4 EMERGING TRENDS

IN DIGITAL LENDING

TRENDSEmerging in Digital Lending

End-to-end solution for loan management

Smart tools to gather and analyze data

Creative loan facilities

Ease of filling forms with smart UX

This research was done as a part of the pitch for a leading Financial Services Company

1. End-to-end solution for Loan Management

Avant is a leading marketplace lending

platform that is lowering the costs and

barriers of borrowing for consumers.

Through the use of big data and machine-

learning algorithms, the company offers a

unique and highly customized approach to

streamlined credit options

This research was done as a part of the pitch for a leading Financial Services Company

1. End-to-end solution for Loan ManagementSimplified repayment flow which makes it easier for the customer to pay off the loan using the app

without having to visit any branch office or meeting any representative

This research was done as a part of the pitch for a leading Financial Services Company

2. Smart tools to gather and analyze data

Prosper is America’s first peer-to-peer

lending marketplace, with more than 2

million members and over $6 billion in

funded loans. Prosper has evolved into a

personal finance company that offers

products and services beyond personal

loans to help people get on top of their

finances.

This research was done as a part of the pitch for a leading Financial Services Company

2. Smart tools to gather and analyze dataWith use of advanced analytics and neat visual representation

makes it easier for user to manage their finances

This research was done as a part of the pitch for a leading Financial Services Company

2. Smart tools to gather and analyze data

Paisa Bazaar is an intuitive platform that

helps customers to make financial

decisions by comparing various personal

finance products and select most suitable

product as per their needs

This research was done as a part of the pitch for a leading Financial Services Company

2. Smart tools to gather and analyze dataPaisa Bazaar provides the customer option of using various tools to

make an informed decision about which financial product to purchase

This research was done as a part of the pitch for a leading Financial Services Company

3. Creative loan facilities

Even is a new kind of financial app that

turns variable pay into a steady, reliable

income. Even makes sure you get at least

an average-sized paycheck every payday.

Anytime your paycheck from work is lower

than average, Even automatically sends

you enough money to make up the

difference. Even pays itself back

automatically the next time you get a

higher-than-average check

This research was done as a part of the pitch for a leading Financial Services Company

3. Creative loan facilitiesInnovative ways to engage the user for a long period by helping in managing the finances. Lends people money and

then pays itself back. If the user’s purchasing power goes down, recalculates expenses and pays itself back

This research was done as a part of the pitch for a leading Financial Services Company

4. Ease of filling forms with smart UX

Earnest is a finance company that

combines rich data analytics, simple,

functional design, and elegant software to

bring people a fast, low-cost, and hyper-

personalized experience.

This research was done as a part of the pitch for a leading Financial Services Company

4. Ease of filling forms with smart UXIntuitive UI that makes it easy for the user to fill the forms. Also social integration

allows the system to auto-update various fields and provide vital information

This research was done as a part of the pitch for a leading Financial Services Company

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