3 minute guide to stop foreclosure on your southern california home

3 Minute Guide to Stop Foreclosure

Call Alex Vargas (714) 269 8775 | Email [email protected] #01332235

1. Contact Your Lender to request a mortgage payoff statement

2. Get a Principle Reduction of up to $100,000

3. Unemployment Mortgage Payment Assistance (Up to 9 Months)

4. Hire a real estate attorney to challenge the foreclosure

5. Offer your Property for a Short Sale

1. Contact Your Lender


Even though the last thing you might want to even think about is tocontact your lender, requesting a current mortgage payoff right now willrelieve you a ton of stress that you and your family are experiencing rightnow.

And guess what--it's the law! California statutory law requires the lenderto give you an ACCURATE payoff statement within a reasonable timeafter you make the request.

2. Get a Principle Reduction


You could get a Principle Reduction of up to $100,000

The California Homeowner Bill of Rights has programs through theFederal "Hardest Hit" Fund & the "Keep Your Home California" Programsthat can help you save your home before foreclosure.

3. Unemployment Assistance


Times are tough, and unfortunately hard times happen upon the bestand most hard working and good people regardless.

If you just lost your job and need some time, there UnemployedMortgage Payment Assistance of up to 9 months.

No matter what position you are in, it pays to know your rights as aCalifornia homeowner and there are always options for you to that cansave you thousands of dollars and save your home and give your familysecurity and stability.

4. Hire a Real Estate Attorney


Depending on your situation, you may be able to hire a real estate

attorney to challenge the foreclosure.

Sometimes there are mistakes made in the foreclosure process and

sometimes only an experienced attorney can protect you and it maywell be worth your while to contact one while you are protecting yourhome from foreclosure.

http://wwww.alexsellssocal.com/

5. Short Sale Your Property

Call Alex Vargas (714) 269 8775 | Email [email protected] #01332235 http://AlexSellsSoCal.com/

What is a short sale? A short sale is when you sell your home for less thanthe amount you owe, but the lender agrees to the reduced amount aspayment in full.

It may hurt your credit in the short run, but it could save you fromforeclosure, which will affect your credit score much more in the longrun. There is also a possibility of a short sale lease back with option tobuy back your home (HAFA Program).

If you have more questions you can talk to Alex Vargas, HomeownerRetention Specialist at (714) - 269 - 8775

Liked this Short Guide?


Hi, my name is Alex Vargas and I am a Homeowner Retention & Foreclosure PreventionSpecialist with 10+ years of experience in the Orange County and Southern California Real EstateMarkets.

If you have any questions and want to save your property from foreclosure, you can talk to me at(714) 269-8775, or email me at [email protected]

Thank you for downloading this guide and "see" you in your inbox!

Alex Vargas