How much $money does average Malaysian

earning ?

马来西亚人平均赚多少钱？

How much is Malaysian average EPF

savings ?

马来西亚人，平均存多少 EPF？

The Star reported on 10 August 2013 :Average savings for active EPF

members aged 54: RM149,216The Star

2013年 8月 10日报道：大马 EPF活跃会员们， 54岁时的平均储蓄为： RM149,216

The Star reported on 10 August 2013 :

75% of retirees

have less than: RM50,000The Star

2013年 8月 10日报道：75% 的退休人士，

仅拥有少于： RM50,000

How much money is enough for retirement ?多少钱，才足够退休？

RM924,255 @Age 55

RM 37,633 Balance @Age 75

RM133,165 p.a @Age 50

RM61,681 p.a @Age 40

RM195,663 p.a @Age 55

Income Per Annum EPF Total Savings

RM176,012 @Age 40

RM557,401 @Age 50

RM41,979 p.a @Age 35 RM85,335 @Age 35

Expenses Per Annum EPF Balance

RM55,345 p.a @Age 55 RM913,463 Balance @Age 55

RM74,379 p.a @Age 65 RM693,256 Balance @Age 65

RM99,959 p.a @Age 75

One Million EPF

How much is enough for retirement ?

拥有多少钱，才足够退休？One Million Ringgit at the aged of 55 can only

last you up to the age of 75 . What if you live up

to 80,90 or 100 ?

55岁，拥有一百万马币才能维持生活到 75岁。若活到 80岁， 90岁或 100岁，怎么办？

How to save 1 Million in EPF ?

Starting Salary RM1,500 aged 26

Annual increment 8% plus 2 month bonus

contribute 23% to EPF

Annual return 5% on EPF

No EPF withdrawal for housing loan

Inflation rate 3%

Aged 40 RM4,406 per mth, aged 50 RM9,512 p.m

Aged 55 RM13,976 per month

Total EPF saving at aged 55 RM924,255

如何在 EPF存一百万？

26岁收入 RM1,500 开始每年加薪 8%及两个月花红缴付 23%EPF.年平均回报率 5%

通胀率为 3%. 没有 EPF房屋提款40岁入为 RM4,406 . 50岁月入

RM9,512

55岁月入为 RM13,976

55岁总退休金为 RM924,255

The Star reported on 10 August 2013 :Average savings for active EPF

members aged 54: RM149,216The Star

2013 年 8 月 10 日报道：大马 EPF 活跃会员们， 54 岁时的平均储蓄为： RM149,216

The Star reported on 10 August 2013 :

75% of retirees

have less than: RM50,000The Star

2013 年 8 月 10 日报道：75% 的退休人士，

仅拥有少于： RM50,000

55 岁的退休人士，有多少 % 的人可以拥有一百万？ 20% ？ 10% ？

5% ？你可以吗？你家人，好友或同事

可以吗？

How many % of people can have 1 Million Savings at aged 55 ?

How many can ? 20%?10% ？5% ？

Can you ? Can your family members? friends ? colleague ?

Awareness is the good beginning of making changes.

醒觉是改变的好开始 .

Where you position yourself, determine your future.

你的定位决定你的未来。

E = 雇员 (Employee)

S = 自雇人士 (Self-employed)

B = 企业拥有者 (Business Owner)

I = 投资者 (Investor)

在职收入Active Income

No Time Freedom No Time Freedom 无时间自由无时间自由No Money Freedom No Money Freedom 无财务自由无财务自由

Time Freedom Time Freedom 时间自由时间自由Money Freedom Money Freedom 财务自由财务自由

持续收入Residual Income

提桶人A Bucket Person

管道人A Pipeline Person

商业系统的 3 种类型：3 Types of Business Systems :

1.传统的 C 型企业(Corporation) e.g MNC,SME

2.特许经营(Franchise) e.g Old Town

3.网络营销（倍增）(Network Marketing)

Any other BUSINESS MODEL? Yes! Show U later.

Residual Income持续收入

Duplication Success复制致富

为何有 4 百万人在网络营销？Why 4 million people in MLM?• 能倍增人数和业绩（缩短成功的时间）

Exponential Growth (Shorten the time to success)

• 小投资（门槛不高） Small Investment (Low Entry)

• 时间灵活（可以兼职）Time is flexible ( Can do part -time)

• 可得到一定的成功（可赚到钱）Certain Level of Success ( profitable )

• 小风险（亏损有限）Small Risk ( Limited loss )

• 产品有一定功效 （有帮助到人）Product is good ( Help people)

EmployeeEmployee

打工族打工族

Self-employedSelf-employed

自雇人士自雇人士

Traditional BizTraditional Biz

传统生意传统生意

WhichWhichMLM MLM

Company ?Company ?那间那间 转销公司转销公司

？？（倍增效应）（倍增效应）

但是，有那间 MLM 公司真正做到业绩倍增呢？

为什么许多人在网络营销失败？Why people fail in MLM?• 你自己 （没有明确的定位）

You (No clear positioning)

• 公司 （管理层经验，研发，财务后盾） Company (Mgt Track Record, R&D, Financial )

• 奖励制度 （难度，公平，激励，利润，稳定）Comp Plan (difficulty, fair, rewarding , profitable, stable)

• 产品 （大众市场，回购率，专利，高科技，价格合理） Products (Mass Market, High Re-Order, patented, high-tech, reasonable price)

• 支援系统 （没有公司教育系统及持续教育） Support System (No company training and continuous learning)

为什么许多人在网络营销失败？Why people fail in MLM?• 销售会伤人（囤货，补货，欠款，销价）

Selling hurts (Front Loading, Stock-up, debt, discounting)

• 会永远忙碌（订货，送货，要重复找新客户） No freedom (Take order, delivery, getting new customers)

• 一场空 （销售如砍树，终究一场空）Back to zero ( Sales is similar to logging wood. It will be finished one day)

• 越来越难（供过于求。红海策略）Getting more difficult (Supply more than demand. A red sea strategy )

为什么许多人在网络营销失败？Why people fail in MLM?• 没有满意保证（会伤害客户人际关系）

No money back guarantee (Hurts customers relationship)

• 价格太高（不合理。高负担） Too expensive (Unreasonable Pricing. A burden)

• 回购率低 （ 5% 续订率。要不断找新客户）Low Re-Order Rate (5% Re-Order Rate. Keep looking for new customers)

• 没有每月留住客户的系统（没有忠诚的客户）No monthly customers retention strategy (No loyal cusotmers)

• 不能积累客户人数（流失率高 Cannot Accumulate Customers (High Attrition Rate)

为什么许多人在网络营销失败？Why people fail in MLM?• 不能留住成功（业绩上上下下）

Success is temporary (Sales going up and down)

• 要保持很多业绩（压力大） High Sales Volume requirement (High Pressure)

• 要做很多条数（难度大） Require many legs (High Difficulty)

• 没有被证实有成功群体（纸上谈兵） No Proven Group of Successful People (On paper only)

抱着无比的期待和热忱，With great expectation & excitement,

我投入了网络营销。在 10 年内，我加入了 5 家公司 1 家倒闭， 1家改奖金， 1 家产品有毒， 1 家管理有问题， 1 家一进场就买货过万。。。总共耗了接近 10 万。I went into MLM biz. In 10 yr, I was with 5 company. 1 already closed , 1 change complan, 1 product is poisonous , 1 management problem, 1 front loaded me 10K….All add up cost me about RM100K.

希望能快速致富，却最终伤痕累累 !Hoping to get RICH, instead I got BURNT!!!

你有同感吗？Do you have that kind of feeling ?

What if , there is a proven business model that allowed people to be successful without going through all the risk, hardship and down fall of mlm company mentioned earlier? Will you take the opportunity ?

若有一个已经被证实让很多人成功的商业模式，不用你再经历前面所论述传销公司的风险，艰辛和失败，你会珍惜这个商机吗？

CDM ：Consumer Direct Marketing消费者直效系统

The World only company with CDM system. The only company which directly work with consumers.

世界唯一的 CDM 系统公司。世界唯一直接与消费者合作的公司。

EmployeeEmployee

打工族打工族

Self-employedSelf-employed

自雇人士自雇人士

Traditional BizTraditional Biz

传统生意传统生意

CDMCDM消费者直效行销消费者直效行销

全球唯一的 CDM 公司做到27 年的业绩倍增！The CDM Company has exponential growth for 27 years !

Why CDM succeeded ?

为何 CDM 成功 ？1. 排除了转销的弊病：高压销售、高进场费、囤货、送货、欠款、减价、夸大、炒作等不良文化。

CDM : 只是介绍人换品牌，试用高环保、安全及健康的产品。 100% 满意或退款保证。完全不会伤害到人际关系。

Why CDM succeeded ?

为何 CDM 成功 ？1.Eliminate all mlm bad culture : High pressure selling, high start-up fee, stock up, personal delivery, IOU, discountingCDM : Only refer people to switch store . Purchase high quality, eco-friendly, safer and healthier products at reasonable price. 100% money back & satisfaction guarantee. No one get hurt.

2. 高续订率 95% （回购率）：美乐家全球，每个月有超过 100 万户旧客户，每个月都回来购买美乐家产品。

High Re-Order Rate 95% : Melaleuca has more than 1 Million old customers worldwide re-order month after month.

2. 高续订率 95% （回购率）：美乐家全球，每个月有超过 100 万户旧客户，每个月都回来购买美乐家产品。

High Re-Order Rate 95% : Melaleuca has more than 1 Million old customers worldwide re-order month after month.

2. 公司有留住客户系统：•公司订货送货服务•全面换品牌优惠•每月促销优惠•VIP 现金回扣 10% 及礼品 •介绍奖金

2.Customer Retention System:•Telephone Order & Delivery Service•Convert your home special discount•Monthy promotion•VIP cash rebate & Gift•Customer Referral Commission

4. 公司做的是大众市场。（不是高价位的转销市场）

单单日用品就是 70 亿人口的市场。例如： P&G 公司年销售额 USD$900 亿。目前，美乐家 USD$13 亿。

4.Melaleuca is doing world market.(Not highly priced mlm market)

Daily use product is for 7 Billion population market. e.g P&G has USD$90 Billion Sales. Melaleuca is only USD$1.3 Billion.

5. 公司留住客户，事业代表可成功。

5.Company can retent customers, marketing executive can succeed.

DWP 传递富足

如何开始 Right Start

• 1. 加入 (Enrolled)• 2. 全面换品牌 (Convert Your Home)• 3. 列名单 (List Names)• 4. 开经营会议 (Business Meeting)• 5. 开始推荐 (Start Enrolling)• 6. 快速上总监 (Speedy Advance To Director)• 7. 复制总监 (Duplicate Director)

做对事 Do The Right Thing :成功七要素 The 7 Critical

Activities• 1. 不断增加新朋友名单• 2. 进行邀约• 3. 高效分享美乐家事业• 4. 展开 48 小时跟进• 5. 祝贺伙伴成功• 6. 快速启动（参加 FTT ）• 7. 以身作则

开始，可赚多少钱？How much can you make for a

start ?1 到 3 个月内 Within 1 to 3 months :• 介绍 10 位优惠客户，赚 RM1700• Refer 10 Preferred Customers , make RM1700• 介绍 20 位优惠客户，赚 RM5300• Refer 20 Preferred Customers , make RM5300• 介绍 30 位优惠客户及教一位介绍 20 位，赚

RM9000• Refer 30 Preferred Customers & train 1 to refer 20

customers , make RM9000

如何开始 Right Start

• 1. 加入 (Enrolled)• 2. 全面换品牌 (Convert Your Home)• 3. 列名单 (List Names)• 4. 开经营会议 (Business Meeting)• 5. 开始推荐 (Start Enrolling)• 6. 快速上总监 (Speedy Advance To Director)• 7. 复制总监 (Duplicate Director)

做对事 Do The Right Thing :成功七要素 The 7 Critical

Activities• 1.Keep building your contact list• 2.Set Appointment• 3.Make Presentation• 4.Hold 48-hour follow-up sessions• 5.Celebrate Success• 6.Always be involved with fast track• 7.Lead by example

如何保养身体？How to take care of your body ?

• 1. 哈佛大学食物金字塔 Harvard Food Pyramid : Oligo Pack & Phytomega

• 2.Oligo Video : Oligo• 3.Dr Huang Video : Florify & Fiberwise• 4.DNA Video & Book : DNA• 5.Powerpoint