a guide to zakat muis spore
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ZakatTRANSCRIPT
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A Guide to Zakat
The Islamic Religious Council of Singapore (Muis)
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Those who believe, and do deeds of righteousness, and establish regular prayers and Zakat,“
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will have their reward with their Lord: on them shall be no fear nor shall they grieve.”“
(Surah Al-Baqarah: 277)
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(The superstructure of ) Islam is raised on five (pillars): to utter an attestation of faith, performance of prayer, payment of Zakat, fast of Ramadan and pilgrimage (to Makkah).”
“Narrated by Ibnu Umar R.A.
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Zakat Sadaqah
Wajib Sunnat
Pillar of Islam Not a Pillar of Islam
Has specific rates and amount (Nisab)
No specific rates and amount
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Zakat Sadaqah
Specific time / period (Haul)
Not time specific
Given to specified recipients
May be given to whoever the giver wishes
Those who do not give Zakat are punished
Those who do not give sadaqah are not punished
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Meaning of Zakat
In Language
Growth, multiplicity, fertile, cleanse and full of berkah
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In Context
Wealth that is • taken from specific groups• to be given to specific groups• at specific rates• when the stipulated period is met
Meaning of Zakat
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Obligatory Conditions for Zakat on Wealth
Muslim
Full ownership of assets
NisabMarket value of 86 gram of gold
Completion of Haul Possession of the assets for one Hijrah year = 355 days
=1
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$
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Benefits of Zakat✓For the Society
• Strengthens the bond between Muslims• Improves the society’s standard of living
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Benefits of Zakat
For the Zakat Payer
• Increases awareness and empathy towards those in need
• Encourages the spirit of giving and caring• Discourages one from being greedy and miserly• Builds a sense of gratitude towards Allah
(S.W.T)
✓
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Benefits of Zakat
For the Zakat Recipient
• Assists in providing work-life support• Discourages ill feelings among the rich• Instills a sense of respect and care
towards those blessed with wealth
✓
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For the Wealth
• Purifies the wealth• Increases the multiplicity
of wealth
Benefits of Zakat✓
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Zakat on Savings
Zakat on CPF
Zakat on Business
Zakat on Gold
Zakat on Shares
Zakat on Insurance
Types of Zakat
Zakat on Wealth
What is the difference between
Zakat Fitrah & Zakat on Wealth?
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?
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Zakat Fitrah Zakat on Wealth
Alms on every person Alms on wealth
Paid within stipulated time
No stipulated time
Amount is low and all Muslims are required to pay the same amount
Dependent on the amount of wealth the giver has
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Zakah expenditures are only for the poor, the needy, those employed to collect (Zakat), bringing hearts together (for Islam),
“
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freeing captives (or slaves), those in debt, for the cause of Allah and for the (stranded) traveler.“
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An obligation (imposed) by Allah. And Allah is Knowing and Wise.”“
(Surah At-Taubah: 60)
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8 Asnaf Zakat Recipients
Fakir
Amil
Muallaf
RiqabGharimin
Fisabilillah
Ibnussabil Miskin
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Fakir
One who has neither material possession nor means of livelihood; one who suffers, and has no means to sustain his/her daily needs.
Muis Disburses Your Zakat to All 8 Asnaf
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One with insufficient means of livelihood to meet his/her basic needs.
Miskin
Muis Disburses Your Zakat to All 8 Asnaf
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Amil
One who is appointed to collect Zakat and the expenses incurred in the administration of Zakat.
Muis Disburses Your Zakat to All 8 Asnaf
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Muallaf
One who recently embraced Islam.
Muis Disburses Your Zakat to All 8 Asnaf
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Riqab
One who wants to free himself from the bondage or shackles of slavery. In Singapore, this category of recipients is spent to those who need help to pursue their education.
Muis Disburses Your Zakat to All 8 Asnaf
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Gharimin
One who is in debt but needs assistance to meet his/her basic needs.
Muis Disburses Your Zakat to All 8 Asnaf
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Fisabilillah
Those who strive in the cause of Allah for the betterment of the community.
Muis Disburses Your Zakat to All 8 Asnaf
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Ibnussabil
Stranded travellers on a permissible journey.
Muis Disburses Your Zakat to All 8 Asnaf
When the conditions for haul and nisab are met, it is not only the savings account which remains stable that is required for Zakat.
Other types include
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! Did you know...
✓ Savings which fluctuate in amount
✓ Savings for the Haj Pilgrimage
✓ Savings for children’s account
✓ Savings for purchase of luxury
items like automobiles and houses
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Known as Zakat on the Person, Zakat of Ramadan or Zakat Fitri
Meaning of Zakat Fitrah
Act as a purification for our fast
Payment can be made throughout the month of Ramadan but must be before the start of Eidul Fitri prayers
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Obligatory Conditions for Zakat Fitrah=Obligatory for every Muslim (man, woman, child, infant)
Owns more than 2.3 kilogram of staple food (rice)
Meets Ramadan and Syawal
Must be performed before takbiratul ihram solat Eid
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For more information, visit our websites
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www.zakat.sg
facebook.com/zakat.sg
twitter.com/zakat_sg
youtube.com/zakatsg
slideshare.net/zakatsg
issuu.com/zakatsg