2018 Tariff GuideStandard Savings Account Opening Balance K50 Minimum Balance K30 Ledger Fees (Service Fees) K15 Transactional Fees per debit transaction

K4

Charge if below balance Nil Withdraw Slip Free

Solo Account Opening Balance K20 Minimum Balance K20 Ledger Fees (Service Fees) Nil Transactional Fees per debit transaction Nil

Access Advantage Account Opening Balance K500 Minimum Balance K500 Ledger Fees (Fees Service) K15 (i) For balances below minimum K50 (ii) Transactional fee per debit transaction K5

Standard Current Account Opening balance individual K250 Opening balance corporate K1,000 Maintenance Fee K30 individual, K100 corporate Commission on Turnover (COT) Individual

K0.006 per K1: max K20

Corporate K0.006 per K1: max K30

Access Premier Account Opening Balance K1, 000 Minimum Balance K1, 000 Ledger Fees (Service Fees) K10 Transactional Fees per debit transaction Nil Commission on Turnover (COT) Nil

Mpower Biz Account Corporate Opening balance K4, 000 Minimum Balance K4, 000 Ledger Fees (Service Fees) K100 Commission on turnover (COT) Nil Transactional Fees per Debit transaction Nil

Mpower Biz Account SME Opening Balance K500 Minimum Balance K500 Ledger Fees (Service fees) K50 Commission on Turnover (COT) Nil Transactional Fees per debit transaction Nil

Early Savers Opening Balance K100 Minimum Balance K100 Ledger Fees (Service Fees) Nil Transactional Fees per debit transaction Nil Withdrawal limit 1 withdrawal per quarter

Mpower Current Individual Account Opening Balance K30 Minimum Balance K30 Ledger Fees (Service Fees) K20 Transactional Fees per debit transaction K4

Goal Account Opening Balance K200 Minimum Balance K200 Ledger Fees (Service Fees) Nil Transactional Fees per debit transaction Nil Withdrawal limit

W Savings Account Opening Balance K100 Minimum Balance K100 Ledger Fees (Service Fees) Nil

W Current Account

Opening Balance

K250

Minimum Balance

K250

Ledger Fees (Service Fees)

Nil

Access Dollar AccountOpening Balance USD1 00Minimum Balance USD 100Ledger Fee (Service fees) USD10Transactional fees per debit transaction USD2Charge if Below Minimum Balance USD20

Access Pound Account Opening balance GBP100 Minimum Balance GBP100 Ledger Fees (Service fees) GBP5 Transactional Fees per debit transaction GBP1 Charge if below minimum balance GBP10

Access Euro Account Opening Balance EUR100 Minimum Balance EUR100 Ledger Fees (Service Fees) EUR6.25 Transactional Fees per debit transaction EUR1.25 Charge if below minimum balance EUR10

Access Rand Account Opening Balance ZAR10 , 000 Minimum Balance ZAR10 , 000 Ledger Fees (Service Fees) ZAR75 Transactional Fees per debit transaction ZAR15 Charge if below minimum balance ZAR150

Foreign Currency Services Inward Telegraphic Transfers Free Outward Telegraphic Transfers and Drafts 1% min USD30 max USD2 50 (if client bearing all charges) Amendment fee for outward remittances/swift/telegraphic

USD30

Bills of Exchange purchased subject to clearing 1% min USD30 max USD250 Soiled Notes Free Internal Transfers from ZMW to FCY account and vice versa

Free

Collection of Foreign Cheques Flat fee USD30

Investigation fees for non- receipt of funds (T/T)where funds are not received Free

Cheque collection/Negotiable of foreign currency cheques 1% min USD30 plus oversea s bank charges

General Services Visa card charge on issue Free Replacement of

lost card

K80

Cash transaction: own bank ATMS

K5 other bank & Int’l ATMS K10

Renewal of cards

Expired K30 , Damaged

PIN re - issue

K15

Internet banking

Intra- Bank Free, Inter - Bank K10

Forgotten/lost password

Free

SMS Alert

K2.50

Counter fee -

Withdrawing over the counter within ATM limit K4

Withdrawals above Item Value Limit K100

Cash Deposit FreeCash Deposit - Coins Free

K80

Loans Arrangement Fee:

Cheque Books

Individual

25

/50/100

leaves

K75 /K100/K150

Corporate 50/100 lea ves

K100/K150

Bank Cheque

(Cashier Order)

-

Account Holder

K80

Auditors Information / Certificate of BalanceInward Status Enquiry

K100

Certificate of balance

K250

Responding to Auditors letters

Company Search

K20 subject to revision by PACRA

Description Charge Description Charge Description Charge Description Charge

(

.

StatementsDuplicate statements K50Interim Statements K25 per pageBalance enquiry FreeInternal Transfers (COT applies where applicable) FreeWithin Same Branch & Intra Bank FreeOther BanksDDACC Individual K20, Corporate K40Stop DDACC standing order FreeRTGS K50 per transactionCounter Cheques K50Stop Cheques (Customer cheque, bank draft, cashier order)If reported lost or stolen K80 with a police report

Personalised Deposit Book K50

Any other reason (excluding stolen or lost ) K350 without police report

Outward Status enquiry (except on opening account) K150

K350

Credit Report ( debit Scan) K40Combined sector Search K50Full investigation search K400Auto sweeping facility K10Account Reactivation Fee K20Commission on closure of account K100Certificate of documentsCommissionof oaths, passport, etc ) K50

Individual Corporate

Early Redemption/Repayment Penalty Fee N/A

1% - 5% min. K2001% - 5% min. K500

K25,001 - K100,000 K100,001 - K200,000 Above K200,000 K300

K200