aptus gateway brochure

SUMMARYThe collapse in the US housing market has been well documented in recent years. A period of cheap credit and a large scale of overbuilding from the late 90’s up-to the crash in 2007 created the housing bubble.

With a lack of fi nance available it made construction of new homes not commercially viable. In some parts the purchase of real estate had been sold up-to 80% below peak values.

Fast forward to 2011, the housing market started to show some early signs of recovery. With

investors returning to the real estate market due to the high level of rental returns available prompting the further development in Florida.

In 2013 with builders returning to the area for the fi rst time in 6 years, demand steadily increasing, the price of land has already increased by 20% during the past 12 months. With access to fi nance being made more readily available this trend is inevitably set to continue.

Land, especially in the United States is

a very popular form of investment. Many

millions of people invest in land for their

pension, capital growth or to build a home

for investment or retirement. The previous

peak in housing values occurred at a time

of simultaneous over-building to such an

extent that very few homes have been

built in Florida since 2007. In short, the

opportunity today is to invest in land at

prices last seen in the early 1970’s.

WHY INVEST IN LAND?

Armchair InvestmentWith land investment you have none of the day-to-day management issues, which can be associated with traditional buy to let. There is no tenant, no utility bills and no maintenance. You simply pay a nominal land tax, which is around $200 - $400 per year (based on the last 5 years assessments).

Proven StrategyInvesting in land with planning permission, in the path of population growth in desirable locations has always been a ticket to capital appreciation. This is fundamental to the US economy. Simply put this creates jobs stimulating local population growth, which creates a further need for housing, creating a cycle of growth and prosperity.

Capital GrowthLand is the most inflationary part of a property’s value. That is, when the market goes up, as it is today, then it’s the land value proportion of the house that inflates. After all, how can a pile of bricks and cables (and all the other materials that make up a house!) be worth significantly more today than they were a year ago? They can’t. It’s the same pile of materials; it’s the land they sit on that is worth more.

INVESTMENT HIGHLIGHTS

We are delighted to be able to offer our exclusive land investment. The current opportunity is to invest in land with planning permission, targeting dynamic growing communities across the US. Plots can be purchased up to 70% below the sales or tax valuation peak of 2006. With the upswing in the US market, land acquisition can be shown to be the most cost effective way to provide the maximum return for minimum cash investment.

The cost to create a plot of land with utilities and infrastructure in place for construction is around $45-60k and takes between 24-36 months. All our parcels have full planning permission and amenities in place.

Land is the most inflationary part of the total cost to build a house. Building cost stay at roughly the same price and over the long term it increases in line with inflation. With house prices on the rise, land values are heading back towards previous levels, paving the way for significant capital growth.

The Opportunity

• Pricesfrom£11,500

• Landpricesalreadyup 20%inthelast12months

• Fullplanningpermission &utilities

• 70%discountfrom peakpricing

• Multipleexitstrategies

• Easypurchasingprocess

• Timelessplanning permission

• Titleinsuranceprovided witheachplot

WHY INVEST IN FLORIDA?

Florida has been known for decades as “The Sunshine State” with over 300 days of sunshine providing a fantastic all-year-round climate. With the Gulf of Mexico and the Atlantic coast just 150 miles apart, living by or near the ocean is easily accessible and contributes to an enviable life style sought equally by job seekers and baby boomers looking to retire. With an estimated 1000 people a day moving to Florida it rates as one of the top states for inward migration increasing population growth, which has been above the national average for the last 2 decades.

Since the property market crash back in 2006, Florida has been one of the worst hit states in America for foreclosures suffering shattering price decreases. In the boom years, strong home sales fuelled by easy credit drove prices up and prompted the need for new development. Land was the major factor in this house price inflation; calculated at 20% of the total build cost, premium build able land was ever increasing in value due to this insatiable demand.

In 2011 Florida residential real estate was estimated at 20% of the peak 2006 values. Compounded by an abundance of foreclosure properties selling under 50% of the actual build cost, construction was simply no longer profitable for builders. However, fast forward to 2012/13 with property inventories at an all time low and Florida is seeing a 20% increase in prices, with values rebounding back to 2003 levels, making building a profitable option once again. This had an immediate knock on effect with land values, as they increase in line with property inflation as building land with full planning permission attracts a premium to meet the rising demand.

With an ever-increasing population as well as the large interest from overseas investors seizing the opportunity to buy under-valued real estate, the need to supply the increased demand with new homes will become paramount in established areas in Florida in the next 3-5 years. With major cities now built up to capacity, builders are looking to the larger metropolitan communities to supply key cities as their preferred choice with good transport links, shops, excellent schools and proximity to employment opportunities that attracts residents to the area.

THE PROCESS

11

22

33

44

55

66

CLOSSIING

PAPP CKK

SIGN

CONT

RACT

PAPPAYAA DEPOSSIITTSSELECT PPLOT

BECO

ME

THE

OWNE

R

PPAAPPPP

YAABALAL NCEE CLOSING PACK

SIGN

CON

TRAC

TPAY DEPOSITSELECT PLOT

BECO

ME

THE

OWNE

R

PAY BALANCE

*Most buyers prefer to send the full amount at this stage to reduce

transfer costs

1. Choose your plots2. Sign reservation form and

pay deposit*3. Sign the ‘Purchase Agreement’

4. Sign ‘Closing Pack’ from US title company

5. Balance of fund required to close At closing ‘Title Insurance’ will be

prepared and issued on the plot which guarantees your legal title.

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