how to shop for and get the best home loan rates in 2014

How to Shop for the Best LoanLow VA Rates will pay you $250 if you get an offer that we cannot beat

Who is giving you the best deal?

The Lowest Adjusted Origination

Charge Wins

• As long as the other variables are the

same across all loans being

compared

• You have to be comparing apples to

apples

What variables must match?

• Make sure all offers have either

LOCKED Rates or Floating Rates

• All interest rates must match

• Loan terms must match

Real life

example?

Here is what you need to do:

Send us the following for President’s signature:

1. A Good Faith Estimate you feel is better than ours

2. A Truth in Lending Statement that coincides with that GFE

We will pay you $250 if you bring us an offer we cannot

beat and you end up closing and funding your loan at

the terms we could not beat

\

1. We help you see the light and uncover the lies, mis-leadings or wrong

doings of competitors and you go with us at a better deal

2. We cannot beat them and you get your forms signed by the President

of the company and once you close with them we either:

a. Send you a check if they did what they said they would

b. Show you where they pulled the rug out and did not do what they

said and we will not send you the $250

There are 2 possible outcomes

Thank you

And Best of Luck Shopping and

Comparing.