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    Dont worry. You werent

    accidentally subscribed

    to a random new prod-

    uct. That sleek new magazine

    in your pile of mail today is

    New Jersey s newest fitnessmagazine, NJ IRON. And its

    for you.

    Whether you spend

    every day in the gym or avoid

    it like the plague, there's

    something in this magazine for

    you. Thats why we call it a

    family fitness guide. But

    what makes this publication

    all the more relevant is that

    it's full of local information.

    Unlike big box nationalmagazines of the same cal-

    iber, NJ IRON strives to

    bring fitness home and offer

    a product that is accessible

    to anyone and everyone. Local

    trainers and professionals weigh

    in on hot topics in health and

    fitness, community members fea-

    ture their own

    workouts, and local readers

    share personal victory stories.

    Nutrition, sport-specific train-

    ing, and even a kids sec-

    tion are all included in this

    one-stop guide for your

    familys fitness. And

    the best part: its pock-

    et-sized so you can takeit with you wherever

    you go!

    You received this free

    magazine simply because

    you have a body. The fact

    is, regardless of your age,

    anyone with a body can

    benefit from fitness. That

    is the foundation on which

    NJ IRON is built.

    NJ IRON Magazine is

    distributed on a bi-monthlybasis to two zones (alternat-

    ing monthly). During odd

    months (with the exception

    of October) NJ IRON is dis-

    tributed to Wayne, while

    the magazine can be expected

    during even months in

    Kinnelon/Smoke Rise, Butler,

    Montville, Pequannock, Pomp-

    ton Lakes and Pompton Plains.

    NJ IRON is also online and

    fresh content is added to our

    website daily. Our team

    of bloggers works tirelesslyto bring you the information and

    resources that will make you bet-

    ter. Visit us at www.njiron.com.

    Also check out our social media

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    We are so pleased to pro-

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    like to offer feedback, please giveus a call at 973-696-8008.

    New family fitness magazine debuts todayBy Joe Pellegrino, Jr.

    Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

    October 17, 2012

    Zone 1, Vol. 10, No. 20

    The Official Paper of Wayne Day

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    Note: To have your groups

    announcement appear in

    Community Happenings,

    please e-mail the informationin paragraph format to calen-

    [email protected].

    October 17

    The Musicales at Noon

    concert series at St. Timothy

    Lutheran Church inWayne continues Wednesday,

    October 17, with a recital by

    The Joybells handbell choir.

    This amazing and inspiring

    group of twelve ringers, each

    with Downs Syndrome, is aMusicales favorite! Their var-

    ied program will offer sacred,

    classical, popular, Broadway,

    Disney, and patriotic tunes.

    The 60-minute concert begins

    at 12 Noon. The public is cor-dially invited. No admission is

    charged, but a free-will offer-

    ing will be accepted. The

    church has an indoor elevator

    for easy wheelchair access.

    This project is funded in part,

    by the Passaic County

    Cultural and Heritage

    Council at Passaic County

    Community College, through

    a grant from the New Jersey

    State Council on theArts/Department of State, a

    Partner Agency of the

    National Endowment of the

    Arts. For more information

    about the October 10 concert,

    or for directions to St.

    Timothy Church at 395

    Valley Road in Wayne, please

    call 973-694-8316.

    October 21

    The Wayne Valley HighSchool Fall Craft show will be

    held on Sunday, October 21

    from 10:00a.m.-5:00p.m.The

    school is located at 551 Valley

    Road, Wayne and is promoted

    by P.J.s Promotions and spon-

    sored by the Wayne ValleyBand Parents. The show will

    feature over 100 quality

    crafters from four states with

    homemade crafts, art and

    photography. The sponsors

    will be serving a lunch

    menu throughout the day.

    Admission is $3.00 each. For

    directions and information go

    to www.pjspromotions.com or

    call P.J.s Promotions at 201-

    666-1340.Calling all women for a

    fun filled afternoon at St.

    Michaels Episcopal Church at

    1219 Ratzer Road in Wayne.

    We are sponsoring a Victorian

    Tea and Fashion Show provid-

    ed by Antonovich Fur Salon,

    October 21 at 1:30p.m.

    Admission is $12.00 which

    includes teas and elegant tea

    sandwiches. For more infor-

    mation please call 973-694-1026 Tuesday thru Friday.

    This is a special event for a

    wonderful afternoon.

    October 24

    The Musicales at Noon

    concert series at St. Timothy

    Lutheran Church in Wayneconcludes Wednesday, October

    24, with a recital by The Da

    Capo Trio. Members of the

    Trio, in residence at From the

    Top Musica Studio, are flutists

    Lisa Plasse and Sarah Dodds,

    and pianist Caroline Parody.

    Their program ranges from

    Mozarts Turkish March and

    Bachs Trio Sonata in G to

    the Suite for Jazz Flute

    by contemporary composerClaude Bolling. The 60-minute

    concert begins at 12 Noon.

    The public is cordially invited.

    No admission is charged, but a

    free-will offering will be accept-

    ed. The church has an indoor

    elevator for easy wheelchair

    access. This project is funded in

    part, by the Passaic County

    Cultural and Heritage Council

    at Passaic County Community

    College, through a grant fromthe New Jersey State Council

    on the Arts/Department of

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 2, Zone 1

    100% mailed twice a month newspaper234 Main Street, 2nd Floor

    Lincoln Park, NJ 07035 973.696.8008

    Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Assistant Editor & Administrative: Jennifer Pellegrino

    Multimedia: Joe Pellegrino, Jr. Art Director: Robin Banta Graphics: Mary Lalama

    Sales: Lisa Buniewski, George Papendick, Veronica Pluta Classifie ds: Kathleen Todd

    Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

    Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 3

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    T

    he debates have

    begun, the TV com-

    mercials are in ourfaces, the media is in its glory

    increasing ad revenue after a

    lackluster year, the nation is

    polarized and the people are

    tuned-in, eager to see what

    happens!

    What does this all mean

    to you, a resident of North

    Jersey, looking to grow and

    maintain your net-worth and

    portfolio; to preserve your

    standard of living whileincreasing the quality of life

    for yourself, your spouse and

    your children? Can the elec-

    tion of the President really

    influence any of these factors?

    Does he or will he affect the

    tone of the Nation and the

    people who live here? Does

    the winner have the influence

    to really effect change? Can

    the President motivate and

    manipulate Congress to makeeffective improvements that

    will have both a short term

    and long-term positive effect

    on your finances and bottom

    line? Does it really make a dif-

    ference who the victor is?

    The answer to these

    questions in this authors opin-

    ion is a resounding YES. All

    we need to do is look back at

    the Presidencies of Republican

    Ronald Reagan and DemocratBill Clinton who left an

    indelible impression. The

    country prospered under their

    leadership and these facts are

    undeniable. These two leaders

    had a divergently different

    approach to governing and

    leading, yet, both were suc-

    cessful in their own right. In

    both cases, their actions affect-

    ed the people long after their

    terms expired, in some cases tothis very day. As an individual

    and a voter, whether you voted

    for these men or not there are

    some questions you should ask

    yourself. Were you proud of

    the job they performed and

    the legacy they left behind?

    Were you proud to be an

    American while they held the

    highest office in the land? Did

    you personally prosper as a

    result of their actions andchoices? Did the job market at

    the time benefit your career?

    Did your portfolio grow, was

    money more plentiful then,

    and was the general attitude

    and sentiment of the public,

    better, under their leadership?

    Were you a happier person

    during the Reagan and

    Clinton years?

    How did these leaders, in

    your opinion handle foreignaffairs? What was the worlds

    opinion of America and

    Americans at the time as com-

    pared to the last few years?

    Was our country a safer place

    to live and raise a family then,

    when weighed against today?

    What happened over the last

    12 years to change or diminish

    America as we once knew her?

    In your opinion, are prospects

    for the future less or moreopportunistic now, as opposed

    to then?

    As a financial columnist

    and a Retirement Income and

    Estate Planning Specialist, it

    isnt my job or purpose in this

    column space to campaign for

    one candidate or another. It is

    however, to help you derive

    the best strategies, plans and

    programs to circumvent any

    calamity in advance, and clingto the concept of the 7Ps:

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 4, Zone 1

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    Election Day is almost here Who should you vote for?By Mark Charnet

    continued on page 24

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 5

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    Tooth sensitivity can be

    caused by a problem

    with the tooths nerve

    and blood supply (pulp), or by

    exposure of dentin, resulting

    in dentin hypersensitivity.

    Dentin is a sponge-like,

    hard layer underneath enamel

    (the outer white, hardest

    layer of a tooth) that contains

    small channels that connect

    the pulp to the outside of the

    dentin. When dentin is

    exposed, there can be hyper-

    sensitivity.

    Dentin hypersensitivity

    is a short, sharp pain not

    caused by tooth decay. It can

    affect up to one in every two

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 6, Zone 1

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    Tooth sensitivity a

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 7

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    people at sometime in their

    lives. This condition is esti-

    mated to affect 40 mil-

    lion people in the U.S.

    Hypersensitivity

    mostly affects people in

    their 20s and 30s. Age

    changes dentin and

    decreases tooth sensi-

    tivity. Age increases

    gum recession (expos-

    ing dentin), enamel

    erosion, and tooth

    structure loss.

    Enamels hard tex-

    ture protects the pulp

    and dentin. When it is

    lost, hypersensitivity occurs.

    The most common com-

    plaints are caused by cold and

    sweets.The pain from enamel

    loss is caused by:

    1.Acidic foods and drinks

    (sodas,sports drinks,fruits,etc.)

    2.Vigorous over-brushing,

    removing the enamel

    3.Abrasive toothpastes

    4.Using a medium or hard

    toothbrush (not American

    Dental Association approved)

    5.Gum recession

    6.Use or overuse of tooth

    whitening products

    7.Clenching or grinding your

    teeth (bruxism)

    Part 2 discusses the actu-

    al reason hypersensivity hurts,

    damaged to the pulp (nerve),

    and available treatments.

    Dr. Brusco is a 1980 graduate

    of The University of Pennsylva-

    nia and has been practicing in

    Kinnelon since 1982. Dr. Brus-

    cos practice is located at 170

    Kinnelon Road, Suite 29A in

    Kinnelon. You may reach him

    by calling 973-838-5862 or

    visiting him on the web at

    www.drbrusco.com.

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 8, Zone 1

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    The 2010 Healthcare

    Act included several

    significant tax changes

    scheduled to take effect next

    year. Listed below is informa-

    tion on two provisions that

    could impact numerous taxpay-

    ers, and what you can do before

    year-end to minimize the nega-

    tive impact of these provisions.

    Cap on healthcare flexible

    spending account (FSA) con-

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    Before the Healthcare

    Act, there was no tax-law limit

    on the amount you could con-

    tribute each year to your

    employer's healthcare FSA

    plan. That said, many plans

    have always imposed their own

    annual limits. Amounts you

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    Starting in 2013, however, the

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    bution for each employee will

    be capped at $2,500. An

    employee employed by two or

    more unrelated employers may

    elect up to $2,500 under each

    employer's health FSA.

    Tax planning implica-

    tions: If you have an FSA plan,

    your employer will ask you near

    the end of the year to decide

    how much you want to con-

    tribute to your healthcare FSA

    for 2013. At that point, the

    new $2,500 contribution limit

    may affect you. Other than

    that, just make sure you use up

    your 2012 contribution before

    the deadline for doing so.

    Higher threshold for itemized

    medical expense deductions

    Before the Healthcare

    Act, the allowable itemized

    deduction for unreimbursed

    medical expenses paid for you,

    your spouse and your depend-

    ents equaled the excess of your

    qualified medical expenses over

    7.5 percent of your adjusted

    gross income (AGI). Starting

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 9

    2013 healthcare provisions and college loan repayment plan application

    are simplified: Noteworthy 2013 healthcare provisions By Robert P. Sokoloff

    continued on page 24

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    visit our website at www.lifeandleisurenj.com October 17, 2012Page 10, Zone 1

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    What are you do-

    ing on Tuesday,

    November 6? Are

    you one of the millions of

    Americans who will choose

    not to vote? If so, how come?

    If the answer is because youre

    too busy, youre definitely not

    alone. The California Voter

    Foundation found that 28 per-

    cent of infrequent voters (and

    23 percent of unregistered

    voters) said they were just too

    busy to vote. Yet a whopping

    91 percent of infrequent vot-

    ers said that voting is an

    important part of being a good

    citizen!

    So whether you are too

    busy with work or simply dont

    want to waste time waiting in

    line at the polls, there is a sim-

    ple solution fill out an

    absentee ballot!

    Anyone registered to

    vote can now do so by absen-

    tee ballot. You do not need to

    provide a reason! This way

    you can cast your vote easily

    from wherever you are and on

    your own time. To get your

    ballot, go to this website:

    www.state.nj.us/state/elec-

    tions/voting-information-

    vote-by-mail.html. Your ballot

    must be received by the coun-

    ty clerk seven days prior to the

    election.

    In addition to being too

    busy to vote, there are other

    excuses people provide every

    year. However, the answers to

    these excuses may not be quite

    as simple as obtaining an

    absentee ballot.

    Many voters believe

    their vote doesnt truly matter.

    Although the way the

    Electoral College system

    works might make an individ-

    ual vote seem insignificant,

    its not. Each state is deciding

    which candidate its electoral

    votes will go toward. If your

    vote did not count, there

    wouldnt even need to be an

    election to begin with. You

    have a voice and you have the

    Too-busy-to-vote and other

    election excuses By Will Brucella

    continued on next page

    facebook.com/lifeandleisurenj

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    State, a Partner Agency of the

    National Endowment of the

    Arts. For more information

    about the October 10 concert,

    or for directions to St. Timothy

    Church at 395 Valley Road in

    Wayne, please call 973-694-

    8316.

    October 28

    The Veritans Club is sponsor-

    ing an Art Exhibition and

    Auction on October 28 to ben-

    efit Camp Veritans. It will be

    presented by Marlin Art from

    Deer Park, New York. The pre-

    view begins at 2p.m. and the

    auction will begin at 3p.m.

    Advance tickets at $10 per per-

    son ($15 per person at the

    door). Refreshments will be

    served. Babysitting will be

    available for $10 per child. In

    order to accommodate every-

    one interested in attending, the

    auction is being held in the

    right to be heard.

    Even those who know

    their vote counts might be dis-

    appointed with both candi-

    dates. That doesnt mean you

    shouldnt vote; take the lesser-

    of-two-evils approach. Whom

    would you definitely NOT

    want to have in office? Maybe

    youre dissatisfied with

    President Obamas past term

    in office. If thats the case,

    vote for Romney! Do you

    know for sure that you dont

    want Romney in office? Then

    secure President Obamas

    position for a second term!

    The winner of the 2012

    Presidential Election is going

    to be leading our country for

    the next four years. Even if

    you absolutely hate the candi-

    dates, you should choose the

    one whom youd rather have

    lead the country.

    Then again, maybe you

    just dont care. Americans

    have a bad reputation for

    being apathetic and voting is

    one of those areas where this

    apathetic attitude really stands

    out. Many are disinterested in

    politics and would much

    rather hear none of it.

    However, people who claim

    not to care about what goes on

    in our government are often

    the first ones to complain

    when things dont go their

    way. If youre upset with the

    state of the country, but take

    no interest in it and refuse to

    participate in elections, you

    really have no right to com-

    plain. Dont stay home and be

    disinterested whatever the

    results of Tuesday, November 6

    hold, they will have an impact

    on your life for at least the

    next four years.

    Voting is one of the many

    rights that had to be fought for

    so we could enjoy the freedom

    of choosing our future leaders.

    At the birth of our country,

    only white men who owned

    their own property were

    allowed to vote; minorities

    and women, although citizens,

    were denied participation in

    elections. It took years of

    protesting to extend this right

    to all U.S. citizens. If we refuse

    to exercise our rights, we put

    ourselves in danger of forfeit-

    ing them. So on Election Day,

    go out and be heard. (Or stay

    in and mail your absentee bal-

    lot!)

    If you are not yet regis-

    tered, its simple and takes

    about five minutes. Go to

    www.registertovote.org.

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 11

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    Too-busy-to-vote and other election excuses

    continued from previous page

    Community Happenings

    continued from page 2

    continued on page 15

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    Halloween is a fun-

    filled holiday for

    children, as well as

    adults. However, for your pet,

    Halloween can be a stressful,

    frightening and even danger-

    ous holiday. Your pet depends

    on you to protect it, so please

    take a few extra precautions to

    help keep your pet safe during

    this Halloween season.

    Your companion animals

    may look very cute in a cos-

    tume, but make sure that it is

    not annoying or unsafe for

    them. It should not obstruct

    your pets vision, or constrict

    movement, hearing, or its

    ability to breathe or bark.

    Also, check for small, dan-

    gling or easily chewed-off

    pieces on the costume that

    your pets could choke on, or

    that may cause harm to them,

    such as elastic, rubber bands

    or buttons. When buying a

    Halloween costume for your

    pets, its very important to

    select the appropriate size.

    Do not leave your pets

    outside on Halloween.

    Instead, keep your pets safely

    inside, away from trick-or-

    treaters and other Halloween

    activities. Your pets will be

    less frightened and will not

    feel threatened by noisy, cos-

    tumed children. Plus, these

    ghouls and goblins can scare

    pets, causing them to escape

    from the yard. It is a good idea

    to keep your outdoor cat

    inside several days before and

    after Halloween. Black cats in

    particular may be at risk from

    children's pranks.

    Its best not to bring the

    family dog along trick-or-

    treating. Although it is nice

    for them to get out and trick-

    or-treat with the family, dogs

    may become difficult to han-

    dle during the noise and con-

    fusion of the festivities. Some

    children you meet may be

    afraid of dogs, especially in the

    dark. Also, take your dog on

    its walk before the Halloween

    festivities begin. This will

    help keep your dog safe and

    calm.

    Even the most social

    dogs and cats should be kept

    in a separate room, away from

    the front door, during trick-or-

    treat visiting hours. Too many

    strangers can be overwhelm-

    ing for a dog or cat, and some

    children may be afraid of ani-

    mals. Also, you open the door

    many times during the

    evening for trick-or-treaters,

    so be very careful your dog or

    cat does not dart outside.

    Make sure your cat or

    dog wears a current animal

    license tag or ID tag on its col-

    lar or is micro-chipped. If, for

    any reason, a pet does escape

    or become lost, you increase

    the chances that your pet will

    be returned to you if he is

    wearing a collar with an ID

    tag.

    Dont share any

    candy with pets, espe-

    cially chocolate. Tell

    your children not to

    share their candy

    with the family pet

    and make sure that

    candy is put out of

    reach after children

    return from their trick-or-

    treating adventures. Candy

    can be harmful and chocolate

    is toxic for animals, causing

    vomiting, restlessness, heart

    disturbances and even death.

    If you suspect your pet has

    eaten chocolate or other

    candy that causes discomfort,

    consult your veterinarian

    immediately. Throw your

    candy wrappers away, too.

    Wrappers and lollipop sticks

    can be dangerous if your pet

    swallows them.

    Keep your pet away from

    potentially hazardous decora-

    tions. Flames from jack-o-

    lanterns and candles could

    singe or burn your pet. Keep

    small Halloween decorations

    away from your pet, since they

    could cause choking.

    Use these tips to have a

    festive and safe Halloween. For

    more information and tips

    about holiday safety for pets,

    call or visit your family veteri-

    narian. Remember, your veteri-

    narian is your very best source

    for advice on keeping your pet

    safe, healthy and happy!

    Dr. Matthew Krupnick is the

    owner of the Pequannock Animal

    Hospital. He grew up in Kin-

    nelon and is happy to be home

    with his wife, three cats and two

    dogs to provide quality and

    compassionate care for your pets

    in the community. The Pequan-

    nock Animal Hospital is located

    at 591 Newark Pompton Turn-

    pike in Pompton Plains. You may

    reach them by calling

    973-616-0400.

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 12, Zone 1

    WHERE YOUR

    PET IS FAMILY

    Dr. Matthew Krupnick, D.V.M.

    Full Service Animal

    Hospital, Specializing

    in Cats & Dogs

    Complete Medical,Dental & Surgical

    Services On Premises

    Caring & Competent Staff

    591 Newark Pompton Tpke.

    (near Friendly's)

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    973.616.0400

    Hours: Mon 8-6pm Tues 8-4pm

    Wed 8-7pm Thurs 8-6pm

    Fri 8-5pm Sat 8-12pm

    FREE ExamNEW CLIENTS ONLY.

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    OpenSaturdays

    www.PequannockVet.com

    Halloween safety tips for pets

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    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 13

    HIGHEST PRICESPAID ON THE SPOT

    Paragon Jewelers

    Record High Gold Prices

    Sell The Gold JewelryYou No Longer Wear

    Rt. 23 N. & Jackson Ave.Pompton Plains

    In The A&P Shopping Ctr.Next To Home Goods

    & T.J. Maxx

    973-839-0611Open Tues.-Fri. 10-6, Sat. 10-5

    Gold Now $1,775 oz.

    WE ALSO BUY DIAMONDS,

    STERLING SILVER & COINS.

    Lauren Krissi, 16, of Wayne is an official state finalist inthe Miss New Jersey Teen USA Pageant, held on Oct.

    1921 at the Parsippany Hilton. Krissi is a junior atWayne Hills High School and her activities include swim-

    ming, gymnastics, running, snowboarding and playing thepiano. The Miss New Jersey Teen Pageant is a

    Donald Trump and NBC Universal joint venture.If you are interested in becoming a sponsor and helping

    Krissi, please contact [email protected].

    Local junior competes

    for Miss New JerseyTeen USA

  • 7/31/2019 221657_1350295771Oct 17, 2012 Z1_low rez

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    visit our website at www.lifeandleisurenj.com October 17, 2012Page 14, Zone 1

    Developing the Foundation for a Lifetime of School Success!

    Family Owned and Operated Est. 1971

    Infants, Toddler, Preschool, KindergartenGrades 1-6Ages 6 Weeks To 12 Years

    (!%!*&&"'&-&,$-$!%%(

    CORE APPLECORE APPLE

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    and they are having theMOST FUN in their

    lives!

    A Truly UniqueMontessori School Unique Phonics

    Reading Program

    Computers Music

    Foreign Language

    3 or 5 Half Days

    Full Days 7am-6pm

    Fastrackids

    Parenting Seminars

    Character Education

    Dance Academy

    Summer Camp Daily Swimming

    Lessons, Heated Pool

    designed for safety of

    young children Sports/Organized Games

    Arts & Crafts

    Field Trips

    Music/Dance

    In House Events

    Nature & Science

    Computers

    Cooking

    )))##"!&%%"$%""%"

    Student musicians from

    School of Rock Wayne

    presented a tribute to the

    music of Woodstock in two

    fundraising concerts earlier this

    month. The two-hour shows

    featured students in the

    schools performance program

    who had rehearsed their reper-

    toires since July.

    In addition to having

    weekly 45-minute private les-

    sons, our performance program

    students also rehearsed for

    To Advertise in Life & Leisure Call 973-696-8008 Student rocked Woodstockfundraiser tribute concert

    Proceeds benefited

    Rock the Pink and Make-a-Wish Foundation

    continued on next page70+7

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    camps Dining Hall which is

    handicap accessible. Camp

    Veritans is located at 225

    Pompton Road in Haledon,

    just down the hill from William

    Paterson University. For tickets

    or information about the Art

    Auction, call Hallie at 973-

    706-5369 or email her at

    [email protected] For

    more information about Camp

    Veritans, call Carla at 973-956-

    1220 or visit www.campveri-

    tans.com.

    Around theCommunity ...

    Women In Transition is offer-

    ing an all-encompassing Work

    Readiness Program designed to

    help eligible women prepare to

    re-enter the workforce and

    three hours each week through-

    out the summer for these con-

    certs, said Maurice Watson,

    general manager of School of

    Rock Wayne. Their levels of

    commitment, talent and pas-

    sion are off the charts, and they

    ripped the roof off in each of

    these amazing concerts.

    School of Rock Waynes

    tribute to the music of

    Woodstock included student

    performances of the most icon-

    ic songs from the 1969 concert,

    including With A Little Help

    From My Friends, Fortunate

    Son, Purple Haze, The

    Weight, and Freedom.

    Classics from Janis Joplin, Sly

    and the Family Stone, Santana,

    the Grateful Dead, and Crosby,

    Stills, Nash and Young were

    also featured.

    The concerts were held at

    Gabriel's Restaurant in Wayne

    and the Shillelagh Club

    Outdoors in West Orange.

    Proceeds went to the Rock the

    Pink and Make-A-Wish

    Foundation.

    For more information

    about School of Rock Wayne,

    call 973-653-5432 or visit

    wayne.schoolofrock.com.

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 15

    Has your child been diagnosed with... Cerebral Palsy

    Autism

    Developmental Delay

    Balance/Coordination Disorder

    Hypertonia (increased muscle tone)

    Hypotonia (low muscle tone)

    Down Syndrome

    Spina Bifida

    Metabolic Disorder

    Traumatic Brain Injury

    18 Newark Pompton Tpke.Riverdale, NJ 07457

    973.616.8300

    Physical Therapy

    Occupational Therapy

    Sensory Integration

    Speech Therapy

    Childhood

    Weight Loss

    ...then give us a call 973.616.8300

    Student rocked Woodstock fundraiser

    tribute concertcontinued from previous page

    Community Happenings

    continued from page 11

    continued on page 23

    b lif dl i j O t b 17 2012P 16 Z 1

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    visit our website at www.lifeandleisurenj.com October 17, 2012Page 16, Zone 1

    Briana Clauss, DCDoctor of Chiropractic

    Webster-breech Certified

    Member of the

    International ChiropracticPediatric Association

    Steven Kleinman PT, MPTPhysical Therapist

    Kinesiotaping CertifiedSports Rehabilitation

    Injury PreventionPrograms

    Post Surgical

    Cornerstone Chiropractic Recently Welcomed To Their Staff:

    i it b it t lif dl i jOctober 17 2012 Zone 1 Page 17

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    Raking leaves is an

    annual event for peo-

    ple in many parts of

    the country. Some people

    enjoy getting out in the crisp,

    autumn air and spending a

    day cleaning up the yard.

    Others do not relish the idea

    of hours upon hours of leaf

    removal from their lawns.

    Making the process easier

    and more enjoyable benefits

    all involved.

    The majority of home-

    owners realize that in order

    to keep their lawn pristine,

    leaves and debris must be

    routinely removed from the

    yard. Raking leaves is an

    activity that takes time and

    energy. It also can be strenu-

    ous work. However, by

    employing a few techniques,

    the work doesn't have to be

    that difficult and it might

    even be fun.

    Invest in a quality rake,

    particularly one that bends a

    bit with each stroke. This

    will help maximize the num-

    ber of leaves that will be col-

    lected with each pass.

    If raking routinely causes

    aches and pains in your arms,

    shoulders and wrists, look for

    ergonomic rakes that are the

    proper height for your body.

    Move your legs when you

    are raking instead of remain-

    ing stationary and just using

    your arms. This will help

    reduce your risk of back pain.

    Use smaller passes of the

    rake to collect leaves. This

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 17

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    Make raking leaves

    easier and maybe fun

    continued on page 18

    visit our website at www lifeandleisurenj com October 17, 2012Page 18, Zone 1

  • 7/31/2019 221657_1350295771Oct 17, 2012 Z1_low rez

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    method is more efficient andless taxing on your muscles.

    Turn on music while you

    are raking. Sing along to the

    tunes or move with the beat,

    and it just may take your

    mind off of the task at hand.Be sure to rake downwind;

    otherwise every pile of leaves

    you collect may end up blow-

    ing around and giving you

    more work.

    Rake leaves in groups.

    Enlist the help of all family

    members so that it will take

    much less time. Plus, every-

    one gets to spend time work-

    ing together. Talking and

    joking around will certainly

    pass the time more quickly.

    Use a leaf blower sparingly.

    It may seem advantageous to

    simply blow the leaves to the

    curb, but this can take more

    time and leaf blowers are

    much noisier. Use the blower

    to dislodge leaves from hard-

    to-reach areas, like behind

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 18, Zone 1

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    Make raking leaves easier and maybe fun

    Include kids when raking leaves to make this chore a family affair.

    continued from page 17

    continued on page 25

    Autumn is a second spring where every leaf is a flower. Albert Camus

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 19

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    visit our website at www.lifeandleisurenj.com, , g

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 20, Zone 1

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    Halloween is a time for

    costumes and candy.

    Americans spend

    roughly $6 billion per year on

    Halloween candy. After

    Christmas, Halloween is the

    countrys second-biggest com-

    mercial holiday.

    Although many people

    like the convenience of buying

    bags of pre-made candy, they

    will not have control over theamount of sugar or the other

    ingredients that are being put

    into these confections. This

    Halloween, celebrants may

    want to make their own sweet

    treats to hand out or share at

    Halloween festivities.

    Chocolate lollipops: All it

    takes is a mold, heating device

    and some chocolate candy

    melts to make delicious and

    eye-catching homemade lol-lipops. A visit to the craft store

    will probably yield all of the

    ingredients you need. Some

    kits feature squirt bottles that

    can be filled with chocolate,

    heated in the microwave and

    then easily squirted into the

    candy molds.Cake pops: A revolution in

    dessert, cake pops can be made

    in two ways. The first method

    is baking a cake and then crum-

    bling it up into a bowl. Then a

    container of cake frosting is

    added, making the mixture

    moldable. The mixture is thenformed into balls, which are

    put on lollipop sticks and

    dipped into melted chocolate.

    The second cake pop method is

    to purchase pans or special waf-

    fle-iron-type devices that turn

    batter into balls while cooking.

    Then the cake balls are put on

    sticks and covered in frosting or

    chocolate.

    Candied fruit: Caramel-cov-

    ered apples are an autumn tra-

    dition, but you also can dip

    bananas into chocolate orpieces of pineapple for a pseu-

    do-healthy treat.

    Chocolate bark: Create a

    healthy and delicious mixture

    of ingredients by melting dark

    chocolate and adding in nuts,

    dried cranberries, raisins, sun-

    flower seeds, or anything else

    you can think off. Pour the

    mixture on a piece of waxed

    paper and allow to harden in

    the refrigerator. Then cut intochunks and enjoy.

    v s t ou webs te at j

    of course!Fresh seafood, the finest quality meats, seasonal ingredients and a chef

    who ensures every course is prepared to perfection. Thats our recipe for success.

    WE WILL BE OPENFOR PRIVATE PARTIES ON

    MONDAYS & TUESDAYSvisit us on facebook

    www.linasristorante.com.

    49 MAIN STREET | BLOOMINGDALE

    973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.comJust off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am

    Restaurant & Fine Catering

    Catering For All Occasions,

    On & Off Site

    Gift Certificates Available

    Daily Lunch Buffet & Full Menu

    with Specials

    Take-Out Full Bar

    ATouchOfItalyInBloo

    mingdale

    A Warm, Elegant & Engaging Atmosphere

    CUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday

    4PM-11PM

    50% OffEntire Check18% Gratuity added to total bill.

    Not valid with any other offers.

    LinasA Touch Of Italy In Bloomingdale

    Since 1983

    Book EarlyFor Your Special

    Occasion orHoliday Party!

    CASHONLY

    Up to 6 People. Valid on Food Only. Not valid w/creditcard payments. 1 coupon per table. Exp. 11/17/12. LLa

    Up to 6 People. Valid on Food Only.

    1 coupon per table. Exp. 11/17/12.LLb

    PAY WITH CASH

    & RECEIVE

    PAY WITH CREDIT CARD

    & RECEIVE

    754 Totowa Rd, Totowa 973-942-8229www.barnyardandcarriagehouse.com

    YOUR FOOD TOTAL

    YOUR FOOD TOTAL

    Sweet treats for Halloween

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 21

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    Wayne Valley

    High School is

    getting ready for

    its fall craft show on Sunday,

    Oct. 21 from 10am5pm.

    Promoted by P.J.s

    Promotions and sponsored

    by the Wayne Valley Band

    Parents, the craft show will

    feature over 100 qualitycrafters from four states, sell-

    ing handmade crafts, art and

    photography.

    Just some of the items featured

    at the show will be womens

    and girls apparel, denim

    quilts, stained and painted

    glass, designer hair acces-

    sories, handcrafted paper

    mache pumpkins, florals,

    lighted glass blocks, fiber,

    handmade jewelry, soaps andcandles, soft sculptures,

    ceramics, folk art, fine photog-

    raphy, wood garden decora-

    tions, wine bottle clocks,

    handmade bags and totes,

    framed historic baseball pho-

    tos, and origami.

    Tasty homemade choco-

    lates will be available from

    Dominic Aldi of Wayne and

    embellished girls apparel will

    be for sale by MaurennFrancella of Woodland Park.

    Turned wood pens, cutting

    boards and quality soaps will

    be showcased by Maureen

    Harris-Coyle of Haledon.

    Potter Mary Mahon of

    Hawthorne will be partici-

    pating and Cathy Lawrence

    of West Caldwell will have

    hand knits and jewelry on

    display. Jewelry designers

    Susan Harris of Wayne andSandra Lampmann of

    Clifton will also be joining

    in the festivities.

    Admission is $3 each and

    the sponsors will serve lunch

    throughout the day.

    Wayne Valley High School is

    located at 551 Valley Road

    in Wayne. For directions

    and information, go to

    www.pjspromotions.com or

    call P.J.s Promotions at201-666-1340.

    j

    Cannot combine with any other offers. Coupon must be presented before ordering.Maximum 2 coupons per table. Not valid for parties of 8 or more.NOT VALID ON HOLIDAYS. Excludes tax. Expires 11/14/12.

    *

    LUNCH SPECIAL6 Choices for

    1. Grilled Chicken or Shrimp Caesar Salad

    2. Eggplant Parmigiana Platter or Hero

    3. Chicken or Shrimp Scampi over Pasta

    4. Chicken, Shrimp or Sole Francaise with Vegetable

    5. Meatloaf with Mashed Potatoes

    6. Fried Shrimp & French Fries

    7. Hamburger Platter with French Fries

    18% Gratuity will be applied to check prior to discount. Cannot combine with any other offers. Coupon must bepresented before ordering. Maximum 1 coupon per table. Not valid for parties of 8 or more.NOT VALID ON HOLIDAYS Excludes tax.Expires 11/14/12. LIMITED TIME OFFER.

    With the purchaseof a beverage.

    With minimum

    Food purchase of

    $35.00

    $10Off*

    Not to be combinedwith $9.99 or

    $10.99 coupons.

    *

    MONDAY - SATURDAY

    710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

    MONDAY-SATURDAY

    Cannot combine with any other offers.Coupon must be presented before ordering.Maximum 1 coupon per table. Not valid forparties of 8 or more. NOT VALID ON HOLIDAYS.Excludes tax. Expires 11/14/12.

    *

    With the purchaseof a beverage.

    $599

    RESTAURANT

    WE ACCEPT ALL COMPETITORS COUPONS!!

    *

    *RESTRICTIONS APPLY.

    ALL DAY

    MONDAY TO SATURDAY

    With the purchase of 2 beverages.

    Buy 1 EntreeGet 1 FREE!!!

    HAPPY HOUR (3pm to 6pm Monday - Saturday) at Bar Only$3 House Wine - $3 All Beer - $4 House Martinis & Drinks

    1/2 PRICE APPETIZERS (4:30pm to 9:30pm Monday - Thursday)

    WAYNE1176 Hamburg Tpk.

    973-633-8800OPEN 7 DAYS 2 LARGE PIES

    Only$1999VALID ON DELIVERY AND CARRY-OUT ONLY. NOT VALID ON DINE-I N.

    WITH COUPON. CANNOT BE COMBINED WITH ANY OTHER OFFER.

    EXPIRES 11/30/12.

    VALID ON DELIVERY AND CARRY-OUT ONLY. NOT VALID ON DINE-I N.

    WITH COUPON. CANNOT BE COMBINED WITH ANY OTHER OFFER.

    EXPIRES 11/30/12.

    $500OFF

    CHICKEN VEAL SEAFOOD PASTA HOT & COLD SANDWICHES

    Full Menu, Prices & OnlineOrdering Available at

    afpizza.comThe Perfect Mix of Restaurant,

    Pizzeria & Home DeliveryNow with 8 great locations serving Northern NJ

    FREE DELIVERYTo all of Wayne & Surrounding Areas At Anthony Francoswe take our food preparation veryseriously, and with so many pizzerias in our area vying foryour business, we expect our customers to also take the food

    quality that they expect very seriously. Our buying powerfrom operating9busy stores means not only

    lower prices for our customersbut exclusive deals withone of Wisconsins finest cheese dairies.

    At Anthony Francoswe frown on the word "frozen"as wereceive daily meat and vegetable deliveries from the HuntsPoint market in NY. Most of all, our pasta is of thefinestquality, made freshand delivered to us weekly from one

    of Brooklyns oldest Pasta Houses.

    FAMILYFRIENDLY

    It really is a... "Taste you can trust at prices that are just right!"

    LARGE PARTY ROOM FOR ALL OCCASSIONS

    $30 OR MORE

    Fall craft show approaches

    at Wayne Valley High School

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 22, Zone 1

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    Hitting a foul shot can

    be tough, especially

    for a local youngster

    who wants to win the Elks

    Hoop Shoot free throw con-

    test. Contestants stand at the

    free throw line, bounce the

    basketball a few times, look up

    at the hoop, pump up the

    shot, watch it hit the rim, rollaround a couple of times

    and drop in!

    Local kids can participate

    in the Wayne Elks Lodge

    #2181 National Hoop Shoot

    free throw contest on Saturday,

    Nov. 10 at the Immaculate

    Heart of Mary School in

    Wayne. This contest is free of

    charge and gifts will be given to

    the first 100 participants.

    Winners in each categoryreceive trophies for first, second

    and third place.

    Registration starts at 12:30pm

    and the contest begins at 1pm.

    The competition will be held

    for kids in age brackets 89,

    1011, and 1213. Age

    requirements are as of April 1,

    2013. All kids need to do is

    bring sneakers and a copy of

    their birth certificate.

    Kids in the free throwcontest advance through local,

    district, state and national lev-

    els. One boy and one girl in

    each of the three categories

    wins a national title at the

    finals in Springfield, Ma.

    Parents get to travel to

    Springfield with their kids to

    share in this special event.

    The top six national final-

    ists names are inscribed in the

    Naismith Memorial BasketballHall of Fame.

    This national program is

    meant to help build character,

    while promoting integrity, hard

    work, quality family time and

    good sportsmanship. The Elks

    Hoop Shoot Contest boasts the

    largest non-commercial, co-

    educational sports program in

    America. More than three mil-

    lion kids participate each year.

    The Benevolent andProtective Order of the Elks are

    committed to providing a

    healthy future for Americas

    youth, also sponsoring the

    Elks Most Valuable Student

    Scholarship Program and

    Youth Veteran Volunteers.

    Kids or parents who have

    any questions can call Lenny

    Agrusti at 973-872-3566. More

    information is available on

    the web at www.elks.org/hoopshoot.

    Wayne Elks sponsor

    annual hoop shoot contest

    !#$"!"

    facebook.com/lifeandleisurenj

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 23

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    obtain living wage employmentopportunities. Beginning

    Tuesday, October 9 participants

    will meet on Tuesdays and

    Thursdays from 12:30-2:30p.m.

    for six weeks to fine-tune job

    search techniques, sharpen

    skills and market yourself in

    this competitive job market.

    Job search and work training

    areas will include: personality

    and interest assessment; goal

    setting and career planning;resume writing; interviewing

    and salary negotiation skills.

    The program will also include

    an interview practice session

    and critique. Please call 973-

    694-9215 to determine eligibil-

    ity. Registration is required for

    this free Work Readiness

    Program. Visit our website

    www.waynecounselingcenter.o

    rg for program outline.

    The new EntertainmentBooks are here and Wayne

    Presbyterian Church has them!

    The price remains the same as

    last year- just $30. The books

    offer discounts on fine dining,

    fast food, travel, family activi-

    ties, movies and much more.

    Books from other states and

    Canada are also available upon

    Alongtime resident of Wayne, Natalie Lentini entered into real es-

    tate and has since been a busy, successful professional realtor. Thisyear to date, she has closed over 25 units.

    Natalies clients appreciate her great customer service. She followsthe transaction to a smooth closing process. We are all pleased that Na-

    talie is associated with our office, said Patti Tahan, branch manager ofthe Wayne Coldwell Banker regional marketing center.

    Whether buying or selling, you can reach Natalie Lentini at theWayne office at 973-694-8000 or on her cell at 201-486-3115.

    JEFFERSON $449,000New Const.-C/H Col. 4BRS/3BTHS, FR w/brickFP, H/W Flrs, open front Porch, cul-de-sac loc.KIN2188

    Kinnelon/Smoke Rise 973-838-9300

    RIVERDALE $282,900New construction at The Grande-862sf Dog-wood model w/2 clubhouses, pools, gyms, ten-nis, MORE! 1 & 2BRs also avail. WYN0770

    Wayne 973-694-8000

    WAYNE $279,000Approx 2600sf Luxury HiRise unitw/2BR,2.5Bth,FamRm,EIK,LR/DR. Near NYtrans w/24hr drman & pool.1360 Ham-burgTpk#109. WYN0807

    Wayne 973-694-8000

    FRANKLIN LAKES $1,899,000Beautiful 8BR 6.1Bath home in prestigiousWestGate w/3 Kit,3 Fplcs,In-law Ste,walk out

    lower level,4GAR&so much more! WYN0803Wayne 973-694-8000

    WAYNE $359,900Lovely 3BR 1.5Bth Packanack Lake Ranchw/open flr plan, LR/fplc, updated Kitchen & Bath+ many more updates! WYN0718

    Wayne 973-694-8000

    GREEN POND $700,000Wonderful oppor. to build your LakefrontDream Home! Prelim. approved plans for a4500SF home w/2C Gar. KIN1982

    Kinnelon/Smoke Rise 973-838-9300

    WAYNE $424,900Lovely Packanack Lake 4BR 3Bath Splitw/FamRm, LR/fplc, FDR, EIK + 2GAR.WYN0587

    Wayne 973-694-8000

    WAYNE $479,000Wonderful well kept 3BR home w/numerous up-dates incl Kitchen & 2.5Bths,FamRm/fpl,2ndKit,beautiful priv yd,CA + 2GAR. WYN0778

    Wayne 973-694-8000

    WAYNE $747,000Newer custom unique 4/5BR 4Bth spectacularColonial w/impressive open fl plan-perfect forentertaining! 2GAR. WYN0757

    Wayne 973-694-8000

    WAYNE $439,000Lg 2900sf 4BR 3Bath Split on .5ac w/open flplan, nwr Kit, HW fls, MBR Ste + MORE inbeautiful area in a conv loc. WYN0567

    Wayne 973-694-8000

    WAYNE $429,900Spacious 3BR 3.5Bth HighPoint twnhme w/EIK,MBR/great MBth, DR, FamRm, Ofc &RecRm/fpl, Patio + GAR. Pool,Tennis,Clbhse.WYN0595

    Wayne 973-694-8000

    KINNELON $425,000Smoke Rise-Perfect entry point into the SRlifestyle. 3BR/2BA Ranch waiting for new own-ers. KIN3333

    Kinnelon/Smoke Rise 973-838-9300

    KINNELON $599,000Great Price-Turnkey 4BR/3.1BA CHC. H/W Flrs.,FP, Crown Moldings; 2C Gar.; above groundPool. KIN3094

    Kinnelon/Smoke Rise 973-838-9300

    KINNELON $499,000Nestled for privacy-Cust. 4BR/3BA w/Contemp.

    flair./Andersen windows/C/A/2C Gar. KIN1996

    Kinnelon/Smoke Rise 973-838-9300

    KINNELON $999,000Ests of Kinnelon-5BR/3.1BA CH Col.features 2Story Grand Ent.w/open bridge 2nd level/Chef'sKit./top of the line Appl. KIN1994

    Kinnelon/Smoke Rise 973-838-9300

    BUTLER $269,500Great 2BR 2Bth unit-custom Kit,HW fls,gatedcomm w/pool,clbhse,gym. Quick closing poss.

    CambridgeHts,134 Barrister. WYN0473Wayne 973-694-8000

    KINNELON $899,000Smoke Rise-New Const. being blt. 4BRS3.1BTHS w/finest quality. Enjoy boating/swim-ming in this premier gated Comm. KIN3031

    Kinnelon/Smoke Rise 973-838-8400

    POMPTON LAKES $279,999Perfection best describes this 3BR/2BA Bi-Level. An opportunity that does not come alongevery day, so hurry in! KIN1304

    Kinnelon/Smoke Rise 973-838-9300

    KINNELON $699,000Smoke Rise-Impressive 4BR/3.1BA Cust. TudorRanch/priv. setting on quiet cul-de-sac w/spect.Mtn. views/3C.Gar. KIN6000

    Kinnelon/Smoke Rise 973-838-8400

    KINNELON $750,000Smoke Rise-5BR/4.1BA Contemp. on 3.32Acs@ end of culdesac, 3C.Gar., newly stagedpool/patio/deck. KIN1940

    Kinnelon/Smoke Rise 973-838-8400

    KINNELON $999,000Smoke Rise: Lakefront luxury-exquisite 6,000SF Georgian Col. on 3Acs. in the prestigiousSmoke Rise Comm. KIN9352

    Kinnelon/Smoke Rise 973-838-8400

    KINNELON $259,000Triplex Unit-2BRS 3.1 BTHS, 1C Gar. Quietneighborhood/only mins. to transp/shopping.Original owner. Must be 55+. KIN2146

    Kinnelon/Smoke Rise 973-838-9300

    WAYNE $389,000Move-in cond 3BR 2.5Bth BoulderRidge endunit twnhm w/updtd Kit,HW fls,tons of naturallight,priv backyd/lg deck. WYN0311

    Wayne 973-694-8000

    WAYNE $549,900Lush priv CedarHill 5BR 2Bth Col w/1st fl MBRSte/priv terrace & vault ceil + 2nd fl MBR,updtdKit,FamRm/fpl, fin bsmt. WYN0758

    Wayne 973-694-8000

    Community HappeningsNatalie Lentini returns

    to Wayne Coldwell Bankercontinued from page 15

    continued on page 25

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 24, Zone 1

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    Prior Proper PlanningPrevents Poor Performance

    Period! regardless of the

    election outcome. This is my

    Pledge of Allegiance to my

    clients, constituents and col-

    leagues! A great financial

    advisor will have a game

    plan and an opinion on how

    to manage client money

    regardless of the political or

    economic environment! If

    you have lost faith in yourcurrent advisor or have no

    financial advisor, NOW is

    the time to engage one! I

    remind you that the Federal

    deficit exceeds $16 Trillion.

    This inconceivable number

    will permeate our lives until

    long after we are dead. It

    will affect our children and

    their children and their chil-

    dren. You must take action

    implementing a portfoliodefense strategy and plan yet

    be positioned for growth when

    the markets return to pro-

    longed profitability (a BullRun).

    My advice is to vote for

    astute financial advice, guid-

    ance and preparation so that

    whichever way the political

    tide turns, your fortune will bethere for you and for your

    family.

    Mark E. Charnet is Presidentand Founder of American Pros-

    perity Group. APG is the Pre-

    mier Retirement and Estate Plan-

    ning Franchise in the United

    States with 18 offices in 10

    states. Mr. Charnet is a Certi-

    fied Annuity Specialist and has

    over thirty years of experience

    in the Retirement and Estate

    Planning fields. Creator of the

    Trinity Method of Investing,

    Mark encourages your inquiriesand can be reached at:

    877-885-1APG (1274)

    or 973-831-4424

    or via email,

    [email protected]

    Check out our website:

    www.1APG.com Interested in

    a career in retirement and

    estate planning?

    Check out this website:

    www.APGFranchise.com Secu-

    rities through: BCG Securities,Inc. Member SIPC, FINRA and

    a Registered Investment Advisor.

    old will be raised to 10 percentof AGI for most individuals.

    However, if either you or your

    spouse reach age 65 by Dec. 31,

    2013, the new 10 percent

    threshold will not take effect

    until 2017. (In other words, the

    long-standing 7.5 percent

    threshold will continue to

    apply to those taxpayers for

    20132016.) Also, if you or

    your spouse turn 65 between

    20142016, the long-standing7.5 percent threshold will apply

    for that year through 2016.

    Starting in 2017, the 10 per-

    cent threshold will apply to

    everyone.

    Tax planning implica-

    tions: If you will be affected by

    the new 10 percent threshold

    next year, consider accelerating

    elective qualifying unreim-

    bursed medical expenses into

    2012 so that your allowablemedical expense deduction for

    this year will be based on the

    more taxpayer-friendly 7.5 per-

    cent threshold.

    College loan repayment plan

    application is simplified

    Federal college loan bor-

    rowers have several repayment

    plan options. One option

    income-based repayment (IBR)

    is about to get simpler.Under IBR, required monthly

    payments are capped based on

    income and family size.

    Previously, applicants had toenter their income tax data

    onto the application. Now, the

    Department of Education is

    collaborating with the IRS so

    applicants can import their tax

    return data directly into the

    IBR application and submit it

    online. This will allow borrow-

    ers to complete the application

    in one sitting.

    Robert P. Sokoloff and Associ-ates, PC, is a year-round full-

    service CPA firm, providing a

    wide range of accounting and tax

    services to both small business

    and individual clients. They are

    QuickBooks certified pro advisors

    and provide new business set up,

    training and support. Their office

    is located at 166 Main Street in

    Lincoln Park. Their website is

    www.cpanewjersey.com and their

    e-mail is [email protected] contact them by phone, please

    call 973-633-1001.

    CEDAR GROVE $199,900Clean/updated first floor Condooffers newer kitchen and bath,separate dining area, refinishedhardwood, and many closets/storage.

    Web#2972868Call Michael King

    WAYNE $899,000Taxes reduced. This 6,200 squarefoot custom home offers 40x20master bedroom, pool and muchmore!

    Web#2888697

    Call Dawn Coe

    HAWTHORNE $229,000Great starter home that offerslarge living room, eat-in kitchen,3 bedrooms, plus office space.Being sold in as is.

    Web#2972681

    Call Kelly Missonellie

    WAYNE $659,900Updated Center Hall Colonial offersnewer kitchen Viking appliances,granite counter tops, tumbledmarble, high ceilings, fireplace,and pool.

    Web#2968891Call Joseph Vecchione

    PATERSON $499,000Investment opportunity. Package dealbeing sold as is. Owner motivated!Sale includes bar, apartments,business and liquor license.

    Web#2972723

    Call Joseph Simone

    WAYNE $449,000Great price for this beautiful,totally renovated, 4 bedroom, 2.5bath home with living and diningroom, kitchen, hardwood floors,fenced yard.

    Web#2971655Call Nafi Sela

    PATERSON $289,900Newer 2 family home built in 2007offers 3 bedrooms, 2 full baths oneach floor. Separate laundry roomeach floor. 3 car garage and more.

    Web#2971979

    Call Kevin Casper

    WAYNE $319,000Spread out in this oversized CapeCod located in a fantastic neigh-borhood. This Valley section homefeatures an abundance of space.

    Web#2972312

    Call Shawn Anen

    PATERSON $199,900This 3 bedroom, 3 bath Coloniallocated in the Hillcrest section sitson a corner property with drivewayand 2 car garage.

    Web#2971617

    Call Ryan Jackson

    WAYNE $168,000Ranch home features living room,eat-in kitchen, 2 bedrooms, unfin-ished basement. Being sold in asis condition.

    Web#2972164

    Call Joseph Simone

    PEQUANNOCK $449,000Great oversized corner lot loca-tion. Immaculate 3 bedroom Capefeatures eat-in kitchen, granitecounter tops, finished basement,and pool.

    Web#2971989Call Joseph Simone

    WOODLAND PARK $138,000This 2 bedroom Ranch is conve-niently located near schools, parks,shopping and major highways. Beingsold in as is condition. Fenced Yard.

    Web#2971872

    Call Joseph Simone

    2012 Independently Owned and Operated by the Rand Family and Licensed in NY, NJ, and CT

    PREAKNESS REALTYEstablished 1968

    P r e a k n e s s R e a l t y h a s J o i n e d B e t t e r H o m e s a n d G a r d e n s R a n d R e a l t y

    Same Faces...

    NEW NAME

    2013 healthcare provisions and college loan repayment plan

    continued from page 9

    Election Day is almost here Who should you vote for?

    continued from page 4

    visit our website at www.lifeandleisurenj.comOctober 17, 2012 Zone 1, Page 25

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    request. To purchase a book,

    call Wayne PresbyterianChurch at 973-694-7109 or

    stop by the church office locat-

    ed at 1200 Alps Road at the

    corner of Ratzer Road in

    Wayne. Office hours are

    Monday through Friday from

    9a.m. to 1p.m.

    The Golden Age Circle of

    Wayne, Inc. (GACW) is an

    active non-profit senior group

    sponsored by the Wayne

    Department of Parks and

    Recreation that meets every

    Thursday at 1p.m. in the PAL

    Building, 1 PAL Drive inWayne. Coffee is served after

    each regular meeting and mem-

    bers enjoy an afternoon of fel-

    lowship. Day trips and

    overnight trips are scheduled

    throughout the year, certain

    meetings host special speakers,

    and bingo is played for only

    GACW members one

    Thursday during each month.

    To qualify as a member, you

    must be a Wayne resident of at

    least 50 years of age. Yearly dues

    are $7. For more information,

    call Val Turner, assistantrecording secretary, at 973-694-

    5094. Or, come visit us!

    Professional musicians and

    vocalists of the Wayne Seniors

    Swing Band will perform for

    your dancing and listening

    pleasure on the third Tuesday

    of each month. Requested

    donation is $2 from members of

    the Wayne Elks Lodge and

    members of the Wayne Adult

    Community Center. For allothers, requested donation is

    $3. Light refreshments will be

    served. Performances will take

    place from 12:30-2:30p.m. at

    the Wayne Elks Lodge, 50

    Hinchman Ave. For more

    information, call 973-633-

    0734.

    bushes or under decks. Then

    rake the leaves into manage-able piles.

    Wait until after the peak

    time for leaves to be falling

    before you do the majority of

    raking. Otherwise, you could

    spend just about every

    Saturday and Sunday clean-

    ing up leaves.

    Create family-centered

    games while raking. Have

    contests to see who can rake

    the largest pile in the short-est amount of time. Take

    breaks so that everyone can

    enjoy jumping in a giant leaf

    pile or horsing around.

    Host a leaf-raking party

    with friends and family mem-

    bers. Tie it into a day when

    there is a football game on

    television, or toss around the

    old pigskin after the job is

    done.

    Use two garbage pail lids to

    pick up leaves and put them

    into disposal bags. You'll grab

    more leaves in each pass.There are some leaf blowers

    that can vacuum up leaves

    and mulch them at the same

    time. Put a portion of this

    leaf mulch into a compost

    pile or in your garden beds.

    If your town collects leaves

    curbside, be sure to keep

    them in a neat pile to reduce

    the likelihood of leaves mak-

    ing their way into a nearby

    sewer.Leaf cleanup is a neces-

    sary task, but the task doesn't

    have to be tedious and time-

    consuming.

    MARIA FERRITO

    973-986-6914 Cell

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    Want A Future??

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    MOVING & STORAGE INC.

    WayneLocal Moving Specialists

    Expert Piano Moving Small Jobs WelcomedProfessional Office Moving

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    continued from page 18

    To Advertisein Life & Leisure

    Call 973-696-8008

    Community HappeningsMake raking leaves easier and maybe fun

    continued from page 23

    continued on page 27

    visit our website at www.lifeandleisurenj.com October 17, 2012Page 26, Zone 1

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    SERVICE DIRECTORY & CLASSIFIEDS

    Longo Construction

    973-838-8693

    All Types of Brick, Block,Concrete, Fireplaces,

    Foundations etc.

    Free Estimate - Fully Insured

    Bloomingdale

    Zinet MasonryConstruction

    973.452.2647Lic#13VHO3920800

    Installation & RepairsBRICKS, BLOCK &

    CONCRETECAULKING, ETC.

    POWER WASHING

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    Interior & Exterior Painting Residential Specialists Power Washing Paper Removal & Installation Brush Roll Airless Spray Fully Insured FREE Estimates

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    973-839-7403

    KovachRoofing

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    973-835-5330Senior Citizen Discount

    $300 OFFANY JOB OF$3,000 MORE

    Vinyl SidingReplacement Windows Residential Roofing 35+ Years ExperienceFree Estimates Fully Insured973-696-5699

    ROSSROOFING & SIDING

    Tree Removal Lot Clearing Stump Grinding Chipper Service

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    We will beat anywritten estimate

    References availableupon request

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    LikeWhatLike What

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    KevinThe PainterA True Professional

    Decorative, Faux &Textural Finishes, Glazing,

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    Interior/ExteriorFully Insured

    References available

    20 years Experience

    973-979-8043

    Stephen FoxPlumbing & Heating

    Small Repairs,Alter, Drain Svc.

    INSURED BONDED

    973-839-1054

    Lic.#7467

    STURDY METAL, BLACK& GRAY BUNK BEDS

    Like new, only a year old

    from Ashley Furniture.Full Size Lower Bed,

    Twin Upper Bed w/ladder

    Only $250Lisa 973-851-2346

    FOR SALEBrand New Real Hickory

    Hardwood FlooringStill in original box.

    4" wide planks185 sq. feet ($2.43 a sq. ft)

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    Call Lisa973-851-2346

    The Original

    Georges PaintingInterior and Exterior

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    Free Estimates Fully Insured

    973-628-9143Established 1986

    The Annual Membership Drive for the

    Friends of the Wayne Public Library is now

    underway. Current members are asked to renew

    their membership for 2012. New members are

    always welcomed; membership forms are avail-

    able at the main library (461 Valley Road) andat the Preakness branch (1006 Hamburg

    Tpke). Members of the Friends serve as volun-

    teers in the Friends Room, help with the

    Lunchbox Learning programs, and help sort

    donations of used books that are sold by the

    Friends to benefit the library. Visit the Friends

    Room at the main library, located on the right

    after you enter. A large selection of used media

    is available at bargain prices, including novels,

    childrens books, non-fiction, biography, cook-

    books, collectibles, vintage books, records, and

    magazines. Be a part of your library join theFriends. For more information, call 973-694-

    4272 ext. 5405.

    Visiting Angels of Wayne in association with

    the Alzheimers Foundation of America is offer-

    ing free and confidential year-round memory

    screenings. The screenings are available on the

    third Wednesday of each month from 2-4p.m.

    by appointment only. The screenings are held

    at the Visiting Angels office located at 2190

    Hamburg Turnpike in Wayne. Visiting Angels