AMJAD DILAWER HUSSAIN Address --------------- Dammam, Khobar, Saudi Arabia

Cell --------------- 00966-59 1640913 E-mail --------------- accadilawer@gmail.com

Residence permits ----- Transferable Iqama

Nationality ------------------ Pakistan, Religion --------------- Islam, Gender ------------------- Male & Married, Date of birth -------- 1st Aug, 1984

Willing to Relocate in Middle East Particularly in Saudi Arabia

Executive Summery 1. Currently working as Assistant Financial Controller with SAF Group of companies Dammam Saudi Arabia

which is engaged in following business: Electro mechanical engineering projects Water treatment plants. Warehousing & Logistics, freight Forwarding services Oil, Gas and Power engineering supplies.

2. I am objective oriented, intrinsic, self-motivated Professional with

ACCA (Chartered Certified Accountant) Qualification from United Kingdom

BSc (Honours) in Applied Accounting & Finance from Oxford Brookes University United Kingdom

Language Skills English, Arabic, Urdu, Hindi

3. Valuable 8 Years’ experience.

5.5 years industrial experience in Finance and Accounts in manufacturing, construction, Contracting & Trading. 2.5 Years’ Experience is Financial Auditing experience from reputed chartered accountancy firm.

With Core Competences & Expertise in: Review, preparation, analysis and interpretation of individual & consolidated financial statements Comprehensive financial analysis, performance evaluation Financial Planning & Strategic Business development Analysis. Budgeting, Analyzing actual cost against Budget. ----- Costing. Forecasting Cash Flows, Projections Treasury & Working Capital Management, ----- Risk Assessment, ------ Bank credit Facility Arrangement. Periodic management Reporting. Liaising with external auditors, consultants, and Zakat & tax advisor. Monthly Closing, -----, Credit Management - Correspondence with Clients. ----- CRM Internal Controls Review, ---- compliance with Policies & Procedures. Team Leadership and Staff Development. COMPUTER SKILLS Experienced in FOCUS (ERP system), Open ERP oracle based, Quick book etc. Practical knowledge of accounting as well as costumed based financial accounting software MS-Office (Advance excel, Word, Power point) & Internet Browsing, Faxing & Emailing

Professional Experience Summery 8 Years

1. SAF Group of Companies  (Dammam, Khobar Saudi Arabia) Assistant Financial Controller April 2014 to Present

2. SAF Group of Companies (Dammam, Khobar Saudi Arabia) Senior Accountant& Financial Analyst 1.5 Years

3. SMHA Construction (Pvt) Limited Senior Accountant 1 Year

4. Ishtiaq Rana & Co Chartered Accountants Auditor 2.5 Years

5. H.M.Iqbal Flour Mills (Pvt) Limited Assistant Accountant 1 Year

Professional Experience (Details) 8 Years 1) SAF Group of Companies for Industries & Trading Dammam, Khobar Saudi Arabia

Assistant Financial Controller April 2014 to Present

Started as senior Accountant & Financial Analyst in November 2012 with SAF Group, Latter on after 1.5 years promoted to Assistant Financial Controller in April 2014.

SAF Group is Diversified Business group with numbers of companies in Saudi Arabia & Middle East engaged in execution of mega water treatment plants, Electro mechanical engineering projects, Warehousing & Logistics services, International Freight Forwarding Solution, Oil & Gas equipment and chemicals supplies, sub-contractors for Energy& Power engineering supplies/solutions and handling turnkey solutions with its engineering expertise.

As Assistant Financial Controller, Responsibilities are: Assist in Planning & organizing financial accounting and reporting activities including treasury services, budgeting, forecasting, financial analysis & Evolution, and financial information system. Assist in developing and implementing the finance strategy to supports the corporate and business planning

Financial Accounting & Management Reporting . . Prepare, Analyze & Interoperate financial statements including Detailed Balance Sheet, Profit and Loss Statement, & other accounting reports in accordance with defined policies and applicable accounting standard under local GAAP. Prepare consolidation financial statements of Group collecting data from Subsidiaries under Group.Assist and guide the divisional accountants in preparing the financial statement. Preparation of management reports (monthly, quarterly, etc.) from source data with evaluation of company performance & project with financial highlights showing the progress towards company's goals.Management reporting to Head office in United States of America (USA) for the Subsidiary (EEC) under Group.Developing the effective and efficient internal control system to smoothly & appropriately run the departments of organization & enhance the company performance. Improving the financial reporting system & management information system by upgrading current system.

Participate to improve the head office accounting policies and ensure their implementation to Group companies by proactively interacting with the divisional finance controllers and providing required training Provide the training to junior- and mid-level corporate accountants & coordinate with team of to provide an effective financial management service to the companies under Group.

Budgeting, Forecasting, Cost Controlling & Financial Management .Prepare yearly & quarterly budget pertaining to functional areas, with cooperation of departmental heads

Oversee operating budgets and exercise controls to ensure expenditures do not exceed budgetary limits.

Evaluation of actual performance of company against approved Budget & project progress against budgeted cost sheet & investigates the reasons for the variances & Report significance matters.Preparing the CAPEX budget alongside control spending for effective ROI & ROA and preparation of financial justifications for the CAPEX budget coordinating with Finance Manager & Chief Financial Officer (CFO)

Analyze current cash flows and predict future trends & cash flow projections for financial planning.Forecast the key financial & business indicators for defined period with the coordination of Division Heads.Finalize the Project Costing sheet in line with financial polices of company, Monitor and control the cost of activities under different projects. Monitor revenue growth and margin.Establish the cost structure in line with management requirements, and incorporate it into financial system.

Liaises with company banks for the Arrangement of Funds & Credit Facility Loan, Letter of Credit, bank Guarantee, Performance bound & other banking transactions.Monitor the liquidity in banks accounts on daily basis, & mange the Daily working capital & liquidity planning.Arrange new sources of finance under supervision of Finance Manager & Chief Financial officer ( CFO)

Ensure Monthly closing of accounts . Ensure that all Accrual, prepayment, bank reconciliations, all adjusting entries, have been done accurately.Ensure that day to day financial records & Transactions are maintained in compliance with Group policies & procedures & internal control system.Supervise & audit the accounting transactions to ensure the proper general accounting.Ensure the timely Processing of payroll with funds arrangement.Ensure that all records in connection with inventories have been updated.

Credit Controlling . . Ensures that debtors are followed in line with aging analysis to properly run operating cycle.Ensures that sales are invoiced timely to efficiently manage the working capital.Ensures that discounts offered to customers & debtors are in line with financial policies of company.Ensures that collection from debtor have been posted in the appropriate accounts to update the debtors Ensures the monthly reconciliations of accounts receivable & accounts payables.Ensure the adjustment to write off the overdue and uncollectable debts to fully update Debtors.

Liaising with External Auditor for the statuary audit of Companies under GroupFinalize financial statements, Trail Balance, & formulate various analyses of general ledgers & other documents for submission to external auditors.Participate in various internal audit reviews in the Group as directed by Group Chief Financial officer (CFO)Active role for the implementation of the new ERP system (Enterprise Resource Planning) in the Group.Maintain the chart of accounts & update it whenever needed.Participated in & Contributed to Committees for Tender Bidding, Restructuring & Improvements System.

2) SAF Group of Companies for Industries & Trading Dammam, Khobar Saudi Arabia

Senior Accountant & Financial Analyst (1.5Years) Nov 2012 to April 2014

Preparing Financial Statements (Balance sheet, profit and loss Account, & Cash flow statement) with Meaningful & comprehensive financial Analysis) Ensures that all critical financial process flows in compliance with in-house policies as well as with internal and

external control requirements. Identify deficiencies in accounting & financial internal control system & recommend Managerial and Technical

improvements to enhance accuracy & efficiency. Ensures the compliance with corporate directives, regulatory guidelines, generally accepted accounting principles and

industry practices.

Budgeting & Forecasting: Prepare annual budget for the company including profit & loss statement. Reviewing Operating Statements, investigating the cause of variances with budget Focus on budgetary control Exercising control over operating costs, capital expenses, & inventory enforcing expense

authorization guidelines. Calculation & Analysis of key financial indicators using different techniques i.e. Ratio Analysis. Analysis of cash flow statement and explanation of variance with budgeted cash flows

Funds Arrangement by properly managing the daily working capital, & using bank credit facility Processing Letter of Credit (LC) applications and communicating with bank for further proceedings.

Closing monthly accounts by Recording all Accrual (i.e. accrued salaries, accrued purchases, accrued Expenses, accrued sale commission etc.) & Prepayment (i.e. Prepaid Rent) for the Month at Month end . Recording all adjusting entries for the month i.e. Amortization of prepaid Rent for the Month Preparing Bank Reconciliations at the each month end to Reconcile Bank ledgers with Bank Statements Preparing supplier Account reconciliations at the each month to reconcile our ledger with suppler statements Issuing Customer ledgers to sale Executive to get verification from customers at the end of each Month Forcing the collection from Debtors in accordance the aging Analysis and contractual Terms . Weekly & monthly reporting of sales & collection.

Reconciling the Sale Collection (cash and Tele receipts) with Accounting Record. Calculating sale commission as per defined commission policy of Company. Monthly & weekly reporting of payables with aging analysis. Ensures the processing of suppliers payment in accordance aging analysis. Ensures purchases have been recognized in the appropriate accounts to update the creditors. Produce payroll by initiating computer processing & post payroll entries in system

Transactions Recording in ERP System: Prepare and record entries of transactions relevant to revenue, expenses asset, & liability, by compiling and analyzing information. Reconcile inventory in multiple warehouses and update in system

Financial analysis for capital investments, pricing decisions, and analyze financial Situation of organization to Provide financial and strategic support to business Cost & benefit analysis, marginal analysis of the projects to accept or reject the engagements & to identify cost-

reduction opportunities, Research and report on factors influencing business performance. Interoperate the financial performance of divisions, launched services & projects, Validate new offers and promotions

in line with financial targets.

Provide the organization with guidance and the tools to effectively manage cost to improve operational performance (productivity, working capital etc.)

Educate actively for the financial risks in financial compliance, treasury, transfer pricing, Book closure etc. Analyze financial developments and advise management regarding financial-economic issues. Investment Appraisal for projects using Payback period, NPV, IRR etc. Participation In preparing feasibility Reports for the new investment & projects.

3) SMH A Construction (Pvt) Limited Senior Accountant (1 Year) Dec 2011 - Nov 2012

SMHA is one of leading companies in building construction sector and engaged in successful execution of projects with modern technologies and engineering Techniques.

Designs programs to improve the financial performance of the company & provide financial advice and early warnings whenever needed. Developing and monitoring KPIs to measure departmental performance

Making Plans for Profitability in accordance with company strategic goals & objectives. Contributing in development and maintenance of appropriate accounting system, polices & procedures. Prepare financial statements & supporting schedule. Coordinate with account Manager for accounts finalization Analyze revenues, and expenses to ensure their accurate recognition. Accounts payables & Receivable Management under supervision of accounts accounting Manager. Achieved the safety & integrity of the Company’s Accounting system, records and reports. Management reports including profitability & cash flow analysis. Preparing Analytical Statements of the Company for the management Participated budget preparation & budget analysis, industrial events, trainings, meetings Assist Co Secretary in preparing working paper for Board of Directors & to Comply with code of corporate governance

4)Ishtiaq Rana & Co Chartered Accountants (Lahore Pakistan) Auditor (2.5 Years) May 2009–Dec 2011

Ishtiaq Rana & Co Chartered Accountants is reputed member of TIAG (A worldwide network of independent accounting firms) having independent Statuary auditing, accounting and consulting services as well internal audit. In this Firm I worked at the following major assignments:

AUDIT: Conducted the internal & external audit of various clients. Major Responsibilities were:Audit planning, including preparation of audit strategy under guidance of Audit Manager & Audit Partner Vouching and checking of internal controls of the organization by specified internal control procedures.Identifying the loose controls and suggesting recommendations

Vouching & Scrutiny of various ledgers under the supervision of senior AuditorPhysical verification of cash, security items, stock. Checking of fixed Assets registers and depreciation there onChecking the financial statement items related to insurance verifying the detailsVerification of various P/L items & balance sheet items.Checking the applicability of the International accounting standards and applicable law & tax.Finalization of audit & preparation of management letters & audit reportsReporting directly to partners

BOOKKEEPING & PREPARATION OF ACCOUNTS AND OTHER ASSIGNMENTSin chartered accountant firm, worked at computerized & manual book-keeping, accounts preparationsReviewing various documents i.e. revenue, purchase expenses, and payroll documentsCompiling and analyzing financial information to prepare general entries Preparation and finalization of Financial Statements Gained exposure in practical application of Accounting Standards (IFRS) & advised the client best practices.

STRATIGIC BUSINESS DEVELPMENT ANALASIS Working in chartered accountant firm, practical implications gained about business evaluation are

Assessment of Strategic position using Pestel model, Porter 5 forces, porter diamond model, lifecycle model, SWOT.Identification of strategic choices through ansoffs matrix, and there on evolution.Implementation of elected strategic choices.

5) H.M. Iqbal Flour Mills (Pvt) Limited

Accountant (1 Year) Feb 2008 - Mar 2009 Keep records of transactions and Make journal entries. Maintain Fixed Assets Register Bank reconciliations and Petty cash & payroll calculations & reporting to accounting Manager

Assist senior accountant, & accounts manager in preparing financial statements and reports

Professional Qualification

ACCA - The global body for professional accountants

( Chartered Certified Accountant) from United Kingdom (U.K) Part 1(Knowledge) F1. Accountant in Business F2.Management Accounting

F3. Financial Accounting Part 2(Skills) F4. Corporate and Business Law F5. Performance Management

F6. Taxation (U.K) F7. Financial Reporting (INTERNATIONAL)F8. Audit& Assurance (INTERNATIONAL) F9 . Financial Management

Part 3(Essentials & Options) P1. Governance, Risk and Ethics P2. Advanced corporate Reporting (INT)P3. Business Analysis

P7. Advanced Audit & Assurance (INT). P4. Advanced Financial Management

BSc (Honours) In Applied Accounting & Finance Oxford Brookes University United Kingdom (U.K)

Graduation Islamia University Bahawalpur ( Pakistan )

Intermediate Board of Intermediate & Secondary Education BWP (Pakistan)

Matriculation Board of Intermediate & Secondary Education BWP (Pakistan)

IELTS International English Language Course (United kingdom)

OTHER SKILLS: Project management (defining project, its objectives, constraints applied to it, Project appraisal, project risk Management, Monitoring and controlling project, Post project review

Marketing (customer's segmentation, Identification of segment needs, Electing segments for targeting, Creating Traditional marketing mix (4 P, s), E -Marketing and E –Branding.