Case No. 503411 Greene County Clerk’s Index No. 323/05

Court of Appeals of the

State of New York

PORTFOLIO RECOVERY ASSOCIATES, LLC,

Plaintiff-Respondent,

– against –

JARED KING,

Defendant-Appellant.

JOINT BRIEF FOR AMICI CURIAE NEW YORK CITY BAR ASSOCIATION AND THE NEW YORK CITY DEPARTMENT OF CONSUMER AFFAIRS

GINA CALABRESE CAROLYN E. COFFEY JANET RAY KALSON ANAMARIA SEGURA CLAUDIA WILNER MEMBERS, CONSUMER AFFAIRS

AND CIVIL COURT COMMITTEES 42 West 44th Street New York, New York 10036 Tel.: (212) 382-6600 Fax: (212) 587-0744

MARLA TEPPER GENERAL COUNSEL NEW YORK CITY DEPARTMENT OF

CONSUMER AFFAIRS 42 Broadway, 8th Floor New York, New York 10004 Tel.: (212) 487-4406 Fax: (212) 487-4197

Date Completed: December 22, 2009