4 th floor, pacific tower, madhuban scheme udaipur, india 313001 p +91-294 2411709 | 9982795333 e...
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4th Floor, Pacific Tower, Madhuban SchemeUdaipur, India 313001 P +91-294 2411709 | 9982795333
E [email protected] www.cognuscapitalinvest.com
COGNUS CAPITAL INVEST
207, Luhadia Tower, C-Scheme Ashok MargJaipur, India
Head Office :
Corporate Office :
Cognus capital invest is a financial advisory firm offering a broad range of services to meet the needs of our client with a unbiased approach..
Tax Planning Cash management planning Short term planning Portfolio management(PMS) Corporate FD’S/ Bonds Medicliam Term plan
ABOUT COGNUS CAPITAL INVEST
Free one to one financial services Any time free consultation Complete end to end support All type of investment solutions
OUR USP’S
WHY TO INVEST
“You can waste money lifetime getting no where or you can invest some amount each day to get anywhere!”
FACTS ON INVESTMENT
of youth indian is unfamiliar about the investment products
of indian customer keep money in Bank and Fixed Deposit
79%95%
INSTRUMENT TAX BENEFITS RETURN DURATIONEPF YES 8.5% 15 Years
PPF YES 8.8% 15 Years
NSE CERTFICATE YES 8.8% 5 Years
FDS-BANKS & POST OFFICE YES 7.70% To 9.50% 5 Years
SENIOR CITIZEN SAVING SCHEME
YES 9% 5 Years
MUTUAL FUND YES Market linked Any time
ULIP YES Market linked 5 Years
DIRECT EQUITY YES Market linked Long term
GOLD NO Market linked Long term
REAL ESTATE YES Market linked 10-15 Years
WHERE TO INVEST
INVESTMENT GOALS
CAPITAL PRESERVATION
GENERATE INCOME
CAPITAL APPRECIATION
SAVING BANK ACCOUNT
PPF
The above chart clearly indicates that all type of financial needs can be fulfilled through Mutual Fund. However the myth about
Mutual Fund is that it deal with Equity market only
MUTUAL FUNDS
FIXED DEPOSIT
PO-MIS
FIXED DEPOSIT
PO-MIS
ITEM MONEY IN SAVING ACCOUNT
MONEY IN LIQUID FUND
AMOUNT 100000 Rs. 100000 Rs.
INTEREST ON AMOUNT IN 365 DAY 4000 Rs. 8000 Rs. To 9000 Rs.
PER DAY INTEREST IN INR 11 Rs. / Day Approx 22 to 25 Rs. / Day Approx
IF A PERSON PUT HIS MONEY LIQUID FUND
THAN EARN ADDITIONAL PER DAY (IN INR )
NA 11 To 14 Rs. / Day
SAVING BANK ACCOUNT Vs LIQUID FUND
COMPONETS BANK FIXED DEPOSIT
F.M.P =FIXED MATURITY PLAN
BREAK DOWN With indexation Without indexation
INVESTMENT AMT(RS) 100000 100000 100000
ASSUMED NET YIELD (P.A) 9% 9% 9%
TENOR (MONTH) 36 36 36
AMOUNT AT MATURITY (RS) 130605 130605 130605
INDEXATION RATE N.A. 9% N.A.
INTEREST /LTCG 30605 30605 30605
INDEXED COST ACQUISITION N.A. 130605 N.A.
INDEXED GAIN /LOSS N.A. 0 30605
TAX RATE 33.99% 22.66% 11.33%
TAX ON FD/ CAPITAL GAIN ON MF5
585.18 0 3467.54
POST TAX INCOME 1136.44 30605 27134.45
POST TAX YIELD (ANNUALISED) 6.67% 9.00% 8.1%
BANK FIXED DEPOSIT Vs FIXED MATURITY PLAN
TIMEHORIZON
1-2MONTH
2 – 12 MONTH
1 YEAR
1-2 YEAR
2-3 YEAR
3-5 YEAR
5 YEAR PLUS
TYPE LIQUID GILT FMP MIP BALANCED EQUITY SECTOR
ASSETALLOCATION
0% Equity
100% Money Market
0% Equity
100%Govt.
Security
0% Equity
100%Debt
20% Equity
80% Debt
60% Equity
40% Debt
80-100% Equity
0-20% Debt
80-100%Equity
0-20% Debt
YEARLYEXPECTED RETURN
7-9% 8-9% 10-11% 10-12% 12-14% 15-20% 15-20%
INVESTMENT OPTIONS IN MUTUAL FUNDS
SR MONTH SIP AMOUNT
NAV UNIT PURCHASED
1 January 1000 100 10
2 February 1000 70 14.28
3 March 1000 15 66.66
4 April 1000 20 50
5 May 1000 65 15.38
6 June 1000 100 10
TOTAL 6000 166.32
Total Unit Purchased = 166.32
Current NAV = Rs.100
Current Value of Investment
166.32 X 100 = 16632/-
Actual Amount Invested
Only 6000/-
SIP CONCEPT
WHY MUTUAL FUNDS
Very few people have been exposed to the idea & advantages of mutual funds and even fewer actually invest in mutual funds, because of lack of adequate knowledge
MEASURE US INDIA
Rupees invested in Mutual Funds out of 100 > 30 < 2
MF Industry size as % size of economy (GDP) 77% 8%
Total size / value of MF industry (Rs. 1000 core) > 929 > 10.87
MUTUAL FUND
BEST INVESTING OPTION
THE FORMULA FOR CREATING WEALTH
Start Early Invest Regularly
Right Asset Class
Create Wealth
Example: If you invest 2000 per month for 25 years ,your total corpus after 25 yrs is 1.35 cr
ANY QUESTIONS
MAKE YOUR MONEY WORK HARD FOR YOU
CONTACT USThank you for your interest in Cognus Capital Invest services. Please provide the following information about your financial needs to help us serve you better.
For more information please contact us:
Address:Cognus Capital Invest4th Floor, Pacific Tower, Madhuban RoadUdaipur, India
Phone: 09982795333Email: [email protected]: www.cognuscapitalinvest.com