15 year mortgage optiondownloads.mortgagecoach.com/assets/strategies.pdf · 2018. 4. 17. · 15...
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15 Year Mortgage Option
A shorter-term mortgage costs
much less to a borrow than a
longer term mortgage when it
comes to total cost over the life of
the loan.
Make your borrower aware of the
option if they can afford the larger
monthly payment and want to become
payment free faster.
The Total Cost Analysis loan scenarios
you can present are endless.
Here are a few featured strategies:
Top Mortgage Strategies
First Time Homebuyer Report
This report compares the
costs of renting to the cost
of owning a home. It also
portrays the benefit of
building financial wealth
with home ownership.
Partner with Realtors to educate renters on how to make the move to home ownership and build long term wealth. This strategy is a sure way to create new Realtor relationships or deepen the value of your current partnerships.
Monthly Payment SavingsBack More Info
Annual Mortgage ReviewUnleash the potential in your past customer database with the Annual
Mortgage Review. As a trusted advisor, the Mortgage Coach Annual
Mortgage review is a simple and proven strategy to elevate relationships
with your clients and Realtors from a single transaction to a client for life.
Introduce this report with: "According to my records, it looks like you're up
for a mortgage loan health check. I want to make sure your current
mortgage and home are still working for you."
Cost of Waiting Analysis
This strategy can be used for
those borrowers that can’t get off
the fence. Create a sense of
urgency by showing the
borrower what can happen if the
borrower waits and exposes
themselves to a potential rate
hihike or home price increase - and
worse case both go up.
Let your borrower know that you
have their financial best interest in
mind. As an example you might say,
“Waiting might not be best for you
now. Looking at this report,
postponing your decision could cost
you a lower monthly payment.”
Purchase Power Presentation
Create a presentation that shows a borrower different home price points
for which they can qualify based upon type of loan product at different
rates. Purchase power comes with options.
OPTION 1:
Hi Lisa!
According to my records, it’s time to wish you and Mark a happy one-year anniversary in your home!
II hope it’s been a joyous year for you both.
LiLife keeps moving forward every day, and a lot may have changed for you or in the market over the last year. So I would like to get together with you both to conduct an annuannual mortgage review to ensure that your current mortgage is still meeting your needs.
I am always here for you.
Just click on my email address below or call or text my phone number.
I look forward to hearing from you soon!
OPTION 2:
Hi Paul,
I hope all is well with you and your family.
AsAs I mentioned at your closing, here at [NAME OF COMPANY] we conduct complimentary annual mortgage reviews for all our customers to ensure their mortgage always meemeets their future needs.
A lot can change in one year, so I would be happy to get together with you and discuss opportunities available to you.
Feel free to email, call or text me at the contact information below.
I look forward to hearing from you!
OPTION 3:
HI Michael,
I hope all is well with you and Carol.
II’m writing to invite you to meet me for your annual mortgage review. I’ll provide the coffee!
RRates have been moving slightly and we at [NAME OF COMPANY] want you to be able to take advantage of any opportunities that may be available to you before thethey disappear.
As your mortgage partner, I am committed to helping you build your financial future through equity. Let’s get together soon.
Just email, call or text me at the contact information below.
ANNUAL MORTGAGE REVIEW SAMPLE EMAIL INTRODUCTIONS
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