1. Page 1 of 322 1. Sum of first n natural numbers = n(n+1)/2 2. Sum of the squares of first n natural numbers = n(n+1)(2n+1)/6 3. Sum of the cubes of first n natural numbers = [n(n+1)/2]^2 4. Sum of first n natural odd numbers = n^2 5. Average = (Sum of items)/Number of items _________________ AP & GP Arithmetic Progression (A.P.): An A.P. is of the form a, a+d, a+2d, a+3d, Where a is called the first term and d is called the common difference 1. nth term of an A.P. tn = a + (n-1)d 2. Sum of the first n terms of an A.P. Sn = n/2[2a+(n-1)d] or Sn = n/2(first term + last term) Geometrical Progression (G.P.): A G.P. is of the form a, ar, ar2, ar3, where a is called the first term and r is called the common ratio. 1. nth term of a G.P. tn = arn-1 2. Sum of the first n terms in a G.P. Sn = a|1-rn|/|1-r| _______________ PERMUTATIONS AND COMBINATIONS : nPr = n!/(n-r)! nPn = n! nP1 = n nCr = n!/(r! (n-r)!) nC1 = n nC0 = 1 = nCn nCr = nCn-r nCr = nPr/r! Number of diagonals in a geometric figure of n sides = nC2-n _________________ TESTS OF DIVISIBILITY : A number is divisible by 2 if it is an even number. A number is divisible by 3 if the sum of the digits is divisible by 3. A number is divisible by 4 if the number formed by the last two digits is divisible by 4. A number is divisible by 5 if the units digit is either 5 or 0. A number is divisible by 6 if the number is divisible by both 2 and 3. A number is divisible by 8 if the number formed by the last three digits is divisible by 8. A number is divisible by 9 if the sum of the digits is divisible by 9. A number is divisible by 10 if the units digit is 0. A number is divisible by 11 if the difference of the sum of its digits at odd places and the sum of its digits at evenplaces, is divisible by 11. 2. Page 2 of 322 _______________ H.C.F and L.C.M : H.C.F stands for Highest Common Factor. The other names for H.C.F are Greatest Common Divisor (G.C.D) and Greatest Common Measure (G.C.M). The H.C.F. of two or more numbers is the greatest number that divides each one of them exactly. The least number which is exactly divisible by each one of the given numbers is called their L.C.M. Two numbers are said to be co-prime if their H.C.F. is 1. H.C.F. of fractions = H.C.F. of numerators/L.C.M of denominators L.C.M. of fractions = G.C.D. of numerators/H.C.F of denominators Product of two numbers = Product of their H.C.F. and L.C.M. ________________ PERCENTAGES : If A is R% more than B, then B is less than A by R / (100+R) * 100 If A is R% less than B, then B is more than A by R / (100-R) * 100 If the price of a commodity increases by R%, then reduction in consumption, not to increase the expenditure is : R/(100+R)*100 If the price of a commodity decreases by R%, then the increase in consumption, not to decrease the expenditure is : R/(100-R)*100 ________________ PROFIT & LOSS : Gain = Selling Price(S.P.) Cost Price(C.P) Loss = C.P. S.P. Gain % = Gain * 100 / C.P. Loss % = Loss * 100 / C.P. S.P. = (100+Gain%)/100*C.P. S.P. = (100-Loss%)/100*C.P. If CP(x), Gain(y), Gain%(z). Then y = x*z/100. [Same in case of Loss] _________________ RATIO & PROPORTIONS: The ratio a : b represents a fraction a/b. a is called antecedent and b is called consequent. The equality of two different ratios is called proportion. If a : b = c : d then a, b, c, d are in proportion. This is represented by a : b :: c : d. In a : b = c : d, then we have a* d = b * c. If a/b = c/d then ( a + b ) / ( a b ) = ( c + d ) / ( c d ). _________________ TIME & WORK : If A can do a piece of work in n days, then As 1 days work = 1/n If A and B work together for n days, then (A+B)s 1 dayss work = 1/n If A is twice as good workman as B, then ratio of work done by A and B = 2:1 ____________________ PIPES & CISTERNS : If a pipe can fill a tank in x hours, then part of tank filled in one hour = 1/x If a pipe can empty a full tank in y hours, then part emptied in one hour = 1/y If a pipe can fill a tank in x hours, and another pipe can empty the full tank in y hours, 3. Page 3 of 322 then on opening both the pipes, the net part filled in 1 hour = (1/x-1/y) if y>x the net part emptied in 1 hour = (1/y-1/x) if x>y ____________________ TIME & DISTANCE : Distance = Speed * Time 1 km/hr = 5/18 m/sec 1 m/sec = 18/5 km/hr Suppose a man covers a certain distance at x kmph and an equal distance at y kmph. Then, the average speedduring the whole journey is 2xy/(x+y) kmph. __________________ PROBLEMS ON TRAINS : Time taken by a train x metres long in passing a signal post or a pole or a standing man is equal to the time taken by the train to cover x metres. Time taken by a train x metres long in passing a stationary object of length y metres is equal to the time taken by the train to cover x+y metres. Suppose two trains are moving in the same direction at u kmph and v kmph such that u>v, then their relative speed= u-v kmph. If two trains of length x km and y km are moving in the same direction at u kmph and v kmph, where u>v, then time taken by the faster train to cross the slower train = (x+y)/(u-v) hours. Suppose two trains are moving in opposite directions at u kmph and v kmph. Then, their relative speed= (u+v) kmph. If two trains of length x km and y km are moving in the opposite directions at u kmph and v kmph, then time taken by the trains to cross each other = (x+y)/(u+v)hours. If two trains start at the same time from two points A and B towards each other and after crossing they take a and b hours in reaching B and A respectively, then As speed: Bs speed= (b : a) _________________ SIMPLE & COMPOUND INTERESTS : Let P be the principal, R be the interest rate percent per annum, and N be the time period. Simple Interest = (P*N*R)/100 Compound Interest = P(1 + R/100)^N P Amount = Principal + Interest when rate of interest time n principal are constant den principal=(C.I.-S.I.)*(100/R)^N ________________ LOGORITHMS : If a^m = x , then m = loga(x). Properties : logx(x) = 1 logx(1) = 0 loga(x*y) = loga(x) + loga(y) loga(x/y) = log ax log ay loga(x) = 1/logx(a) loga(x^p) = p(loga(x)) loga(x) = logb(x)/logb(a) 4. Page 4 of 322 Note : Logarithms for base 1 does not exist. ________________ AREA & PERIMETER : Shape Area Perimeter Circle (Radius)2 2(Radius) Square (side)2 4(side) Rectangle length*breadth 2(length+breadth) Area of a triangle = 1/2*Base*Height or Area of a triangle = (s(s-(s-b)(s-c)) where a,b,c are the lengths of the sides and s = (a+b+c)/2 Area of a parallelogram = Base * Height Area of a rhombus = 1/2(Product of diagonals) Area of a trapezium = 1/2(Sum of parallel sides)(distance between the parallel sides) Area of a quadrilateral = 1/2(diagonal)(Sum of sides) Area of a regular hexagon = 6(3/4)(side)2 Area of a ring = (R2-r2) where R and r are the outer and inner radii of the ring. Area of a circle=r^2 or d^2/4 Area of semi-circle=r^2/2 Area of a quadrant of a circle=r^2/4 Area enclosed by two concentric circles=(R^2-r^2) Area of a sector=/180 degree *r No of revolutions completed by a rotating wheel in 1 minute=distance moved in 1 minute/circumference ___________________ VOLUME & SURFACE AREA : Cube : Let a be the length of each edge. Then, Volume of the cube = a3 cubic units Surface Area = 6a2 square units Diagonal = 3 a units Cuboid : Let l be the length, b be the breadth and h be the height of a cuboid. Then Volume = lbh cu units Surface Area = 2(lb+bh+lh) sq units Diagonal = (l2+b2+h2) Cylinder : Let radius of the base be r and height of the cylinder be h. Then, Volume = r2h cu units Curved Surface Area = 2rh sq units Total Surface Area = 2rh + 2r2 sq units Cone : Let r be the radius of base, h be the height, and l be the slant height of the cone. Then, l2 = h2 + r2 Volume = 1/3(r2h) cu units Curved Surface Area = rl sq units Total Surface Area = rl + r2 sq units 5. Page 5 of 322 Sphere : Let r be the radius of the sphere. Then, Volume = (4/3)r3 cu units Surface Area = 4r2 sq units Hemi-sphere : Let r be the radius of the hemi-sphere. Then, Volume = (2/3)r3 cu units Curved Surface Area = 2r2 sq units Total Surface Area = 3r2 sq units Prism : Volume = (Area of base)(Height) ____________ ALGEBRA 1.(a+b)^2=a^2+2ab+b^2 2.(a-b)^2=a^2-2ab+b^2 3.(a+b)^2=(a-b)^2+4ab 4.(a-b)^2=(a+b)^2-4ab 5.a^2-b^2=(a+b)(a-b) 6.(a + b)3= a3+ b3+ 3ab(a + b) 7.a3+ b3= (a + b)3 3ab(a + b);(a+b)^3-3ab(a+b) 8.(a b)3= a3 b3 3ab(a b) 9.a3 b3= (a b)3+ 3ab(a b);(a-b)^3+3ab(a-b) 10.a^3+b^3+c^3-3abc=(a+b+c)(a^2+b^2+c^2-ab-bc-ac) =(a+b+c)*1/2*[(a-b)^2+(b-c)^2+(c-a)^2] 11.if a+b+c=0 then a^3+b^3+c^3=3abc 12.(a+b+c)^3=a^3+b^3+c^3+3(b+c)(c+a)(a+b) 13.a^2+b^2=(a+b)^2-2ab=(a-b)^2+2ab 14.(a+b+c)^2=a^2+b^2+c^2+2(ab+bc+ca) 15.. a^n b^n= (a b)(a^n1+ a^n2*b + a^n3*b^2+ ..+b^n1) SHORT TRICKS IN PERCENTAGE 1. If the value ofsomethingis increasedby x % and again increasedby y % then resultingeffectin percent Total change = {x+y+x*y/100} Example : The Salary of a worker is firstincreasedby 10% and thereafterincreasedby5%. What isthe overall change in percent. Solution: overall change = + 10 + 5 + (+10)(+5)/100 = +15.5 % (increased) use (+) sign for incrementand (-) sign for decrement. 6. Page 6 of 322 2.If the value of somethingis increasedby x % thendecreasedby y % then resultingeffectinpercent Total change = {+x- y+ (x*(-y)/100)} Example : The Salary of a worker is firstincreasedby 10% and thereafterdecreasedby5%. Whatis the overall change in percent. Solution: overall change = + 10 5 +(10)(-5)/100 = +4.5 % (increased) use (+) sign for incrementand (-) sign for decrement. 3.If the value of somethingis decreasedbyx % and again decreasedby y % then resultingeffectin percent Total change = {-x y + (-x)*(-y)/100} Example : The Salary of a worker is firstdecreasedby 10% and thereafterdecreasedby 5%. What is the overall change in percent. Solution: overall change = 10 5+ (-10)(-5)/100 = -14.5 % (decreased) use (+) sign for incrementand (-) sign for decrement. Now, thisis just the formulabut itsapplication are endlessinthe questionofpercentage , for the questionslike- 1. If both the lengths(%) and breadth(%) ofa rectangle are changed findthe change inarea(%) ? 2. If the speedand time ofa vehicle are changed, findthe change indistance ? Similarlyin all those questionswhere two quantitiesare multipliedtoproduce third one rate * time = cost efficiency*time = work average * no. of elements= total value rate * quantity = price (expenditure) [1] BEST FEATURE FILM: Ship of Theseus (English-Hindi) [2] INDIRA GANDHI AWARD FOR BEST DEBUT FILM OF A DIRECTOR : Fandry (Marathi) [3] BEST POPULAR FILM PROVIDING WHOLESOME ENTERTAINMENT: Bhaag Milkha Bhaag (Hindi) 7. Page 7 of 322 [4] NARGIS DUTT AWARD FOR BEST FEATURE FILM ON NATIONAL INTEGRATION: Thalaimuraigal(Tamil) [5] BEST FILM ON SOCIAL ISSUES: Tuhya Dharma Koncha (Marathi) [6] BEST CHILDRENS FILM: Kaphal (Hindi) [7] Best Cinematography: Gravity (Emmanuel Lubezki) [8] BEST DIRECTION: Director- Hansal Mehta (Film-Shahid ) [9] BEST ACTOR: Raj Kumar (Film-Shahid) & Suraj Venjaramoodu (Film- Perariyathavar) [10] BEST ACTRESS: Geetanjali Thapa (Film-Liars Dice (Hindi)) [11] BEST SUPPORTING ACTOR: Saurabh Shukla (Film-Jolly LLB (Hindi)) [12] BEST SUPPORTING ACTRESS: Amruta Subhash (Film-Astu (Marathi) & Aida El- Kashef (Film Ship of Theseus (English-Hindi)) [13] BEST CHILD ARTIST: Somnath Avghade (Film- Fandry) & Sadhana (Film- Thanga Meengal) [14] BEST MALE PLAYBACK SINGER: Rupankar (Film Jaatishwar(Bengali)) [15] BEST FEMALE PLAYBACK SINGER: Bela Shende (Film- Tuhya Dharma Koncha (Marathi)) [16] BEST CINEMATOGRAPHY: Rajeev Ravi (Film- Liars Dice (Hindi)) OSCAR AWARDS 2014 [1]Best Film - 12 Years a Slave Directed by Steve McQueen [2]Best Actor - Matthew McConaughey for: Dallas Buyers Club [3]Best Actress -Cate Blanchett for: Blue Jasmine [4]Best Director -Alfonso Cuarn for Gravity [5]Best Actor in a Supporting Role - Jared Leto for: Dallas Buyers Club [6]Best Actress in a Supporting Role - Lupita Nyong'o for 12 Years a Slave [7]Best Foreign Language Film - The Great Beauty (Italy) Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th Academy Awards on March 2, 2014. IMPORTANT DAYS January January 1 --------- Global Family Day January 15 --------- Army Day January 23 --------- Netaji Subhash Chandra Bose'sbirth anniversary January 26 --------- RepublicDay January 26 --------- International Customs day 8. Page 8 of 322 January 28 --------- Birth anniversary of Lala Lajpat Rai January 28 --------- Data Protection Day January 30 --------- WorldLeprosy Eradication Day February February 4 --------- WorldCancer Day February 5 --------- Kashmir Day February 6 --------- International Day against Female Genital Mutilation February 12 --------- Darwin Day February 12 --------- World Day of the Sick February 14 --------- ValentinesDay February 20 --------- World Day of Social Justice February 21 --------- International MotherLanguage Day February 22 --------- WorldScout Day February 23 --------- WorldPeacesand UnderstandingDay March March 4 --------- WorldDay of the Fight Against Sexual Exploitation March 8 --------- International Womens' Day March 13 --------- WorldKidneyDay March 13 --------- WorldRotaract Day March 15 --------- WorldConsumerRights Day March 20 --------- International Day of the Francophonie March 20 --------- WorldDay of Theatre for ChildrenandYoung People March 21 --------- WorldSleepDay March 21 --------- WorldForestry Day March 21 --------- International Day for the EliminationofRacial Discrimination. March 22 --------- WorldWater Day March 23 --------- WorldMeteorological Day March 24 --------- WorldTB Day March 24 --------- International Day for Achievers March 25 --------- International Day of Remembrance - Victims of Slaveryand Transatlantic Slave Trade March 27 --------- WorldDrama Day April 9. Page 9 of 322 April 2 --------- WorldAustismAwarenessDay April 7 --------- WorldHealth Day April 17 --------- WorldHaemophiliaDay April 18 --------- Worldheritage Day April 22 --------- Earth Day April 23 --------- WorldBook and CopyrightDay April 25 --------- WorldMalaria Day April 29 --------- International Dance Day May May 1 --------- International Labour day May 3 --------- Press FreedomDay May 4 --------- Coal Minersday May 8 --------- World RedCross day May 9 --------- - Victory Day May 11 --------- National Technology Day May 12 --------- International Nursesday May 14 --------- WorldMigratory day May 15 --------- International Day of the Family May 17 --------- WorldInformation SocietyDay May 21 --------- Anti-TerrorismDay May 31 --------- WorldNo Tobacco Day June June 4 --------- International day of Innocent ChildrenVictimsofAggression June 5 --------- WorldEnvironmentDay June 7 --------- International Level CrossingAwarenessDay June 8 --------- Worldoceans Day June 12 --------- WorldDay against ChildLabour June 14 --------- WorldBlood Donor day June 17 --------- WorldDay to Combat DesertificationandDrought June 20 --------- WorldRefugee Day June 23 --------- UnitedNationsPublic Service Day June 23 --------- International widow'sday June 26 --------- International Day against Drug Abuse and IIlicit Trafficking June 27 --------- International DiabetesDay 10. Page 10 of 322 July July 1 --------- National doctor's Day July 11 --------- World PopulationDay July 12 --------- Malala Day July 18 --------- NelsonMandelaInternational Day July 28 --------- World Nature Conservationday July 30 --------- International Day of Friendship August August 3 --------- Independence DayofNiger August 5 --------- Independence DayofUpper Volta August 9 --------- International day of the World'sIndigenousPeople August 12 --------- International Youth Day August 15 --------- Independence Day(India) August 23 --------- Internatinal Day for the Remembrance ofthe Slave Trade and its Abolition August 29 --------- National Sports Day ( Birthday of Dhyan Chand ) September September5 --------- Teacher'sDay (Dr. Radhakrishnan's Birth Day) September7 --------- ForgivenessDay September8 --------- International Literacy Day September14 --------- Hindi day,WorldFirst AidDay September16 --------- WorldOzone Day September21 --------- International Day of Peace,WorldAlzheimer'sday September25 --------- Social Justice Day September27 --------- WorldTourism Day October October 1 --------- International Day of OlderPersons October 2 --------- International day of Non-Violence October 3 --------- WorldNature Day, World Habitat Day October 4 --------- WorldAnimal Day October 5 --------- WorldTeacher'sDay October 8 --------- Indian Airforce Day 11. Page 11 of 322 October 9 --------- WorldPost Day October 11 --------- International Girl ChildDay October 12 --------- WorldArthritis Day October 14 --------- WorldStandards Day October 15 --------- WorldStudentsDay October 16 --------- WorldFood day October 17 --------- International Day for the Eradication ofPoverty October 20 --------- WorldStatistics Day October 24 --------- UnitedNationsDay October 31 --------- WorldThrift Day November November1 --------- world vegan Day November5 --------- World Radiography Day November9 --------- World ServicesDay November14 --------- Children'sDay ( Birth Anniversaryof Jawaharlal Nehru ) November16 --------- International Day for Endurance November17 --------- International students Day November17 --------- National JournalismDay November18 --------- WorldAdult Day November19 --------- WorldCitizenDay November20 --------- Universal Children'sDay November21 --------- WorldTelevisionDay November21 --------- WorldFisheriesday November25 --------- WorldNon-vegDay November26 --------- Law Day November30 -------- Flag Day December December1 --------- WorldAIDS Day December2 --------- WorldComputerLiteracy Day December2 --------- International Day for the AbolitionofSlavery December3 --------- International Day of People withDisability December3 --------- WorldConservationDay December4 --------- Navy Day December5 --------- International VolunteerDay for Economic and Social Development December7 --------- International Civil AviationDay December9 --------- The International Day Against Corruption 12. Page 12 of 322 December10 --------- International Day of Broadcasting December10 --------- Human Rights Day December11 --------- International MountainDay December14 --------- World EnergyDay December18 --------- International Migrants Day December19 --------- Goa'sLiberationDay December20 --------- International Human SolidarityDay December29 --------- International BiodiversityDay Different Kind of Accounts in Use in Banking World (1) 'NostroAccount' A bank account heldin a foreigncountry by a domestic bank, denominatedinthe currency ofthat country. Nostro accounts are usedto facilitate settlementofforeignexchange and trade transactions. The term is derivedfromthe Latin word for "ours." Conversely,accountsthat are heldby the domesticbank in its home country for foreignbanks are calledvostro accounts, derivedfrom the Latin word for "yours." For example,a U.S. bank may have nostro accounts with one or more Canadian banks. These accounts will be denominatedinCanadian dollars, whichenablesefficientsettlementof transactions that are Canadian dollar denominated.Nostroaccounts also minimize the exposure of the U.S.bank to undue exchange rate risk. (2) 'VostroAccount' The account that a correspondentbank, usuallylocatedin the UnitedStates or UnitedKingdom, holdson behalfof a foreignbank. A vostro account is one in which the domestic bank (fromthe point ofview of the currency in which the account is held) acts as custodianor manages the account ofa foreigncounterpart. Also knownas a loro account. For instance,if a Spanish life insurance company approaches a U.S.bank to manage fundsin an account for the Spanish life insurer'sbehalf,the account would be deemeda vostro account of the insurer. The term vostro is Latin for "yours," thus whentranslated literally,itmeans "your account." (3) NRE Account: In this account rupee denominationscan be maintained.The account can openedinthe names of two or more non-residentindividualsprovidedall the account holdersare personsof Indian nationalityor origin.Amount heldin the NRE account are freelyrepatriable and you cannot send moneyby any other meansexceptas remittance from abroad or transfer from another NRE account. NRE account may be in the form of savings, current, recurringor fixeddepositaccounts. Such accounts can be openedonlyby the non-residenthimself andnotthrough the holderof the 13. Page 13 of 322 power ofattorney. Taxation Accrued interestincome and balances heldin NRE accounts are exemptfrom Income tax and Wealthtax, respectively Currency Account holderis exposedto the fluctuations inthe value of INR. Interestrates Banks are free to determine the interestrates ofsaving's and term depositsofmaturity of one year and above. Interestrates offeredby banks on NRE depositscannot be higherthan those offeredby themon comparable domesticrupee deposits. (4) NRO Account: NRO accounts may be opened/ maintainedalso in the form of rupee denominationcouldbe in the form of current,savings, recurring or fixeddepositaccounts. The account can be heldjointly by residents.Youcan transfer moneyinto an NRO account from any account - evenother individualsresidinginindiacan transfer moneyinto an NRI's NRO account. Repatriation Not repatriable exceptfor the following: i) current income ii) up to USD 1 (one) millionperfinancial year (April-March),for any bonafide purpose,out of the balances inthe account, e.g., sale proceedsof assetsin India acquired by way of purchase/ inheritance / legacy inclusive ofassetsacquired out of settlementsubjectto certainconditions. Currency Account holderis exposedto the fluctuations,in the value of INR to the extentof interest amount. Interestrates Banks are free to determine theirinterestrateson savingsdepositsunderOrdinary Non-Resident (NRO) Accounts. However,interestrates offeredby banks on NRO depositscannot be higherthan those offeredby them on comparable domesticrupee deposits.Tax is deductedat source inNRO accounts, unlike NRE accounts. However,funds from NRO to NRE accounts can be transferred,vice- versa. (5) 'Suspense Account' In accounting, the sectionof a company's bookswhere unclassifieddebitsandcreditsare recorded.The suspense account temporarilyholds unclassifiedtransactionswhile a decisionis beingmade as to their classification.Transactions in the suspense accountwill still appear inthe general ledger,givingthe company an accurate indicationof how much moneyit has. In investing,a suspense account is a brokerage account where an investorplacescash or short- term securitiestemporarilywhile decidingwhere toinvestthem for a longerterm. 14. Page 14 of 322 Suppose a doctor'soffice has two patients namedBob Smith,each with an outstanding balance of $100. One day at lunch,one of the Bobs stops by the office to pay his bill and leaves$100 cash and his name with the receptionist.Unfortunately,the receptionistdoesnotask for hisaddress or account numberand whenthe office bookkeeperreturnsfrom lunch,she doesn'tknow which Bob Smith has paid his bill.The bookkeeperwouldclassifythe transaction in the suspense account until she could determine whichpatientto attribute the $100 to. (6) 'Call DepositAccount' A bank account for investmentfundsthat offersthe advantages of both a savingsand a checking account. A call depositaccount, like a checking account, has no fixeddepositperiod,provides instant access to funds and allowsunlimitedwithdrawalsand deposits.Like a savings account, a call depositaccount pays interest.The rate of interesta call depositaccount pays dependson the amount of moneyin the account, a systemcommonly referredto as banded interestrates.Also, differentcurrenciesmayearn differentinterestrates.Depositorsmay have to meeta minimum balance thresholdbefore theyearn any interest. Call depositaccounts allowinvestorsto depositand withdraw fundsin several currencies,which commonly include the U.S. dollar,the euroand the British pound. This flexibilityreduces investors' exposure toforeignexchange expensesandcurrency risk. Call depositaccounts often have minimumdepositrequirementstoestablishan account and may have minimumdaily balance requirements,too. (7) 'MarginAccount' A brokerage account in which the brokerlendsthe customer cash to purchase securities.The loan in the account is collateralizedbythe securitiesandcash. Ifthe value ofthe stock drops sufficiently,the account holderwill be requiredto depositmore cash or sell a portion of the stock. In a margin account, you are investingwith your broker'smoney.By usingleverage in such a way, you magnify both gainsand losses. (8) MoneyMarket Account. This type of bank account pays interestat a higherrate than the rate paid on interest-bearingsavingsandchecking accounts. Often,moneymarket accounts impose a minimumbalance for the account to start earning interest.The minimumrequiredbalance on a moneymarket account is usuallyhigherthan that imposedon a checkingor savingsaccount. With a moneymarket account, withdrawals are limitedto six permonth. No more than three ofthese withdrawals can be by check. (i) Time Deposits,frequentlyreferredtoas certificatesof deposit(CDs),are bank accounts that require the account holderto make a depositand agree to leave fundsin the account for a specificamount of time.In return for this agreement,the financial institutionpays interestto the account. Often, the interestpaid on a CD is higherthat the rate paid on other types ofbank 15. Page 15 of 322 account. The account holderis requiredto keephis or her moneyin the account until the specifiedtermisover. However,some financial institutionsallow account holders to withdraw interest,withoutaffectingthe principal.In some cases,account holdersmay be allowedto withdraw their principal fundsbefore their CD matures, but a penalty istypically charged. (9) No-FrillsBank Accounts. A no-frillsbankaccount may allow the holder to pay billsand cash checks withoutpaying the high feesassociatedwithcompletingsuch transactions without an account. An account of this type will likelyallow for onlya limitednumberof checks,deposits, and withdrawals to be processedin any givenmonth. In most cases, interestisnot paid on a no- frillsbank account. (10) CheckingAccount isa bank account that uses checksas the primary instrumentfor withdrawing money.Witha checkingaccount, you can make purchases,pay bills,and give or loan moneyto anyone you choose.You can also use a check to transfer moneyfrom your checking account to a bank account at a differentfinancial institution.Usually,financial institutionsallow account holdersto make as many depositsand withdrawalsas theywish. Many allow account holdersto make withdrawals and depositsthrough automatic tellermachines(ATM) as well. (11) 'Negotiable Orderof Withdrawal (NOW) Account' An interest-earningbankaccount with which the customeris permittedto write drafts against moneyheldon deposit.Also known as a "NOW account". Typically commercial banks, mutual-savingsbanks and savings-and-loanassociationscan offer this type of account to individuals,some nonprofitorganizationsand certaingovernmental units. (12) Definitionof'Bank Trust Custodial Account' A type of Individual RetirementAccount(IRA) allowedby the Employee RetirementIncome Security Act of 1974 (ERISA) in which contributionsare paid into the bank'sinterest-bearing financial instrumentsor a self-directedaccount.The difference betweenaselfdirectedaccount and the bank's interestbearingfinancial instrumentis that the investoris in charge of investment decisions.Self-directedaccountsare usuallyset up by a brokerage and the investoris charged an amount above trading costs. ERISA is federal legislationenactedto ensure that pension/retirementplansofemployersare fair and secure.It isthe law that establishedrulesandregulationsto governprivate pensionplans, includingvestingrequirements,fundingmechanisms,andgeneral plan designand descriptions. (13) Definitionof'Official SettlementAccount' A type of account used inbalance of paymentsaccounting to keeptrack of central banks' reserve asset transactions with each other.The official settlementaccount keepstrack oftransactions involvinggold,foreignexchange reserves,bank depositsand special drawing rights (SDRs). Essentially,thisaccount keepstrack oftransactions relatedto international assets. The other account types usedin balance of payments accounting are the current account and the 16. Page 16 of 322 capital account. The current account keepsa record ofa country's importsand exportsof goods, services,income and transfers,and whether the country is a net creditor or net debtor.The capital account records the change in foreignand domesticownershipof assets. (14) FCNR FCNR depositsstands for ForeignCurrencyNon-Repatriable account deposits.This isa Fixed DepositForeignCurrency account and not a savingsaccount. Depositsin thisaccount can be made in any of the major currencieslike US Dollar, UKPound, Canadian Dollar, Deutsche Mark, Japanese Yenand Euro. (15) Non-ResidentAccounts Non-Residentbankaccounts are those,whichare maintainedby Indiannationals and Persons of Indian originresidentabroad, foreignnationals and foreigncompaniesin India. Bank branches can openordinary non-residentaccountsin the namesof private individualsprovidedinitial depositsfor openingthe accounts are receivedfromabroad in an approved manneror the initial amount is tenderedinforeigncurrency while on a visitto India or transferof funds from the existingnon-residentaccountof the same person. Keyboard Shortcuts (MicrosoftWindows) 1. CTRL+C (Copy) 2. CTRL+X (Cut) ... 3. CTRL+V (Paste) 4. CTRL+Z (Undo) 5. DELETE (Delete) 6. SHIFT+DELETE (Delete the selecteditempermanentlywithoutplacingthe item inthe Recycle Bin) 7. CTRL while dragging an item(Copythe selecteditem) 8. CTRL+SHIFT while dragging an item(Create a shortcut to the selecteditem) 9. F2 key (Rename the selecteditem) 10. CTRL+RIGHT ARROW (Move the insertionpointto the beginningofthe nextword) 11. CTRL+LEFT ARROW (Move the insertionpoint to the beginningof the previousword) 12. CTRL+DOWN ARROW (Move the insertionpointto the beginningofthe nextparagraph) 13. CTRL+UP ARROW (Move the insertionpoint to the beginningof the previousparagraph) 14. CTRL+SHIFT with any ofthe arrow keys(Highlighta block oftext) SHIFT with any ofthe arrow keys (Selectmore than one itemin a window or on the desktop,or select text ina document) 15. CTRL+A (Selectall) 16. F3 key(Search for a file or a folder) 17. ALT+ENTER (Viewthe propertiesfor the selecteditem) 17. Page 17 of 322 18. ALT+F4 (Close the active item,or quitthe active program) 19. ALT+ENTER (Displaythe propertiesofthe selectedobject) 20. ALT+SPACEBAR (Openthe shortcut menufor the active window) 21. CTRL+F4 (Close the active document inprograms that enable you to have multiple documents opensimultaneously) 22. ALT+TAB (Switch betweenthe openitems) 23. ALT+ESC (Cycle through itemsin the order that they had beenopened) 24. F6 key(Cycle through the screenelementsina window or on the desktop) 25. F4 key(Display the Address bar list inMy Computeror WindowsExplorer) 26. SHIFT+F10 (Display the shortcut menufor the selecteditem) 27. ALT+SPACEBAR (Displaythe Systemmenu for the active window) 28. CTRL+ESC (Displaythe Start menu) 29. ALT+Underlinedletterina menuname (Displaythe correspondingmenu) Underlinedletterina command name on an open menu(Performthe correspondingcommand) 30. F10 key (Activate the menubar in the active program) 31. RIGHT ARROW (Openthe nextmenu to the right, or opena submenu) 32. LEFT ARROW (Openthe next menuto the left,or close a submenu) 33. F5 key(Update the active window) 34. BACKSPACE (Viewthe folderonelevel upinMy Computer or WindowsExplorer) 35. ESC (Cancel the current task) 36. SHIFT whenyou inserta CD-ROMintothe CD-ROM drive (Preventthe CD-ROM from automatically playing) Dialog Box - Keyboard Shortcuts 1. CTRL+TAB (Move forward through the tabs) 2. CTRL+SHIFT+TAB (Move backward through the tabs) 3. TAB (Move forward through the options) 4. SHIFT+TAB (Move backward through the options) 5. ALT+Underlinedletter(Performthe correspondingcommand or selectthe correspondingoption) 6. ENTER (Performthe command for the active optionor button) 7. SPACEBAR (Selector clear the check box if the active option isa check box) 8. Arrow keys (Selecta button ifthe active optionis a group ofoption buttons) 9. F1 key (DisplayHelp) 10. F4 key(Display the itemsin the active list) 11. BACKSPACE (Opena folderone level up if a folderis selectedinthe Save As or Opendialog box) MicrosoftNatural KeyboardShortcuts 1. WindowsLogo (Displayor hide the Start menu) 2. WindowsLogo+BREAK (Display the System Propertiesdialogbox) 3. WindowsLogo+D (Displaythe desktop) 4. WindowsLogo+M (Minimize all ofthe windows) 5. WindowsLogo+SHIFT+M (Restorethe minimizedwindows) 6. WindowsLogo+E (OpenMy Computer) 18. Page 18 of 322 7. WindowsLogo+F (Searchfor a file or a folder) 8. CTRL+WindowsLogo+F (Search for computers) 9. WindowsLogo+F1 (DisplayWindowsHelp) 10. WindowsLogo+ L (Lock the keyboard) 11. WindowsLogo+R (Openthe Run dialogbox) 12. WindowsLogo+U (OpenUtilityManager) 13. AccessibilityKeyboardShortcuts 14. Right SHIFT for eightseconds(Switch FilterKeyseitheronor off) 15. Left ALT+leftSHIFT+PRINT SCREEN (Switch High Contrast eitheron or off) 16. Left ALT+leftSHIFT+NUM LOCK (Switch the MouseKeyseitheronor off) 17. SHIFT five times(Switchthe StickyKeyseitheron or off) 18. NUMLOCK for five seconds(Switchthe ToggleKeyseitheron or off) 19. WindowsLogo +U (OpenUtilityManager) 20. WindowsExplorerKeyboard Shortcuts 21. END (Displaythe bottom ofthe active window) 22. HOME (Displaythe top of the active window) 23. NUMLOCK+Asterisk sign (*) (Display all of the subfoldersthat are under the selectedfolder) 24. NUMLOCK+Plus sign (+) (Displaythe contents of the selectedfolder) MMC Console keyboardshortcuts 1. SHIFT+F10 (Displaythe Action shortcut menufor the selecteditem) 2. F1 key (Openthe Help topic, if any, for the selecteditem) 3. F5 key (Update the content of all console windows) 4. CTRL+F10 (Maximize the active console window) 5. CTRL+F5 (Restore the active console window) 6. ALT+ENTER (Displaythe Propertiesdialogbox, ifany, for theselecteditem) 7. F2 key (Rename the selecteditem) 8. CTRL+F4 (Close the active console window.Whena console has onlyone console window,this shortcut closesthe console) Remote Desktop ConnectionNavigation 1. CTRL+ALT+END (Openthe Microsoft WindowsNT Security dialog box) 2. ALT+PAGE UP (Switchbetweenprograms from leftto right) 3. ALT+PAGE DOWN(Switch betweenprograms from right to left) 4. ALT+INSERT (Cycle through the programs in most recentlyusedorder) 5. ALT+HOME (Displaythe Start menu) 6. CTRL+ALT+BREAK (Switchthe clientcomputer betweena windowand a full screen) 7. ALT+DELETE (Displaythe Windowsmenu) 8. CTRL+ALT+Minus sign (-) (Place a snapshot ofthe active windowin the clienton the Terminal server clipboard and provide the same functionalityas pressingPRINT SCREEN on a local computer.) 9. CTRL+ALT+Plus sign(+) (Place asnapshot of the entire clientwindowarea on the Terminal server 19. Page 19 of 322 clipboardand provide the same functionalityaspressingALT+PRINT SCREEN on a local computer.) MicrosoftInternet ExplorerKeyboard Shortcuts 1. CTRL+B (Openthe Organize Favoritesdialog box) 2. CTRL+E (Openthe Search bar) 3. CTRL+F (Start the Findutility) 4. CTRL+H (Openthe History bar) 5. CTRL+I (Openthe Favorites bar) 6. CTRL+L (Openthe Opendialogbox) 7. CTRL+N (Start another instance of the browserwith the same Webaddress) 8. CTRL+O (Openthe Open dialogbox,the same as CTRL+L) 9. CTRL+P (Openthe Print dialog box) 10. CTRL+R (Update the current Webpage) 11. CTRL+W (Close the current window) CTRL A selectall CTRL B Bold CTRL C Copy CTRL D Fill Down Cell CTRL E Centre Alignment. CTRL F find CTRL G go to current CTRL H Replace CTRL I Italic CTRL J Full Justification. CTRL K Create Hyperlink CTRL L Left Alignment CTRL M Tab CTRL N newpage CTRL O Open CTRL P Print CTRL R Fill Right Cell CTRL S Save CTRL U Underline CTRL V Paste CTRL X Cut CTRL Y Redo CTRL Z Undo 20. Page 20 of 322 BASIC GENERAL KNOWLEDGE MATCH POINT Which is the highest civil honour conferred in India? Bharat Ratna. Who composed the NationalAnthem of India? Rabindra NathTagore Indias first nuclear researchreactoris ______. Apsara. Jnanpeeth Award is given annually for Outstanding contributionto creative Indian Literature. The two highest gallantry awards conferredin India are Param Vir Chakra and Maha Vir Chakra. The first, atomic power stationof India is locatedat Tarapur. Indias first earthsatellite stationis locatedat Arvi, near Pune. After Hindi, which Indian language is spokenby the largest number of people? Telugu. Which country assisted India in the launching of her first satellite Aryabhatta? U.S.S.R. (now defunct). Nehru Literacy Award was instituted by The Indian Adult EducationAssociation. In which year were the first AsianGames held? Where? New Delhi in 1950. Who designed the city of Chandigarh? Le Corbusier. Who was the Worlds first womanPrime Minister? Smt. Sirimavo Bandaranaike of Sri Lanka. Who gave the sloganDelhi Chalo? Subhash Chandra Bose. Who gave the sloganJai Jawan, Jai Kisan? Lal Bahadur Shastri What do the letters H, B & J stand for, in HBJ Pipeline? H stands for Hazira (Gujarat), B for Bijaipur (Madhya Pradesh) and J for Jagdishpur, (Uttar Pradesh). Name the Indian Army officer who had earned the sobriquet Sparrow. Maj. Gen. Rajinder Singh. Which is the smallest Districtin the Indian Union? Mahe in Pondicherry Union Territory. (9 s km.) Name the U.S. President who was the first to hold office for more than two terms. F.D. Roosevelt (1933-45). (The term of office is four years). Who was the British Prime Minister whose Government granted independence to India? C.R. Attlee (1945-51) Zimbabwe was formerly known as? Southern Rhodesia. The Parliament of Netherlands is known as? The States-General. 21. Page 21 of 322 Which is the present headquarters of INTERPOL? Lyons. (Paris was the HQ till May 1986). Which territory has earned the sobriquetNeverNeverLand? Prairies of NorthAustralia. Identify the three countries that constitute the Golden Triangle. Thailand, Cambodia and Vietnam. Which is the seatof the World Court? The Hague (Netherlands). Name the three Asiancountries that have beenbranded as the Golden Crescent of drug trafficking. Pakistan, Afghanistan and Iran. Who played the role of Patel in Attenboroughs Gandhi? Saeed Jaffrey. Who was the first Indian to receive anOscar Award? Bhanu Athaiah, Costumes Designer for Attenboroughs Gandhi. What is commonto Sardar Patel, Morarji Desai, CharanSingh and YB. Chavan? All of them had servedas Deputy Prime Ministers in free India. 6-6-66 was a significant date in the history of the Indian Rupee. How? The Rupee was devalued onthat date. (The first devaluationcame in 1949). The Ozone layer absorbs, and prevents certainrays of the sun from reaching the earth. If these rays are not absorbedlife on earthwill be destroyed. Name the rays. Ultraviolet Rays. Briefly outline the selectionprocessof the U.N. Secretary-General. He is elected by the GeneralAssembly, onthe recommendationof the Security Council. The worlds largestriver island (bound by the Brahmaputra to the south and the Subansiri and Kherketia in the north) lies in Assam. Its name? Majuli: (For the people of Majuli, the mighty Brahmaputra is botha river of sorrow and hope. Eachmonsoon, the floods carry awayhuge chunks of earth, scarring the landscape; yet, once the waters recede, people gather at the banks to pray to the river, also their life-giver. It is an annual cycle. Jorhat Townin Upper Assam is the nearestlink in the mainland). What is Athletes foot! Athletes foot is a type of ringworm in which cracks appear in the skin betweenthe toes. What is arachnophobia? Fear of Spiders. 22. Page 22 of 322 Southern Rhodesia is now known as? Zimbabwe. A prolific English writer, alert and active, anIndian citizen but, for some years now, a resident of London, will be completing 101 years this year. Guess who? Nirad C. Chaudhuri It was once called the Congo River. What is it called today? River Zaire. Who was the philosopher from Athens (who lived before Christ) who wrote the Republic? Plato (427-347 B.C). (A philosopher and educator of ancient Greece,he is known as one of the most important thinkers and writers in the history of WesternCulture). Which is the third most important financial centre in Asia after Hong Kong and Tokyo? Singapore. What is phobophobia? Fear of fear. Which newspaper used the word Hijack for the first time to describe the taking over of an aircraft in February 1958? The New York Times. In which text did Kapila propound a theory that all matter derives from a pure, primordial matrix of energy, Prakriti? The Sankhya Sutra. Australasia refers to? Australasia refers to Australia, New Guinea, New Zealand and other nearby islands. To win the Swaythling Cup, what game/sport would youneed to play? Table Tennis. Bothwife and daughter of this famous nuclear physicist, seminalto Indian nuclear programme, are eminent classicaldancers. Name him. Dr. Vikram Sarabhai. What is a Consortium Bank? A Bank, whose shareholders are other banks. This book, now rated to be the greatest novelof this century, created a furore on publication for its obscene content and was banned in a number of Europeancountries.Name the bookand its author. James Joyces Ulysses. Name the first Asian to head the prestigious Trinity College at Cambridge University. Amartya Sen, eminent Indian economist. What is an Archipelago? A broad expanse of sea containing many islands. Eachmythology had a goddessof love. The Romans called her Venus. The Greeks called her? Aphrodite. The two brothers - Indians - are famous virtuosos and as violinistscomposers have teamed up with greats like Stephane Grappelli to Frank Zappa. Name them. L. Subramaniam and L. Shankar. 23. Page 23 of 322 What is a Zoophyte? A zoophyte is an animal which resembles a plant eg a sponge. The first Indian womanto win an Olympic medal Karnam Malleswari The longest-serving Chief Minister in India Jyoti Basu A former womanChief Minister in India who was a novelist too Nandini Satpati Who became Indian Prime Minister at the age of 81? Morarji Desai The first film director to win a Filmfare Award Bimal Roy The first Indian to receive the Magsaysay Award Vinoba Bhave Where was Indias first steelplant set up? Jamshedpur The pop music artist known for Like a Virgin and Material Girl. Madonna The oldest manto win the 100 metres Olympic Gold Linford Christie In what capacity did Vasco de Gama come to India in 1524? Portuguese Viceroy of India The writer who introduced the fictional village Macondo in his works Gabriel Garcia Marquez What volcanic island emerged off Iceland in 1963? Surtsey What is Union Jack? The national flag of UK What does PBX stand for? Private BranchExchange One of the following was not a British PM. Spot the odd man: Neville Chamberlain, Clement Attlee, Harold Macmillan, Harry Truman Harry Truman Who directed Ben-Hur? W illiam Wyler Whose autobiography Magic was published when he was 24? Magic Johnson, basketballplayer The most-filmed play by Shakespeare? Hamlet The film which had the song Que Sera, Sera in it? The Man Who Knew Too Much Who sang Candle in the Wind? Elton John Who is the late Indian President after whom the National Labour Institute is known? VV Gri The Frenchwriter and actorJean-Baptiste Poquelins more popular name Moliere The NobelPrize winner who discovered the organism that causes cholera Robert Koch In x-rays, what did x mean? unknown. Who coined the term horsepower? James Watt What led to a method of finding out about the motion and shape of molecules known as Ramanspectroscopy? Ramaneffect 24. Page 24 of 322 Who appointed Hitler Chancellor in Germany in 1933? President Hindenburg How many years did Nehru spend in jails? Ten The leader of Kenya who was bornKamau Ngengi? Jomo Kenyatta The English film actor and director who spent 20 years in self-imposed exile in Switzerland Charlie Chaplin Ho Chi Minh was bornin Vietnam when it was part of the French colony of: Indochina The name the Yugoslav leader Josip Brozadopted? Tito The year NobelPrizes were first awardedin 1901 A party or outing for women Hen party What is commonto these films: Shakespeare in Love, Titanic, The English Patient, Braveheart? Oscar bestfilm award winners Spot the personwho didnt win the NobelPrize: Mother Teresa, Henry Kissinger, Mahatma Gandhi, Albert Schweitzer, Martin Luther King Jr. Mahatma Gandhi He has beencalled the father of modernjournalism, but he is more famous for his novels. Who is he? Daniel Defoe Members of the British political party Peelite were conservative supporters of Sir .... RobertPeel Prime Ministers Shram Awards are Shram Ratna, Shram Bhushan, ........ and Shram Shri/Devi Shram Vir Raj Kapoors immortalfilm of 1951? Awara Name two AmericanPresidents who had the first name George George Washingtonand George Bush Oscarawards are awarded in how many different categories? 24 The year Londonwas destroyedby the Great Fire 1666 To which political party does Tony Blair, the British PM, belong? Labour The electionis held in November, President takes office the following January. Where? In USA Ever since 1301, it has beencustomary for the eldest sonand heir of the British monarchto be invested as Prince of Wales Choose the correctanswer: Margaret Thatcher was the first/second/ third womanPM of Britain. First The year USA became independent from Britain 1783 A combined four-nation army led by defeated Napoleonat Waterloo in 1815. Duke of Wellington Spot the Republican: Bill Clinton, Ronald Reagan, Jimmy Carter, Lyndon Johnson, John Kennedy Ronald Reagan What is commonto these people:John Cabot, Pedro AlvarezCabral, Rodrigo de Bastidas? Explorers 25. Page 25 of 322 Worlds first credit card? Diners Club Card Which comes first, GoodFriday or Easter? Good Friday Janamashtamiis the birthday of Lord Krishna Prophet Muhammad set out from Mecca to Medina in the year A.D. ........ 622 Of which religion is the Star of David the symbol? Judaism The Zodiac signthat comes after Capricorn? Aquarius What is C-DOT? Centre for Development of Telematics Where is Louvre Museum? In Paris (France) The first womanto reachthe top of the Everest Junko Tabei How many Oscars did Gigi, The Last Emperor, and The English Patient win? Nine each What is the expansionof MGM, the Hollywood studio? Metro Goldwyn Mayer Chief Ministers of which States participatedin the Cauvery Accord of 1998? Karnataka, Tamil Nadu, Kerala, Pondicherry Who freed Scotland from English rule? Robert Bruce The Scottishpoet and novelist who settled in Samoa in 1888 hoping to find a cure for his tuberculosis? RL Stevenson The Dutch painter who createdmore than800 paintings but sold only one in his lifetime: Vincent Van Gogh An English philosopher whose grandfather was a LiberalPrime Minister Bertrand Russell Who is called Dharmaputra in Mahabharat? Yudhishtira The Kathak exponent who performed continuously for 9 hrs 20 mts Gopi Krishna The husband and wife who were jointly awardedthe NobelPrize for Chemistry in 1935 Frederic Joliot and Irene Curie He immortalised himself as Rhett Butler in one of Hollywoods greatest films. Who? Clark Gable (Gone With the Wind) What national memorial was installed at India Gate in 1972? Amar Jawan The two languages officially recognised in Canada English and French Non-Objective Art is the correctname for what is usually called AbstractArt If we go by the meaning of the name, venerealdiseases are caused by which goddess of love? Venus Indias largest mineral resource Coal South Americas main trading group? Mercosur The biggest mosque in India Juma Masjid Where is the city Kaduna? In Nigeria Britains richest non-fiction award? The Samuel Johnson Prize 26. Page 26 of 322 The name ayatollah me religious leader Court poet of Harshavardhana and author of Kadambari Banabhatta Expand COMECON Council for Mutual Economic Assistance In 1934 a film got Oscars for best film, best director, best actor and best actress. Name the film It Happened One Night When was PostalMoney Order service introducedin India? In 1880 What categorywould you put these menin: James Cameron, Bernardo Bertolucci, David Lean, Richard Attenborough? Film directors At what age did Puyi become emperor of China? He was overthrownin 1911. Two In the Saka calendar, the extra day of a leap year is added to which month? Chaitra Harry Clive Webb was the real name of which British singer and actor? Cliff Richard From whom do Teddy bears get their name? US President Theodore Roosevelt What does a bibliosphilist collect? Books How is Golda Meir of Israelremembered? The first womanPrime Minister of the country Where do we have more English-speakers, in USA or UK? USA The country with the longest official name? Libya Al-Manlakah al-urdunniyah al-Hashimiyah. This country is known to us as: Jordan What is the more popular name of seppuku, a ritual suicide? Harakiri What is Hansens disease? Leprosy A measure of the ability of an instrument to resolve opticalimages or spectra: resolving power Who rests at KisanGhat? CharanSingh The two biggest rice-producing countries in the world? China and India The continent where more than 99 per cent of worlds Hindu population live? Asia Powerful waves causedby undersea earthquakes or volcanic eruptions are Tsunamis Who is popularly known as the Gandhi of Sri Lanka? A.T. Ariyaratne A glutton (eats/drinks/plays) too much eats Who gave the first demonstrationof televisionin 1926? John Logie Baird 27. Page 27 of 322 What do we call any creationthat slips from the controlof and ultimately destroys its creator? Frankensteinmonster An imaginary place where everything is as bad as it could possibly be Dystopia Amelia Earhart is the first womanto fly solo across the _______ in 1932. Atlantic A situation in which a product or service of severalsellers is sought by only one buyer Monopsony What is a koala__an animal, a drink or a fastening? an animal The worlds southernmost city Punta Arenas The President of India has the power of pardon. Is a state Governor empowered to grant pardons? Yes The meaning of Babur (the Mogul emperor): Lion The disciple who betrayed Jesus Christ: Judas Alpha and Omega me The beginning and the end The three or four hours after midnight is called: the small hours The Cro-Magnonman lived in Europe at the end of the Ice Age. Where is Cro-Magnon? In southernFrance The highest mountain in Europe? Mount Elbrus It was built in France in sections and shipped in 214 cases to USA in 1885 What? The Statue of Liberty in New York harbour What is the age of an object to be consideredas anantique? 60 years One calorie is the amount of heat it takes to raise the temperature of one ______ of water one degree centigrade gram Diana haydenwas the third Indian to be crowned Miss World. Who were the first two? Rita Faria and Aishwarya Rai Which tennis star is popular among family and friends as Lee? Leander Paes What does emcee mean? Master of Ceremonies Which is bigger, acre or hectare? hectare The first Olympic Games after first world war and the first when the Olympic flag was flown Antwerp Olympics (1920) The first scientist to receive Bharat Ratna: CV Raman Corn normally refers to wheat in Britain, and to ____ in North America maize The Allies in the first world war were: Britain, France, Russia, Italy and USA The first West Indies player to make 100 centuries in first-class cricket Viv Richards The Prime Minister who was assassinatedby a Buddhist monk: Solomon Bandarnaike (Sri Lanka) 28. Page 28 of 322 Who wrote adventure tales in the Secret Sevenand the Famous Five series? Enid Blyton The first Indian to play for England in a Test Ranjitsinhji How many women participated in the 1896 Olympics? None P Gopichand and Aparna Popat play (tennis/badminton/chess) badminton The lady who quit IAS and later won the Magsaysay Award Aruna Roy Conjoined twins are oftencalled: Siamese twins Where is Indias NationalInstitute of Sports situated? Patiala Which country has the largest Jewish population? USA The first non-Italian Pope since 1522 John Paul II The language with no script of its own (nepalese/Konkani) Konkani The fifth largest planet of the solar system: The Earth Haiti Where was the first footballWorld Cup held (1930)? Uruguay Who sang My Heart Will Go On. (Titanic)? Celine Dion The three names associatedwith the discovery of DNA are Dr James Watson, Dr Francis Crickand _______ Dr Maurice Wilkins In 1848, The Communist Manifesto was published by Karl Marx and ______. FriedrichEngels Where did MN Roy establishthe communist Party in 1919? It was the first one outside Russia. Mexico The first sonof a Chief Minister to become the CM of the same Indian state Shyama CharanShukla The Indian PM who was bornon Dec 25 Atal BehariVajpayee In which year did Gandhi discardthe dhoti and kurta? 1921 Which bank was started by unifying the Presidency Banks of Calcutta, Bombay, and Madras? Imperial Bank of India The boy from an Imphal childrens home who gave India its first boxing gold in 16 years at the Asian Games? Ngangom Dingto Singh Louis Pasteurs discovery of the micro-organisms that sour wine and milk resulted in the process known as: Pasteurisation The official language of Brazil is Portuguese Dr Jack Kevorkianis notorious of practising: mercy killing (euthanasia) The five Grammy awards she wonwas a record. Who is the singer? Lauryn Hill Hong Kong is part of UK/China/Taiwan. Which is correct? China Permanent members of UN Security Council: 29. Page 29 of 322 China, France, Russia, UK, USA The World Court is another name for: International Court of Justice UNESCO has its headquarters in: Paris The Commonwealthwas originally called: The British Commonwealthof Nations Who called Russia a riddle wrapped in a mystery inside an enigma? Winston Churchill The youngest Chief Minister in India PK Mahanta (Assam, 1985) She has a sweet tooth. What does it mean? She loves sweets The evil that men do lives after them. Who wrote these words? Shakespeare The first womanto win an Olympic gold? Charlotte Cooper(Britain, 1900, tennis) In Britain, traffic moves onthe right or left? Left What do we call a native of Barbados? A Barbadian Booker Prize winning books Which country has most public libraries? Russia Which of these cups/trophies are associated with cricket: Ranji Trophy, Durand, Cup, Sahara Cup, Wills Trophy? All except Durand Cup Satyajit Rays last film Agantuk Joan of Arc is the Frenchheroine known as the Maid of ______ Orleans Mother goddess of the Earth in Greekmythology Gaia I got it gratis me- I got it free In the film Surviving Picasso, who portrays Picasso? Anthony Hopkins Who developedthe theory of white dwarf stars? Dr Chandrasekhar Subramanyan What is the shortened form of AssociationFootball? Soccer The ruler of kashmir who signed the states accessionto India in 1947: Maharaja Hari Singh The tower in Russia, twice the height of Frances Eiffel Tower: Ostankino TV tower Worlds largestanimal rights organisation: People for the Ethical Treatment of Animals (PETA) Recording industrys most prestigious awards: Grammy Awards Which country has banned the sect Falun Gong? China What was specialabout the Bharat Ratna awardedto Lal Bahadur Shastri? 30. Page 30 of 322 The first posthumous Bharat Ratna The Olympic triathlon begins with a 1.5 km swim, moves onto a 40 km cycle ride and finishes with a ______ 10 km run Venus Williams or Serena Williams: Who is the elder sister? Venus Williams Australia hosted the Modern Summer Olympics for the first time in _____ (year)? 1956 (Melbourne) The number of blacksquares ona chess board: 32 To which Olympic event is coxedfours related? Rowing Name the first Indian to win two gold at the Asiad after PT Usha Jyotirmayee Sikdar In which country is SLORC the seat of power? Myanmar What do we call the citizens of Sydney? Sydneysiders Met Office is short for Meteorologicaloffice Coxs Bazar (in Bangladesh)s fame It has worlds longest beach(120 km) The Hindi poet known as Agyeya SH Vatsyayan Indias largest commercialbank State Bank of India In Greek mythology, Eros is the god of love. Its Romanequivalent ______ Cupid The first Europeanto round the Cape of Good Hope BartholomeuDiaz BostonTea Party (1773) was (a tea party/a dinner/neither) neither Which State was known as Magadha in ancient times? Bihar When was Burma separatedfrom India? In 1937 Who was the Agnes that became Teresa? Mother Teresa (Agnes Ganxha Bojaxhiu The irregular troops led by Italian patriot Garibaldie were known as _________ the Red Shirts The man who invented printing was a goldsmith. His name? Johann Gutenberg The country that suffered the greatest loss of life in World WAr II? Russia What was the name Eric the Red gave the island he discovered in 980 to attract settlers? Greenland The 13th century Italian explorer who came to India? Marco Polo Tasmania is called so because _______ discoveredit. Abel Tasman What is a ukulele? A small guitarI The five countries that have taken part in every Summer Olympic Games since 1896, including the unofficial Athens Games of 1906. Australia, France, Greece, Great Britain, Switzerland. 31. Page 31 of 322 Of which country is Pusan the main port? South Korea The first womanto win a Sahitya Akademiaward Amrita Pritam On April 1, 1912 the capitalof India was shifted from ______ to Old Delhi Calcutta The first Indian womanto enter the semifinals of an Olympic event: Shiny Wilson The first US First Lady to be a candidate in a national election Hillary Clinton The Kuomintang (NationalParty) was founded in 1905 by Sun Yat-sen Name the country whose name means Little Venice. Venezuela The year in which Julius Caesar was assassinated 44 BC The city that is not a capital: Canberra, Windhoek, Wellington, Dodoma, New York. New York. The worlds first artificial satellite was named Sputnik. What does the Russianword mean? fellow traveller There is no Hindu, there is no Muslim. Who said it? He founded a new religion Guru Nanak The painter who designed a helicopter in eary 16th century. Leonardo da Vinci The Virgin Queen of England. Elizabeth I John Miltons work on the Fall of Man Paradise Lost The largest fish The whale shark The largest snake The anaconda A sparrows heart beat is more than _________ times a minute 500 A nautical mile is a little more/less thana land mile morees What medal (gold/silver/bronze) did Leander Paes win in Atlanta Olympics? Bronze The worlds first nuclear submarine was named Nautilus Bureauof Indian Standards was formerly known as: Indian Standards Institution NetajiSubhas Chandra Bose was President of INC. True or False? True Worlds longest and the tallest masonrydam? Nagarjunasagar Dam Sea of Galilee is a _______ in NorthIsrael lake The first Indian film that was insured: Taal(1999) Kamal Haasanactedas a womanin Avvai Shanmughi (Chachi 420) Name Indias largest film city Ramoji Rao Film City near Hyderabad 32. Page 32 of 322 The king in Greek mythology whose touchturned everything into gold Midas Who composed Indias national song Vande Maataram? Bankim Chandra Chatterjee The 189th member of UN Tuvalu What does circa mean? about Number of Olympic gold medals wonby Carl lewis Nine The worlds largestdemocracy: India The Indian litterateur who used the pennames Dhanpat Raiand Nawab Rai. Munshi Prem Chand Indira Gandhis socialist sloganonpoverty eradication Garibi hatao US basketballlegend who was named Most Valuable Player five times. Michael Jordan The state describedas the Land of Mahatma Gandhi and Sardar Patel Gujarat How many countries are there in South America? Twelve Highest Indian award for gallantry Param Vir Chakra The year Finland hosted the Olympic Games 1952 (Helsinki) Largest desert in India Thar (Rajasthan) Of the following, which one is not in Maharashtra: Ellora, Amravati, Sanchi, Mahabaleshwar,Latur? Sanchi Indias longest beach Marina beach, Chennai First foreign bank in India Chartered Bank Nag/Akash/Agni: Which of these is an anti-tank guided missile? Nag Indias literacy rate in 1901: 5.3 per cent INS Vikrant, INS Viraat. Which is the older of the two? INS Vikrant The UP city formerly known as Prayag: Allahabad The Indian city (the Golden City) known for its silk industry Kancheepuram The sportsmanwho became Indias first World Championin billiards in 1958 Wilson Jones Indira Gandhis husband Feroze Gandhi was a member of Lok Sabha. True or False? True Which state was bifurcatedinto Maharashtra and Gujarat? Bombay The first Asianwomanto swim the English Channel Arati Saha First Indian Chief of the NavalStaff Admiral RD Katari Indias first nuclear researchreactor. Apsara Who describedGandhiji as half naked seditious fakir? 33. Page 33 of 322 Winston Churchil The President of Indian origin electedin Singapore in 1981 CV DevanNair In 1982 Barny Clark got worlds first: artificial heart What is the expansionof CHOGM? CommonwealthHeads of Government Meeting The RussianParliament building is called: White House What is known as gardenegg? Brinjal or eggplant The Rio Grande forms an 800-mile border betweenUSA and ______ Mexico The denomination of the first postage stamp of Independent India 3 annas Who coined the word Swaraj? DadabhaiNaoroji The first Asianto head the International Cricket Council Jagmohan Dalmiya Where is Dharamshala, the place where Dalai Lama has establisheda Government-in-exile? In Himachal Pradesh Which of these is not a capitalcity: Silvassa, Panaji, Diu? Diu Shotput (is/is not) one of the five events of womens pentathlon: is A breakdance competitionis known as a battle La Marseillaise is the national anthem of: France What did Picasso and Georges Brague invent? Cubism Pound-foolish me unwise in dealing with important matters Who was known as Little Corporal? NapoleonBonaparte The first President Dr Rajendra Prasad tookoffice on Jan 26, 1950 from whom? C Rajagopalachari The Army rank betweenColoneland Major General Brigadier In Space Jam, who plays basketballwith cartooncharacters? Michael Jordon CaspianSea is worlds largest lake The planet named after the god of the sea: Neptune How many African countries were UN members in 1945? Four Which country is called the Hellenic Republic? Greece The country with more than 55,000 lakes: Finland Lion used to be Indias national animal: True or False? True Nationality of poet Octavio Paz? Mex ican Creator of the comic iconBatman: Bob Kane The filmmaker who made Rashomon? He is known for his treatment of 34. Page 34 of 322 legendary stories Akira Kurosawa Gol Gumbaz is in (Jaipur/Bijapur/Agra) Bijapur Dante is best known for his epic poem: Divine Comedy The second storey is covered by anestimated400 kg of gold leaf and hundreds of precious stones. Which building are we talking about? The Golden Temple, Amritsar The richest Hindu temple in the world Tirupati Temple in A.P. Bill Gatess wife Melinda Which US political party was founded in 1792 and dissolvedin 1828? Democratic-RepublicanParty The weight of the discus used in athletic competitions: Two Kg Irrawaddy is the chief river of Burma (Myanmar) The system of unarmed self-defence meaning empty-handed? Karate The study of the characteristics of the human population Demography Who is known as the Mother of Indian Revolution? Madame Bikaji Cama Who was called the Lion of Kashmir? Sheikh Abdullah The length of Mahatma Gandhi Road Bridge acrossthe Ganga at Patna: 5.575 km A country named after a tree Brazil Which country won the Russo-Japanese War of 1904-05? Japan The second Europeancountry to become industrialised, after Britain: France Length of the Great Wall of China 2400 km When did Indian Cinema complete its 100th anniversary? In 1997 Who created the character Shakuntala? Kalidas The country where the first official family planning programme was launched India The worlds biggest island belongs to which country? Denmark Even after 30 years work, the bookremained unfinished when the author died. Which book? Das Kapital India has issued a postage stamp of Rs 45 in honour of ______ Mother Teresa Which US State is known as Empire State? New York Aristotle was a Pupil of Plato, and _______ to Alexander tutor A UN Secretary Generallater became his countrys President. Name the country Austria The author of The Interpretationof Dreams Sigmund Freud 35. Page 35 of 322 The year 1963 saw the first successful (heart/lung/kidney) transplant kidney How old was Swami Vivekananda when he died? 39 years Bahawat Tribunal Award is related to the utilisation of the waters of _______ the Krishna river The worlds busiestbig ship canal The Panama With which state was Chandernagar, earlier under French possession, integrated? West Bengal The first national film award the Presidents Gold Medal went to a Marathi feature film and a documentary film. Name the films Shyamchi Aai and Mahabalipuram Where is Indias first newsprint factory? Nepanagar,MP The board game in which players build words with small lettered blocks Scrabble Puck, a mischievous sprite in English folklore, is also called Robin Goodfellow In Ramayana, who is Dashanan? Ravana The Hindi film in which the director,his father and grandfather acted Kal Aaj Aur Kal [Raj Kapoor(Father), Prithvi Raj Kapoor (Grand Father), Randhir Kapoor (Director).] Equitation is the art and practice of: riding a horse Hallucinations resulting from excessive consumptionof alcoholare called pink _____ elephants Pula is the standardmonetaryunit of Botswana In sororicide, who is killed? Ones sister From which Upanishad are the words Satyameva Jayate taken? Mundaka Drinka pinta milka day. What is the unit of volume mentioned in this slogan? Pint Founder of the Internet Mail Service, Hotmail Sabeer Bhatia Japans highest peakis: Fujiyama A party to celebrate the occupancy of a new home Housewarming The year in which India joined the UN 1945 The first India-made motor car Hindustan 10 Romannumber CM is equal to: 900 The year Tagore was made Bharat Ratna Tagore is not a Bharat Ratna The year Coca-Cola was introduced 1886 Who was Indias first womancandidate (in 1926 elections)? 36. Page 36 of 322 KamaldeviChattopadhyaya Who won the most tennis singles championships in grand slam tournaments? Margaret Court (Australia) Honsu, Baffin and Victoria are: islands Agatha Christie wrote her first novel, while working as a _______ during WWI nurse On Oct 19, 1987 the Dow Jones Industrial Average plunged 508 points. The day is known as: BlackMonday The father and sonwho won the Dada Saheb Phalke award Prithvi Raj Kapoor and Raj Kapoor Strategic Defence Initiative is nicknamed Star Wars The country whose name means equator Ecuador The first (it was a Maharaja) to switchon an electric light in India The Maharaja of Bikaner (1896) Helen danced the first rockn roll number in an Indian film in 1957. The film? Baarish The first Indian Air Chief Air Marshal S. Mukherjee In red wines, the entire grape is used. In white, only the _____ juice The many-headed monster in Greek mythology Hydra the British equivalent of the Oscarawards: BAFTA (British Academy of Film and TV Arts) awards The author of Moon Walk Michael Jackson The number of rooms in the Buckingham Palce 602 In which state is the hill sationMount Abu? Rajasthan The oldest University in UK Oxford Valentine Tereshkova orbitedthe Earth abroad the spacecraft ____ Vostock6 He thought it was Asia, but it was the West Indies. Who was this explorer? Christopher Columbus What scale is used to classify wind speeds? Beaufortscale The first Indian technicolour picture? Jhansi Ki Rani The city where worlds first underground railway was constructed London The three women who shot into fame in the 40s as exponents of Carnatic music MS Subbulakshmi, DK Pattammal, ML Vasanthakumari The old name of Harare Salisbury Where was the first national exhibition organised by the Govt. of India? Delhi (1958) The sturdy porters, guides and skilled mountaineers living in Nepalin 37. Page 37 of 322 the shadow of the Himalayas The Sherpas The first spacecraft to reachanother world Luna 2 (The space probe crashed on the Moon, 1959) Where was the Earth Summit held in 1992? Rio de Janeiro How many border countries does China have? 14 Where is the language Kirundi spoken? In Burundi The kind of cooking named from a Spanish word meaning a framework of sticks Barbecue Where do we find the Blue Room, the Red Room, the Green Room and the Rose Room? In the White House (USA) The second largest continent Africa Botulism is a form of: (cooking/food poisoning/volcanic eruption) Food poisoning How many storeys has the tower of Pisa? Eight The first man to reachthe NorthPole Robert E Peary Bobby is a nickname for the English policeman Movies is a short form of ______. Motion Pictures Snakes (have/dont have) movable eyelids dont have Which country is not in West Africa: Guinea, Niger, Togo, Djibouti, Mali Djibouti What was bought by US Secretary of State in 1867 at 2 cents anacre? Alaska The Hindu goddesswho is the personificationof the infinite Aditi How are Deenanathand Hridayanath related to Lata Mangeshkar Father and brother, respectively Indias first 3-D film My dear Kuttichathan The Germanphysician who first described the Alzheimers Disease in 1907 Alois Alzheimer Termite is also called white ant Who won Gold in the same event (discus throw) in four consecutive Olympics? Al Oerter The oldest footballclub in India Mohan Began The Mahabharata chronicles the battle betweenthe children of two brothers. Name the brothers. Pandu and Dhritarashtra What is commonto the residentialaddresses of Sonia Gandhi and Tony Blair? House No. (10-Janpath and 10-Downing Street) Europes longest bridge The Oresund Bridge The two names by which the author of Arthashastra is known Kautilya and Chanakya Another name for Latin America South America 38. Page 38 of 322 Inventor of saxaphone? Adolph Saxx The first Indian musician to win MagsaysayAward M.S. Subbulakshmi The Rajasthanwomanwho committed satiin 1987? Roop Kanwar The scientist who was decoratedwith Padma Shree, Padma Bhushan and Padma Vibhushan and was a Union Minister MGK Menon When was Coca Cola banned in India? 1977 What was first manufactured by the BessemerProcess? Steel Which country built the first nuclear power station? Russia Numbers that canbe divided only by themselves and one are prime numbers The Americanterm broil is the same as the British term grill Where were the first railways built? In Britain Whom does the biggest postage stamp issued by India depict? Rajiv Gandhi The resolutionof a computer indicates The quality of the picture on the screen. The highest efficiency award in judo Shihan The first country to have a motorway Germany (1921) Dr E Jenner injected people with cowpox germs to stopthem getting _____ smallpox Lotus for India, maple for Canada, ______ for UK Rose Whales are mammals. True/False? True The longest frontier is the border betweenUSA and Canada In Hindu mythology, Ratis husband Kama Meaning of the title Genghis Khan Ruler of the Oceans The Swastika was hated as the emblem of the Nazi Party. The word comes from Sanskrit and means _______ well-being Height of the Statue of Liberty in New York Harbour 46 metres What is Yomiuri Shimbun? Worlds largest daily newspaper Which country has the largest Muslim population? Indonesia The countries that were referredto as the Big Three in 1945? UK, USA, USSR Quiet volcanoes dont explode because gases and steam caneasily escape from runny ______ that they contain. magma The largest stars are the supergiants while the smallest stars are called ______. dwarfs Watergate was a political (party/leader/scandal) of the 1970s. scandal The beauty whom Baseball star Joe DiMaggio married? Marilyn Monroe 39. Page 39 of 322 Lhotse and Makalu are mountains in which range? Himalayas What are the official languages of the UN? Arabic, Chinese, English, French, Russianand Spanish The full name of World Bank? International Bank for Reconstructionand Development How many members are there in the EuropeanParliament? 626 The organisationthat unites Denmark, Finland, Iceland, Norway and Sweden. The Nordic Council The organisationthat has a membership of 1.7 billion people, and represents over 30% of the world population. The Commonwealth Of which country is Baku the capital? Azerbaijan The old name of Burkina Faso? Upper Volta The language spokenby the largest number of peoople in the world? Mandarin Name the personwho became the first PM of his country in 1947, and was assassinatedin 1951. Liaquat Ali Khan In which city do you find the twin Petronas Towers? Kuala Lumpur The personwho won NobelPrize, MagsaysayAward, TempletonAward, Jawaharlal Nehru Award and Bharat Ratna? Mother Teresa The Americanplane that dropped the first bomb on Hiroshima. Enola Gay With which sport is the world body FINA associated? Swimming The first Filmfare best actress award was wonby _______ for her role in Baiju Bawara. Meena Kumari Where is the dam Cabora Bassa situated? In Mozambique Which world-famous artist was known as the King of shadows? Rembrandt What gave prosperity to the island of Nauru? Phosphate The second largest island in the world? New Guinea The only AmericanPresident who won backpresidency after losing it. Cleveland The holy franc is the name given to the currency of a country. Name the country. Switzerland Somalia is part of the Horn of _______ Africa Althing is the Parliament of Iceland Crops sownin Oct-Nov and reaped in April are called: Rabi/Kharif Rabi Badrinathis dedicatedto _____ Lord Vishnu Monegasque is a citizen of Monaco Who created the Phantom and Mandrake the magician? 40. Page 40 of 322 Lee Falk What is the Everestcalled in Nepalese? Sagarmatha What is commonto ostrich, emu and kiwi? They are fightless birds. Who is the only Indian woman who has climbed the Everest twice? SanthoshYadav Worlds largestnon-capitalcity? Shanghai The last of the Ptolemies, the dynasty which reigned over Egypt from 323 BC to 20 BC. Cleopatra English is the official language in 58 countries, Frenchin 32 countries, and ______ in 25 countries. Arabic Worlds largestopium producer? Afghanistan Creationof Euro is describedas the most important economic event since the ______ conference of 1944. BrettonWoods It was used for the first time on May 6, 1840. What? The first postage stamp. (Penny Black of Britain) First soldier of the Indian armed forces to be awarded Param Vir Chakra Major Somnath Sharma (4th Battalion, Kumaon Regiment) Who got a footballscholarship from Sports Authority of India at the age of 9? Baichung Bhutia Who directed MississippiMasala? Mira Nair The first personto cross the magicalfigure of 2800 points in rapid chess? GrandmasterViswanathanAnand Who defined genius as one per cent inspiration and 99 per cent perspiration? Thomas Alva Edison Citius, Altius, Fortius is the Olympic motto in Latin. What is the English equivalent? Swifter, higher, stronger The writer associated with Rally for the Valley (Narmada): Ms Arundhati Roy The name for the group consisting of China, Russia, Kazakhstan, Kyrgyzstanand Tajikistan. Shanghai Five The second President of the Indian origin in Singapore? SR Nathan Pakistan became a republic in 1956 The first Indian feature film to be dubbed. Harischandra (1944). From Kannada to Tamil In 1996, India had three Prime Ministers. Names? Narasimha Rao, AB Vajpayee and HD Deve Gowda The first womanleader of a Muslim nation. Benazir Bhutto, Pakistan 41. Page 41 of 322 The three Pacific island states that were admitted to UN in Sept 1999? Kiribati, Nauru and Tonga What is dating in archaeology? Assessment of age of remains What is commonto Adolf Hitler, Charlie Chaplin and Jawaharlal Nehru? Born in 1889 The military expeditious of EuropeanChristians in 11th, 12th and 13th centuries to recover the Holy Land from Muslims? Crusades The war whose generalcause was Anglo-Russiandispute especially over the controlof Dardanelles. CrimeanWar It floats in the sea. Normally only one-ninth of the totalmass is visible above the surface. A hazard to shipping. What is it? An iceberg The world body founded in 1920 and dissolved in 1946. League of Nations Where did Churchill, Roosevelt and Stalin meet in 1943 to outline places for the invasionof Europe? At Teheran The phrase for a political barrier existing betweenChina and other major powers, especially during the leadership of Mao Zedong. Bamboo Curtain For which city is The Big Apple a nickname? New York What does blue blood mean? Noble or aristocratic descent Name the British explorer who discovered the Hawaiian islands. CaptainJames Cook Playing time of the full versionof Indian NationalAnthem 52 seconds With whom did Alexander Fleming (discoverer of penicillin) share the NobelPrize? Florey and Chain The most powerfulsupercomputer ever made in India. Param 10000 Why is August 11, 1999 unique? Because of the centurys last solar eclipse. Of which country is the island Viti Levu a part? Fiji Who directed the film The Godfather? Francis Coppola The state that was the home of Bharat dynasty, which gave the name Bharat to India. Haryana The NobelPeace Prize winner who was appointed UNs goodwill ambassador in 1993. Rigoberta Menchu Ali Sardar Jafri, Firak Gorakhpuri, and Qurattulain Hyder are Urdu writers. Which award did they all win? Gyanpith The name Golkonda is derived from the words golla meaning shepherd and konda meaning ________ hil l What is commonto Dr DK Karve, Dr B.C. Roy and P.D. Tandon? Recipients of Bharat Ratna 42. Page 42 of 322 Who discovered benzene in 1825? Michael Faradey The Soviet cosmonaut who died in an air crash? Yuri Gagarin The astrophysicist who is a victim of a degenerative nerve disease and cancommunicate only through a computer: Stephen Hawking He was working in a fruit shop. Devika Rani made him a great film star. Name the actor. Dilip Kumar The nationality of Sigmund Freud, the founder of psychoanalysis: Austrian The Hundred Years War was a series of wars between______. England and France What did Willem Einthoven invent? Electro cardiogram What is the study of fossils called? Palaeontology The land of very tiny people in Guillivers Travels Li l liput The Union Territories that have Chief Ministers. Pondicherry and Delhi Who is Indias first NobelPrize winner? RabindranathTagore When was the first international film festivalof India held? Jan 24, 1952 The Australiancricketer with 11,174 test runs to his credit. Allan Border Four cities that are known for international film festivals are Cannes, Venice, Karlovy Vary and Montreal. In which countries are these cities situated (in that order)? France, Italy, CzechRepublic, Canada Indias first STD was between______ and _____ (1960). Lucknow and Kanpur The worlds first test tube baby was bornonJuly 25, 1978. The babys name: Louise Brown Where is the Lakshmibai NationalInstitute of Physical Education located? Gwalior One billion is equal to ______ crore. 100 The state of Karnataka was known as ______ until 1973. MysoreK KUNDAN On 21.1.1972, the States of ______, ______ and Union Territory of Mizoram were inaugurated. Manipur, Tripura The first scientist known to have studied the mechanism of heredity: Aristotle The first state to achieve 100 per cent electrificationof the villages: Haryana The first 5-star Deluxe hotel in India: AshokHotel of Delhi The first public corporationin India: Damodar Valley Corporation The original gold Ranji trophy, donatedby the Maharaja of Patiala, is 43. Page 43 of 322 now in _______. Pakistan When did bicycle make its first appearance in India? 1890 With which Ashram is Mrs Mira Richer (formerly Mira Alfassa) associated? Sri Aurobindo Ashram The expanded form of FEMA? Foreign Exchange Management Act What do we call a womanwhose husband is habitually or temporarily absent? Grass widow The date India became smallpox free July 5, 1995 Hedonism is the doctrine that _____ is the highest good. pleasure The country that has three official names, in three different languages. Switzerland The original name of poet Tulsidas? Rambola Chewing gum was originally made from _____, the gum of the sapodilla plum tree. chicle The main sources of commercialsugar? Sugarcane and sugar beet The country with the largest postalnetworkin the world India Which city is the diamond capitalof the world? Kimberley, S Africa Which city is called Australias front door? Darwin The worlds populationin A.D. 1? 200 m illion First Gyanpith award winner? G. Sankara Kurup Indias first Deputy Prime Minister? Vallabhbhai Patel The first man to walk in space Alexei Leonov First Asian womanto cross the English Channel? Aarti Saha First foreigner to receive Bharat Ratna? Khan Abdul Gaffar Khan First Indian actress to win Padma Shri? Nargis Dutt Indias first womanambassador? Vijayalakshmi Pandit First Indian to win Oscar? Bhanu Athaiya Who wrote If I am Assassinated? ZA Bhutto The country whose nationalflag is plain green. Libya The Germanpolitician who was known as the Iron Chancellor: Bismarck Stars produce energy at their centres by converting hydrogen, their main constituent, into ______ helium George Eliot and George Sand were novelists. What else was commonto both? Bothwere women The year womenathletes were admittedto Olympic Games? 1900 Which was the first full-length cartoonfilm? Walt Disneys Snow White 44. Page 44 of 322 and the SevenDwarfs The 5 events in the womens pentathalon: Long jump, high jump, shot-put, 80 m hurdle race, 200 m race The highest denomination of the Indian postage stamp Rs 50 What is a chukker in polo? A period of play The first man to run a mile in 4 minutes (1954): Roger Bannister of Britain Where do youfind Angkor Wat? In Cambodia The two countries linked by the TeenBigha corridor: India and Bangladesh The three sisters who became famous English novelists? The Bronte sisters: Anne, Charlotte and Emily The weight of an ostrich? About 150 kg The great scientistwho was bornin Germany in 1879 and died in USA in 1955? Albert Einstein The smallest unit of length? Attometre Who coined the word robot? Karel Capek, a Czechplaywright The year was 1938 and the man Lasalo Biro. What was the invention? The ball-point pen What is an analgesic? A painkiller Who created the detective Hercule Poirot? Agatha Christie The first communications satellite: Score Where does space begin? About 160 km above our heads The lift was invented solely for the use of a king. Which king? King Louis XV of France Mark Twain was the first famous author to use an invention. What was it? The typewriter The first dog in space. Laika The first animal to be sent up in a rocket. Albert, a male rhesus monkey What makes Mushtaq Mohammad Well-known? The Pakistan cricketer who played test cricket at the age of 15 Gagarin, Titov, Glenn, Carpenter: Who are they? The first men in space The longest railway platform in the world? Kharagpur (West bengal) The first electric trainservice in India was betweenBombay and _______. Kurla 45. Page 45 of 322 1. An ECS transaction gets bounced and you are unable to recover your money from your customer. Under which Act criminal action can be initiated? A.Indian Penal code B.Negotiable Instruments Act C.Criminal Procedure Code D.Payments and Settlements Act E.Indian Contract Act The Answer is : Option - D 2. The Business Correspondence Model being adopted by the banks provides Banking facilities to which of the following- A.Only Corporate model B.Only weaker sections of the society and people from the small village C.Only thode who are taking house loans D.All (1),(2) and (3) above E.None of these The Answer is : Option - D 3. Which of the following organizations/agencies in India maintains the Micro Finance Development and Equity Fund which was in news recently? A.Confederation of Industries in India (CII) B.Indian Banks Association (IBA) C.Small Industries development Bank of India (SIDBI) D.Reserve Bank of India (RBI) E.National Bank of Agricultural and Rural Development (NABARD) The Answer is : Option - E 4. Which of the following agencies/organizations has decided to make major changes for ULIPs? A.IRDA B.RBI C.AMFI D.FRBI E.None of these The Answer is : Option - A 46. Page 46 of 322 5. Which of the following is NOT a financial term? A.Acid Test B.Double Fault C.Gross Profit D.Depreciation E.Cash Flow The Answer is : Option - B 6. In the terms of economics, the recessionoccurring two times with a small gap in between is known as A.Double Inflation B.Deflation C.DeepRecession D.Double Dip Recession E.None of these The Answer is : Option - D 7. Many a times we read in newspaper about CASA deposits of banks. CASA Deposits are: A.Demand Deposit B.Term deposits C.Hybrid Deposits D.Recurring Deposits E.Special schemes of banks The Answer is : Option - a 8. The Reserve bank of India has setup a Working Group to review current operating procedure of monetary policy including LAF. What is the full-form of LAF? A.Liquid Assets and Funds B.Liabilities and Funds C.Liabilities Adjustment Finance D.Liquidity and Finance E.Liquidity Adjustment Facility The Answer is : Option - E 9. Which of the following organizations/agencies plays a major and crucial role to moderate and control inflation in a country? (1) Central Bank of the country (2)Stock Markets of the country (3)Planning Commission of the country A.Only (2) B.Only (1) C.Both (1) and (2) D.Both (2) and (3) E.All (1),(2) and (3) The Answer is : Option - B 47. Page 47 of 322 10. As per the existing policy the Cash Reserve Ratio (CRR) of scheduled banks is fixed at a certain percentage of their NDTL. What is the full-form of NDTL? A.New Demand & Tenure Liabilities B.Net Demand & Time Liabilities C. National Deposits & Total Liquidity D.Net Duration & total Liquidity E.New Deposits and Term Liquidity The Answer is : Option - B 11. The Reserve Bank of India recently decided to review its monetary policy more frequently. This measure of the RBI will be called RBIs (1)Monetary Measure (2)Financial Market Measure (3)Regulatory Measure A.Only (1) B.Only (2) C.All (1),(2) and (3) D.Both (1) and (2) E.Only (3) The Answer is : Option - C 12. Basel Committee on Banking Supervision is also known as A.Thomas Cook Committee B.Talwar Committee C.Bank for International Settlements Committee D.Peter Cook Committee E.Banking Regulation Committee The Answer is : Option - C 13. While investing in mutual funds we come across a term called NAV. What is the meaning of NAV? A.Net Annual Value B.Non Asset Value C.Net Actual Value D.Net Asset Value E.Net Average Value The Answer is : Option - D 14. Commercial Papers are issued by- A.a Company to a bank B.Banks to companies C.Banks to Banks D.Company to its suppliers E.None of these The Answer is : Option - C 48. Page 48 of 322 15. MAT provision in income tax stands for- A.Medium Alternate Tax B.Maximum Alternate Tax C.Minimum Alternate tax D.Mild Alternate Tax E.None of these The Answer is : Option - C 16. Many a times we read SWIFT in newspapers. What is its full form? A.Sound World Wide Institution for Transactions B.Safe Window in case of Financial Transaction C.Society for World Wide Interbank Financial telecommunication D. Safe window for Inter Bank financial transactions E.None of these The Answer is : Option - C 17. In the World of commodity exchanges-the concept of A standard contract to buy or sell a specified commodity at a certain date in future and at a market driven price is known as- A.Future Contract B.Forward Contract C.Market Contract D.Standard Contract E.None of these The Answer is : Option - A 18. The foreign trade policy in India is announced by the- A.Reserve Bank of India B.Ministry of Commerce C.FEDAI D.Ministry of Finance E.None of these The Answer is : Option - B 19. Lending to Self Help Groups(SGHs) by banks is known as A.Non Priority Sector B.Priority Sector C.Commercial Sector D.Corporate Sector E.None of these The Answer is : Option - B 49. Page 49 of 322 1. THE FIRST BANK IN INDIA TO BE GIVEN AS ISO CERTIFACTION IS CANARA BANK. 2. THE GENERAL BANK OF INDIA WAS SET UP IN 1786. 3. THE FIRST INDIAN BANK TO HAVE BEEN STARTED SOLELY WITH INDIAN CAPITAL IS PUNJAB NATIONAL BANK. 4. THE EAST INDIA COMPANY ESTABLISHED BANK OF BENGAL IN 1809. 5. BANK OF BOMBAY WAS ESTABLISHED IN 1840. 6. THE FIRST BANK IN NORTHERN INDIA TO GET ISO 9002 CERTIFICATION FOR THEIR SELECTED BRANCHES IS PUNJAB NATIONAL BANK. 7. BANK OF MADRAS WAS ESTABLISHED IN 1843. 8. IN 1865 ALLAHABAD BANK WAS ESTABLISHED EXCLUSIVELY BY INDIANS. 9. THE HEADQUARTERS OF PUNJAB NATIONAL BANK ESTABLISHED IN 1894 WAS AT LAHORE. 10. INDIAS SECOND LARGEST PRIVATE SECTOR BANK AND IS NOW THE LARGEST SCHEDULED COMMERCIAL BANK OF INDIA IS THE FEDERAL BANK LIMITED. 11. IMPERIAL BANK OF INDIA STARTED AS PRIVATE SHARE HOLDERS BANK, MOSTLY EUROPEANS. 12. THE BANKING COMPANY ACT, 1949 WHICH WAS LATER CHANGED TO BANKING REGULATION ACT 1949 AS PER AMENDING ACT OF 1965. 13. IN 195