APRIL 2015

All Points Bulletin

GREATER PITTSBURGH POLICE

FEDERAL CREDIT UNION 1338 CHARTIERS AVENUE

PITTSBURGH PA 15220

PHONE 412-922-4800 ~ FAX 412-922-7556

LOAN DEPT FAX 412-458-0812

HOURS: MONDAY –FRIDAY

8:00 am - 4:00 pm

www.pittsburghpolicefcu.com 80TH

ANNUAL MEETING

The credit union will be hold-

ing their 80th Annual Meet-

ing of the Membership on

Thursday, April 23, 2015 at

6:00 pm at the credit union

in our new addition

(handicap accessible).

If you plan to attend, we ask

that you RSVP by April 17,

2015.

There are four candidates

running for two board posi-

tions. Ballots were sent to all

members in March. The fol-

lowing are seeking a board

position: Louis Serafini*, Ja-

mi Rae McGovern, Howard

McQuillan & Frank Cunning-

ham*. Ballots are due back

by April 10, 2015. The re-

sults will be announced at

the Annual Meeting.

(*seeking re-election)

The credit union will have a

buffet dinner we will be raf-

fling prizes to a few lucky

winners.

We hope to see you there!

WE ARE GOING WILD ABOUT SAVING!WE ARE GOING WILD ABOUT SAVING!WE ARE GOING WILD ABOUT SAVING!

Kids, it’s time to come to the credit union and Kids, it’s time to come to the credit union and Kids, it’s time to come to the credit union and

open up your credit union savings account. open up your credit union savings account. open up your credit union savings account.

Come to the credit union and “Come to the credit union and “Come to the credit union and “Get Wild About Get Wild About Get Wild About

SavingSavingSaving” April 1” April 1” April 1---30, 2015. Bring your birth certifi-30, 2015. Bring your birth certifi-30, 2015. Bring your birth certifi-

cate and social security card and open an ac-cate and social security card and open an ac-cate and social security card and open an ac-

count if you don’t have one (We will even make count if you don’t have one (We will even make count if you don’t have one (We will even make

your first $5 deposit*). Youth under 18 years of your first $5 deposit*). Youth under 18 years of your first $5 deposit*). Youth under 18 years of

age that make a deposit to a current credit union age that make a deposit to a current credit union age that make a deposit to a current credit union

account and anyone under 18 that opens ac-account and anyone under 18 that opens ac-account and anyone under 18 that opens ac-

count will get a small gift and will be entered to count will get a small gift and will be entered to count will get a small gift and will be entered to

win a cash prize. Learn how to manage your win a cash prize. Learn how to manage your win a cash prize. Learn how to manage your

money, save, earn interest, and watch your sav-money, save, earn interest, and watch your sav-money, save, earn interest, and watch your sav-

ings grow. Your parents have an account here…ings grow. Your parents have an account here…ings grow. Your parents have an account here…

isn’t it time for you to become an important part isn’t it time for you to become an important part isn’t it time for you to become an important part

of the credit union too?of the credit union too?of the credit union too? *accounts must remain open for 12 months or you forfeit the *accounts must remain open for 12 months or you forfeit the *accounts must remain open for 12 months or you forfeit the

$5 opening deposit$5 opening deposit$5 opening deposit

Coming in JuneComing in JuneComing in June———our first KIDS FAIR (see next page for details)our first KIDS FAIR (see next page for details)our first KIDS FAIR (see next page for details)

All Points Bulletin

GREATER PITTSBURGH POLICE

FEDERAL CREDIT UNION 1338 CHARTIERS AVENUE

PITTSBURGH PA 15220

PHONE 412-922-4800 ~ FAX 412-922-7556

LOAN DEPT FAX 412-458-0812

HOURS: M, T, W 8:00 am to 4:00 pm

Thursday 8:00 am to 6:00 pm

F 8:00 am to 4:00 pm

www.pittsburghpolicefcu.com

YOU ARE INVITED TO OUR FIRST KID’S FAIR

The credit union is holding their 1st Kid’s Fair on Saturday June 13, 2015.

Come join us for:

FUN & GAMES, FACEPAINTING, FOOD, EMERGENCY VEHICLES,

INFORMATIONAL SEMINAR FOR COLLEGE PLANNING

(see enclosed brochure),

CHILD ID KITS, AND MORE!

BRING YOUR SOCIAL SECURITY NUMBER AND BIRTH CERTIFICATE

VISA DEBIT CARD

Reminder

You can withdraw up to $505

in cash at the ATM ($500 +

fee).

Your purchases are limited to

$2,020

when you use your card to pay!

Free Notary services are available to members of

the credit union.

Remember Your First Savings AccountRemember Your First Savings Account

Do you remember your first savings account? I remember when my father took me to the bank at about the age of six.

Our parents dressed up just to go to the bank! I remember standing by red velvet ropes that reflected where we had to

wait our turn! My Dad gave me $5 to open my first savings account. The teller gave me a “passbook” savings book that

we would take each time I would make a deposit and she would record my deposit and my new balance. I remember how

grown up and important that I felt having my own savings book…..Jump ahead 10 years and I got my license to drive a car

and an ATM card and suddenly I am shopping at the grocery store and running errands for my parents. There were not

many ATMs back then! Flash ahead another 10 years and my husband and I were offered the opportunity to join a credit

union through the company where he works. We could open a checking account with no fees and borrow money at a low

interest rate with payroll deduction right from his pay. We never missed a payment and a little each pay paid the payment

and put a little aside in a savings account. Soon we opened our checking after much disgust with the banks and their mini-

mum balance requirements and fees. The friendly and personalized service resulted in a permanent relationship. Borrow-

ing has never been so easy. Approval along with a check is usually within 24 hours when you apply for a loan. Many peo-

ple that join the credit union never actually visit in person. With the ATM, Home Banking, and now Mobile Deposits, you

may never really have to visit the credit union after you join. We hope that all of you bring your children to the credit union

to open their first savings account so that they can develop a life long relationship at Greater Pittsburgh Police Federal

Credit Union. We want them to have the same great memories and make the right choice in using a credit union instead of

a bank. Need a financial service? Visit us at the credit union. We will treat you right.

PRIVACY NOTICE

Federal law requires us to

tell you how we collect,

share, and protect your

personal information. Our

privacy policy has not

changed and you may re-

view our policy and prac-

tices with respect to your

personal information at

www.pittsburghpolicefcu.

com or we will mail you a

free copy upon request if

you call us at 412-922-

4800.

Hand-selected great cars.

To find a car sales location near you, call 1 800

car sales or visit

enterprisecarsales.com.

Online inventory of over 5,000 vehicles nation-

wide. New cars are added every day!

Loan Rate Discounts

with Payroll Deduction

&

Checking with Direct Deposit

Save up to 1% on your rate.

T w o $ 1 , 0 0 0 . 0 0 s c h o l a r s h i p s

1 B O Y & 1 G I R L

GREATER PITTSBURGH POLICE FCU

7TH ANNUAL SCHOLARSHIP AWARD APPLICATION

____________________________________ _________________________________________________ ____________ MEMBER/APPLICANT LAST NAME FIRST NAME MIDDLE MALE / FEMALE _______________ ____________________ ______________________ __________________ DATE OF BIRTH SOCIAL SECURITY # C.U. ACCOUNT NUMBER HOME PHONE (LAST 4 DIGITS) ___________________________________ __________________________________ ________________ ADDRESS CITY STATE ZIP ________________________________________________________________________________________ NAME OF ACCREDITED EDUCATIONAL INSTITUTION YOU WILL BE ATTENDING IN FALL 2015

_________________________________________ ____________________________ ____________________ INSTITUTION ADDRESS CITY STATE ZIP _____________________________________________________ __________________________________ ANTICIPATED OR ESTABLISHED MAJOR/COURSE OF STUDY ANTICIPATED YEAR OF GRADUATION _____________________________ CUMULATIVE G.P.A.

2015 GREATER PITTSBURGH POLICE FEDERAL CREDIT UNION GUIDELINES

ALL APPLICANTS MUST BE MEMBERS IN GOOD STANDING

STUDENTS MUST HAVE BEEN ACCEPTED OR ENROLLED IN AN ACCREDITED UNDERGRADUATE OR GRADUATE PROGRAM AT A COLLEGE, UNIVERSITY OR

EDUCATIONAL INSTITUTION (MINIMUM OF 12 CREDIT HOURS PER SEMESTER FOR UNDERGRADUATE AND MINIMUM OF 6 CREDIT HOURS PER SEMESTER FOR GRADUATE PROGRAMS) DURING THE FALL SEMESTER OF 2015 TO BE ELIGIBLE.

PREVIOUS G.P.P.F.C.U. SCHOLARSHIP WINNERS ARE NOT ELIGIBLE.

EMPLOYEES, BOARD MEMBERS, SUPERVISORY COMMITTEE MEMBERS AND SCHOLARSHIP COMMITTEE MEMBERS OF GPPFCU AND THEIR IMMEDIATE FAMI-

LIES ARE NOT ELIGIBLE.

CUMULATIVE G.P.A. MUST BE ‘B’ AVERAGE OR HIGHER

______________________________________________________________________ _______________________________________ SIGNATURE DATE

PLEASE ATTACH THE FOLLOWING TO YOUR PROPERLY COMPLETED APPLICATION:

1) PROOF OF ACCEPTANCE OR ENROLLMENT IN AN ACCREDITED COLLEGE. 2) ESSAY OF “HOW A CREDIT UNIONS TAX EXEMPT STATUS HELPS CREDIT UNION MEMBERS” (MAXIMUM 250 WORDS) 3) PLEASE ALSO TELL US ABOUT ANY VOLUNTEER ACTIVITIES THAT YOU CURRENTLY PARTICIPATE IN.

UPON COMPLETION, FORWARD YOUR APPLICATION ALONG WITH ITEMS REQUESTED (1-3): GREATER PITTSBURGH POLICE FEDERAL CREDIT UNION / SCHOLARSHIP COMMITTEE 1338 CHARTIERS AVE. PITTSBURGH, PA 15220

ALL APPLICATIONS MUST BE RECEIVED BY JUNE 1, 2015 MISSING OR INCOMPLETE APPLICATIONS WILL AFFECT YOUR CHANCES OF WINNING.

OUR SCHOLARSHIP WILL BE AWARDED BY THE COMMITTEE BY AUGUST 1, 2015

APRIL 3—GOOD FRIDAY

MAY 25—MEMORIAL DAY

JULY 6—INDEPENDENCE DAY

JULY 13—FOP KENNYWOOD DAY (CLOSE AT

NOON)

SEPT. 7—LABOR DAY

GM Is Offering Incentives to Credit Union Members on Select

Models of New Cars

Go to www.lovemycreditunion.com to obtain a Credit Union certificate to use

at the dealership.

For more information visit us on the web at www.pittsburghpolicefcu.com and

click on “talk about savings” banner on the home page.

LOOKING FOR A MORTGAGE?

We partnered with CUC Mortgage to be able to offer you the

mortgage you need at a great rate. Visit our web site at:

www.pittsburghpolicefcu.com

Click on “Services, Loans”&“Home Mortgage”. You can check the current mortgage loan

rates, apply for a mortgage loan, get a pre-approval, calculate a mortgage loan payment, and

check on the status of your mortgage loan application in progress. Take advantage of the

lowest rates in history and apply today!

New Fee…. All members are required to keep $5 in their share savings account as a credit union mem-ber. If your balance should fall below $5 for any reason, you have 30 days to restore your membership. If you do not re-store your membership balance within the 30 days, the credit union will assess a fee of up to $5 and close your account.

Need Insurance?

TruStage™ Health Insurance Plans

One of the exclusive benefits of your credit union membership is access to TruStage insurance products, specifically

the TruStage Health Insurance Program. Under the Affordable Care Act (ACA), health insurance coverage is

mandatory for nearly every American. If you need health insurance, the TruStage Health Insurance Program can help

simplify your search.

The TruStage Health Insurance Program is powered by GoHealth, a national leader in helping people find health

insurance plans. Step-by-step assistance and advice is available both online and over the phone.

The online interface provides tools to help you make an informed choice about a health insurance plan and can

determine if you may be eligible for financial assistance. And even if you don’t qualify for financial assistance, the

TruStage Health Insurance Program can still help you find a great health insurance value.

For more information and to sign up for important email alerts, visit TruStageHealth.com. You can also call toll-free

at 1-888-416-2166 for assistance. Credit unions like ours make TruStage insurance programs available because they’re

founded in value, honesty and knowledgeable support. TruStage and the companies behind it were formed by credit unions,

for credit unions and their members. As part of your financial planning, we invite you to discover how these products and

programs might be right for you.

T h e T r u S t a g e ™ H e a l t h I n s u r a n c e P r o g r a m i s m a d e

a v a i l a b l e t h r o u g h T r u S t a g e I n s u r a n c e A g e n c y , L L C a n d

G o H e a l t h L L C . G o H e a l t h L L C i s l i c e n s e d t o s e l l n a t i o n -

w i d e a n d o p e r a t e s i n a l l s t a t e s w i t h t h e e x c e p t i o n o f

M a s s a c h u s e t t s , H a w a i i , V e r m o n t a n d R h o d e I s l a n d . T h e I

n s u r a n c e o f f e r e d i s n o t a d e p o s i t , a n d i s n o t f e d e r a l l y

i n s u r e d , s o l d o r g u a r a n t e e d b y y o u r c r e d i t u n i o n .

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter

most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide

excellent coverage.

Learn about this important coverage. Call 1-855-612-7909 for more information.