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Introducing Tranwall Transaction Control

to

Control | Convenience | Peace of Mind

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Banks incur losses directly and indirectly due to fraud

Cardholders are inconvenienced

due to predictive technologies causing declined transactions even when funds are available

Debit & Credit Cards are not secure

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Fraud as percentage of issuing transaction value across the EU

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0.000%  

0.010%  

0.020%  

0.030%  

0.040%  

0.050%  

0.060%  

0.070%  

Source:  European  Central  Bank  –  Third  Report  on  Card  Fraud  2014  

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Allow cardholders to participate in the

authorization logic of payments

The Solution

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The Solution – The Magic

Cardholders have the ability to enable and disable Transaction

Channels as and when required

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If a transaction fails, Cardholders can

enable the Transaction Channel

immediately

Transaction Notification

Blocked Dollar 329.00 at Apple Store Sockton Street because card was OFF for

HIGH VALUE TRANSACTIONS [03 Oct 14:04]

Cancel View Card

The Solution – SmartApp

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Application Examples

FAMILY

TRANSACTION CONTROL

FOREIGN

TRANSACTION CONTROL

Transaction for 600USD at Apple Moscow blocked. Reply with TRAVEL RU to activate card for 12 days in Russia

CARD NOT PRESENT

TRANSACTION CONTROL

CORPORATE

TRANSACTION CONTROL LOCATION BASED

TRANSACTION CONTROL

CARD PRESENT

TRANSACTION CONTROL

SELF SERVICE FOR

DAILY/MONTHLY/ALLOW LIMITS

SECURE & FLEXIBLE

CARD PRODUCTS

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The Solution – Minimum Impact

•  Debit & Credit Cards don’t have to be reissued

•  Opt-in scenarios allow cards to work as before until the cardholder enables Tranwall features

•  No infrastructure changes required

•  No merchant changes required

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2014 Card Control Figures

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Bank Value

•  Dramatic fraud savings

•  Admin savings •  Reclaimed

transactions •  Increased spend •  Increased trust •  Messaging savings •  Billable service •  Customer retention

•  Control •  Empowerment •  Self service •  Convenience •  Peace of mind

Cardholder Value

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