mutual funds - a perspective
Post on 13-Nov-2015
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It is a trust created which invests the money collected, into funds for a particular
objective
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Types Of Mutual Funds
Equity Based
Debt Based
Hybrid
New Concepts
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Equity Based
On the Basis of Diversification
Sectoral Diversified
On the Basis of Capitalization
Large Cap Mid-Cap Multi-Cap
On the Basis of Valuations
Growth Funds Value Funds
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Components of a Equity Fund
Shares: Large Caps, Mid Caps & Small Caps
Derivatives: futures and options
ADRs and GDRs
Call Money instruments (maintain liquidity. & safety)
Short term debt securities: T-Bills, CD, CPs
Long Term Debt papers (incase of bearish Mkts).
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Benchmark returns- Equity & Debt
BENCHMARK RETURNS-EQUITY
Fund 1-Year 2-Year 3-Year 5-Year
BSE Sensex 39.82 26.26 39.01 18.88
S&P CNX Nifty 33.30 22.34 35.93 17.80
Sector Average-DIVERSIFIED 44.54 35.36 56.34 30.70
Sector Average-Midcap 54.97 46.02 73.62 46.60
CNX Midcap 200 99.43 84.81 56.96 27.99
BENCHMARK RETURNS-DEBT(Medium Term)
Sector Average-Debt 5.03 2.76 4.76 9.02
As on 26th December,2005)
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Debt Based
On the Basis of investment Horizon
Ultra short term
Short term
Medium to Long Term
On the basis of Debt securities
Gilt Funds
Income Funds
Liquid Plans
Floating rate Fund
Dynamic Funds
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Hybrid Funds
Balanced Funds
Monthly Income Plans
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Positioning
Expected risk-return
Liquid funds
ST PLANS
Income Funds
Balanced
Diversified Equity
RISK
RETURN
MIP
Sectoral Equity
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Professional management
Safety
Liquidity
Flexibility
Transparency
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Systematic Investment PlanA Systematic Investment Plan (SIP) is a facility that allows you to invest in a
disciplined manner, by investing at regular intervals quarterly, monthly,
fortnightly or even every week into a Mutual Fund.
2.Disciplined Investing Habit
Benefits:1. Rupee Cost Averaging
(No need to time the market)
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Systematic Investment Plan
Benefits contd..
3. No Entry Load
4. Auto Debit facility.
5. Flexible Investments.
6. Commensurate Returns
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SIP Returns*
(as on 30.11.05)
Equity Schemes
Fund Since Inception Last 3 Years Last 2 Years Last 1 Year
Sundaram Growth
Fund
28.91% 52.54% 44.67% 52.21%
Sundaram Select
Focus
49.76% 49.17% 42.49% 53.57%
Sundaram Select
Mid cap
63.56% 63.62% 49.78% 33.82%
Sundaram India
Leadership Fund
75.21% - - 79.99%
Sundaram Tax
saver (OE)
37.61% 59.52% 55.43% 51.52%
* The SIP Returns are computed based on IRR method
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The Commandments Risk appetite.
Time horizon.
Returns expected.
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Advantage YOU !!!
Rapo with the Clients.
Greater level of trust.
Have a wide coverage / clientage.
Potential of the investor known.
One point contact.
Quality service & advice
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Time Horizon Vs. Asset Class
Equity Funds: 1 year & above, ideally >2 yr.
Income Funds & L.t. Floater & MIPs: 1 year & above
S.T. plans & ST Floater: 3-12 months.
Liquid Funds: 1day-3 months.
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For any of your Queries Pls call Mr. Vijay Goel
9999998091
vjgoel@gmail.com
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