wealth management for the digital age...

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Middle East Wealth Management Forum 2017 DubaiJanuary 24, 2017

Wealth management for the digital age customer

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It’s a digital world today

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Almost every industry is being transformed

Company name and logo is a trademark of the respective organizations.

The world’s largestaccommodation provider

owns zero real estate

The world’s largest taxi company

owns zero vehicles

The world’s mostvaluable retailer

has nearly zero inventory

The world’s mostpopular media ownercreates zero content

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Digital disruption is challenging traditional banking

January, 2015

January, 2017

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The wealth management space is not immune

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62%Want to view portfolio and execute orders digitally - World Wealth Report,

RBC & Capgemini

$4.7 TrillionEstimated revenue for Fintech start-ups in 2015

- Goldman Sachs

57%Customers aged >40 feel digital experience is a must - World Wealth Report,

RBC & Capgemini

49%Expect advisory to be digital as well

- World Wealth Report,RBC & Capgemini

5

#TrulyDigital is the way forward!

What does being #TrulyDigital

mean in the wealth management space?

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01The customer is the focal point

02Ecosystem is the bank

03Insight ahead ofeverything

04Automation must be ubiquitous

A Truly Digital wealth management banking practice has four distinct characteristics

A#TrulyDigitalexample in action:

BLOCKCHAIN

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ASX to upgrade share registry with blockchain

SEC allows companies to issue public securities via blockchain

Fund houses in UK are exploring direct trading of illiquid securities via blockchain

Goldman Sachs filed a patent for a securities settlement system based on a new cryptocurrency called "SETLcoin".

Blockchain is an example of a truly digital model

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Successfully completed a POC with Emirates NBD and ICICI Bank India for cross border remittances and trade finance

Collaboration with a regulator is South Asia in use cases from digital identity to collateral management and trade finance.

Working with more than 10 banks on POCs in areas such as LC Issuance, Open account ,Trade Finance, Invoice Financing, Digital Identity, Peer-to-peer payments, Local bank clearing among others

More than 40 block belts trained and working in research laboratories in this technology in Ireland and India

Conducted 50+ workshops and sessions with clients and counting

What’s happening in Blockchain at Finacle?

Here’s another example -

BIOMETRIC AUTHENTICATION

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Wealth management clients can authorize transactions to relationship managers via remote digital authentication as compared to a traditional phone conversation or in person approval.

Biometric authentication in action

• Customer on-boarding• Login• Transaction approval • Create workflows with data auto population

based on digital authentication by authorizer

How Finacle helped a leading private bank in Europe

revolutionize its Wealth Management practice

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Single Platform for Front, Middle and Back

Office Users

Multiple Products and Asset Classes with end

to end functionality

Build as a true ‘product’ but still supports extensive customization &

scalability.

Security and Audit features

What makes the Finacle Wealth Management system so unique?

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Finacle in the Middle East18 million customer accounts across 8 countries in the GCC

31 live installations of Finacle solutions

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Drop in at Booth #1to know more aboutFinacle Wealth Management

©2016 EdgeVerve Systems Limited (a fully owned Infosys subsidiary), Bangalore, India. All Rights Reserved. This documentation is the soleproperty of EdgeVerve Systems Limited (“EdgeVerve”). EdgeVerve believes the information in this document or page is accurate as of itspublication date; such information is subject to change without notice. EdgeVerve acknowledges the proprietary rights of other companies tothe trademarks, product names and such other intellectual property rights mentioned in this document. This document is not for generaldistribution and is meant for use solely by the person or entity that it has been specifically issued to and can be used for the sole purpose itis intended to be used for as communicated by EdgeVerve in writing. Except as expressly permitted by EdgeVerve in writing, neither thisdocumentation nor any part of it may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic,mechanical, printing, photocopying, recording or otherwise, without the prior written permission of EdgeVerve and/ or any named intellectualproperty rights holders under this document.

FINACLEPOWERS

16.5%banked population

Banks across 94 countries

Over 848 million customers

of the world’s adult