1

2

3

4

5

6

3902Y_Ä°_Æyani_Yekun imtahan testinin sualları

Fәnn : 3902Y Xarici dil­2 (İngilis dili)

Complete the sentence: ....… is provided for a specified number of years or until the attainment of acertain age.

Complete the sentence: ...…. is given in addition to the bill.

Complete the sentence: .....… for various currencies are determined by market forces.

Complete the sentence: .....… is a company’s product of a particular type.

Complete the sentence: ....… is the stages in the life of a product and the number of people who buyit at each stage.

Complete the sentence: ...… is how a company would like a product to be seen in relation to itsother products.

Industrial assuranceendowment assurance•the sum assuredlife assurancewhole life assurance

comissiontip•salarywagebonus

certain sumsexchange currencythe exchange rates•special exchangeforeign currencies

product placement.product range•product catalogueproduct portfolioproduct positioning

product placement.product lifecycle•product rangeproduct portfolioproduct positioning

product lifecycleproduct positioning•product placement.product rangeproduct portfolio

7

8

9

10

11

12

13

Complete the sentence: ...… is when a company pays for its products to be seen in films and TVprogrammes.

Complete the sentence: …….. are prepared to make loans for longer period up to 20 years in certaincircumstances.

Complete the sentence: Making televisions refers to ……. Industry

Complete the sentence: The cost of the heating and lighting is …....

Complete the sentence: Bill of exchange enable the company to obtain …..from a bank or discounthouse.

Complete the sentence: In some areas the government …. the number of laws and regulations toencourage business to move there.

Complete the sentence: …. may found a series of companies or start­ ups.

product lifecycleproduct placement.•product positioningproduct rangeproduct portfolio

pension fundsbanks•insurance companiesinvestment trustsunit trusts

steellight•aerospaceautomobileheavy

overhead cost.fixed cost•direct costvariable costindirect cost.

hire purchasesincome taxshort term finance•overdraftstrade credit.

completesreduces•raisesincreasesrises

an entrepreneur•

14

15

16

17

18

19

20

Complete the sentence: I’m ...… for co­ ordination between design and production.

Complete the sentence: There are different ….systems in the world today.

Complete the sentence: Business is the subject of laws and government….

Complete the sentence: We hope business relations between our companies will be of ….benefit.

Complete the sentence: ...… is a part of shops with the same name.

Complete the sentence: ....… is a very large shop,mainly selling food.

Choose the correct answer: What is the most obvious source of finance for the well­establishedfirm?

entrepreneurshipfree enterpriseenterprisesentrepreneurial

respectfulresponsible•responsibilityresponserespectable

economizeeconomic•economyeconomicseconomical

regulableregulations•regularityregularregulate

practicalhelpfulexclusivemutual•useful

supermarketdeep discounterconvenience storechain store•hypermarket

hypermarketdeep discounterconvenience storesupermarket•chain store

21

22

23

24

25

26

Choose the correct answer: Which of the following is not a function of public finance?

Choose the correct answer: Who is a buyer?

Choose the correct answer: What is a scarce resource?

Choose the correct answer: Which of the sentences is not true?

Complete the sentence: If people are treated differently from each other in an unfair way, theyare...........

Complete the sentence: ......... is one for the whole of the normal working week.

depositpropertycapitalown profits•trade credit

the provision of essential servicesthe implementation of social policy in respect of social servicesthe encouragement of the growth of economy as a wholeimplementation of corruption•the control of particular sectors of the economy

Who makes an auditWho works in his own businessA person sells something .A person who buys something .•Who works for several different companies

labour resourcesdaily productunlimited commoditylimited commodity•undemandable product

ent trusts buying shares in other companies.ales describes what a business sells and the money it gets for it.Finance houses provide business with loansInvestment trusts are limited company.•nit trusts issue shares.

bleeding red inkgot outplacementmade redundantdescriminated against•written down

off worka part­time jobout­of­ joba full­time job•temporary job

27

28

29

30

31

32

33

Complete the sentence: She leaves home for work at 8 and she drives .......

Complete the sentence: Luckily, I am never ill and I could never take the time........work.

Choose the correct expression: Librarian is required for public library from 2p.m. to 6 p.m.

Complete the sentence: A system in a company which means we can work when we want iscalled......

Choose the opposite of the word launch

Complete the sentence: People who are self­driven are.....

Choose the opposite of the word intricate

in workafter workWorkto work•before work

inbeforeupoff•of

A part time job•Out of workFull jobA permanent jobBefore work

demandingclocking onwork overtimeflexitime•involving

hireprepareclosestart•accumulate

have flexible workhave temporary workwork in shiftsgood at working on their own•work part­time

contraryavailablesharpsimple•

34

35

36

37

38

39

40

Choose the opposite of the word abrupt

Choose the opposite of the word isolated

Choose the opposite of the word internal

Choose the opposite of the word minimal

Match the word combination to its definition. To get knowledge through doing things.

Complete the sentence: It is characteristic of any society that…....

Complete the sentence: One of the main laws of the market is …

gradual

poorlimitedsharpgradual•modern

gradualequitableseparatetotal•intensive

maximumimportalexportalexternal•minimal

gradualimportalexportalmaximum•external

to wind upto turn downto apply forto acquire experience•to make redundant

when economic resources satisfy the wants and are limited scarce.when wants of people are growing.when wants required economic resources scarcewhen wants of people are growing the economic resources are limited and scarce•when wants are limited and scarce.

labour force.stable prices.employment.the law of supply and demand.•

41

42

43

44

45

46

47

Complete the sentence:Paper money first came into use …

Complete the sentence : Economic resources may be classified as …

Complete the sentence: In different parts of the world many different commodities …....

Complete the sentence:Finance is …......

Complete the sentence:The financial system is …..

Complete the sentence:….... provide finance for companies

Complete the sentence: Among insurance documents….

•scarcity.

in the form of banknotes.in the form of silver.in exchange for deposits.in the form of receipts•in the form of gold coins.

material and capital resourceseconomic and labour resources.capital and row materials.labour force and entrepreneurship.material and labour resources.•

should be portable.threaded into strings.called wampum.have served as money.•superseded by precious metals.

the provision of essential services.the economic system.the network of institutions.the provision of money when it is needed.•the budget.

the network of economic entities.the network of units of governmentthe network of firms and households.the network of institutions.•the network of funds.

The community trough taxesThe provisions of essential servicesThe major instruments of any financial systemMany important financial institutions•The encouragement or control of particular sectors

there are commercial invoices.there are consular invoices.there are customs declarations.there are Insurance policies and Insurance certificates.•

48

49

50

51

52

53

54

Choose the opposites: 1. profit. 2. expenditure. 3. ownership. 4. obvious.

Choose the synonyms: 1. property. 2. obvious. 3. hire. 4. ownership.

Complete the sentence: …. operate in a very similar manner to investment trusts.

Choose the correct pair of synonyms:

Choose the correct pair of synonyms:

Choose the synonyms of the underlined words: Another important force of the market iscompetition.

Choose the synonyms of the underlined words: Competition protects the customers – they have theright of choice.

•there are Import license.

4.23.42.31.2•1.4

1.21.32.31.4•3.4

trade balanceinsurance companiesinvestment trustsunit trust•pension funds

competition – runningto solve – to provideto utilize – to tendto demand – to require•important – improvement

monetary – expenditureto sell – to produceconsumer – sellertotal – common•to supply – to conform

useless, recessionprinciple, racevaluable, productionessential, rivalry•difficult, championship

supplies, consumersattacks, sellers

55

56

57

58

59

60

61

Choose the synonyms of the underlined words: Market competition makes producers and suppliersof scarce resources utilize them economically.

Choose the opposite for the word: revenue

Choose the correct logical ending: When expenditure exceeds the revenue......

Choose the synonyms: 1 essential. 2 tax. 3 major. 4 comprise. 5 main .

Complete the sentence: The budget is......

Choose the synonyms: 1 revenue. 2 estimate. 3 income. 4 goal.

Choose the synonym of the word project

defeats, consumersdefends, buyers•deceives, purchasers

comprehension, consumersrivalry, manufactures•recession, confercompletion, sellerscontest, merchants

saverexpenditure•incomegoaltax

...... provision of money rises.

...... people get credits and loans

... the budget grows

.......the budget has a deficit.•

...... country’s economy grows

1,2,41,4,51,2,51,3,5.•2,4,5

scheems of business.the money in economic entitiesthe money in the bankan estimate of national revenue and expenditure for the ensuing fiscal year.•work in insurance companies

1.23.42.31.3•1,4.

newspaper

62

63

64

65

66

67

68

Complete the sentence: Industrial assurance policies are usually for .... .

Complete the sentence: The premiums are collected weekly by the........

Choose the correct answer: What is the name of the biggest life assurance company in GreatBritain?

Choose the correct answer: How many times are premiums for endowment paid?

Choose the correct answer: What branch of life assurance do you know?

Choose the correct answer: What do the financial institutions provide for companies?

Choose the correct answer: What is the one of the main branches of insurance?

papershellplan•magazine

small housesownershiplarge amountssmall amounts•large houses

costumershare holderspolicy holderscompany’s agents•consumer

House assuranceIndustrial assuranceCar assurancePrudential assurance•Life assurance

every 4 years.four times a monthweeklyquarterly•two times a year

car assurancecapitalreal estate assuranceindustrial assurance•trade

pensionsmoneyfaxfinance•cars

69

70

71

72

73

74

75

Choose the correct answer: Whom are the regular premiums paid by?

Choose the correct answer: What is money?

Choose the opposite for the word precious

Choose the right statement:

Choose the synonym of the word token

Choose the correct answer: What serves as money today?

Choose the correct answer: What has served as first money?

industrial assurancecar assurancelife assurance•endoument assurancehouse assurance

photographersdoctorspolicemenpolicy holders•teachers

it keeps prices close to costsit is a loanit is an instrument of taxit is an asset that serves as a means of payment•it serves as the mechanism of market economy

portablegoldendearcheap•silver

Shell money was durable.Shell money was used by borrowers in different pacts of the world.Shell money was used by bankers.Shell money was used by early settlers in North America.•Shell money was used by goldsmiths.

securitiezreceiptbanknotecoin•goods

perkspeltsshellscoins and bills•fur

76

77

78

79

80

81

Choose the correct answer: What is the difference between investment trusts and unit trusts?

Complete the sentence: ........... is the type of life assurance.

Complete the sentence: The machines are expensive but very …… – they produce a lot in relationto what they cost.

Complete the sentence: A very wealthy or powerful software ......

Complete the sentence: An event resulting in great loss and misfortune is a ..........

Complete the sentence: Industry that doesn’t sell goods is called .........

steelcheckpaperleather•invoice

unit trusts offer discounts to shakeholdersunit trusts cordinate financeunit trust are limited companies but investment aren’t.unit trursts are not limited companies but investment trust are•unit trusts provide borrower with credit.

occurrenceagentssumendowment•amounts

labor­intensivego­slowstate­of­the­artcost­effective•obsolete

founderleader.developertycoon•captain

varietyinefficientprofitdisaster•forecast

propertyindustryproductland•service

82

83

84

85

86

87

88

Complete the sentence: To be careful or certain to do something is .......

Complete the sentence: Someone who starts or founds or establishes his own company is ..........

Complete the sentence: The insurer issues an insurance policy for the...................

Complete the sentence: To donate is .............

Make statements putting the words in the correct order: usually, short­term loans ,within,repayable, years, are, three

Make statements putting the words in the correct order: different, ways, in, many, provide,financial, money, institutions

Match the word combinations: 1) Benefits. a) Ban; 2) Overtime. b) Package; 3) Senior..c)Executive;

to grantto deductto setto assure•to release

partnertycoonleaderan entrepreneur•magnate

retailerdealerbrokerinsured•wholesaler

to organizeto assembleto clarifyto give a charity or good cause•to collect

repayable, short­term loans, are, usually, within, three, yearsusually, repayable, , within, three, years, are, short­term loans.are, short­term loans, within, repayable, usually, three, yearsshort­term loans, are, usually, repayable, within, three, years•years, three, usually, repayable, , within, are, short­term loans

Many, different, ways, in, provide, money, financial, institutions.Financial, institutions, many, provide, money, in, different, ways.Many, provide, money, in, different, ways, financial, institutions.Many, financial, institutions, provide, money, in, different, ways.•Many, financial, institutions, provide, in, different, money, ways.

1­a, 2­b3­c1­c, 2­b 3­b

89

90

91

92

93

94

Match the word combinations: 1)Management a) Motivated; 2) Self b) Agency; 3) Employment c)Training.

Match the words to their definitions: 1)Another name for the human resources department.2)When people stop working to protest. 3)Everyone working for a company is on its a) Strike b)Personnel c) Payroll

Match the words to their definitions: 1)Workers use their hands.2) One of the people working foran organization. 3) When people stop work to complain about something. a) Stoppage b) Employee c)Manual

Choose the right word and put it in the sentence: This job is so important , I think we need to …..someone. They’ve finally ….. a new receptionist. ...... is all the people working for a company. a)Hired b) Headhunt c) Staff

Choose the right word and put it in the sentence: ... 1.shows financial picture of the firm. 2.The ...to speak another language is now seen as form of a economic power. 3.I get a ... on everything I sell.a) ability b) accounting c)percentage

Choose the right word and put it in the sentence: ... 1.shows financial picture of the firm. 2.The ...to speak another language is now seen as form of a economic power. 3.I get a ... on everything I sell.

1­c, 2­a 3­b1­b, 2­a,3­c•1­a, 2­c3­b

1­b, 2­c, 3­a1­c, 2­b, 3­a1­a , 2­c, 3b1­c, 2­a,3­b•1­b, 2­a, 3­c

1­b, 2­c, 3­a1­c, 2­a, 3­b1­a, 2­b, 3­c1­b, 2­a, 3­c•1­c,2­b,3­a

1­b, 2­c, 3­a1­c, 2­a, 3­b1­a,2­b,3­c1­c,2­b,3­a•1­a, 2­c, 3­b

1­b, 2­c, 3­a1­c, 2­a, 3­b1­a,2­b,3­c1­b,2­a,3­c•1­a, 2­c, 3­b

1­b, 2­a,3­c•1­a, 2­c, 3­b1­c, 2­a, 3­b1­a,2­b,3­c1­b, 2­c, 3­a

95

96

97

98

99

100

a) ability b) accounting c)percentage

Choose the right word and put it in the sentence: 1.We’d like to see the ... process. 2.The ... oflabour satisfied everybody. 3.The ... of this market is usually cheaper than the others’.a) productivityb) product c)production.

Choose the right word and put it in the sentence: 1.Who is ... for the test of the new equipment?2.Our machines are ... in operation. 3.The terms of delivery are quite ... for our company. a)reasonable b) responsible c) reliable

Choose the right word and put it in the sentence: 1.We require the goods for urgent ... . 2.Due toyour ...they succeeded in business. 3.The ... of our sales has remained stable. a) assistanceb)percentage c) delivery

Complete the sentence: Attainment is ......

Complete the sentence: If not enough goods are being produced, there is.............

Complete the sentence: If the goods are offered on FOB terms the price will practically

1­b,2­c,3­a1­a,2­b,3­c1­c,2­a,3­b1­b, 2­a,3­c•1­c,2­b,3­a

1­b,2­c,3­a1­a,2­b,3­c1­b,2­a,3­c1­c,2­a, 3­b•1­c,2­b,3­a

1­a,2­c,3­b1­c,2­a,3­b1­a,2­b,3­c1­b,2­c,3­a•1­c,2­b,3­a

1­a,2­c,3­b1­c,2­a,3­b1­b,2­c, 3­a1­c,2­a,3­b•1­c,2­b,3­a

promotionassuringleavingachievement•occurrence

a surplusmass productiona surplusa shortage•a glut

101

102

103

104

105

106

include..............

Complete the sentence: If the goods are offered on FOR terms the price will include...............

Complete the sentence: People selling things in the street are ...............

Complete the sentence: ............. compares our performance to performance levels in other powerstations.

Complete the sentence: The law relating to designs, ideas that belong to someone iscalled................

Complete the sentence: The occasion when someone uses another’s text, pictures is called......

Complete the sentence: The occasion when an inventor asks the authorities to officially recognizean invention as his/her property is called............

the coast of the boardsfree over boardexpenses exposurethe cost of the goods transportation expenses•the terms of company

the coast of the boards on planesthe cost of port to the boardthe cost of coveringthe cost of the goods and transportation expenses to the railway station•the cost of price to the ship

buyerscustomersusersvendors•producers

representing goodscooperatingrivalrybenchmarking•obtaining

royalty propertydesign propertycopyright propertyintellectual property•patient property

innovation infringementintellectual infringementcopyright agreementcopyright infringement•proprietary infringement

leasing applicationconsumer application

107

108

109

110

111

112

113

Complete the sentence: When the prospective buyer receives the offer he carefully…...

Choose the right expression: The work finishes after a fixed period.

Choose the right expression: Before we employ people,we like to put them in job situations to seehow they do the work and fit the corporate ladder.

Complete the sentence: Life assurance is different from all other branches. It is acomparatively…………..

Complete the sentence: If you do wrong , you are...........

Complete the sentence: When the goods are expensive it is …....

Choose the synonym of the word unit trust

property applicationfake applicationpatent application•

looks for the sellermakes the listsigns the productstudies it•promotes a new product

permanent jobpart­time jobfull time jobtemporary job•contemporary job

corporate ethicscorporate profitscorporate logocorporate culture•corporate image

that the precious for endowment are paid quarterly or annuallythat the insured may face the risk againsttype of occurrencerecent type of insurance•not popular form of insurance

you continue to work but more slowly than usual.collect money from customers.a go­ slowsacked•work for several different firms.

inflationdownmarketprice cutupmarket•marketing boom

114

115

116

117

118

119

Complete the sentence: I have an account which I share with someone means , I have a …

Match the two parts of expressions: 1.parent ;2.white;3.join; a) knight; b) company; c) venture

Complete the sentence: Money which is charged by a bank for borrowing money is..…

Make statements putting the words in the correct order: five, of, carrying, market,are, research,there, ways, out

Complete the sentence:………….. money first came into use in the form of receipts.

Make statements putting the words in the correct order: building, in, mutuals, called, Britain, are,there, societies

building societyinvestment trustpension fundmutual fund•insurance ompany

checking accountdeposit accountcurrent accountjoint account•savings account

1­ b, 2­c, 3­a1­c, 2­ a, 3­ b1­a, 2­b, 3­c1­b, 2­ a, 3­ c•1­a, 2­ c, 3­ b

capitalinterest•principalper centloan

research, ways, of, market, carrying, out, five, are, there.five, out, market, there, ways, carrying, research, are,of.there, ways, of, carrying, research, are, market, out, five.there, are, five, ways, of, carrying, out, market, research.•carrying, out, ways, of, research, market, are, five, there.

tokencoppergoldpaper•shell

mutuals, in, there, are, called, societies, Britain, building.there, mutuals, building, in, called, are, societies, Britain.societies, in, Britain, called, there, mutuals, building, are.in, Britain, there, are, mutuals, called, building, societies.•Britain, societies, are, called, building, mutuals, in, there.

120

121

122

123

124

125

126

Make statements putting the words in the correct order: the, production, materials, of, industry, is,goods

Complete the sentence: Payments to the author from the publisher are…

Complete the sentence: Small business complain that larger companies abuse … by payinginvoices too slowly.

Match the verb to reduce with a noun:

Complete the sentence: Dollars, euros and yens are .......

Complete the sentence: Drugs need to be made in large numbers on ...… before they can be sold.

Match the verb to improve with a noun:

the, goods, is, materials, production, of, and, industry.the, materials, and, production, industry, is, of, goods.the, industry, and, production, goods, of, materials, is.industry, is, the, production, of, materials, and, goods.•industry, materials, and, the, goods, is, production, of.

designspaymentsintellectual propertiesRoyalties•patents

Give creditCredit cardCredit policyTrade credit•Take credit

importsmoneyinequalitytaxes•business

BondsSharesLoanCurrencies•Certificates

the overproductionthe light industrythe market researchan industrial scale•an assembly line

importstaxescurrency

•

127

128

129

130

131

132

133

Match the verb to increase with a noun:

Complete the sentence:......... generally involve some kind of tangible asset.

Choose the synonym of the word branch

Choose the opposite of the word to promote

Choose the synonym of the word to enhance

Complete the sentence: It was not easy to find the right … to put our goods in.

Complete the sentence: The idea is to make a brand and ….... it in customers’ minds.

economic welfare•revenue

importtaxeseconomic welfarebusiness•revenue

institutioncapitalinvestmentreal investments•generally

subsidiary•parent firmheadquartersupermarketdevelop

to penetrateto decreaseto increaseto demote•to allocate

to deserveto eliminateto surplusto boost•to motivate

businessfinanceclaimswarehouse•materials

lastdomake

•

134

135

136

137

138

139

140

Choose the correct answer: Who is street vendor?

Complete the sentence: The meaning of the word to invent is …

Complete the sentence: The insured is to pay a …. the size of which is stated in the policy.

Complete the sentence: Human resources department deals with…

Complete the sentence: … are a company’s debts to supplier, lenders, and tax authorities.

Complete the sentence: Demoting is …

Choose the correct answer: Why IMF is described as a fund?

keep•have

someone who collects premiums weeklysomeone who puts the client in touch with the insurersomeone who heads a department or an organizationsomeone who sells things especially on the street•someone who collects premiums weekly

the practical or industrial use of scientific discoveries.to make a new idea successfulto think of new ideas, methods, products, etc.to design and make something for the first time•to make plans or drawings for how something is to be made.

creditbenefitsdividendpremium•grants

buying company’s productsupporting company’s activitiestechnical supportpay and recruitment•carrying out the work of a company

marketingbrandscapitalsliabilities•assets

making someone to leave his jobreducing the total number of employees at a company throughending or stoping somethinggiving someone a lower rank or a less important job•telling someone they can no longer work at his job

It issues a company’s shareIt puts the borrower in touch with the saverIt contributes more than poor countries

•

141

142

143

144

145

146

147

Complete the sentence: Another name for the human resources department is the …...

Complete the sentence: People with a particular ability to do something well are..........

Choose the opposite of the word reduce

Choose the synonym of the word promotion

Choose the wrong variant: There are only four precious metals, they are as follows:

Choose the correct answer: Why does company issue the bonus issue?

Choose the correct answer: What kind of new security features were added to the USA dollars?

It holds a stock of national currencies•It determines the exchange rates

trade unionssupport staffadministrative staffpersonnel department•labor unions

manualmotivatedunskilledcheapskilled•

insecuritynegativeoutsideincrease•hire

hirenegativeoutsidesupport•increase

diamondgoldsilvercopper•platinum

instead of interestinstead of shareinstead of taxinstead of paying dividend•instead of capital

weak thread embedded in the papertransparent thread embedded in the papervisible thread embedded in the paper

•

148

149

150

151

152

153

Complete the sentence: Setting up a foreign operation through a joint venture, establishment of aforeign branch or the purchase or formation of a foreign....... are examples of foreign directinvestment.

Complete the sentence: .......are a group of investors who have funds to invest as a consequenceofthe conduct of theirbusiness.

Match the verb to correct with a noun:

Replace underlined words with the correct variant. Let’s get the materials in only when we needthem to keep costs down.

Replace underlined words with the correct variant. There must be a quicker and cheaper methodthan this.

Replace underlined words with the correct variant. They want to introduce a system of makingthings efficiently.

invisible thread embedded in the paper•strong thread embedded in the paper

investmentembracesnationalsubsidiary•indirect

individualsriskconfrontedinstitutional investors•investor

welfarecurrencycheckinequality•taxes

FinanceStoreWarehousesJust­in­time•More efficient

ComfortableEasyWarehousesMore efficient•Difficult

Cleaning servicesDeliveriesStoreLean manufacturing•

154

155

156

157

158

159

160

Replace underlined words with the correct variant. You’ll have to decide well in advance how topay for all this.

Find the right meaning of the word the beta version

Complete the sentence: An investor, when ..... with a list of investment possibilities, will want toassess the risks and general ......and disadvantages connected with putting his or her money into this orthat security.

Complete the sentence: In ........ the existing ........, recent years have seen a growing interest offoreign investors in the Azerbaijan market.

Complete the sentence: The lecturer …… about serious problem, but they didn`t listen.

Complete the sentence: Someone who buys the services of a private detective agency is a/an …

. Complete the sentence: She ……. would have such a nasty experience on a day like that.

Shipment

To doTo keepTo sellTo finance•To make

Finding defectsA final test version•PaymentDesign defectsMarket research

process, skillconfronted, advantages•management, advantagesindividuals, householdsnational, institution

purchase, capitalorganizational, riskrecent, bankspite of, obstacles•investor, household

lookedtoldtalksspoke•tells

TraderConsumerCustomerClient•Owner

161

162

163

164

165

166

Complete the sentence: Large areas where many people work together are called....

Complete the sentence: If workers refuse to work more than the normal number of hours it iscalled....

Choose the correct answer: What is the another name for the HRD?

Complete the sentence: Overtime is…

Choose the correct answer: What do the main benefits of insurance include?

Choose the correct answer: What is a counterfeiting?

has imaginesnever had imaginednever imaginedhad never imagined•hadn`t never imagined

banksheadquartersofficeopen­plan offices•head­office

stoppagepayrollwalk­outovertime­ban•a strike

department of human resourceshuman support managementhuman resources agencypersonnel department•personal company

a week­endthe time when the working hours are over.a day when you enjoy yourselves.the hours which a worker works more than normal hours.•the time when workers refuse to work more than normal hours.

customs declarationsthird party claimsveterinary certificatesunemployment benefits or relieves•bill of lading

changecurrencypaper moneyfalse money•coins

167

168

169

170

171

172

173

Choose the correct answer: What is budget?

Choose the correct answer: What is investment trusts?

Complete the sentence: We use ........ for the assessing of people’s intelligence and personality.

Complete the sentence: ......... evaluates professionally a colleague’s work.

Choose the synonym of the word queue

Complete the sentence: When the price of some commodity increases, consumers will try to useless of it but ….. will want to sell more of it.

Choose the correct answer: Which of the words is closest in meaning to the invoicing?

The budget is a provision of money and financial system is a network of institutions.The budget is a provision of essential servicesThe budget is financial intermediaries.The budget is an estimate of national revenue and expenditure for the ensuing fiscal year•The budget is an encouragement or control.

They are worker’s contribute.They are short or long term loans.They are limited companies buying shares in other companies.•They are insurance companies, financial houses.They are interests made by policyholders.

HeadhuntingChech upTestPsychometric test•Control

ConductorConsumerConsulterReferee•Candidates

plasterstorebillline•truck

borrower.auditorcustomerproducers•creditor

trade credit.bill of ladingcredit policybilling•

174

175

176

177

178

179

180

Complete the sentence: The Assistant Manager is ..... for the day­today running of the hotel.

Choose the wrong variant: A software designer in an Internet company. Has to be in the office.

Complete the sentence: If people are treated differently from others in an unfair way, they are …...

Complete the sentence:Money is used for buying or ….. .

Complete the sentence: Fundraising activities encourage people to give or ………… money,clothes, food or time to help the organization.

Complete the sentence: Coins are a kind of commodity and pieces of …..

Complete the sentence: If the goods are offered on CIF terms ....…

bill of exchange.

engineerattendantlook afterresponsible•assistant

flightpost­womanaccountantwork under a flexitime system•teacher

visitorsshop managersoffice managerdiscriminated against•bully

radioto be getting alongjob securityselling goods•to feel useful

refereffortdeductDonate•recruit

economybookpapermetal•cattle

the price will cover the cost of the goods.the price will cover the cost of the goods and freight to the port destination

181

182

183

184

185

186

187

Choose the correct definition: A strike, walk out or stoppage

Complete the sentence: If the manager also receives benefits , the payment and the benefits forma ……. .

Choose the right meaning of the underlined word: Working in the hotel, we also get nice perks!

Choose the right variant: It is known that …

Complete the sentence: If the manager reaches particular objectives for the company there maybe ......

Complete the sentence: If the work involves doing the same things again and again it is......

Choose the correct answer: What is auditing?

the price includes the cost of the goods and transportation expenses to the port of shipmentthe price will cover the cost of the goods, insurance expenses and freight or transportation expenses to the portof destination.

•the price includes the cost of the goods and transportation expenses to the railway station only.

workers work hard.workers strikes each­other during the workworkers continue to work ,but more slowlyworkers stop working for a time when they are not happy with pay or conditions.•workers walk during the work

profitcompensationseverance paymentseverance package•compansation payment

It is commissionIt is a tip.It is salary in the workIt is free meals and free insurance•It is an overtime

accountants never use computers in the process of their calculations.accounting isn’t suitable for woman.accounting doesn’t demand being numerate.accounting is a good profession.•there are not different methods of accounting.

fringe benefitscompensationremunerationperformance­related bonuses•finger benefits

excitingtoughboringroutine•stimulating

188

189

190

191

192

193

Choose the right variant of the statement:

Complete the sentence: Diamond is a precious stone … pure carbon … crystallized form.

Choose the correct degree of adj. and (or) the adverb:I spend…money than you, because theclothes which I bought was not…yours.

Choose the correct meaning of FOB :

Choose the correct answer: When did the coins come into use?

Choose the correct answer: What is function of pension funds?

a process in which the prices on goods are taxeda process in which the ways of movement of goods are studieda process of monitoring in which a firm’s accounting records are regardeda process in which an independent accountant audition examines a firm’s accounting records•a process in which the promotion of goods is carried out

The notion of carat be applied can to precious stones also.Also the notion of precious stones can be applied to carat.The notion of stones can be applied to also carat precious.The notion of carat can also be applied to precious stones.•Notion of the carat can be applied of precious stones also.

over, outfrom, toat, inof, in•of, at

more, so expensive somore, more expensiveloss, more expensiveless, so expensive as•fewer, so expensive

forecast of businessfright on boardfree borderfree on board•business of banks

In 1867.At the beginning of the centuryIn 1785.When a payment was made the cutting of metal into pieces of definite weight.•At different periods of time.

It is a scheme to which all workers contribute.•To insure companies.To pay out interests made by policyholders.To supply short or long term loans.To limit companies buying shares in other companies.

194

195

196

197

198

199

200

Choose the correct answer: What is equal to the best 999,9 fineness of gold?

Choose the correct prepositions: ...... the one hand the customers have the right ..... choice andthey benefit ..... the fact that competition keeps prices

.Choose the correct answer: What is an overtime ban?

Choose the correct answer: Who are freelancers?

Choose the correct answer: Which of the expressions is closest in meaning to the expressioncompensation package ?

Choose the synonym to the underlined word. You need to be more precise in telling us what theproblem is if you want us to help you.

Choose the correct answer: What is the investment?

28 carat18 carat14 carat24 carat•20 carat

in, of, by, toon, in, at, with in, for, through, with on, of, from, to•with, of, after, by

gives technical help to buyers of the company’s products.workers stop working for a timeworkers continue to work, but more slowly than usual.workers refuse to work more than the normal number of hours.•department that deals with pay, recruitment.

They buy products or services for their own use.They give technical help to buyers of the company’s products.They headhunt people for very important job.They are independent people who may work for several different companies•They head a department or an organization.

stock optionsseverance packagefringe benefitsremuneration package•share options

keenrigidpoliteaccurate•persuasive

describing the activity of trying to sell more and be more successful.the total level of productions of goods and services.

201

202

203

204

205

206

Match the headline with the correct article: Food shortages hit Eastern Africa.

Match the sentence with the correct defenition: Many supermarkets run competitions and offersto encourage people to buy from them.

Match the sentence with the correct definition: Yesterday I bought two kilos of apples for half theusual price.

Complete the sentence: Firms controlling activities in several nations have been known asmultinational enterprises or ..........

Choose the correct answer: What do expansion of international capital flows contribute?

Complete the sentence: Selling on the............ is called e­ commerce.

simply an addition to the circular flow of income.expenditure on productive capital goods.•production of materials and goods.

There has been too much building in the city centre and now there is a lot of office space standing empty…Too much oil has been produced recently in relation to world demand…Overall production in the country rose by five per cent last year…Rainfall has been below average in Eastern part of Africa for the past five years. Not enough food has beengrown…

•The plant’s capacity is 3000 computers a week and it’s producing 3000…

loyalty cardsfree giftspecial offerpromotions•free sample

loyalty cardsfree giftpromotionspecial offer•free sample

foreign indirect investmentinternational capital flowsinternational diffusiontransnational corporations•international economic development

lodge an appealmanagerial controllabour migrationthe removal of exchange control and financial deregulation•preliminary analytical review

radiotraditional retailingshopping cardcommercial TVInternet•

207

208

209

210

211

212

213

Choose the wrong variant. The sources of loans are as followings:

Match the word to its definition. A payment made to the owner of a design by someone else whouses it.

Complete the sentence: In­person ………. can show an example or sample of a new product, butthey are expensive.

Choose the correct prepositions: Economic machines are subject .....a business cycle thatalternates .... periods .... rapid expansion and periods ..... recession.

Complete the sentence: I phoned to check on my application, but they said they’d already …someone.

Complete the sentence: She felt the organization was…. and wasting money on entertainment andluxury travel.

Complete the sentence: In planning the concert, they found they had forgothen to ……. thesingers, and only had money to pay the orchestra.

trade creditshire purchasesbill of exchangeletter of advice•leasing

proprietary informationintellectual propertycopyright infringementroyalty payment•patent application

markettrialsedgesurveys•rollout

for, among, of, ofof, to, for, for during, of, from to, between, of, of •during, to, between, between

dealapplied turndown recruited•headhunted

undercuttingfilling forlooking foroverspending •working

214

215

216

217

218

219

220

Choose the synonym of the word loan

Choose the synonym of the word manage

Choose the synonym of the word percentage

Choose the synonym of the word contract

Choose the synonym of the word basic

Complete the sentence: .........generally involve some kind of tangible asset.

Choose the correct variant. Delivery is …

truetrade creditreportbudget for •discount

revenuefundsource credit •assessment

demandpayservecontrol•send

goodsinterest•ratecurrencyprice

goodsletterbusinessagreement •enquire

topclearHighmain•below

institutionmigrationindirect taxreal investments•audit

221

222

223

224

225

226

Match the job to its description: My work involves travelling a lot. It can be quite physicallydemanding, but I enjoy dealing with passengers.

Complete the sentence: Taxes are a compulsory financial …

Choose the synonym of the underlined word: The distribution of things involves giving ordelivering them to a number of people or places.

Match the job to its description: My work involves getting up quite early in the morning , but Ilike being out in the open air. I walk two or three miles every day.

. Complete the sentence: I`m not often ….. – away from work due to illness.

Choose the synonym of the underlined word: There are many important financial institutionswhich provide finance for companies.

teacherto make a choice about somethingto bring a product into use for the fist timethe act of bringing goods, letters to a particular person or place •to give special attention to a person or thing

teacheraccountantpostwomanflight attendant•software developer

incomeprofitrevenuecontribution •benefit

shiftdegreeeducationallocation•capaciy

flight attendantteacheraccountantPostwoman•software developer

in workout of workwork foroff work•at work

includedevelopbecome

•

227

228

229

230

231

232

233

Match the job to its description: My work is very stimulating and not at all repetitive. I see thechildren learn and develop.

Complete the sentence: We need ..... journalists who are very good at their job.

Complete the sentence:………. passes to the buyer when the final installment is paid.

. Choose the synonym of the underlined word: You need to acquire experience.

Match the word to its definition: The work is difficult and makes you tired.

Match the word to its definition. An occasion when someone makes an illegal copy of music, etc.from an internet site.

Complete the sentence. One of the risks which is usual for businesses and private individuals isthe destruction of property by ........

supply•bring

software developerflight attendantpostwomanteacher•accountant

leanlargetroubletalented•dull

ownership•burdenleasingexpenditureprincipal

delaychangeresearchget•move

fascinatingsatisfyingroutintough•repetitive

proprietary informationintellectual propertypatent applicationillegal download•copyright infringement

234

235

236

237

238

239

Complete the sentence: Overtime is usually ….. in the UK.

Complete the sentence: If the law is broken criminal proceedings may ….. .

Complete the sentence: The US dollar is the most counterfeited …...... .

Complete the sentence: The way that an employee is doing their job is discussed at performance……… – regular meetings with their manager.

Match the word to its definition. Someone who starts a company.

Complete the sentence: Company has spend a large ….. of money on their new site.

grantbuglarypolicyfire•vehicle

soldaskedcalledpaid•closed

abolishedcapitalizedDerivedstart•tasted

papera bookaddcurrency•property

processfunddisputereviews•training

surgeonvictimmogulfounder•sole trader

sharecharitydealamount•piece

240

241

242

243

244

245

246

Complete the sentence: The system for running government departments, with its rigid rules andslow decisions is......

Complete the sentence: The insuarance company takes ….. of this opportunity to thank you all foryour co­operation.

Chose the correct answer: What is the product portfolio?

Complete the sentence: Benchmarking can be seen as another form of ……… – people andcompanies working together.

Complete the sentence:............specialize in supplying short term loans, they are prepared to makeloans for longer periods.

Complete the sentence:....... operate in a very similar manner to investment trusts.

Complete the sentence: According to the purpose and contents, contracts can cover ….. .

marketingcollaborationenvironmentbureaucracy•consolidation

supplybenefitprofitsadvantage•thought

the stages in the life of a productmaking a product available for salea series of advertising for a particular producta list of a company`s productsa company`s products considered together and in relation to one another•

standartizationinfringementcustomizationcollaboration•efficiency

İnstitutionsFinance housesPension fundsBanks•Investment trusts

Finance houseLoansİnvenstment trustsUnit trusts•cheme

effect, legal

247

248

249

250

251

252

253

Complete the sentence: Tangible assets are........

Complete the sentence:.......... carries passengers and goods.

Complete the sentence: To remove is ….. .

Choose wrong answer: There are different types of audits:

Complete the sentence: Credibility is ….. .

Complete the sentence: The aim of producing companies is to obtain …..

Complete the sentence: He looked in the situations……. pages of the local newspaper.

coins, moneyinflation, reasonsgoods, services, licences•sheet, balance, sheet

are true or falsethings that can be booksthings that can be soldthings that can be seen•a long term spare

artistprofitcorporatecommercial airline•commercial ladder

to askto stareto applyto take off•to return

environmentalincome taxfinancial statementslack of system•value for money

currencyjudgementfigurespossibility•mankind

growfailuremachineshigher profits•raise

labor

254

255

256

257

258

259

Choose the synonym to the underlined word. I run the development department.

Match the word to its definition.People who are very keen to do well in their job because theyfind it interesting.

Choose the antonym to the underlined word. I like working with figures.

Complete the sentence: When the company is selling lots of cars, they ask us.......

Choose the synonym to the underlined word. Savers and borrowers are connected by financialintermediaries.

Match the word combination to its definition. People who work well with other people.

appointprocessvacant•apply

applythinkinvolveManage•complete

unskilledmotivated•graduatenumeratecomputer­literate

usehate•spendlearndefend

to apply for a jobto buy sharesto commuteto work overtime•to make a payment

bravestablelocalfiscal•sole

motivatedcomputer­literateself­startersteam players•methodical

260

261

262

263

264

265

266

Choose the opposite for the underlined word. We hire new people after checking their references.

Complete the sentence: We ……for the job by completing an application form and sending it in.

Choose the synonym of the underlined word. The necessary money will be paid by proprietortomorrow.

Match the word combination to its definition. People who`ve just left university.

Choose the synonym of the underlined word. He gave me a loan until next month.

Complete the sentence: The graduates might have ……. in interesting subjects, but they have nowork experience.

Match the word combination to its definition. The lowest amount allowed by the law.

expectpaysellfire•drive

calloffercoverapply•send

agentpurchasercustomerowner•accounter

mogulmanagerrefereegraduate•self­driven

steakgoalskillcredit•dividend

benefitdutyappointqualification•bonus

perksfringe benefittips

•

267

268

269

270

271

272

273

Choose the synonym of the underlined word. A company`s share capital is often referred to asequity capital.

Complete the sentence: We........ in national newspaper and on the Internet.

Complete the sentence: You need to acquire ……… ­ get knowledge through doing things.

Make statement putting the words in the correct order: managers, offices, have, some, their,individual, own

Match the word combination to its definition. A disagreement between management and labor.

Finance comprises two parts: ………… finance and finance of economic entities.

. Match the word combination to its definition. A period when there are not enough peopleavailable to work.

minimum wage•compensation

basic salaryface valuecapital marketjoint stock•fringe benefit

payapproveadvertise•reduce

specificationseverancecommissionexperience•remuneration

managers, have, offices, some, own, their, individual.their, individual, some, own, managers, have, offices.some, managers, have, offices, their, own, individual.some, managers, have, their, own, individual, offices.•managers, offices, some, their, own, individual, have.

labor relationslabor leaderlabor costslabor dispute•labor shortage

businesscontrolmonetarypublic•labor

labor relations

274

275

276

277

278

279

Choose the opposite of the underlined word. The firm purchased new modern equipment.

Complete the sentence: To achieve means …..

Complete the sentence: A period of ten years is called ...

Make the statements putting words in correct order: goods, usually, are, issued, after, commercial,invoices, shipped

Choose the synonym to the underlined word. His parents didn`t allow him to stay out aftermidnight.

Choose the correct answer: Who are individual investors?

labor unrestlabor disputelabor shortage•labor costs

boughthiredgotSold•received

to strengthto fail to finishto failto succeed in doing something•responses

tracebenefitspercentdecade•cycle

Commercial, invoices, usually, are, issued, after, shipped, are, goods.Commercial, invoices, usually, are, shipped, are, issued, after, goods.Commercial, invoices, are, usually, issued, shipped, are, after, goods.Commercial, invoices, are, usually, issued, after, goods, are, shipped.•Commercial, invoices, are, issued, after, goods, are, usually, shipped.

requirefindpromotelet•refer

they set up a foreign branch of any foreign companythey control of economic activities in other nationthey are group of investorsindividuals who own securities•they are institutional investor

280

281

282

283

284

285

286

Complete the sentence: Institutional investors group includes ….

Complete the sentence: Institutional investors invest the majority of capital in ….

Choose the synonym of the underlined word. Please report any accidents immediately to theoffice.

Choose the correct answer: What are assets?

Choose the correct answer: Which of the expressions is closest in meaning to the worddepreciation

. Complete the sentence: Intangible assets are…

Choose synonym of the underlined word. If an economic system is to perform well it must dealwith many economic challenges.

financial companiesbanksinsurance companieshouseholds•investment trusts

government bondsassetssecurity•corporate bondscommon stock

vacantsgrantslossesCauses•parts

provide goods, organize promotionsare reduction in the amountare a company’s debts to supplier, lenders, and tax authorities.have value or the power to earn money•are when famous people recommend a product

assetsfinancial yearfinancial yearamortization•balance sheet

reduction in the amountmoney in the bank, investmentsequipment, machinery, landcompany’s good reputation with existing customers and•a company’s debts to supplier, lenders

productspolicies

287

288

289

290

291

292

293

Complete the sentence: Oil prices are traditionally quoted in........

Choose the synonym of the word steadily

Choose the correct answer: Which of them doesn’t refer to the sources of loan?

Complete the sentence: The feeling that people may not be in their job for long is.......

Complete the sentence: Corporate ………is the way a company`s employees think and act.

Match the word to its definition. The ordinary work supporting a company`s activities.

Match the word combination to its definition. The experience of different jobs and educationalqualification.

resourcesproblems•changes

dinar per barreleuro per barrelpound sterling per barrelUS dollars per barrel•swiss franс per barrel

previouslyequitableunexpectedconstantly•equally

trade creditsbills of exchangeoverdraftsloan credits•hire purchases

learning curveglass ceilingflexibilityjob insecurity•limited liability

logoladderimageculture•profit

commutercommissionstaffadministration•recruitment

field trial

294

295

296

297

298

299

300

Choose the synonym of the underlined word. It`s difficult to work in shifts.

Complete the sentence: There is a system of ………… in my company, which means we canwork when we want , within certain limits.

Complete the sentence: I get a basic salary, plus ………­ a percentage on everything I sell.

Choose the synonym of the underlined word. You`ll remain a permanent member of my staff.

Complete the sentence: Fred is a van ………… but he was fed up with doing long trips.

Complete the sentence. The trouble with graduates is that they have no work ........

Match the word to its definition. Previous employers, teachers that candidates named in their

selection processcovering letterbackground of applicants•shortlist

distinctfascinatingeasyhard•dull

managementovertimeday shiftflextime•commuting

tipscompensationbackgroundCommission•perks

problemgraduatecustomerworkforce•quality

workerpersonaltechnicalDriver•force

launchefficiencyprofitexperience•quantity

301

302

303

304

305

306

applications.

Choose the synonym of the underlined word. Scarcity of resources makes it necessary to savethem.

. Match the word combination to its definition. To have a job.

Complete the sentence: The machines are expensive but very …… – they produce a lot in relationto what they cost.

Complete the sentence:………….. money first came into use in the form of receipts.

Choose synonym of the underlined word. If an economic system is to perform well it must dealwith many economic challenges.

Complete the sentence: If the partnership runs out of money it ......

vendorspartnersgraduatesreferees•shareholders

cashflowrevenuegoaldeficit•majority

to be for workto be out of workto be off workto be in work•to be off work

labor­intensivego­slowstate­of­the­artcost­effective•obsolete

tokencoppergoldpaper•shell

productspoliciesresourcesproblems•changes

goes bankrupt•pays interest

307

308

309

310

311

312

Choose the synonym of the underlined word. This factory has the most advanced equipment.

Match the job to its description. Meet with advertising agency to discuss new advertisements forthe company`s holidays.

Complete the sentence: Corporate ………is the way a company`s employees think and act.

Match the job to its description. Contact newspaper to advertise new jobs.

Complete the sentence. One of the risks which is usual for businesses and private individuals isthe destruction of property by ........

Match the word to its definition. An occasion when someone makes an illegal copy of music, etc.from an internet site.

issues new sharesmakes a profitmakes acquisitions

usefulcorrectimportantprogressive•obsolete

finance directorresearch directorcustomer service managermarketing director•sales manager

logoladderimageculture•profit

sales managerresearch directorcustomer service managerhuman resources director•marketing director

grantbuglarypolicyfire•vehicle

proprietary informationintellectual propertypatent applicationillegal download•copyright infringement

313

314

315

316

317

318

319

Complete the sentence: …… are limited companies buying shares in other companies.

Complete the sentence:…… are not limited companies and they do not issue shares.

Complete the sentence: The issuing of new shares at no cost to the existing shareholders iscalled……

Make statement putting the words in the correct order: the, change, of, decided, goods, we, some

The main problem in economics is the question of ..........scarce recourses between competinguses.

Complete the sentence: Oil is an important ...... in modern economies .

Match the word to its definition. An estimate of national revenue and expenditure for the ensuingfiscal year.

insurance companiespension fundsunit trustsinvestment trusts•finance houses

banksfinance housesinvestment trustsunit trusts•insurance companies

rights purchaserights operatecapital issuebonus issue•dividend issue

goods design decided to we change the of some.we decided to change the design of some goods.•we change to the design decided of goods some.some goods to change the design we of decided.the design of some change decided to we goods.

connectingdiscussingchoosingallocating•competing

abundantclothingsupplycommodity•assumption

reviewshare

320

321

322

323

324

325

326

Complete the sentence: …. is the most effective system in the world today.

Complete the sentence: If the partnership runs out of money it ......

Choose the wrong variant: Selling and buying foreign currency is carried out in….

Choose the correct answer: Why was the United States Secret Service set up in 1865?

Choose the wrong variant. There are only four precious stones, they are as follows:

Choose the wrong variant. For making a new product, producers need….

Choose the correct answer: What are the main Ps of the marketing?

paymentbudget•loan

Utilizing resourcesEquitable distribution of revenuesEconomic growthFree enterprise or the market economy•Production of goods

makes acquisitionsissues new sharesmakes a profitgoes bankrupt•pays interest

travel agents officesbureau de changeexchange officesmunicipal services•bank counters

to prepare the budgetto cover the riskto issue the currencyto suppress counterfeiting•to borrow the money

sapphirediamondrubylimestone•emerald

knowledgelabourraw materialsfinished goods•capital

payment, profit, predict, planning.planning, providing, place, packing

327

328

329

330

331

332

333

Choose the synonym of the underlined word. This factory has the most advanced equipment.

Complete the sentence: Building societies are....….

Match the job to its description. Meet with advertising agency to discuss new advertisements forthe company`s holidays.

Complete the sentence:Finance is …....

Complete the sentence: The system for running government departments, with its rigid rules andslow decisions is......

Match the job to its description. Analyse last year`s profits in relation to the previous year`s.

Choose the synonym of the underlined word. Rollout is the process of making a product

product, planning, performance, packingproduct, price, place, promotion•price, packing, place, performance

usefulcorrectimportantprogressive•obsolete

unlimited companynon­profit organizationslimited companymutuals•pension funds

marketing director•sales managerresearch directorcustomer service managerfinance director

the network of institutionsthe provision of money when it is needed•the provision of essential services.the economic system.the budget.

marketingcollaborationenvironmentbureaucracy•consolidation

research human managercustomer services managerresearch directorfinance director•sales manager

334

335

336

337

338

339

available, perhaps in particular places to test reaction.

Complete the sentence: Many of these countries are unable to........ their debts.

Choose the synonym of the underlined word. If you had to forecast for the entire country, theaccuracy increases even further.

Complete the sentence: Dangerous machinery and hazardous substances can cause.....

Match the word to its definition. The moment when a product is officially made available forsale.

Choose the antonym of the underlined word. John was sacked from this company many yearsago.

Complete the sentence: In many organizations, women …….. about the glass ceiling thatprevents them from getting further than a particular level.

activurgentusualspecial•common

allowbeginshowservice•distinct

policytrainingliabilityexactness•degree

industrial scaleworking environmentglass ceilingindustrial accidents•affirmative action

payrollglass ceilingsurveyproduct launch•perfomance review

closeddemotedallowedhired•retired

need

340

341

342

343

344

345

Match the job to its description. Deal with complaints from customers.

Complete the sentence. Information or knowledge that belongs to an individual or company is.......

Match the word to its definition. All the ideas, opinions, etc. that people have about a company.

Complete the sentence: Some industries in Britain, such as coal and electricity, had been........ –they were entirely state­owned.

. Complete the sentence: A company`s main office is a corporate ........

Choose the synonym of the underlined word. Slavery was finally abolished in the US in thenineteenth century.

crepayrefercomplain•discuss

sales managerline managerhuman resources directorcustomer service manager•dresearch director

trademarkresignbranchproprietary•ladder

corporate profitscorporate logocorporate culturecorporate laddercorporate image•

developedestablishedprivatizednationalized•constructed

cultureladderlogoheadquarters•profit

practicedfinishedestablishedcancelled•produced

346

347

348

349

350

351

352

Match the word to its definition. An occasion when an inventor asks the authorities to officiallyrecognize an invention as their property.

Choose the synonym of the underlined word. Many buildings collapsed during the earthquake.

Complete the sentence: Employees who are made redundant may get ………. – advice about howto find another job.

Choose the synonym of the underlined word. Finding the last bug was hard, but some testers werebetter than others.

Complete the sentence. An entrepreneur may found a series of companies or ..........

Make statements putting the words in the correct order: in, quite, trade credits, normal, business

Make statements putting the words in the correct order: capital market, and, commercial banks,the, turns, to, the, business companies, to, assist

royalty paymenttrademarkpatent applicationintellectual property•copyright infringement

laid offshippedappliedcrashed•fired

flexibilitydignitydemotionoutplacement•downsized

sharereleasetailfault•scale

blogsinputsagenciesstart­ups•chains

are, quite, normal, in, business, trade credits.trade credits, quite, normal, are, in, business.in, business, are, normal, quite, trade credits.trade credits, are, quite, normal, in, business.•trade credits, are, in, quite, normal, business.

Business companies, turn, the, capital market, to, and, the, commercial banks, to, assist, them.

353

354

355

356

357

358

359

Complete the sentence: Contract contains....

Complete the sentence:The buyer has a few talks or…. with the prospective seller.

Complete the sentence: Fiscal or budgetary taxes are connected with …..

Complete the sentence: Loans can be ....…

Make statements putting the words in the correct order: the, widely used, a bank overdraft, is,type, short term finance, of, most

Choose the correct answer:Which of the followings is not the service sector?

Complete the sentence: The exchange rates for various currencies are determined by........

Business, companies, turns, capital market, to, the, and, the, commercial banks, to, assist, them.Business companies, to, the, capital market, turn, and, the, commercial banks, to, assist, them.Business companies, turns, to, the, capital market, and, the, commercial banks, to, assist, them•Commercial banks, turns, to, the, capital market, and, the, business companies, to, assist, them.

reference number.terms of deliveryprice and total valuedescription of the goods•terms of payment

prepare the contractsigns a contractcomes to an agreementexchanges letters•guarantees the obligations

direct taxcovering government expenditure•entitesimpose taxgovernment

bills of exchange.hire purchases.the sources of loans.short term and long­term ones.•trade credits.

of, short term finance, a bank overdraft, the most, widely used, type, is.the most, widely used, short term finance, of, type, is, a bank overdraftis, the most, widely used, type, a bank overdraft, of, short term finance.a bank overdraft, is, the most, widely used, type, of, short term finance•widely used, type, of, short term finance, is, the most, a bank overdraft.

medialeisurefinancial servicestextile•tourism

360

361

362

363

364

365

Complete the sentence: Part of the company’s profit is paid to…..as a……

Choose the correct answer: What force of the market keeps prices close to costs?

Choose the correct answer: What economic system economists consider the most effective in theworld today?

Choose the correct answer: What economic system makes producers and suppliers of scaresresources utilize them economically?

Complete the sentence: A ……. does not finish after a fixed period.

Complete the sentence: If the work is interesting and gives positive feelings it is....

labour forcesmarket forcesbudgetmarket forces•travel agents offices

shareholders,depositfinancial institutions,paymentbanks,regular receiptshareholders,dividend•business companies,deposit

business cyclelaw of supplyfreedom of enterprisecompetition•labour force

monetary policyfiscal policycompetitionfree enterprise•law of supply

law of demandfree enterpriselaw of supplycompetition•fiscal policy

repetitive jobpart­time jobfull­time jobpermanent job•temporary job

demandingrepetitiveboringfascinating•tough

366

367

368

369

370

371

372

Choose the synonym of the underlined word. Dangerous and faulty equipment can causeaccidents in industrial workplaces.

Complete the sentence: Market ……….is the process of finding out what people really want.

Match the word to its definition. The different levels of management in a company.

Complete the sentence: A name used on a product is.........

Choose the synonym of the underlined word. In the world of fast foods, McDonald`s has thestrongest brand name and market share and a good reputation for quality.

Complete the sentence: In many countries insurance against……., unemployment and old age isundertaken by the state.

Complete the sentence : The final figure for profit or loss is what people call informally the...........

importanthazardous•terminatedobsoletehi­tech

shareresearch•launchpayrollgrowth

corporate logocorporate ladder•corporate imagecorporate profitscorporate image

genericsbrand name•portfoliostore brandbrand image

leveragetrademark•proprietarycopyrightmargin

firesickness•slowdownmaternityburglary

balance sheet

•

373

374

375

376

377

378

Match the word to its definition. A list of a company`s products.

Choose opposite of the underlined word. Choosing to launch a global product in an emergingmarket is risky.

Choose the synonym of the underlined word. If a company abandons a market, it stops sellingthere.

Match the word combination to its definition. Products that are not branded – those that do nothave a manufacturer`s brand name.

Complete the sentence: Information given by a company about its financial results is financial..........

Complete the sentence : …….. costs do not change when production goes up or down.

bottom line•limited liabilityprice hikeretail outlet

product rangeproduct catalogue•product portfolioproduct lineproduct placement

to limitto withdraw•to suppressto coverto begin

refersleaves•needsaccountscloses

perksGenerics•durablescornersawareness

launchreporting•sharepropertyresearch

tradefixed•specialvariable

379

380

381

382

383

384

Choose the synonym of the underlined word. I have some debts to repay.

Match the word to its definition. A group of buyers with specific requirements that is relativelysmall but that may be profitable for companies that sell to it.

Complete the sentence: A series of advertisements for a particular company, product, etc. is anadvertising ........

Choose the synonym of the underlined word. Our correspondents discuss what needs to be doneto rescue the single currency.

Match the word combination to its definition. A company`s products considered together and inrelation to one another.

Complete the sentence: All the ideas that people have about a particular brand are its brand...........

target

borrowcompensate•trademarginspend

surplusniche•tagrangesegment

imagecampaign•agencygiftpromotion

settlesave•burdenwrite­offspend

product lineproduct portfolio•product rangeproduct lifecycleproduct placement

labelimage•awarenessnamegenerics

385

386

387

388

389

390

391

Complete the sentence : A ……… machine is a machine from which people can buy coffee,cigarettes, etc.

Complete the sentence: The system of …….means you can work when you want, within certainlimits.

Complete the sentence: One of the reasons for which indebted Thirld World countries are unableto service their debts with Western commercial banks is…….

Complete the sentence: Loans can be ...........ones.

Complete the sentence: Each member country is obliged to….

Complete the sentence: In Great Britain insurance business is.....…

Complete the sentence: Most employees….

cashvending•scalesplitservicing

permanent workflexitime•shiftstemporary workpart­time job

encouraging of economic relationsrising of interest rates•depreciation of propertiespromoting employment in a range of industrieswithdrawal of national inflow

MachineryShort term and long term•CorporationsPloughingCredit

start to lend billions of dollars.contribute a certain amount –a quota.•pay the interest on existing loans.borrow foreign currencies from the fund.write off some loans.

is calculated with great accuracy.conducted by insurance companies•a documentto pay a premium.undertaken by the state.

sell goods on Sundays.have a five­day working week.•

392

393

394

395

396

397

398

Complete the sentence: The bank holidays besides public or national holidays are…

Complete the sentence: After the reform they…

Complete the sentence: A lot of specials security features are…

Complete the sentence: Fineness of gold is....…

Choose the synonym of the word foreign subsidiary

Complete the sentence: After the huge rise in oil prices in 1973, many developing countriesneeded to borrow more money to pay for their……..

Complete the sentence: The main benefits of insurance don’t include.....

traditionally work different hours.demand that the Sunday trading rules should be abolished in the UKclose their business and shops.

Easter and Thanksgiving Day.New Years Day and Christmas Day.•Labour Day and Independence Day.Washington’s Birthday and Memorial Day.Spring or Summer and Autumn Holiday.

have made the production of counterfeit money.adopted a national currency in 1863.•issued its own currency.established the US Secret Service.curtailed counterfeiting.

modern photographic and printing devices.•colour copies and laser scanners.usually used in making banknotes of every country.serious problems in the past.the oldest crimes in history.

the hardest substance.often shown in carat.•equal to 24 carat.stated as 750 or as 18 carat.applied to precious stones.

foreign citizenforeign branch•foreign companyforeign operationforeign institution

agricultural goodsimported oil•principalexisting loansinterest rates

maternity grants

•

399

400

401

402

403

404

Complete the sentence: The document which states what goods are insured,against what risks andso on. is called……..

Complete the sentence: The employees contributions are deducted from……

Choose the synonym of the word dispatch

Choose the synonym of the word retain

Choose the synonym of the word safe

Choose the synonym of the underlined word. The accountant calculated the depreciation of thecomputer over a period of five years.

industrial grants•sickness benefitsfamily allowanceretirement pension

maternity policyinsurance policy•insurance licencefuneral grantspolicy issue

their relieves their wages and salaries• their retirement pensions their family allowances their funeral grants

ownship•involvesharedecrease

repaymaintain•compriseimpactattempt

recurrentreliable•sufficientdecisiverestricted

designamortization•distributingrealizationrequirement

405

406

407

408

409

410

411

Match the word to its definition. Producing large numbers of similar products.

Match the word to its definition. Producing large numbers of similar products.

Complete the sentence: Consumer goods that last a long time, such as cars and washingmachines, are ............

Complete the sentence : Car production was very………. – it took a lot of work to produce eachcar.

Choose the synonym of the underlined word. Brand awareness is the degree to which peopleknow a particular brand.

. Match the word to its definition. Specialists who wind up the company – they sell thecompany`s assets and pay out what they can to creditors.

Complete the sentence: If competition isn`t strong, it may be described as ...

long tailmass production•custom­builtbenchmarkinglearning curve

long tailmass production•custom­builtbenchmarkinglearning curve

market­ledlow­keyfast­movingcustom­builtconsumer durables•

computer­assistedlabor­intensive•entry­levelhigh­techhand­made

imagecollaborationrecognition•placementforce

commuterreceivers•distributorsbailoutsborrower

bailout

•

412

413

414

415

416

417

Complete the sentence: ……… are people who buy products or services for their own use.

Choose the antonym of the underlined word. Our customers are interested in cheap goods.

Match the word combination to its definition. Sales expected in a particular period.

Complete the sentence: The most important companies in a particular market are often referredto, especially by journalists, as........

Complete the sentence: ……….. is used to talk about goods that sell in large quantities and thepeople who buy them.

Choose the synonym of the underlined word. It is very important that we keep these componentsat the right temperature.

low­key•intensebottom­endcash pile

producersConsumers•receiversvendorspartners

exclusiveexpensive•fixedmainbasic

sales revenuesales forecast•sales figuressales targetsales turnover

segmentskey players•rivalsmutualscharities

cross­promotionmass market•loss­leadersupmarketchain store

sellstore•peerpreventprovide

418

419

420

421

422

423

424

Match the word combination to its definition. A shop in a town that is open long hours.

Complete the sentence: The most important factor of mass production is .....

Complete the sentence: A company`s ………….are its debts to suppliers, lenders, tax authorities,etc.

Choose the synonym of the underlined word. In agricultural machinery Germany is a seriouscompetitor with England.

Match the word combination to its definition. The stages in the life of a product and the numberof people who buy it at each stage.

Complete the sentence: Stocks have to be stored – kept in special buildings called..............

Choose the synonym of the word decrease

hypermarketconvenience store•department storechain storesupermarket

severance paymentstandardization•limited liabilitydemutualizationfundraising

burdensliabilities•spinnersoverheadstargets

franchisorrival•chainconsumerreseller

product portfolioproduct lifecycle•product positioningproduct lineproduct mix

boardroomswarehouses•mutualsplantsheadquaters

overdrawrecession•

425

426

427

428

429

430

431

Complete the sentence: Azerbaijan taxes provide revenue for ..........

Complete the sentence: A number of countries have problems because of.................

Complete the sentence: The natural finalization of the audit process is the.....

Choose the synonym of the word sample

Choose the synonym of the word to wind up

Complete the sentence: When a company is in difficulty and cannot be saved, it........

Choose the correct answer: What is the main function of an insurance broker?

gapcontentionpromotion

a computation of taxable profits.three tiers of the budget•legal entitiesthe profit tax lowthe foreign investment

harmful effects of double taxation.significant taxpayer non­compliance.•entering with other countries into double tax treaties.illegal evasion of tax obligations.tax liability on the property and income.

assessment of the internal accounting controls.auditor’s report•financial informationtests in totalscomparison with budgets

scalespecimen•researchrolloutcapacity

to promoteto liquidate•a to star)to rescueto create

gets outplacementgoes bust•recalls a producthands in the noticeis demoted

buys products or services for his/her own useputs the client in touch with the insurer.•

432

433

434

435

436

437

438

Complete the sentence: If the goods are offered on FOB terms ...…

Choose the wrong variant: Contract usually contains the following information:

Complete the sentence: We can delivery the goods with FOB terms English …....

Choose the opposite of the word ‘’lack’’

Choose the synonym of the word utilize

Choose the synonym of the word event

Choose the opposite of the word attaintment

•issues an insurance policy for the insured.collects premiums weekly.examines a firm’s accounting records.

the price will cover the cost of the goods.the price includes the cost of the goods and transportation expenses to the port of shipment.•the price will cover the cost of the goods and freight to the port destinationthe price includes the cost of the goods and transportation expenses to the railway station only.the price will cover the cost of the goods, insurance expenses and freight or transportation expenses to the portof destination.

price and total valuenames of the buyers and sellersa firm’s accounting records•terms of deliveryterms of payment

priceport•questiondetailcase

partscarcity•majoritymarkettravel

formuse•bringdemandput

incomeoccasion•profitburglaryctip

precious

•

439

440

441

442

443

444

Choose the opposite of the underlined word: Convince him to lend you the money to start up yourbusiness.

Complete the sentence: In modern economies.......... are the most important source of governmentrevenues.

Complete the sentence: Medical insurance and a company car are the types of the ................

Complete the sentence : With online………non­profit organizations can raise money.

Choose the synonym of the underlined word. The total cost of the project is estimated to be wellover a million dollars.

. Match the word to its definition. An organization that buys things for use in producing its owngoods or services.

failure•frameeffectfunction

exceedborrow•collectnegotiatedetermine

the contracttaxes•the insurance companiesthe auditthe loans

salaryfringe benefits•bonuseswagespay

travelfundraising•gamblingbankingbrokerage

limitedoverall•variableexternalsingle

building societyindustrial buyer•vendorcustomer base

445

446

447

448

449

450

Complete the sentence: It costs money to keep components and goods available for customers tobuy in............

Complete the sentence: Product………is when a company pays for its products to be used or seenin films and TV programmes.

Choose the synonym of the underlined word. Custom­built products are more expensive toproduce.

Complete the sentence: The maximum amount that a particular company, plant or industry canproduce is its ..........

Complete the sentence :…….. a product is to make a plan based on a particular marketing mixand put it into action.

. Choose the synonym of the underlined word. Her gift has been accepted.

focus group

capitalstock•creditstrainfund

positioningplacement•telemarketingundercuttingline

low­techtailor­made•best practicecost­effectivelabor­intensive

shiftcapacity•interestchainsample

to withdrawto market•to identifyto pressureto select

planpresent•designsamplerange

451

452

453

454

455

456

457

Match the word to its definition. The number or type of things that a company, plant, industry orcountry produces.

Complete the sentence. If too many things are being produced by a particular industry in relationto the number of people who want to buy them, there is .......

Choose the synonym of the underlined word. Few can tell the difference between a well­madefake and real thing.

Complete the sentence: US companies report their results every quarter ­ ………..

Complete the sentence: Products that are no longer up­to­date because they use old technologyare ...........

Complete the sentence: Downsized companies use more ……..independent people who work forseveral different companies.

Complete the sentence. An entrepreneur may found a series of companies or ..........

rangeoutput•inputglutstock

outsourcingoverproduction•customizationbenchmarkinginfringement

hikecounterfeit•scaleretailgrant

every monthevery three months•every four monthsevery yearannually

routineobsolete•innovativestate­of­arthi­tech

vendorsfreelancers•executivesstart­upsgraduates

458

459

460

461

462

463

Make sentences putting the words in correct order: the, Second, World, set, up, during, the, War,IMF

Complete the sentence: .… may be classified as material resources and labor resources.

Complete the sentence: ..…of resources makes it necessary to save them.

Complete the sentence: If ...… exceeds supply, the price tends to rise.

Complete the sentence: When ...… exceeds demand the price tends to fall.0

Complete the sentence:..… don’t always run smoothly.

blogsstart­ups•agenericsinputschains

the, IMF, was, set, up, during, the, Second, World, War•IMF, Second, War, the, during, up, the, World, set, wasSecond, during, War, the, was, up, set, the, World, IMFthe, War, was, the, Second, World, during, set, up, IMFIMF, was, the, set, during, the World, Second, War, up

TransactionEconomic resources•Labor forcesSocial securityEconomic growth

Social securityScarcity•AllocationSolutionDistribution

incomedemand•revenuecompetitionbenefit

unemploymentsupply•wantstransactionrecession

Economic growthEconomic machines•Price mechanismMarket economyEconomic policy

464

465

466

467

468

469

470

Complete the sentence: There are different ..… in the world.

Complete the sentence: ..… are free to choose whom to buy from and sell to.

Complete the sentence: If an ...… is to perform well it must deal with many economic challenges.

Choose the synonym of the underlined word: Scarcity of resources makes it necessary to savethem.

Choose the synonym of the underlined word: There are different economic systems in the worldtoday.

Choose the synonym of the underlined word: Another important force of the market iscompetition.

Choose the synonym of the word wants :

economic systems•economic policysocial securitymarket economylabour forces

Labour forceBusinesses•SolutionProduction costsTransaction

consumer preferenceseconomic system•economic resourcesunemploymentnatural resources

difficultimportant•differentuselesseasy

uselessvarious•usefulsignificantsame

tinynecessary•uselessdifferentvarious

labour forcedemands•

471

472

473

474

475

476

477

Choose the synonym of the word total :

Choose the correct variant: Bölğü, yerbәyer etmә; распределение, выделение(ресурсов)

Choose the correct variant: Sahibkarlıg; предпринимательство .

Choose the correct variant: işci güvvәsi; рабочая сила.

Choose the correct variant: istehsalın azalması (tәnәzzülü); спад производства.

Choose the correct variant: artıq olmaq, keçmәk, ötmәk; превышать;

Choose the correct variant: azad sahibkarlıg; свободное предпринимательство

wagesincomelabour resources

partialincompletelimitedunfinishedcomplete•

carcityallocation•transactionrevenuesolution

sophisticated technologyentrepreneurship•employment;unemploymentbusiness cycle

social securitylabor force•employmentfree enterpriselabor resources

transactionrecession•interactioncompetitionregulation

utilizeexceed•reflectbenefitcompete

rapid expansionfree enterprise•

478

479

480

481

482

483

484

Choose the correct variant: çәtin mәsәlә, problem, çağırış; сложная задача, проблема, вызов;

Choose the correct variant: müdafiә etmәk, qorumaq; защищать

Choose the correct variant; sövdәlәşmә; сделка;

Choose the correct variant: istehsal xәrclәri; издержки производства

Complete the sentence: Bigger domination coins are made from cupronickel and usually called ….

Complete the sentence: The shells …... threaded into strings or belts called wampum.

Complete the sentence: At first coins … worth their face value as metal.

•economic policysophisticated technologysocial security

inputchallenge•recessioninteractionincome

utilizeprotect•benefittendgovern

regulationtransaction•allocationsolutioncomposition

rapid expansionproduction costs•business cyclerecessionfactor of production

paper moneysilver•shellbronzegold

bewere•iswashas

be

•

485

486

487

488

489

490

Complete the sentence: When a payment … made the cutting of the metal into pieces of definiteweight and so coins came into use.

Complete the sentence: At different periods of time and in different parts of the world manydifferent commodities ..… served as money.

Complete the sentence: After goldsmiths ..… bankers their receipts became banknotes.

Complete the sentence: ….was used by early settlers in North America.

Complete the sentence: …. underline that to serve effectively as money, a commodity should befairly durable, easily divisible and portable.

Choose the correct variant : pul mәziyyәti( dәyәri); достоинство(денег)

were•iswashas

haswas•beingbe

hashave•behavingbeing

is becomingbecame•becomingto becomebecomes

BanknotesShell money•CoinsGoldPaper money

The settlersThe experts•The buyersThe sellersThe producers

token coindenomination•commodity moneyassetshell money

491

492

493

494

495

496

497

498

Choose the correct variant : zәrgәr; ювелир

settler

Choose the correct variant: nominal dәyәr; нарицательная цена

Choose the correct variant: aradan çıxarmag; вытеснять занимать(чего либо)место

Choose the correct variant: köhnәlmәyәn; неизнашивающийся

Choose the correct variant: ödәmә vasitәsi; средство платежа

Choose the correct variant: cari hesabda әmanәt; вклад на текущем счете

Complete the sentence: Expanding ...… may have to pay higher wages to attract the extra labor

intermediarygoldsmith•settlerconsumerintermediary

savergoldsmith•consumerintermediary

means of paymentface value•store of valueunit of accountcommodity money

savesupersede•inventexceedprotect

limitedhard­wearing•preciousportabledivisible

commodity moneymeans of payment•store of valuedenominationunit of account

store of valuechecking deposit•unit of accountdenominationmeans of payment

499

500

501

502

503

504

that they require.

Choose the correct variant: xırda pul; разменная монета

Choose the correct variant Here, Kerstin … about her job.

Complete the sentence: I ..….. a large European car maker.

Complete the sentence: I ….... a lot of different people in the company.

Complete the sentence: The economy .....… fast.

Choose the correct answer. These figures … the price of oil from 1970 to 1986.

Laboratoriesindustries•countriescommoditiesactivities

commodity moneytoken money•shellbeadspelts

has talkinghave talkedhad talkingtalks•to talk

work outwork for•work ofto workwork under

deal aboutdeal with•deal indeal fordeal on

will be growis growing•to growhad grewshall be growing

have been shownshow•to showhas showedhad been shown

505

506

507

508

509

510

511

Complete the sentence: Price ..…is the occasion when competing companies reduce prices inresponse to each­other.

Complete the sentence: Price ...… is a label attached to goods, showing the price.

Complete the sentence: The insurer issues ……… for the insured.

Complete the sentences: In the course of making enquiries and offers, the parties very often…..

Complete the sentence:.… is the price of one country’s currency or commodity (typically gold orsilver).

Complete the sentence: A company’s ...... gives a picture of its assets and liabilities at the end of aparticular period,usually the 12 month period of its financial year.

Complete the sentence: ..... is when you buy one product, and you are recommended to buyanother product that may go with.

hikewar•boomcontrolscut

hiketag•boomcontrolscut.

insurance certificatesinsurance policy•sharesprofitthe simple document

speak about the time limitmeet to agree upon one or another question•meet to read a contractare afraid cannot agreeare busy

weakeninga foreign currency exchange rate•depreciationmanaged rate regimespot exchange rate

balance of paymentsbalance sheet•bookkeepingfinancial recordledger

sales territory

•

512

513

514

515

516

517

518

Complete the sentence: Someone who buys food in a supermarket is a/an ……….. .

Complete the sentence: Someone buying a house is a/an……. .

Complete the sentence: We do not send our employees to various courses, we have …training.

Complete the sentence: The headhunting agency ..… three candidates for the final interview.

Complete the sentence: Written tests help to ...… the intelligence and personal qualities of thecandidates.

Complete the sentence: Our manager is very…... people and we have a very good team.

Match the verb to retire with its definition :

cross promotion•clicks and mortarsShopping chartsales area

tradercustomer•sellervendoreconomist

userownerpurchaser•clienttrader

motivatedin­house•outdoorsskilledoutside

trainedselected•launchedjoinedsigned

advertiseassess•fireofferapply

self­motivatedgood with•skilled atqualify asbad at

519

520

521

522

523

524

Match the expression a full time job with its definition :

Match the word a shortlist with its definition:

Complete the sentence: When parties agree on price, they sign a …...

Complete the sentence: In general, higher oil prices ....… the economy produce in a way that usesless oil.

Complete the sentence: I …... work by train and subway.

Complete the sentence: I ….. a team of designers.

to stop a worker’s employment for a time when there is little work to doto stop working when you reach the age when you are officially too old to work•to reduce the total number of employees at a company through retirements, etcto tell someone they can no longer work at their jobto force someone to leave their job

a job that you do for fewer hours a week than people usually workthis kind of work is for the whole of the normal working week•somebody who works in an office for a particular companya work that finishes after a fixed periodthis job does not finish after a fixed period

something that you gain over a period of time in the same joba list of people you think could be suitable for the job•an analytical process that helps finding the right people for the vacancythe set of influences such as training, education and experience affecting the individual’s personalityit is a title which says that you have achieved something

Bill of Ladingcontract•lettersignaturedocument

makingbeing madehave been mademake•makes

go ongo to•gogo into go

finishmanage•workgofind

525

526

527

528

529

530

531

Complete the sentence: We all have to clock .... and clock ...... every day.

Complete the sentence: I … to work every day.

Choose the correct variant: rәhbәrlik etmәk, руководить

Choose the correct variant: darıxdırıcı, скучный

Choose the correct variant: ağır, трудный

Choose the correct variant: nümayәndә, кандидат

Choose the correct variant: I work ....... shifts.

at, outin, out•on toto, onof, for

Requirecommute•demandpassdeal

to commuteto manage•to hireto fireto satisfy

Fascinatingdull•excitingsatisfyingdemanding

dullhard•excitinginterestingrepetitive

Workercandidate•employeeagencyrecruiter

atin•bunderforof

532

533

534

535

536

537

538

Choose the correct variant: iş, служба

Choose the correct variant: boş, свободный

Choose the correct answer. We … in national newspapers.

Choose the correct variant: tәlәbat, потребность

Choose the correct variant: tәmin etmәk, обеспечивать

Complete the sentence: ..… is an important commodity in modern economies.

Complete the sentence: .... is the study of how people choose to allocate scarce resources tosatisfy their unlimited wants.

Telecommuteemployment•shiftclockapplication

Tiringvacant•dullhardinteresting

Forceadvertise•recruitcountcomplete

priceTransactionwants•savesolution

to useto provide•to allocateto changeto increase

Organizationoil•barrelcompetitioncar

Transactioneconomics•resourceprice

539

540

541

542

543

544

545

Complete the sentence: … usually respond to prices in this or that way.

Match the word to its definition. Someone who organizes the discussion in a focus group.

Complete the sentence: It is difficult … from one shift to another.

Complete the sentence: We … at any time before eleven.

Complete the sentence: Economics is the study of how people choose … scarce resources tosatisfy their unlimited wants.

Complete the sentence: Oil and its derivatives … fuel for heating, transport and machinery.

Complete the sentence: Economic activity … on the assumption of cheap and abundant oil.

commodity

Consumerpeople•commutersworkermoderator

suppliermoderator•researcherfreelancerprovider

Changeschanging•changehave changedare changing

are startingcan start•startsis startingare started

have allocatedto allocate•allocatedallocatesis allocating

was providedprovide•providesprovidingis providing

were organizedwas organized•to organize

546

547

548

549

550

551

552

Complete the sentence: Consider first how the economy …goods and services.

Complete the sentence: Tel Italia has reorganized and … in order to become flatter.

Complete the sentence: Tel Italia has downsized and … .

Complete the sentence: If a company....… a market, it starts selling there for the first time.

Complete the sentence: If a company…... a market it stops selling there.

Complete the sentence: If a company …... a market it is the most important company sellingthere.

Complete the sentence: ..… describes the activity of trying to sell more and be more successful.

will organizeis organizing

are producingproduces•producebe produceproducing

Restructuringrestructured•will restructuringrestructuresis restructuring

was delayeringdelayered•will delayereddelayersdelayering

cornerspenetrates•abandonsgets out ofleaves

cornersabandons•penetratesmonopolizesdominates

cornersdominates•abandonspenetratesgets out of

marketingcompetition•

553

554

555

556

557

558

559

Complete the sentence: Marketers may describe themselves as…...

Complete the sentence: The sum of money borrowed is the…...

Complete the sentence: The amount of loan capital that a company has in relations to its sharecapital is….....

Complete the sentence: Payments to the author from the publisher are…....

Complete the sentence: The process of finding people for particular jobs is …

Complete the sentence: If I sell more than a particular amount in a year, I also get extra money –..., which is nice.

Complete the sentence: My ...… were members of my family: my parents, brothers and sisters all

•partnershipsole proriertorshipsegmentation

ownersmarket­led•competitorsrivalspartners

relevantprincipal•percentageborrowerprofit

paymentleverage•securityloanproperty

designsroyalties•intellectual propertiespaymentspatents

unemploymentrecruitment•managementdevelopmentenjoyment

remunerationbonus•tipcommissioncompensation

560

561

562

563

564

565

put up money.

Complete the sentence: Money is an .......... that serves as a means of payment.

Complete the sentence: According to the purpose and contents contracts can cover…....

Complete the sentence: Two parties come to a/an…....

Complete the sentence: .....… is the process of planning,designing, pricing, promoting anddistributing ideas, goods and services in order to satisfy customers needs, so to make a profit.

Complete the sentence: Oil ….... are traditionally quoted in US dollars per barrel.

Complete the sentence: The right to buy new shares of the company at a low price is called……

assetsshareholders•borrowerslendersshares

asset•coinagreementexpensetoken

ConditionsGoods•SingEffectBank

PriceAgreement•DescriptionSignEffect

marketmarketing•marketing orientationthe four Pscompetition

businessprices•incomesriseshares

rightsrights issue•rights purchaserights installment

566

567

568

569

570

571

572

Complete the sentence: Another important force of the market is ..........

Complete the sentence: At first coins were worth their face value as …...

Complete the sentence: Price cut is …..

Complete the sentence: The major instrument of any financial system is the …....

Complete the sentence: ........ are good at working on their own

Complete the sentence: ......people are good with numbers.

Complete the sentence: We conducted our audit in accordance with generally … auditingstandards.

rights operate

transactioncompetition•promotionrevenuedesigning

bronzemetal•coinbanknotepayment

the process of planning, designing and pricinga reduction in price•an increase in pricegovernment efforts to limit price increasesa good period for sellers, when prices are rising quickly

balance sheetbudget•Fundscontractbenefit

Motivatedself­starters•methodicalcomputer­literatenumerate

team playersnumerate•motivatedcomputer­literateproactive

is acceptedwell accepted•accepts

573

574

575

576

577

578

579

Complete the sentence: People who work well with other people are ....

Choose the correct variant: quraşdırmaq; устанавливать.

Complete the sentence: … is the money that a company uses to operate and develop.

Complete the sentence: You want to raise money for your company, but you … to sell shares.

Complete the sentence: … is closely associated with other aspects of economic order such as therole of financial centers, labor migration.

Choose the correct variant: maliyyә (финанс)

Choose the correct variant: büdcә (бюджет)

shall acceptis accepting

motivatedcomputer literateself­startersNumeratetalented•

to retireto install•to chargeto stressto reply

Bankcapital•moneyportalbook

wanted nodon’t want•doesn’tdidn’t wantedis want

Scienceinvestment•migrationinstitutionsfinance

Banksfinance•assetmoneyinstrument

Importsbudget•

580

581

582

583

584

585

586

Choose the correct variant: sığorta (страхование)

Choose the correct variant: әskik (дефицит, недостаток)

Choose the correct variant: xәrc (затраты, расходы)

Choose the correct variant: tәmin etmә (снабжение)

Complete the sentence: These institutions ...... money in different ways.

Complete the sentence: There are many important .......... which provide finance for companies.

Choose the correct variant: paylanma (распределение)

•capitalcommodityexports

Householdsinsurance•relationnetworkfirms

benefitdeficit•revenuefiscalresource

Priceexpenditure•businessvaluepayment

Deficitprovision•policyeconomyincome

has providedprovide•providedwas providedis provided

householdfinancial institutions•monetary relationshouseholdssource

marketdemand

587

588

589

590

591

592

593

Complete the sentence: They receive immediate ........from a finance house.

Choose the correct variant: açıq bazar (открытый, рынок)

Choose the correct variant: maliyyә evi (финансовый)

Choose the correct variant: tәqaüd fondu (пенсионный фонд)

Sual: Choose the correct variant. Firms ........... immediate payment from a finance house.

Complete the sentence: There are many other special financial institutions which provide financefor ...... .

Complete the sentence: It is the finance house which collects the regular installments paid by the..........

Supplydistribution•condition

budgetpayment•impactpolicytip

firmthe open market•financial systemhouseholdsinstitution

pension fundfinance house•economic entitysocial policyfiscal year

finance companiespension fund•public financeinsurance companiesmutual funds

was receivedreceive•receiveshas receivingis received

revenuecompanies•entitiesunit householdspolicy

594

595

596

597

598

599

Complete the sentence: When ......... exceeds the revenue the budget has a deficit.

Complete the sentence: …… forecasting is the most fundamental step in the process of budgetpreparation.

Complete the sentence: A brand is….....

Complete the sentence: If the company needs to raise more capital for expansion it might issue...........

Complete the sentence: The company may turn some of its ....… into capital.

Complete the sentence: Copyright infringement is …...

producerpurchaser•shareholderproviderinvestor

entityexpenditure•functionspreparationbanks

economic entityrevenue and expenditure•thrift institutionfinance companypension fund

the process of planning ,pricing and designinga name that company gives to its products.•deciding what to sella company’s products, as a groupsa company’s products of a particular type

capitalnew shares•profitsshareholdersdividends

elapseprofit•dividendequity capitHlshare

an arrangement between the owner of a design and someone else, allowing them to use the design for moneythe law relating to designs ,ideas etc. that belong to someone.when someone uses another’s text, pictures etc. without permission•designs, ideas that belong to someonea payment to the owner of a design, or to an author

600

601

602

603

604

605

606

Complete the sentence: Companies often issue such shares instead of paying dividends to the..........

Complete the sentence: Selling on the Internet is called ......

Complete the sentence: ....… can refer to the materials and components used to make products.

Match the sentence with the correct defenition: Doing things as quickly and cheaply aspossible,without waste.

Complete the sentence: At different … of time and in different … of the world many different …have served as money.

Complete the sentence: … and expenditure … is the most fundamental step in the process of …preparation.

Complete the sentence: …. will certainly depends on the terms of delivery.

elapseshareholders•producersprofitsagents

retaile­commerce•marketshopwarehouse

promotinggoods•designingadvertisingproduction

custom­built productionlean manufacturing•overproductionmass productionmass collaboration

commodities,periods,partsperiods,parts,commodities•periods,commodities,partscommodities,parts,periodsparts,periods,commodities

forecasting,revenue,budgetrevenue,forecasting,budget•budget,revenue,forecastingforecasting,budget,revenuebudget,forecasting.revenue

expenditure

•

607

608

609

610

611

612

613

Complete the sentence: Sales revenue is….......

Complete the sentence: The type of life assurance is called.............

Complete the sentence: Premiums for whole life assurance are paid………

Choose the synonym of the word particularly

Choose the synonym of the word retirement

Sual: Choose the synonym of the word contribution

Choose the synonym of the word ensuing

the price•expencestransportationquotation

sales aimed for in a particular period.money got from sales•the number of things soldincrease in salesstatistics showing the amount sold

sicness benefitendowment•reliefretirementallowance

every weekquarterly or annually•once a monthevery six monthsevery other month

verballyspecially•notablyaccordinglyclosely

promotionto go on a pension•withdrawalappearanceexecution

disturbancepromotion•installmentcompetitionobjection

supply

•

614

615

616

617

618

619

620

Choose the correct variant. Public finance has the..... functions.

Choose the correct variant. plan, layihә (план, проект)

Choose the correct variant. lәğv etmәk, отменять, упразднять

Complete the sentence: These new features appeared first in ..… of certain denominations only.

Choose the correct variant. davam etmәk, продолжать

Choose the correct variant. әlavә, дополнение

Complete the sentence: Some .... and ...… traditionally work different hours.

posterior•accuratetotalproper

taxfollowing•deficitfundcompany

benefitproject•fundprovisiontax

to breakto abolish•to startto demandtocelebrate

counterfeitbanknotes•supplementforeign currenciescrime

to celebrateto last•to closeto opento abolish

contributionsupplement•informationdecadeemployer

officials and orders

•

621

622

623

624

625

626

627

Choose the synonym of the word target

Choose the synonym of the word to last

Complete the sentence: A television advertising is also called a......

. Complete the sentence: We invite the most interesting candidates to a group .............

Complete the sentence: ....... is the activity of producing, buying and selling goods and services.

Complete the sentence: Fred is a van driver, but he was fed .....with doing long trips.

Complete the sentence: ........... is used to talk about the activity of trying to sell more, be moresuccessful.

businesses and industries•holidays and businessesinstallments and industriesshops and capitals

supportaim•crimeaccountdenomination

to existto continue•to demandto abolishto solve

nichecommercial•particularfreesingular

communityDiscussion•occasionseminaroption

rivalrybusiness•privatizationsurveycollaboration

overup•on­­­­­upon

628

629

630

631

632

633

634

Complete the sentence: Capital is....

Choose the correct answer: What is the bottom line?

Chose the correct answer: What is a debt burden?

Chose the correct answer: What is the meaning of expression filing for bankruptcy protection ?

Choose the synonym of the expression be in the red ?

Chose the correct answer: What is the principal?

Choose the synonym of the word collateral

rolloutcompetition•marketingcapacitysurplus

rolloutcompetition•marketingcapacitysurplus

the final figure for profit or loss•calculating of pre tax profit and pre tax lossproviding finance for businesssatisfying the needs of the consumerissuing new shares

the occasion when a company persuades lenders to change repayment dates and termsthe occasion when a company has serious difficulty in repaying its debt.•the occasion when a company fails to make debt repaymenta company`s debt, especially when considered as a problemthe occasion when a company repays its debt or interest on it

to stop operating as a businessto ask for a period of time before paying back debts.•to increase something or make it largerto change an unsuccessful business and make it successfulto buy other company

make a discountmake a loss•make a profitissue a sharemake an account

a large amount of moneythe sum of money borrowed•capital in the form of sharesto make something availablethe amount of loan capital that a company has in relation to its share capital

635

636

637

638

639

640

Complete the sentence: You won`t receive high salary, when you sell something we payyou…….

Complete the sentence: ………..of money is one of oldest ……….in history.

Complete the sentence: The establishing of Secret Service curtailed…….. to a certain extent butthis ………still exsist.

Complete the sentence: The price will certainly depend on ………. .

Complete the sentence: Fineness of gold is very often shown in ………..

Complete the sentence: Shareholders receive periodic payments called….....

budgetsecurity•capitallenderdividend

creditcommission•moneycardsalary

fibro, threadcounterfeiting, crimes•features, crimescurrency, ­­­­­­­­­­­­­­­, established

made, localcounterfeiting, crime•measures,printingcounterfeiting, historybanknotes, print

port of destinationthe terms of delivery•priceFOB termscosts

equalcarat•stonegranteeruby

capitaldividends•equityhold sharessmall proportion

641

642

643

644

645

646

647

Complete the sentence: ........ means the money of a foreign country.

Complete the sentence: He made an ..., sending in his ... and ... explaining why he wanted the ...and why he was the right person for it.

Complete the sentence: According to the purpose and contents, ... can cover goods, services,licences, patents, technology and know­how.

Complete the sentence: Actually gold is used as………… .

Complete the sentence: It can issue new shares at no cost to the existing ……

Choose the synonym of the word ‘’liability’’

Choose the synonym of the word commodity

sharescurrency•dutychecksdraft

CV, covering letter, job, applicationCovering letter, CV, job, application,job, Application, covering letter, CVVisa,cv,letter,applyapplication, Cv, covering letter, job•

termscontract•transactionlettercommercial invoices

maplecoins•eaglealloybar

marketshareholders•loansprofitoutflow

enterprisedebt•assetbalancepayment

financegoods•price

648

649

650

651

652

653

654

Choose the synonym of the word expense

Choose the opposite of the underlined word: There are a lot of natural foods in the market.

Choose the opposite for the underlined word: Convince him to lend you the money to start upyour business.

Complete the sentence: In Great Britain insurance business is conducted by…......

Complete the sentence: Taxes influence on …....

Complete the sentence: The …. include medical insurance and a company car.

Complete the sentence: Why was the IMF set up?

optionterm

incomeexpenditure•profitbenefittip

preciousman­made•famousoldnew

exceedborrow•collectnegotiatedetermine

World bankinsurance companies•governmentauthoritiesNational Health service

the contractgovernment revenues•the insurancethe auditthe investment

salaryfringe benefits•bonuseswagespay

for implementation of social servicesfor encouraging economic cooperation between the nations.•

655

656

657

658

659

660

661

Choose the synonym of the word produced

Choose the synonym of the word schedule

Choose the synonym of the word fake

Complete the sentence: A person or a business that has an agreement to sell the goods of anotherfirm is ......

Complete the sentence: The handmade furniture is .…

Choose the wrong variant: Marketing is the process of..…

Complete the sentence: Revenue is .......

•for paying dividends to the shareholdersfor providing of essential servicesfor buying shares in other company

automatedhand­madeshortagedmanufactured•referred

contracttime­ table•opinionfacilitypaper

embezzlementcounterfeit•fraudwithdrawbribe

auditordistributor•clientend usercreditor

textilesa craft industry•a mass productiona CADCAM systema beta version

DistributingAuditing•PricingPromotingPlanning

the number of things sold

•

662

663

664

665

666

667

668

Choose the wrong variant: A wholesaler is a ...

Complete the sentence: When we apply the notion of carat to precious stones it shows its …

Complete the sentence: Sales target is…

Complete the sentence: The fineness of 750 is equal to…

Choose the correct answer: Which of these jobs can be described as highly skilled?

Complete the sentence: These companies are… your goods.

Complete the sentence: We do not send our employees to various courses, we have own …training.

money from sale•a sale growtha sale forecastsell something

resellercustomer•middlemandealerdistributor

formweight•finenesscolourshape

sale predicted in a particular periodsale hoped for in a particular period•increase in salemoney received from salestatistics showing the amount sold

12 carat18carat•14 carat24 carat16 carat

office managerbrain surgeon•teacheroffice cleanercar production office

interested with.interested in•interestinginterestinteresting in

669

670

671

672

673

674

Choose the correct answer: These computers … our customers requirement.

Choose the wrong variant. Contract usually contains the following information:

Choose the wrong variant. The most popular bullion coins are:

Complete the sentence: Share capital is contributed by …

Choose the wrong variant. The precious metals are used for various purposes

Match the two parts of expressions:1. Make­ a) for bankruptcy 2. file­ b) mountain; 3. Cash ­ c)acquisitions

outsidemotivatedin­house•outdoorsskilled

agreemeet•discountseediscuss

Names of the buyers and sellersControl of the interest rate•Place or cityTerms of deliveryPrice and total value

Maple RafNew Jersey•American EagleBritanniaNew Sovereign

creditorsshareholders•investorslendersborrowers

for numismatic coinsfor paying a premium•as a commodity to be sold and boughtfor jewelry industryfor medals

1­a,2­b,3­c1­ c,2­a,3­b•1­a, 2­b,3­c1­ c, 2­b, 3­a1­b, 2­a,3­c

675

676

677

678

679

Complete the sentence: When I bought my house, I got a mortgage from …

Complete the sentence: Banks, building societies, insurance company etc. are …

Complete the sentence: A mortgage is …

Complete the sentence: Internet banking allows you to check your balance …

Choose the synonym of the word merger

unit trustsbuilding societies•insurance companypension fundcentral bank

business centrefinancial institutions•unit trustsinvestment trustspension fund

a loan to pay contributionsa loan to buy a house•a loan to buy a cara loan to buy a sharea loan to pay a current account

in a lineon line•On TVon the radioon the phone

bailoutsdebt crisisnon­core assetssell­offstakeover•