cwalt, inc. alternative loan trust 2007-oa8 mortgage pass … · 2017. 9. 19. · 101 barclay...
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101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Distribution Date: 08/27/07
Page 1
Certificateholder Monthly Distribution Summary
Class
1A11A21A32A12A22A3
XAR1P2PC
Cusip
02148GAA102148GAB902148GAC702148GAD502148GAE302148GAF002148GAG802148GAH602148GAV502148GAW302148GAU7
Class
Description
SeniorSeniorSeniorSeniorSeniorSenior
Strip IOSenior
Prepay PenaltiesPrepay Penalties
Residual
CertificateRateType
Var-Act/360Var-Act/360Var-Act/360Var-Act/360Var-Act/360Var-Act/360Fix-30/360Fix-30/360Fix-30/360Fix-30/360Fix-30/360
Beginning
Balance
126,645,681.2763,323,337.7021,107,447.86
235,340,145.63117,670,567.53
39,222,862.89329,003,444.74
0.00100.00100.00
3,350,286.56
Pass Through
Rate (%)
5.5000005.5500005.6000005.5000005.5500005.6000002.0000000.0000000.0000000.0000000.000000
Principal
Distribution
1,744,076.53872,045.11290,677.14
4,965,422.952,482,721.91
827,560.050.000.000.000.000.00
Interest
Distribution
638,505.31322,157.48108,351.57
1,186,506.57598,649.01201,344.03548,339.07
0.0068,498.0470,334.36
404,196.82
Total
Distribution
2,382,581.841,194,202.59
399,028.716,151,929.523,081,370.931,028,904.08
548,339.070.00
68,498.0470,334.36
404,196.82
CurrentRealizedLosses
0.000.000.000.000.000.000.000.000.000.000.00
Ending
Balance
124,901,604.7462,451,292.5920,816,770.72
230,374,722.68115,187,845.61
38,395,302.84322,436,347.47
0.00100.00100.00
3,350,286.56
CumulativeRealizedLosses
0.000.000.000.000.000.000.000.000.000.000.00
M1M2M3M4M5M6M7M8M9M10
02148GAJ202148GAK902148GAL702148GAM502148GAN302148GAP802148GAQ602148GAR402148GAS202148GAT0
JuniorJuniorJuniorJuniorJuniorJuniorJuniorJuniorJuniorJunior
Var-Act/360Var-Act/360Var-Act/360Var-Act/360Var-Act/360Var-Act/360Var-Act/360Var-Act/360Var-Act/360Var-Act/360
17,086,000.0011,391,000.00
3,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.006,032,000.00
5.8700005.9700006.1700006.5700006.8200007.0700007.0700007.0700007.0700007.070000
0.000.000.000.000.000.000.000.000.000.00
91,936.9262,337.2518,947.0420,175.3820,943.0821,710.7921,710.7921,710.7921,710.7939,092.39
91,936.9262,337.2518,947.0420,175.3820,943.0821,710.7921,710.7921,710.7921,710.7939,092.39
0.000.000.000.000.000.000.000.000.000.00
17,086,000.0011,391,000.00
3,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.006,032,000.00
0.000.000.000.000.000.000.000.000.000.00
Totals 661,269,242.88 11,182,503.69 4,487,157.48 15,669,661.18 0.00 650,086,739.18 0.00
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Distribution Date: 08/27/07
Page 2
Principal Distribution Detail
Class
1A11A21A32A12A22A3
XAR1P2PC
Cusip
02148GAA102148GAB902148GAC702148GAD502148GAE302148GAF002148GAG802148GAH602148GAV502148GAW302148GAU7
OriginalCertificateBalance
127,393,000.0063,697,000.0021,232,000.00
237,855,000.00118,928,000.00
39,642,000.00330,237,311.00
100.00100.00100.00
3,351,011.00
BeginningCertificateBalance
126,645,681.2763,323,337.7021,107,447.86
235,340,145.63117,670,567.53
39,222,862.89329,003,444.74
0.00100.00100.00
3,350,286.56
ScheduledPrincipal
Distribution
1,744,076.53872,045.11290,677.14
4,965,422.952,482,721.91
827,560.050.000.000.000.000.00
NetPrincipal
Distribution
1,744,076.53872,045.11290,677.14
4,965,422.952,482,721.91
827,560.050.000.000.000.000.00
DeferredInterest
0.000.000.000.000.000.000.000.000.000.000.00
CurrentRealizedLosses
0.000.000.000.000.000.000.000.000.000.000.00
EndingCertificateBalance
124,901,604.7462,451,292.5920,816,770.72
230,374,722.68115,187,845.61
38,395,302.84322,436,347.47
0.00100.00100.00
3,350,286.56
EndingCertificate
Factor
0.9804432330.9804432330.9804432330.9685511030.9685511030.9685511030.9763777040.0000000001.0000000001.0000000000.999783814
M1M2M3M4M5M6M7M8M9M10
02148GAJ202148GAK902148GAL702148GAM502148GAN302148GAP802148GAQ602148GAR402148GAS202148GAT0
17,086,000.0011,391,000.00
3,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.006,032,000.00
17,086,000.0011,391,000.00
3,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.006,032,000.00
0.000.000.000.000.000.000.000.000.000.00
0.000.000.000.000.000.000.000.000.000.00
0.000.000.000.000.000.000.000.000.000.00
0.000.000.000.000.000.000.000.000.000.00
17,086,000.0011,391,000.00
3,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.006,032,000.00
1.0000000001.0000000001.0000000001.0000000001.0000000001.0000000001.0000000001.0000000001.0000000001.000000000
Totals 666,706,300.00 661,269,242.88 11,182,503.69 11,182,503.69 0.00 0.00 650,086,739.18
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Distribution Date: 08/27/07
Page 3
Interest Distribution Detail
Class
1A11A21A32A12A22A3
XAR1P2PC
BeginningCertificateBalance
126,645,681.2763,323,337.7021,107,447.86
235,340,145.63117,670,567.53
39,222,862.89329,003,444.74
0.00100.00100.00
3,350,286.56
Pass Through
Rate (%)
5.5000005.5500005.6000005.5000005.5500005.6000002.0000000.0000000.0000000.0000000.000000
Effective
Coupon (%)
5.5000005.5500005.6000005.5000005.5500005.6000002.0000000.000000
821976.480000844012.320000
144.774537
CurrentInterest
638,505.31322,157.48108,351.57
1,186,506.57598,649.01201,344.03548,339.07
0.000.000.000.00
DeferredInterest
0.000.000.000.000.000.000.000.000.000.000.00
TotalInterest
Due
638,505.31322,157.48108,351.57
1,186,506.57598,649.01201,344.03548,339.07
0.000.000.000.00
Interest
Paid
638,505.31322,157.48108,351.57
1,186,506.57598,649.01201,344.03548,339.07
0.0068,498.0470,334.36
404,196.82
Net RateCarryoverAfter Dist.
0.000.000.000.000.000.000.000.000.000.000.00
M1M2M3M4M5M6M7M8M9M10
17,086,000.0011,391,000.00
3,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.006,032,000.00
5.8700005.9700006.1700006.5700006.8200007.0700007.0700007.0700007.0700007.070000
5.8700005.9700006.1700006.5700006.8200007.0700007.0700007.0700007.0700007.070000
91,936.9262,337.2518,947.0420,175.3820,943.0821,710.7921,710.7921,710.7921,710.7939,092.39
0.000.000.000.000.000.000.000.000.000.00
91,936.9262,337.2518,947.0420,175.3820,943.0821,710.7921,710.7921,710.7921,710.7939,092.39
91,936.9262,337.2518,947.0420,175.3820,943.0821,710.7921,710.7921,710.7921,710.7939,092.39
0.000.000.000.000.000.000.000.000.000.00
Totals 661,269,242.88 3,944,128.26 0.00 3,944,128.26 4,487,157.48 0.00
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Distribution Date: 08/27/07
Page 4
Current Payment InformationFactors per $1,000
Class
1A11A21A32A12A22A3
XAR1P2PC
Cusip
02148GAA102148GAB902148GAC702148GAD502148GAE302148GAF002148GAG802148GAH602148GAV502148GAW302148GAU7
OriginalCertificateBalance
127,393,000.0063,697,000.0021,232,000.00
237,855,000.00118,928,000.00
39,642,000.00330,237,311.00
100.00100.00100.00
3,351,011.00
BeginningCertificateBalance
994.133753604994.133753604994.133753604989.426943432989.426943432989.426943432996.263698203
0.0000000001,000.0000000001,000.000000000
999.783813736
Principal
Distribution
13.69052090713.69052090713.69052090720.87584012120.87584012120.875840121
0.0000000000.0000000000.0000000000.0000000000.000000000
Interest
Distribution
5.0120910085.0576554715.1032199354.9883608405.0337095755.0790583101.6604394970.000000000
684,980.400000000703,343.600000000
120.619365320
EndingCertificateBalance
980.443232697980.443232697980.443232697968.551103311968.551103311968.551103311976.377703944
0.0000000001,000.0000000001,000.000000000
999.783813736
Pass Through
Rate (%)
5.5000005.5500005.6000005.5000005.5500005.6000002.0000000.0000000.0000000.0000000.000000
M1M2M3M4M5M6M7M8M9M10
02148GAJ202148GAK902148GAL702148GAM502148GAN302148GAP802148GAQ602148GAR402148GAS202148GAT0
17,086,000.0011,391,000.00
3,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.003,350,000.006,032,000.00
1,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.000000000
0.0000000000.0000000000.0000000000.0000000000.0000000000.0000000000.0000000000.0000000000.0000000000.000000000
5.3808333335.4725000005.6558333336.0225000006.2516666676.4808333336.4808333336.4808333336.4808333336.480833333
1,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.0000000001,000.000000000
5.8700005.9700006.1700006.5700006.8200007.0700007.0700007.0700007.0700007.070000
Totals 666,706,300.00 991.844899141 16.772758395 6.730336102 975.072140731
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 5
Pool Level Data Distribution DateCut-off DateRecord DateDetermination DateLIBOR Determination DateAccrual Period 30/360
Number of Days in 30/360 Accrual Period
Accrual Period Actual Days
Number of Days in Actual Accrual Period
BeginEnd
BeginEnd
08/27/0706/01/0707/31/0708/22/0707/23/0707/01/0708/01/07
30
07/25/0708/27/07
33
Additional Interest Rate Details
Libor Rate 5.3200000%
Libor Certificates Net Rate Cap 7.1889753%
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 6
Collateral Detail
Original Mortgage Details
Original Aggregate Loan CountOriginal Stated Principal BalanceOriginal Weighted Average Mortgage RateOriginal Weighted Average Net Mortgage RateOriginal Weighted Average Remaining Term
Group I Group II Total
891233,706,568.96
8.06398%7.59850%
389
852436,350,742.53
7.98255%7.55546%
399
1,743670,057,311.49
Current Mortgage Loan Details
Beginning Aggregate Loan CountLoans Paid Off or otherwise removed pursuant to the PSAEnding Aggregate Loan Count
Group I Group II Total
88314
869
84616
830
1,72930
1,699
Beginning Pool Stated Principal BalanceScheduled PrincipalNegative AmortizationUnscheduled PrincipalRealized Principal LossesEnding Pool Stated Principal Balance
232,460,723.893,433.98
-793,352.083,696,716.88
0.00229,553,925.11
432,158,605.5526,176.92
-1,503,446.049,752,974.04
0.00423,882,900.63
664,619,329.4429,610.90
-2,296,798.1213,449,690.92
0.00653,436,825.74
Beginning Weighted Average Mortgage RateBeginning Weighted Average Net Mortgage RateEnding Weighted Average Mortgage RateEnding Weighted Average Net Mortgage Rate
8.36400%7.89876%8.36039%7.89512%
8.25308%7.82545%8.24645%7.81820%
Beginning Weighted Average Remaining Term to MaturityEnding Weighted Average Remaining Term to Maturity
388387
399399
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 7
Servicer Remittance Summary
Interest Remittance Amount
Scheduled InterestLess: Servicing FeesLess: Mortgage Insurance Premium (LPMI)Liquidation Interest ProceedsCompensating InterestLess: Non-Recoverable Interest AdvancesTotal Interest Remittance Amount
Group I Group II Total
1,617,628.3372,643.9815,736.25
0.002,622.53
0.001,531,870.63
2,967,645.10135,049.56
15,709.910.00
4,553.460.00
2,821,439.08
4,585,273.43207,693.54
31,446.170.00
7,175.990.00
4,353,309.72
Principal Remittance Amount
Scheduled PrincipalNegative AmortizationCurtailment PrincipalPaid in Full PrincipalRepurchased PrincipalLiquidation PrincipalSubstitution Shortfall PrincipalSubsequent RecoveriesLess: Non-Recoverable Principal Advances relating to PrincipalTotal Principal Remittance Amount
Group I Group II Total
3,433.98-793,352.08124,718.30
3,571,998.580.000.000.000.000.00
2,906,798.78
26,176.92-1,503,446.04
60,073.659,692,900.39
0.000.000.000.000.00
8,275,704.92
29,610.90-2,296,798.12
184,791.9513,264,898.97
0.000.000.000.000.00
11,182,503.70
Total Remittance 4,438,669.41 11,097,144.00 15,535,813.42
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 8
Amounts Distributable to the Certificates
Principal Remittance Amount
Group I Group II Total2,906,798.78 8,275,704.92 11,182,503.70
Interest RemittanceLess: Trustee FeeInterest Funds
1,531,870.631,743.46
1,530,127.18
2,821,439.083,241.19
2,818,197.89
4,353,309.724,984.64
4,348,325.07
Servicer Advances
Principal AdvancesInterest AdvancesReimbursement for Principal & Interest AdvancesReimbursement for Nonrecoverable AdvancesTotal Advances
Group I Group II Total
-32,012.9663,526.20
0.000.00
31,513.24
-57,874.60118,753.23
0.000.00
60,878.63
-89,887.56182,279.43
0.000.00
92,391.87
Fees of the Trust
Gross Master Servicing FeeNet Master Servicing FeeTrustee FeeMortgage Insurance Premium (LPMI)Total Net Loan Fees
Group I Group II Total
72,643.9870,021.44
1,743.4615,736.2587,501.15
135,049.56130,496.10
3,241.1915,709.91
149,447.20
207,693.54200,517.55
4,984.6431,446.17
236,948.36
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 9
Mortgage Prepayment Details
Principal Balance of Loans Paid in FullPrepayment Interest ExcessPrepayment Interest ShortfallCompensating InterestNon-Supported Prepayment Interest ShortfallPrepayment ChargesCPR %SMM %
Group I Group II Total3,571,998.58
0.002,622.532,622.53
0.0068,498.04
17.445%1.585%
9,692,900.390.00
4,553.464,553.46
0.0070,334.36
23.889%2.249%
13,264,898.970.00
7,175.997,175.99
0.00138,832.40
Loan Substitution
Aggregate Stated of Principal Balances RemovedAggregate Stated of Principal Balance AddedAggregate Principal Substitution Shortfall Amount
Group I Group II Total
0.000.000.00
0.000.000.00
0.000.000.00
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 10
Sub Loan Group Interest Rate Details
MTA Rate 5.0150000%
Class X-1 and X-2 Net Rate Cap 7.0820794%
Class X-1 and X-2 Available Funds Cap 29.6941640%
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 11
Sub Loan Collateral Detail
Original Mortgage Details
Original Aggregate Loan CountOriginal Stated Principal BalanceOriginal Weighted Average Mortgage RateOriginal Weighted Average Net Mortgage RateOriginal Weighted Average Remaining Term
Group I Group II Total
544145,414,051.57
7.92597%7.44944%
391
480218,083,304.12
7.58167%7.14318%
398
1,024363,497,355.69
Current Mortgage Loan Details
Beginning Aggregate Loan CountLoans Paid Off or otherwise removed pursuant to the PSAEnding Aggregate Loan Count
Group I Group II Total
55010
540
4788
470
1,02818
1,010
Beginning Pool Stated Principal BalanceScheduled PrincipalNegative AmortizationUnscheduled PrincipalRealized Principal LossesEnding Pool Stated Principal Balance
145,392,763.243,433.98
-496,541.842,557,672.49
0.00143,328,198.61
217,044,513.2626,176.92
-726,589.635,251,499.25
0.00212,493,426.72
362,437,276.5029,610.90
-1,223,131.477,809,171.74
0.00355,821,625.33
Beginning Weighted Average Mortgage RateBeginning Weighted Average Net Mortgage RateEnding Weighted Average Mortgage RateEnding Weighted Average Net Mortgage Rate
8.34602%7.87070%8.33996%7.86504%
8.05925%7.62036%8.04869%7.60918%
Beginning Weighted Average Remaining Term to MaturityEnding Weighted Average Remaining Term to Maturity
390389
397397
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 12
Sub Loan Mortgage Prepayment Details
Principal Balance of Loans Paid in FullPrepayment Interest ExcessPrepayment Interest ShortfallCompensating InterestNon-Supported Prepayment Interest ShortfallPrepayment ChargesCPR %SMM %
Group I Group II Total
2,478,791.830.00
1,551.701,551.70
0.0019,649.2019.124%1.753%
5,183,723.620.00
1,175.231,175.23
0.0050,076.2225.395%2.412%
7,662,515.450.00
2,726.922,726.92
0.0069,725.42
Ending Balance 0.00
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 13
Trust Accounts
Distribution Account
Beginning Balance
Group I Group II Total
0.00
Deposits From the Certificate Account, the Total DepositOther Deposits Required by the PSACorridor Contract Funds ReceivedTotal Deposits
15,674,645.820.00
015,674,645.82
Withdrawals Payment of Trustee FeePrincipal and Interest PaymentsTo Terminate the Distribution AccountTotal Withdrawals
4,984.6415,669,661.17
0.0015,674,645.82
Ending Balance 0.00
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 14
Carryover Reserve Account
Beginning BalanceDepositWithdrawalEnding Balance
1,000.000.000.00
1,000.00
Net Rate Carryover (NRC) payment detail isfound in Interest Distribution Detail.
Corridor Reserve Account
Beginning Balance 1,000.00
Deposits Deposits 0.00
Withdrawals Withdrawals 0.00
Ending Balance 1,000.00
Principal Reserve Account
Deposits Beginning Principal Reserve BalanceDeposits
200.000.00
Withdrawals To P ClassesEnding Principal Reserve Balance
0.00200.00
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 15
Loan Status
Delinquency Information
Group 1Group 2
Total
30-59 Days Loan Count
Loan Count %
Balance
Balance %
2421
45
2.76180%2.53012%
2.64862%
7,684,254.7911,433,645.38
19,117,900.17
3.34747%2.69736%
2.92575%
60-89 Days Loan Count
Loan Count %
Balance
Balance %
59
14
0.57537%1.08434%
0.82401%
1,343,552.144,988,185.87
6,331,738.01
0.58529%1.17678%
0.96899%
90+ Days Loan Count
Loan Count %
Balance
Balance %
00
0
0.00000%0.00000%
0.00000%
0.000.00
0.00
0.00000%0.00000%
0.00000%
Group 1Group 2
Total
Foreclosure Loan Count
Loan Count %
Balance
Balance %
00
0
0.00000%0.00000%
0.00000%
0.000.00
0.00
0.00000%0.00000%
0.00000%
Bankruptcy Loan Count
Loan Count %
Balance
Balance %
01
1
0.00000%0.12048%
0.05886%
0.00401,386.03
401,386.03
0.00000%0.09469%
0.06143%
REO Loan Count
Loan Count %
Balance
Balance %
00
0
0.00000%0.00000%
0.00000%
0.000.00
0.00
0.00000%0.00000%
0.00000%
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 16
Realized Loss Detail
Current Period Realized LossesCumulative Realized LossesTotal Liquidated Loan BalanceTotal Liquidated ProceedsSubsequent RecoveriesMDR ( Monthly Default Rate )CDR ( Conditional Default Rate )
Group I Group II Total0.000.000.000.000.00
0.00000%0.00000%
0.000.000.000.000.00
0.00000%0.00000%
0.000.000.000.000.00
Loan ID
LiquidationBalance
LiquidationProceeds
RealizedLoss
Date
Group I
Group II
N/A
N/A
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 17
Credit Enhancements
Overcollateralization Details
OC Amount BeginningOC FloorOC Target AmountGroup Excess CashflowOC Amount Ending
3,350,286.563,350,286.563,350,286.56
0.003,350,286.56
Trigger Events
Rolling Sixty-Day Delinq RateDelinquency Trigger EventCumulative Loss RateCumulative Loss Trigger EventTrigger EventStepdown Date
Group I Group II
0.48450%NO
0.00000%NONONO
0.48450%NO
0.00000%NONONO
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 18
Subordination
Credit Support
Class AClass A Percentage
Class M1Class M1 Percentage
Class M2Class M2 Percentage
Class M3Class M3 Percentage
Class M4Class M4 Percentage
Class M5Class M5 Percentage
Class M6Class M6 Percentage
Class M7Class M7 Percentage
Class M8Class M8 Percentage
Class M9Class M9 Percentage
Class M10Class M10 Percentage
Original Current
608,747,300.0091.306667%
17,086,000.002.562748%
11,391,000.001.708548%
3,350,000.000.502470%
3,350,000.000.502470%
3,350,000.000.502470%
3,350,000.000.502470%
3,350,000.000.502470%
3,350,000.000.502470%
3,350,000.000.502470%
6,032,000.000.904746%
592,127,739.1891.084421%
17,086,000.002.628265%
11,391,000.001.752228%
3,350,000.000.515316%
3,350,000.000.515316%
3,350,000.000.515316%
3,350,000.000.515316%
3,350,000.000.515316%
3,350,000.000.515316%
3,350,000.000.515316%
6,032,000.000.927876%
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 19
Group I
Update Face
Numberof Items
Percentof Items
PrincipalBalance
Percentof Balance
< =0.00
25,000.0050,000.0075,000.00
100,000.00125,000.00150,000.00175,000.00200,000.00225,000.00250,000.00275,000.00300,000.00325,000.00350,000.00375,000.00400,000.00425,000.00450,000.00475,000.00500,000.00525,000.00550,000.00575,000.00600,000.00625,000.00650,000.00675,000.00700,000.00725,000.00750,000.00775,000.00
>
--------------------------------
0.0025,000.0050,000.0075,000.00
100,000.00125,000.00150,000.00175,000.00200,000.00225,000.00250,000.00275,000.00300,000.00325,000.00350,000.00375,000.00400,000.00425,000.00450,000.00475,000.00500,000.00525,000.00550,000.00575,000.00600,000.00625,000.00650,000.00675,000.00700,000.00725,000.00750,000.00775,000.00800,000.00800,000.00
0026
2135475479738988608361544742
6710601120120100
0.0000.0000.2300.6902.4174.0285.4096.2149.0918.400
10.24210.127
6.9049.5517.0206.2145.4094.8330.6900.8060.1150.0000.6900.0000.1150.1150.2300.0000.1150.2300.0000.1150.0000.000
0.000.00
81,164.32381,050.04
1,870,865.683,910,579.956,463,271.088,830,930.33
14,838,391.2315,513,886.4721,055,417.5823,136,304.9017,212,172.8825,873,767.9220,534,205.1019,595,773.2718,164,354.4617,144,844.00
2,642,685.223,251,234.64
487,104.750.00
3,215,820.950.00
592,248.99620,410.79
1,276,221.990.00
678,530.531,426,119.35
0.00756,568.69
0.000.00
0.0000.0000.0350.1660.8151.7042.8163.8476.4646.7589.172
10.0797.498
11.2718.9458.5367.9137.4691.1511.4160.2120.0001.4010.0000.2580.2700.5560.0000.2960.6210.0000.3300.0000.000
Wgt Ave / Total: 869 100.000 229,553,925.11 100.000
Group II
Update Face
Numberof Items
Percentof Items
PrincipalBalance
Percentof Balance
< =0.00
25,000.0050,000.0075,000.00
100,000.00125,000.00150,000.00175,000.00200,000.00
---------
0.0025,000.0050,000.0075,000.00
100,000.00125,000.00150,000.00175,000.00200,000.00225,000.00
0115
101628222237
0.0000.1200.1200.6021.2051.9283.3732.6512.6514.458
0.0012,054.1145,342.02
326,106.61818,109.65
1,818,377.743,882,065.443,613,681.124,126,888.107,881,458.38
0.0000.0030.0110.0770.1930.4290.9160.8530.9741.859
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 20
Update Face
Numberof Items
Percentof Items
PrincipalBalance
Percentof Balance
225,000.00250,000.00275,000.00300,000.00325,000.00350,000.00375,000.00400,000.00425,000.00450,000.00475,000.00500,000.00525,000.00550,000.00575,000.00600,000.00625,000.00650,000.00675,000.00700,000.00725,000.00750,000.00775,000.00
>
-----------------------
250,000.00275,000.00300,000.00325,000.00350,000.00375,000.00400,000.00425,000.00450,000.00475,000.00500,000.00525,000.00550,000.00575,000.00600,000.00625,000.00650,000.00675,000.00700,000.00725,000.00750,000.00775,000.00800,000.00800,000.00
353833391934153240373739433718222124
77733
98
4.2174.5783.9764.6992.2894.0961.8073.8554.8194.4584.4584.6995.1814.4582.1692.6512.5302.8920.8430.8430.8430.3610.361
11.807
8,288,380.8310,049,176.72
9,480,877.1812,222,253.54
6,391,387.4912,319,396.42
5,805,226.8413,115,128.5817,474,190.3017,121,323.4117,968,690.6519,991,874.7023,072,301.2820,862,089.2810,565,810.4313,442,912.6113,455,818.0615,816,223.60
4,840,632.655,028,801.865,183,201.062,273,482.212,369,403.71
134,220,234.05
1.9552.3712.2372.8831.5082.9061.3703.0944.1224.0394.2394.7165.4434.9222.4933.1713.1743.7311.1421.1861.2230.5360.559
31.664
Wgt Ave / Total: 830 100.000 423,882,900.63 100.000
Group I
Issuance Coupon
Numberof Items
Percentof Items
PrincipalBalance
Percentof Balance
< =0.00.51.01.52.02.53.03.54.04.55.05.56.06.57.07.58.08.59.09.5
>
--------------------
0.00.51.01.52.02.53.03.54.04.55.05.56.06.57.07.58.08.59.09.5
10.010.0
0000
277252000016
26146356219
5022
0
0.0000.0000.0000.0003.1070.8060.2300.5750.2300.0000.0000.0000.0000.1150.6902.992
16.80140.96725.201
5.7542.5320.000
0.000.000.000.00
7,311,417.931,549,436.97
582,293.301,100,859.45
406,359.200.000.000.000.00
266,554.681,973,431.466,978,797.64
38,904,992.1294,362,321.5056,611,098.3914,264,896.92
5,241,465.550.00
0.0000.0000.0000.0003.1850.6750.2540.4800.1770.0000.0000.0000.0000.1160.8603.040
16.94841.10724.661
6.2142.2830.000
Wgt Ave / Total: 869 100.000 229,553,925.11 100.000
-
101 Barclay Street, 4 WestNew York, NY 10286
Officer: Jonathan Conte212-815-6146
Associate: William Herrmann212-815-4595
CWALT, Inc.Alternative Loan Trust 2007-OA8
Mortgage Pass-Through Certificates, Series 2007-OA8
Page 21
Group II
Issuance Coupon
Numberof Items
Percentof Items
PrincipalBalance
Percentof Balance
< =0.00.51.01.52.02.53.03.54.04.55.05.56.06.57.07.58.08.59.09.5
>
--------------------
0.00.51.01.52.02.53.03.54.04.55.05.56.06.57.07.58.08.59.09.5
10.010.0
0010
304422032029
16131285269
4323
4
0.0000.0000.1200.0003.6140.4820.4820.2410.2410.0000.3610.2410.0000.2411.0841.928
15.78334.33732.410
5.1812.7710.482
0.000.00
400,586.790.00
17,390,508.692,121,037.504,196,094.14
258,986.901,344,014.17
0.00952,043.75637,008.67
0.001,343,425.614,644,221.009,980,708.62
69,586,442.31158,519,856.48131,557,115.53
14,809,596.565,225,672.19
915,581.72
0.0000.0000.0950.0004.1030.5000.9900.0610.3170.0000.2250.1500.0000.3171.0962.355
16.41637.39731.036
3.4941.2330.216
Wgt Ave / Total: 830 100.000 423,882,900.63 100.000
Group I
Update Term
Numberof Items
Percentof Items
PrincipalBalance
Percentof Balance
< =120180300
>
---
120180300360360
000
653216
0.0000.0000.000
75.14424.856
0.000.000.00
168,917,962.1160,635,963.00
0.0000.0000.000
73.58526.415
Wgt Ave / Total: 869 100.000 229,553,925.11 100.000
Group II
Update Term
Numberof Items
Percentof Items
PrincipalBalance
Percentof Balance
< =120180300
>
---
120180300360360
000
573257
0.0000.0000.000
69.03630.964
0.000.000.00
269,145,909.47154,736,991.16
0.0000.0000.000
63.49536.505
Wgt Ave / Total: 830 100.000 423,882,900.63 100.000
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