create the budget you can stick with in times of uncertainty

CREATE THE BUDGET you can stick with in times of uncertainty

WHY

should I be bothered

to create a budget

& stick to it?

NOT to spend money you do not have

always be prepared for

identify bad SPENDING HABITS

have a sense of

SECURITY

DISCIPLINE yourself

be able to SAVE

How to get

STARTED?

Note down all of your sources of INCOME

Segregate your monthly EXPENSES

MONTHLY EXPENSES

essentials

MONTHLY EXPENSES

essentials extras

ESSENTIALS

fixed expenses

do not change

rent

mortgage

electricity bills

water b

ills

cre

dit c

ard

b

ills

em

ergency fund

EXTRAS

variable expenses

continually change

grocery purchases

personal entertainment

ta

ke

-o

ut fo

od

KEEP TRACK

of expenditures with receipts & invoices

Let’s BEGIN!

total income

total expenses

Let’s BEGIN!

NEGATIVE?

Look at areas where you need to cut down, or remove completely.

POSITIVE?

Great! Focus on debt repayment prior to savings in order to clear out unwanted

clutter in your budget.

DISCIPLINE

& follow through

long-term benefit EMOTIONALLY, PHYSICALLY & SPIRITUALLY

Happy Budgeting!

Happy Budgeting!

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Read more on PrioBlog: http://www.priotime.com/creating-a-budget-you-can-stick-with/

Set your major goals in life, make them actionable &

follow through

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