child identity theft overview

Protecting Families, Finances, and Your FutureFuture

TMTM

“I owe $16,000 on

my credit cards, my

condo’s in

foreclosure and I

turn

7 on Friday”

• Over 3.5 million children Over 3.5 million children have already been have already been victims of Identity Theft. Of course, this is the victims of Identity Theft. Of course, this is the number of discovered cases; the actual number number of discovered cases; the actual number may be much higher.may be much higher.

• Unfortunately many cases of Child Identity Theft are not linked to credit. Criminals are using childrens’ identities to commit crimes, apply for Social Security benefits, obtain a driver’s license, and even get medical treatment.

Drivers License

Medical FinancialEmploymentSSA & IRS

Character & Criminal

TMTM

• Unfortunately Child Identity Theft is impossible to prevent. Children should not have a credit report, and fraud alerts can not be placed on a report that does not exist.

• Parents/Legal Guardians can contact the three credit bureaus and request a credit report. If the response from the credit bureau is “A report does not exist”, then the child does not have a credit file.

• All correspondence must be sent certified/return receipt requested to prove you sent the information.

TMTM

Identity Theft Shield™ offered exclusively by Kroll Fraud Solutions Group

Complete Credit Analysis

24 Hour Credit

Monitoring

Complete Identity

Restoration

Minor Coverage

• Kroll is the world’s leading risk Kroll is the world’s leading risk consulting company. consulting company.

• Headquartered in New YorkHeadquartered in New York

• Founded in 1972 by Jules KrollFounded in 1972 by Jules Kroll

• Operates in 65 cities and 33 countries Operates in 65 cities and 33 countries with over 3800 employeeswith over 3800 employees

• A subsidiary of Marsh-McLennan A subsidiary of Marsh-McLennan (MMC), the nation’s largest risk (MMC), the nation’s largest risk management company with over management company with over 57,000 employees worldwide57,000 employees worldwide

• Kroll maintains a superior expertise Kroll maintains a superior expertise in monitoring credit and restoring the in monitoring credit and restoring the lives of identity theft victims.lives of identity theft victims.

PREVENTIVE PREVENTIVE LAWLAW

Unlimited Telephone Unlimited Telephone Consultation Consultation

Letters and Telephone Letters and Telephone CallsCalls

Legal Contract & Legal Contract & Document ReviewDocument Review

Access To Legal Forms Access To Legal Forms OnlineOnline

MOTOR MOTOR VEHICLEVEHICLE

Assistance with Moving Assistance with Moving Violations Anywhere in Violations Anywhere in the USthe US

Drivers License Drivers License ServicesServices

Defense of Criminal Defense of Criminal ChargesCharges

Personal Injury and Personal Injury and Physical Damages Physical Damages CollectionCollection

ESTATE ESTATE PLANNINGPLANNING

• Preparation of your Preparation of your Last Will and Last Will and TestamentTestament

• Annual UpdatesAnnual Updates

• Preparation of a living Preparation of a living will and durable power of will and durable power of AttorneyAttorney

TRIAL DEFENSETRIAL DEFENSE

Defense of Civil ActionsDefense of Civil Actions

Pre-Trail and Trial Pre-Trail and Trial AssistanceAssistance

Coverage Increases For Coverage Increases For the First Five Yearsthe First Five Years

IRS AUDIT IRS AUDIT SERVICESSERVICES

ConsultationConsultation

Representation at Representation at AuditAudit

Representation at TrialRepresentation at Trial

Summary of Benefit Only See membership policy for complete details, limitations and exclusions.Summary of Benefit Only See membership policy for complete details, limitations and exclusions.

PREFERRED PREFERRED MEMBER MEMBER

DISCOUNTDISCOUNT

25% Discount from the 25% Discount from the attorney’s standard attorney’s standard hourly rates for services hourly rates for services not covered under the not covered under the membership, including membership, including pre-existing conditions.pre-existing conditions.

LEGAL SHIELDLEGAL SHIELD

• 24 Hour Access to The 24 Hour Access to The Provider Law Firm if you Provider Law Firm if you are Ever Arrested, are Ever Arrested, Detained, or served with Detained, or served with a Warrant.a Warrant.

25%25%

FAMILYFAMILYCOVERAGECOVERAGE

Life Events Legal Plan Life Events Legal Plan Covers Member, Spouse Covers Member, Spouse and Qualified and Qualified DependentsDependents

Protecting Families, Finances, and Your FutureFuture

TMTM

Independent Associate: Carolyn Richardson, PhDGroup Benefit Specialist

Email: carolynrichardson@harvardbenefits.com

Website: www.seeyourlegalplan.com/Richardson

Phone: 740-707-0309