about | interest | saving | electronic fund transfer | checking | calculators | games | glossary...


design principles.• visibility of system status

– user can see where he is now and where he is going (grey out unavailable items)

• dynalinking– various forms of data are linked

dynamically

• motivation to use system– use compelling characters and create a

desire to continue with story

• map to user’s model– provide navigation for separate models


Hey kids! Enter here!Hey kids! Enter here!


Panda Paul’s Adventure with Interest

Sandy Tiger Goes-a-Saving

Elephant Ellie and the Great Electronic Fund Transfer

Crocodile Chris and the Checking Mystery

Welcome to Banking for Kids!We put the fun in funds!

Choose an adventure to start learning…

interest

electronicfund transfer

saving

checking


Hi, I’m Panda Paul! I have some money, but I need your help.

I want to know how much I will have in the future.

Can you help me?

Panda Paul’s Adventure with Interest

Please select.

Yes, I want to help Panda Paul!No thanks, I want to start over.

OKOK

Do you want to help Panda Paul?

Yes, I want to help Panda Paul!

backbackbackback forward forward forward forward homehomehomehome


calculatecalculateChoose an amount of money. $10$20$30$40$50

Panda Paul’s adventure with interest First, let’s decide how much money I have now.

Please choose from the box below.

?$____$____

Panda has:

___%___%

Interest rate:

________

number of years:

OKOK

How much money does he have now?

$50



calculatecalculate

___%___%

Interest rate:

________

number of years:

Choose an interest rate.

Panda Paul’s adventure with interestOk, now let’s choose the interest rate. from the list below.

2%3%4%5%6%

What is the interest rate?

$ 50$ 50Panda has:

OKOK3%



calculatecalculate

________

number of years:

Choose the number of years.

Panda Paul’s adventure with interestNow, let’s decide how long I will save my money?

Please, choose the number of years below.

10 years11 years12 years13 years14 years

What is the number of years?

$ 50$ 50

Panda has:

3%3%

Interest rate:

OKOK10 years

1010

number of years:

calculatecalculate



Panda Paul’s adventure with interestThanks for your help!

Try changing the numbers and click the recalculate button.

recalculaterecalculateResults: Panda Paul will have $ 67 in 10 years.

$ 50$ 50

Panda has:

3%3%

Interest rate:

1010

number of years:

watch it work!watch it work!

Results: Panda Paul will have $ 74 in 10 years.

4%



Panda Paul’s adventure with interest

$ 50$ 50

Panda has:

4%4%

Interest rate:

1010

number of years:

How does it work? Panda Paul’s money gains interest each year, so it actually grows! Click on the boxes see the action.

$74

recalculaterecalculate



Year 0: $50Year 1: $52Year 2: $54.08Year 3: $56.24Year 4: $58.50Year 5: $60.83Year 6: $63.27Year 7: $65.80Year 8: $68.43Year 9: $71.20Year 10: $74.00


Year 8: $68Year 9: $71Year 10: $74Year 11: $77Year 12: $80Year 13: $83Year 14: $86Year 15: $90Year 16: $93Year 17: $97Year 18: $101

Panda Paul’s adventure with interest

$ 50$ 50

Panda has:

4%4%

Interest rate:

1010

number of years:

How does it work? Panda Paul’s money gains interest each year, so it actually grows! Click on the boxes see the action.




Year 0: $50Year 1: $52Year 2: $54.08Year 3: $56.24Year 4: $58.50Year 5: $60.83Year 6: $63.27Year 7: $65.80Year 8: $68.43Year 9: $71.20Year 10: $74.00

Results: Panda Paul will have $ 101 in 18 years. $ 101$ 101

1818



Hello there! I’m Elephant Ellie.

I need to buy a gift for my friend’s birthday.

Can you help me?

Please select.

Yes, I want to help Elephant Ellie!No thanks, I want to go back home.

OKOK

Do you want to help Elephant Ellie?

Yes, I want to help Elephant Ellie!


E


Ellie needs:

calculatecalculate


First, let’s decide how much money I have now.

Please, choose from the box below.

$____$____

Ellie has:

$___$___

Cost of gift:

Choose an amount of money. $5$10$15$20$25

How much money does Ellie have now?OKOK$15

$ 15 $ 15

Ellie has:

To buy a:



To buy a:

calculatecalculate

Choose a birthday gift. postercool new CDstriped socksdinosaurcomputer game


Now let’s decide what I want to buy for my friend’s birthday gift.

Please, choose from below.

$____$____

Ellie has:

$____$____

Cost of gift:

What does Ellie want to buy?OKOKcool new CD

$ 22$ 22

Cost of gift:

$ 15 $ 15

Ellie has:

calculatecalculate

Ellie needs:




Choose from below.


Ok, so I need some money.

I think I will use an EFT, or Electronic Fund Transfer.

What should I do?

How can Ellie do an EFT?OKOK

$ 22$ 22

Cost of gift:

$ 15 $ 15

Ellie has:

$ 7

Ellie needs:

Go to an ATM machine.Go to the moon.Go to the circus.

To buy a:

cool new CDGo to an ATM machine





How can Ellie do an EFT?

OKOK

$ 22$ 22

Cost of gift:

$ 15 $ 15

Ellie has:

$ 7

Ellie needs:

To buy a:

cool new CD

That’s right!The ATM is a machine that keeps track of your money, just like the teller inside the bank does. But bank tellers are only at the bank, and ATM's can be anywhere. There's usually an ATM at the bank, but they're at the mall and the grocery store, too.



GlossaryBank—An organization that keeps money safe for people, and that people or businesses can borrow money from.

Budget—A plan that describes how and when money will be saved and spent.

Cash—Another name for money.

Check—A written instruction to your bank to pay the amount of money you have written on it. You can use a check instead of cash to buy things as long as you have the money in your bank account.

Deposit—Money you put into your account.

Expenses—Things you pay money for.

Financial—Anything that has to do with money.

Interest—An amount of money that is paid for using someone else's money. When you borrow money you pay an interest charge. When you deposit money in a savings account at a bank, the bank will pay you interest.

Invest—To put your money into savings accounts that you hope will grow in value and earn you more money.

Loan—Money that is given to you in exchange for a promise that you will pay it all back, plus an additional charge called interest.

Save—Hanging onto your money for future use instead of spending it. Saving is the opposite of spending.

Savings Account—A bank account that pays you interest for keeping your money in it.

Withdrawal—When you take money out of your bank account. backbackbackback forward forward forward forward homehomehomehome


Hi, I’m Sandy Tiger! I have some money, but I need your help.

I want to know how I can save money.

Can you help me?

Sandy Tiger Goes-A-Saving

Please select.

Yes, I want to help Sandy Tiger!No thanks, I want to start over.

OKOK

Do you want to help Sandy Tiger?

Yes, I want to help Sandy Tiger!


SavingTips


my references:

• http://www.state.ct.us/dob/pages/abcs-1.htm• http://www.ssnb.com/youngsavers/money.htm• http://www.kidsbank.com/the_story/checks/checks_6.asp


The end


Saving Tips:

• Putting money in a savings account is a great way to make sure you have the money you need, when you need it. You put money in the bank now, and you can use it later.

• It makes sense to save money, putting some in the bank every week, month after month. Over the years, your money will grow and you'll feel good about saving. You can use a little of the money you've saved for special things—maybe to buy your mom or dad a birthday present, or a surprise for a friend.

• Collect your coins in a safe place like a piggy bank or jar, and when it gets full, put the coins in the plastic coin wrappers and deposit them into your savings account. You'll be surprised how fast those coins can add up!

• When you get money as a gift from family or friends, put it right into your savings account where it will get added to your other money. You'll be able to buy yourself something really special if you combine the money you've saved with any gift money you get.

• Always put the money you earn from chores around the house in your savings account. It's a great way to make sure your hard work helps you reach your savings goal.

Close

about | interest | saving | electronic fund transfer | checking | calculators | games | glossary...

Documents

number of years

checking slide

forward homehome slide

im panda paul

checking mystery welcome

basic concepts of banking

webbased tool

users model