Mr. Van Stavern

Personal Finance

It is a good idea to loan money to a friend or relative.

They would do the same for you.

It can strain the relationshipIt creates a master/servant relationship

It is a good idea to loan money to a friend or relative.

They would do the same for you.

It can strain the relationshipIt creates a master/servant relationship

Playing the lottery or gamblingwill make you rich!

Lottery and Gambling are a tax on the poor.

Playing the lottery or gamblingwill make you rich!

Lottery and Gambling are a tax on the poor.

By co-signing on a loan, I am helping a friend or relative.

Be ready to pay the loan payments when that person cannot make them.

It effects your credit score whether they pay on time or not.

By co-signing on a loan, I am helping a friend or relative.

Be ready to pay the loan payments when that person cannot make them.

It effects your credit score whether they pay on time or not.

Cash-advance and payday loans are valuable services to help people

get ahead.

They can charge UNLIMITED interest rates!Designed to take advantage of the poor.

Cash-advance and payday loans are valuable services to help people

get ahead.

They can charge UNLIMITED interest rates!Designed to take advantage of the poor.

Car payments are a way of life. You will always have a car payment.

Stay away from payments.Save to buy a reliable used car with cashContinue making payments to yourself to

buy your next car with cash.

Car payments are a way of life. You will always have a car payment.

Stay away from payments.Save to buy a reliable used car with cashContinue making payments to yourself to

buy your next car with cash.

Leasing a car is a smart idea. It is a tax advantage and the dealership has to

absorb the maintenance costs.

A car lease is the most expensive way to operate a vehicle if you look at total cost.

Leasing a car is a smart idea. It is a tax advantage and the dealership has to

absorb the maintenance costs.

A car lease is the most expensive way to operate a vehicle if you look at total cost.

You can get a great deal on a new car when they give 0% financing.

A new car loses 10% of it’s value the minute you drive off the lot.

A new car loses 60% of it’s value in the first 4 years.

You can get a great deal on a new car when they give 0% financing.

A new car loses 10% of it’s value the minute you drive off the lot.

A new car loses 60% of it’s value in the first 4 years.

You need a credit card to purchase online or for airline tickets and rental cars.

Debit cards can do the same thing without putting you into debt.

Can take longer, or tie up funds, but it is possible to get all these things with a d.c.

You need a credit card to purchase online or for airline tickets and rental cars.

Debit cards can do the same thing without putting you into debt.

Can take longer, or tie up funds, but it is possible to get all these things with a d.c.

I pay my credit card off every month and get great benefits, like airline miles, etc.

You end up charging more to get these benefits.

There is no emotional transaction to paying with a credit card, so you will spend more

without thinking about it.

I pay my credit card off every month and get great benefits, like airline miles, etc.

You end up charging more to get these benefits.

There is no emotional transaction to paying with a credit card, so you will spend more

without thinking about it.

You should make sure your teenager has a credit card to build up their credit

score.

This is an excellent way to teach irresponsibility.

Teens are the #1 target for c.c. companies & spend average of 1 million on marketing.

You should make sure your teenager has a credit card to build up their credit

score.

This is an excellent way to teach irresponsibility.

Teens are the #1 target for c.c. companies & spend average of 1 million on marketing.