atg · 2020-03-24 · atg attorneys' title guaranty fund, inc. commitment no. 200163102370...
TRANSCRIPT
�ATG ATTORNEYS' TITLE GUARANTY FUND, INC.
Commitment No. 200163102370
CHAMPAIGN, ILLINOIS
COMMITMENT FOR TITLE INSURANCE American Land Title Commitment for Title Insurance-adopted August 1, 2016
NOTICE
IMPORTANT-READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST ATTORNEYS' TITLE GUARANTY FUND, INC, (ATG®) INVOLVING THE CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT
THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION, OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY ATG TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION, ARE PROPRIETARY TO ATG, WERE PERFORMED SOLELY FOR THE BENEFIT OF ATG, AND CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED.
ATG'S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT ATG HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY OTHER PERSON
COMMITMENT TO ISSUE POLICY
Subject to the Notice; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions; and the Commitment Conditions, Attorneys' Title Guaranty Fund, Inc., (ATG) commits to issue the Policy according to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date shown in Schedule A for each Policy described in Schedule A, only when ATG has entered in Schedule A both the specified dollar amount as the Proposed Policy Amount and the name of the Proposed Insured.
If all of the Schedule B, Part I-Requirements have not been met within six months after the Commitment Date, this Commitment terminates and ATG's liability and obligation end.
ATG FORM 1000-16 li!ATG (REV 10117)
This page is only a part of a 2016 ALTA® Commitment for Title Insurance. This Commitment is not valid without the
Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements;
Schedule B, Part II-Exceptions; and a counter-signature by A TG or its issuing agent that may be in electronic form}.
"ATG" is a reg,stered trademark of Attorneys T,tle Guaranty Fund. Inc Page 1 of3
1. DEFINITIONS
COMMITMENT CONDITIONS
(a) "Knowledge'" or '"Known'": Actual or imputed knowledge, but not constructive notice imparted by the PublicRecords.
(b) '"Land": The land described in Schedule A and affixed improvements that by law constitute real property.The term "Land'" does not include any property beyond the lines of the area described in Schedule A, norany right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, orwaterways, but this does not modify or limit the extent that a right of access to and from the Land is to beinsured by the Policy.
(c) "Mortgage'": A mortgage, deed of trust, or other security instrument, including one evidenced by electronicmeans authorized by law
(d) "Policy'": Each contract of title insurance, in a form adopted by the American Land Title Association, issuedor to be issued by ATG pursuant to this Commitment.
(e) "Proposed Insured'": Each person identified in Schedule A as the Proposed Insured of each Policy to beissued pursuant to this Commitment.
(f) "Proposed Policy Amount": Each dollar amount specified in Schedule A as the Proposed Policy Amount ofeach Policy to be issued pursuant to this Commitment.
(g) '"Public Records'": Records established under state statutes at the Commitment Date for the purpose ofimparting constructive notice of matters relating to real property to purchasers for value and withoutKnowledge.
(h) "Title'": The estate or interest described in Schedule A.
2. If all of the Schedule B, Part I-Requirements have not been met within the time period specified in theCommitment to Issue Policy, this Commitment terminates and ATG's liability and obligation end.
3. ATG's liability and obligation is limited by and this Commitment is not valid without:
(a) the Notice;
(b) the Commitment to Issue Policy;
(c) the Commitment Conditions;
(d) Schedule A;
(e) Schedule B, Part I-Requirements;
(f) Schedule B, Part II-Exceptions; and
(g) a counter-signature by ATG or its issuing agent that may be in electronic form.
4. ATG'S RIGHT TO AMEND
ATG may amend this Commitment at any time. If ATG amends this Commitment to add a defect, lien,encumbrance, adverse claim, or other matter recorded in the Public Records prior to the Commitment Date, anyliability of ATG is limited by Commitment Condition 5. ATG shall not be liable for any other amendment to thisCommitment.
5. LIMITATIONS OF LIABILITY
(a) ATG's liability under Commitment Condition 4 is limited to the Proposed lnsured's actual expense incurredin the interval between A TG's delivery to the Proposed Insured of the Commitment and the delivery of theamended Commitment, resulting from the Proposed lnsured's good faith reliance to:
(i) comply with the Schedule B, Part I-Requirements;
(ii) eliminate, with ATG's written consent, any Schedule B, Part II-Exceptions; or
(iii) acquire the Title or create the Mortgage covered by this Commitment.
(b) ATG shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested theamendment or had Knowledge of the matter and did not notify ATG about it in writing.
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(c) ATG will only have liability under Commitment Condition 4 if the Proposed Insured would not haveincurred the expense had the Commitment included the added matter when the Commitment was firstdelivered to the Proposed Insured.
(d) ATG's liability shall not exceed the lesser of the Proposed lnsured's actual expense incurred in good faithand described in Commitment Conditions 5(a)(i) through 5(a)(iii) or the Proposed Policy Amount.
(e) ATG shall not be liable for the content of the Transaction Identification Data, if any.
(f) In no event shall ATG be obligated to issue the Policy referred to in this Commitment unless all of theSchedule B, Part I-Requirements have been met to the satisfaction of ATG.
(g) In any event, ATG's liability is limited by the terms and provisions of the Policy.
6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT
(a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under thisCommitment.
(b) Any claim must be based in contract and must be restricted solely to the terms and provisions of thisCommitment.
(c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement betweenthe parties with respect to the subject matter of this Commitment and supersedes all prior commitmentnegotiations, representations, and proposals of any kind, whether written or oral, express or implied,relating to the subject matter of this Commitment.
(d) The deletion or modification of any Schedule B, Part II-Exception does not constitute an agreement orobligation to provide coverage beyond the terms and provisions of this Commitment or the Policy.
(e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a personauthorized by ATG.
(f) When the Policy is issued, all liability and obligation under this Commitment will end and ATG's onlyliability will be under the Policy.
7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT
The issuing agent is ATG's agent only for the limited purpose of issuing title insurance commitments and policies.The issuing agent is not ATG's agent for the purpose of providing closing or settlement services.
8. PRO-FORMA POLICY
ATG may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage that ATG mayprovide. A pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is delivered to aProposed Insured, nor is it a commitment to insure.
9. ARBITRAT ION
The Policy contains an arbitration clause. All arbitrable matters when the Proposed Policy Amount is $2,000,000 orless shall be arbitrated at the option of either ATG or the Proposed Insured as the exclusive remedy of the parties.A Proposed Insured may review a copy of the arbitration rules at www.alta.org/arbitration.
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{&-ATTORNEYS' TITLE GUARANTY FUND, INC.
A TG'"' COMMITMENT FORM - SCHEDULE A
Transaction lde11tijicatio11 Datu/or reference only: Commitment No,: 200163102370 Issuing Agent: Jersey County Title Company Issuing Office's
AL TA® Registry ID: 1114979 Issuing Office File No.: 20-44 Tract 6Property Address:
A TG licenses: Carrollton, IL 62016 Illinois: TU.0000002
I. Commitment Date: March 02, 2020 at 12:00 pm
2. Policy or policies to be issued:
a. [RJ 2006 ALTA Owner's Policy
Proposed Insured:
Proposed Policy Amount:
b, □ 2006 AL TA Loan Policy
Proposed Insured:
$1,000.00
Proposed Policy Amount: $0.00
Wisconsin: 000-51560
3. The estate or interest in the Land described or referred to in this Commitment: is a Fee Simple
4. The Title is, at the Commitment Date, vested in:
Sherrie A. Heaton
5. The Land is described as follows:
Tract 6 PART OF THE SOUTHEAST QUARTER OF SECTION 36, TOWNSHIP 11 NORTH, RANGE 12 WEST OF THE THIRD PRINCIPAL MERIDIAN, GREENE COUNTY, ILLINOIS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
COMMENCING AT AN IRON PIN SET AT THE NORTHEAST CORNER OF THE NORTHWEST QUARTER OF SECTION I, TOWNSHIP 10 NORTH, RANGE 12 WEST OF SAID THIRD PRINCIPAL MERIDIAN; THENCE NORTH 90 DEGREES 00 MINUTES 00 SECONDS WEST ALONG THE NORTH LINE OF THE NORTHWEST QUARTER OF SAID SECTION I, A DISTANCE OF 410.92 FEET TO THE POINT OF BEGINNING, FROM SAID POINT OF BEGINNING; THENCE CONTINUING NORTH 90 DEGREES 00 MINUTES 00 SECONDS WEST ALONG THE NORTH LINE OF THE NORTHWEST QUARTER OF SAID SECTION I, A DISTANCE OF 924.99 FEET TO THE CENTERLINE OF THE TOWNSHIP ROAD AS NOW TRAVELED: THENCE LEAVING SAID NORTH LINE AND ALONG SAID CENTERLINE, NORTH 00 DEGREES 14 MINUTES 45 SECONDS EAST, A DISTANCE OF 1230.5 I FEET TO AN IRON PIN SET; THENCE NORTH 84 DEGREES 36 MINUTES 55 SECONDS EAST, A DISTANCE OF 672.24 FEET TO AN IRON PIN SET; THENCE NORTH 89 DEGREES 58 MINUTES 20 SECONDS EAST, A DISTANCE OF 734.19 FEET TO AN !RON PIN SET; THENCE NORTH 78 DEGREES 03 MINUTES 24 SECONDS EAST, A DISTANCE OF 388.34 FEET TO A P/K NAIL SET AT THE INTERSECTION OF SAID TOWNSHIP ROAD CENTERLINE AND THE CENTERLINE OF WHITAKER CREEK; THENCE LEAVING SAID TOWNSHIP ROAD CENTERLINE AND ALONG SAID CENTERLINE OF WHIT AKER
This page is only ti part(!/ a 2016 AJ,T,--/." Co111111i1111ent for Trrle Insurance. nus Commitmenr i$ nor valid without the A'otice: the Commitment to Issue Policy: the Com11111111enr Condmmrs: Schedule A. Schedule B, Parr I-Req11ire111e11ts; Schedule B, Part 11--J::YCep//ons: and a counter-signalure hy ATC or its issuing agent that may be in electro11icfon11
Jersey County Title Company 100 South S tate Street Jerseyville, IL 62052 (618) 498-5213
ATG FORM 1001-16 ©ATG (REV. 4118)
1631 Member No.
Comm,tment No 200163102370 Date Pr,nted March 19, 2020 Prepared by ATG REsource®
Signature of Member or Authorized Signatory
FOR USE IN ALL STATES Page 1 of 2
{'6>-ATTORNEYS' TITLE GUARANTY FUND, INC.
ATG"'' COMMITMENT FORM - SCHEDULE A
Commitment No.: 200163102370
CREEK; SOUTH 17 DEGREES 35 MINUTES 45 SECONDS EAST, A DISTANCE OF 165.08 FEET; THENCE
SOUTH 12 DEGREES 24 MINUTES 26 SECONDS WEST, A DISTANCE OF I 19.31 FEET; THENCE SOUTH 37
DEGREES 20 MINUTES 52 SECONDS EAST, A DISTANCE OF 74.18 FEET; THENCE SOUTH 04 DEGREES 18
MINUTES 06 SECONDS WEST, A DISTANCE OF I 15.68 FEET; THENCE SOUTH 23 DEGREES 02 MINUTES 23 SECONDS EAST. A DISTANCE OF 88.05 FEET; THENCE SOUTH 75 DEGREES 22 MINUTES 54 SECONDS
EAST, A DISTANCE OF 112. 16 FEET; THENCE SOUTH 16 DEGREES 33 MINUTES 00 SECONDS EAST, A
DISTANCE OF 89.78 FEET; THENCE SOUTH 39 DEGREES 23 MINUTES 38 SECONDS WEST, A DISTANCE OF 38.04 FEET; THENCE SOUTH 73 DEGREES 16 MINUTES 23 SECONDS WEST, A DISTANCE OF 343.76 FEET;
THENCE NORTH 29 DEGREES 16 MINUTES 14 SECONDS WEST, A DISTANCE OF 107.00 FEET; THENCE
NORTH 56 DEGREES 34 MINUTES 59 SECONDS WEST. A DISTANCE 150.86 FEET; THENCE SOUTH 81
DEGREES 53 MINUTES 39 SECONDS WEST, A DISTANCE OF 28.50 FEET; THENCE SOUTH 30 DEGREES 06
MINUTES 29 SECONDS WEST, A DISTANCE OF 88.72 FEET; THENCE SOUTH 58 DEGREES 51 MINUTES 24
SECONDS WEST, A DISTANCE OF 16.51 FEET; THENCE NORTH 49 DEGREES 07 MINUTES 38 SECONDS
WEST, A DISTANCE OF 103.32 FEET; THENCE SOUTH 79 DEGREES 52 MINUTES 12 SECONDS WEST, A
DISTANCE OF 197.84 FEET; THENCE SOUTH 35 DEGREES 19 MINUTES 50 SECONDS WEST, A DISTANCE
OF 37.47 FEET; THENCE SOUTH 01 DEGREES 09 MINUTES 21 SECONDS WEST, A DISTANCE OF 59.41 FEET;
THENCE SOUTH 23 DEGREES 35 MINUTES 35 SECONDS WEST, A DISTANCE OF 39.89 FEET; THENCE
SOUTH 55 DEGREES 00 MINUTES 16 SECONDS WEST, A DISTANCE OF 269.25 FEET; THENCE SOUTH 35 DEGREES 35 MINUTES 00 SECONDS WEST, A DISTANCE OF 16.08 FEET; THENCE SOUTH 20 DEGREES 20
MINUTES 57 SECONDS EAST, A DISTANCE OF 195.12 FEET; THENCE SOUTH 22 DEGREES 41 MINUTES 05
SECONDS WEST, A DISTANCE OF 168.19 FEET; THENCE SOUTH 14 DEGREES 31 MINUTES 35 SECONDS
EAST, A DISTANCE OF 58.83 FEET; THENCE SOUTH 56 DEGREES 08 MINUTES 35 SECONDS EAST, A
DISTANCE OF 59.61 FEET TO THE POINT OF BEGINNING, CONTAINING 40.527 ACRES. MORE OR LESS.
ATG FORM 1001-16 ©ATG (REV. 4118)
Commitment No 200163102370 Date Printed 0311912020 Prepared by ATG REsource®
FOR USE IN ALL STATES Page 2 of 2
,J;. ATTORNEYS' TITLE GUARANTY FUND, lNC.
ATG" COMMITMENT FORM - SCHEDULE B
Commitment No.: 200163102370 Commitment Date: March 02, 2020 at 12:00 pm State Issued: IL
PART I
Requirements All of the following Requirements must be met:
File Name: 20-44 Tract 6
I. The Proposed Insured must notify ATG_g, in writing of the name of any party not referred to in this Commitment who willobtain an interest in the Land or \vho will make a loan on the Land. A TG may then make additional Requirements orExceptions.
2. Pay the agreed amount for the estate or interest to be insured.
3. Pay the premiums, fees, and charges for the Policy.
4. Documents satisfactory to A TG that convey the Title or create the Mortgage to be insured. or both, must be properlyauthorized, executed. delivered, and recorded in the Public Records.
5. The following additional requirements must be satisfied at or prior to the closing:a. The borrower and seller must bring a valid government issued photo ID bearing their signature to the closing.b. Each seller must provide a valid forwarding address and social security number to be submitted to the I RS for I 099 purposes.c. Payoff letters must be current and not subject to additional terms. We reserve the right to verify payoff figures prior to
disbursement. Any additional funds required to satisfy a lien in full must be deposited by the parties involved immediately.d. All funds brought to closing must be in the form of wire transfer, certified check, or cashier's check.
6. If the Prope11y is Commercial and Extended Coverage over the five General Exceptions is requested, ATG should be furnishedwith the following:a. A current AL TA/ ASCM or lllinois Land Title Survey Certified to Attorneys' Title Guaranty Fund. Inc.;b. A Properly executed AL TA Statement;Matters disclosed by the above documentation will be shown specifically on Schedule £3.NOTE: There will be an additional charge for this coverage.
7. The Good Funds provision of the Illinois Title Insurance Act (215 lLCS 155/26) became effective January I, 2010. This lawimposes stricter rules on the type of funds that can be accepted for real estate closings and requires wired funds in manycircumstances. Contact your settlement agent to confirm the type of funds that are required for your transaction.
8. Per Illinois law, for closings on or after January 1, 2011, ATG will issue Closing Protection Letters to the parties to the transactionif it is closed by A TG or its approved title insurance agent.
9. If you are a lender, your ATG Closing Protection Letter will be valid only if you receive it in one of the following two ways:(I) as an email from the domain "@atgf.com," or(2) as a fax from fax number 312.372.9509 or 217.403.740 I.
10. Execution ofCOVID-19 Indemnity and Hold Harmless Agreement by the parties to the transaction.
This poge is only a part of a 2016 AIJ:./" Commitment fm Title Insurance. This Commitment 1s nut valid ll'1tho11t the .-\'utice: the Commitment to Issue Po!,cy, the Comm1tmenr Conditwns: Schedule A. Schedule 8, Part I Requirements; Sclredull.' fl, Part fl-- f\cept1ons; and a cu1111!er-signat11re by ATG or its iss11111g agent that may he 111 ela-trunicform
Jersey County Title Company I 00 South State Street Jerseyville, IL 62052 (618)498-5213
ATG FORM 1002-16 ©ATG (REV 3118)
Commitment No 200163102370 Date Printed March 19, 2020
1631 Member No.
Prepared by A TG REsource®
Signature of Member or Authorized Signatory
FOR USE IN. ALL STATES Page 1 of4
PART II Exceptions
THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN.
The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of ATG:
Standard Exceptions
I. Rights or claims of parties in possession not shO\vn by the Public Records.
2. Any encroachment, encumbrance, violation, variation, or adverse circumstance that would be disclosed by an inspection or anaccurate and complete land survey of the Land.
3. Easements, or claims of easements, not shown by the Public Records.
4. Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown by thePublic Records; and
5. Taxes or special assessments that are not shown as existing liens by the Public Records.
Special Exceptions
1. Defects, liens, encumbrances, adverse claims, or other matters, if any, created, first appearing in the Public Records, or attachingsubsequent to the Commitment Date hereof but prior to the date the proposed Insured acquires for value of record the estate orinterest or mortgage thereon covered by this Commitment.
2. Any Loan Policy issued pursuant to this Commitment will be subject to the following exceptions (a) and (b), in the absence of theproduction of the data and other matters contained in the ATG ALTA Statement form or an equivalent form:
a. Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown bythe Public Records;
b. Consequences of the failure of the lender to pay out properly the whole or any pa11 of the loan secured by the mortgagedescribed in Schedule A, as affecting: (i) the validity of the lien of said mortgage; and (ii) the priority of the lien over anyother right, claim, lien, or encumbrance that has or may become superior to the lien of said mortgage before the disbursementof the entire proceeds of the loan.
3. Any Owner's Policy issued pursuant to this Commitment will be subject to the following exception:
The prope11y address listed on Schedule A is provided solely for informational purposes, without warranty as to accuracy orcompleteness, and is not hereby insured and is not included in the Land as defined in Condition I.
4. ATG reserves the right to raise additional exceptions, requirements or to decline to issue a t itle policy based on changes inrecording and title searching capabilities due to the COVID-19 Pandemic,
5. The lien of taxes assessed for the year 2019 and thereafter:
First installment 2018 taxes in the amount of $180.39 is Paid. Second installment 2018 taxes in the amount of $180.39 is Paid. Taxes for the year 2020 are not yet due and payable.
Permanent Index No. 03-90-36-4-2
6. Mortgage dated May 8, 20 I 5, and recorded May I I, 20 I 5, as Document No. 16250621 in Book 777 at Page 133, executed by
ATG FORM 1002-16 ©ATG (REV 3/18)
Comm1\ment No 200163102370 Oate Printed· March 19, 2020 Prepared by A TG REsource®
FOR USE IN All STATES Page 2 of 4
Sherrie A. Heaton, and given to CNB Bank & Trust, N.A .. Its Successors and/or Assigns
7. Assignment of Rents dated May 8, 20 I 5 and recorded May I I, 20 I 5 as Document No. 162507 I 7 in Book 777 at Page I 54executed by Sherrie A. Heaton and given to CNB Bank & Trust, N.A., Its Successors and/or Assigns.
8. Mo11gage dated May 8, 2015, and recorded May I I, 20 I 5, as Document No. I 6250821 in Book 777 at Page 17 I, executed by Sherrie A. Heaton, and given to CNB Bank & Trust, N.A., Its Successors and/or Assigns
9. Assignment of Rents dated May 8, 20 I 5 and recorded May I I, 20 I 5 as Document No. 16250917 in Book 777 at Page 192executed by Sherrie A. Heaton and given to CNB Bank & Trust, N.A., Its Successors and/or Assigns.
I 0. Mortgage dated March 2 I, 2018 and recorded April 2, 2018 as Document No. 16845921 in Book 865 at Page 292, executed by Sherrie A. Heaton, and given to CNB Bank & Trust, N.A., Its Successors and/or Assigns
I I . Subject to a Modification Mortgage Agreement dated July 8, 20 I 9, and recorded on July I 5, 2019, as Document No. 170739. Said Agreement modifies the mortgage dated March 21, 20 I 8, and recorded April 2, 20 I 8, as Document No. 16845921 in Book 865 at Page 292, from Sherrie A. Heaton to CNB Bank and Trust, N.A., Its Successors and/or Assigns.
12. Right of Way grant to General Telelphone Company of Illinois, recorded June 7, 1962, in Misc. Book BB, page 67.
I 3. Right of Way Easement to Soy land Power Cooperative, recorded April 2 I, 1997, in Book I 08, page 37, as Doc. No. I 09468.
14. Right of Way Easement to Illinois Rural Electric Co,, an Illinois Corporation, recorded July 7, 1955, in Misc. Book U, page 440.
15. Right of Way Easement to General Telephone Company, recorded June 7, 1962, in Misc. Book BB, page 89.
16. Right of Way Easement fo Soyland Power Cooperative, Inc. recorded July 3, 1996, in Book 85, page 244, as Doc. No. 106376.
17. Right of Way Easement to Geene County Rural Water District recorded recorded August 28, 2003, in Book 335, page 278, asDoc. No. I 30818.
18. Rights of owners of land bordering on Whitaker Creek in respect to the water and use of the surface of said Whitaker Creek.
19. Consequences of the meandering of Whitaker Creek.
20. Also subject to the lien of any additional taxes for improvements made prior to the effective date of this document but assessedsubsequent to the effective date of this document.
21. Financing statements, if any.
22. Rights of the public, the State of Illinois and the municipality in and to that part of the premises in question taken, used ordedicated for roads, alleys and highways.
23. Rights of way for drainage ditches, drain tiles, feeders, laterals and underground pipes, if any, not shown of record.
24. Confirmed special assessments, if any.
25. Facts that an accurate survey or personal inspection of the property disclosed or would have disclosed.
26. Unrecorded labor, mechanic, or materialman liens.
27. Zoning and/or other restrictions and prohibitions imposed by governmental authority.
28. Special Assessments and special taxes not confirmed by a court of record.
29. The Permanent Index Number (parcel identification number) is not guaranteed, and the amount of taxes is provided forinformation only. Tax prorations are based upon estimated assessments and the latest available information.
ATG FORM 1002-16 © ATG {REV 3/18)
Commitment No 200163102370 Date Printed. March 19 2020 Prepared by A TG REsource®
FOR USE IN ALL STATES Page 3 of 4
30. The "Good Funds" section of the Title Insurance Act (215 ILCS 155/26) is effective January I, 20 I 0. This Act places limitationsupon our ability to accept certain types of deposits into escrow. Please contact our office regarding the application of this new lawto your transaction.
ATG FORM 1002-16 © ATG (REV. 3118)
Commitment No 200163102370 Date Printed March 19, 2020
End o{
Schedule B
Prepared by A TG REsource® FOR USE IN ALL STATES
Page 4 of 4
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@-ATTORNEYS' TITLE GUARANTY FUND, INC. and
Affiliated Companies
PRIVACY POLICY NOTICE
This Notice sets forth the privacy policies and practices of Attorneys' Title Guaranty Fund, Inc. (ATG�) and its affiliated companies. ATG Trust Company, NL T Title, and The Judicial Sales Corporation. This Notice identifies the sources of nonpublic, personal information we collect regarding our customers, and specifies what measures we take to secure that information.
The words '·you" and --your'' mean all of our consumer customers who have a business relationship \vith us, such as:
•
•
•
•
Insureds under A TG title insurance policies;
Parties to real estate transactions;
Persons with a trust account; and
Borrowers who have a loan account or who have applied for a loan .
"We," 1'our," and "us" mean ATG and its affiliated companies listed above.
"Nonpublic personal information" means information about you that we collect in connection with providing a financial product or service to you. Non-public personal information does not include information that is available from public sources, such as telephone directories or government records.
An "affiliate" is a company we own or control, a company that owns or controls us, or a company that is o\vned or controlled by the same company that o\vns or controls us. O\vnership does not mean complete ownership, but means mvning a sufficient share to have control.
A 1'nonaffiliated third party" is a company that is not an affiliate of ours.
THE INFORMATION WE COLLECT
We collect nonpublic, personal information about you from the following sources:
•
•
Information we receive from you on title insurance applications or other forms associated with your transaction with us;
Information from a consumer reporting agency:
•
•
Miscellaneous information about your transaction that becomes part of our file on your transaction with us; and
Information about your transactions with nonaffiliated third parties .
V./e do not disclose any nonpublic, personal information about you to anyone, except as authorized by law.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic, personal information about you to only those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your nonpublic personal information from unauthorized use.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
You have entrusted us with important personal information about you, and we will not disclose your nonpublic, personal information to nonaffiliated third parties, except as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic, personal information about former customers, except as permitted by law.
ATG FORM 3037 © ATG (REV 10115) Prepared by A TG REsource®
FOR USE IN All STATES