annuity sales tools
TRANSCRIPT
Welcome To The Retirement Success WorkshopFor Those In or About To Enter Retirement
Source: https://www.google.com/finance
Compound Annual Growth Rate? 2.68%
Source: https://www.google.com/finance
2016 Performance Through 01/15/2016 -6.16%
“Is the 4% Rule Still Appropriate?”
“The 4 percent rule no longer applies for most retirees.”
Sources: http://www.cnbc.com/id/102605878 & http://www.schwab.com/public/schwab/nn/articles/Is-the-4-Percent-Rule-Still-Appropriate
Monthly Income Assets Needed
$500 $150,000$1,000 $300,000$2,000 $600,000$3,000 $900,000$4,000 $1,200,000$5,000 $1,500,000$6,000 $1,800,000
The 4% Rule?
“The 4 percent rule is Not Safe...”
Why?
Sources: http://www.cnbc.com/id/102605878 & http://www.schwab.com/public/schwab/nn/articles/Is-the-4-Percent-Rule-Still-Appropriate
VOLATILITY!
“The 4 percent rule no longer applies for most retirees.”
“The 4 percent rule is Not Safe...”
Sources: http://www.cnbc.com/id/102605878 & http://www.schwab.com/public/schwab/nn/articles/Is-the-4-Percent-Rule-Still-Appropriate
“The 4 percent rule no longer applies for most retirees.”
It’s not that the stock market never goes up – It does go up. The problem is this – Sometimes it goes down.
It would take far less money to generate the same income.
What if there were a 6% rule?
Monthly Income Assets Needed4% Rule
Assets Needed6% Rule
$500 $150,000 $100,000$1,000 $300,000 $200,000$2,000 $600,000 $400,000$3,000 $900,000 $600,000$4,000 $1,200,000 $800,000$5,000 $1,500,000 $1,000,000$6,000 $1,800,000 $1,200,000
Difference:$50,000$100,000$200,000$300,000$400,000$500,000$600,000
Commonly Available Guaranteed Lifetime Income Rates
60 year old = 5.00%65 year old = 5.50%70 year old = 6.00%75 year old = 6.50%
Source: https://www.google.com/finance
Compound Annual Growth Rate? 2.68%
Remember This?
Source: https://www.google.com/finance
Remember This?
Beginning with $100,000
Withdraw $500 Per Month (6.0%)
Total Withdrawals:
$87,000
Beginning with $100,000
Withdraw $500 Per Month (6.0%)
Source: https://www.google.com/finance
By June 2, 2014, you have run out of money.No money left to participate when the market rebounds.
Source: https://www.google.com/finance
By June 2, 2014, you have run out of money.No money left to participate when the market rebounds.
Things That Outperform This Chart
Coffee CanMattressSafeChecking AccountSavings Money MarketCD
Systemic Risk
“The risk inherent to the entire market or an entire market
segment. Systematic risk, also known as “undiversifiable risk,”
“volatility” or “market risk,” affects the overall market, not just a particular stock or industry.”
Systemic Risk
“This type of risk is both unpredictable and
impossible to completely avoid. It cannot be mitigated
through diversification…”
Systemic Risk
Systemic Risk is responsible for a
significant portion of price changes you see
in a stock market.
Systemic Risk
So how does one avoid Systemic Risk?
LEAVE the SYSTEM!
One Solution…
A Fixed Indexed Annuity (FIA) gives you the potential to exceed traditional fixed
interest rates by linking your interest credits to the
performance of an external market index.
Fixed Indexed Annuity
If the market index rises… Your money grows… Tax-deferred!
START POINT
Annuity Account ValueLeading Market Index
Fixed Indexed Annuity
If the market index falls… Your money protected…
Annuity Account ValueLeading Market Index
START POINT
Fixed Indexed Annuity
As the market index recovers… Your money grows…
Annuity Account ValueLeading Market Index
START POINT
Fixed Indexed Annuity
So what happens next year?Your values will either increase or stay the same?…
Annuity Account ValueLeading Market Index
START POINT
Your principal and past interest credits are always protected.
OUR
Annuity Back OfficeTechnology Platform
CRMSales Training
CalculatorsSystems
OURAnnuity
Sales Growth561 246-1404
2013 1st Half
2013 2nd Half
Category 3 Category 40%
10%20%30%40%50%60%70%80%90%
100%
34%9%
33%
15.6%
2012 2013 2014 2015
Total Compound
Growth
224%
At your DASH, you can manage all your daily activity.You can view and analyze your production.
You can see all your contracts and agent numbers.
PRODUCTION:Track all issued business without lifting a finger. We do it for you.
CONTRACTING:See all your agent numbers, effective dates, etc.
MY CONTACTSIf you have an agency, manage or recruit other agents, you will find them here. You can also add people who you are connected with
at a business level. For example, agents you are trying to recruit or insurance company contact.
MY CLIENTSFully functional contact management system. Manage all your
client and prospect activity.
MY CLIENTSTrack all activity in a web-based environment. Work
collaboratively with others in your office.
MY CLIENTSRun financial summary reports on the fly! Anywhere and with any
internet connected device.
At your PRODUCTS, you can search across hundreds of annuity products and search by dozens of different criteria.
“CARRIERS”
“CARRIERS”Get detailed analysis of all insurance companies. Evaluate third
party information and financials. Find strengths or expose weaknesses
“RESOURCES” Open up a universe of calculators, training, sales systems, seminar programs, research, lead generation and more. Tap into the ideas,
concepts strategies and techniques that ethically move business your direction.
Over 60-hours of streaming training. Updated with new ideas and concepts as opportunities arise.
Download ready consumer presentations.
Seminar Systems and Materials
TERM and UL Quick Quote Engine
Final Expense Quick Quote Engine
Advanced Markets Research System
“Everything you need to succeed!”