX - NOLAN COUNTY (353) - MSA NA 52 3,098 20 671 0 0

TX - ECTOR COUNTY (135) - MSA 36220 6 812 3 669 0 0

TX - PALO PINTO COUNTY (363) - MSA NA 65 3,511 35 2,088 0 0

TX - TOM GREEN COUNTY (451) - MSA 41660 126 13,616 70 5,378 0 0

TX - SHACKELFORD COUNTY (417) - MSA NA 18 1,118 15 1,059 0 0

TX - MONTGOMERY COUNTY (339) - MSA 26420 201 31,463 81 11,066 0 0

2 PAGE: 2 OF 2017 Institution Disclosure Statement - Table 3

Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166

Small Business Loans Agency: OCC - 1

Institution: First Financial Bank, N.A.

ASSESSMENT AREA LOANS

Originations

Num of Amount Loans (000s)

Originations to Businesses with <= $1 million revenue

Num of Amount Loans (000s)

Purchases

Num of Amount Loans (000s)

TX - WALKER COUNTY (471) - MSA NA 89 6,760 45 2,103 0 0

TX - DEAF SMITH COUNTY (117) - MSA NA 65 4,848 46 2,114 0 0

1 PAGE: 1 OF 2017 Institution Disclosure Statement - Table 4

Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166

Small Farm Loans Agency: OCC - 1

Institution: First Financial Bank, N.A.

Originations Originations to Farms with <= $1 million revenue

Purchases

ASSESSMENT AREA LOANS Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s)

TX - CALLAHAN COUNTY (059) - MSA 10180 39 1,297 27 700 0 0

TX - JONES COUNTY (253) - MSA 10180 18 468 10 255 0 0

TX - TAYLOR COUNTY (441) - MSA 10180 51 4,004 33 2,843 0 0

TX - JEFFERSON COUNTY (245) - MSA 13140 1 132 0 0 0 0

TX - ORANGE COUNTY (361) - MSA 13140 3 129 3 129 0 0

TX - DENTON COUNTY (121) - MSA 19124 1 50 1 50 0 0

TX - ELLIS COUNTY (139) - MSA 19124 5 352 4 67 0 0

TX - EASTLAND COUNTY (133) - MSA NA 105 5,128 79 3,949 0 0

TX - ERATH COUNTY (143) - MSA NA 53 2,749 36 1,820 0 0

TX - FISHER COUNTY (151) - MSA NA 37 1,620 29 1,445 0 0

TX - HOOD COUNTY (221) - MSA 23104 8 1,106 4 504 0 0

TX - JOHNSON COUNTY (251) - MSA 23104 9 371 5 222 0 0

TX - PARKER COUNTY (367) - MSA 23104 67 4,657 46 2,870 0 0

TX - SOMERVELL COUNTY (425) - MSA 23104 8 692 5 253 0 0

TX - TARRANT COUNTY (439) - MSA 23104 1 25 1 25 0 0

TX - WISE COUNTY (497) - MSA 23104 26 1,816 17 955 0 0

TX - NOLAN COUNTY (353) - MSA NA 27 2,224 15 1,398 0 0

TX - PALO PINTO COUNTY (363) - MSA NA 18 1,059 16 951 0 0

TX - TOM GREEN COUNTY (451) - MSA 41660 30 3,445 28 3,129 0 0

TX - SHACKELFORD COUNTY (417) - MSA NA 19 1,363 18 1,358 0 0

TX - MONTGOMERY COUNTY (339) - MSA 26420 7 689 4 99 0 0

TX - WALKER COUNTY (471) - MSA NA 11 426 8 324 0 0

TX - DEAF SMITH COUNTY (117) - MSA NA 42 5,459 35 4,341 0 0

2017 Institution Disclosure Statement - Table 5

Community Development/Consortium-Third Party Activity

Institution: First Financial Bank, N.A.

PAGE: 1 OF

Respondent ID: 0000004166

Agency: OCC - 1

1

Memo Item: Loans by Affiliates

Num of Loans Amount (000s) Num of Loans Amount (000s)

Community Development Loans

Originated

Purchased

56

0

101,923

0

0

0

0

0

Total

Consortium/Third Party Loans (optional)

56 101,923 0 0

2017 Institution Disclosure Statement - Table 6

Assessment Area(s) by Tract

* denotes no loans made in specified tracts

Institution: First Financial Bank, N.A.

PAGE: 1 OF

Respondent ID: 0000004166

Agency: OCC - 1

30

ASSESSMENT AREA - 0001

CALLAHAN COUNTY (059), TX

MSA: 10180

Middle Income

0301.01 0301.02 0302.00

JONES COUNTY (253), TX

MSA: 10180

Middle Income

0202.00 0203.00

Upper Income

0201.01

Income Not Known

0204.00 0205.00

0201.02*

TAYLOR COUNTY (441), TX

MSA: 10180

Moderate Income

0102.00 0103.00*

0129.00* 0131.00

Middle Income

0104.00 0107.00 0108.00 0110.00 0113.00 0117.00 0119.00 0123.00 0128.02

0105.00 0106.00

0134.01 0136.00

Upper Income

0101.00 0114.00

Income Not Known

0109.00

0120.00

0112.00

0125.00

0115.00

0126.00

0116.00

0127.00

0122.00

0134.02

0124.00

0134.04

0128.01

0135.00

0132.00 0133.00

0121.00* 0130.00 9800.00

ASSESSMENT AREA - 0002

JEFFERSON COUNTY (245), TX

MSA: 13140

Low Income

2017 Institution Disclosure Statement - Table 6 PAGE: 2 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

0001.03* 0009.00 0020.00* 0021.00 0022.00* 0059.00* 0066.00*

Moderate Income

0005.00 0006.00* 0007.00* 0017.00* 0019.00* 0023.00* 0024.00* 0025.00 0026.00 0054.00* 0055.00*

0056.00* 0061.00* 0063.00* 0064.00* 0065.00 0067.00* 0068.00* 0069.00 0070.01 0101.00 0117.00

0118.00*

Middle Income

0001.01 0002.00 0003.04* 0003.07 0003.08 0003.09 0004.00 0011.00 0012.00 0013.01 0013.02

0051.00* 0070.02 0071.00* 0102.00* 0103.00 0104.00 0105.00 0106.00 0108.00 0110.01 0111.01

0111.02 0113.04

Upper Income

0001.02 0003.02 0003.06 0003.10 0013.03 0107.00 0109.01 0109.02 0110.02 0112.01 0113.03*

0114.00 0115.00* 0116.00 9800.00*

Income Not Known

0112.02* 0112.03* 0113.02* 9900.00*

NEWTON COUNTY (351), TX

MSA: 13140

Moderate Income

9502.00

Middle Income

9501.00 9503.00* 9504.00

ORANGE COUNTY (361), TX

MSA: 13140

Moderate Income

0202.00 0209.00 0220.00

Middle Income

0203.00 0205.00 0207.00 0208.00 0212.00 0213.00 0215.02 0216.00 0217.00 0219.00 0224.00

Upper Income

0210.00 0211.00 0214.00 0215.01 0218.00 0222.00 0223.00

ASSESSMENT AREA - 0003

2017 Institution Disclosure Statement - Table 6 PAGE: 3 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

DENTON COUNTY (121), TX

MSA: 19124

Median Family Income 30-40%

0209.00* 0212.01*

Median Family Income 40-50%

0211.00* 0216.34* 0217.39* 0217.44*

Median Family Income 50-60%

0206.01* 0210.00* 0213.01* 0216.19* 0216.35*

Median Family Income 60-70%

0206.02* 0216.13* 0216.16* 0216.37* 0217.34*

Median Family Income 70-80%

0205.04* 0207.00* 0215.02 0216.18 0216.20* 0217.32* 0217.43*

Median Family Income 80-90%

0201.14* 0204.03 0208.00* 0212.02* 0215.20* 0215.23* 0216.15* 0216.36* 0216.38* 0217.28* 0217.33*

0217.35* 0217.36*

Median Family Income 90-100%

0201.03 0202.03* 0204.01* 0204.02* 0205.03* 0215.17* 0215.21* 0216.14* 0217.16* 0217.38* 0217.45

Median Family Income 100-110%

0201.13* 0203.06 0213.03* 0216.11* 0216.30* 0217.40* 0217.41*

Median Family Income 110-120%

0201.05* 0201.07* 0201.15* 0202.02* 0202.04* 0202.05* 0203.09 0214.03* 0214.05* 0214.07* 0214.08*

0215.05* 0215.16* 0215.19* 0216.12* 0216.24* 0217.17* 0217.23* 0217.37* 0217.42*

Median Family Income >= 120%

0201.04* 0201.06* 0201.08* 0201.09* 0201.10* 0201.11* 0201.12* 0203.03 0203.05 0203.07 0203.08

0203.10* 0205.05* 0205.06* 0213.04* 0213.05* 0214.04* 0214.06* 0214.09* 0215.12* 0215.13* 0215.14*

0215.15* 0215.18* 0215.22* 0215.24* 0215.25* 0215.26* 0215.27* 0216.21* 0216.22* 0216.23* 0216.25*

0216.26* 0216.27* 0216.28* 0216.29 0216.31* 0216.32* 0216.33* 0217.15* 0217.18* 0217.19* 0217.20*

0217.21* 0217.22* 0217.24* 0217.25* 0217.26* 0217.27* 0217.29* 0217.30* 0217.31* 0217.46* 0217.47*

0217.48* 0217.49* 0217.50* 0217.51* 0217.52* 0217.53* 0218.00* 0219.00*

2017 Institution Disclosure Statement - Table 6

Assessment Area(s) by Tract

* denotes no loans made in specified tracts

Institution: First Financial Bank, N.A.

PAGE: 4 OF

Respondent ID: 0000004166

Agency: OCC - 1

30

ELLIS COUNTY (139), TX

MSA: 19124

Low Income

0605.00* 0615.00*

Moderate Income

0616.00*

0604.00* 0610.00

Middle Income

0612.00*

0601.01* 0601.02* 0602.06*

0608.03* 0609.00 0611.00

Upper Income

0602.04* 0602.08 0602.09

ASSESSMENT AREA - 0004

0602.07* 0602.12

0613.00 0614.00*

0602.10* 0602.11

0602.13

0617.00*

0602.14

0603.00* 0606.00

0608.01 0608.02

0607.01* 0607.02 0607.03*

EASTLAND COUNTY (133), TX

MSA: NA

Moderate Income

9501.00 9504.00

Middle Income

9502.00 9503.00 9505.00

ASSESSMENT AREA - 0005

ERATH COUNTY (143), TX

MSA: NA

Middle Income

9502.02 9503.00 9504.00

Upper Income

9501.00 9502.01

ASSESSMENT AREA - 0006

9505.00 9506.00 9507.00

FISHER COUNTY (151), TX

MSA: NA

2017 Institution Disclosure Statement - Table 6

Assessment Area(s) by Tract

* denotes no loans made in specified tracts

Institution: First Financial Bank, N.A.

PAGE: 5 OF

Respondent ID: 0000004166

Agency: OCC - 1

30

Middle Income

9504.00

Upper Income

9503.00

ASSESSMENT AREA - 0007

HOOD COUNTY (221), TX

MSA: 23104

Moderate Income

1602.08

Middle Income

1601.00 1602.04 1602.05 1602.06

Upper Income

1602.10

JOHNSON COUNTY (251), TX

MSA: 23104

Low Income

1602.07 1602.09 1603.01 1603.02

1308.00

Moderate Income

1302.12 1303.02

Middle Income

1303.03 1307.00* 1309.00*

1301.00 1302.04 1302.05

1304.10 1305.00 1306.01

Upper Income

1302.07 1302.11 1302.15

PARKER COUNTY (367), TX

MSA: 23104

Moderate Income

1302.08

1306.02

1304.05*

1302.10

1310.00

1304.06

1302.13

1311.00

1302.14 1303.04 1304.07* 1304.08 1304.09

1401.02 1404.09

Middle Income

2017 Institution Disclosure Statement - Table 6 PAGE: 6 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

1401.01 1402.00 1403.00 1404.03 1404.05 1404.08 1404.10 1404.11 1405.01 1406.02

Upper Income

1404.07 1405.02 1406.01 1407.03 1407.04 1407.05 1407.06

SOMERVELL COUNTY (425), TX

MSA: 23104

Moderate Income

0002.00

Middle Income

0001.00

TARRANT COUNTY (439), TX

MSA: 23104

Median Family Income 10-20%

1017.00*

Median Family Income 20-30%

1036.01* 1038.00* 1052.01* 1219.05*

Median Family Income 30-40%

1025.00* 1037.02* 1046.02* 1062.02* 1065.16* 1066.00* 1131.11* 1219.03* 1228.01* 1231.00*

Median Family Income 40-50%

1002.01* 1003.00* 1004.00* 1007.00* 1009.00 1012.02 1013.02* 1014.02* 1014.03* 1035.00* 1037.01*

1045.02 1045.04* 1045.05* 1046.03* 1046.04* 1047.01* 1047.02* 1048.04* 1050.01* 1052.04* 1052.05

1055.13 1059.01* 1059.02* 1061.02* 1062.01* 1103.01 1131.15* 1136.19* 1217.03* 1217.04* 1222.00*

1223.00* 1235.00*

Median Family Income 50-60%

1001.01* 1005.01* 1005.02* 1008.00* 1023.01 1023.02* 1026.01 1046.01* 1046.05* 1048.03* 1049.00*

1050.06 1055.14* 1058.00* 1060.02* 1063.00* 1064.00 1065.11* 1065.15* 1103.02* 1104.02* 1107.04

1111.03* 1112.02 1131.12* 1131.16* 1134.07* 1135.18* 1216.04* 1217.02* 1219.04* 1219.06* 1220.01*

1220.02* 1221.00* 1228.02* 1229.00* 1236.00*

Median Family Income 60-70%

1002.02 1015.00* 1045.03* 1057.04* 1061.01 1065.02* 1065.14* 1067.00* 1101.01* 1101.02* 1105.00*

2017 Institution Disclosure Statement - Table 6 PAGE: 7 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

1107.01* 1110.05* 1115.21* 1115.23* 1115.24 1115.25* 1115.43* 1130.02 1131.02* 1131.04* 1131.14*

1132.20* 1133.02 1135.14* 1137.05 1227.00* 1232.00*

Median Family Income 70-80%

1001.02* 1012.01 1048.02* 1052.03* 1055.11* 1060.01* 1060.04* 1065.03 1065.13* 1065.17* 1104.01*

1111.02* 1113.07 1114.05* 1115.05* 1115.22* 1115.26* 1132.16 1134.08* 1135.09* 1136.07* 1136.28*

1224.00*

Median Family Income 80-90%

1013.01* 1014.01* 1036.02* 1050.08 1055.05* 1055.10* 1056.00* 1057.01* 1057.03* 1065.12* 1102.04*

1107.03* 1108.07 1111.04* 1115.06* 1115.36* 1115.37* 1115.47* 1115.53 1131.10* 1132.13* 1134.04*

1134.05* 1135.10* 1138.10* 1138.11* 1139.16* 1139.24* 1142.03* 1142.05* 1234.00*

Median Family Income 90-100%

1006.02 1026.02* 1044.00* 1050.07 1055.02* 1055.08* 1065.07* 1065.18* 1102.02* 1106.00* 1110.08*

1113.09* 1115.38* 1115.40* 1115.41* 1131.13* 1132.06 1132.17* 1133.01* 1136.30* 1136.31* 1137.10*

1138.08* 1138.09* 1139.18* 1140.06* 1216.01* 1225.00* 1226.00

Median Family Income 100-110%

1006.01* 1055.12* 1065.09* 1102.03 1108.05* 1108.06* 1109.05 1109.06 1110.12* 1110.13* 1110.15

1112.03 1112.04 1113.06* 1114.08* 1115.14* 1115.16* 1115.44* 1134.03* 1135.11* 1135.13* 1135.16*

1136.18* 1136.27* 1138.03 1139.25* 1140.03* 1140.08* 1142.04* 1216.05* 1216.11*

Median Family Income 110-120%

1020.00 1022.01* 1024.01 1055.03* 1065.10* 1109.03* 1110.03* 1110.11* 1114.02* 1114.04* 1115.13*

1115.31* 1115.50* 1115.52* 1130.01 1132.12* 1132.14* 1132.15* 1132.21* 1135.12* 1135.17* 1135.20*

1139.11 1139.17* 1140.05* 1140.07 1142.07* 1216.10

Median Family Income >= 120%

1021.00 1022.02* 1024.02* 1027.00 1028.00* 1041.00* 1042.01 1042.02* 1043.00* 1054.03 1054.04

1054.05 1054.06* 1055.07 1108.08 1108.09* 1109.01* 1109.07* 1110.10 1110.16* 1110.17 1110.18*

1113.01* 1113.04 1113.08* 1113.10* 1113.11* 1113.12 1113.13 1113.14 1114.06* 1114.07 1114.09*

1115.29* 1115.30* 1115.32* 1115.33* 1115.34* 1115.39* 1115.42* 1115.45 1115.46* 1115.48* 1115.49*

1115.51* 1131.07* 1131.08* 1131.09* 1132.07* 1132.10 1132.18* 1135.19* 1136.10 1136.11 1136.12*

1136.13* 1136.22 1136.23* 1136.24* 1136.25* 1136.26* 1136.29* 1136.32 1136.33* 1136.34 1137.03

1137.07 1137.09* 1137.11* 1138.12 1138.13 1138.14* 1138.15* 1138.16* 1139.06 1139.07 1139.08

2017 Institution Disclosure Statement - Table 6 PAGE: 8 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

1139.09 1139.10 1139.12 1139.19* 1139.20* 1139.21 1139.22 1139.23* 1139.26* 1139.27 1139.28*

1139.29 1141.02* 1141.03 1141.04* 1142.06* 1216.06* 1216.08* 1216.09* 1230.00* 1233.00*

Median Family Income Not Known

9800.00*

WISE COUNTY (497), TX

MSA: 23104

Moderate Income

1502.00 1505.00

Middle Income

1501.01 1503.00* 1504.01 1504.02 1504.03 1506.01 1506.02 1506.03

Upper Income

1501.02

ASSESSMENT AREA - 0008

NOLAN COUNTY (353), TX

MSA: NA

Moderate Income

9503.00 9504.00

Middle Income

9501.00

Upper Income

9502.00 9505.00

ASSESSMENT AREA - 0009

ECTOR COUNTY (135), TX

MSA: 36220

Low Income

0018.00*

Moderate Income

0007.00* 0015.00* 0019.00* 0020.00* 0027.00* 0031.00*

Middle Income

2017 Institution Disclosure Statement - Table 6 PAGE: 9 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

0001.00* 0003.00* 0005.00* 0006.00* 0008.00 0010.00 0011.00* 0013.00* 0016.00* 0022.00* 0028.01*

0028.02

Upper Income

0004.00* 0017.00* 0023.00* 0024.00* 0025.01* 0025.02* 0025.03* 0029.00* 0030.00

ASSESSMENT AREA - 0010

PALO PINTO COUNTY (363), TX

MSA: NA

Moderate Income

0006.00 0007.00 0008.00 0009.00

Middle Income

0001.00 0002.00 0003.00 0005.00

Upper Income

0004.00

ASSESSMENT AREA - 0011

TOM GREEN COUNTY (451), TX

MSA: 41660

Low Income

0018.00

Moderate Income

0002.00 0004.00 0007.00* 0009.00 0011.02 0014.00 0015.00* 0017.02

Middle Income

0001.00 0003.00 0008.01 0008.02* 0011.01 0012.00 0013.01 0013.03 0013.04 0017.04 0017.06

Upper Income

0010.00 0016.00 0017.07 0017.08

Income Not Known

9800.00

ASSESSMENT AREA - 0012

SHACKELFORD COUNTY (417), TX

MSA: NA

2017 Institution Disclosure Statement - Table 6

Assessment Area(s) by Tract

* denotes no loans made in specified tracts

Institution: First Financial Bank, N.A.

PAGE: 10 OF

Respondent ID: 0000004166

Agency: OCC - 1

30

Middle Income

9503.00

ASSESSMENT AREA - 0013

HARRIS COUNTY (201), TX 2/

MSA: 26420

Median Family Income >= 120%

5553.01* 5553.02* 5553.03*

MONTGOMERY COUNTY (339), TX

MSA: 26420

Median Family Income 30-40%

6934.00

Median Family Income 40-50%

6931.01

Median Family Income 50-60%

6936.00 6939.00

Median Family Income 60-70%

6926.01* 6926.02* 6930.00 6938.00

Median Family Income 70-80%

6922.00 6925.00 6927.00 6928.02*

Median Family Income 80-90%

6915.00* 6924.00* 6929.00 6940.00

Median Family Income 90-100%

6901.00 6903.00 6913.02* 6916.02

Median Family Income 100-110%

6914.00 6942.01

Median Family Income 110-120%

6902.01 6918.00 6923.00* 6933.00

Median Family Income >= 120%

6902.02* 6904.01* 6904.02 6905.00

6941.01

6931.02

6941.02

6928.01*

6946.00

6906.01

6935.00

6944.00

6947.00

6906.02 6907.00* 6908.00* 6909.00* 6910.00* 6911.00*

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6

Assessment Area(s) by Tract

* denotes no loans made in specified tracts

Institution: First Financial Bank, N.A.

PAGE: 11 OF

Respondent ID: 0000004166

Agency: OCC - 1

30

6912.00* 6913.01* 6916.01

6943.01 6943.02 6945.00

ASSESSMENT AREA - 0014

6917.00 6919.00* 6920.01 6920.02* 6921.00 6932.00 6937.00 6942.02

WALKER COUNTY (471), TX

MSA: NA

Moderate Income

7906.00 7907.00

Middle Income

7908.00

7901.01 7902.00 7904.00

Upper Income

7901.02 7901.03 7903.00

ASSESSMENT AREA - 0015

7905.00

DEAF SMITH COUNTY (117), TX

MSA: NA

Moderate Income

9505.00

Middle Income

9503.00 9504.00

Upper Income

9506.00

OUTSIDE ASSESSMENT AREA

BOONE COUNTY (009), AR

MSA: NA

Upper Income

7901.00

LOS ANGELES COUNTY (037), CA

MSA: 31084

Median Family Income 110-120%

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 12 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

1112.02

Median Family Income >= 120%

9200.32

SOLANO COUNTY (095), CA

MSA: 46700

Upper Income

2523.11

FINNEY COUNTY (055), KS

MSA: NA

Moderate Income

9605.08

SHAWNEE COUNTY (177), KS

MSA: 45820

Moderate Income

0016.03

CADDO PARISH (017), LA

MSA: 43340

Upper Income

0240.00

CALCASIEU PARISH (019), LA

MSA: 29340

Middle Income

0029.00 0036.00

Upper Income

0019.01

JEFFERSON DAVIS PARISH (053), LA

MSA: NA

Middle Income

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 13 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

0003.00

GENESEE COUNTY (049), MI

MSA: 22420

Upper Income

0112.14

DOUGLAS COUNTY (055), NE

MSA: 36540

Median Family Income 80-90%

0074.62

CLARK COUNTY (003), NV

MSA: 29820

Median Family Income 70-80%

0034.23

CHAVES COUNTY (005), NM

MSA: NA

Upper Income

0009.00

DONA ANA COUNTY (013), NM

MSA: 29740

Moderate Income

0006.00

LINCOLN COUNTY (027), NM

MSA: NA

Middle Income

9606.00

ROOSEVELT COUNTY (041), NM

MSA: NA

Middle Income

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 14 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

0004.02

TORRANCE COUNTY (057), NM

MSA: 10740

Moderate Income

9636.00

NEW YORK COUNTY (061), NY

MSA: 35614

Median Family Income >= 120%

0096.00

CIMARRON COUNTY (025), OK

MSA: NA

Upper Income

9501.00

CLEVELAND COUNTY (027), OK

MSA: 36420

Upper Income

2005.00

LANCASTER COUNTY (071), PA

MSA: 29540

Median Family Income 90-100%

0124.04

HORRY COUNTY (051), SC

MSA: 34820

Upper Income

0403.00

ANGELINA COUNTY (005), TX

MSA: NA

Middle Income

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 15 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

0012.00

ARANSAS COUNTY (007), TX

MSA: 18580

Middle Income

9501.00

ARCHER COUNTY (009), TX

MSA: 48660

Middle Income

0202.00

BEXAR COUNTY (029), TX

MSA: 41700

Median Family Income 70-80%

1519.00

Median Family Income >= 120%

1215.01 1821.01 1918.07

BOSQUE COUNTY (035), TX

MSA: NA

Middle Income

9501.00

BRAZORIA COUNTY (039), TX

MSA: 26420

Middle Income

6616.01

Upper Income

6606.02

BRAZOS COUNTY (041), TX

MSA: 17780

Middle Income

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 16 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

0001.01

BROWN COUNTY (049), TX

MSA: NA

Low Income

9507.00

Middle Income

9501.00 9503.00 9509.00 9512.00

Upper Income

9513.00

CALDWELL COUNTY (055), TX

MSA: 12420

Moderate Income

9606.00

CASTRO COUNTY (069), TX

MSA: NA

Moderate Income

9502.00

Middle Income

9501.00 9503.00

CHAMBERS COUNTY (071), TX

MSA: 26420

Middle Income

7103.00

COKE COUNTY (081), TX

MSA: NA

Middle Income

9502.00

Upper Income

9501.00

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6

Assessment Area(s) by Tract

* denotes no loans made in specified tracts

Institution: First Financial Bank, N.A.

PAGE: 17 OF

Respondent ID: 0000004166

Agency: OCC - 1

30

COLEMAN COUNTY (083), TX

MSA: NA

Middle Income

9506.00 9507.00

COLLIN COUNTY (085), TX

MSA: 19124

Median Family Income 60-70%

0315.06

Median Family Income >= 120%

0302.01 0303.05 0305.18 0313.13 0316.48 0316.52 0317.08

COMAL COUNTY (091), TX

MSA: 41700

Middle Income

3104.04

Upper Income

3108.01

COMANCHE COUNTY (093), TX

MSA: NA

Middle Income

9501.00 9502.00 9504.00

COOKE COUNTY (097), TX

MSA: NA

Moderate Income

0005.00

Middle Income

0001.00

Upper Income

0007.00

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 18 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

CORYELL COUNTY (099), TX

MSA: 28660

Middle Income

0101.02

DALLAM COUNTY (111), TX

MSA: NA

Upper Income

9501.00

DALLAS COUNTY (113), TX

MSA: 19124

Median Family Income 40-50%

0122.10 0150.00 0172.01

Median Family Income 50-60%

0161.00 0171.02

Median Family Income 60-70%

0015.04 0099.00 0153.04 0156.00 0166.26

Median Family Income 70-80%

0100.00 0142.03 0165.02 0192.02

Median Family Income 80-90%

0143.07 0167.03

Median Family Income 90-100%

0141.31 0166.16

Median Family Income 100-110%

0128.00

Median Family Income 110-120%

0137.27 0204.00

Median Family Income >= 120%

0007.02 0080.00 0141.19 0141.26

EDWARDS COUNTY (137), TX

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 19 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

MSA: NA

Upper Income

9503.00

FALLS COUNTY (145), TX

MSA: 47380

Moderate Income

0003.00

Middle Income

0007.00

FANNIN COUNTY (147), TX

MSA: NA

Upper Income

9507.02

FORT BEND COUNTY (157), TX

MSA: 26420

Median Family Income 90-100%

6718.00

Median Family Income >= 120%

6721.00 6734.00

GAINES COUNTY (165), TX

MSA: NA

Upper Income

9502.00

GALVESTON COUNTY (167), TX

MSA: 26420

Moderate Income

7218.00 7245.00

Middle Income

7239.00

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 20 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

Upper Income

7215.00 7261.00

GILLESPIE COUNTY (171), TX

MSA: NA

Upper Income

9501.00 9503.00

GRAY COUNTY (179), TX

MSA: NA

Upper Income

9501.00

GRAYSON COUNTY (181), TX

MSA: 43300

Middle Income

0001.01

GREGG COUNTY (183), TX

MSA: 30980

Low Income

0011.00

Upper Income

0101.00

GRIMES COUNTY (185), TX

MSA: NA

Middle Income

1801.01 1801.02 1802.00 1803.02

Upper Income

1803.01

HALE COUNTY (189), TX

MSA: NA

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 21 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

Moderate Income

9501.00 9502.00

HAMILTON COUNTY (193), TX

MSA: NA

Middle Income

9501.00

Upper Income

9502.00

HARDIN COUNTY (199), TX

MSA: 13140

Moderate Income

0308.00

Middle Income

0306.00 0307.00

Upper Income

0302.00 0303.00 0305.01 0305.02

HARRIS COUNTY (201), TX 2/

MSA: 26420

Median Family Income 30-40%

2401.00 2405.01

Median Family Income 40-50%

2205.00 2506.00

Median Family Income 50-60%

2228.00 2408.01 5511.00

Median Family Income 60-70%

3304.00

Median Family Income 70-80%

2408.02 3338.00 3409.00 3423.00 5329.00

Median Family Income 80-90%

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 22 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

2412.00 5341.00

Median Family Income 90-100%

5521.01

Median Family Income 100-110%

5538.02

Median Family Income 110-120%

5550.00

Median Family Income >= 120%

2413.00 3403.01 4104.01 4116.00 4128.00 4305.00 4309.00 4545.02 4547.00 5202.00 5311.00

5317.00 5534.03 5538.01 5544.03 5549.03 5555.01 5555.02 5557.02

HARTLEY COUNTY (205), TX

MSA: NA

Upper Income

9502.00

HASKELL COUNTY (207), TX

MSA: NA

Middle Income

9503.00

HENDERSON COUNTY (213), TX

MSA: NA

Moderate Income

9506.01

Middle Income

9503.00 9514.00

HIDALGO COUNTY (215), TX

MSA: 32580

Median Family Income 100-110%

0230.00

HILL COUNTY (217), TX

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 23 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

MSA: NA

Middle Income

9601.00 9602.00

Upper Income

9611.00

HOUSTON COUNTY (225), TX

MSA: NA

Middle Income

9506.00

HUNT COUNTY (231), TX

MSA: 19124

Middle Income

9601.00

HUTCHINSON COUNTY (233), TX

MSA: NA

Upper Income

9505.00

IRION COUNTY (235), TX

MSA: 41660

Upper Income

9501.00

JACK COUNTY (237), TX

MSA: NA

Middle Income

9503.00 9505.00

Upper Income

9501.00

JASPER COUNTY (241), TX

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 24 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

MSA: NA

Moderate Income

9503.00

Middle Income

9505.00

Upper Income

9501.00

JIM WELLS COUNTY (249), TX

MSA: NA

Middle Income

9501.00

KENT COUNTY (263), TX

MSA: NA

Middle Income

9501.00

LEON COUNTY (289), TX

MSA: NA

Upper Income

9503.00

LIBERTY COUNTY (291), TX

MSA: 26420

Moderate Income

7003.00 7004.00 7006.00 7013.00

LLANO COUNTY (299), TX

MSA: NA

Upper Income

9703.00

LUBBOCK COUNTY (303), TX

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 25 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

MSA: 31180

Moderate Income

0024.00

Middle Income

0004.05 0102.00 0103.01 0105.08

Upper Income

0101.01 0104.06 0104.07

MCCULLOCH COUNTY (307), TX

MSA: NA

Moderate Income

9503.00

MCLENNAN COUNTY (309), TX

MSA: 47380

Upper Income

0029.00

MADISON COUNTY (313), TX

MSA: NA

Moderate Income

0004.00

Middle Income

0002.00 0003.00

MATAGORDA COUNTY (321), TX

MSA: NA

Middle Income

7305.01

MAVERICK COUNTY (323), TX

MSA: NA

Middle Income

9507.00

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 26 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

MENARD COUNTY (327), TX

MSA: NA

Middle Income

9503.00

MIDLAND COUNTY (329), TX

MSA: 33260

Middle Income

0005.00

Upper Income

0002.00 0101.04 0101.12

MITCHELL COUNTY (335), TX

MSA: NA

Middle Income

9502.00

Upper Income

9504.00

MONTAGUE COUNTY (337), TX

MSA: NA

Middle Income

9504.00

NAVARRO COUNTY (349), TX

MSA: NA

Middle Income

9702.00 9704.00 9707.00

OLDHAM COUNTY (359), TX

MSA: 11100

Middle Income

9501.00

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6

Assessment Area(s) by Tract

* denotes no loans made in specified tracts

Institution: First Financial Bank, N.A.

PAGE: 27 OF

Respondent ID: 0000004166

Agency: OCC - 1

30

PARMER COUNTY (369), TX

MSA: NA

Middle Income

9502.00

POLK COUNTY (373), TX

MSA: NA

Middle Income

2101.01

POTTER COUNTY (375), TX

MSA: 11100

Middle Income

0117.00

Upper Income

0104.00

RANDALL COUNTY (381), TX

MSA: 11100

Middle Income

0206.00 0217.02

Upper Income

0204.00 0216.03

0217.03

0216.06

0218.02

0216.09

0220.02

0217.04 0219.00 0220.01

ROCKWALL COUNTY (397), TX

MSA: 19124

Upper Income

0405.06

RUNNELS COUNTY (399), TX

MSA: NA

Middle Income

9505.00

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 28 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

SABINE COUNTY (403), TX

MSA: NA

Moderate Income

9503.00

SAN JACINTO COUNTY (407), TX

MSA: NA

Moderate Income

2001.01

Middle Income

2001.02

SCURRY COUNTY (415), TX

MSA: NA

Middle Income

9501.00 9506.00

Upper Income

9502.00 9503.00

SMITH COUNTY (423), TX

MSA: 46340

Middle Income

0020.07

Upper Income

0020.08

STEPHENS COUNTY (429), TX

MSA: NA

Moderate Income

9503.00

Middle Income

9502.00

Upper Income

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 29 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

9505.00

THROCKMORTON COUNTY (447), TX

MSA: NA

Middle Income

9503.00

TRAVIS COUNTY (453), TX

MSA: 12420

Median Family Income >= 120%

0017.64 0017.84 0019.08

TRINITY COUNTY (455), TX

MSA: NA

Middle Income

9502.00

TYLER COUNTY (457), TX

MSA: NA

Middle Income

9502.00

UPSHUR COUNTY (459), TX

MSA: 30980

Middle Income

9507.00

UVALDE COUNTY (463), TX

MSA: NA

Middle Income

9501.00

VAL VERDE COUNTY (465), TX

MSA: NA

Middle Income

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table 6 PAGE: 30 OF 30

Assessment Area(s) by Tract Respondent ID: 0000004166

* denotes no loans made in specified tracts Agency: OCC - 1

Institution: First Financial Bank, N.A.

9507.00

WILLIAMSON COUNTY (491), TX

MSA: 12420

Middle Income

0208.08

Upper Income

0208.06

WILSON COUNTY (493), TX

MSA: 41700

Middle Income

0004.02 0005.00

YOAKUM COUNTY (501), TX

MSA: NA

Upper Income

9502.00

YOUNG COUNTY (503), TX

MSA: NA

Middle Income

9502.00

YAKIMA COUNTY (077), WA

MSA: 49420

Middle Income

0010.00

LARAMIE COUNTY (021), WY

MSA: 16940

Upper Income

0019.01

Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.

2017 Institution Disclosure Statement - Table E-1

Error Status Information

Institution: First Financial Bank, N.A.

11 Total Composite Record Identifier: Records on File

Transmittal Sheet 1

Small Business Loans 623

Small Farm Loans 157

Community Development Loans 1

Consortium/Third Party Loans (Optional) 0

Assessment Area 899

Total 1,681

Total Composite Records Without

Errors

1

623

157

1

0

899

1,681

PAGE: 1 OF 1

Respondent ID: 0000004166

Agency: OCC - 1

10 Total Validity Percentage of Errors Validity Errors

0 0.00%

0 0.00%

0 0.00%

0 0.00%

0 0.00%

0 0.00%

0 0.00%

Footnote:

10. A validity edit helps to verify the accuracy of the data reported. An institution's CRA submission that passes all validity edits does not ensure 100% accurate data. True accuracy is determined during the examination process.

11. A record represents one row of data reported to the Federal Reserve Board. This does not in any way represent the number of loans originated or purchased by the institution.