WELCOME TO ALTERRA HOME LOANSVenta Financial Group, Inc. was founded in 2006 by two exceptional mortgage and real estate leaders with over 50 years of combined experience. Venta is headquartered in the state of Nevada, and is uniquely-positioned as a 100% minority-owned, community-based mortgage banker providing residential lending services in Nevada, California, Oregon, Washington, Arizona, Colorado, Texas, Georgia, Florida, New Jersey and Illinois. Coming soon includes Virginia, North Carolina, Pennsylvania, New York, Maryland and Massachusetts. Venta is one of the fastest-growing mortgage bankers in the nation.

Find A Better Way | Little Things Matter | Own ItALTERRA’S PRINCIPLES:

PASSIONATE ABOUT SUCCESS

Our average Loan Officer • Grows their business 45%• Increases their partnerships 25% • Closes loans in 22 days from submission• Has one of the highest paid comp plans in the industryWe provide dedicated individuals the tools to create their own success. As we continue to grow, our originators, processors, under-writers and entire team will be right there, with passion and commitment.

A TOP TECH COMPANY

GET THE RIGHT TOOLS

• Web Based LOS System• Integrated Marketing System• Live Access To Branch Financials• Analytics On Steroids By Movation• Online Portal With Access To Guidelines, News, Support

Our CRM is a data-base-driven, automated marketing solution proven to triple customer retention for mortgage professionals. Recurring campaigns that continuously expose you to Realtors® and clients. Automated birthday emails, targeted campaigns, and much more.

Direct Freddie MacSeller/ServicerDU Refi PlusHigh BalanceHome Renovation

Jumbo LoansForeign NationalNon-WarrantableCondo’s

Government ProductsFHA 580+ FICOFHA No FICOFHA High BalanceFHA 203KStreamlinesUSDAVA IRRRL’sVA 580+ FICOManufacturedHousing

Conforming

Non-Conforming

Portfolio LoansI -TIN Product24 Month Bank StatementI Day Out Of Foreclosure, BK, or Short Sale

Down PaymentAssistanceAvailable InMost Cities

Employee Real Estate Purchase Program• The company will provide a gift down payment of 2.5% with no strings attached (employee 1% down)

• ZERO lending fees on the Loan

Felix DeHerreraTrust Scholarship Program

Felix DeHerrera believes in “Paying it Forward.” “True gratification is the ability to help

someone else achieve more.” He is proud and excited to be able to provide scholarships

to the children of our employees.

Our Products*

*Our underwriting guidelines are program specific and do not have additional overlaysin our government or conventional loans. We strictly underwrite based on AUS findings!

Alterra has you covered:We want to make sure that you have access to premium benefits. We have partnered with some of the top companies in the country covering you with medical, vision, dental and 401K.

Aggressive commission structures

Do you want to be a top producer?We can help to build your team:

We understand the importance of training.

• 3 Day training in Las Vegas, NV. (On-site training also available)

• Outstanding customer service to clients• Familiarize yourself faster• Practice with experienced people • Support staff help you to be more productive

• You can have a loan assistant if

• We can help you with marketing

you close 5 loans

dollars to build your business

Alterra Home Loans is an Equal Housing Lender. Alterra Home Loans, a division of Venta Financial Group Inc. A Nevada corporation located at 1290 S Jones Blvd. Las Vegas, NV 89146. NMLS: 133739. CA Department of Real Estate. BRE #01842885. Nevada Mortgage Lending Division Lic # 3388. Texas State Banker License. New Jersey Lender License. Oregon State License ML-4879. Washington State License #CL-133739. Georgia State License # 30249. Florida State License #MLD381. Arizona State License # 0915860. This is not an offer for extension of credit or a commitment to lend.