njrpa fhg;gwjp ek;gpf;ifg; nghwg;g epjpak; annual report 2010 tamil.pdf · njrpa fhg;gwjp...
Post on 12-Feb-2021
6 Views
Preview:
TRANSCRIPT
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if -2010
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
1
cs;slf;fk;
gf;fk;
1. Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; kw;Wk; $l;Lhpikj; jj;Jtq;fs; 02
njhiyNehf;Fk; gzpj;jpl;lKk;
$l;Lhpikg; ngWkhdq;fs;
$l;Lhpik ,yf;Ffs;
Nj.fh.e.ngh. epjpaj;jpd; gzpg;ghsh;fs; rig
jtprhshpd; kPsha;T
Nj.fh.e.ngh.epjpak; - xU ghh;it
2. #oy; kPsha;T 13
,yq;ifg; nghUshjhu kPsha;T
fhg;GWjpj; Jiw kPsha;T
3. nghWg;Gkpf;f $l;Lhpik gpui[j;Jtk; 17
$l;Lhpik ];jpuj;jd;ik
Nj.fh.e.ngh. epjpaj;jpd; kdpj tsq;fs;
njhopy; Kaw;rp MSif
njhopy; Kaw;rp ,lh; Kfhikj;Jtk;
4. epjpf; $w;Wfs; 34
5. fzf;fha;T mwpf;if 50
6. nrayhw;Wif kPsha;T 58
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
2
1.Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpak; kw;Wk;
$l;Lhpikj; jj;Jtq;fs;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
3
$l;Lhpikj; jj;Jtq;fs;
njhiyNehf;F
gzpj;jpl;lk;
gpd;tUkhW eltbf;if vLg;gjd; Clhf ,yq;ifapd; r%f>
nghUshjhu mgptpUj;jpapy; gq;Nfw;wy;:-
• r%fj;jpd; rfy ,y;yhf;FiwAila gphptpdUk; jhq;fpf;
nfhs;sf;$baJk; tpidj;jpwdhdJk; Kw;Nghf;fhdJkhd
fhg;GWjpj; jpl;lq;fis Vw;gLj;jy;.
• khw;wKWk; Njitfspd; Clhf vOk; cau; ,lu;fSf;F
cj;juthjk; mspf;Fk; nghUl;L tsq;fisj; jpul;LjYk;
NtW Vw;ghLfs; topNa cs;ehl;Lr; re;ijf;Fj; jPu;Tfis
toq;FjYk;.
• cs;ehl;Lf; fhg;GWjpr; re;ijf;F Nkyjpf tha;g;gspf;Fk;
nghUl;L ,yq;ifapy; kPs; fhg;GWjpr; re;ijnahd;iw
Vw;gLj;jy;.
,y;yhf;FiwAila midj;Jg; ghptpdUf;Fk; fhg;G
tiyaikg;nghd;iwAk; ghJfhg;igAk; Vw;gLj;Jjy;
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
4
$l;Lhpikg; ngWkhdq;fs;
• mjpAah; juk; kpf;f Nrit
• tpidj;jpwd;> ek;gpf;if
• ek;gfj; jd;ik
• Neh;ik> gf;fr;rhh;gpd;ik
• ek;gpr; rhh;e;jpUj;jy;
• nghWg;Gf; $wy;
• epjp hPjpahd fhj;jpuj; jd;ik> ghJfhg;G
• njhopy;thz;ik kpf;f Kfhikj;Jtk;
• Mf;fG+h;tkpf;f re;ijr; nraw;ghLfs;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
5
$l;Lhpik ,yf;Ffs;
r%fj;jpd; midj;Jj; jug;gpdiuAk; cs;slf;ff;$bathW cj;Njr ,yf;Ff; FOf;fspd; eyNdhk;Giff;fhd fhg;GWjpj; jpl;lq;fis nraw;gLj;Jjy;
kPs; fhg;GWjpr; re;ijapy; Fiwe;jgl;rk; 50% rjtPjj;ijf; ifg;gw;Wk; nghUl;L kPs; fhg;GWjpj; jpl;lnkhd;iw cUthf;fp Kfhik nra;jy
Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G epjpaj;jpdhy; nraw;gLj;jg;gLk; rfy fhg;GWjpj; jpl;lq;fspdJk; Kfhikj;Jtj;ijj; jd;dpaf;fg;gLj;Jjy;
rfy gadhspfSf;Fk; kpfTk; tpidj;jpwdhd xU Nrit toq;fg;gLtij cWjpnra;Ak; nghUl;L kdpj ts mgptpUj;jpia Vw;gLj;Jjy;.
mLj;JtUk; Ie;jhz;L fhyg;gFjpapy; Mff;$ba tUthia
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
6
fy;tp tpopg;g+l;ly; epfo;r;rpj;jpl;lq;fspd; Clhf Fwpj;j fhg;GWjpj; jpl;lq;fspy; gq;Fgw;Wk; gq;fPl;Lg;ghl;lhsh;fisj;; J}z;LjYk; Cf;Ftpj;jYk;.
Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G epjpaj;jpd; vjpu;fhy eltbf;iffis ,yFgLj;Jtjw;F Vw;w tifapy; Nghjpa cl;fl;likg;G trjpfis tpUj;jp nra;jy;
,lu;tuT Kfhikj;Jt mynfhd;iw epWtp re;ij Ma;Tfspd; Clhf jkJ vjpu;fhy fhg;GWjp eltbf;iffs; njhlh;gpy; Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G epjpaj;jpw;F topfhl;Ljy;
,aw;if mdh;j;j fl;lhaf; fhg;GWjp cj;juthjj; jpl;lnkhd;iw Vw;gLj;jy;
,sk; jiyKiwapdhpd; gq;Nfw;ig Cf;Ftpg;gjd; %yk; fhj;jpukhd fhg;GWjpg; gzpahl;njhFjpapd; vjph;fhy tsUk; Njitfis epiwTnra;Ak; nghUl;L fy;tp kj;jpa epiyankhd;iwr; nraw;gLj;Jjy;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
7
Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G
epjpaj;jpd; gzpg;ghsh; rig
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
8
jpU. V. Nf. nrdtpuj;d (5) jw;Nghija jtprhsh;
2010
� jpU. Nrdf;f b. mNgFzNrf;fu (1) – jtprhsh;
� jpU. lgps;A+. vr;. gpajhr (6) - rig cWg;gpdh;
� lhf;lh;. Nyh`pj rkutpf;fpuk (3) - rig cWg;gpdh;
� jpU. vd;. FyNrfu (2) - rig cWg;gpdh;
� jpU. N[. jly;yNf (4) - rig cWg;gpdh;
� jpU. V. Nf. nrdtpuj;d (5) - rig cWg;gpdh;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
9
jtprhshpd; kPsha;T
2010 Mz;lwpf;ifiar; rkh;g;gpj;jy;
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G
epjpak; rhh;ghf 2010 Mk; Mz;L
jpnrk;gh; 31 Mk; jpfjpAld; Kbtile;j
Mz;Lf;fhd 2010 Mz;lwpf;ifiaAk;
fzf;fha;T nra;j epjpf; $w;Wf;fisAk;
rkh;g;gpg;gjpy; ehd; ngUk;
kfpo;r;rpailfpNwd;.
r%fg; nghUshjhu kPsha;T
rh;tNjr nghUshjhu neUf;fbfs;>
,Wjpf; fl;l Aj;jj;jpd; NghJ epytpa
mjpfsthd td;Kiwfs; Mfpatw;wpd;
fhuzkhf 2009 ,y; nkhj;j cs;ehl;L
cw;gj;jp 3.5 tPjkhf Fiwe;jJld;>
ntspehl;L xJf;fq;fSk; Fwpg;gplf;
$basT tPo;r;rp fz;lJ. ,Ug;gpDk;
Aj;jk; epiwtile;jjd; gpd;dh; th;j;jf
r%fj;jpdhplk; ek;gpf;iffs; Jhpjkhf
mjpfhpj;jd. kw;Wk; 2009 ,y; rh;tNjr
ehza epjpaj;Jld; Nkw;nfhs;sg;gl;l
cld;gbf;ifapd; fhuzkhfTk; th;j;jf
r%fj;jpd; ek;gpf;iffs; mjpfhpj;jd.
mjd; fhuzkhf 2010 Mk; Mz;L
,yq;if fhj;jpukhd tsh;r;rpiag;
gjpTnra;jJ. ,f;fhyj;jpy; nkhj;j
cs;ehl;L cw;gj;jp 8 rjtPjkhf
mjpfhpj;jJ. ngWjy;fs; cs;slq;fyhf
cj;jpNahf G+h;t ntspehl;L xJf;fq;fs;
6.6 gpy;ypad; I.mnk. nlhyh;fshf
mjpfhpj;jJ (5.9 khj ,wf;Fkjpfs;). 2011
Mk; Mz;L ghhpa mstpyhd tptrha
epyq;fs; nts;sg; ngUf;fpdhy;
ghjpf;fg;gl;l nghOjpYk; $l
Aj;jj;jpw;Fg; gpd;duhd tl fpof;F
khfhzq;fspy; nghUshjhu kPs;
xUq;fpizg;Gfspd; fhuzkhf tptrhak;
flw;nwhopy; Mfpad ,k;khtl;lq;fspy;
rpwg;ghf mjpfhpj;jJ. Aj;jj;jpdhy;
ghjpf;fg;gl;l gpuNjrq;fis kPs; eph;khdk;
nra;jy; kw;Wk; ehL KOtjpYk;
cl;fl;likg;G trjpfis mgptpUj;jp
nra;jy; MfpatdTk; tsh;r;rp fz;ld.
cy;yhrg; gpuahzj;Jiw Fwpg;gpl;lsT
tsh;r;rpfis gjpT nra;jJ. 2010 Mk;
Mz;L Vw;WkjpahdJ MNuhf;fpakhf 17
tPjj;jpw;F tsh;r;rp fz;lJ. 2009 Mk;
Mz;by; 3.3 gpy;ypad;
mnk.nlhyh;fshff; fhzg;gl;l
ntspehl;by; Ntiy nra;fpd;w
,yq;ifah;fsJ gz mDg;gPLfs; 2010
Mk; Mz;L 4.1 gpy;ypad; mnk.nlhyuhf
mjpfhpj;jJ. ,uz;lhtJ tUlj;jpy;
Nehf;Fifapy; nfhOk;G gq;Fr;
re;ijahdJ ,uz;lhtJ rpwe;j
nrayhw;Wif kp;f;f re;ijahfj;
jpfo;e;jJ. Aj;jf; fhyg;gFjpapy; ,uz;L
,yf;fj;jpw;F mjphpj;Jr; nrd;w
gztPf;ffkhdJ 2010 Mk; Mz;by;
Rkhh; 7 tPjkhff; Fiwtile;jJ.
Nkd;Nehf;F
jdJ Muk;g mf;u`hu fhg;GWjpj;
jpl;lj;Jld; 2006 Mk; Mz;bd; 28 Mk;
,yf;f Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpar; rl;lj;jpd; gpufhuk; 2006
Mk; Mz;by; Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpak; jhgpf;fg;gl;lJ. epjp>
jpl;lkply; mikr;rpdhy; cs;thq;fg;gl;l
,d;iwa mf;u`hu fhg;GWjpj; jpl;lk;
Nghd;W Ntiy epWj;jq;fs;> fpsh;r;rpfs;>
rptpy; nfhe;jspg;Gfs;> gaq;futhu
epjpaj;ij tp];jhpg;gjw;Fg; Gwk;ghf
ghuhSkd;w cWg;gpdh;fSf;fhd
fhg;GWjpj; jpl;lk;> Nkhl;lhh; thfd
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
10
fhg;GWjpj; jpl;lk; kw;Wk; ntspehl;L
Ntiytha;g;Gf; fhg;GWjpj; jpl;lk; Nghd;w
20 rjtPj epfo;r;rpj; jpl;lq;fisr;
nraw;gLj;jp 2008 Mk; Mz;lstpy;
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G
epjpak; jdJ fhg;GWjp Nehf;nfy;iyia
tphptilar; nra;jJ. 2009 Mk; Mz;by;
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G
epjpakhdJ Nkhl;lhh; fhg;GWjpj;
jpl;lj;ij jdpahh; Jiwf;F toq;fpajd;
%ykhfTk; jP> fly;rhh; fhg;GWjp Nghd;w
gy;NtW tifahd fhg;GWjpj; jpl;lq;fs;
%ykhf nghJf; fhg;GWjp tpahghuj;jpy;
`k;ghe;Njhl;il Nghd;w
gpuNjrq;fspy; Gjpa fpisfisj;
jpwe;jjd; %yk; Gtpapay; hPjpahf jdJ
tpahghuj;ij tphpTgLj;jpaJ.
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G
epjpaj;jpd; gq;fspg;Gfs;
mf;u`hu kw;Wk; thfdf;
fhg;GWjpj;jpl;lq;fis kpFe;j rYif
mbg;gilapYk;> rpf;fd fl;lzj;jpYk;
nghJkf;fSf;fhf eilKiwg;gLj;Jtjd;
%yKk; murhq;fj;jpd; epjp hPjpahd
tsq;fisg; ghJfhg;gjd; %yKk; Njrpa
fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
njhlh;r;rpahf jdJ Nritfis r%f
eyDf;fhf toq;fptUfpd;wJ. ,y;yhj
gl;rj;jpy; ,J jdpahhj;Jiwf;F
toq;fg;gl;bUf;fyhk;. 20 tPj gpd;dpaf;f
epfo;r;rpj; jpl;lj;ij
eilKiwg;gLj;jpajd; %yk;
ntspehl;Lf;Fr; nry;Yk; ehzaj;jpd;
msT Fwpg;gplf;$basT Fiwtile;jJ.
Ntiy epWj;jq;fs;> fsfq;fs;> rptpy;
nfhe;jspg;Gfs;> gaq;futhj epjpak;
Mfpad njhlh;r;rpahf toq;fg;gLtjd;
%yk; gaq;futhjj;jpdhYk;
gaq;futhjk;> rptpy; nfhe;jspg;Gfs;
Nghd;wtw;wpdhYk; ghjpf;fg;gl;lth;fs;
njhlh;r;rpahf ed;ikailfpd;wdh;
vjph;fhy Kaw;rpfs;
kpd;dpay; ml;ilia mwpKfg;gLj;jy;
%yk; Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpakhdJ jdJ r%fr;
Nritfis cf;jp rhh;e;j mbg;gilapy;
Nkk;gLj;Jtjw;F cj;Njrpj;Js;sJ.
NkYk; gaph;fs; ghJfhg;G fhg;GWjpj;
jpl;lk; kw;Wk; fhy;eilg; ghJfhg;G
fhg;GWjpj; jpl;lk; Nghd;wtw;iwAk; Njrpa
fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
toq;Fk;. 2010 Mk; Mz;by;
,yq;ifapYs;s midtUk; Rfhjhu
hPjpahd fhg;GWjpg; ghJfhg;Gfisg;
ngw;Wf;nfhs;Sk; tpjj;jpy; jdJ
Nritfis tphpTgLj;Jtij
njhiyNehf;fhf ,J nfhz;Ls;sJ.
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G
epjpaj;jpd; nrayhw;Wif
gaq;futhj fhg;GWjp njhlh;gpyhd
Nfs;tpfs; Fiwtile;jjd; fhuzkhf
fhg;GWjpf; fl;lz tUkhdj;jpy; ghhpa
tPo;r;rpfs; fz;lnghOjpYk; $l Njrpa
fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd;
Njwpa
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
11
gq;;fPl;Lg;ghl;lhsh;fSf;fhd
ghuhl;Ljy;fs;
tplaj;jpw;Fg; nghWg;ghd mikr;rh; vd;w
tifapy; mjpNkjF rdhjpgjp mth;fs;>
epjp> jpl;lkply; gpujp mikr;rh;>
jpiwNrhpapd; nrayhsh;> epjp> jpl;lkply;
mikr;rpd; gzpahs;njhFjp cs;spl;l
vkJ fhg;GWjpg; gj;jpujhuh;fSf;F> Njrpa
fhg;GWjp ek;gpf;ifg;nghWg;G epjpaj;jpd;>
Ntiy epWj;jq;fs;> fyfq;fs;> rptpy;
nfhe;jspg;Gfs;> gaq;futhj epjpa
kw;Wk; kPs; fhg;GWjp eltbf;iffspy;
gu];guk; ,ize;J gzpahw;wpa
fhg;GWjpf; fk;gdpfspd; Vida
cj;jpNahfj;jh;fSf;F> ek; kPJ
ek;gpf;if itj;j> nghWg;Gfis
xg;gilj;j> ntw;wpfukhd nrayhw;Wif
Ald;$ba Xh; Mz;lhf;fpf; nfhs;s
gq;fspg;ghw;wpa Vida midj;Jj;
jug;gpdh;fSf;Fk; ehk; ,t;Ntisapy;
csq;fdpe;j ed;wpfisj; njhptpj;Jf;
nfhs;fpd;Nwd;.
V.Nf. nrdtpuj;d (jtprhsh;)
Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G epjpak;
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
12
Njrpa fhg;GWjp
ek;gpf;ifg; nghWg;G
epjpak; Xh; ghh;it
Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G
epjpaj;jpd; fPo; nraw;gLk; nghUl;L
vjph;ghuhj Rfhjhu ,lh;fs;> jdpegh;
tpgj;Jfs;> nrhj;J ,og;Gfs; rhh;ghf
gq;fspg;Gf; fhg;GWjpj; jpl;lq;fspd; %yk;
ed;ikfisAk; ghJfhg;igAk;
Vw;gLj;Jk; nghUl;L 2006 Mk; Mz;bd;
28 Mk; ,yf;f Njrpa fhg;GWjp
ek;gpf;ifg;nghWg;G epjpar; rl;lj;jpd; fPo;
2006 Mk; Mz;by; Njrpa fhg;GWjp
ek;gpf;ifg;nghWg;G epjpak; jhgpf;fg;gl;lJ.
ed;ikfis toq;Fk;NghJ Njrpa
fhg;GWjp ek;gpf;ifg;nghWg;G epjpaj;jpdhy;
mf;u`hu fhg;GWjpj; jpl;lk;> ghuhSkd;w
cWg;gpdh;fSf;fhd fhg;GWjpj; jpl;lk;>
Nkhl;lhh; thfdf; fhg;GWjpj; jpl;lk;>
ntspehl;L Ntiytha;g;Gf; fhg;GWjpj;
jpl;lk;> 20% rjtPj kPs; fhg;GWjp
epfo;r;rpj; jpl;lk; vd;gd mKy;gLj;jg;gl;ld.
mj;Jld;> Ntiy epWj;jq;fs;>
fyfq;fs;> rptpy; nfhe;jspg;Gfs;>
gaq;futhj epjpak; cs;thq;fg;gl;lJ.
mjd; gpd;dh; Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpakhdJ 2009,y;
nghJf;fhg;GWjpj; jpl;lj;jpy; Nguhrphpah; yf;\;kd; Mh; tl;lty
(2008 – 2009)> jpU. V.V. tp[aghy (2009
– 2010)> Nrdf B mNgFzNrfu (2010 –
2011) MfpNahh; Njrpa fhg;GWjp
ek;gpf;ifg; nghWg;G epjpaj;jpw;F
jiyik tfpj;jdh;. Nj.fh.e.epjpaj;jpd;
jw;Nghija gjpy; jtprhsuhf murhq;f
njhopy; Kaw;rpfs; jpizf;fsj;jpd;
Nkyjpfg; gzpg;ghsh; ehak; jpU. V.Nf.
nrdtpuj;d mth;fs; gzpahw;Wfpwhh;.
Nguhrphpah; [fj; tpf;fpukrpq;f
Nguhrphpah; yf;\;kd; Mh; tl;lty
jpU. V. V. tp[aghy
jpU. Nrdf B mNgFz Nrfu
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
13
2. #oy; kPsha;T
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
14
,yq;ifg;
nghUshjhu kPsha;T
NkjF [dhjpgjp k`pe;j uh[gf;\ mth;fSila J}u rpe;jid kpf;f Gj;jp
rhJh;akhd njhiyNehf;fpd; mbg;gilapy; Aj;jk; ntw;wp ngw;wjd; fhuzkhfTk;
Aj;jj;jpd; ntw;wpiag; nghUshjhu RgPl;rj;jpw;fhfg; gad;gLj;jpajd; fhuzkhfTk;>
Aj;jj;jpdhy; Vw;gl;l mjpfhpj;j nrytpdq;fspypUe;J Jhpjkhf 2009 Mk; Mz;Lf;
fhyg;gFjpapy; kPz;nlOe;jjd; fhuzkhfTk;> ,yq;ifg; nghUshjhuk; cah;thd>
];jpuj; jd;ik kpf;f Nguz;lg; nghUshjhu tsh;r;rpg; Nghf;if Nehf;fpg; gazpj;jjd;
fhuzkhf 2010 Mk; Mz;by; ,yq;ifg; nghUshjhuk; fhj;jpukhf 8 rjtPj
tsh;r;rpiaf; fz;lJ. ,jd; fhuzkhf Aj;jj;jpd; mNfhug; gpbapypUe;Jk; Aj;jf;
fhyg;gFjpapy; Vw;gl;l caph; ,og;Gf;fs; Fiwe;jJld; ,yq;if kf;fSila
tho;f;if Nkk;gl;lJ. ,yq;ifg; nghUshjhuj;jpd; rfy gphpTfSk; Fwpg;gplf;$basT
Kd;Ndw;wfukhd nrayhw;Wiffis 2010 Mk; mz;by; Gyg;gLj;jpd. cs;ehl;by;
epytpa rkhjhdr; #oy; kw;Wk; KjyPl;lhsh;fsJ ek;gpf;if mjpfhpj;jik> rhjfkhd
Nguz;lg; nghUshjhu epiyikfs; kw;Wk; cyfg; nghUshjhu epiyikfspypUe;J
gbg;gbahf kPz;L te;jik Mfpad ,yq;if tuyhw;wpy; Kf;fpa mk;rq;fshFk;.
kpjkhd rhjfkhd gztPf;f tpfpj epiyikfs; ,yq;if murhq;fj;jpw;F jdJ
midtiuAk; cs;slf;fpa epjpf; nfhs;if epiyg;ghl;il njhlh;tjw;F
tha;g;gspj;jJ. ,J ,yq;ifapYs;s rfy tpjkhd re;ijj; JiwfspYk; Jhpj
nghUshjhu tsh;r;rp epiyikfis Vw;gLj;Jtjw;F cjtpaJ. NkYk; epjp
epiyikfs; Fwpg;gplf; $basT Nkk;ghl;il ntspg;gLj;jpd. gpujhdkhf tUkhd
nrayhw;Wiffs; kw;Wk; kPz;LtUk; nrytpdq;fs; Mfpad njhlh;gpy; Nkk;ghLfisg;
Gyg;gLj;jpaJ. 2009 Mk; Mz;bd; miuahz;Lf; fhyg;gFjpapy; Fwpg;gplf; $ba
Kd;Ndw;wq;fis ntspg;gLj;jpa ntspepiyf; fhuzpfs; 2010 Mk; Mz;bYk;
njhlh;r;rpahf Kd;Ndw;wq;fis ntspg;gLj;jpd. Vw;Wkjp kw;Wk; ,wf;Fkjp Mfpa
Jiwfspy; fhj;jpukhd Kd;Ndw;wk; Vw;gl;lJ. mNjNtis cy;yhrg; gazj;Jiw
kw;Wk; ntspehLfspypUe;J gz mDg;gPLfs; MfpadTk; mjpfhpj;jd. ,jd;
fhuzkhf tpahghu gw;whf;Fiwfs; Fwpg;gplf; $bastpw;F Fiwe;jd. NkYk;
ntspepiy jw;Nghija fzf;Fg; gw;whf;FiwfSk; Fwpg;gplf;$basTf;F Fiwe;jJ.
%yjdk; kw;Wk; epjpg;gha;r;ry;fs; mjpfhpj;jd. rkhjhdk; kyh;e;jjd; fhuzkhf 2010
Mk; Mz;L nrd;kjp epYit Fwpg;gplf; $basT mjpfsthd njhifiag;
gjpTnra;jJ. NkYk; ehl;bd; ntspepiy xJf;fPLfis NkYk; tYtilar; nra;jJ.
Nghpdg; nghUspay; Rw;whlypy; Nkw;nfhs;sg;gl;l cjtpfukhd mwpthh;e;j
Kfhikj;Jtk; kw;Wk; cjtpfukhd xOq;FgLj;jy;fs; kw;Wk; Nkw;ghh;it tiuTr;
rl;lfk; Mfpatw;wpd; fhuzkhf epjpj;Jiw Nkk;gl;l nrayhw;Wiffis
ntspg;gLj;jpaJld; epjp KiwikAk; ];jpuj;jd;ikaile;jJ. Nfs;tp njhlh;ghd
mOj;jq;fs; Fwpg;gplf;$bastpw;F Fiwe;jJld; 2010 Mk; Mz;bd; cs;ehl;L
tpepNahf epiyikfs; Nkk;gl;lJld; rpy eph;tfpf;fg;gl;l tpiyfspy; rPuhf;fy;fs;
eilngw;wJld; ,wf;Fkjpj; jPh;itf; Fiwg;Gfs; Mfpad ntspg;gilahfg; Gyg;gl;ld
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
15
fhg;GWjpj; Jiw kPsha;T
2010 Mk; mz;bd; ,Wjpf; fhyg;gFjptiu ,yq;iff; fhg;GWjpr; rigaplk; (IBSL) 19
fhg;GWjpf; fk;gdpfs; jk;ikg; gjpTnra;Jnfhs;Ls;sd. ,tw;Ws; 12 fk;gdpfs;
$l;likT fk;gdpfshFk; (,it nghJf; fhg;GWjp kw;Wk; ePz;lfhyf; fhg;GWjp
tpahghuk; Mfpatw;wpy; 493 kpy;ypad; MFk;. ,J
19.63 tPj tsh;r;rpiaf; fhl;LfpwJ. 2009 Mk; Mz;Lld; xg;gpLifapy; 2010 Mk;
Mz;by; nghJf; fhg;GWjp tpahghukhdJ jdJ nkhj;j vOj;jpyhd fl;Lg;gz
tUkhdk; njhlh;gpy; Kd;Ndw;wq;fis mile;Js;sJ. NkYk; 2009 Mz;Lld;
xg;gpLifapy; 2010 Mk; Mz;by; ePz;lfhy fhg;GWjp tpahghuKk; jdJ nkhj;j
vOj;jpyhd fl;Lg;gz tUkhdk; njhlh;gpy; Kd;Ndw;wq;fisg; gjpTnra;Js;sJ.
nghJ fhg;GWjp tpahghuk; njhlh;gpyhd nkhj;j vOj;jpyhd fl;Lg;gz tUkhdk;
&gh. 37>342 kpy;ypad; MFk; (2009 ,y; &gh. 33>485 kpy;ypad;). NkYk; 2010Mk;
Mz;Lf; fhyg;gFjpapy; ePz;lfhy fhg;GWjp tpahghuk; njhlh;gpyhd nkhj;j
vOj;jpyhd fl;Lg;gz tUkhdk; &gh. 31>151 kpy;ypad; MFk; (2009,y; &gh. 23>767
kpy;ypad;). (%yk; - ,yq;iff; fhg;GWjpr; rig)
fhg;GWjpj; Jiwapd; re;ijg;gLj;jy; Gs;sptpguq;fs; nrwptlf;fkhf gpd;tUkhW
jug;gl;Ls;sJ.
fl;Lg;gz tUkhdg; Nghf;F:
ePz;lfhyf; fhg;GWjp (&.kpy;ypad;)
nghJf; fhg;GWjp (&.kpy;ypad;)
fl;Lg;gz tUkhdg; gFg;gha;T
&gh. gpy;ypad;
fl;Lg;gz tUkhd gFg;gha;T ePz;lfhyf; fhg;GWjp (&.kp.)
nghJf; fhg;GWjp (kpy;.)
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
16
fhg;GWjpj; Jiw kPsha;T (njhlh;r;rp)
General Insurance Gross Written Premium Trend :
General Insurance Claims trend:
nkhj;j vOj;jpyhd fl;Lg;gzk; njhlh;ghd tFg;G hPjpahd
gFg;gha;Tfs; nghJf; fhg;GWjp
kpy;ypad;
jP
fly;
Nkhl;lhh; thfdk;
ehdhtpjk;
jUtpj;j chpikf; Nfhhpf;iffs; njhlh;ghd tFg;G hPjpahd
gFg;gha;Tfs; - nghJf; fhg;GWjp
jP
fly;
Nkhl;lhh; thfdk;
ehdhtpjk;
kpy;ypad;
nghJf; fhg;GWjp nkhj;j vOj;jpyhd fl;Lg;gz Nghf;F:
jP fly; Nkhl;lhh; thfdk; ehdhtpjk;
nkhj;j vOj;jpyhd fl;Lg;gzk; cg-tFg;G
nkhj;jk;
nghJf; fhg;GWjp chpikf; Nfhhpf;if Nghf;F:
jUtpj;j chpikf; Nfhhpf;iffs;
jP
fly;
Nkhl;lhh; thfdk;
ehdhtpjk;
cg-tFg;G
nkhj;jk;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
17
3. nghWg;Gkpf;f
$l;Lhpikg; gpui[
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
18
$l;Lhpik
];jpuj;jd;ik
fhg;GWjpj; Jiw 21 Mk; E}w;whz;by;
gpuNtrpf;fpd;w ,j;jUzj;jpy; $l;Lhpik
];jpuj;jd;ik njhlhl;ghd tpahghuq;fs;
gpujhd mf;fiwAilaitahf
tUfpd;wd. ,jd; gpufhuk; Njrpa
fhg;GWjp ek;gpf;ifg; nghWg;G
epjpakhdJ nghUshjhu RgPl;rk;>
Rw;whly; jd;ik> r%fj; jd;ik Mfpa
%d;W mbg;gil epiyikfspd; fPo;
Gjpa nrayhw;Wif ghpkhzq;fspd;
Clhf jdJ tpahghu
nrayhw;Wiffis Nkk;ghlilar;
nra;fpwJ. kw;Wk; tha;g;Gs;s vy;yhr;
re;jhg;gq;fspYk; mikg;G hPjpahd>
nghUshjhu> Rw;whly; kw;Wk; r%f
nrayhw;Wiffs; %ykhf “rpwe;j
nghWg;Gs;s $l;Lhpikg; gpu[ahf”
jpfo;tjw;F Kaw;rpf;fpwJ.
,j;jUzj;jpy; kpd;rhug; ghtidiiaf;
Fiwj;jy;> fopTfisf; Fiwj;jy;>
ghtidahsh;fSf;F toq;Ffpd;w
gpsh];hpf; nghjpfspd; msitf;
Fiwj;jy;> xU nghWg;G tha;e;j
njhopy; toq;Fdh; vd;w Kiwapy;
Copah;fspd; eyd;fis Nkk;ghlilar;
nra;jy;> jdJ njhopy;thz;ikfis
tpUj;jpnra;Ak; Nehf;Fld;
Copah;fSf;Fj; Njitahd gapw;rpfis
toq;Fjy;> tpepNahf];jh;fSf;F
epahakhd tpiyfis toq;Fjy;>
tpepNahf];jh;fsplkpUe;J ngw;Wf;
nfhs;fpd;w vOJ fUtpfs; kw;Wk;
cgfuzq;fs; Nghd;wtw;iwAk; nghWg;G
tha;e;j tifapy; jpfof;$bajhf
mtw;iwg; ngw;Wf; nfhs;sf; $ba
tpjj;jpy; cs;sPL %yq;fis toq;Fjy;
kw;Wk; fhw;Wr; rPuhf;fpfs; gad;ghl;il
Fiwj;jy;> Vida kpd; ghtid
cgfuzq;fspd; gad;ghl;il
fl;Lg;gLj;Jtjd; %yk; mtw;wpypUe;J
ntspNaWk; fhgdpd; msitf;
Fiwj;jy; Nghd;w gy;NtW topKiwfs;
%ykhfTk; Rw;whlYf;F ghjfj;ij
Vw;gLj;jhj> r%f epiyikfisg;
ghjpg;gilar; nra;ahj mNjNtis
Nkw;Fwpg;gpl;l Kiwfs; %ykhf
nghUshjhu tsh;r;rpia Nkk;gLj;Jtjd;
%ykhf xU ];jpuj;jd;ikkpf;f tpahghu
Kiwia Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpak; Vw;gLj;JfpwJ.
gq;fPl;Lg;ghl;lhsh;fs; FO 1 – murhq;fk;
2010 Mk; Mz;by; xd;W jpul;ba
epjpaj;jpw;F &gh. 2000 kpy;ypaid
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G
epjpak; gq;fspg;Gr; nra;jJ. ,jd; %yk;
2008 Mk; Mz;by; toq;fpa &gh. 1000
kpy;ypad; kw;Wk; 2009 Mk; Mz;by;
toq;fpa &gh. 2250 kpy;ypad; Mfpa
kuig njhlh;e;Jk; Kd;ndLj;jJ.
-
1
1
2
2
3
2008 2009 2010
Rs. B
illi
on
s
NITF'S CONTRIBUTION TO CONSOLIDATED FUND
jpulba epjpaj;jpw;fhd
Nj.fh.e.ngh.epjpaj;jpd; gq;fspg;G
&gh. gpy;ypad;
jpulba epjpaj;jpw;fhd
gq;fspg;G
&gh. kpy;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
19
toq;Fdh; vy;.hP.hP. “tpNjr
n`f;fpah” Nghd;w ntspehl;L Ntiy
tha;g;G fhg;GWjpj; jpl;lk; Mfpatw;iw
kpFe;j rYif mbg;gilapyhd fhg;GWjpf;
fl;lz tpfpjj;jpy; eilKiwg;gLj;jp
As;sJ. Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpakhdJ ghjpf;fg;gl;l
nghJkf;fsJ Jd;gq;fisAk; mNjNghy;
Kg;gilapduJ Jd;gq;fisAk; jzpf;Fk;
Kfkhf Ntiy epWj;jk;> fyfk;> nray;
Fog;gq;fs;> gaq;futhj epjpak; Mfpa
fhg;GWjpfSf;fhd chpikf; Nfhhpf;if
fis toq;fpajd; %yk; njhlh;r;rpahf
Nritfis ey;fpAs;sJ. 2010 Mk;
Mz;bd; Kjy; fhyhz;Lf;Fg; gpd;dh;
gaq;futhj fhg;GWjp epjpaj;ij 75 tPjk;
,J Fiwj;Js;sJ>
,yq;ifapy; xU fhg;GWjp epWtdk;
ngw;Wf; nfhs;sf; $ba kpf cah;e;j
jug;gLj;jyhd AAA vd;w uhk; (RAM)
cahpa tpUij Njrpa fhg;GWjp
ek;gpf;ifg; nghWg;G epjpak; ngw;Wf;
nfhz;lJ. ,jd; fhuzkhf fhg;GWjpg;
gj;jpuj;ijg; ngw;Wf; nfhz;lth;fsJ ,lh;
Fiwf;fg;gl;lJld; Njrpa fhg;GWjp
ek;gpf;ifg; nghWg;G epjpak; njhlh;ghd
ed;kjpg;Gk; cah;tile;jJ.
ntspehl;L Ntiytha;g;Gf; fhg;GWjpj;
jpl;lj;jpd; fPo; Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpakhdJ kj;jpa fpof;F
ehLfspy; gzpg;ngz;fshf gzpahw;Wfpd;w
,yq;ifah;fSf;F fhg;GWjp fhg;gPLfis
toq;fpAs;sJ. mth;fspy; xU rpyUf;F
ed;nfhilf; nfhLg;gdTfisAk;
toq;fpaJ.
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
20
mf;w`hu fhg;GWjpj; jpl;lj;ij
tphpTgLj;jp Nkk;gLj;Jk; Nehf;Fld; Njrpa
fhg;GWjp ek;gpf;ifg; nghWg;G epjpakhdJ
yq;fh n`h];gpuy; ypkpll;Lld;
gq;fhz;ikia Vw;gLj;jpaJ. Njrpa
fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd;
jtprhsUf;Fk; yq;fh n`h];gpuy; ypkpll;
epWtdj;jpd; rP.
mgptpUj;jp epfo;r;rpj; jpl;lq;fs;>
eyNdhk;Gif epfo;r;rpj; jpl;lq;fs;
Mfpatw;Wld; Copah;fSf;fhd njhopy;
hPjpahd Nkk;ghLfisAk; ,J
toq;Ffpd;wJ.
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
21
gzpahl;njhFjp eyNdhk;Gif KjyPLfs; (&gh) 2007 2008 2009 2010
1. gzpahl;njhFjp eyNdhk;Gifr;
nrytpdq;fs;
2. gzpahl;njhFjp
gapw;rpfs;
3. kUj;Jtf; fhg;GWjp
195>420
946
606>228
421>041
233
1>029>701
716>648
289>268
117>050
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G
epjpa njhopw;gilapdUf;F kj;jpapy;
xw;Wik rkhjhdk; Nghd;w
fyhrhuq;fis Nkk;gLj;Jk; Nehf;Fld;
2010 Vg;gpuypy; Nu];Nfh]; ikjhdj;jpy;
“tUlhe;j gj;kfh coy” (tUlhe;j
jkpo; rpq;fs Gj;jhz;L tpoh)
elj;jg;gl;lJ.
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
22
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd;
kdpj tsq;fs;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
23
njhopy; Kaw;rp
MSif
mwpKfk;
Xh; mikg;gpd; $l;Lhpik MSif kw;Wk; tzpf MSif Mfpatw;iw cs;slf;fpanjhU tiuTr; rl;lkhf njhopy; Kaw;rp MSik jpfo;fpwJ. nrayhw;Wif Kfhikj;Jtj;Jld; cf;jp hPjpahd njhlh;GfisAila mjprpwe;j $l;Lhpik MSiffis miltjd; Clhf jkJ tzpfr; nraw;ghLfis Kd;ndLj;Jr; nry;yf;$ba gpujhd mk;rq;fs; njhlh;gpy; fk;gdpfs; mtjhdj;ijr; nrYj;Jtjw;F tha;g;gspf;fpwJ. ,J xU rthyhfTk; mNjNtisapy; xU tha;g;ghfTk; fhzg;gLfpwJ.
njhopy; Kaw;rp MSifahdJ XU mikg;gpd; KOikahd nghWg;Gf; $wy;fis cs;slf;fpapUg;gJld; $l;Lhpik MSif kw;Wk; tzpf MSif Mfpait njhlh;gpy; rkfhyj;jpy; ftdj;ijr; nrYj;JtJld; nghWg;Gf; $wy; kw;Wk; ,zq;fpr; nry;Yjy; Mfpatw;Wf;fpilapyhd rkepiy njhlh;gpy; mf;fiwfisf; NfhUtJld; Mf;fG+h;tkhd tplaq;fs; kw;Wk; tsg; gad;ghL Mfpatw;iwAk; kjpf;fpwJ. Xh; mikg;ig Kd;ndLj;Jr; nry;yf;$ba kw;Wk; Kiwahd NghjpasT fl;Lg;ghLfisf; nfhz;l tplaq;fisg; NgZtJld; kw;Wk; ,zq;fpr; nry;yf;$ba Vw;ghLfisg; NgZtJld; mtjhdq;fis Nkk;gLj;jf; $ba xUq;fpize;j tiuTr; rl;lq;fisAk; ,J
toq;FfpwJ.
rigf; fl;likg;Gfs; kw;Wk; tfpghfq;fs;> epiwNtw;Wg; gbfs; Nghd;wtw;iw cs;slf;fpajhf ,zq;fpr;nry;yy; fhzg;gLfpwJ. mNjNtis> nrayhw;Wif ghpkhzkhdJ> cghak; kw;Wk; ngWkjp Njhw;wk; Nghd;wd njhlh;gpy; ftdk; nrYj;JfpwJ. rigahdJ cf;jp rhh;e;j jPh;khdq;fis Nkw;nfhs;tjw;Fk;> ,lh; njhlh;ghd cs;shh;e;j tplaq;fisg; Ghpe;J nfhs;tjw;Fk; nrayhw;Wif njhlh;ghd gpujhd mk;rq;fis mwpe;J nfhs;tjw;Fk; jPh;khdk; Nkw;nfhs;sy; njhlh;gpy; gpujhd nfhs;iffis milahsk; fhzgjw;Fk; rigf;F ,J cjTfpwJ.
ghhpastpy; gq;fPl;Lg;ghl;lhsh;
ngWkhdq;fis tpidj;jpwd; kpf;f
Kiwapy; fhj;jpukhf rpf;fdj;Jld;
milAk; nghUl;L Njrpa fhg;GWjp
ek;gpf;ifg; nghWg;G epjpakhdJ
gpd;tUk; gpujhd njhopy; Kaw;rp
MSif rhh; mk;rq;fis
cs;slf;fpAs;sJ.
*mstpLk; jd;ik – khWfpd;w
NjitfSf;Fg; gjpyspf;ff;$ba tpjj;jpy;
fhj;jpukpf;f Kiwapy; Jy;ypakhf mstpLk;
Mw;wy;.
*,irthf;fkiljy; - khWfpd;w
NjitfSf;Nfw;g Jhpjkhfg; gjpyspj;jy;.
*nefpo;r;rpj; jd;ik - khWfpd;w
NjitfSf;Fg; nefpo;r;rpj; jd;ikAld;
nraw;gLk; Mw;wy;.
*,il ,aq;fy; - ,izg;gw;w KiwapYk;
,aq;Fk; Mw;wy;.
*Kaw;rpahz;ik – tha;g;GfSf;Nfw;w
tpjj;jpy; Jhpjkhf gjpy; mspf;Fk; Mw;wy;.
*fz;Lgpbf;ff; $ba jd;ik – jdpj;Jtkpf;f
Kiwapy; milahsk; fhz;gjw;Nfw;w
tpjj;jpy; fhy tuz;Kiwg;gb
,ilj;njhlh;Gfis Gyg;gLj;Jk; Mw;wy;.
*cr;rg;gad; - nray;Kiwfspd;
tpidj;jpwid njhlh;r;rpahf Nkk;gLj;Jk;
Mw;wy;.
*gjpyspj;jy; - Nkw;gb tplaq;fs; njhlh;gpy;
mOj;jk; kpf;f #oypy; my;yJ Fwpg;gpl;l
fhyg;gFjpapDs; gjpyspf;Fk; Mw;wy;.
$l;Lhpik MSifahdJ tpjpfs;>
nray;Kiwfs; my;yJ tpahghuk;
,aq;Ffpd;w xOq;FgLj;jg;gLfpd;w
my;yJ fl;Lg;gLj;jg;gLfpd;w rl;lq;fs;
njhlh;gpy; gue;j tpsf;fj;ij mspf;fpwJ.
NkYk; mjpfhhpfs; gq;fPl;Lg;ghl;lhsh;fs;
my;yJ $l;Lj;jhgdj;jpd; ahg;G kw;Wk;
Efh;Nthh; FOf;fs;> thbf;ifahsh;fs;>
njhopy; Kaw;rp MSif
tzpf MSif (nrayhw;Wif)
$l;Lhpik MSif (,zf;fg;ghL)
nghWg;Gf; $wy; fhg;GWjp
ngWkjp cUthf;fy; tsg;
gad;ghL
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
24
murhq;f xOq;F tpjpfs; Nghd;w
ntspepiyf; fhuzpfs; njhlh;ghd
tpsf;fq;fis cs;slf;fpajhfTk;
$l;Lhpik MSif fhzg;gLfpwJ.
xU fhj;jpukhd fl;Lg;ghl;Lld; $ba
Rw;whlYf;F mjd; ntw;wpf;F cWjpahd
$l;Lhpik MSifapd; mtrpaj;jpd;
Kf;fpaj;Jtj;ij Njrpa fhg;GWjp
ek;gpf;ifg; nghWg;G epjpak;
czh;e;Js;sJ. ,J ,Wjpahf
nraw;gLj;jiy tpidj;jpwd; kpf;f
KiwapYk; fhj;jpukhfTk; rpf;fdkhfTk;
Nkk;gLj;JtJld; tpsk;gur; rpd;dj;jpd;
ew;ngaiuAk; NkNyhq;fr; nra;fpwJ.
NkYk; nghJkf;fs; kj;jpapy;
ek;gpf;ifia Vw;gLj;JtJld;> xOf;fk;>
ntspg;gilj;jd;ik> Rje;jpuk;>
tifg;nghWg;Gf; $wy;> nghWg;Gf; $wy;>
Neh;ik> r%fg; nghWg;G Nghd;w Kf;fpa
$l;Lhpik MSif mk;rq;fis
cUthf;Ftjw;Fk; toptFf;fpwJ.
2006 Mk; Mz;bd; 28 Mk; ,yf;f
Njrpa fhg;GWjp ek;gpf;if epjpa
rl;lj;jpd; fPo; 2006 Mk; Mz;L Njrpa
fhg;GWjp ek;gpf;if epjpak;
];jhgpf;fg;gl;lJ Kjy; ,yq;if gl;laf;
fzf;fhsh; epWtdj;jpdhYk; nghJ
njhopy; Kaw;rp topfhl;bfs; ClhfTk;
$wg;gl;l rpwe;j MSif kw;Wk;
$l;Lhpik MSif eilKiwfs;
Mfpatw;Wf;Nfw;g mjd; $l;Lhpik
MSif eilKiwfs; chpa ghprPyid
fSld; Nkw;nfhs;sg;gl;L tUfpd;wd.
epjp kjpf;$h;ik
2010 Mk; Mz;by; Kfhikj;Jtr; rigapd; epjp kjpf;$h;ik epjp> jpl;lkply; mikr;rpd; gpujk fzf;fhsuhYk; epjp> jpl;lkply; mikr;rpd; Nkyjpfr; nrayhshpdhYk; rpwg;ghd Kiwapy; gyg;gLj;jg;gl;lJ.
fhg;GWjp kjpf;$h;ik
2010 Mk; Mz;by; Kfhikj;Jtr;
rigapd; fhg;GWjp kjpf;$h;ik> Gjpjhf
epakpf;fg;gl;l jtprhshpdhYk;
gzpg;ghsh; rigapdhYk; rpwg;ghd
Kiwapy; gyg;gLj;jg;gl;lJ.
Kfhikj;Jtr; rig
epjp tplaj;jpw;Fg; nghWg;ghd
mikr;rhpdhy; epakpf;fg;gLk; vl;L
cWg;gpdh;fs; mlq;fpa rig xd;wpdhy;
Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G
epjpak; Kfhik nra;ag;gLfpwJ. epjp
mikr;rpd; xU gpujpepjpAk;> Rfhjhu
mikr;rpd; xU gpujp epjpAk;> nghJ
epUthf mikr;rpd; xU gpujpepjp Ak;
,yq;if fhg;GWjp ek;gpf;ifg;nghWg;Gr;
rig apd; gzpg;ghsh; mjpgjpAk; epjp>
tq;fp> fhg;GWjp> Kfhikj;Jtk;> rl;lk;
Mfpa Jiwfisr; rhh;e;j epGzh;fisg;
gpujpepjpj;Jtg;gLj;jp mikr;rhpdhy;
ngah; Fwpf;fg;gLk; NtW Ml;fs;
%tUk; Fwpj;j Kfhikj;Jtr; rigapy;
mq;fk; tfpg;gh;. xU gpujpepjpia mjd;
jtprhsuhf epakpf;Fk; jj;Jtk;
mikr;rUf;F cz;L. ,t;thW
epakpf;fg;gl;l jpfjpapypUe;J rigapd;
rfy cWg;gpdh;fSk; 05 Mz;L
fhyj;jpw;Fg; gjtp tfpf;f Ntz;Lk;.
Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G
epjpaj;jpd; gzpg;ghsh; rig vd;w
jiyg;gpd; fPo; gzpg;ghsh; rig
cWg;gpdh;fspd; ngah;fs; jug;gl;Ls;sd.
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
25
cs;sff; fl;Lg;ghL
2010 Mk; Mz;by; gphpTfspd; cs;sff;
fzf;fha;T> NtiyepWj;jq;fs;>
fyfq;fs;> rptpy; nfhe;jspg;Gfs;>
gaq;futhj epjpak; cs;spl;l cs;sff;
fzf;fha;T mYty;fs; cs;sff;
fzf;fha;Tg; gphptpdhy;
epiwNtw;wg;gl;ld.
fzf;fha;Tf; FO
2010 Mk; Mz;by; fzf;fha;Tf; FO
mikf;fg;gl;lJld;> mjd; Nehf;nfy;iy
tUkhW:-
1. cs;sff; fzf;fha;Tg; nghWg;Gfis eph;zapj;jYk;
tUlhe;jf; fzf;fha;Tj;
jpl;lq;fspd; kPsha;Tk;.
2. epWtdj;jpd; rfy nraw;ghLfSk;> cs;sf MSif
Kiwikapd; kPsha;Tk; kjpg;gPLk;
3. fpua tpisTg; ngUf;f nrayhw;Wifia mbf;fb
kPsha;T nra;jYk;> tpuakhFk;
nrytpdq;fs; Kjypatw;iw
,y;yhky; nra;jYk;.
4. ntspepiy fzpdpfSld; $l;bizTk; fzf;fha;thsh;
jiyik mjpgjpapd; ntspepiy
Kfhikj;Jtf; fbjq;fspy;
mlq;fpAs;s mwpTWj;jy;fisg;
gpd;gw;WjYk;.
5. rl;ljpl;lq;fs;> tpjpfs;> epajpfs;> Rw;WepUgq;fSf;F ,zq;f
nrayhw;wg;gLtij cWjpahf
Njb mwpe;Jnfhs;s;y.
6. fzf;fPl;L epakq;fSf;F ,zq;f nrayhw;Wtij cWjpg;gLj;Jk;
nghUl;L epjpf; $w;Wfis
kPsha;T nra;jy;
7. khw;Wj; jPh;Tfshf eltbf;if vLg;gij cWjpnra;Ak; nghUl;L
cs;sff;
fzf;fha;T/ntspepiyf;
fzf;fha;T mwpf;iffs;>
Kfhikj;Jtf; fbjq;fis
kPsha;T nra;jy.
8. nghJ njhopy;Kaw;rpfs; gw;wpa FOtpd; tpjg;GiufSk;
fl;lisfSk;
nraw;gLj;jg;gLtij kPsha;T
nra;jy;.
9. Mz;L mwpf;ifapy; cs;slf;Fk; nghUl;L nraw;FOtpd; KbTfs;
gw;wpa mwpf;iffisj;
jahhpj;jy;.
jfty;fis toq;Fjy;
nrayhw;Wif Fwpj;j khjhe;j
mwpf;iffSk; fle;j rigf; $l;l
mwpf;iffSk; Vida Mtzq;fSk;
rigf; $l;lq;fs; ,lk;ngWtjw;F xU
thu fhyj;jpw;F Kd;dNu
mwpe;Jnfhs;tjw;fhf gzpg;ghsh;
rigf;F tpepNahfpf;fg;gLk;.
cghaKiwj; jPh;khdq;fSf;F
tUk;nghUl;L jtprhsh; cs;spl;l rig
khjhe;jk; $LfpwJ. 2010 Mk; Mz;by;
9 Kiwfs; rig $bAs;sJ. NkYk;
2010Mk; Mz;Lf; fhyg;gFjpapDs; 4
fzf;fha;Tf;FOf; $l;lq;fs;
eilngw;wd.
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
26
njhopy; Kaw;rp ,lh; Kfhikj;Jk;
mwpKfk;
njhopy; Kaw;rp ,lh; Kfhikj;Jtk; vd;gJ Xh; xUq;fpize;j ,lh; Kfhikj;Jt njhlh;
nraw;ghlhFk;. ,J Xh; mikg;G vjph;nfhs;fpd;w rfytpjkhd ,lh;fisAk; mt;
mikg;gpYs;s rfy jpizf;fsq;fSk; $l;lhf xw;WikAld; ,ize;J Nkw;nfhs;s Ntz;ba
eltbf;iffs; njhlh;gpy; ftdk; nrYj;JfpwJ. cWjpaw;w jd;ikfis tpidj;jpwDld;
Kfhikj;Jtk; nra;jy;> ,lh;fSf;F gjpyspj;jy;> mt;tpjkhd epiyikfs; Vw;gLfpd;w NghJ
mtw;iwj; jzpj;jy; Nghd;wd njhlh;gpy; njhopy; Kaw;rp ,lh; Kfhikj;Jtk; xU tiuTr;
rl;lj;jpid toq;FfpwJ. Vw;fdNt eilKiwapypUe;j ,lh; Kfhikj;Jtr; nraw;ghLfisg;
Nghyy;yhJ njhopy;Kaw;rp ,lh; Kfhikj;Jt vz;zf;fUthdJ ,lh;fs; njhlh;ghd
gFg;gha;TfshdJ xU mikg;gpd; rfy gFjpfspYk; Nkw;nfhs;sg;gly; Ntz;Lk; vd;w
tplaj;ij Gyg;gLj;JfpwJ. Nj.fh.e.ngh. epjpaj;jpd; njhopy; Kaw;rp ,lh; Kfhikj;Jtj;jpd;
,yf;fhdJ> njhopy;; Kaw;rp ,lhpd; gpujhd mk;rq;fis ed;F Ghpe;J nfhs;tJld; rpNu\;l
Kfhikj;Jtk; tpUk;Gfpd;w msTf;F kpfr; rpwg;ghf tpidj;jpwDld; njhopy; Kaw;rp ,lh;
njhlh;ghd tplaq;fis Kfhikj;Jtk; nra;tjhFk;.
fhg;GWjpj; Jiwapy; mjfhpj;J tUfpd;w Nghl;bfis kpf ntw;wpfukhf vjph;nfhs;tjw;F
njhopy; Kaw;rp ,lh; Kfhikj;Jtk; xU Kf;fpakhd mk;rk; vd Njrpa fhg;GWjp ek;gpf;ifg;
nghWg;G epjpak; fUfpwJ. Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd; njhopy; Kaw;rp
,lh; Kfhikj;Jt cghaq;fshdJ> gpujhdkhf ,lh; el;lk; kw;Wk; $l;Lhpik cghaq;fs;
Mfpatw;Wf;fpilapyhd xUikg;ghL> njhlh;G tsh;r;rp> ,lhpd; ngWNgWfs;> ,lh; njhlh;ghd
gjpyspg;Gfis Nkk;gLj;Jjy;> nraw;ghl;L el;lq;fisAk; ,og;Gf;fisAk; Fiwj;jy;> njhopy;
Kaw;rp glh;e;j ,lh;fis Kfhikj;Jtk; nra;jy;> tha;g;Gfis ,dq;fz;L mjd;
mbg;gilapy; nraw;gly; toq;fis tpidj;jpwd; kpf;f Kiwapy; Kfhikj;Jtk; nra;jy;
Mfpatw;iw gpujhdkhf ,J cs;slf;fpAs;sJ.
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; cs;shh;e;j> ntspepiy kw;Wk; ,lh;
Kfhikj;Jt #oiktpy; nraw;gl;L mjd; %yk; mikg;gpd; Nehf;fq;fis miltjw;F
jilahf ,Uf;fpd;w nghUs; hPjpahd mr;RWj;jy;fis ,dq;fz;L> mt;tpj xt;nthU nghUs;
hPjpahd ,lhpd; tpisTfs; vt;thW gue;Js;sd> mtw;wpd; msit Jy;ypakhf fzpg;gpLtJ
cs;slq;fyhf ,lhpd; jd;ikia gFg;gha;T nra;J> ,lh;fis xUq;fpizj;J> ,lh;fis
kjpg;gpl;L> Kd;Dhpikg;gLj;jp> ,lh; njhlh;gpy; ftdkhf nraw;gl;L tha;g;Gfis gad;gLj;jp>
,lh; #oiy fzfhzpj;J kPsha;T nra;J nra;wglf;$ba tpj;jpy; xU fhj;jpukhd njhopy;
Kaw;rp ,lh; Kfhikj;Jt cghaj;ij xUq;fpizj;Js;sJ.
Nghl;bj;jd;ik kpFe;j fhg;GWjpj; JiwapNy epfof; $ba nefpo;r;rpg; Nghf;Ffs;>
neUf;fbapypUe;J Jhpjkhf kPSk; Mw;wy; Mfpatw;iw Nkk;gLj;Jk; Nehf;Fld; ed;F
nraw;gly;> KbTWj;jy; khw;wq;fs;> nghWikAld; nraw;gly; Nghd;w gpujhd njhopy; Kaw;rp
,lh; Kfhikj;Jt cghaq;fis Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
Njhw;Wtpj;Js;sJ.
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
27
,lh; (el;l Mgj;J) Kfhikj;Jtj;jpd; nghWg;G
jkJ nghWg;Gfspd; Xh; mq;fkhf (el;l Mgj;J) Kfhikj;Jtk; cghaKiwfis
epr;rapf;Fk; nghWg;ig gzpg;ghsh;fs; rigaplKk; fzf;fha;Tf; FOtplKk;
xg;gilj;Js;sJ. el;l Mgj;J kw;Wk; cs;thhpahd fl;Lg;ghl;il fz;fhzpj;jYk;
epWtdj;jpd; cghaKiw Fwpj;J Copah;fis mwpTWj;JtJ njhlh;ghd nghWg;Gk;
epr;rapf;Fk; nghWg;Gk; fzf;fha;Tf; FOtplk; fhzg;gLfpd;wd.
jhf;Fjypd; msT (gpd;tpisTfs;) epfof;$bad njhlh;ghd fzpg;gPLfs;
Mfpatw;wpd; mbg;gilapy; ,dk; fhzg;gl;l ,lh;fs; Kd;Dhpikg;gLj;jg;gLk;
ed;F nraw;gly;
Kd;$l;bNa eltbf;if vLg;gjd; %yk; Vw;Wf; nfhs;sf;$bastpw;F ,lh; Vw;gLtijf; Fiwg;gjw;Fk;> epfof; $ba ,lh; my;yJ mjd; jhf;fk; Mfpatw;iwf; Fiwg;gjw;Fk; ,t; cgha Kiw %yk; vjph;ghh;f;fg;gLfpd;wJ. Gjpa
eilKiwfisr; nraw;gLj;jy;> mjpfsT Muk;gfl;l Ntiyfis Nkw;nfhs;sy; my;yJ mjpfstpy; ];jpuj;jd;ik kpf;f tpepNahfj;jh;fisj; njhpTnra;jy; Nghd;wtw;wpd; %yk; ,lh; jzpg;G eilngwyhk;. khWfpd;w epiyikfisf;
fUj;jpw;nfhz;Lk; ,lh; jzpg;G ,lk;ngwyhk;. ,q;F epfo;r;rpj; jpl;lj;jpw;F mjpfsT tsq;fs; my;yJ Neuj;ij toq;Ftjd; %yk; ,lh; epfof; $ba tha;g;Gfis Fiwf;fyhk;.
KbTWj;jy;
,lh; KbTWj;jy; my;yJ mjidj; jtph;j;jy; vdg;gLtJ ,liu ,y;yh njhopg;gjw;fhf my;yJ mjdhy; Vw;gLk; jhf;fj;jpypUe;J fUj;jpl;l Nehf;fq;fis ghJfhg;gjw; fhf fUj;jpl;l jpl;lq;fis khw;wpaikg;gjhFk;. vy;yh tpjkhd ,lh;fis ,y;yh njhopf;f Kbahj nghOjpYk; ,t;tifahd Kw;ghJfhg;G eltbf;if fis Nkw;nfhs;tjd; %yk; rpytw;iw ,y;yhnjhopf;f KbAk;
khw;wk;
,lh; khw;wj;jpd; %yk; Xh; ,lhpd; gpd;tpisTfis %d;whk;
jug;nghd;Wf;F gjpyspf;Fk; nghWg;Gld; khw;Wtjw;F
vjph;ghh;f;fg;gLfpd;wJ. ,liu khw;Wtjd; %yk; mjid
,y;yhnjhopf;f KbahJ@ mjid Kfhikj;Jtk;
nra;tjw;fhd nghWg;ig kw;nwhU jug;gpw;F toq;FfpwJ.
epjp hPjpahd ,lh;fis ifahs;tjw;F ,JNthh; kpfr;
rpwg;ghd KiwahFk;. ,J kw;wj; jug;gpw;F toq;Ffpd;w Xh;
xg;ge;jkhftpUf;fyhk; my;yJ fhg;GWjpiag; nghWj;jtiuapy;
fhg;GWjpf; fl;Lg;gzj;ij nrYj;Jtjhf ,Uf;fyhk;.
nghWik fhj;jy;
fUj;jpl;lkhdJ ,lh; njhlh;gpy; nraw;gLtjw;fhf fUj;jpl;lj; jpl;lq;fspy; vt;tpj khw;wq;fisAk; Nkw;nfhs;tjpy;iy my;yJ NtW VjhtJ nghUj;jkhd cghaq;fis ,dq;fhz KbahJ vd jPh;khdpf;fpd; tplaq;fis ,t; cghak;
vLj;Jiuf;fpwJ. ,jNdhL njhlh;Gila nryTfs; nryTr; rpf;fdkpy;yhjitahff; fhzg;gLfpd;w nghOJ ,lh; Vw;Wf; nfhs;sYk; epfo;fpwJ. ,dq;fhzg;gl;l ,lh; Vw;gl;lhy; mJ njhlh;gpy; nraw;gLtjw;fhf Xh; jw;nray; jpl;lj;ij
cUthf;FtNj nghJthd tplakhFk;. Xh; ,lh; Vw;gLk; NghJ mJ njhlh;gpy; nraw;gLtjw;fhf jw;nray; jpl;lnkhd;iw cUthf;fy; Nghd;wtw;iwAk; cs;slf;fpajhf nraw;gLk; ,lh; nghWik fhj;jy; jpl;lk; fhzg;glyhk;.
fUj;jpl;lf;FO vt;tpj eltbf;iffisAk; Nkw;nfhs;shky; ,lh; Vw;gLfpd;w nghOJ mjw;Nfw;w tpjj;jpy; nraw;gLtij nghWik nkszp jpl;lk; vLj;Jiuf;fpwJ.
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
28
,liu milahsk;
fhzy;- Risk ID R01
1. ,lhpd; ngah; Nj.fh.e.ngh.epWtd tpahghur; rpd;dk; njlh;ghd ,lh;.
2. ,lhpd;
jhf;nfy;iy
cah;thd fld; jug;gLj;jy;> chpikf; Nfhhpf;if nfhLg;gdTfis toq;Ftjpy; fhzg;gLk; ek;fgj;jd;ik> kpfr; rpwg;ghd thbf;ifahsh; nrit Mfpad njhlh;gpy; rpwg;ghd ew;ngaiuAila Xh; mikg;G vd;w Kiwapy; Vida Nghl;bahsh;fis tpl rpwg;ghf nraw;gLKfkhf Nghl;bj; jd;ikapy; cs;s rhjfkhd tpisTfisg; Ngz Ntz;Lk;.
njhiyf; fhl;rp epfo;r;rpfs;> gj;jphpif tpsk;guq;fs;> Mrphpaj; jiyaq;fr; nra;jpfs;> thbf;ifahsh; Near; nraw;ghLfs;> gpur;rhuk; Nghd;w tpahghur; rpd;d Kfhikj;Jt nraw;ghLfis Nkw;nfhs;tjd; %yk; Nj.fh.e.ngh. epjpaj;jpd; $l;Lhpik tpahghur; rpd;dk; Nkk;ghL milAk;.
3. ,lhpd; jd;ik re;ijAld; njhlh;Gilait
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; ew;ngaiu cah;thfg; NgZtJ mikg;gpYs;s midtuJk; nghWg;ghFk;.
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
4*4
,liu milahsk;
fhzy;- Risk ID R02
1. ,lhpd; ngah; chpikf; Nfhhpf;if mjpfhpg;G
2. ,lhpd;
jhf;nfy;iy
chpik Nfhhpf;iffs; mjpfhpg;gjd; tpisthf ,lh; fhuzpfs;> jpBnud mjpfhpf;Fk; tha;g;Gs;sd.
,og;Gr; rPh; nra;jy;> chpikf; Nfhhpf;iff; FOf;fs; %ykhf Gydha;T tprhuizfs; Mfpatw;wpd; %yk; Neh;ikaw;w chpikf; Nfhhpf;iffis jLg;gjd; %yk; chpikf; Nfhhpf;if mjpfhpg;G njhlh;ghd ,lh;fis jLf;f KbAk;.
3. ,lhpd; jd;ik epjpAld; njhlh;Ggl;lJ.
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; chpikf; Nfhhpf;if nray;Kiwj; jpizf;fsq;fs;
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
4*3
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
29
,liu milahsk;
fhzy-; Risk ID R03
1. ,lhpd; ngah; tpahghu ];jpuj; jd;ik kw;Wk; ,lh; tp];jhpg;G
2. ,lhpd;
jhf;nfy;iy
Gjpa cw;gj;jp mgptpUj;jp %ykhf Nghl;bapy; rpwg;ghfj; jpfo Kw;gLifapy; rpwg;Gf; FWQ;re;ij kw;Wk; tha;g;Gs;s Nfs;tpfs; njhlh;ghf vOk; ,ilntspfs; njhlh;gpy; Nghjpa ftdk; nrYj;jg;gly; Ntz;Lk;.
NtiyepWj;jq;fs;> fyfq;fs;> rptpy; nfhe;jspg;Gfs;> gaq;futhj fhg;GWjp> Nkhl;lhh; thfdf; fhg;GWjp> mf;u`hu fhg;GWjp> ntspehl;L Ntiytha;g;Gf; fhg;GWjp> kPs; fhg;GWjp Kjyhd mNefkhd cghaKiw tpahghug; gphpTfSf;F gy;tifikailjd; Clhf el;l Mgj;J Fiwj;Jf; nfhs;sg;gl;Ls;sJ.
3. ,lhpd; jd;ik cf;jp rhh;e;jJ.
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; rk;ge;jg;gl;l jpizf;fsq;fisr; Nrh;e;j gzpahl;njhFjpapdh;
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
3*3
,liu milahsk;
fhzy -Risk ID R04
1. ,lhpd; ngah; tpidkDf; Nfhuy; ,lh;
2. ,lhpd;
jhf;nfy;iy
Gjpa fhg;Wjp epWtdq;fspd; tUif fhuzkhfTk;> tpiykDf; Nfhuy;fspy; tpiy Fwpj;jy; njhlh;gpy; fhzg;gLk; Nkhrkhd eltbf;iffs; fhuzkhfTk; Nghl;bfs; mjpfhpj;Js;sJld; Gjpjhf ,j;Jiwapy; gpuNtrpg;gth;fs; Fiwthd fhg;GWjpf; fl;lzj;ij eph;zapg;gjd; %yk; re;ijapy; jkf;fhd tha;g;ig mjpfhpj;Jf; nfhs;tjw;fhd Fiwthd ,yhgj;jpy; nraw;gl Kw;gLtjd; %yKk; ,j;Jiwapy; ,lh;fs; mjpfhpj;Js;sd.
,t;tpjkhd ,lh;fisj; jzpf;Fk; Kfkhf> tpiykDf; Nfhuy;fisj; jahhpg;gjw;F Kd;dh; tpQ;Qhd hPjpahd rhj;jpag;ghl;Lf; fzpg;gPLfs; Nkw;nfhs;sg;gLfpd;wd.
3. ,lhpd; jd;ik Nghl;b njhlh;ghdJ
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; gzpahl; njhFjpapdUld; njhlh;Gila xg;GWjp
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
4*2
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
30
gpd;tpisT)
,liu milahsk;
fhzy- Risk ID R05
1. ,lhpd; ngah; KjyPl;Lf; fld; ,lh;> fpufpj;jy; ,lh;
2. ,lhpd;
jhf;nfy;iy
fldpW tYtpog;G epiyik fhuzkhf epjp epWtdq;fs; gzj;ijr; nrYj;j Kbahj epiyik Vw;gLfpd;w nghOJ KjyPl;Lf; fld; ,lh; Vw;gLfpd;wJ.
kf;fs; tq;fp> ,yq;if tq;fp> Njrpa Nrkpg;G tq;fp Nghd;w gy;NtW tq;fpfspy; KjyPLfis Nkw;nfhs;tjd; %yk; fpufpj;jy; njhlh;ghd ,lh;fs; jzpf;fg;gLfpd;wd.
KjyPl;Lf; fld; ,liuf; Fiwe;j kl;lj;jpy; vspJgLj;Jk; nghUl;L jpiwNrhp cz;bay;fs;> REPOs > jpiwNrhp Kwpfspy; el;l Mgj;Jfs; mw;w KjyPLfs; mur tq;fpfspy; khj;jpuk; nra;ag;gLfpd;wd.
3. ,lhpd; jd;ik epjpAld; njhlh;Gilait
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; khw;wPL epjpaply; Kiwfis Kfhikj;Jtk; ehlNtz;Lk;.
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
2*3
,liu milahsk;
fhzy - Risk ID R06
1. ,lhpd; ngah; cgha Kiw Rw;whly; rhh; ,lh;
2. ,lhpd;
jhf;nfy;iy
Rw;whlypy; Vw;gLfpd;w Jhpj khw;wq;fs;> rpf;fy;fs; Nghd;wtw;wpd; fhuzkhf murpay;> nghUshjhu> r%f-fyhrhu> njhopy;El;g hPjpahd khw;wq;fs; Vw;glyhk;.
cghaKiw Nehf;fq;fis va;Jtij cWjpg;gLj;jpf; nfhs;Sk; nghUl;L Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd; cgha Nehf;fk; kPJ ghjpg;Gr; nrYj;jf;$ba ,yq;ifapd; fhg;GWjpj; JiwAld; njhlh;Ggl;l
murpay;> njhopy;El;g> r%f-fyhrhu/ nghUshjhu mgptpUj;jpfs; fhg;GWjpj; Jiwapd; Nghl;bahsh;-thbf;ifahsh; ,af;fhw;wy;fs; Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G epjpaj;jpdhy; ftdkhff; fz;fhzpf;fg;gl;L tUfpd;wd.
3. ,lhpd; jd;ik epjp hPjpahdJ
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; rpNu\;l Kfhikj;Jtk;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
31
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
1*5
,liu milahsk;
fhzy -Risk ID R07
1. ,lhpd; ngah; rh;tNjr ,lh; (el;l Mgj;J)
2. ,lhpd;
jhf;nfy;iy
Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G epjpaj;jpd; tpahghu eltbf;iffs; kPJ Neubahfg; ghjpg;Gr; nrYj;jpAs;s rh;tNjr murpay; kw;Wk;
r%f/nghUshjhu ,af;fhw;wy;fs; Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpdhy; Nkw;ghh;it nra;ag;gl;Ls;sd.
,yq;ifapd; Gyk;ngah; Copah;f spy; ngUk;ghyhNdhh; thOk; kj;jpa fpof;F ehLfspd; rhh;Gg; Nghf;Ffs; kw;Wk; Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G epjpaj;jpd; kPs; fhg;GWjpg; gphpT rhh;e;j rh;tNjr tpahghu rhh;Gg; Nghf;Ffis Kfhikj;Jtk; nra;tJk; Fwpg;ghf fz;fhzpg;gJk; mjpy; mlq;Fk;.
3. ,lhpd; jd;ik Rw;whly;
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; ntspehl;L Ntiytha;g;G kw;Wk; kPs; fhg;GWjp gzpahl;njhFjp.
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
2*3
,liu milahsk;
fhzy -Risk ID R08
1. ,lhpd; ngah; jfty; njhopy;El;gk; rhh; ,lh;
2. ,lhpd;
jhf;nfy;iy
fhg;GWjp fl;Lg;gz nray;Kiw> chpikf; Nfhhpf;if nray;Kiw> fzf;fpay; nray;Kiw Mfpad njhlh;gpy; fzpdp nkd;nghUs;fis gad;gLj;JtJ Efh;NthUf;fhd Nritfis toq;Ftjpy; xU Kf;fpa mk;rkhFk;.
jfty; njhopy;El;g el;l Mgj;Jfis Kwpabf;f khw;Wj; jPh;Tfshf gy;NtW eltbf;iffs; vLf;fg;gl;Ls;sd. itu]; jhf;fj;ijj; jLf;Fk; nghUl;L Njrpa fhg;GWjp ek;gpf;ifg;nghWg;G epjpa mYtyfj;jpd;
fzpdpfspy; Sophos Anti-virus gf;Nf[; epWtg;gl;Ls;sJ. Kiwikfs; nray;
,og;gjd; %yk; vof;$ba el;lq;fs; Backup Storage Systems kw;Wk; njhlh;
tY Kiwikfs; Clhf Fiwf;fg;gl;Ls;sd.
3. ,lhpd; jd;ik jfty; njhopy;El;gk;> jfty; cf;jpfs;
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
32
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; jfty; njhopy;El;gg; gzpahl;fs;
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
4*3
,liu milahsk;
fhzy -Risk ID R09
1. ,lhpd; ngah; nraw;ghl;L ,lh; (el;l Mgj;J)
2. ,lhpd;
jhf;nfy;iy
nraw;ghLfis fzpdpkag;gLj;Jtjd; Clhf nraw;ghl;L el;l Mgj;Jfs; Fiwf;fg;gLfpd;wd. fl;Lg;gzq;fisj; jpul;Ljy;> chpikf; Nfhhpf;iff; nfhLg;gdTfs; njhlh;gpy; Vw;gLk; tOf;fisAk; Kuz;ghLfisAk; Fiwj;Jf; nfhs;Sk; nghUl;L NtiyepWj;jq;fs;> fyfq;fs;> rptpy; nfhe;jspg;Gfs;> gaq;futhj epjpaj;jpdJk; Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpdJk; Vida gphpTfspd; cs;sff; fzf;fha;T mYty;fs; cs;sff; fzf;fha;Tg; gphptpdhy; epiwNtw;wg;gl;Ls;sd. NkYk;> tOf;fisAk; Kuz;ghLfisAk; Fiwj;Jf;nfhs;Sk; nghUl;L mYtyf nraw;ghl;L mYty;fs; fzpdpkag;gLj;jg;gl;Ls;sd.
3. ,lhpd; jd;ik epjp hPjpahd njhlh;Gfs;
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs; chpikf; Nfhhpf;if nray; Kiwj; jpizf;fsq;fs;
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
5*1
,liu milahsk;
fhzy -Risk ID R10
1. ,lhpd; ngah; Gjpa cw;gj;jp mgptpUj;jp ,lh;
2. ,lhpd;
jhf;nfy;iy
Gjpa fhg;GWjpj; jpl;lq;fis cUthf;Ffpd;w nghOJ Vw;glf;$ba el;lq;fs; njhlh;ghf Gjpa cw;gj;jp mgptpUj;jp ,lh; Fwpg;gpLfpwJ.
,yhg el;lkw;w Gs;spg; gFg;gha;T> czh;jpwd; gFg;gha;T> epiyikg; gFg;gha;T cs;slq;fyhf Jhpj rhj;jpag;ghL fzpg;gPLfis Nkw;nfhs;tjd; %yKk;> fhg;GWjpj; jpl;lj;jpd; tpjpKiwfisAk; epge;jidfisAk; tFg;gjd; %yKk; Gjpa cw;gj;jp mgptpUj;jp njhlh;ghd ,lh;fis jzpf;f KbAk;.
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
33
3. ,lhpd; jd;ik epjp hPjpahd njhlh;Gfs;
4. rk;ge;jg;gl;l
gq;fPl;Lg;ghl;lhsh;fs;
Fwpg;gpl;l fhg;GWjp (nghJf; fhg;GWjp> mf;u`hu Nghd;w) jpizf;fs
gzpahl;njhFjpapdh;.
5. epfof; $ba
msT kjpg;GW
*(fhy ,ilNtis>
gpd;tpisT)
3*4
,lh; kjpg;gPl;L mr;Rthh;g;GU
Nkw;nrhd;d ngWNgWfspd; mbg;gilapy;> gpd;tUk; ,lh; kjpg;gPl;L mr;R thh;g;GUtpy;
fhzf;$ba el;l Mgj;Jfspd; jPtpuj;jd;ikapd; kPJ mike;J Njrpa fhg;GWjp
ek;gpf;ifg;nghWg;G epjpaj;jpd; Kf;fpa el;l Mgj;Jfs; gw;wpa jlitfspd;
vz;zpf;ifg; gFg;gha;T Kf;fpa ftdj;jpw;F cl;gl;Ls;sJ.
jlitfspd; vz;zpf;if (epfof;$bait)
1 2 3 4 5
jhf;fk;;
1
R09
2
R04
3
R07
R05
R03
R02
R08
4
R10 R01
5
R06
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
34
4. epjpf; $w;Wf;fs;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
35
tUkhd kw;Wk; nryTf; $w;W
NATIONAL INSURANCE TRUST FUND
STATEMENT OF INCOME AND EXPENDITURE (All figures in Sri Lankan Rupees)
For the year ended December 31,
2010 2010 2010 2009
Notes Agrahara & Other SRCC & Tr. Total Total
Revenue
Net Earned Premium Income 01 1,892,214,736 2,034,255,121 3,926,469,856 4,019,486,220
Benefits, Losses and Expenses
Insurance claims and benefits 02 (1,615,721,920) (676,351,063) (2,292,072,983) (2,075,936,806)
276,492,815 1,357,904,058 1,634,396,873 1,943,549,415
Other Revenue - -
Investment Income 109,025,357 689,091,680 798,117,037 1,364,459,074
Interest on Loans - 16,982,331 16,982,331 15,125,027
Other income 1,006,353 - 1,006,353 471,787
110,031,710 706,074,011 816,105,721 1,380,055,889
Expenditure - -
Staff related costs 03 41,122,011 1,204,021 42,326,032 33,124,615
Administration Expenses 04 39,769,135 5,366,871 45,136,006 49,246,381
Finance & Other expenses 05 6,907,839 25,517,858 32,425,697 38,401,103
Total expenditure 87,798,985 32,088,749 119,887,735 120,772,099
Income over expenditure 298,725,540 2,031,889,319 2,330,614,859 3,202,833,204
(rfy ngWkhdq;fSk; ,yq;if &ghtpy;)
tUkhdk;
Njwpa ciof;fg;gl;l fl;Lg;gz tUkhdk;
ed;ikfSk;> ,og;GfSk;> nryTfSk;
fhg;GWjp chpikf; Nfhhpf;iffSk; ed;ikfSk;
gpw tUkhdk;
KjyPl;L tUkhdk;
fld;fs; kPjhd tl;b
gpw tUkhdk;
nrytpdk;
gzpahl;nlhFjpapdUf;fhd nryTfs;
epUthfr; nryTfs;
epjp kw;Wk; gpw nryTfs;
nkhj;jr; nrytpdk;
nrytpdj;Jf;F Nkyhd tUkhdk;
2010 2010 2010.12.31 2009.12.31 Fwpg;Gfs; mf;u`huhTk; Nt.f.rp.nfh.g.ep. nkhj;jk; nkhj;jk; gpwTk;
jpnrk;gh; 31 Mk; jpfjpAld;
Kbtile;j Mz;Lf;fhdJ
tuT> nryTf; $w;W
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
36
Ie;njhif
epjp Kfhikahsh;
epjp njhlh;ghd epjpf; $w;Wf;fs; ,yq;if fzf;fha;Tj; juhjuq;fSf;F Vw;g fhzg;gLfpd;wJ vd ehd; cWjpg;gLj;JfpNwd;.
epjpf; $w;Wf;fis jahhpj;J mjid rkh;g;gpg;gjw;fhd nghWg;G gzpg;ghsh;fs; rigia rhh;e;jjhFk;.
rig rhh;ghf xg;gk;
(rfy ngWkhdq;fSk; ,yq;if &ghtpy;)
2010 2010 2010 mf;u`huhTk; Nt.f.rp.nfh.g.ep. nkhj;jk; Fwpg;Gfs; gpwTk;
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
nrhj;Jf;fs;
elg;Gr; nrhj;Jf;fs; my;yhjit
Mjdk;> nghwpj;njhFjp cgfuzk;
KjyPLfs;
elg;Gr; nrhj;Jf;fs;
ngwg;glw;ghyit
fhRk; fhRf;F epfuhditAk;
nkhj;jr; nrhj;Jf;fs;
chpik KjYk; nghWg;GfSk;
chpik Kjy;
jpuz;l epjpak;
njhopy;El;g xJf;F
ciof;fg;glhj fl;Lg;gzk;
gpw;Nghlg;gl;l juF
nghWg;Gfs;
elg;Gg; nghWg;Gfs; my;yhjit
mur nfhil
nrYj;jg;glw;ghyjhd ,yhgj;juF
elg;Gg; nghWg;Gfs;
nrYj;jg;glw;ghyjhd chpikf;
Nfhhpf;if
gpw nrYj;jg;glw;ghyit
nkhj;j chpik KjYk; nghWg;Gk;
Ie;njhif
jpnrk;gh; 31 ,Ys;sthW
2009
nkhj;jk;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
37
jpul;ba epjpaj;jpyhd khw;wq;fs; gw;wpa $w;W
(All figures in Sri Lankan Rupees)
As at December 31,2010
2010 2010 2010 2009
Agrahara & Other SRCC & Tr. Total Total
ACCUMULATED FUND
Accumululate d Fund as at 31 December of the year 1,422,320,927 7,942,531,369 9,364,852,296 8,412,019,579
Prior Year Adjustment
Less: Contribution to Consolidated Fund (2,000,000,000) (2,000,000,000) (2,250,000,000)
Income over Expenditure 298,725,540 2,031,889,319 2,330,614,859 3,202,833,204
Accumululated Fund as at 31 December of the year 1,721,046,467 7,974,420,689 9,695,467,155 9,364,852,783
(rfy ngWkhdq;fSk; ,yq;if &ghtpy;)
2010 2010 2010 2009 mf;u`huhTk; Nt.f.rp.nfh.g.ep. nkhj;jk; nkhj;jk; gpwTk;
2010 jpnrk;gh; 31 Mk; jpfjpAld;
Kbtile;j Mz;Lf;fhdJ
jpul;ba epjpak;
2009.12.31 ,y; cs;sthwhd jpul;ba epjpak;
Kd;ida Mz;bd; rPuhf;fy;fs;
fopf;f : jpul;ba epjpaj;Jf;fhd gq;fspg;G
nrytpdj;Jf;F Nkyhd tUkhdk;
2009.12.31 ,y; cs;sthwhd jpul;ba epjpak;
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
38
fhRg;gha;r;ry; $w;W NATIONAL INSURANCE TRUST FUND
STATEMENT OF INCOME AND EXPENDITURE (All figures in Sri Lankan Rupees)
For the year ended Decmber 31,
2010 2009
Cash flow from operating activities
Net profit for the period 2,330,614,859 3,202,833,204
Less: Contribution to Consolidated Fund (2,000,000,000) (2,250,000,000)
330,614,859 952,833,204
Adjustments for:
Depreciation 12,348,990 11,190,515
Investment income (798,117,037) (1,364,459,074)
Unearned Premium Income (225,260,471) (16,492,497)
Deferred Commission 60,394,237 6,859,804
Operating profit before working capital changes (620,019,422) (410,068,049)
Decrease /(Increase) in receivables 133,754,524 (91,068,430)
Increase/(Decrease) in Profit Commission Payable (51,474,775) (49,873,324)
Decrease in profit due to prior year adjustment - -
Increase in Claim payable 188,500,287 (3,821,711)
Decrease in Other payables 64,231,487 (128,031,265)
Net cash from operating activities (285,007,900) (682,862,778)
Cash flows from investing activities
Purchases of property, plant and equipment (4,841,497) (10,190,446)
Investment in Governent Securities 2,975,663,911 (801,028,105)
Proceeds of sale of equipment - -
Investment income 798,117,037 1,364,459,074
Net cash used in investing activities 3,768,939,450 553,240,523
Net increase/ decrease in cash and cash equivalents 3,483,931,550 (129,622,255)
Cash and cash equivalents at beginning of the period 110,173,003 239,795,258
Cash and cash equivalents at end of the period 3,594,104,553 110,173,003
Analysis of cash and cash equivalents
Cash in hand and balances with banks 53,631,851 93,999,852
Short-term investments 3,540,472,702 16,173,151
Cash and cash equivalents 3,594,104,553 110,173,003
(rfy ngWkhdq;fSk; ,yq;if &ghtpy;)
jpnrk;gh; 31 Mk; jpfjpAld;
Kbtile;j Mz;Lf;fhdJ
njhopw;ghl;L eltbf;iffspypUe;jhd fhRg; gha;r;ry;
fhyg; gFjpf;Fhpa Njwpa ,yhgk;
fopf;f : jpul;ba epjpaj;Jf;fhd cjTj;njhif
rPuhf;fy;fs;:
Nja;khdk;
KjyPl;L tUkhdk;
coif;fg;glhj fl;Lg;gz tUkhdk;
gpw;Nghlg;gl;l juF
njhopw;ghl;L %yjd khw;wq;fSf;F Kd;duhd nraw;ghl;L ,yhgk;
ngwg;glw;ghyitapyhd Fiwg;G
nrYj;jw;glw;ghyjhd ,yhgj; jufpyhd mjpfhpg;G (FiwT)
Kd;ida Mz;Lr; rPuhf;fy;fspd; tpisthf ,yhgj;jpyhd Fiwg;G
nrYj;jw;glw;ghyjhd chpikf; Nfhhpf;ifapyhd Fiwg;G
Vida nrYj;jg;glw;ghyitapyhd Fiwg;G
njhopw;ghl;L eltbf;iffspypUe;jhd Njwpa fhR KjyPl;Lr; nraw;ghLfspypUe;jhd fhRg; gha;r;ry;fs;
Mjdk;> nghwpj;njhFjp cgfuzq;fspd; nfhs;tdT
mur gpizg; nghWg;Gfspyhd KjyPLfs;
cgfuz tpw;gidapd; tUk;gbfs;
KjyPl;L tUkhdk;
KjyPl;Lr; nraw;ghLfspy;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
39
fzf;fPl;Lf; nfhs;iffs;
1.0 $l;Lhpikj; jfty;fs;
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;> ('epjpak;”)> '2006Mk;
Mz;bd; 28Mk; ,yf;f> Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpar;
rl;lj;jpdhy;” ,yq;ifapy; $l;bizf;fg;gl;Lj; jhgpf;fg;gl;Ls;sJ.
fk;gdpapd; gjpTnra;ag;gl;l mYtyfk;> nfhOk;G 10> B.Mh;.
tpN[th;j;jd khtj;ijapd; 70Mk; ,yf;f ,lj;jpy; mike;Js;sJld;>
gpujhd njhopyplKk; ,k;Kfthpapy; mike;Js;sJ.
,J Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd; 2006> 28Mk; ,yf;f
rl;lj;jpd; 2Mk; ghptpd; (i) kw;Wk; (j) ge;jpfspd; fPohd fl;lis %yKk;
1615/20 Mk; ,yf;f mjptpNrl th;j;jkhdg; gj;jphpifapd; %yKk; 2009
Mf];l; 20 Mk; jpfjp Kjy; ,e;epjpak; jdJ nghJf; fhg;GWjp tpahghu
eltbf;iffis jdpahh;Jiwf;Fk; tp];jhpj;Js;sJ
2.0 Kf;fpa fzf;fPl;Lf; nfhs;iffs;
2.1 jahhpg;gpd; mbg;gil
nghJthf Vw;Wf;nfhs;sg;gl;l fzf;fPl;Lf; nfhs;iffSf;Fk; ,yq;if gl;laf; fzf;fwpQh; epWtfj;jpdhy; tpjpf;fg;gl;l fzf;fPl;L epakq;fSf;Fk; ,zq;f tuyhw;W Kiwahd MFnryTr; rkthaj;jpd; fPo; epjpf;$w;Wfs; jahhpf;fg;gl;Ls;sd.
epjpf;$w;Wfs;> ,yq;if &gha;fspy; (&.) Kd;itf;fg;gLfpd;wd.
gztPf;ff; fhuzpfs; rhh;ghd rPh;nra;jy;fnsJTk; ,f;fzf;Ffspy; nra;ag;gl;bUf;ftpy;iy.
Njhjhdtplj;J> mLj;Jg; Fwpg;Gfspy; fzf;fPl;Lf; nfhs;iffs; tpsf;fg;gl;Ls;sd.
2.2 xg;gPl;Lg; ngWkhdq;fs;
epjpaj;jpdhy; xj;jpirthfg; gpuNahfpf;fg;gl;L Kd;ida Mz;by;
gad;gLj;jg;gl;ltw;Wld; fzf;fPl;Lf; nfhs;iffs; xj;jpirthf cs;sd.
Kd;ida Mz;Lf;fhd ngWkhdq;fs;> Mz;bd; Kd;itg;Gf;F
mtrpakhdtplj;njy;yhk; kPs xOq;FgLj;jg;gl;Ls;sd
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
40
fzf;fPl;Lf; nfhs;iffs; (njhlh;r;rp)
2.3 %yjdg; gpizg;Gfs;
Ie;njhifj; Njjpad;W cs;sthwhf %yjdg; gpizg;Gfs; vitAk; ,Uf;ftpy;iy.
2.4 fhRg; gha;r;ry; $w;W
fhRg; gha;r;ry; $w;W> 'Neupy; Kiwia’ gad;gLj;jp
jahhpf;fg;gl;Ls;sJ.
2.5 njhlh;Ggl;l jpwj;jth; nfhLf;fy;thq;fy;fs;
njhlh;Ggl;l jpwj;jth; nfhLf;fy;thq;fy;fs; vitAk; ,Uf;ftpy;iy.
2.6 Ie;njhiff;Fg; gpd;duhd epfo;Tfs
Ie;njhiff;Fg; gpd;duhd Kf;fpakhd vy;yh epfo;TfSk; fUj;jpw;;
nfhs;sg;gl;bUg;gij mLj;J> Njhjhdtplj;J> epjpf;$w;WfSf;fhd
mt;tf; Fwpg;Gfspy; rPh;nra;jy;fs; my;yJ ntspf;fhl;ly;fs;
nra;ag;gl;Ls;sd.
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
41
fzf;fPl;Lf; nfhs;iffs; (njhlh;r;rp)
2.7 nrhj;JfSk; mtw;wpd; ngWkjp kjpg;gPl;L mbg;gilfSk;
2.7.1 Mjdq;fs;> nghwpj;njhFjpfs;> cgfuzq;fs
Mjdq;fSk; nghwpj;njhFjpfSk; cgfuzq;fSk; MFnrytpy;
gjpag;gl;Ls;sd.
Mjdq;fSk; nghwpj;njhFjpfSk; cgfuzq;fSk; vd;gJ Fwpj;j
nrhj;Jf;fis mtw;wpd; cj;Njr gad;ghl;Lf;fhfj; njhopw;ghl;L
epiyikf;Ff; nfhz;LtUtjpy; Vw;gl;l vitNaDk; nryTfSld;
Nrh;j;J nfhs;tdT MFnrythFk;.
mtw;wpd; %yk; epjpaj;ijf; nfhz;L elhj;Jtjw;F epue;juj;
jd;ikapdthd nrhj;Jfisf; nfhs;Sk;> ePbf;Fk; my;yJ
Kd;Ndw;Wk; Nehf;fj;Jf;fhf Vw;gl;l nrytpdk;.
Nja;khdq;fs;
gpd;tUkhW rkkhd Mz;Lj; jtizj; njhiffspd; %yk; mtw;wpd;
kjpg;gplg;gl;l gaDs;s gad;ghl;Lf; fhyj;jpw;F Nky; mj;jifa
njhifiag; gjptopg;gjw;nfd Nja;khdj;Jf;fhd Vw;ghL> vy;yh
Mjdq;fspdJk; nghwpj;njhFjpfspdJk;. cgfuzq;;fspdJk;
MFnrytpd; kPJ Neh;f;Nfhl;L mbg;giliag; gad;gLj;Jtjd; %yk;
fzpg;gplg;gLfpwJ:-
nghwpj;njhFjpAk; ve;jpuj;njhFjpAk; - 10 Mz;LfSf;F Nky;
jsghlq;fSk; nghUj;jpfSk; - 08 Mz;LfSf;F Nky;
mYtyf cgfuzq;fs; - 06 Mz;LfSf;F Nky;
fzpdpfs; - 05 Mz;LfSf;F Nky;
Nkhl;lhh; thfdq;fs; - 05 Mz;LfSf;F Nky;
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
42
fzf;fPl;Lf; nfhs;iffs; (njhlh;r;rp)
2.7.2 KjyPLfs;
KjyPLfs;> MFnrytpd;gb fhl;lg;gl;Ls;sd.
2.7.2 ngwg;glw;ghyit
fl;Lg;gzq;fs;> tl;b kw;Wk; Vida ngwg;glw;ghyit vd;gtw;wpidr;
Nrfhpg;gjw;fhd Mw;wy;> eilngw;Wf;nfhz;bUf;Fk; mbg;gilapy;
kPsha;T nra;ag;gLfpd;wJ.
Nrfhpf;fg;gl Kbahjitnad mwpag;gl;l fldhspfspd; NtW
ngwg;glw;ghyit gjptopf;fg;gLfpd;wd.
2.7.3 fhRk; fhRf;F epfuhditAk;
fhRk; fhRf;F epfuhditAk;> ifapYs;s fhR kw;Wk; fhRg; gha;r;ry;
$w;wpd; Nehf;fj;Jf;fhf tq;fpfspyhd Nfhhpf;if itg;G vd
tiutpyf;fzq; $wg;gLfpd;wd. fhRk; fhRf;F epfuhditAk;>
ifapYs;s fhirAk; epYitahfTs;s tq;fp Nkyjpfg;gw;wpd; Njwpa
tq;fp itg;igAk; nfhz;Ls;sd.
2.8 nghWg;GfSk; Vw;ghLfSk;
2.8.1 ciof;fg;glhj fl;Lg;gzk;
ciof;fg;glhj fl;Lg;gzq;fs;> Ie;njhifj; Njjpf;F mLj;Jg; gpd;duhd el;l Mgj;Jf; fhyg; gFjpAld; njhlh;Ggl;l Xuhz;bd; vOj;jpyhd fl;Lg;gzj;jpd; me;j tpfpjhrhuq;fshf cs;sd. ciof;fg;glhj fl;Lg;gzq;fs;> KOnkhj;jf; fl;Lg;gzj;jpd; 24MtJ
mbg;gilapd;kPJ fzpg;gplg;gLfpd;wd.
2.8.2 gpw;Nghlg;gl;l juTj; njhif
gpd;Nghlg;gl;l juF> ciof;fg;glhj fl;Lg;gzk; njhlh;ghd Njwpa juiff; Fwpf;fpd;wJ.
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
43
fzf;fPl;Lf; nfhs;iffs; (njhlh;r;rp)
2.8.3 ,yhgj; juTj; njhif
,yhgj; juF fzf;fplg;gl;L ,U jtizg; gzq;fspy;
nrYj;jg;gLfpd;wJ. KjyhtJ jtizg;gzk;> fzf;fPl;Lf;
fhyg;gFjpapd; KbtpypUe;J MW khjq;fSf;Fg; gpd;dUk;>
,uz;lhtJ jtizg;gzk;> fzf;fPl;Lf; fhyg;gFjpapd; KbtpypUe;J
gd;dpnuz;L khjq;fSf;Fg; gpd;dUk; nrYj;jg;gLfpd;wJ.
2.8.4 nfhLj;Jj; jPh;f;fNtz;ba chpikf; Nfhhpf;iffs
,iaghd epjpahz;bd;NghJ nrYj;jg;glhj mq;fPfhpf;fg;gl;l
chpikf; Nfhhpf;iffisAk;> epjpaj;jpd; cWg;gpdh;fspdhy;
ntspg;gLj;jg;gl;l epYitahfTs;s chpikf; Nfhhpf;iffSf;fhd
Vw;ghl;ilAk;> fpilf;ff;$badthapd;> kPs; fhg;GWjpf;fhfTk; kw;Wk;
mopT kPl;G mwtPLfSf;fhfTk; nrYj;jg;gl;l njhlh;Ggl;l
nryTfisAk; fopg;gdTfisAk; chpikf; Nfhhpf;iffs;
nfhz;Ls;sd.
2.8.5 gpw nrYj;jg;glw;ghyit
Vida nrYj;jg;glw;ghyit mtw;wpd; MFnrytpy; fhl;lg;gl;Ls;sd.
2.8.6 gpw Vw;ghLfs;
Ie;njhifj; Njjpad;W cs;sthwhf vy;yh mwpag;gl;l Vw;ghLfSf;Fk; fzf;Ffspy; KOikahf Vw;ghL nra;ag;gl;Ls;sJ.
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
44
fzf;fPl;Lf; nfhs;iffs; (njhlh;r;rp)
2.9 tUkhdq;fSk; nrytpdq;fSk;
2.9.1 tUkhdk;
tUkhdkhdJ> epjpaj;Jf;Fg; nghUshjhu ed;ik Nruf;$ba> kw;Wk;
ek;gpf;ifahd Kiwapy; mstplg;gl KbAkhd rhj;jpaj;jd;ikapd;
msTf;F Vw;wq;fPfhpf;fg;gLfpd;wJ. tUkhdk; Vw;wq;fPfhpf;fg;gL Kd;dh;
gpd;tUk; Fwpg;gpl;l Vw;wq;fPfhuf; fl;lisf;fSk; tUkjpahf tUfpd;wNghJ
,dq;fhzg;ggLfpd;wd.
(M) tl;b tUkhdk;
vjph;fhyr; Nrfhpg;G Iaj;jpypUe;jhnyhopa> tl;b jpuSfpd;wthW tl;b
tUkhdk; Vw;wq;fPfhpf;fg;gLfpd;wJ.
2.9.2 nrytpdq;fis ,dq;fhzy;
epjpaj;ijf; nfhz;Lelhj;JtjpYk; Mjdq;fisAk;
nghwpj;njhFjpfisAk; cgfuzq;fisAk; tpidj;jpwdhd
epiyapy; NgZtjpYk; Vw;gl;l vy;yhr; nrytpdq;fSk; Njwpa
Nkd;kpifiaf; fzpg;gjpy; tUkhdj;jpw;Fg; nghWg;gpf;fg;gl;Ls;sJ.
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
45
epjpf;$w;Wfs; gw;wpa Fwpg;Giufs; NATIONAL INSURANCE TRUST FUND
NOTES TO THE INCOME STATEMENT (All figures in Sri Lankan Rupees)
For the for the year ended December 31,
2010 2010 2010 2009
Agrahara & Other SRCC & Tr. Total
01. NET EARNED PREMIUM INCOME
Contribution from Members 595,140,400 - 595,140,400 573,518,510
Contribution from Treasury 442,790,000 - 442,790,000 440,380,000
Premium income - Motor 237,386,267 - 237,386,267 244,352,905
Premium income- Reinsurance 296,078,296 - 296,078,296 473,434,837
Premium income - Parliamentary members 10,000,000 - 10,000,000 15,408,460
Premium income - Foreign Employment 231,968,216 - 231,968,216 200,483,864
Premium income - GI (Fire, Marine & Misc.) 149,796,387 - 149,796,387 194,237
Gross Written Premium - SRCC & Tr - 1,874,425,103 1,874,425,103 2,420,345,104
Premium Refunds - (4,194,863) (4,194,863) (5,956,997)
Gross Written Premium 1,963,159,567 1,870,230,240 3,833,389,806 4,362,160,919
Reinsurance Premium (70,944,831) (61,235,590) (132,180,421) (359,167,196)
Net Written Premium 1,892,214,736 1,808,994,650 3,701,209,385 4,002,993,723
Net Change in Reserves for unearned Premium - 225,260,471 225,260,471 16,492,497
1,892,214,736 2,034,255,121 3,926,469,856 4,019,486,220
02. BENEFITS LOSSES & EXPENSES
Spectacles 171,198,748 - 171,198,748 176,336,549
Hospital Charges 497,586,183 - 497,586,183 449,089,973
Child Birth 92,391,681 - 92,391,681 86,719,006
Accidents 21,090,442 - 21,090,442 36,961,808
Medical Charges 33,195,607 - 33,195,607 13,832,025
Cardiac 118,423,376 - 118,423,376 125,931,246
Cancer 25,415,064 - 25,415,064 18,590,588
Normal & Accidental Death 117,405,559 - 117,405,559 177,893,355
Motor Claims 151,555,078 - 151,555,078 149,425,694
Vedesharakiya Claim Expenses 160,963,358 - 160,963,358 85,934,583
Reinsurance Claim Expenses 202,732,501 - 202,732,501 46,326,266
Medical Insurance Claim Paliamentory Members 6,951,417 - 6,951,417 11,112,229
Medical Insurance Claim- General Insurance 10,598,492 10,598,492 3,851
Net Claims Incurred -SRCC & Tr. - 303,486,061 303,486,061 348,788,493
Net Commission 6,214,414 372,865,003 379,079,417 421,211,244
Profit Commission - - - (72,220,105)
1,615,721,920 676,351,063 2,292,072,983 2,075,936,806
03. STAFF COSTS
Gross salary 32,060,432 1,083,855 33,144,287 26,949,882
EPF - 12% 3,145,572 96,133 3,241,705 2,445,724
ETF 694,614 24,033 718,647 610,533
Overtime and holiday pay 553,393 - 553,393 242,206
Annual Bonus & Incentives 2,440,000 - 2,440,000 1,454,044
Other allowances 1,218,283 - 1,218,283 439,829
Casual wages 1,009,717 - 1,009,717 982,396
41,122,011 1,204,021 42,326,032 33,124,615
(rfy ngWkhdq;fSk; ,yq;if &ghtpy;)
2010 2010 2010 2009 mf;u`huhTk; Nt.f.rp.nfh.g.ep. nkhj;jk; nkhj;jk; gpwTk;
jpnrk;gh; 31 Mk; jpfjpAld;
Kbtile;j Mz;Lf;fhdJ
01. Njwpa ciof;fg;gl;l fl;Lg;gz tUkhdk;
mq;fj;jth;fsplkpUe;jhd cjTnjhif
jpiwNrhpaplkpUe;jhd cjTnjhif
fl;Lg;gz tUkhdk; - Nkhl;lhh;
fl;Lg;gz tUkhdk; - kPs; fhg;GWjp
fl;Lg;gz tUkhdk; - ghuhSkd;w cWg;gpdh;fs;
fl;Lg;gz tUkhdk; - ntspehl;L Ntiytha;g;G
fl;Lg;gz tUkhdk; - nghJf; fhg;GWjp (jP>fly;>ehdhtpjk;)
ngwg;gl;l nkhj;j Nt.f.rp.nfh.g.ep. fl;Lg;gzk;
fl;Lg;gz kPsspg;Gfs;
KOnkhj;j vOj;jpyhd fl;Lg;gzk;
kPs; fhg;GWjpf; fl;Lg;gzk;
Njwpa vOj;jpyhd fl;Lg;gzk;
ciof;fg;glh fl;Lg;gz xJf;Ffspyhd Njwpa khw;wk;
02. ed;ikfSk; el;lq;fSk; nryTfSk;
%f;Ff; fz;zhbfs;
kUj;Jtkidf; fl;lzq;fs;
kfg;NgW
jpBh; tpgj;Jfs;
kUj;Jtf; fl;lzq;fs;
,Uja Neha;fs;
Gw;WNeha;
rhjhuz kw;Wk; jpBh; tpgj;J kuzk;
Nkhl;lhh; chpikf; Nfhhpf;iffs;
ntspehl;L Ntiytha;g;G chpikf;Nfhhpf;ifr; nryTfs;
kPs; fhg;GWjp chpikf;Nfhhpf;ifr; nryTfs;
kUj;Jtf; fhg;GWjp gh.c.
kUj;Jtf; fhg;Wjp chpikf; Nfhhpf;iffs; - ngh. fhg;
cwg;gl;l Njwpa chpikf;Nfhhpf;iffs;-Nt.f.rp.nfh.g.ep
Njwpa juF
,yhgj; juF
03. gzpahl;nlhFjp MFnryTfs;
nkhj;jr; rk;gsk;
C Nr ep - 12
C e ep
NkyjpfNeu NtiyAk; tpLKiwehs; gbAk;
Mz;bd; kpif Cjpaq;fs;
Vida gbfs;
mkaf; $ypfs;
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
46
epjpf;$w;Wfs; gw;wpa Fwpg;Giufs; (njhlh;r;rp)
NOTES TO THE INCOME STATEMENT (All figures in Sri Lankan Rupees)
For the for the year ended December 31,
2010 2010 2010 2009
Agrahara & Other SRCC & Tr. Total
04. ADMINISTRATION EXPENSES
Traveling 177,633 140 177,773 47,319
Depreciation 8,305,506 4,043,485 12,348,990 11,190,515
Rent 2,989,145 - 2,989,145 3,067,399
Water 301,218 - 301,218 212,370
Electricity 3,131,932 - 3,131,932 3,263,238
Staff welfare Expenses 935,912 - 935,912 233,314
Telephone 1,061,308 31,051 1,092,359 866,926
Printing and stationary 3,770,600 - 3,770,600 3,671,912
Office Repair & maintenance 5,424,755 - 5,424,755 14,360,854
Janitorial maintenance 1,795 - 1,795 -
Inspection & Assessing 2,750,775 77,200 2,827,975 2,577,938
Dayata Kirula Expenses 579,500 - 579,500 959,454
Donation 3,264,373 500,000 3,764,373 2,535,000
Entertainment - 18,891 18,891
Professional fee 1,121,175 1,121,175 55,552
Meeting Expenses 143,897 - 143,897 90,378
Consultancy fee 68,200 - 68,200 453,880
Internet & Email expenses 469,583 - 469,583 548,021
Fuel Expenses 560,964 - 560,964 168,732
Vehicle Insurance 82,983 230,791 313,774 419,679
Staff Training 600,238 11,233 611,471 1,029,701
Medical Insurance 120,825 120,825 -
Newspaper and periodicals 64,937 - 64,937 19,790
Legal Expenses - - - 10,500
Security Charges 492,066 - 492,066 456,000
Branch opening expenses 472,175 472,175
Postage 2,552,296 46,840 2,599,136 2,558,545
Vehicle Maintenance 325,345 407,241 732,585 449,367
39,769,135 5,366,871 45,136,006 49,246,381
05. FINANCE & OTHER EXPENSES
Bank Charges 943,411 2,093,007 3,036,418 1,034,995
Audit Fee - 100,000 100,000 121,009
Nation Building Tax Expenses - 23,001,951 23,001,951 30,755,595
Stamp Duty 42,223 - 42,223 66,825
Loss of Disposal - - - 147,393
Technical Advisory Committee Attendance fees - 138,000 138,000 205,500
Working Committee Attendance fees - 106,500 106,500 123,750
Exchange Loss 1,540,072 - 1,540,072 3,403,748
Pannel Attendence fee - 6,000 6,000 22,000
Miscellaneous Expenses 373,496 - 373,496 292,335
Sales Promotion Expenses 866,019
Advertising Expenses 3,142,618 72,400 3,215,018 2,227,954
6,907,839 25,517,858 31,559,678 38,401,103
(rfy ngWkhdq;fSk; ,yq;if &ghtpy;)
2010 2010 2010 2009 mf;u`huhTk; Nt.f.rp.nfh.g.ep. nkhj;jk; gpwTk;
jpnrk;gh; 31 Mk; jpfjpAld; Kbtile;j
Mz;Lf;fhdJ
04 epUthfr; nryTfs;
gpuahzr; nryTfs;
Nja;khdk;
thlif
ePh;
kpd;rhuk;
gzpahl;nlhFjp eyd;Ghpr;; nryTfs;
njhiyNgrp
mr;rpLjYk; vOJfUtp tifAk;
mYtyfg; guhkhpg;G
Rj;jpfhpg;Gr; Nritg; guhkhpg;G
NrhjidAk; kjpg;gPL nra;jYk;
Njrj;jpw;F kFlk; fz;fhl;rp nryTfs;
md;gspg;Gfs;
kfpo;tspg;Gfs;
njhopw;Wiwrhh; fl;lzk;
$l;lr; nryTfs;
kjpAiuf; fl;lzk;
,izaj;js> kpd;dQ;rw; nryTfs;
vhpnghUs; nryTfs;
thfdf; fhg;GWjp
gzpahl;nlhFjpapdh; gapw;rpfs;
kUj;Jtf; fhg;Wjp
nra;jpj;jhs;fSk; gUt ,jo;fSk;
rl;lr; nryTfs;
ghJfhg;G tpjpg;gdTfs;
fpis jpwj;jy; njhlh;ghd nryTfs;
mQ;rw; nryT
thfdg; guhkhpg;G
05 epjp kw;Wk; gpw nryTfs;
tq;fp tpjpg;gdTfs;
fzf;fha;Tf; fl;lzk;
Njr eph;khz thpr; nryTfs;
Kj;jpiuf; fl;lzk;
ifAjph;g;G fhuzkhf Vw;gl;l el;lk;
njhopDl;g kjpAiuFO tUif fl;lzq;fs;
njhopw;ghl;Lf; FO tUiff; fl;lzq;fs;
nryhtzp el;lq;fs;
Fohk;fspd; tUiff; fl;lzq;fs;
ehdhtpj nryTfs;
tpw;gid Nkk;ghl;Lr; nryTfs;
tpsk;gur; nryTfs;
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
47
epjpf;$w;Wfs; gw;wpa Fwpg;Giufs; (njhlh;r;rp)
NATIONAL INSURANCE TRUST FUND
NOTES TO THE ACCOUNTS (All figures in Sri Lankan Rupees)
Note 6: PROPERTY PLANT AND EQUIPMENT
Motor
Vehicles
Office
Equipment
Furniture &
Fittings Software
Misc.
Assets Total
Cost:
Balance as at 01/01/2010 29,613,016 21,613,933 7,152,631 6,267,073 188,233 64,834,886
Additions 3,109,167 645,222 812,109 275,000 - 4,841,497
Disposals - - - - - -
Balance as at 31/12/2010 32,722,183 22,259,154 7,964,740 6,542,073 188,233 69,676,383
Depreciation:
Balance as at 01/01/2010 10,311,625 5,344,066 2,079,300 3,444,052 52,338 21,231,382
Charge for the year 6,600,762 3,187,858 937,955 1,616,581 5,835 12,348,990
Disposals for the year - - - - - -
Balance as at 31/12/2010 16,912,387 8,531,924 3,017,255 5,060,633 58,172 33,580,372
-
Written Down Value as at 31/12/2010 15,809,795 13,727,230 4,947,485 1,481,440 130,061 36,096,011
(rfy ngWkhdq;fSk; ,yq;if &ghtpy;) Fwpg;G 06 : Mjdq;fSk; nghwpj;njhFjpfSk; cgfuzq;fSk;
MFnryT
2010.01.01 md;Ws;sthwhd kPjp
Nrh;j;jy;fs;
ifAjph;j;jy;fs;
2010.12.31 md;Ws;sthwhd kPjp
Nja;khdk;:
2009.01.01 md;Ws;sthwhd kPjp
Mz;Lf;fhd tpjpg;gdT
Mz;Lf;fhd ifAjph;j;jy;fs;;
2010.12.31 md;Ws;sthwhd kPjp
2010.12.31 md;Ws;sthwhd vOj;Jg; ngWkjp
Nkhl;lhh; mYtyf jsghlq;fSk; nkd; gytpd thfdq;fs; cgfuzq;fs; nghUj;Jjy;fSk; nghUl;fs; nrhj;Jf;fs; nkhj;jk;
-
tUlhe;j mwpf;if 2010 Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak;
48
epjpf;$w;Wfs; gw;wpa Fwpg;Giufs; (njhlh;r;rp)
NOTES TO THE BALANCE SHEET (All figures in Sri Lankan Rupees)
As at December 31, 2010 2010 2010 2009
Agrahara & Other SRCC & Tr. Total
07. RECEIVABLES
Premium receivable from BFE 34,140,364 - 34,140,364 16,397,700
Receivable from Treasury 174,321,548 - 174,321,548 174,321,548
Premium Receivable other 1,950,673 1,500 1,952,173 1,363,323
Interest Receivable 30,487,822 188,909,733 219,397,556 125,818,680
Premium Receivable SRCC & Tr - 234,261,889 234,261,889 388,014,979
Economic Service Charge 16,194,393 - 16,194,393 10,100,889
Receivable from Reinsurance Dept 4,262,442 4,262,442
Advances receivable 1,423,097 - 1,423,097 465,294
Receivable Reinsurance Premium 87,440,599 - 87,440,599 79,566,098
Soft Loans - 1,159,234,472 1,159,234,472 1,273,523,896
Refundable Deposit 1,693,218 - 1,693,218 1,317,518
Staff loans - 9,672,555 9,672,555 6,554,500
Prepaid Expenses - 154,270 154,270 176,901
Cheque return Receivable from members 1,667,318 - 1,667,318 1,949,093
349,319,032 1,596,496,863 1,945,815,895 2,079,570,419
08. CASH AND CASH EQUIVALENTS
Cash at bank 39,793,429 13,691,703 53,485,132 93,970,386
Cash in Hand 145,264 1,455 146,719 29,466
Short term Investments - 3,540,472,702 3,540,472,702 16,173,151
39,938,693 3,554,165,860 3,594,104,553 110,173,003
09. ACCUMULATED FUND
Accumulated fund 1,422,320,927 7,942,531,369 9,364,852,296 8,412,019,579
Prior year adjustments - - - -
Less: Contribution to Consolidated fund (2,000,000,000) (2,000,000,000) (2,250,000,000)
Income over expenditure 298,725,540 2,031,889,319 2,330,614,859 3,202,833,204
1,721,046,466 7,974,420,689 9,695,467,155 9,364,852,783
10. UNEARNED PREMIUM
Balance as at 31/12/2009 - 1,046,825,276 1,046,825,276 1,063,317,773
Provision for the year - (225,260,471) (225,260,471) (16,492,497)
Balance as at 31/12/2010 - 821,564,804 821,564,804 1,046,825,276
(rfy ngWkhdq;fSk; ,yq;if &ghtpy;)
2010 2010 2010 2009 mf;u`huhTk; Nt.f.rp.nfh.g.ep. nkhj;jk; gpwTk;
jpnrk;gh; 31 Mk; jpfjpAld;
Kbtile;j Mz;Lf;fhdJ
07 ngwg;glw;ghyit
gPvt;< ,lkpUe;J ngwg;glw;ghyjhd fl;Lg;gzk;
jpiwNrhpaplkpUe;J ngwg;glw;ghyjhdit
ngwg;glw;ghyjhd gpw fl;Lg;gzk;
ngwg;glw;ghyjhd tl;b
ngwg;glw;ghyjhd fl;Lg;gzk; - Nt.f.rp.nfh.g.ep.
rpf;fd Nrit tpjpg;gdT
ngwg;glw;ghydthd kPs; fhg;GWjpg; gw;W
ngwg;glw;ghydthd Kw;gzq;fs;
ngwg;glw;ghydthd kPs; fhg;GWjp fl;Lg;gzk;
nkd; fld;fs;
kPsspf;fg;glw;ghyjhd itg;G
gzpahl;nlhFjpapdh; fld; njhif
Kw;nfhLg;gdT nra;ag;gl;l fhg;GWjp
mq;fj;jth;;fsplkpUe;J ngwg;glw;ghyjhd- fhNrhiy jpUg;gp mDg;Gif
08 fhRk; fhRf;F epfuhditAk;
tq;fpapYs;s fhR
ifapYs;s fhR
FWfpa fhy KjyPLfs;
09 jpul;ba epjpak;
jpul;ba epjpak;
Kd;ida Mz;Lf;fhd rPh;nra;jy;fs;
fopf;f: jpul;ba epjpaj;Jf;fhd cjTnjhif
nrytpdj;Jf;F Nkyhd tUkhdk;
10 ciof;fg;glhj fl;Lg;gzk;
2009.12.31 md;Ws;sthwhd kPjp
Mz;Lf;fhd Vw;ghL
20010.12.31 md;Ws;sthwhd kPjp
-
Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpak; tUlhe;j mwpf;if 2010
49
epjpf;$w;Wfs; gw;wpa Fwpg;Giufs; (njhlh;r;rp)
NOTES TO THE BALANCE SHEET (All figures in Sri Lankan Rupees)
As at December 31, 2010 2010 2010 2009
Agrahara & Other SRCC & Tr. Total
11.DIFFERED COMMISSION
Balance as at 31/12/2009 - 200,139,536 200,139,536 206,999,341
Provision for the year - (60,394,237) (60,394,237) (6,859,804)
Balance as at 31/12/2010 - 139,745,300 139,745,300 200,139,536
12. PROFIT COMMISSION PAYABLE
Profit Commission payable(Payable in 2010) - 12,287,375 12,287,375 63,762,150
- 12,287,375 12,287,375 63,762,150
13. CLAIM PAYABLES
Claims Payable 119,025,593 398,974,615 518,000,207 329,499,921
119,025,593 398,974,615 518,000,207 329,499,921
14. OTHER PAYABLES
Accrued Expenses 1,839,271 1,298 1,840,569 1,932,260
Other Payables 187,992 288,592 476,584 16,666
SRCC & Tr Premium payable 266,298 - 266,298 5,848,228
Road Safety tax payable 514,746 - 514,746 371,523
Premium Refund Payable - 11,784,210 11,784,210 13,093,389
Contribution payable to welfare soceity 307,807 - 307,807 356,750
Claim cheques/SLIP returned payable 2,197,021 - 2,197,021 985,832
Audit fee Payable - 325,000 325,000 225,000
VAT & NBT Payable 36,281,543 14,295,599 50,577,142 32,758,798
Reinsurance Payable 23,661,906 150,314,066 173,9
top related