Cooperative Extension Service Pike County 148 Trivette Drive Pikeville, KY 41501-1271 (606) 432-2534 (800) 233-1390 Fax: (606) 432-2536 extension.ca.uky.edu

ACT: Willy Wonka, Jr. 2

Quilt Guild 2

Basket Class 2

Recipe Corner 3

Upcoming Homemaker Leader

Trainings 4

Homemaking in the Mountains 4

It’s Enrollment Time! 4

Breakfast With Santa

Fundraiser 4

Schedule of Events 5

Inside this issue:

Holiday Classes We have an exciting and highly

requested series of holiday classes

beginning this month. Call the

office early, 432-2534, if you want

to register because I am sure they

will fill up fast. There is a small fee

for each that needs to be paid within

seven days of registering.

November 15 at 1:00 p.m. and 5:30

p.m. - Holiday Gifts & Mixes; Cost

$5.00. We will make a Tea Light

Snowman and have several edible

gift mixes to enjoy or share!

November 18 at 10:30 a.m. -

Successful Pie Crusts; Cost $5.00.

This is a hands-on class learning the

secrets of making pie crust!

December 1 at 9:00 a.m. - Holiday

Pillowcases; Cost $10.00. Enjoy a

fun day creating a set of beautiful

standard-size holiday pillowcases to

add cheer to any bedroom! Please

bring: sewing machine w/book, basic

sewing supplies, extension cord and

regular sewing thread in a Christmas

color. Please bring a brown bag

lunch. If you need to reserve an

office sewing machine, let us know

when you register because they are

limited. All fabric will be pre-cut

and provided for you with the

pattern.

December 6 at 1:00 p.m. and 5:30

p.m. - Chocolate & Holiday

Candies; Cost $10.00. Learn the

secrets to tempering, rolling truffles,

making fudge and other special

treats to share this season!

Special dates to

remember :

November 17—Basket

Class

December 3—Breakfast

With Santa Fundraiser

May 1-4, 2017—KEHA

State Meeting

The Extension Office will be closed Tuesday, November 8

for Presidential Election Day.

We will also be closed

Thursday, November 24 &

Friday, November 25

in observance of the

Thanksgiving holiday!

Pag e 2

Quilt Guild

Certified Master Volunteer in Clothing Joetta

Maynard will be the instructor for the

Monday, November 14 Quilt Guild class.

Plans are to make a Rag Time Quilt, a really

cute and casual throw with exposed and

fringed seams. Suggested fabrics are either

loosely woven flannel or homespun. This is a

sewing machine project. Please bring:

sewing machine (with power cord, instruction

manual, etc.), regular sewing notions, rotary

cutter, mat and ruler.

There are two size choices for the rag time

quilt. To make a 35” X 42” throw: bring a

total of five (5) yards assorted fabrics. Six

(6) rows of five (5) squares each. Squares are

cut 9” and will finish to 7”. You need sixty

(60) 9” squares. You need thirty (30) 7”

squares of batting.

To make a 48” X 60” throw: bring a total of

8 ½ yards assorted fabrics. Nine (9) rows of

seven (7) squares each. Squares are cut 9”

and will finish to 7”. You need one hundred

twenty-six (126) 9” squares. You need sixty-

three (63) 7” squares of batting.

If you have specific questions about what to

bring for class, please call Joetta at 606-353-

7087.

At our Monday, December 12 meeting, we

will have a potluck Christmas Dinner and we

will see the results of our year-long challenge

with the theme Flowers. We will also have a

gift exchange with a $5.00 limit for those

who wish to participate.

Anyone interested in quilts is welcome to

attend our meetings.

ACT Theatre in Elkhorn City is proud to present Willy Wonka, Jr.

beginning Thursday, November 3 - Sunday, November 13. The

delicious adventures experienced by Charlie Bucket on his visit to

Willy Wonka’s mysterious chocolate factory light up the stage in

this fantastical musical tale. Featuring the enchanting songs from

the 1971 film in addition to a host of fun new songs, Willy Wonka,

Jr. is a musical guaranteed to delight everyone's sweet tooth! It’s

rated G so you can take all the kids and grandkids! For directions

or ticket information, visit act4.org or facebook.com/ACTheatre1

or give them a call at (606) 754-4228.

Basket Class

The next basket class is scheduled for

Thursday, November 17 at 9:30 a.m. New

weavers need to contact Sue Jennings at 606-

359-0859 and pay a $20 deposit before the

class date.

Sincerely, Leslie A. Workman County Extension Agent for Family and Consumer Sciences

Pag e 3

“ L e a r n i n g , L e a d i n g , S e r v i n g ”

P i k e C o u n t y E x t e n s i o n H o m e m a k e r C O N N E C T I O N

Several of you have asked about the

upcoming leader lesson schedule and wanted

to know which club chairman to send to the

lesson. (Great question by the way!) Here’s

the plan for the rest of this program year.

Blue to You (Winter mail out) - Family &

Individual Development Chairman

International Program (February 20 @

10:00 a.m.) - International Chairman

Meatless Makes Cent$ (March mail out) -

Food, Nutrition & Health Chairman

Upcoming Homemaker Leader Trainings

Savvy Sellers & Bargain Hunters (March

31 @ 10:00 a.m.) - Management & Safety

Chairman

Gardening in Small Spaces (April 25 @

10:00 a.m.) - Environment, Housing &

Energy Chairman

Know Before You Go (June mail out) -

Management & Safety Chairman

It’s Enrollment Time!

For all regular homemaker CLUB members -

it’s time to send in your homemaker dues and

enrollment forms. We need the forms in the

office to update the KEHA website and our

records. Your club treasurer should send

payment to our County Treasurer Anna Lou

Trout, 2413 Road Fork, Sidney, KY 41564 as

soon as possible! If it’s convenient for you to

drop those forms (and the check) here at the

office, we are happy to take care of that for

you as well. Thanks so much!

Breakfast With Santa Fundraiser Saturday, December 3 @ Pike County Extension Office

More information coming soon!

Homemaking in the Mountains

Thank you to everyone who had any part of

this year’s Homemaking in the Mountains on

October 15. We had over 300 in attendance

this year at the Breaks and people in

attendance learned many valuable new skills!

All the mini-craft tables were very popular

and our Extension staff ran out of

publications and incentive items before the

day was over. Hopefully you had an

opportunity to visit each of our heritage

demonstrators and look at all the beautiful

handmade items brought for display this year.

Way to go ladies!

Schedule of Events

November 8—Presidential

Election Day, Extension Office

Closed

November 11—Veteran’s Day,

Honoring All Who Served!

November 14—Quilt Guild

November 15—Holiday Gifts &

Mixes Class

November 17—Basket Class

November 18—Successful Pie

Crust Class

November 18—Wool Group

Workshop

November 24 & 25—

Thanksgiving Holiday, Extension

Office Closed

“ L e a r n i n g , L e a d i n g , S e r v i n g ”

P i k e C o u n t y E x t e n s i o n H o m e m a k e r C O N N E C T I O N

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November 2016

“ L e a r n i n g , L e a d i n g , S e r v i n g ”

P i k e C o u n t y E x t e n s i o n H o m e m a k e r C O N N E C T I O N

Northeast Area Certified Master Volunteers in Clothing received training & recognition in October at the Kentucky Leadership Center. Pictured L-R are: Susan Goins (Floyd County), Cathy Harville, Sue Williamson & Joetta Maynard (Pike County), Rita Spence & Claudine Williamson (Greenup County).

Kentucky Extension Homemakers Association

for

 

Kentucky Extension Homemakers are a great TEAM!! Our team co-captains, Ms. E. Go and Ms. Way to Go, are eager to increase our membership.

Our game plan is to increase membership by 1,000 members by

January 1, 2019. As a team, we can make this happen!

Each county is challenged to increase membership by 3 members each year for the next 3 years! We’re

striving for a NET gain of 3 members each year, so any loss in membership will need to be recovered

through new members AND your membership should INCREASE by at least 3 members.

This is our SMART goal for membership—Specific, Measurable, Achievable, Relevant and Time-Bound.

Come on, KEHA!!! Show your spirit and let’s increase membership by at least 1,000 by 2019!

We’ll keep score for the next three years, and celebrate our champions. Here’s how:

Any county increasing membership by at least 3 will be recognized at the KEHA State Meeting

each year. (Remember: Your tipoff will be the number of members in your county as of December 31, 2015. Your challenge is to increase that number by at least 3 in 2016, 2017 and 2018.)

Any county that achieves 3 for 3 - makes the goal of a net gain of at least 3 members in 2016,

2017 and 2018 - will be entered in a drawing for a $500 prize to be awarded at the 2019

KEHA State Meeting.

Ms. E. Go and Ms. Way to Go will continue as our co-captains. The county with the greatest increase in members (by percentage) each year will receive Ms. E. Go and $300. The county with the greatest increase in members (number of members) each year will receive Ms. Way to Go and $300.

Questions?

Contact Marena Nelson, KEHA 2nd Vice President at marena@mikrotec.com or 606-285-0481.

KEHA does not discriminate by gender, race, color, age, disability, religion or national origin.

Hear Tim Farmer of KET’s Tim Farmer’s Country Kitchen at the Opening Banquet.

Enjoy a performance by the KEHA Choir.

Attend a variety of learning and training sessions.

Visit with friends and network with KEHA members from across the state.

Participate in the Quilt Square Showcase.

Enjoy tours & hands-on sessions.

Explore Owensboro.

Learn, laugh and have fun!

Registration details will be included in the KEHA State Newsletter in February 2017!

One day and full registration options will be available. Lodging reservation info posted at www.keha.org.

Jennifer Hunter, Ph.D.Associate Extension Professor Family Financial Management (859) 257-3290 jhunter@uky.edu

NOVEMBER 2016

THIS MONTH’S TOPIC:

MAINTAINING A GOOD CREDIT SCORE: WHY IT MATTERS

As a consumer, you have heard it said time and time again – it is important to have a good credit score. Have you ever wondered what a good credit score can do for you? There are many advantages to achieving and maintaining a good credit score, many of which can save you significant amounts of money now and years down the road. Lower interest rates. Interest rates or the amount of money charged for taking out a loan, are often significantly lower for consumers who have good credit scores. Consumers with high credit scores have proven they can properly manage credit. Therefore, potential lenders consider individuals with higher credit scores as debtors who are most likely to be able to repay a loan on time and in full, which allows for lower interest rates.

• Approval for higher credit limits. Financial institutions are willing to lend more money to consumers with a good credit score. If you have a good credit score, do not hesitate to use your

score as leverage when negotiating both the amount and interest rate of a loan. Your credit score is a strong testament of your ability to pay back the loan on time and in full. Additionally, consumers with higher credit scores are eligible for higher credit card limits which allow for greater purchasing power.

AUGUST 2016

Mortgages. Consumers with good credit scores are offered the lowest available mortgage rates. If you are already a homeowner and your mortgage rate is significantly higher than the low rates currently offered, you may consider refinancing your home. This is particularly true for homeowners who have significantly improved their credit score since applying for their mortgage. However, anyone interested in refinancing their home should be aware of the associated fees to determine if refinancing is the right option. Rent. If you are a renter, a good credit score is very important for obtaining approval from a landlord. Landlords commonly rely on credit scores to determine if they will rent to a tenant. Your credit score is a good indication of how likely it is that you will pay your rent on time. If your credit score is lower and you are approved, your landlord may charge you a higher security deposit.

Utilities. Before accepting you as a customer, many utility companies run a credit report to determine your payment history. If your credit score is low, you will most likely be charged a higher security deposit or you will be required to obtain a “letter of guarantee” in which a friend or family member agrees to pay your bill in the event that you fail to do so.

Better insurance rates. Insurance companies may use something called a credit-based insurance score when determining rates for policies. This score is based on your credit score and indicates how likely you are to file a claim. In short, consumers with a higher credit score are considered less likely to file a claim and are often offered the best rates on home and auto policies.

• Employment. Many employers have started checking potential employees’ credit history prior to making a hiring decision. Many of the same responsible behaviors that result in a strong credit history and score are the same type of responsible behaviors that employers are seeking. Additionally, individuals with high credit scores are more likely to be focused at work because they are less likely to be preoccupied with money worries from home.

Achieving and maintaining a good credit score will provide you with a number of perks. Be sure to maintain your credit score by paying bills on time, keeping your credit card balance low, and applying for new credit cards cautiously. Remember to use your credit score to your advantage. You will be surprised at how much leverage you have!

Kristyn Jackson, LMFT, Ph.D. Candidate, Department

of Family Sciences, University of Kentucky

Jennifer Hunter, Ph.D., Associate Extension Professor Family Financial Management, University of Kentucky Cooperative Extension Service, (859) 257-3290; jhunter@uky.edu Stock images: 123RF.com

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