staff pak presentation 03.08.09

StaffPak…Insuring the Temporary Staffing Industry Since

1994

StaffPak:• Now In Dallas,• Fully Staffed and• Ready to Work for You!

StaffPak has long been a premier insurance program

for the staffing industry…now our service is too!

StaffPak…broad, flexible coverage on an admitted and non-admitted basis

• Non-Admitted:

Use the Flexibility

of the Non-Admitted

Market to Tailor to

Your Client’s Needs

• Admitted:

Need an

admitted

carrier?

No Problem!

Getting Down to Business:PROGRAM HIGHLIGHTS

GENERAL LIABILITY• Blanket Additional Insured• Blanket Waiver of Subrogation • Per Job and Per Location Aggregate • Blanket Contractual• Personal and Advertising Injury• Employees as Insured• Host Liquor Liability• Worldwide Liability (suit brought in US)

StaffPak

ADDITIONAL HIGHLIGHTS

PROPERTY

• “All Risk” Coverage• Replacement Cost Valuation• Building Ordinance Coverage • Agreed Amount• Back up of Sewers and Drains• Staffing Plus Property Endorsement

StaffPak

ADDITIONAL HIGHLIGHTS

• Employee Dishonesty with Third Party Fidelity• Automobile (Including H&NO) • Excess (Over GL/PL/EBL/EPLI/Auto & Employer’s Liability) • Employee Benefits Liability (EBL)• EPLI – Monoline or within Package

• Temp Firms and PEOs• Monthly & Quarterly Reporting Option for Qualifying PEOs• Retaliatory Actions Covered• No “Intentional Acts” Exclusion• Broad Definition of Insured Person StaffPa

k

Non-Admitted Option for Tougher Classes

Have a risk with traditionally tougher work classes like:• Construction• Heavy Manufacturing• Drivers

We offer a non-admitted option similar to our admitted product and can be customized to meet special client requirements.

StaffPak

…WRITE MORE BUSINESS

Let the Staff at StaffPakhelp you write more business

Contact:

Peter StanislawProgram Managerpeters@usrisk.com214.265.4949http://www.lighthouseunderwriters.com/staffing/abouttheprogram.asp