3aiajibhi iiojioxehiifl.. o4epxauufl bahtaxy n nyhrri nprl3hatrehns oco6orc, ha re he...
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1. 3AIAJIbHI IIOJIOXEHIIfl., --- -rr.ra ",{o6posirtHoro 4o6ponilrnoro crpaxyBaHHfl saHra:mis ra 6araxy
.:--.'r'r'\" (naaani - flpanrana) po:po6reni siAnoniluo Ao 3ar<ouy Yxpaiuu <flpo:.:-: -:T -'- ' a^r)' )
- ;'--:. =.=.-;-, Ile85/96-BP nia 07.03.96p. ig guinauu ra AorroBHeHHtMIrt, ra inuuax 3aKoHoAaBqux i- - - -:-J: - l --.-i axtin Yrpainu.
- - -. -:aBuJIax 3acrocoBylorbcf, Hacryrlni repnrinn:CrparrBaHuq - qe BuA qraninsno-npaBoBlrx siAnocuu illoAo 3axl,rcry Nraftnosux inrepecin
-:,-r.1:-1--. -: rupaAurrnrax oci6 y pa3i HacraHHr rreBHr,rx nolifi (crpaxonrax nunaAxin), Bu3HaueHI,Ix
--- -5.:.-r.1 crpaxyBaHHfl a6o qrannraM 3aKoHoAaBcrBoM, 3a paxluoK rpomoBl4x 1pou4in, IrIo
:,-:r,r-.::-:-.f, rrrJr-flXoM clrJlarpr rpoMaAgHaMr,r ra IopuAI,I.IHI,IMI4 oco6arvrn crpaxoBlrx nnareNis::: r'i;.,,,: eHecriB, crpaxoBr4x upenrifi) ra AoxoAin ni4 posrrlirqeHHs KOilITiS IIux (fOn4in.
CrparonrrK - roprrAr{wra oco6a, rqo upufilraerra ce6e sa yMoBtu\rrl AoroBopy crpaxyBaHHt 3a
-;::i r;.---:iopoAy (crpaxonufi nuariN) so6on'asanns niAuroAyBarI4 CrpaxynalbHl{Ky a6o inruift-.::5.. -: -ropprcrr -sKoi gAifiureue crpax)tsaHHfl,36urKu, sri eruIurnu B pe3ylrrari HacrauH.t{
: -: 1\ Ll 3 ; I \ s r m a4rin, nepeg6auenux fIpanuJIaMI'I.
CrparmarbHr.rKr,r - rcplrArdrrHi oco6u a6o AiesAarui rpoua4ruu, xri yKnanu is crpaxonl,IKoM-
- - urBoPi: cIpaXyBaHHt.
Joronip crpaxyBaHHfl - rle [rzcbMoBa yroAa uix CrpaxyBanbHllKola i CrpaxoBIiIKoM, griAno g
r.:..ro Crpaxonurc 6epe na ce6e go6on'sgannr y pasi HacraHHfl crpaxoBoro BI,ITIaAKy sriircnuru:,l-r.lar\- crpaxoBoro ni4[rxo4ynanur crpaxyBanbHr{Ky a6o inmifi oco6i, nugna.reuift y Aoronopi: -:a\\BaHrur CrpaxynanbHrirKoM, Ha Kopr{crb -aroi yrra4eno 4oronip crpaxyBaHHr (no4arz-tno\ror\-. BHKoHarlr [ocnyry rorqo), a CrpaxynaJrbHr,rK so6on'rsyer6c-s cflraqyBarpr crpaxoni
---arexi v Brr3HaqeHi ctpoxu ra BLIKoHyBaru inui WoBI,I AoroBopy.Brrro:oHa6ynavi - rpoMaArHr{ a6o ropra4u.*ri oco6u, sri Moxyrb sa3HawI g6urr<ie B
:.::1.rrrari HacraHur crpaxoBr,rx suuaAKis ra uppl3HaueHi CrpaxynaJIbHLrKoM B 4oroeopi: rp a,\ )B aH H-s AJUr orplrMauHs crpaxoBoro ni4ruro4ynaHus.
Crpaxonuft prasurc - rreBHa no4ia, Ha BHnaAon sKoi flpoBoAl{Tbc.tr crpaxyBaHnfl | txa Mae
,r 3 H aKr r lirr o n ipnocri ra euna4rono cri HacraHHt.Crpaxoenft nuna4ox - uo4ix, nepe46avena AoroBopoM crpaxyBaHHt, xra ni46ynacx, i z
--:acraHrurlr .sroi nr4Hr,mae o6on'sgoK crpaxoBprra gAificruITI,I BrIrIJIary crpaxoBoro ni4ruro4ynannx.-rpax)BarbHuny (nuro4oHa6ynauy).
Crpaxone niguncogynanHs - crpaxoBa BrirrrJrara, sra gAificHloerbct crpaxoBlrKoM y Me)Kax
-'rparonoi clur,r 3a AoroBopaMu uafiHonoro crpaxyBauns i crpaxyBaHHs siAuosilalrHocri npr,r
-r acraHsi crp axoBoro Br,IlaAKy.Crpaxona cyMa - rpo[roBa cyMa, B Me]Kax xnoi crpaxonr.uc ei4noeiAHo Ao yMoB crpaxyBaHHr
: o 5 o e's g auuft sAifi cHprrrr Br,rflnary [pr{ HacraHni crpaxonof o BI,IrIaAKy.
Crpaxonnfi nlarix - rrJrara 3a crpaxyBaHHfl, rKy crpaxyBanbHlrK 3o6on'ggarufi sHecrpl
.TpaxoBr.iKy y nignoniAHocri 3 AoroBopoM crpaxyBaHHt.Crpaxonufi rapuQ - craBKa crpaxoBoro BHecKy : oArauuqi crpaxonoi clMI4 3a nzgnaqenufr
repioa crpaxyBauHfl.@panmu:a - qacrr.rHa s6umin, rlo He eiAruroAoeyerbcf, crpaxoBl,IKorra griAno 3 AoroBopoM
:rpaxyBaHHrr, @panruusa Moxe BcrauoBJrroBarr,rcb sr e a6corlorHoMy snaueuui, rar i y niAcoucax;i: crpaxonoi cyura ra BrrKopucroByBarlrcb rK Ao garamuoi crpaxonoi cyMlr, rar i Ao crpaxoroiJlrrr{ no KoxHoMy orpeMoMy o6'enry crpaxyBaHHfi, B 3€urexHocri niA yuon,{oroBopy crpaxyBaHHs.
VnrosHa Qpanmusa - crpaxoBr,rK He Hece ni4noni4anlnocri :a 36zrxu, rlo He rlepeBl.Iqyrorb:orrripy $panurn:n, Ta 3o6oB'flsaukrit ni4ruro4ynaru s6urxu nonuicrro, flKnIo ix po:ir,rip nepeBllulye: o :rrip BcraHoBJreHoi (f panuu,rsu.
Eeryrrlonna r[panmusr -
crpaxoBr.rK go6os'.f,gaHr,rft siArrrKo4putu g6umlr 3a BVpaxyBaHHsM
:,- raHoBJreHoi (ppauurusn.3aqea Ha crpaxyBaHHfl - AoKyMeHr, flr<uit 3arroBHroerbct crpaxyBttrlbHl4KoM i nzcnoeruoe
..oro 6axaHns gAificuuru rrpouec crpaxyBaHHr y .4aHoro crpaxoBl,IKa, a raKox Ir,rictvm ocHoBHy
- -; Q o pr'raqiro, ueo6xi4ny Arrs yKraAeHHt AoroBopy crpaxyB a'uufl..
3aqsa Ha BrrrrJrary crpaxoBoro shmnoAyBaHHfl - AoKyMeHT, srcuir 3aloBHloerbcs::paxyBanbHr4KoM i nucnonmoe fioro 6aNanus oAepx€Tr{ crpaxoBe ni4urro4ynaHHt.
Konanereurui opranu - o$iqiftHi oprautr, Ao KoMnereurlii srczx HaJIexLITb nixri.qallit
EniAKiB crpaxoBLtx BrIrIaAKiB, po3cniAyBaHH{ npEqLrH ik nunr.rrueHrrfl, BriHeceHH-rr o0iqiftnuxp:3'lcueur 3 rII{raHb, IrIo Malorb niguorneuHr Ao crpaxoBofo Br4rraAKy (naupr,rxna4, rrainiqix, ,{AI,[oxexHa oxopoHa, ri4ponrereocnyx6a, si.4nosilHi opraHr.r iurur,rx 4epNan).
Crpaxonuft arcr - AoKWeHT, IrIo cKJraAaerbc{ crpaxoBr,rKoM, rrct'tfi rcnani(fircye no4iro xxcrpaxonufi (necrpaxonuir) nuta/LoK, Ta B rKoMy saQirconauraft posnrip 3aBAaHrlx s6nrrin i cyrr,racrpaxoBoro ni4umo4yn a:u:ns..
Anapin - HecnpI{trJII{Ba npuroru flKa Mo)Ke crarncfl.3 TpaHcrroprnr,ru gaco6oru n xo4i pyxyl:irrnenns s 6y4r-aruM rlpeAMeroM, rroxexa, ur.r nH6yx Ha rpaHcnoprHoMy saco6i, cxi4 r ronii,trepeKI'IAaHHs i lt. i.). B sanexuocri ni4 xaparrepy ra rrpr{Hrlury posno4iny g6urris uiN yracur{KaMr.rtrepeBe3eHHx anapin no4inxerrcr Ha 3araJnny i olcperuy.
3ara.nrua anapin - s6utKlt, sKr,Ix 3zt3uaHo BHacJri4or spo6neHr,rx HaBMprcHo Bltrp ar a6otroxeprByBaHb 3 Merolo Bp{ryBaHHs, cylilira, (fpaxry i nanraxy (6araNy), qo repeBo3r{Tbcr Hacy.4ni, ni4 saraluroi 4nr nrax ne6egnerz. 3aranrua anapia posno4ilrerrc.f, r,riN cyAHoM, Qpaxrorra iBaHTDKOM (6araNerr,r) nponopqiftuo ix naprocri. Bi4nocuuu, noB'e3aHi ig garalbHoro anapieroperyJllolorbct 3aKoHoAaBcrBoM AepxaBrr, n nyurri (nopry, aepoilopry rorqo) moi rpancnopruuft:aci6 saKiH-u,In peftc nicrs no4ii, Iqo clprrqlrHr.rJra 3aralrny anapirc, rKrrlo inure ue BcraHoBJreHo
).roAolo cropin. -fxIrlo nci oco6u, inrepecz srrlx sa.riuae 3aft]JrbHaanapil, HrrJrexarb 4o Yrpaihlr,3acrocoByerbcr rrrlHHe 3aKoHoAaBcrno Yxpainu.
Orperua anapin - s6r,rrrr,I, rxi se ui4na4arorr ni4 nrEsna.reHHr 3aruuuroi anapii i neni4nmarotr posno4iny rr,rix rpaHcuoprtrzrra gaco6oM, BaHraxerra (6araNeru) i (fpaxrou. 36zrru;noneceni B peynbrari orcpelvroi anapii, rroKJraAilorbc.f, Ha norepuinoro qr,r Ha ni4noni4anruoro ga iTcKoeHHs.
(Dpaxr - orHa is Ooprnr orIJIar[ 3a nepeBfleHHfl sanraxin BoAHr4M rrrJrrxoM a6o saBTIKopLIoTaHIUI cyAeH rlporflroM rreBuoro uacy. BcraHoBrroerbcs y nzrna4i (ppaxronoi craBrr{ AlsKoHKperHoi yro4u. Teprrain Bl,IropI4croByerbcfl TaKox [pr,r He MopcbKr4x nepeBe3eHHrx.
[ncuama - AoKWeHT, IrIo BcraHoBJrroe (faxr garanruoi anapii, uicrurr pospaxynor iposno4in s6urKin no nifi rr,rix yracul{KaMr,r nepeBe3eHHr nporopqiftno naprocri ix uaftna.
[ncuamep - oco6a, ynoBHoBaxeHa Ao cKJraAaHHr 4ucnauri.,{ucuamepcrrca rcovriciq - xolricir, crnopeua Anfl cKJraAaHH{ gucnami.fenepanrnzfi 4oronip crpaxyBaHH.r{ sauTaNin (6araNy) - .{oronip crpaxyBaHlfl., Ha yMoBax
f,Koro BBaxalorbcs 3acrpaxoBaHl{Mrl yci ur.r rreBHoro Br{Ay BaHraNi (6araN), .arci crpaxyBaJrbHr,rKorpI,IMy€ .u,r ni4npan lrrre Ha nporxsi o6yrvrouenoro rcprvriuy.
Anapiftnuft rcouicap - oco6a, sxa safiMaerbc{ Br.r3HarreHHrM rrpurrrlH HacraHH{ crpaxoBofoBI'Ila"qKy ra posrraipy s6r.rrrin, lcnani(firarlifiHi sr,rr,rorr.r 4o nei BcraHoBJrrororbcr aKTaMr.r quHHoro3aroHoAaBcrna Yrpaiuu.
Anapifinuft cepruQinar - AoK)a,IeHr, rrlo cKJraAaerbcr anapiftnurra ronricapou ra ni4o6paxaenpuql'IHI'I ra o6crasuHla HacraHHt, xapaKTep, posruip s6nrxin; e cei4oqrnoM noHecenrax g6r.rrxiB, uureHe Aae npaBo CrpaxynanbnllKy (Bzro4ona6yBa.ry) orphMarr{ s o6on'.f,groBoMy noprAKy crpaxoBeni4ruro4yeaHHrr.
Konrepqifinnft aKT - AoKyMeHT, rrlo ni4rnep4Nye $axr ne4ocra.ri, rcyBaHHr rrlrtroIIIKoAXeHHTI Barrraxy npu [epeAaBaHui fioro BaHTaxooAepxyBaqy (nignoni4Honry cy6'errynepeBe3eHHs) n nynrri [pl{3HaqeHru, a6o n nynrri,4e 6yn BcraHoBJreHnfirarufi (paxr. Ocrilrna narri $ircyrorbcfl rlpuunuu ues6epexeHHf, BaHTaxy, posuip ra xapaKTep nKoAr,r, gauuit aKT eueo6xi4utlM AoKWeHToM rlpr BI{3HaqeHHi s6nrrin Crpaxonurou. I{efi anr e ocHoBoro AJU{npe4'.anneuHt rlpereHgifi ao nepeaisuur<a (ni4noniAHoro cy6'exra nepeBe3eHHr) n rraeNax ftoroni,aroni4zurrnocri 3a HaHeceHHr rrrKoAr.r BaHTaxy.
MopclrIEft nporecr - sanBa raniraua cyAHa KoMnereHTHoMy AepxaBHoMy opraHy, n sxifiBEKJIaAaIoGcs HaftsaNnunirui o6cranznu uopcrroi nplrloArr ra 3axoAr{, npufinrri KoMaHAyBaHH{Mc)-ua.qr.fl iT sauo6irauHs, a6o noeuifi qrE .racrxonift ninni4auii ii Hecnpusrrzsux HacniArdn.
Cropneftep - eKcrlepr, iucuer<rop, yrroBHoBaxeuufi upe4craBHrlr Crpaxonr.rra, nwrit s4ificnroeor-lsl cyAHa, eautaNis ra in[roro utairua, rqo e o6'erroM crpaxyBaHHr.
Ynaronra - o6oronrca, BKJIIoqaroqz KoHreftHeplr, gKa sano6irae gonniuuiu BrrJrr4BaM Hatatrrax niA.rac [epeB*eHb ra [epeBaHTaxeHb.
Teprrainra, ulo He o6yltonneni 4anuur.r llpanrararvrz, Br{3Harr€uorrcs 3axouorra Yxpainr.r "llpo--rpaxynann.r". -flrrqo 3HaqeHHs xxoro-ne6yAr repnriny (nafiuenynaHnr a6o nonarrx) He
: -: flpu crpaxynanni "3 niguonigamnicrro 3a oKpeMy anapiro" crpaxoBuMrrI rrl-lHa\IE € IloIlIKoAxeHHfl a6o uonua sarr46erl (nrpara) Bcbofo BaHTaxy a6o fforo qacrr4Hr.r
: -:---'-.-::-: -: - -,--;xexi, 6macxanxz, 6ypi, Bl{xopy (iHlrux cuExiftnux rBrrrq, u1o nepe46aueui
- . - '--:t't.t ;'::axyBaHHx), raracrpo(fz uv girrcnenns cyAeH, niraKis ra inmux nepenisnux saco6isL : -.-ic--. =5o )'Aapy ix o6 nepp<onai qu nnanyvi [peAMerr{, nocaAxpr cyAHa na vinuny, [poBany..'::-3. .;r5rr-'. yIIIKoAxeHHt cyAHa JIboAoM, niArr,roqxu sa6oprnoro Bo,qoro, saxo4in, Bno,rrlrx AJrt- ;...:::i:J
=: . iCiHff-f, nOXeXi;: :.1. 3eiixneHHf, rpaHcrroprHoro aaco6y 6er nicri;:.:.-: HeuacHLIx nnua4rin npl4 HaBaHtaxeuHi, yrra4anni, BprBaHTaxeHni sauraxy i npufioui
-.: 1:;tr]3tts;nt :aco60u [aJII4Ba.
fIl;ntirra: ni4 uac [epeB$eHHs eaHraNin MopcbKr,rM rrrJrrxoM g6rarr<ra siA noruKoAXeHHr He: ----^{u1.loB}}orbc.s, f,KrIIo BOHI4 He AocqralorE 3% (rprox ni4corrin) ni4 crpaxonoi cynnu ycbofo:;--- - axa nL-r o.lHoMy KoHocaMeHTy, a IIpu uepe6ynauHi nauraNy n ui4nisuux cyAax - ni4 crpaxonoi-.i.(-1'. Barrraxl'no KoxHoMy raKoMy cyAHy (Qpauruzsa). (DpaHlrn3a He 3acrocoByerbcs npu- 'i.]{t-lcti :aranuroi anapii, a raKox rcoil.r s6prroK Br.rHr{K nnacli4or rcaracrpo$u .14 girrHeuus- -1a 3 .lplrII-\I cyAHoM a6o i: yctKI,IM Hepy(oMlrM rrrr nnaByqr,rM rrpeAMerorvr (nrlrcuaroun ni4),
-':rJxri c)'JHa ua uinuuy, uoNexi a6o nr.r6yxy ua cy4ni (aruqo inrue ne nepe46aueno .{oronoporr,r:::ar1-naHnr),
-1.4. IIpn crpaxyBaHni 'r6es nhuoniAamnocri 3a rromKoAlneHHfl, rcpivr nutagrin anapiittJTpa\oBIr\III BTIIaAKaMII €:
'1.4.1.llonua sarll6em Bcboro BaHTaxy a6o ftoro qacrr.rHr.r nuacni4ox noxexi, 6ru.rcKanxz,- .:i. elrxopy (inurrax crr,Ixiftnnx tBl,rrq, rqo uepe46aqeui .{oronoponr crpaxyBaHHr), anapii .ru-,,{reHH-fl c}'.qiB, nirarin ra inuux nepenisnnx saco6in rraiN co6orc , a6o ygapy ix o6 nepp<ovri uu----1-ri npe.&,Ierrr, [ocaAKI,I cyAHa na rvrinr,rHy, npoBitry uocrin, nu6yxy, yrrrKoA)r(eHHfl cy1rra--.,r-fo\{, niAltoqxu sa6opruoro BoAoro, saxo4in, B)Kr,ITI,rx IrrApflTyBalus.-rruracinnr uoNexi;
4.4.2. Bryara BaHTaxy nuacriAor 3HI,IKHeHHfl rpaHcrropruoro saco6y 6es nicri;4.4,3. floeHa garu6ens Bcboro BaHTaxy a6o fioro qacrvtnr nnacniAorc HerqacHrrx nuna4rin npra
:-3a.Hr?x€uni, yrla4anni, nranautaxenni nanraNy i nprafiorrri rpaucuoprnzvr saco6oM rranr.rBa;4.4.4. llourr<oANeHH{ BaHraxy enacri4or anapii qu sirrHeHHfl cyAiB, niraKis ra iuurzx
--:eeisHta< gaco6in nrix co6orc a6o g ycrKLrM HepyxoMltM rrr4 rnaB) rr{M rrpeAMerorvr (nr.urcqaroqr4
--). nocaAKrd cyAHa na uinnHy, noxexi.ri nu6p<y Ha cyAHi, nirary a6o gpyrou nepenisnouy..=:o6i.
4.5. IIpu crpaxynanni tt3 niAnoniAamHicrro 3a y3roAlr(eHi pnsurcutt - crpaxoBrrMrriIltraAKaMH e rIoIrIKoAXeHHfl a6o nosHa garu6elr (nrpara) Bcboro BaHTaxy a6o fioro qacrr4Hr,r
'rac.ri4or 3a3HatIeHlIX y,{oronopi crpaxynaunr no4ifi s lepeliueHrlx y t.n.4.3,4.4 ra 4.5 qr.rx..:ABHJI:
4.5.I. Blzcranxn, 6Wi, Bl{xopy, 3eMnerpycy, BnBepxeHH{ BynKaHy ra inruvx crzxifiHuxr-- ; i lq, uep e46 auenux floronopoM crpax yBaF^Hfl;
4 . 5 .2 . fI i4rr,ro.rennr aruo c (! epHr4Mr.r oilallaMlkri4.5.3.3nprrnenns BaHrax(y pil3oM s nepenisHnrra saco6oNa 6es nicri;4.5.4. Kpa4iNrcu si snouou, rpa6exy, pos6ifiuoro HanaAy ra inrunx rporzrrpaBnux 4ifi rperix
4. 5. 5. Anapiftuoi rocaAKr,r uooirpanoro rpaHcnoprHoro saco6y;4.5.6.3irxHeHns ur,r ua4innx nonirpnrux rpaHcnoprH[x saco6in, riramnux anaparin, a raKo]n
-iHHq upe4uedn 3 Hrrx;
4.5.7. lloumo4NeHHs BaHraxin runu4rofo [cyBaHHs nnacdAoK noJroMKr4 pe(fpraNeparopHr.rx' -rrHHi
4.5.8. Inurrax, roe's3aHl4x s oco6rlanocrflMrr BaHTaxy ra rrpoqecou ftoro rpaHcrropryBanur- -rrr"r, rqo Br{3HalreHi .{oronopoM crpaxyBaHHr.
4.6. llpu crpaxyBaHHi ua yrronax sriAuo nr..4.2-4.4 ni4mro4onyrorbcr Br4rparr4 no garamift'=:.Dii (porno4ineHi i sugHa.reui y ni4noni4nocri s 4oroBopoM rrepeBe3eHHs ra\a6o Airo.rr.rh,ra..-':onann), ulo BLIKJILITaui ueo6xi4uicuo sano6irrr,r garz6eni BaHTaxy (6araNy) s 6y4r-aroi
4.9.13. O4epxauufl BaHTaxy n nyHrri nprl3HatreHns oco6orc, Ha re He yrloBHoBaxeHolo;
4.9.14. HenpanulrHoro, HecBoeqacHoro qu He[oBHofo oQopnrrennx uepenisruax 4or<yuenrin;4.9.I5.3arpuuru AocraBrr{ nanraxin i naAinus qin, neurarocrrpoMoxnocri a6o ueslaltoHaHHfl
r :-lHCoBrzX go6on'sgaHb BJracHr4KaMr{, $paxrynanbHlrKaMl,I qu oneparopaMll (no4iruu)
-=cloprHrax gaco6is, ulo gAificHrororb rrepeBe3eHus,; He siAurltoAonylorbcfl TaKox scsxi iHlrri
,:-p.{Mi g6urru CrpaxynanbHlrKa (Buro4ona6ynaua), rpirra rux nuna4rin, KoJII 3a yMoBaMpI
- - oBopy crpaxyBaHHs raxi s6lrrKr.r riALsraroru niAruroAyBaHHlo B rlopflAry garanrnoi anapii---:ro 3 n.4.6.
4.I0. llo,{oronopaM crpaxyBalnfl., yKnaAeHuM Ha yMoBax griAno n.n.4.3,4.4, raroN ne
: --nKoAoByrortcs s6ramn nnacdAor< (xxqo inure ue uepe46aueno,{oronopoM crpaxynannr):4.10.1. Kpa4iNrcu a6o HeAocraBKr,r BaHraxy, rpa6exy, pos6iftnoro HarIaAy ra inruux
- :,Jrr.rrpaBHr,rx lifi rperix oci6;4.I0.2. floneni i servrnerpycy;
4.10.3. Bi4npinannr cyAHa i niArvroqenHr BaHraxy arnroc(bepHllMl4 ona!.al/.kr;
4.10.4.3ueqinrosauHs BaHTaxy nnacni4or sa6py.unennfl rrvr rc)tsaHHfl Tapv np:r, qiniurocti.- . uiumroi ynaKoBKI,I ;
4.10.5. Br.ucu4aiurx sa 6opr i sr\a[saHnf, xBrrJrero na-uy6Horo BaHTaxy a6o nanraxY, luo:DeBO3r{TbCs s 6egnany6uux cyAax.
4.11. IIia qac rpaHcropryBaHHq BaHraxy na ni(frnanax, 6apNax, inuux niAsigHl,Ix cyAax
-tfaxoBr,rK Hece siAnoniAanruicrr rimru y BHrraAKy, KoJII{ BI4KopLIcraHHt raKI,Ix cyAeH e
- =;rqafinrau An-s AaHoI Ivricqenocri.4.I2,36utrv nnacli.uor 6oro a6o nororrrKpr BaHraxie, oco6rl,Ino niAsnaAHI,Ix [onoMIIi ra 6oro
-.-1.13), a raKox g6rarxu ni4 ua4eNy rBapr,rH (nrraqi) rplr crpaxynauui Ha yMoBax nt4.3,4.4:-:rrrKoAoByrorbcr rinmpr y Br{rraAKy, rKrrlo qi g6utru BLIHTIKJII{ eHacniAox arapii (xrrqo inrue ne
- :.De.q6 a.reHo,{oronopou crpaxynannr).4,13. BanraNi, oco6nnno niAsraAui nonorr,uli ra 6orc:- a6pa:unui nupo6u, ag6ecrorleueurni nnvrlr;- reparrira AeKoparr4nua i xyAoNH.rr, BKJrroqaloqpl nrurKy o6nuqtonanrHy;- ue6ni 4epen'nri;- MapMyp, rpanir i nupo6u 3 HI,Ix;
- rrocyA i rapa cKJrflHa, DrrirHrua, (faptfopona, $a*rcona, eMuulboBaHa, (faptfop xy4oNnift;- cKJro 6y4r-.arcoro nIa4y i nupo6u is usoro, eneKTponaMrll{;- eneKTpoAlr;- BorHeylopu, uerJra Bc.f,Koro BVry, qepeluqs, ganiso6eronui nnpo6u ra eupo6u is 6erouy,
: -3. cKJUrHrl ra xeparvriuHa upo4yrcqis lpoMrrcnosocri 6y4inenrunx uarepialin, canirapno-rexni'IHi- ''., 12':1r1',
- xopHa, roqnnrni ra nirorpa(piqHi ralvleui, rpaQimni rurni;- rerenisopu, [porpaBaui, uaruiro$onu, ni.{eouarHiro(foura i inrua no6yrona pa4io, siAeo ra
- _, r arnapilypa;- KoMr'rorepu ra KoMrrJreKTyro.ri 4o nr,rx, BKrroqarotrn 6y4l-xri nepu(lepiftui upuna4u, inura
: . =rrrira;- TorrHa uarr,ripronan bna "Ia 4iarHocruuna anapanypa.1.14. Baurax BBaxaerbc{ 3Hr{KJrr,rM 6es sicri, sxulo 3 rracy 3arIJIaHoBaHoro npu6yrrx
- ;- olr 60 ai6 ue 6yno orpraMnrro uisxoi in(fopruaqii npo ftoro rraicqe3HaxoAxeHur. Tepruiu, no
- -.-:Hni rKoro BaHTDK BBaxaerbcs 3HHKJrr,rM 6es nicri, rroAoBxy€Tbcs B TIlx BI{rIaAKax, KoJIII
- --::{a inrfopNrarlii uoNe 6yru sarpraMaHa qepe3 nifiny, noAii, rlo Hoctrb xapaKTep noennux 4ifi,- .::.qHcbroi nifinu a6o cycninrnnx 6egnaAb, B 3ilJlexHocri ni4 r<onrperHllx o6ctanr.rn, ane He
- . - --;ir"r nepeBr4rqyBarr,r 6 Micqqie.
5. CTPAXOBI TIJIATE}KI. CTPAXOBI TAPTIOI4.: -. Crpaxonufi nnariN BcraHoBJrroerbcfl, Br,rxoprrr{ s posnripy crpaxonoi cyMI4, Spanmzsu,
::paxoBoro [oKpurrr, o6pauoro CrparynanbHr4KoM, Ta crpaxoBoro rapu(py, BcraHoBJIeHoro
:,,-hoM ua niAcraei 6asonux crpaxoBr,rx rapu(fin (uaee4eni n .{o4arxy J1bl) is 3acrocyBaHHsM
r - Crpaxonufi unarix cnlaqyerbcr oAHopa3oso a6o n 4ercimra reprvrinin B rloptAKy,
6.10. flyulcr nigupannennx i nynrr rpr.r3HarleHHs Mo)Ke 3HaxoAI4rLIcs':rrarepraropii SyAr-xrioi
l::-(3Br{ Ta IIOBLIHHI,Tft silnonila11u vixuapOgru'IM yMOBzlM HaBaHTaxeHHt, BHBaHTart1eHH'fl i
n-q:fagH-f, BaHTaxiB.
6.11. y pasi suinu BKa3aHoro y [oronopi ctpaxynaHHt Mapupyry crpaxoBl4fi 3axl'Icr Aie
-,-rj*r 3a yMoBLr orpuMaHHfi 3roAr.r Crpaxonura (npu 1"uoni crIJIarI'I AoAarKoBoI'o crpaxoBoro
- -':exY, sKrqo llboro 6y4e nurrlararu ctpaxonur)'A.lZ. goronip crpaxyBaHHr nonunnr,rfi 6yru yrna4euuft y nzcruonifi Soprvri' He4orpunaanm
-..:;\foBoi (foprr,ru e niAcranoro Arts Br3HaHns HeAiftcHrau ,{oronopy cTpax}tsanlF.fl" (Darr yKnaAaHHs
. - JBopy cTpaxyBaHHt Mo111e nocni4uynaTllct cTpaxonuu cni4ollrBoM (uolicorrl, ceprn$iratou)'
-, r Qopuoro,{oronopy crpaxyBaHHt.S.tZ. Crpaxl'nanrnur (Braro4ona6ynav), uonunrFlufr. nerafiHo rlrlcbMoBo noBlAoMI'ITIr
- :axonura npo nepexiA IIpaB Ha 3acrpaxosaHufi BaHTaX 4o inuroi oco6pr'
6.14. Bci sluiulr ra AorroBHeHHr 4O ,{OrOnOpy CTpaxyBaHHs upufilrarorbcfl 3a 3roAolo
--::iu y rtlcbMoBifi SoPui.
7. IIPABA TA OEOB'fl3KI4 CTOPIH.7.1. CrpaxonuK Mae npaBo:7.I.I. flepeniparra cTaH BaHTaXY, 1qo cTpaxyeTbca, na ni4nosiAuicrr yMOBaM' 3a3HarIeHuM y
i-.ni na crpaxyBaHH.f,;
7.1.2-. fiepenip"r" BlrKoHaHHfl CrpaxyrarbnlrKoM (Braro4oua6yrauervr) BrIMor lranvrx flpanun
-ofoBopy cTpaxyBaHHf,;
7.1.3. Haupaurrvr 3arkrrvl B KoMrlerenrui opranv s
-:rI.IrIH i sl,IguaqeHurrvr posrvripy sauogixnoro s6uffiy;rruraHb, noB'q3an[x 3 po3ciIlAyBaHHsM
j.1.4. Bparra yqacrb y s6epiranni i prrynanui sacrpaxoBaHoro BaHTaxy, a raKox AaBarvr
---.-rpyrUii, clp{MoBani na glnten[IeHH-f, s6zrry' qo e O6os'sgroBLIMI'I p.nr' CrpaxynalbHtlKa
3rrro4ona6ynaua);7.t.5.3po6nru ornsA yrrrKoAxeHoro BaHrlxy, ,flK rillrra Crpaxonury craHe BUoMo rlpo
:_lcr&HHfl nogii, uo Moxe 6yru rnanisir<onalra tK crpaxonzit BITTIaAOK, npoBecTI'I BJIaCHe
--,--, : cuiAynan Hs, rIrA I'rcynaHul rIpruLIH ra posrraipy s 6urxy ;
7.1.6. Bprrraararu ni4 Buro4ona6ynaua Br.rKoHaHHs o6os'ggrin :a .{oroBopoM crpaxyBaHHt,
:-iiloqaroqr4 o6on'r3Ku, rqo nexarb na CipaxyBaJIbHI{Ky, aJIe He eI'IKouaHi HI'IM' rlpll npe4'rueuui
3 ;roAona6yBaqeM BUMOTIT [po Br,rlnaTy crpaxoBof o BIAIIIKOAyBaHHfl ;
7.1.7.llpu noni4orranenni upo o6crau,rHrr, ulo cnputlllHtrorr g6inHueHHfl crpaxoBoro
:;r3uKy, BHecrr,r sNriHra Ao Aorosopy crpaxyBaHH.fl ruJItxoM cKlaAaHH-fl AoAarKoBoi yro4u 4o
Joronopy crpaxyBaHHs;Z.f.g. Bi4crpounrra BI,IIIJIaTy crpaxoBol'o BIAIIIKoAyBaHHfl B nopfAKy, uepe46aueHoMy
-aHHMrI flpanularrlu;7.1.9. Bucynyru (y Mexax $arrrauno cura.reHoi CrpaxynalbHllKy cyMll crpaxoBofo
'i4nro4ynanux) IIo3oB Ao oci6, BI,IHHI'Ix y cTpaxoBoMy BI4naAKy (mrqo rari e), 3 Merolo oTpIlMaHHt
=u Hprx KoMneHcauii ga ganoAisHi s6prrKu (npano pelpecHofo nosony);
7.1.10. y pa3i uosHoi garz6eni 3acrpaxoBaHoro BaHraxy ra BlJ.rrlrarvr cTpaxoBofo
:L:IrrKa4ysaHH.f, B rIoBHoMy o6csgi oTpLIMaTII nCi npana na qefi BaHTaX Ha yMoBax nepe46auenux
Joronoporrl crpaxyBaHHfl .
Lt,tt Bi4uonurlr y Blrlnilri crpaxonoro niAuroAyBaHHs sriAHo 3 tII'IHHllM 3aKoHoAaBcrBoM
i-npaiuu, Ilpanunauu ra yMoBaMu [oronopy crpaxyBaHHfl '
].l.lt. Ilplrunnr,rru liro .{oronopy crpaxyBaHHfl silnoni.4Ho 3 III,IMI'I flpanulauu i: aKoHoAaBctnorrn Yrpainz.
7.2. Crpaxouurcgo6on'sganlrft:7.2.1. Ognaftouraru CrpaxyBaJIbHI4Ka3 AaHLIMII flpanr'uauu;7.2.2. llporxrou 4nox po6ouux 4nin, sK rinrKr,r craHe niAouo rpo HacraHHs crpaxoBoro
5rrrraAry, Bxr.rrlr saxo4in rqoAo o(foprrrueuns scix neo6xi4nux AoKyMeHris Ars cBoeqacHofo
, rift cneuu.f, BIIIIJIaTI,I CTpaxoBOIo ni4nxo4ynannr CrpaxyBaJIbHI'IKy ;
7.2.3. flptr nacranni cTpaxoBopo BHnaAKy gAificunru B_I'IrnaTy crpaxoBoro
3l-IrrrKoAyBaHHt B IIoptAKy Ta B cTpoK, lepe,46aue:rtufi' trartutrru llpanulauu' V pasi necnoeqacHoro
I
8. YMOBTI IIPI4TIT,THEHIIfl AIi AOIOBOPY CTPAXYBAHIIfl.8.1. [ir ,{ororopy crpaxyBaHHf, tlprnlrHrerbcr 3a 3roAoro cropin, a raKox y pari:8.1.1. 3ariHrreHHfl crporcy 4ii;8.1'2' BuroHaHHfl Crpaxonzr<orvr go6os's3aHb [epeA CrpaxynanbHr{KoM y [oBHoMy o6crsi;8.1.3. Hecnlaru CrpaxyBilnbHlrKoM crpaxoBr,r* noatexi" yBcraHoBnani,4o.o"opor .tpon";8.1.4. Jlireiaallii CtpaxynanbHllKa - roprrAr{lrHoi oco6z a6o clrepri Crpaxyn-"""nu -
rpoMaA-[HI{Ha rla BTpuru nzrra 4ies4atuocri, 3a Br,rHrrKoM Br{[aAKin, nepe46aqeH]rx 3aronouVnpaiur.r "llpo crpaxy'nanru" ;
8.1'5. Iirsiaallii Crpaxonma y roptAKy, BcraHoBneHoMy 3aKoHoAaBcrBoM yr<paiur.r;8.1.6. llpuiftrs'rrs cyAoBoro pimeunx npo Br43HaHur ,{oronopy crpaxyBauux ue4iftcHr4M;8.1.7' B iurunx BrIlaAKax, nepe46a.renux 3aKoHoAaBcrBoM YnpaiHra a6o ,{oronoponr
cTpaxyBaHHr.
8.2. ,{iro floronopy crpaxyBaHHt Moxe 6y:rn 4ocrpoKoBo npunr{HeHo 3a Br{MororcCrpaxl'nanbHllKa a6o CrpaxoBl{Ka, sKrrlo qe nepe46aqeHo yroua*r ,{oronopy crpaxyBaHHx. llpouarraip AocrpoKoBo npu[I{HI{TLI airo [oronopy crpaxyBaHHr lynr-xrca .ropo"u so6on'ssaHanori4ouurr{ inmy ne uigniure tK 3a 30 ra-uen4up""i luis Ao 4ut" ,rp"n"ne"nr 4ii [oronopycrpaxyBaHH-rr, -sKrrlo inrue urau ne nepe46aueno.
- 8.3. y pa3i AocrpoKoBoro nppInI4HeHHfl Aii ,{oronopy crpaxyBaHHf, sa B1rMororoCrpaxynanbHl'IKa Crpaxonzr noBeprae fionay qacrr.rHy crpaxoBofo nJrarexy 3a nepio4, rrlo3aJII4IIrI4Bct Ao saxiHqeuHx 4ii.{oronopy crpaxyBaHnr, s ni4paxyBaHHrM HopMarrrBHr.rx Br.rrpar HaBeAeHHt cnpaBtl ta QarruuHl4x cyl!{ crpaxoBoro ni4mrco4yn allfl, xri 6ynz surr;ra.reHi tu q"t,{oronopon'r. -flxrqo BI4Mora CrpaxyeanbHr{Ka rrloAo rocrpoKoBoro rpr{rrrrHeHgs 4ii [oronopycrpaxyBaHH.f, lon'f,3aHa 3 nopymeHHtM Crpaxonrar<oM yN{oB rlboro ,{oronopy, Crpaxonux ,rou"ptu"crpaxynanbHr4Ky cnra.reHr.rft Hr4M crpaxonuft nnariN nosHicrro
8.4. y pari 4ocrpoKoBofo npunI,IHeHHt gil [oroaopy crpaxyB allfl. saBr,rMororo CrpaxonuxaCrpaxynanbHl'IKy noBeprruorbct nonnicrro cnraqeni uzu crpaxoni unareNi. f,orqo BuMofa
)tsanbHr.rKoM yMoB floronopy crpaxyBaHHr, TonareNi sa uepio4, rrlo 3anrrurrBcr.uo gaxinqeunsHOpMaTLIBHLIX BI,ITpaT Ha BeAeHHfl CrrpaBr4 "rA
ynIa Br.rnnaqeni ga,{oronopou crpaxyBaHH{.8.5. y pa3i AocrpoKoBoro [p?InLIHeHHT [oronopy crpaxyBaHHr He AorrycKaerbct
rIoBepHeHHs xouris rorinroro,.f,KIrIo crpaxoni nnareNi 6yrz culaueui n 6egrorinrconifi Soprr,ri.8.6. {oronip crpaxynaHHs BBaxaerbcfl. ue4ificHrzu 3 MoMeHTy fioro yxna4arrlq,y BrrrraAKax,nepe46aueHr.rx qrdHHr{M 3aKoHoAaBcrBoM Vrpainu.
8.7. B pa:i Brr3HaHHr [oronopy crpaxyBaHur ue4iftcHr.rM KoxHa s cropiurloBepHytt{ iuIuift cropoui Bce orpt4MaHe rro rlboMy loronopy, sKrlo inrui uacniarcr.rAoroBopy ue nepe46aveni saroHoAaBcrBoM yrpainra.
8.8.,{oronip crpaxyBaHHr Br.r3Haerrcs uelificHr.rl,r3aKoHo.qaBcrna Vxpainz.
3000B'r3aHaHE,IU}ICHOCTI
y cyAoBoMy [opsAKy sri4no qrHuoro
9. Ari crPAxvBAJrbHtIKA rlprl HACTAHHT crpAxoBoro BtrrrqKy.flpr'r nacranni uo4ii, uo 3a yMoBaMrr ,{ororopy crpaxyBaHur Mox(e 6yru xnariSixonaua rn
crpaxonzfi BrdrraAoK, crpaxynanrHr,rc (Buro4ona6yn au) go6on'ssaHr,rfi :
9.1. flpotrl'oM oAHoro po6ouoro Aus a6o iuuroro crpoKy, oco6nzso 3iBHaqeHoro n 4oronopicrpaxyBaHHs 3a 3foAoro cropiu, noniAour,rrll rpo rle B KoMrrereHrui opraHr.r;
i na. -Br'lro4oua6yna'reni, rKIrIo ftouy craJro ni4oruo flpo HacraHHr uo4ii, sKa Moxe 6yru
rnani0ixonaHa flK Qaxonzfi nuua4on). -f,nqo 3 rroBaxHr,rx rrprquH CrpaxynanbHrrK He MaB 3MofrrrIoAarI{ 3affBy Ha Bl{rrnary crpaxoBofo ni4umo4ynaHHt y nrasanrafi crpoK, qefi crpor uoxe 6yrng6inrruenufi sa sro4oro Crpaxonzra;
ix gliftcneHHr, paxynK[, a y Br,rrraAKy Br.rMof[ npo ni4umoAyBaHHt s6r,lrrin, BI'ITpar i sHecrie nogaralrnifi anapii - o6rpyHrosauutrAoKyMeHTaMll po3paxlrror< a6o 4prcrlarna'
l0.7.Cmpaxoeuil arcm.
l}.$.Kowmopuc s6umrcia - 4oryMeHr, rrlo cKJraAaerbcf Crpaxonurorrl a6o ynoBHoBaxeHoro
Ar{M oco6oro; Br.r3Haqae ra o6rpynronye posrraip s6urxin, rroHeceHrlx CrpaxynanbH]IKoM
(Burogona6ynauen) suacliAoK lr'acranns. crpaxoBoro BIauaAKy.
10.9.3a nagsHocri oci6, nunnr4x B 3arroAisnux CrpaxynanbHllKy (Bzro4ona6ynauy) 36uucax,
- AoKyMeHTu, neo6xiAni,qns sa6esne.reHnx pearisaqii npana Crpaxonura Ha perpeuruf nogos.
10.10. Inui 4onyrraenu,r a6o niAoruocri (sa nurvrororo Crpaxonrara), sKi Heo6xilHi ,qns
s'xcynannx o6crasIaH HacraHHs crpaxoBoro BI,ITIaAKy ra Bl43Harlennr poslrlipy s6r'Irry.
11. BH3HAIIEHITfl PO3MIPY TA NOP.fl,I[OK BI4IIJIATII CTPAXOBOIOBIAIIIKOAYBAHIIfl. CTPOK IIPI4frIIflTT.fl PIIIEHIIfl IIPO 3AIfrCHEHIIfl BI'IIIJIATIICTPAXOBOTO BIAITIKOAyBAHTTfl .
11.1. Crpaxone siArxnolysaHHq Br{rrJrarryerbct Crpaxonrarorrl griAuo s ,{oronopovrcrpaxyBaHHs na uiAcraei nficsldosoi 3oner.r CrpaxyniIJIbHI,IKa (Buro4oua6ynaua) Ha sunnqrny
cmpaxonozo eidutrcodyaauua i Crpaxonoro aKry.
11.1.1. Crpaxoee ni4mo4ynaHHr crrJrarryerbct CrpaxynanbHlrKy (Buro4oua6ynauy) rinrrlruicns roro, flK noeHicuo 6yayrl BcraHoBJreHi npn.runu ra posrraip s6lrrrin. Crpaxynanruurgo6on's3aHuit :a3grarlu Crpaxonrary yci neo6xiruri AoKyMeHTIr, rqo niArBepAxylorb IpI'I.II'IHI4 raposrraip s6umin, neperix rKr.rx HaBeAeHo B poa4ini 10 (sa BLIHflTKoM n.10.7, u.10.8) qux llpanun.HenaAanng raKr{x 4oryrr,renriB Aae Crpaxonnry [paBo niAuonu:rv y nnnnati ni4ruxoAynaHHs flK B
qiuol,ry, raK i s qacrzui s6urry, ue ui4rnep4Neuift TaKLIMI{ AoK}MeHraMI4.11.2. Crpaxonrax rroBriHeH cKJracrrr Crpaxonufi aKT rlportroM Aec{TIa po6o'rux 4nir,
rroqrrHaroq[ 3 MoMeHTy orpprMaHHr ur,rcrNrosoi 3aneu Ha rutlnamy cmpaxoso?o eidurcodyaaHHfl Ta
iuruux 4oryuenrie griAHo s por4iuorvr 10 (:a Br.IHflrKoM n.10.7, u.10.8) qux llpanur, sKIrIo inruuficrpoK oco6flaeo He y3roAxeuufi croponaMu B 4oronopi crptxyBaHHt.
11.3. .f,xrqo BrarraAor Br.r3HaHo crpaxoBr,rM, crpaxoBe ni4mro4ynaHHfl BlllrJlaqyerbcs rlporflroM
15-ru po6owx Auin g Aus niAnracaHH.f, Crpaxonoro aKTy, tKtrlo inruufi crpoK oco6mso He
y3roAxeHrrfi croponauu B AoroBopi crpaxyn ar.llfl .11.4. Pogrvrip crpaxonoro ni4ruroAyBaHHf, 4opinnrce posrr,ripy sauo4ixnnx CrpaxynalbHl'IKy
(Buro4ona6yrauy) s6urxin, BprcHaqeHr,rx griAno n.11.5, 3a BLIpaxyBaHH.t{M BcraHoBJIeHoi ,{oronopoucrpaxyBaHHrr (fpanurusu ra c)rM, orprrMaHlrx CtpaxyeanbHl,IKoM (Buro4ona6yaauervr) y pa3i
nigrurco4ynanns:6urrin nil iurunx oci6, ale ue 6inrrue crpaxonoi cryu.11.5. Posrraip r6urry, rqo uiAnsrae niAlrxoAyBaHHlo, Bl{3Haqaerbc-n Crpaxonrlrou a6o
yrroBuoBa)r(eHoro Hr.rM oco6oro (anapiftunu rcorr,ricaporrn) mnaxonr [poBeAeHHt eKcrIeprI'I3Lt icKJraAaHrur Kowmopucy s1umrcia. KoNua ig cropin Mae npaBo Ha rIpoBeAeHH{ negaleNnoi
eKcrrepTlr3rr. He3aJrexHa eKcnepTr,r3a rrpoBoAllTbc.f, sa paxyHoK cTopoHll, fl]Ka BI'IMarala ifupoBeAeHHs. -fruqo He3airexHa gKcrrepril3a Br.r3HaJIa BlIrIaAoK He crpaxoBuM, BI,ITparI'I na iinpoBeAeHHfl Hece CrpaxynalbHllK.
11.6. Barparn [o prryBaHHro BaHTaxy, a raKox rro 3MeHllreunro s6umy i nugnaqennro
fioro nacni4rie (n,4.7.) ni4runoAoByrorbcr B ropsAKy ra B Mexax, 3a3Haqeul{x y ,{oronopicTpaxyBaHHr.
11.7. CrpaxyBanbHr{K a6o BnroAoua6yna.r go6on'ssaHi nonepHyru CrpaxoBI,IKy orpl{MaHe
crpaxoBe niAurr<olysanux (a6o fioro siAuoni4uy.racrzny), flKIrIo BtI.f,BLITbcfl rara o6crau4Ha, IrIo 3a
AoroBopoM a6o no Aiurlrx flpanulax qiru<ona a6o qacrrono nog6annxe Crpaxynanrnura a6o
BuroAosa6yBaqa rpaBa Ha crpaxoBe ni4IlIto4yBanH-fl .
11.8. -flrcrqo Ha MoMeHT HacraHHr crpaxoBoro Br.rrraAKy Crpaxynanurur (Bnro4ona6yna'r) rrlan
AoroBopr,r crpaxyBaHHfl BaHTaxy [o anaJroriqnux plI3I,IKax is Aerinrroua CrpaxoB]IKaMI'I, To
crpaxoBe ni4umo4yeaHHr, rqo Blruaqyerrca yciua crpaxoB[KaMrI, He Moxe [epeBI4IrIyBarI'I
posnripy 3aBAaHoro s6urry. flpra qrouy roNHuft crpaxoBlrK gAiftutoe Bllnnary npouopuiftnoposrvriponi crpaxonoi cyMlr 3a ].KJIaAeHI,IM 3 HHM AoroBopoM crpaxyBaHHfl.
11.9. -flrqo Ha MoMeHT Burrrratu crpaxoBoro Br.rrraAry CrpaxynzurbH[K Mae sa6opronauicrr locnnari crpaxoBoro rrJrarexy, To is cyMrr crpaxoBoro ni4umo4ynaHnr Crpaxonzr yrplrMye
HecllflaqeHy qacrr.rHy crpaxoBoro lnarexy.
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