616 Petoskey Street, Suite 203Petoskey, Michigan 49770

231-348-5820

www.phsacf.orgPetoskey-Harbor Springs Area Community Foundation

2014 Annual Report to the Community

Here in Emmet County we have a history of interconnectedness. We say hello to friendsand neighbors we meet on the street, and we reach out to those in need. We are involvedin our schools, civic clubs, churches, nonprofits and businesses. We work together becausewe know that together we are better. Together we make a bigger impact.

at's what this report is about—every one of us coming together to achieve a commongoal. A happier today, a brighter tomorrow and a future that's secure.

Mission To improve the quality of life for all people in Emmet County, by:

• Connecting donors with community needs• Building a permanent source of charitable funds to serve our area• Addressing a broad range of community issues through innovative

grant making• Championing philanthropy and active citizenship

For good.For ever. For everyone.

We can do more

Our mission isto improve the quality of life

for all people inEmmet County.

We steward the best of Emmet County

for all those who enjoy what the region offers.

Dear Friends,

Twenty years ago, we established the million dollar Fund for Youth and began engaginglocal teens in philanthropy and leadership development by serving on our Youth AdvisoryCommittee. Since 1994, more than 130 young people have learned the impact of givingby making hundreds of grants to organizations serving the needs of youth in their own communities. On the following pages, we will share stories that emphasize how much we as an organization and you as donors value our youth as we celebrate this20-year milestone!

Another celebration takes place this year as well. One hundred years ago, the first community foundation began in the Midwest, connecting people in a new way to causes, to communities and to creative philanthropy. e Petoskey-Harbor Springs AreaCommunity Foundation started in 1991 and today is one of more than 700 communityfoundations in the United States and 1,700 worldwide. We are proud to be a part of thatcollective group, working together for good.

Locally, we are especially proud of our commitment to bring people and organizations together and to continuously work toward a better tomorrow. With our generous donorsand the fantastic nonprofit organizations in our community, we are working together for good, for ever, for everyone.

We thank all of you for your support.

Sincerely,

David Jones Charles GanoExecutive Director President

We are proud to be a part of

that collectivegroup, working

together for good.

Everywhere you go in Emmet County you can see the

good things that happen when we all work together.

Let's celebrate! Since 1994, we've made youth a top priority, findingways to get them engaged and active in their communities. at's20 years of positive interaction and diligent grantmaking with ourarea's youth. Started with a community-wide fundraising effort anda matching grant from the W.K. Kellogg Foundation, the endowedmillion dollar Fund for Youth continues to grow.

Our Youth Advisory Committee (YAC) brings together teens from Emmet County who are eager to learn the ins and outs ofphilanthropy. e group meets throughout the year for training,service opportunities and most importantly—grantmaking! Utilizing monies from the Fund for Youth, the YAC distributed more than $71,000 in grants this year alone. In the past 20 years, this fund has supported more than 500 grants totaling more than $1 million.

Each grant the YAC approves must serve youth. And what betterway to show our support for youth than by helping local organizations carry out programs that provide vital enrichment,education, recreation and services for youth? From Camp Daggettto Crooked Tree Arts Center and from the Women's Resource Center to local schools, each organization that has received grantsthroughout the years has encouraged our youth to succeed. With afund balance of $1.3 million, the grantmaking will continue doinggood for years to come.

For good.Utilizing monies

from the Youth Fund,the YAC distributedmore than $71,000

in grants this year alone.

We can encourage our youth

Our Youth Advisory Committee brings together teens from throughout the

county who are eager to learn the ins and outs of philanthropy.

YAC MembersZoey Bezilla

*Logan BickelLily Buday

Delaney CarlsonCooper CarpenterMikayla Cerrudo

Sydney ChambersSadie Cwikiel

Olive DwanNoah ErxlebenClaire Fleming

Asa GoldSean Guirey

Gaby HickmanFinn Hopkins

Payton MasseyLucas MatthewsMax MeyersonCecilia Murray

*Kelsey NuoralaMitch Pulaski

Dennis SancheSarah Williams

Isaac Wittenberg

*Officers

AdvisorSara Ward

We can leave a legacy for future generations

For ever.

“Giving back to thenext generation is

something we all can do.”

Emerson Meyer loves Petoskey, theview of the bay, the natural beauty of Emmet County and the family business he came back from New Yorkto work in (Meyer Ace Hardware). As a former Youth Advisory Committee(YAC) Member, Emerson also has astrong connection with the Community Foundation, one he's happy to continuenow that he's returned to the area.Emerson recently became the youngestmember of the John S. Clark FoundersSociety, a group of thoughtful citizenswho have designated a portion oftheir wills or estate plans to the Community Foundation.

“Giving back to the next generation is something we all can do,” said Emerson. “It doesn't matter how old we are or how much capital we mayhave today, what matters is making a

decision to leave a lasting impact onyour community.”

When Emerson was a member of the YAC in the late 1990s, the group approved a grant to support the development of the recreational trailbetween Harbor Springs and Petoskey.Today, it is one of his favorite places. Atage 33, Emerson hopes he will be ableto bike the trail for many years to come,but he also knows that regardless ofwhat his future holds, his pledge to theCommunity Foundation will help ensure that young people continue toenjoy all the benefits of this beautifulcommunity well into the future.

Emerson Meyer enjoys riding his bike along the scenic

recreational trail from Petoskey to Harbor Springs.

As the great-grandson of one of WalloonLake's first “resorters,” John W. Carpenterknew that he wanted to give back to thecommunity that had meant so much to his family. John's great grandfather firstvisited the area in 1872, and soon aer built lean-tos and later cottages that becamefamily gathering spots along WalloonLake. John came to the area when hewas only a few months old, and he spentsummers here for years after. He latersettled here permanently.

In 1991, John established a family foundationnamed aer his parents, which distributedfunds to causes close to his heart—youthand international youth needs. By 1996,John had moved the funds from the privatefoundation to the Community Foundation,where he started a donor advised fund.“Donor advised funds combine the benefitsof a private foundation with the benefits of having an administrative team. Donorsrecommend where funds are allocated, but they are not required to oversee all of

the legal and financial details,” explained David Jones, executive director.

rough his donor advised fund, John focused much of his grantmaking on local organizations such as the YMCA of Northern Michigan, Camp Daggett, North Emmet Little League and Northern Community Mediation. Before John passedaway, he arranged for his donor advisedfund to revert to a permanent field of interest fund focused on youth, and he designated a portion of his trust to thatfund. Because of John's forethought,his dedication to giving will continueto serve youth forever through theCarpenter Family Fund.

To giving.We can dedicate our lives

Youth like Noah and Caiden (pictured) will continue to benefit forever

from John’s dedication to giving through the Carpenter Family Fund.

We can create a better quality of lifein Emmet County

Our nonprofit partners are always hard atwork: distributing food to hungry families,helping people heat their homes, giving seniors dignity through health care andrecreation, providing health services to newmothers, and empowering women to leadhealthy, happy lives. e list goes on and on.As new needs arise, organizations step in tomeet them in any way they can, but oen,funding is limited.

is winter, in order to allow nonprofitsmore agility in their ability to fund essential, yet often unforeseen needs, the Community Foundation distributed “Essential Needs” grants to five local nonprofits: Friendship Centers of EmmetCounty, Manna Food Project, NorthwestMichigan Community Action Agency,Health Department of Northwest Michiganand Women's Resource Center. Each organization received a grant to create or addto an Essential Needs Fund at their agency

that would provide immediate assistance forindividuals and families whose needs couldnot be met under an existing program.

“This fund has helped with health and medical expenses, housing, food, home repairs, vehicle expenses, appliance replacement and funerals,” said Sue Engel,executive director, Friendship Centers ofEmmet County. “We have witnessed tears ofrelief and gratitude when another person realizes a financial burden has been lied.”

Helping people strive and thrive is what our nonprofit partners do best.Whether serving old or young, healthy or hurting, hungry or full, they know this—everyone deserves a better quality of life. Together we're making that happen inEmmet County.

For everyone.

Everyone deserves abetter quality of life.

Together we're making that happen

in Emmet County.

Deb Noblett, e Manna Food Project; Sue Engel, e Friendship Centers of Emmet County;

Linda Yaroch, Health Department of Northwest Michigan; Jan Mancinelli, Women’s Resource Center

of Northern Michigan; and John Stephenson, Northwest Michigan Community Action Agency.

David L. JonesExecutive Director

Laurissa C. WendlandFinance & Operations

Sara M. WardProgram Officer

Valerie S. WilsonAdministrative Officer

BOARD OF TRUSTEES

Charles H. Gano, PresidentLisa G. Blanchard, Vice-presidentMichael D. Eberhart, SecretaryTodd C. Winnell, Treasurer

Robert W. CharltonJ. Wilfred CwikielJennifer E. DeeganKathryn S. ErberMichael J. FitzSimonsJames W. FordAnn K. IrishCharles W. JohnsonKelsey L. NuoralaJill N. O’NeillB. omas Smith

Tomorrow.We can work towards a better

Members of our Board of Trustees make the decisions

that determine tomorrow's path.

Dick and Annette Babcock Agatha O. Boettger*Roma Walstrom Bolline*James H. BullerBarbara and David Buzzelli Michael T. and Martha* C. Cameron John W. Carpenter, Jr.*Sally S. and John S. Clark**James R. and Carolyn A. Cloutier Catherine G. Curran*Ross and Nancy DeFriesMike and Cheryl Eberhart Suzanne G. FeltEdward J. “Ted” Frey, Jr.Marjorie E. GreenGladys HamillBonnie Hess*Dr. and Mrs.* Fred Hoffmann Darlene M. HolcombMr.* and Mrs. Robert D. HornerMrs. Penny HuberMarilyn M. Icke*David H. IrishPenny and Mike IsermannDavid L. JonesMr. and Mrs. William Laimbeer, Sr. Dick and Jane LentJanet M. Mancinelli

Jamie and Mary Kay MartinEmer A. Mathias*Marge MayDr. and Mrs. William MeengsEmerson MeyerEmily MeyersonMaureen M. NicholsonScott and Melissa OkerlundAlbert and Carol Osborn**Jim and Jane RamerSara Scholl*Sue SchulzeDorothy Scott*Stephen B. and Sandy P. SeldenAnn SmithScott and Dibby SmithJohn and Mary Lou TantonMarana Tost*Greg and Jan VoelkerSharon WalkerDon Ward and Jennifer EisCurrie and Mary WeedArla E. Weinert*Hugh Winnell*Todd C. and Jennifer L. WinnellElayne Zaiger*Anonymous (3)

*ose noted are no longer with us, but their legacy lives on

John S. ClarkFounders Society

EXECUTIVELisa BlanchardMichael EberhartCharles GanoCharles JohnsonTodd Winnell

DEVELOPMENT AND MARKETINGMichael FitzSimonsCharles GanoSusan HowbertVirginia McCoyWilliam Meengs, Jr.Philip MillardJames Schroeder

FINANCEKathryn ErberJohn FoughtWilliam MarshallJill O'NeillTodd Winnell

INVESTMENT ADVISORYRobert CharltonMichael EberhartMichael FitzSimonPhilip MillardB. omas Smith

GOVERNANCE Lisa Blanchard J. Wilfred CwikielCharles GanoDavid Irish James Ramer

GRANT DISTRIBUTIONLisa BlanchardJennifer DeeganJames FordMelanie ManaryBJ ShawnTom VanDeventer

URBAN FORESTRY ADVISORYomas BaileyDavid IrishJohn TantonMary Lou Tanton

SCHOLARSHIP ADVISORYAnn IrishCharles JohnsonJill O'NeillKen Winter

LITTLE TRAVERSE BAY PROTECTION AND RESTORATION ADVISORYFrank EttawageshikDavid IrishEmily MeyersonScott SmithGary Street

We can achieve our common goals

Together.Volunteers play anongoing role in helpingthe Community Foundation achieve its mission.

Many thanks to all of you.

e Founders Society, named aerour founding trustee, Jack Clark, is

comprised of donors who pledge a gi to the Community Foundation through

their will, trust or estate plan.ank youall for leaving a legacy of giving.

We are members of the Council ofMichigan Foundations, the NationalCouncil on Foundations, the American Council on GiAnnuities,and the National Committee on Planned Giving.

COMMITTEES

Meaningful ways.You can choose from 187 different funds at the Community Foundation, or you can start your own. This year 686 of you contributed to those funds by giving donations totaling $902,563. Thank you!

Unrestricted Funds: Meeting Ever-Changing NeedsGive to our Community Endowment Fund or another unrestrictedfund to allow the Community Foundation flexibility andagility to address a broad range of needs and opportunities for community well-being. e Community Foundation assessesthe most pressing needs, and your gis are applied to help meetthose needs both today and tomorrow.

Field of Interest Funds:Choosing a CauseIdentify a specific charitable cause to support, such as youth, thearts or the environment. e Community Foundation overseesthe grantmaking to local organizations that are making a difference in the area you select.

Donor Advised Funds:Taking Charitable Giving PersonallyPersonalize your giving with a donor advised fund, where yourecommend the charities, causes or programs you want to support. Working with our experienced grantmaking staff, youtarget the issues that you care about the most, and the grants aredistributed in your fund's name to the receiving organizations.A good alternative to a private foundation, a donor advised fundis simple, powerful and highly personal.

Designated Funds: Supporting an Organization for the Long TermDesignate a particular charitable organization, and the endowmentfund you create will be a permanent source of revenue for themand a legacy of support from you.

There are multiple ways to give. Starting a fund or giving to an existing fundis an excellent way to begin.

We can give in many

Agency Funds:Endowing Your Nonprofit OrganizationNonprofits can establish an endowed agency fund to build lasting income for their organization. e fund becomes part of the Community Foundation’s pool of endowed assets, providing the benefits of a diverse investment portfolio that typically comes only with large funds.

Scholarship Funds: Furthering Educatione Community Foundation's scholarship funds connect donorswith deserving local students pursuing their educational goals.

Reality.We can see our passions become

DONOR ADVISED FUNDBaiardi Family Foundation FundRegina and Peter Bidstrup FundBirchwood Outreach FundBruehl FundJ. Max and Elizabeth Busard Memorial FundBuzzelli Family Charitable FundTom and Susie Carruthers FundCatalina Starlight FundCircuit Controls Corporation Charitable FundClarke Family FundMike and Cheryl Eberhart Family FundEdgewater Community FundEveryone Matters FundMichael J. and Marjorie K. FitzSimons FundAnonymous Advised FundTed and Brenda Frey Donor Advised FundGano Family Fund

Jack Garber Family FundGijigowi FundWilliam and Louise Graham FundHameister Family Charitable FundHarbor Cup Charitable FundWilliam H. and Louise T. Harrison FundHolder Family Foundation FundDr. H. Ross and Virginia G. Hume Charitable FundAnn K. Irish Charitable FundDavid H. Irish Charitable FundThomas and Patricia Jeffs FundKatie's COUCH FundKeller Flaherty Family FundSteve Kircher 40th Birthday FundL'Arbre Croche FundEverett and Lois Kircher Family FundThe Mainland Family FundMary Clare Reynolds Joyce Fund

to benfit the Harbor Springs Community ParkMaude and Gorton Milliken FundJim and Trish Murray Charitable FundMort Neff Family FundNeithercut Family FundPetoskey Rotary Charities FundPetoskey Rotary Park FundScholl Family FundBob Schulze Fund for Creative WritingRoger E. and Peggy Dicken Schwer FundScott and Dibby Smith Family FundLeslie and Mervyn Sternberg Youth FundSteve and Anne Murray Charitable FundSturgeon River Pottery Fund

for Education in Visual ArtsSusan J. Stewart Memorial Music FundTanton Family FundMarana Webber Tost Charitable Fund

Walstrom Marine Charitable FundMarjorie A. Winnell Healing Center Fund

for Complementary MedicineDavid and Barbara Young Fund

FUTURE GIFT FUNDSJames and Carolyn Cloutier Charitable Gift AnnuitySuzanne Felt Charitable Gift AnnuityGladys Hamill Charitable Gift AnnuitiesRobert D. Horner Field of Interest FundLent Charitable Gift AnnuityAnn Smith Charitable Gift AnnuitySharon Walker Charitable Gift AnnuityCurrie and Mary Weed Family Fund

DESIGNATED AGENCY FUNDSAnimal Security FundBay Bluffs Endowment FundBay View Association Endowment FundBlissfest Endowment FundBenjamin B. Blum Lodging Assistance FundAgatha O. Boettger Senior Citizens FundCamp Daggett FundChild and Family Services

of Northwestern Michigan FundConcord Family Association FundCrooked Tree Arts Council Cultural FundEmmet-Charlevoix Bar Foundation FundEmmanuel Episcopal Church Endowment FundEmmet County Lakeshore Endowment FundFirst Presbyterian Church

of Harbor Springs Endowment FundFirst Presbyterian Church

of Petoskey Endowment FundFirst Tee FundFriendship Centers

of Emmet County Endowment FundGreat Lakes Chamber Orchestra Endowment FundHarbor Area Housing FundHarbor Springs Area Historical Society

Endowment FundHarbor Springs High School Band Boosters FundHarbor Springs Education Foundation FundPetoskey Lions Club FundLittle Traverse Civic Theatre/

Ross Stoakes Memorial FundLittle Traverse Historical Society and Museum FundManna Project Endowment FundManna FundOtho J. Mathias Scholarship FundMatt Mathias (Emer A. Mathias) Memorial Fund

for Little Traverse Historical SocietyEmer A. Mathias NCMC Foundation FundMatt Mathias (Emer A. Mathias)

Memorial Scholarship FundMatt Mathias (Emer A. Mathias) Memorial Fund

for Camp DaggettMichigan Dyslexia Institute-Northern Michigan Center

Endowment FundNorth Central Michigan College Foundation

Special Project FundNew Life Anglican Church Endowment FundNorthern Community Mediation Fund

Northern Community Mediation Endowment FundNorthern Michigan FundOdawa Institute Endowment FundAlbert and Carol Osborn Memorial Fund

for the Friendship Centers of Emmet CountyPetoskey Education Foundation FundPetoskey Area Garden Club Endowment FundPetoskey District Library FundPlanned Parenthood Northern Michigan FundScenic Michigan Endowment FundSt. Francis Xavier Endowment FundTip of the Mitt Watershed Council Water Quality FundTop of Michigan Trails Council FundChar-Em United Way Endowment FundWil Moyer Music Scholarship Fund for Sheridan El-ementary SchoolHugh D. Winnell Scholarship Fund

in Memory of Vera Jean and Marjorie Winnell for Kiwanis

Hugh D. Winnell Scholarship Fund in Memory of Vera Jean and Marjorie Winnell for NCMC

Hugh D. Winnell Scholarship Fund in Memory of Vera Jean and Marjorie Winnell for Petoskey Education Foundation

Women's Resource Center of Northern Michigan Endowment Fund

WRC Operations Fund

FIELD OF INTEREST FUNDSAdministrative Endowment FundMary Askew Memorial Fund

Each fund at the Community Foundation was started by a business, family, individual or nonprofit organization to support the causes they care about most.

Jerolene and Lewis Brown Charitable Youth FundCapacity Building FundCarpenter Family FundEnvironmental Education FundJames N. Gamble Family FundHealthy Community FundLittle Traverse Bay Protection and Restoration FundMatt Mathias (Emer A, Mathias) Fund

for ConservationNorthern Michigan Housing FundOutdoor Experience Fund

Petoskey Swimming Pool FundPreston Feather Building Materials FundDorothy Scott Fund for Senior CitizensShoreline FundUrban Forestry FundWard & Eis Elder's Project FundYouth FundZonta Women and Children's Fund

SCHOLARSHIP FUNDSAlberto Moreno Memorial Scholarship FundBaiardi Family Foundation Scholarship FundBay Harbor Foundation Scholarship FundCafe' Society Educational FundJames and Carolyn Cloutier Scholarship FundThomas Dale Sr. Memorial Scholarship FundFirst Tee Scholarship FundAnna Funk Memorial Scholarship FundJanet and Richard Gorman Scholarship Fund

Hillcrest Scholarship FundBarry Potter/HOPE Scholarship FundAmy Elizabeth Kelbel Scholarship FundJennifer A. Kullik Memorial Scholarship FundSara J. Latimer Redpath Church

Memorial Scholarship FundLittle Traverse Association of Home Builders

Building Industry Career Scholarship FundMarshall-Parker Family ScholarshipMarshall-Smith Scholarship FundC. W. McClellan Scholarship FundMary McClutchey Amacher Scholarship FundOlofsson Family Scholarship FundPetoskey Area Business

and Professional Women's (BPW) Scholarship FundMichael Gale Phillips Memorial Scholarship FundHeath Michael Robinson Scholarship FundScott Batchelor Scholarship FundStafford and Janice Smith Scholarship FundGerald Gramzay-Stafford's Hospitality

Culinary Scholarship Fund

UNRESTRICTED FUNDSBonnie Hess FundSally and John Clark FundCommunity Endowment FundCatherine G. Curran FundCurtis Family FundHi and Joedy Hall FundGladys and Jack Hamill FundDonald Hufford Endowment Fund

Fred and Joyce Koehler Family FundLent Family FundLotspeich Family FundMarilyn M. Icke FundMatt Mathias (Emer A. Mathias) Memorial FundMarge May FundPearl E. McPike Charitable FundThomas S. and Ellen K. Noneman FundAlbert and Carol Osborn Memorial FundRoma Walstrom Bolline FundFrances Hamilton Schirmer FundFrances and Jeffrey Shepard FundBudd and Shirlee Tallberg Charitable FundHugh D. Winnell FundJack and Elayne Zaiger Family FundSpecial Project FundsPetoskey Community Pool Fund

Funds appearing in bold italic are new this year.

Our funds create lasting ways for community members to giveand to see hopes turned into action.

MEMBERS

$

l 15% ENVIRONMENT

24% HEALTH & HUMAN SERVICES

9% RECREATION

11% ARTS & CULTURE

7%

29% YOUTH DEVELOPMENT

5% OTHER

CURRENT DONORS REPEAT DONORS NEW DONORS CURRENT FUNDS NEW FUNDS

8

ADVISORY COMMITTEE DISTRIBUTED

$71,510GRANTS

24FUND BALANCE

$1,300,000YOUTH

686 187

24

GRANTS BY PROGRAM AREA

At a glance. Our audited financial statements and IRS 990 are available on ourwebsite www.phsacf.org. You may also contact our office for copies,231-348-5820.

COMMUNITY & ECONOMIC DEVELOPMENT

114572

2014 TOTAL ASSETS

$34,375,157TOTAL DONATIONS

$902,563TOTAL GRANTS

$1,305,211OPERATING EXPENSES

$406,924ONLY 1.2% OF TOTAL ASSETS

Generosity.We can live our lives with

Elsie Adams and FamilyTom and Jodi AdamsDoug and Anne AlbrechtLynne M. AldrichJames AlkireAmeriscape, Inc.Richard & Marcia AmesClyde and Shirley AndersonKurt and Carrie AndersonSidney and Jane AndrewsAnonymous (3)Mark and Denise AntonishenJulie ArdMeredith ArneilBarry and Jeannette AspenleiterLes and Linda AtchisonPamela Atsoff

Althea AttardJoe and Kathy AudiaJeff and Barb AustinBabcock FamilyDouglas A. Bacon Fine JewelryMr. and Mrs. Douglas BaconMr. and Mrs. Walker Bagby, Jr.Baiardi Family Foundation, Inc.Mary J. BairdBarbara and Richard BakerJack and Susie BakerJohn and Sandy BakerMolly & Josh BakerMr. and Mrs. Ronald C. BaldwinLaurie BambergBank of Northern MichiganMichael and Deborah Banyai

John BarichMrs. William Barnes IIIDavid S. and Robyn V. Barrie FamilyFund (Cleveland Foundation)Margaret Jane BartonBasel Law Firm, PCLaura BatchelorBay View Country ClubRoger and Jean BeckleyGary BedlionDavid and Dawn BehilingMrs. Ruth Wahl BellissimoBeltz FamilyJeffrey A. and Laura L. BennettKathy BennetBeno ClinicRodney and Margaret Benson

Alan BerlinMr. and Mrs. Neil BidwellSteve and Kathy BiggsBirchwood Golf and Country ClubBob and Liz BittermanJobst BlachyJohn BlairDr. Paul and Lisa BlanchardWilliam and Phyllis BlanchardRoger W. BlaserBob and Sue BleyaertMr. and Mrs. Joseph BodzickKathy and Steve BoeckmanJames BoelterLarry and Joanne BoermanJohn D. BorsethPaulajean and Nicholas Bosch

Doug and Sue BouwenseCarol BowmanHarry BoyerBoyne ResortsJamie BraddockKathy BraddockRonald P. BraniekiWilliam and Kathleen BriggsDr. and Mrs. Ronald BroquetWilliam W. BrowerBruce Brown and Pam O'MalleyKristi and Kevin BrownNorma and Robert BrownRyan BrownMr. and Mrs. Steve BrownHans and Kathy BruehlBrummeler and AssociatesAndy BucklinKathryn BuckweitzDana BullenMr. and Mrs. Ian BundBunker, Clark, Winnell & Nuorala, PCWilliam T. Burgess and Kathryn S. WoodMaureen Helen BurkeTom and Cynthia BurrAnn Joslyn BurrowsDavid and Barbara BuzzelliEarle and Linda CaldwellNancy CampbellJeanne and Howard CanadaHerb CarlsonP. Carlson

Christine & Russell CarpenterGeorge and Carol CarpenterJohn W. Carpenter, Jr. TrustLynne C. CarpenterRalph (Pat) Carruthers and SaraSusan B. CarruthersCentral Park Zoo-Animal DepartmentCentral Park Zoo EducationChristopher CerrudoMr. and Mrs. Richard ChambersMr. and Mrs. Robert W. CharltonChestnut Valley Holding, LLCMichael ChmielewskiCynthia and Mark ChristiansenKevin ChristmanMike ChumblerCircuit Control CorporationCitizens National BankGordon ClarkJim and Pat ClarkePerry and Karen ClarkRobert W. ClarkeDr. and Mrs. Richard H. ClaryMr. and Mrs. James CloutierDonald and Sarah CohenKeith CollinsRenee and Michael CollinsJim and Ardyce ConleyB. T. and B. L. ConnellyP. A. ConnellyTom Cooper FamilyCharlotte W. Corbett

Michael CoxDon and Audrey CrinerJohn and Christina CrinnionKen and Sharon CrockettJohn J. CrottyCulinary Products, Inc.Mr. and Mrs. Paul W. Cupp, Sr.Allen and Jane DamschroderMr. Robert J. DauDr. M. Teri DaunterPaul and Linda DawsonBarbara C. DayDebbie and Dave DealGuy and Caryn DearingJennifer and John P. DeeganJoanne and Hugh DeeryDavid and Dawn DekkerAdriane & Del de WindtHarry W. DixonLeslie L. DixonKaren & Michael DonnellyMr. and Mrs. David DonovanMr. & Mrs. David J. Donovan FamilyFund (Capital Region CF)Erwin and Catherine DoublesteinMaureen and James DoullMr. and Mrs. Cyril DrierJameson DuboisMr. and Mrs. Lawrence DuMouchelleBentley & Eva DuncanNancy A. DunstanMary Cap Dwan

Mary Lou DwanMike and Cheryl EberhartWalter and Sandra EblingWilliam J. and

Julia M. Edwards FoundationM. Jim ElzingaMr. and Mrs. Stephen J. EnoJason and Patricia EpplerKathy and Steve ErberJames ErhartRobert and Helen EsfordRichard FairThomas N. Fairbairn Sr.Mike and Kay FarrimondKaren and Gary FateBob and Letty FawcettMr. and Mrs. R. Andrew Fedus, Jr.First Tee of Boyne HighlandsAndrea B. FisherMargaret K. and Charles T. Fisher IIIFamily Fund (CFSEM)Daivd K. FitzSimonsMichael J. FitzSimonsDermot E. FlemingDean and Cheryl FleuryMadeline FlynnMr. and Mrs. Horace C. FordMr. and Mrs. James W. FordMr. and Mrs. Jeffery S. FordSusan S. FordPatricia ForsterBryan Fortney

We are grateful to the thousands of donors who have made the Petoskey-HarborSprings Community Foundation what it is today. Your outpouring of generosity hasbrought ongoing support to our county in countless ways. Thank you.

Brad and Joyce FosterMr. and Mrs. John E. FoughtMitchell and Kamala FransethWilliam P. FrazierMr. and Mrs. Arthur E. FrentzTed and Brenda FreyTwink Frey and Jim McKayBernie FriedrichFriendship Centers of Emmet CountyRebecca Fuhrman and Donald LearyRob FuhrmanShea FuhrmanDoug Fuller and Martha LancasterPaula and Larry FunkAnn FuscoGretchen GablerTerry Gamble and

Peter Boyer Fund (SFF)Sherry Wittenberg GaraMr. and Mrs. Jack GarberGattle'sSean GeeJudy GillowThe Gilmour-Jorgens FundBecky GoodmanGordon Food ServiceJim and Audrey Gorter-

Gorter Family FoundationBill and Louise GrahamGraham Real EstateThe Grain Train Natural Foods MarketGrand Hotel

Eric Grandstaff and Alexis KaczynskiMr. and Mrs. Uri B. Grannis IIIKenneth and Ann GreenawaldBill and Julie GreenwaltDonna and Rick GrossGail Gruenwald and Wil CwikielJack GuireySue and Larry GundersonPatrick and Kathleen HaasMark HaddoxRidge HahnMr. and Mrs. Robert A. HameisterGladys E. HamillMr. and Mrs. Hord Hardin IIPhillip V. HarmonMr. and Mrs. Frank M. HarrisJack Harris EstateNorm and Linda HarrisPhillip T. HarrisonKathy HartMr. and Mrs. Stewart A. HayesDavid and Clare HeidtkeJohn and Diane HeinzelmanMarc HeistandJames HerlocherPatrick HersheyJerry HickmanMr. and Mrs. Jeffrey B. HiggsHashem M. and Frances C. HilalDave HillFran and David HillNiles and Shirley Hill

Dale HochNancy A. HodgkissJohn E. HoffmanBill and Marla HofmannBarbara and Jerome HogansonRobert G. HolbenJohn and Julie HolderTom and Nancy HolkaLotsie HoltonStephen and Cheryl HooleyWilliam HorwathMr. and Mrs. Wesley D. HoveyEdgar and Susan HowbertMarvin and Roberta HowellHarriet A. HuberPauline K. HudsonSteve HuestonDonald Hufford

Charitable Remainder UnitrustMike and Linda HumePat and Ann HylantRochelle and Stephen IgrisanDavid and Ann IrishIrish Boat ShopChristine M. JacksonEdgar and Audrey JaggiBrian JakewayMr. Richard P. JauronJohn and Mary Jo JayJohn and Ardenne JeffreyLisa Lemans JessickChuck and Lynette Johnson

Margaret JohnsonDr. and Mrs. Terry K. JohnsonDavid and Patricia JonesE. C. JonesSara & Zach JonkerMr. and Mrs. Richard JositasJoslin FamilyThe Joslin Family Fund II of the

Toledo Community FoundationJP Morgan ChaseAnn and Steve JuddKatherine K. JuhaszRay JuneauCathy KalaharNancy Kamieniecki and Gregory GuyonJim and Debbie KanKatherine L. KanRobert J. KandlDavid J. KaplanKathy L. KarenkoAndris and Irene KazmersRon KazmierskiCraig and Debbie KearBob and Mary KeedyBrad KeenLinda A. KelbelMike and Amy KelbelBarry A. KempaThe Kent FoundationClark and Grace KetchumKH Golf Resorts, LLCKiwanis Club of Harbor Springs

Kiwanis Club of PetoskeyPatricia KishigoBen and Joan KleinstiverDennis and Hilary KlepadloMr. Bruce Koch and

Dr. Cameron Brunet-KochMr. and Mrs. Frederick G. KoehlerJo-Anna KolodziejDon KopkaLaura KorsGeorge and Brenda KorthauerJon KortzMr. and Mrs. Richard L. KozlowskiMr. and Mrs. Donald A. KrencickiRoger and Barbara KrommGlen and Rebecca KruseJack & Sara KukukMarion E. KueblerQuinton and Patricia KueblerDeb KullikBarbara & Ronald KurtzDennis and Peggy KusinaDr. and Mrs. Richard KutcipalDr. Russell and Suzanne LaBeauRuth and Doug LaFontaineJim LagowskiMr. and Mrs. William LaimbeerMichael and Helen LambertThe Lamberti FamilyJudy LandisEd and Dana LapekasR. A. Latimer

Ray Latimer and Peg MyersGreg LawMr. and Mrs. Dennis Lay, Nate and NatalieCheri LeachTom and Linda LeavittJan LeBowDan and Mary LedinghamRosemary LendzionDick and Jane LentD.M. Leveckis & T. Van EveryElfrieda LewittFred and Kathy LiederbachWalter and Kathryn LightfootPhyllis LinckBarbara and Richard LindnerMr. and Mrs. Scott LindstromDr. Tim and Julie LinehanLittle Traverse Association

of Home BuildersGow LitzenburgerLJPR LLCLaura and Michael LomonocoEvelyn LottLisa & Ric LoydRichard E. Lund, Sr.Joann LundbergMary LutzenkirchenAl MajorKerri L. MalinovichMr. and Mrs. Robert MalinovichFred & Barbara MalpassMelanie Manary and Charles Huebner

Jan MancinelliLarry MancourBoyd MangesElsie ManguneManna Food ProjectDaniel MarbenEd and Jane MarinBill MarshallWilliam and Phyllis MarshallWebb F. MartinDudley and Darlene MarvinDudley E. MarvinLarry and Susan MarvinNeil MarzellaJohn (Jack) MatthewsRuth Ann MatthewsJulie & Steve MatthewsCorey MayMarlene MayerMaureen Neff MayneMcBride ConstructionDavid and Joy McBrideMr. and Mrs. Donald McCormackVirginia B. McCoyN. McCueBill and Ruth McCulloughMary Ann McCulloughDaniel and Carol McDonnellGeorge S. McElroy, Jr.P.A. McFallJames C. McGillVaughn and Harriet McGraw

John McGregorBill and Carol McKibbonAudrey and Ray McMullenMark & Laurie McMurrayJames and Joan McTeviaDr. and Mrs. William MeengsDerek MeierMary Beth MellenConstance MessnerDavid and Catherine MeyerEmily Meyerson and Harry KitchenDr. and Mrs. Joshua MeyersonJustin MichalRon MichalsMichigan PGANicik MicoffRalph & Patti MieselBill and Jane MillarPhilip H. & Peggy L. MillardDorothy B. MillerErnest (Bud) and Kathy MillerLinda and James MillerJohn MohlerJoe and Beth MoranRob and Vee MossburgMPS Foundation (J. N. Arbaugh)MSLoding, LLCFrederick R. MulhauserDennis MummertJohn MundRichard & Joan MundMurray Foundation

Donald and Audrey MurrayPeggy MuzzallJohn D. MyersRobert MyersTom and Nancy NagurkaCharles E. Neal, Jr.George and Susie NealJames C. NeffCarl A. NelsonMr. and Mrs. Richard A. NeumannDan and Patty NeumeyerNew Life Anglican ChurchMr. and Mrs. Phillip B. Newman IIIMr. and Mrs. James Kelley NewtonAnna NicholsMaureen NicholsonMr. and Mrs. Frederick NickelsMr. & Mrs. Robert M. NicolJames Mattson and Carin NielsenIrma K. NoelTom and Ellen NonemanMark NovakGreg & Jill NudingMike and Susie NuoralaThe Offield FoundationPaxson H. OffieldRuth and Gilbert O'GawaGretchen OlsenJill O'NeillJames and Beverly OsetekGerhard OsterbeckWesley & Elizabeth Ostrander

OWS Property Inc.Mark W. PaddockKeith ParenteauRichard ParkerRobert and Alice PattengaleShelley and Butch PaulsenThe PECO FoundationPerry Hotel EmployeesLeo P. PetersonPetoskey Area Garden Club, Inc.Petoskey Education FoundationRuth PetzoldTom and Jeanne PetzoldTricia Petzold and Theodore PaisleyJohn and Dina PanosMr. and Mrs. William A. PetzoldHenry and Pringle PfeiferAnn PhillipsGary and Lee PhillipsJohn and Sue PickeringTom PinhoDave PirieTeresa M. PittsPamela PlanckKaren PlasenciaPluister Entertainment Inc.Patricia PontbriandThomas and Barbara PostelnickCasey PowersMark and Patricia Prendeville FundPreston Feather Building CentersMr. Roy Pulaski

Scott B. PussehlCraig and Mary RapinMr. and Mrs. Eric RasmussenDr. John R. RasmussenHenry RedderT. A. Reynolds FamilyJosh RichterMary E. RigbyBruce and Linda RileyStuart and Kathleen RisbyCordelia RobinsonLarry and Elaine RochonRocking Horse Toy Co.Jerry RomanFranklin and Carol RonanG. Edward RooteMike RosenowRick RossiMrs. William G. RuppPhil & Patrice RyanPolly RyanS & M Painting, Inc.Frederick SabinLorene SakamotoBrian K. SandersonMaria SargentMr. and Mrs. Thomas SarowskiElisabeth and Mark SarrowAndrew SaupeGreg SaupeRenate SchanDennis Schanski

Ham and Barb SchirmerMichael H. SchirmerGary SchmidtkeKathleen SchroederMary M. SchubertSue SchulzeWerner and Ilse SchulteFred SchwabCatherine C. ScollinJohn & Beverly ScottMr. and Mrs. David C. SearlesBill SeguinMr. and Mrs. Richard A. SeguinSelden Family TrustSteve and Sandy SeldenLouis SenoMr. and Mrs. Robert B. SellersJim SergesonMarcia and Trisha ShattuckDeborah Shaw & Stephen MarquardtDonald E. ShelyJeffrey and Frances ShepardKen ShepardKaren SherrardShindorf Living Family TrustLarry and Janice ShockShozamgolf, LLCDavid ShumanSteven and Martha ShumanJohn and Marysue SicilianoJoseph A. SimmsPeter D. Sims

Henry and Naomi SingerPete SkingerJerome and Patricia SlebiskaBernie and Carol SlotnickBradley SmithMr. and Mrs. B. Thomas SmithMr. and Mrs. Carlin SmithDavid L. SmithDennis SmithDick and Carrie SmithJan and John SmithRichard and Gail SmithSara SmithScott and Dibby SmithStafford and Janice SmithJohn S. SmockJanice and Mark SmolinskiMichael and Kathryn SnyderMr. and Mrs. Ronald D. SnyderJanice SobleskySouder Family FoundationSpartan DistributorsAndrew R. SpenceSteve and Julie SpencerAnne SrigleySt. Doris FoundationStafford's Hospitality, Inc.Greg and Nora StanburyDiana and Kendall StanleySally and Kenyon StebbinsDaniel R. SteffesCorinne and Timothy Sterling

Steve and Nancy StitleJohn O. Stover Jr.Stella Strazdas and Hank ForrestMr. and Mrs. N. W. StroupSturgeon River Potter, Inc.Mary Ann StygstraDr. Kirk and Linda SwabashMr. and Mrs. Robert S. SwansonAnn SwayzeLynne SymonsKevin TahvonenJosefa TamezJohn and Mary Lou TantonDuane and Sheila TarnackiMr. and Mrs. F. D. TarquiniJoel and Shelley TauberKendal and Christine TaylorBill ThompsonKim and Karen ThomsonMrs. Margo ToddTriford FoundationDave TrudellMiles and Suzanne TrumbleMary Jo TruogDan TurcottThomas and Margaret TurcottMr. and Mrs. Michael TurnbullRobert H. TurnerAmy TweetenWilliam TwiddyDoug VancePete Vance

Katharine VanTreesePaul and Katy Kilwin VargaDr. and Mrs. Daniel J. VerBergJosehp E. VillemureSteve amd Connie VorenkampJohn Waker-Buttons InvitationalWalloon Lake Country ClubWalstrom Marine, Inc.Brent and Sara WardMr. and Mrs. Douglas A. Warner IIIGregory and Suzanne WarnerJonathan and Katherine WeberGreg and Alicia WebsterCurrie WeedJohn A. WeeninkJanice M. WegesinDell and Bonnie WeitzelJim and Laurie WendlandJeffrey & Candice WendlingWentworth Builders, Inc.Wequetonsing Golf Club Golf ShopLaura and By WestShrile N. WestwaterAngie and Matt WhitenerJames and Sandra WibbyJohn and Jean WickettTim and Peggy WilcoxDavid K. WilliamsKeith and Karen WilliamsGussie WilliamsRobert M. and Jill L. WilliamsDr. Hal & Gail Willens

Larry WillisValerie S. WilsonWindemuller Electric-Jim RoseWindemuller, Inc.Wineguys Resaurant GroupMichael and Catherine WinnellTodd and Jennifer WinnellMr. and Mrs. Roger W. WinslowJohn WintersBrian and Gina WittenbergDonald WittenbergWomen's Resource Center

of Northern MichiganMargaret M. WymanStephen J. YoungGene and Phyllis ZaffinaMr. and Mrs. John ZahnowMary Jane and Louis ZakoBeverly ZeltDoug and Nancy ZoerhoffZach Zondlo

We do our best to keep an accurate recordand apologize for any errors or omissions.Please call our office with any corrections.

Whether you volunteer on a committee, serve local nonprofits, establish a fund or donate to one of our existing funds, each of you can be a part of making a difference in Emmet County.

Call us today to find out how you can get involved with the Petoskey-Harbor SpringsArea Community Foundation, 231-348-5820, or visit our website, www.phsacf.org, to see the many opportunities for working together.

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