Cash Flow Solutions

AccountsReceivableChecklist

1.  Howmanybillsdoyousendeachmonth?2.  Whendoyouconsideranaccounttobedelinquent?3.  Talkmethroughyourinternalfollow-upprocess.4.  Atwhichpointdoslowpayersstarttoconcernyou?

15-30-45-60-90days?5.  Howmanyaccountsdoyouhaveeachmonthatthatpoint?6.  Howmanyaccountsdoyouhaverightnowpastthatage?7.  Howmuchoutstandingrevenuedothoseaccountsrepresent?8.  WhichbillingsoJwaredoyouuse?9.  AreyouworkingwithacollecKonagencyoranaLorney?10.  Who,otherthanyourself,wouldbeinvolvedinadecision

aboutTSI?

SomeofOurClients

Plusover20,000otherclientsna<onwide

Collecting Money is Harder Than Ever & New Solutions Are Needed

OneinThreePeoplehaveanAccountinCollecKons

TheAverageCollecKonAgencyRecoveryRateLastYearwas12.8%

TheAverageFeeRateChargedbyCollecKonAgenciesis30-50%

TheAverageU.S.ConsumerhasTwelveAcKveCreditors

EarlyInterven<onPaysOff

AccountDeprecia<on

30 60 12090

30

150 6M

TotalDaysDelinquent

1Y9M0

10%

30%

70%

90%

TheTSI3StepApproachtoCashFlow

Collec<onAgencyDemands

IntensiveVerbal

Demands

CourtesyNo<ce

WriMenDemand2

WriMenDemand3

WriMenDemand4

FinalDemand5

WecontactslowpayingaccountsinwriKngevery10daysincreasingintensityineachdemandwithoutalienaKngyour

Customers.

EarlyIn-HouseUseofaDiploma<cWriMenThirdPartyNo<ceataControlledCost.Youmaintaincomplete

controlofyouraccounts.

IntensivePhoneCollec<onsfromourProfessionalCollectorsAssignedfrom6-24months

YourInternalEfforts

Send1or2InvoicesorStatements

Day61-180+:

Over6Months:

ProfitRecovery

ProfessionalCollec<ons

Day0-60: In-HouseEfforts

EasytoUseClientPortal

•  Onlineclientportalforsubmi\ngaccounts&repor<ng*DemoAvailable

•  Freenewclientlaunch&support•  24/7access•  Freetrainingforyourstaff

IntroducingTSIProfitRecovery

•  WemakefiveCollecKonDemandsover85days•  ResoluKonoJenoccursassoonasa3rdpartyisinvolved•  Foranaverageof$16.00peraccountdependingonvolume•  BestuKlizedinthe45-90dayrange•  AllmoneygoesdirectlytoyourcompanyorpracKce-Thisisinstantcashflowforyou

Profit Recovery

WriMenAgencyDemandsWorktoResolveSlowPayinfAccounts

FROM:Licensedna<onalcollec<onagency

TO:Yourcustomer

BODY:SpecificInforma<onwiththecustomertoldtocallandpayyouroffice

ACLEARMESSAGE:Stopstalling,thishasbecomeapriority

FOOTNOTE:Legallanguageforthatstate

PAYMENT:AllcheckscomedirectlytoyourOffice

Op<onal&Free

ThankYouLeMer

ProfitRecoveryCall:Hello.ThisisanimportantmessagefromTransworldSystems,adebtcollecKon

company.ThisisanaLempttocollectadebtandany

informaKonobtainedwillbeusedforthatpurpose.

WearecallinginreferencetoaleLerwesentyouon<Date>regardingourclient<TSIClientName>.Pleasereturnthecallto<TSIClientName>at<Phone>.

Again,that’s<TSIClientName>at<Phone>.Whencallingpleaserefertoyouridcode<Account>.

TransworldSystemsisadebtcollecKoncompanyandany

informaKonobtainedwillbeusedforthatpurpose.Thankyou.TobeconnectedtoarepresentaKve,

pleasepress1.

Demand2CanbeaLeLerorCall

Profit Recovery

DrivingUrgency

Demand3

Profit Recovery

Demand4CanbeaLeLerorCall

ProfitRecoveryCall:Hello.ThisisanimportantmessagefromTransworldSystems,adebtcollecKon

company.ThisisanaLempttocollectadebtandany

informaKonobtainedwillbeusedforthatpurpose.

WearecallinginreferencetoaleLerwesentyouon<Date>regardingourclient<TSIClientName>.Pleasereturnthecall

to<TSIClientName>at<Phone>.Again,that’s<TSIClientName>at<Phone>.Whencallingpleaserefertoyouridcode<Account>.

TransworldSystemsisadebtcollecKoncompanyandanyinformaKonobtainedwillbeusedforthatpurpose.Thankyou.Tobeconnectedtoa

representaKve,pleasepress1.

Profit Recovery

Demand5FinalDemand

Profit Recovery

PerformanceReports

Let’sLookatSomeResults

Profit Recovery Recommended Use Results Per 100 Accounts Assigned Market Sector – B2C

Cost & Usage Summary Total Investment:

$1,187.00

Average Cost Per Account : $11.87Average Balance: $418.13Average Age of Accounts Assigned (range of average age 30 to 180 days): 102.5

Recovery Total Dollars Assigned:

$41,812.92Less mail skips: $3,443.33Less accounts still active: $530.73Net Dollars Assigned: $37,838.85

Total Performance: $15,743.30Paid in Full: $10,525.73Cancelled (Fully Resolved): $1,710.85Suspended: $2,597.21Partial Payments: $909.51

Recovery Rate on Net Dollars Assigned: 41.61%Accounts Responding: 50.57%

Return on Investment Cost as a Percentage of the Amount Recovered:

7.5%R.O.I: 1326%For every dollar invested, Transworld Systems Profit Recovery returned: $13.26For every account assigned, Transworld Systems Profit Recovery returned: $157.43

Do you know how to identify the four types of debtors?

178a250_0316 This agency is licensed by the NYC Department of Consumer Affairs. License number 2012412‐DCA.

RecommendedUseReport–B2C

•  Theseareourresultsonconsumeraccounts,aggregatedfromour1,000’sof

clients.

•  Theseareaggregatedrecommendeduseresultsfromthousandsof industryclients

•  Resultsshownareper100accountsplaced

.

Profit Recovery Recommended Use Results Per 100 Accounts Assigned Market Sector – B2B

Cost & Usage Summary Total Investment:

$1,342.00

Average Cost Per Account : $13.42Average Balance: $724.89Average Age of Accounts Assigned (range of average age 30 to 180 days): 106.0

Recovery Total Dollars Assigned:

$72,488.98Less mail skips: $4,048.91Less accounts still active: $256.47Net Dollars Assigned: $68,183.60

Total Performance: $41,064.79Paid in Full: $25,909.67Cancelled (Fully Resolved): $5,577.96Suspended: $6,513.10Partial Payments: $3,064.07

Recovery Rate on Net Dollars Assigned: 60.23%Accounts Responding: 57.79%

Return on Investment Cost as a Percentage of the Amount Recovered:

3.3%R.O.I: 3060%For every dollar invested, Transworld Systems Profit Recovery returned: $30.60For every account assigned, Transworld Systems Profit Recovery returned: $410.65

Do you know how to identify the four types of debtors?

178a251_0316 This agency is licensed by the NYC Department of Consumer Affairs. License number 2012412‐DCA.

RecommendedUseReport–B2B

•  Theseareourresultsoncommercial/businessaccounts,aggregatedfrom

our1,000’sofclients.

•  TSIworksgreatonbusinessaccounts,asyoucansee

•  Remember,allmoneygoesdirectlytoyoufromyourcustomerorpaKent.

Profit Recovery Recommended Use Results Per 100 Accounts Assigned Market Sector – Business to Mixed (Business and Consumer)

Cost & Usage Summary Total Investment:

$1,284.00

Average Cost Per Account : $12.84Average Balance: $653.91Average Age of Accounts Assigned (range of average age 30 to 180 days): 101.9

Recovery Total Dollars Assigned:

$65,391.37Less mail skips: $5,304.65Less accounts still active: $374.65Net Dollars Assigned: $59,712.06

Total Performance: $33,864.12Paid in Full: $21,730.16Cancelled (Fully Resolved): $4,512.81Suspended: $5,350.04Partial Payments: $2,271.11

Recovery Rate on Net Dollars Assigned: 56.71%Accounts Responding: 50.74%

Return on Investment Cost as a Percentage of the Amount Recovered:

3.8%R.O.I: 2637%For every dollar invested, Transworld Systems Profit Recovery returned: $26.37For every account assigned, Transworld Systems Profit Recovery returned: $338.64

Do you know how to identify the four types of debtors?

178a252_0316 This agency is licensed by the NYC Department of Consumer Affairs. License number 2012412‐DCA.

RecommendedUseReport–Mixed

•  Theseareourresultsforclientsthathaveamixofconsumer&commercial

accounts,aggregatedfromour1,000’sofclients.

•  Thecost,figuredasapercentage,is3.8%.

•  YouwillbeabletoseethissamekindofreporKngdetailforyouraccounts

InConclusion,OurSolu<ons:

§  Helpyouretaincustomers

§  Reduceyourinternalexpensesandstress§  Havethefastestramp-upKmeintheindustry

-YouwillseeresultsinamaLerofweeks,notmonths

§  Collectmoremoney…muchfaster,forlesscost

§  Arebackedbya100%performanceguarantee

Profit Recovery

ForAt-RiskAccounts

•  OurnaKonalteamofprofessionalcollectorswillturnuptheheatonoverdueaccounts

•  Servicesinclude:skip-tracing,assetdiscovery&legalefforts

•  ConKngencybasedfeestructure–NoCollecKon/NoCharge

•  Submitaccountsandaccessreportsfromyourclientportal

ItisKmefortheprofessionaldebtorstodealwithprofessionalcollectors

LateStageCollec<ons

Comparison:TSISolu<onsGiveYouaCashFlowAdvantage

FiveQues<onstoStartCollec<ng

1.Wherewouldyouwantustotelltheslow-payerstosendyourmoney?

2.WhenwouldyouwantustostartcollecKng?

15Days・30Days・45Days・60days・90Days・120Days

3.Howmanyaccountswillyouhaveeachmonthatthatage?

4.Howmaydoyouhavetocollectnow?

5.WhichTSItestsystemmakesthemostsenseforyou?

50Accounts$16.00$800 100Accounts$14.25$1,425 250Accounts$13.25$3,312 500Accounts$11.75$5,875 1000Accounts$10.75$10,750

*Allsystemsaregoodfor2years*AllsystemsaresubjecttoPerformanceGuarantee*ClientscanreorderatanyKmeduring2years

PriceListEffectiveJanuary1,2014

Numberof TotalCostPerAccount TotalPackageCost PreferredCostPerAccount(PIF) PreferredPrice50 $16.00 $800.00 $15.00 $750.00100 $14.25 $1,425.00 $13.50 $1,350.00250 $13.25 $3,312.50 $12.50 $3,125.00500 $11.75 $5,875.00 $11.25 $5,625.001,000 $10.75 $10,750.00 $10.25 $10,250.002,500 $10.25 $25,625.00 $9.75 $24,375.005,000 $9.40 $47,000.00 $8.90 $44,500.0010,000 $8.35 $83,500.00 $7.85 $78,500.0015,000 $7.75 $116,250.00 $7.25 $108,750.0025,000 $7.25 $181,250.00 $6.75 $168,750.0050,000 $6.75 $337,500.00 $6.25 $312,500.0075,000 $6.50 $487,500.00 $6.00 $450,000.00100,000 $6.25 $625,000.00 $5.75 $575,000.00150,000 $5.95 $892,500.00 $5.50 $825,000.00200,000 $5.60 $1,120,000.00 $5.25 $1,050,000.00

AllSystemsarevalidfor24monthsfromthedateoforder

*CFSisvalidforupto12accountsandmustbepaidinfull atthetimeoftheorder