TAILORED LIABILITY COVER FOR EDUCATIONAL INSTITUTIONS

Active Shooter

Protect against the liabilityOur consortium active shooter policy has been developed specifically to help counter the liability risk posed by an active shooter. Providing clear and unambiguous third-party liability cover, the policy also provides pre- and post-loss security consultancy to help minimise the chance of an incident happening, as well as reducing the impact after an incident.

Backed by a Lloyd’s Consortium led by Beazley Syndicate, the standalone active shooter product brings clarity to a notoriously grey area of coverage in existing third-party liability policies.

With this active shooter product, an educational establishment can be secure in the knowledge that it has up to $20m of third-party liability cover in the event an incident leads to legal action.

Active shooter insuranceAvailable primarily to any size educational establishment in the US, active shooter insurance cover provides:

Dthird-party liability cover of up to $20m Dsecurity consultancy for pre- and post-loss advice Dcounselling costs.

An educational establishment is locked down as a gunman makes it on to campus, inflicting loss of life and injury.

For educational establishments in the US, active shooters – defined as ‘individuals actively engaged in killing or attempting to kill people in a confined area’ – pose a considerable physical threat to staff and students, as well as a significant liability risk to the institutions where they work and learn.

COUNTERING THE ACTIVE SHOOTER THREAT

Incident response from Sorensen Wilder and Associates (SWA)Consortium clients have access to support from SWA – a leading crisis response consultancy. As well as pre- loss advice to help ensure institutions are well prepared through assessment of premises and security advice for employees and students, SWA also helps our clients deal with incidents through comprehensive event management support.

Insure with a market-leaderHiscox has been providing specialist insurance protection against threats such as terrorism, political violence, and kidnap and ransom for over 25 years; covering a wide spectrum of clients from blue chip multinationals to small private businesses, as well as government, health and educational facilities.

Additional cover available from Hiscox DWar, terrorism and political violence. DKidnap and ransom. DThreat. DNCBR.

Active Shooter InsuranceKey features and benefits

FEATURES BENEFITS

Backed by a Lloyd’s consortium. Clients can be confident in the financial security and Lloyd’s promise to pay when it comes to making a claim.

Explicit policy wording that clearly defines the trigger for coverage.

Transparent and simple policy wording means the client knows what is and what isn’t covered. Removes any ambiguity around third party-liability.

No-zonal restriction on the origin of the attack.

Client can be sure they will be covered wherever the threat comes from.

SWA response services including a pre-loss advice document and 24/7 helpline.

Clients can plan with more certainty and react quickly and safely with SWA support.

Hiscox Ltd1 Great St Helen’sLondon EC3A 6HX

T +44 (0)20 7448 6000E enquiry@hiscox.comwww.hiscoxlondonmarket.com

Registered in England no. 2590623

Hiscox Syndicates Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

This broker communication is for informational purposes only. The coverage afforded by the products described herein are subject to and governed by the terms and conditions of each policy issued. This information may not be used to modify any policy that might be issued. The products described are underwritten by a Hiscox Syndicate at Lloyd’s, London, and are available in the US on a surplus lines basis. The publication and delivery of this information is not intended to be a solicitation by Lloyd’s for the purchase of insurance on any US risk. 15702 03/16

For more informationTo find out more about active shooter insurance cover, speak to your Hiscox underwriting contact, call +44 (0)20 7448 6000 or email terrorismreferrals@hiscox.com.