affordable healthcare for americans

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10.2% Unemployment The estimated population of the United States is 307,264,431 so each citizen's share of this debt is $39,036.69. National Debt

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Page 1: Affordable Healthcare For Americans

10.2% Unemployment

The estimated population of the United States is 307,264,431so each citizen's share of this debt is $39,036.69.

National Debt

Page 2: Affordable Healthcare For Americans

How the Government Handles YOUR Money:

• Medicare:

• BROKE

• Social Security:

• BROKE

• Post Office:

• BROKE

Page 3: Affordable Healthcare For Americans

Included in the “Affordable Health Care for America Act”

HR 39621990 pages (that’s a whole lot of trees to you environmentalists)

“Regulation" appears 181 times. "Tax" is there 214 times and "Fees," 103 times. “Shall" is included more than 3,400 times.

Page 4: Affordable Healthcare For Americans

Per H.R. 3962, If you fail to purchase a government approved health

insurance policy you will pay a fine OR:

Section 7201 – “felony willful evasion is punishable by a fine of up to $250,000 and/or imprisonment of up to five years.” *page 3+ Joint Committee on Taxation.

Page 5: Affordable Healthcare For Americans

How will we pay for this?• 500 billion in cuts to Medicare (A program that

is already broke. What will happen to our seniors?)According to the AP: “Seniors would pay $49

billion in higher premiums over the next decade as a result of legislation headed for a House vote that raises fees for doctors treating Medicare patients, according to an estimate by congressional budget officials.” http://www.google.com/hostednews/ap/article/ALeqM5jxBlXL2PdI9MY8ABYzh6XNXLFAygD9C1J5IG0

• Expansion of Medicaid Programs (State run….wonder how your state will afford it? See next slide!)

Page 6: Affordable Healthcare For Americans

Taxes, Taxes, Taxes

Individual Mandate Surtax (Page 296) Medicine Cabinet Tax (Page 324) Cap on FSAs (Page 325) Increased Additional Tax on Non-Qualified HSA Distributions (Page 326) Excise Tax on Medical Devices (Page 339) Denial of Tax Deduction for Employer Health Plans Coordinating with Medicare Part D (Page 327)Corporate 1099-MISC Information Reporting (Page 344) Delay in Worldwide Allocation of Interest (Page 345)Limitation on Tax Treaty Benefits for Certain Payments (Page 346) Application of “More Likely Than Not” Rule (Page 357) Codification of the “Economic Substance Doctrine” (Page 349)http://www.leftcoastrebel.com/2009/10/hr-3962-1990-pages-thirteen-new-taxes.html

Page 7: Affordable Healthcare For Americans

But Government Healthcare WORKS

In Canada

In the UK

In Massachusetts

(or not????)

Page 8: Affordable Healthcare For Americans

Wait Times: Ontario Ministry of Health and Long Term Care

Page 9: Affordable Healthcare For Americans

Healthcare Rationing in the UK

“Of course, UK health care is cheap. We spend less on health carethan does any comparable nation, but the cheapness of the NHSis subsidised by the exhaustion and demoralisation of the staffand by the second-rate service it so often provides. It is thecheapness of the miser who knows the price of everything and thevalue of nothing. And it is a cheapness that demeans patients assupplicants and which hides the medical realities of rationingfrom them. “

IEA Health and Welfare Unit,Choice in Welfare No. 55Delay, Denial and Dilution:The Impact of NHS Rationing on Heart Disease and Cancer

Page 10: Affordable Healthcare For Americans

Government Panels decide who gets care:

• In the UK, NICE (the National Institute for Health and Clinical Excellence) “sets a threshold for cost-effectiveness that it applies uniformly: It has decided that Britain should spend the same amount saving or improving the life of a 75-year-old smoker as it would a five year-old. If a treatment is found to cost more than about $30,000-$45,000 per “quality-adjusted life year,” it is rarely covered. This approach has led to the denial of valuable care”http://www.heritage.org/Research/HealthCare/wm2154.cfm

Page 11: Affordable Healthcare For Americans

Healthcare Rationing USA

This week a government panel issued a recommendation that women begin mammograms at age 50 instead of the American Cancer Society’s recommendation that mammograms begin at 40. Per the Washington Post: “The new recommendations took on added significance because under health-care reform legislation pending in Congress, the conclusions of the 16-member task force would set standards for what preventive services insurance plans would be required to cover at little or no cost.”

Page 12: Affordable Healthcare For Americans

Key Findings from the 2008 Health Tracking Study Physician Survey

• Slightly more than half of physicians (53%) reported their practices were accepting all or most new Medicaid patients; 28 percent reported accepting no new Medicaid patients. Almost nine in 10 physicians (87%) reported their practices were accepting all or most new privately insured patients.http://www.hschange.com/CONTENT/1078/

(In other words, you have a difficult time finding a doctor if you have Medicaid, due to poor government reimbursement of doctors under the plan).

Page 13: Affordable Healthcare For Americans

Massachussetts Universal Coverage

• According to an article by Michael D Tanner, “How Not to Reform Healthcare” since the program became law, insurance premiums have been increasing by 10 to 12 percent per year, nearly double the national average. On average, health insurance costs $16,897 a year for a family of four in Massachusetts, compared to $12,700 nationally. Meanwhile, total health-care spending in the state has increased by 28 percent.

http://www.cato.org/pub_display.php?pub_id=10279

Page 14: Affordable Healthcare For Americans

Insurance DenialsOur government is #1 in insurance denials

Page 15: Affordable Healthcare For Americans

November 2009

The latest Rasmussen Reports national telephone survey finds that 45% now favor the health care plan proposed by President Obama and congressional Democrats. Most (52%) remain opposed.

Only 25% Strongly Support the plan while 42% are Strongly Opposed. http://www.rasmussenreports.com/public_content/politics/current_events/healthcare/september_2009/health_care_reform

Page 16: Affordable Healthcare For Americans

Fixing the Parts that aren’t broke

Page 17: Affordable Healthcare For Americans

“Let me be exactly clear about what health care reform means to you.” First of all, if you’ve got health insurance, you like your doctors, you like your plan, you can keep your doctor, you can

keep your plan. Nobody is talking about taking that away

from you.”

Page 18: Affordable Healthcare For Americans

"A single payer health care plan, a universal health care plan. And that’s what I’d like to see. But as all of you know, we may not get there immediately. Because first we have to take back the White House, we have to take back the Senate, and we have to take back the House."--BARACK OBAMA

"I have not said that I was a single payer supporter...."--BARACK OBAMA

Page 19: Affordable Healthcare For Americans

H. R. 3962Page 94

1 (c) LIMITATION ON INDIVIDUAL HEALTH INSURANCE COVERAGE.—

(1) IN GENERAL.—Individual health insurance

coverage that is not grandfathered health insurance

coverage under subsection (a) may only be offered

on or after the first day of Y1 as an Exchange-participating health benefits plan.

Page 20: Affordable Healthcare For Americans

The Evil Insurance Industry

• President Obama: There have been reports just over the last couple of days of insurance companies making record profits, right now," Obama said during a prime-time news conference. At a time when everybody's getting hammered, they're making record profits, and premiums are going up. What's the constraint on that? ... Well, part of the way is to make sure that there's some competition out there.”

Page 21: Affordable Healthcare For Americans

According to Yahoo Finance, Profit Margins by Industry shows the industry "Health Care Plans" ranks #86 by profit margin (profits/revenue) at 3.3%. Measured by profit margin, there are 85 industries more profitable than Health Care Plans

Page 22: Affordable Healthcare For Americans

Fun with Math

According to the Center for American Progress, there are over 1,000 private Health Insurance Companies in the United States

In Minnesota, 9 HMO’s are allowed to “compete” for your business, all of them functioning as NON-PROFIT corporations. ( 4 of those companies make up 80% of the market share)

If the Government joined in with their “public option” that would leave us 10 choices. Due to over regulation, insurance companies are not allowed to sell across state lines. Would you increase competition by adding 1 (government) insurance company or 1000 companies to the list of those competing for your business? You do the math!

1000 > 10

Page 24: Affordable Healthcare For Americans

Just thoughts:

• We should fix what is truly broken!!! Most Americans support legislation that would address health care coverage for those who truly cannot afford it.

• We should NOT:

Allow government takeover of private industry, bankrupt our country, ruin health care for everyone! We are better than this!!!