application form - first group.cdr 2013 - kotak … address 1: kotak mahindra bank tractor &...

Residence Address 1:

Kotak Mahindra Bank

Tractor & Farm Equipment SARAL Auto

Commercial Vehicle Infrastructure Finance Division Application Form

Industry

TLType of Finance Required CC OD Interest Fixed Floating Hybrid

Proposed Finance Amount Rs Words

PERSONAL DETAILS - BORROWER

Expansion of Business Working Capital RequirementPurpose of Loan

MonthlyRepayment Frequency Quaterly Half Yearly Other

Individual Non-Individual

Used Vehicle Finance Purchase of Asset

Any Other

*Gender *Marital StatusMale Female Single Married Others

Driving Licence No. Voter ID

Education Non-Graduate Graduate Post Graduate Others

*Occupation Farmer Self Employed Professional Business Others (Nature of Business)

F la t Number / Bu i ld ing St reet / B lock

Name (Ti t l e ) (Upto 40 charac te rs on ly )(Fi r s t Name) (Midd le Name) (Las t Name)

*Mother’s Maiden Name Father’s Name


*City / District *Pin Code

Area / Vi l lage / Ta luka Land Mark

Area /Vi l lage / Ta luka Land Mark

*City / District *Pin Code *Telephone No.

Fax No.Ext. No.

*DOB * Short NameD D M M Y Y Y Y

*Religion Hindu Muslim Christian Sikh Zoroastrian OthersBuddhist

*Caste General OBC SC STCategory Others

*Preferred Mailing Address (Telephone No. mandatory) Address 1 Address 2

Passport No.

*Telephone No.

*Preferred Mobile No.Mobile number will be used for SMS Banking registration for eligible account.

Preferred Email IDE-mail Address required for alerts & e-newsletters

New Customer Existing CRN (In case you have an existing relationship with the Bank)CRN

FOR NON - INDIVIDUALS ONLY

*Date of Incorporation D D M M Y Y Y Y Business Nature

(on ly f i r s t name wi thout space)

Same as aboveANDAddress 2:(tick any 1) Office Address Residence Address 2

Address 1:(tick any 1)

DOCUMENTS COLLECTED (Bank use only)

DL PAN PASS EL_ID UTILITY TALATI CERTI BR AOA MOA

P_NOC P_DEED SOLE_PROP DEC OTHERSshould be comma seperated

Form 60 Form 61PAN No.If PAN number is not available then please provide with Form 60/61

PAN applied for

*IT Status Company Individual & OthersPartnership HUF Sole Proprietor TrustAOP

only number

Fax No.Ext. No.

Yes NoPermanent Address

Yes NoPermanent Address

VERSION - 1.0K

MBL

/FG

/APP

-01

Sr. No. 000001

Others (Nature of Business)




Whether Applicant would like to opt for Term Cover for group of borrowers Kotak Transport /SARAL / Kisan / Grahak Suraksha Cover offered by Kotak Mahindra Bank Ltd. under the Terms & Conditions of policy No. F3/F4/F6 as contracted by KMBL with Kotak Mahindra Old Mutual Life Insurance Limited.

Whether applicant would like the premium to be funded by Kotak Mahindra Bank for availing benefit under Kotak Transport /SARAL/Kisan/Grahak Suraksha Cover

If Yes, Kotak Transport /SARAL/Kisan / Grahak Suraksha Cover is in the name of

DETAILS OF PRIOR ASSOCIATION WITH KMBL :

Have you ever provided guarantee for customer financed by KMBL? If Yes, Customer Name (Customer Name) & Your Guarantor’s CRN

Whether related to :

Director(s) of KMBL Yes No

Sr. Officer (s) of KMBL Yes NoIf Yes, specific declaration as per draft to be provided

PERSONAL DETAILS - Co-Borrower Guarantor

Borrower Co-Borrower

NoYes

NoYes

Tax Liability Yes If Yes, (Rs. in Lakhs)No Litigation Yes No If Yes, specific declaration as per draft to be provided





*Occupation Farmer Self Employed Professional Business










Passport No.


Senior Citizen






PAN applied for


Residence Address 1:Address 1:(tick any 1) Same as Borrower Yes NoPermanent Address

Address 2:(tick any 1) Same as aboveANDOffice Address Residence Address 2 Same as Borrower Yes NoPermanent Address



*Telephone No.

Fax No.Ext. No.



*Telephone No.

Fax No.Ext. No.


Others (Nature of Business)




PERSONAL DETAILS - Co-Borrower Guarantor





*Occupation Farmer Self Employed Professional Business










Passport No.


Senior Citizen






PAN applied for




*Telephone No.

Fax No.Ext. No.



*Telephone No.

Fax No.Ext. No.

Address 2:(tick any 1) Same as aboveANDOffice Address Residence Address 2 Same as Borrower Yes NoPermanent Address


Residence Address 1:Address 1:(tick any 1) Same as Borrower Yes NoPermanent Address

1 Agri - Direct Agri - Indirect Non - Agri

2 Micro and Small Enterprises

a) Micro 1 Manufacturing. [Having Investment (original cost) in Plant and Machinery upto ` 5 lakhs] Service. [Having Investment (original cost) in Equipments upto ` 2 lakhs]

b) Micro 2 Manufacturing. [Having Investment (original cost) in Plant and Machinery upto ` 25 lakhs] Service. [Having Investment (original cost) in Equipments upto ` 10 lakhs]

c) Small Enterprises Manufacturing. [(Having Investment (original cost) in Plant and Machinery upto ` 5 Crores] Service. [Having Investment (original cost) in Equipments upto ` 2 Crores]

d) Medium Enterprises Manufacturing. [(Having Investment (original cost) in Plant and Machinery upto ` 10 Crores] Service. [Having Investment (original cost) in Equipments upto ` 5 Crores]

DNCR: I / we hereby expressly consent and authorize the Bank to make telephone calls and send SMSs or / emails to inform me / us on any information or updates relating to the Bank’s existing products / services or any new products /services. The said consent given is valid till such time I / we withdraw the same by giving the same in writing”.

DECLARATIONI / we, declare that the information given in the application form is true, correct and complete and it shall form the basis for any kind of facility Kotak Mahindra Bank Limited may decide to give under the various Commercial Vehicle / Infrastructure Finance Division / Tractor and Farm Equipment / SARAL Auto Loan Schemes. I / we confirm that I / we are not defaulters of any Bank / Financial Institution / Credit Society. I / we also confirm that I / we have no insolvency proceedings pending against me / us nor have I / we ever been adjudicated insolvent. I / we agree and confirm that grant of loan facility shall be at sole discretion of Kotak Mahindra Bank Limited. In the event of any loan facility granted to me / us, I / we undertake to abide by the rules and regulations of Kotak Mahindra Bank Limited in respect of the said loan facility. I / we also undertake to reimburse the bank with necessary amount(s) towards interest for period of delay, if any, in collection of cheques / securities handed over to Kotak Mahindra Bank Limited towards repayment of loan due to reasons beyond control of Kotak Mahindra Bank Limited. I / we authorize Kotak Mahindra Bank Limited to verify or check any information given, and obtain credit reports. I / we authorize Kotak Mahindra Bank Limited to share information contained in the application and / or any papers / documents submitted along with the application with third parties including credit rating agencies. I / we agree and confirm that all documents submitted in connection with the application including, but not limited to, photocopies of original documents, photographs, signature verification, address verification, bank details etc. shall become sole property of Kotak Mahindra Bank Limited and shall not be returned / handed over by Kotak Mahindra Bank Limited to the applicant and / or any person on behalf of the applicant and / or any other person. Any initial payment pursuant to this application will be banked prior to the approval of this application, but it shall not imply acceptance of proposal. In case of rejection of my / our application, initial payment will be refunded without interest.Any new phone number, mobile number, email id provided by an existing Customer while opting for any other product of the Bank(eg. Credit Card, Personal Loan etc) shall be automatically updated in the Bank records in lieu of the phone number, mobile number, e-mail id provided at the time of openning the account or previously registered with the Bank. All further intimations/communications pertaining to the bank Account shall also be sent by the Bank only to the new phone number, mobile number, e-mail id and no intimations/communications shall be sent to the phone number, mobile number, e-mail id provided at the time of opening the Bank Account or previously registered with the Bank. Bank shall be no way responsible for non-receipt of intimations/communications to the previously registered phone numbers, mobile numbers, e-mail id.

APPLICABLE FOR PRIORITY SECTOR LENDING ONLY

SIGNATURE & PHOTOGRAPHS (Please attach recent passport size photographs in the space provided below)

CASH FLOW*

BORROWERPHOTOGRAPH

Place & Date :

CRN : Bank use only

Signature / Thumb Impression (compulsory)

No. of JAF’s attached 1 2 3 Others4 50

FOR BANK USE ONLY

*Scheme

*Tenure *Proposal Value*Physical Agreement Date D D M M Y Y Y Y

*FTC Opportunity ID*EMI Start Date D D M M Y Y Y Y

APAC Relations :

Referral Agent

Valuation Agent

Marketing Agent

Escrow A/C Holder

Insurance Company

FIA

SIP*Dealer

*Credit Authority

*Relationship Manager

CRN

CRN

CRN

CRN

CRN

CRN

CRN

CRN

CRN

CRN

Party Type Trtype Amount From Date Event Period Unit Period Size No. of Occurrences

PHOTOGRAPH PHOTOGRAPH

*Proposal Date D D M M Y Y Y Y

( in months )


Co-Borrower Guarantor*

Place & Date :

CRN : Bank use only


Co-Borrower Guarantor*

Place & Date :

CRN : Bank use only

*Maturity Date D D M M Y Y Y Y

Manufacturer CRN Insurance Party CRN

INSB EMI Start Date M

DIS D 1 1

Agreement DateAIRB D 1 1

SCRB Agreement Date D 1 1

DCRB Agreement Date D 1 1

ILRB Agreement Date D 1 1

SUR Agreement Date D 1 1

DIR Agreement Date D 1 1

MMR Agreement Date D 1 1

MMP D 1 1

BPMA Agreement Date D 1 1

RFPRA Agreement Date D 1 1

DIS D 1 1

No of APACs to be created

Total No. of additional Proposal / Cash Flow’s attached Copy Customized, Is itNone Others

(fill in number)( f i l l in number )

( in %)

( f i l l in number )

( in ` )

All fees and charges are to be paid only after approval of the loan application and only by A/cPayee Cheque in favour of the Bank. In case of Cash payment the Bank receipt shall be obtained.

Sr. No.

Received from

Applicant would be advised of the Bank's decision on the Application within 2 weeks from the receipt of complete information

Application recd. by

Recd. at

Date

For Kotak Mahindra Bank Ltd.

Authorised Signatory / Representative

Kotak Mahindra Bank

ACKNOWLEDGMENT

BRANCH DETAILS

ANNEXURE TO APPLICATION FORM

BRANCH STAMP

Taxes as applicable

Interest Rate

Documentation charges Upto Rs. 5000

Stamping Charges At Actuals

Service Charges Upto 2% of Loan amount

Payment Handling Charges Rs. 1000

Over due Interest 3% of Overdue Amount, compounded monthly

Collection charges 30% of penal and cheque bouncing charges

Dishonour charges per Instance Rs. 750

Swap Charges (Replacement of PDCs) Upto Rs. 500 per Swap per Instance

Foreclosure Charges 5% of Principal Outstanding as per reducing balance method on the

date of repayment

Duplicate Issue of NOC Rs. 500

Charges for furnishing a copy of the credit information report (CIBIL) to the applicant Rs. 50

Charges applicable in case customer requests for copies of records pertaining to his

transactions ( SOA / Amortization Schedule) Rs. 500

Loan Cancellation charges Rs. 2500 per agreement

Duplicate Foreclosure statement charges Rs. 500

NOC for National Permit / State Permit / Change in Body type Rs. 500

Rebooking charges Rs. 2500

Credit Administration charges Upto Rs. 6000

Change in Installment due date Rs. 1000

Change in property / Asset / Collateral Rs. 2000

Copy of any property/loan document submitted by customer Rs. 1000

Valuation charges for used/Refinance vehicle Within city - Rs.1000/- and for Outside city - Rs.1500/-

Asset verification charges - immovable assets At Actuals

Legal / Incidental charges At Actuals

Repossession Construction Equipment - Upto Rs. 25,000 and for others

Upto Rs. 15,000

NOC to convert from Private to Commercial Registration & vice versa Rs. 2000

application form - first group.cdr 2013 - kotak … address 1: kotak mahindra bank tractor &...

Documents