2013 casbo annual conference & school business expo april 3-6, 2013, long beach, ca these...
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2013 CASBO ANNUAL CONFERENCE & SCHOOL BUSINESS EXPO
APRIL 3-6, 2013, LONG BEACH, CA
These materials have been prepared by the CASBO M&O Professional Council (or CASBO Associate Member). They have not been reviewed by State CASBO for approval, so therefore are not an official statement of CASBO.
Presented by:Catherine Jones, Risk Manager, Kern Co. Supt. of Schools
2013 CASBO ANNUAL CONFERENCE & SCHOOL BUSINESS EXPO
Does Safety Really Matter?
Session Objectives• Understand the impact of a bad
safety record• Define accident• Explore why accidents happen• Discuss how to avoid accidents• Define safety• Change the future!
2013 CASBO ANNUAL CONFERENCE & SCHOOL BUSINESS EXPO
Ponderables
• Does safety really matter?• What is the value?• Is safety just a compliance
issue?• Is there really a financial
impact?• If there is a financial impact,
does it affect the workforce?
2013 CASBO ANNUAL CONFERENCE & SCHOOL BUSINESS EXPO
Answers• Safety does matter• There is a huge financial impact• It isn’t just an administrative
problem • It matters beyond compliance• The impact affects everyone!
What is an Accident?
People getting hurt or things getting broken
(bad thing)
What is Safety?
The prevention of people getting hurt or things getting broken
(good thing)
The “Safety Nets”• Workers’ compensation coverage• Property insurance• Liability insurance• Health benefits• Etc.
…..but are they?
Workers’ Compensation• No matter the cost – the system pays• No matter the cost – the employer pays• No matter the cost – the employees
pay!
Is it really your business?
To pay or not to pay• Let the insurance company pay • Let the employer pay• Let the workers pay
What is your answer?
Be a Stakeholder!
What is the financial impact anyway?
medical costsinsurance premiums
employee compensation
investigate accident
clean up
repair damaged equipment
complete written reports
pay overtime
hire temporary workers
hire and train new employees
absorb cost of down timeinspect/remove/replace damaged or destroyed equipment and/or materials
Can total up to 80% of the total cost of a loss
Direct Cost
Indirect Cost
2013 CASBO ANNUAL CONFERENCE & SCHOOL BUSINESS EXPO
What is the personal impact?
It’s whatever you value!
forkliftforkliftfamilyfamily
Health benefitsHealth benefits
recreationrecreation
livelihoodlivelihoodBus seatBus seat
New materialsNew materials
MinistryMinistry
Are losses really controllable?
• Some say yes • Some say no
The key to prevention is understanding the cause.
The solution has to fit the problem
Unaware• Training
Unable• Hazard
Correction & Control
Unmotivated • Recognition• Discipline
Unknown
• Hazard Evaluation
• Accident Investigation
Uncorrected• Hazard
Correction• Imminent Danger
2013 CASBO ANNUAL CONFERENCE & SCHOOL BUSINESS EXPO
How do we change?
By predicting the future.
Listen to your mother!
Eat your vegetables!Eat your
vegetables!
Don’t run with
scissors!
Don’t run with
scissors!
You’re going to break your
arm!
You’re going to break your
arm!
You’ll poke your eye out
with that!
You’ll poke your eye out
with that!Your face will freeze that way!
Your face will freeze that way!
It’s all fun till
someone gets hurt!
It’s all fun till
someone gets hurt!
The key to change is tied to the culture
Be a Stakeholder!
Just Shoot ‘em!
Heinrich Loss Pyramid
11
2929
300300
Just because nothing has blown up or no one has died doesn’t mean you don’t need to improve
your procedures.•Don’t wait for your luck to run out! – make a change!
2013 CASBO ANNUAL CONFERENCE & SCHOOL BUSINESS EXPO
Putting it all together
•Embrace that safety matters•Acknowledge personal
responsibility•Expect accountability•It’s not about compliance•Predict the future
Safety is the right and profitable thing to do!
2013 CASBO ANNUAL CONFERENCE & SCHOOL BUSINESS EXPO
Find the Value!