2012 westchester five star wealth managers five star wealth managers fs 2 — five star award...
TRANSCRIPT
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 1
Special advertiSing Section
In a consumer study about dynamics between wealth managers and their clients Five Star Professional polled wealth managers and consumers about communications Both groups said that connecting three to four times a year is the right communications strategy but expectations are not aligned in all areas
bull 29 percent of consumers want to be contacted by their wealth manager whenever events require an update only 7 percent of wealth managers say they contact clients based on the impact of events
bull 63 percent of consumers say they receive the right amount of communication from their wealth manager
From research conducted by Five Star Professional April 2011
Wealth managers broadly defined are those individuals who help you manage your financial world andor implement aspects of your financial strategies Common examples of wealth managers
are financial advisors financial planners investment advisors tax advisors and estate planning attorneys
How do you find a wealth manager with experience who has a good base of clients with high retention rates and who has undergone a regulatory and complaint review And when you find them are they accepting new clients
Westchester Magazine and Five Star Professional partnered to find wealth managers who satisfy 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services to their clients Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award winners is more than 96 percent
Five Star Wealth Managers
2012 Westchester
Donrsquot listen to other people Investigate for yourself Be wary of advisers who say they never had a down yearrdquo
mdash Five Star Wealth Manager
In order to consider a broad population of high-quality wealth managers award candidates are identified by one of three sources firm nomination peer nomination or pre-qualification based on industry standing Self-nominations are not accepted Westchester award candidates were identified using internal and external research data including a survey to more than
10400 registered financial services professionals and all identified financial service companies in the area that are registered with FINRA or the SEC
CandidateSaward
The 2012 Five Star Wealth Managers are a select group representing less than 2 percent of the wealth managers in the Westchester area(1)
Although this list is a useful tool for anyone looking for help in managing their financial world or implementing aspects of their financial strategies it should not be considered exhaustive Undoubtedly there are many excellent wealth managers who for one reason or another are not on this yearrsquos list
aWarda Select
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2012 Five Star Wealth
Man
agers
FS 2 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Wishful thinking is not planning If you plan for the worst you will never be unpleasantly surprisedrdquo
What matters most is how you recover from setbacksrdquo
Only invest in something that you understandrdquo
Insights from Five Star Wealth Managers
Clients donrsquot care how much you know until they know how much you carerdquo
bull Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers
bull The Five Star award is not indicative of the wealth managerrsquos future performance bull Wealth managers may or may not use discretion in their practice and therefore may not manage
their clientsrsquo assets bull The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed
as an endorsement of the wealth manager by Five Star Professional or Westchester Magazine bull Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future
investment success nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future
bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award and the researchselection methodology go to wwwfivestarprofessionalcom
bull (1) 1598 award candidates in the Westchester area were considered for the Five Star Wealth Manager award 300 (approximately 19 percent of the award candidates) were named 2012 Five Star Wealth Managers
diSCloSureSresearch
2012
The Five Star award goes to less than 7 percent of wealth managers
Award candidates who satisfied 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services were named 2012 Five Star Wealth Managers(2)
Eligibility Criteria ndash Required(3)
1 Credentialed as an investment advisory representative (IAR) a FINRA-registered representative a CPA or a licensed attorney
2 Actively employed as a credentialed professional in the financial services industry for a minimum of five years
3 Favorable regulatory and complaint history review(4) 4 Fulfilled their firm review based on internal firm standards 5 Accepting new clients
Evaluation Criteria ndash Considered(3)
6 One-year client retention rate (the average one-year client retention rate of this yearrsquos award winners is more than 96 percent)
7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered (this
yearrsquos award winners administer an average of $111 million in client assets)9 Number of client households served (on average this yearrsquos award winners serve 263
households)10 Education and professional designations
oF aWard WinnerSdetermination
(2) Wealth managers were required to certify that any information they provided was accurate (3) Criteria 4 8 and 9 do not apply to attorneys or CPAs(4) As defined by Five Star Professional the wealth manager has not
bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or
Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony
Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists Data submitted through these processes was applied per the above criteria
bull Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed above
bull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth managerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the
opportunity to submit complaints regarding a wealth manager More than 20600 households in the Westchester area were contacted
The Five Star Wealth Manager selection criteria was updated for the 2012 award year 2005 ndash 2011 Five Star Wealth Managers scored highest in overall satisfaction based on feedback from clients peers and industry experts No more than 7 percent of wealth managers receive the award each year The selection process for the 2005 ndash 2011 award winners can be found at wwwfivestarprofessionalcom2011wealth_managers_research_overviewphp
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 3
Special advertiSing Section
award winners listed by primary services and listed alphabetically by last name
Business PlanningAnthony Domino Associated Benefit
Consultants
Estate PlanningErnest Abate Abate amp Abate
Terrence Barnett Ameriprise Financial Services Inc
Matthew Bovino Davidson Dawson amp Clark
Kevin Cohen Law Offices of Kevin H Cohen
Michael Getman The Law Office of Michael Getman
Robert Graef Graef Financial Group Page 13
David Leibell Wiggin and Dana
Neil Lubarsky Neil R Lubarsky amp Associates
Scott M Sherman Scott M Sherman
Craig Solar Solar Law Page 19
James Thompson Barnum Financial Group
Eugenia Vecchio Eugenia M Vecchio Esq amp Associates
Financial PlanningAnthony Adamo Citi Personal Wealth
Management
William Amatuzzo Ameriprise Financial Services Inc
Donald Amoruso Ameriprise Financial Services Inc Page 16
Christopher Banks Ameriprise Financial Services Inc
Kimball Bechtold Morgan Stanley Smith Barney
Robert Berard Ameriprise Financial Services Inc Page 19
Ron Berkowitz Fusion Financial Group
Pradeep Bhashyam Ameriprise Financial Services Inc
Glenn Bianco Morgan Stanley Smith Barney
Joe Biegel Strategies for Wealth
Rick Bloom Strategies for Wealth
David Boczar Emerald Wealth Advisors
Robert Bouza Ameriprise Financial Services Inc
Marcia Boyle Ameriprise Financial Services Inc
Santo Briganti Ameriprise Financial Services Inc
Joshua Brown Rienas amp Brown Wealth ManagementAmeriprise Financial Services Inc
David Bruckman Citrin Cooperman Wealth Management
Mary-Ann Bunting Ameriprise Financial Services Inc
Robert Burkarth III Oppenheimer amp Company
Andrew Buscetto Ameriprise Financial Services Inc
Barry Butlien Marathon Financial Group
Charles Camilleri Ameriprise Financial Services Inc
Wenton Camporin Morgan Stanley Smith Barney
Michael Carter Ameriprise Financial Services Inc
Angela Celso-McGurk Lombardi Celso Catinchi amp AssociatesAmeriprise Financial Services Inc
Quin Ciuffetelli Ameriprise Financial Services Inc
Vivian Cohn The Highbridge Financial Group
Christopher Conigliaro Ameriprise Financial Services Inc
Whitney Cook Whitney M Cook amp AssociatesAmeriprise Financial Services Inc
Andrew Corrigan American Portfolios Financial Services
Thomas Coulter Coulterrsquos Creative Financial Planning
Robert Cusick Investment Insight
Corrado DellrsquoAglio Ameriprise Financial Services Inc
Lawrence DeNoia ITI Strategies Page 16
Anthony DeStefano Altium Wealth Management
Patrick Devaney Ameriprise Financial Services Inc
Kenneth DiCairano KFD Wealth ManagementMetLife
Joseph DiVestea Merrill Lynch
David Donovan Morgan Stanley Smith Barney
Rod Drysdale Drysdale Wealth Management
Mark Egener Egener Wealth Management Group Page 17
Thomas Faranda Thomas G Faranda amp Associates
Gregory Feighan Ameriprise Financial Services Inc
Angela L Fitzgibbon Ameriprise Financial Services Inc
Sidney Franks The Highbridge Financial Group
Rob Freireich The Capital Preserve
Graig Galef Strategies for Wealth
Peter Gallagher Citi Personal Wealth Management
Lawrence Ganim Ganim Group
Geoff Garfield Altium Wealth Management
Brian Geary Joseph P Lucia amp Associates Page 14
William Gemmill Ameriprise Financial Services Inc
James Giangrande Altium Wealth Management
Joan Gregor Ameriprise Financial Services Inc
Ann K Grifin Ameriprise Financial Services Inc
Joseph P Grillo Jr Morgan Stanley Smith Barney Page 20
Eileen M Hawe Money In$ight
Donna Goldman Hirsch Oppenheimer amp Company Page 13
Howard Hirsch Oppenheimer amp Company Page 13
Christopher Jordan LEXCO Wealth Management
Michael Kane Ameriprise Financial Services Inc
Marcia Kaplan Ameriprise Financial Services Inc Page 18
Scott Kaplan Strategies for Wealth
Joan Kenney-Romano Ameriprise Financial Services Inc
Jeffrey Klein MetLife
Martin Kleinman Kleinman Financial Services
Steven Klimaszewski J Matrik Wealth Management
Raymond Kraus Janney Montgomery Scott
Kjersten Lazar Raymond James amp Associates
Alan Lerner Strategies for Wealth
Anthony Lesica Ameriprise Financial Services Inc Page 20
Ryan Lewis Morgan Stanley Smith Barney
David Lewson Merrill Lynch
Joseph Lombardi Lombardi Celso Catinchi amp AssociatesAmeriprise Financial Services Inc
David Long Personal Tax amp Planning Associates
Stephen Lupkas J Stephens Wealth Management
Jared Lynne Ameriprise Financial Services Inc
John Maceranka The Windmill Group
Michael Magnani Amatuzzo amp MagnaniAmeriprise Financial Services Inc
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2012 Five Star Wealth
Man
agers
FS 4 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
award winners listed by primary services and listed alphabetically by last name
Michael Mancusi Barnum Financial Group Page 14
Robert Mathias Interstate Financial Group Page 20
Michael Matson Matson Financial Advisors Page 20
Michael Mazzilli Ameriprise Financial Services Inc
Richard McCormack MetLife Resources
Abby McElroy RBC Wealth Management
Terence McGlynn Strategies for WealthPark Avenue Securities
Paul McKirgan Merrill Lynch
Michael McQuaid Ameriprise Financial Services Inc Page 20
Michael Mongiello American Portfolios Financial Services
Eric Morson AXA Advisors
Thomas ldquoSkiprdquo Morton RBC Wealth Management Page 20
Martin Nachemson Prosperian Wealth Management
Eric Nachman Ameriprise Financial Services Inc
Christopher Neubert MONECO Advisors
Marianne Noyes-Ryder Noyes-Ryder Capital Management
Joseph OrsquoBrien MetLife Page 7
John OrsquoKeefe Ameriprise Financial Services Inc
Nicholas Palumbo Opus Advisory Group
Deepak Panjabi Ameriprise Financial Services Inc
Douglas Parrish Ameriprise Financial Services Inc
Arthur Pasternak Merrill Lynch
Michael Paulmeno Ameriprise Financial Services Inc
Allan Pelkonen Pelkonen amp AssociatesAmeriprise Financial Services Inc
Anthony Pereira Capital Preservation Partners
Kevin Peters Morgan Stanley Smith Barney
John Pink J Pink Associates Financial Advisors
John Planell Ameriprise Financial Services Inc
Dana Preis Northeast Planning Associates
Janet Press Janet Press Wealth Management Page 19
Lori Price Price Financial Group
Robert Pruett Opus Advisory Group
LeGrand Redfield Asset Management Group
David Reiser Morgan Stanley Smith Barney
Ronald Robins Beacon Financial Advisors
Robert Rosenberg Morgan Stanley Smith Barney Page 21
John C Ross Strategies for Wealth
Lisa Rossi LEXCO Wealth Management
John Ruggiero Janney Montgomery Scott
Daniel Saalman Ameriprise Financial Services Inc
Michael Salvatore Morgan Stanley Smith Barney Page 12
Leonard Sander The Creative Planners Group
Michael Sander The Creative Planners Group
Paul Santucci Ameriprise Financial Services Inc Page 9
Kurt Schlesinger The Investment Center
Howard Schur Morgan Stanley Smith Barney
Byrke Sestok Barnum Financial Group
Philip Settembrino Professional Financial Consultants Page 21
Addison Sherman Morgan Stanley Smith Barney Page 15
Thomas Sherman Strategies for Wealth
Joseph Silva Ameriprise Financial Services Inc
Gail Simons The Highbridge Financial Group
Deborah Sinnott Sinnott Wealth Management
George Sinnott Sinnott Wealth Management
Michael Smeriglio Benedict Financial Group Page 19
Ted Stein Ameriprise Financial Services Inc
Debra Stokes Morgan Stanley Smith Barney Page 16
Scott Tasch Opus Advisory Group
Kristina TenEyck Prosperity
Charles Thela Four Rivers Wealth Strategies
Mary Ellen Tompkins Morgan Stanley Smith Barney Page 15
Paul Triano David Lerner Associates
Glenn Trieff Ameriprise Financial Services Inc
James Weinstock Janney Montgomery Scott
Judith Werbitt Merrill Lynch
Marian White LEXCO Wealth Management
Andrew Wigzell MetLife
Jeffrey Winner AXA Advisors
InsuranceSusy Chang MetLife Page 7
Deanna Moriarty MetLife Resources Page 18
Bruce Siennick Charter Oak
InvestmentsBuzz Ackerman Morgan Stanley Smith Barney
Roy Alexander Deutsche Bank
James Andreaggi James T Andreaggi Wealth Planning amp Management
Jason Andrews Wells Fargo Advisors LLC
Charles Andriole Merrill Lynch
Larry Arinsburg Finesco Associates
Glenn Axelrod David Lerner Associates
Nan Bailey NPB Wealth Management
John Barnes RBC Wealth Management
Thomas Barnwell Merrill Lynch
Anthony Bartolini MetLife Page 7
John Baxter Baxter Investment Management
Adam Belok Gilman Ciocia Tax amp Financial Planning
Laszlo Birinyi Birinyi Associates
Eli Bloch David Lerner Associates
Charles Bracken Wells Fargo Advisors LLC Page 6
Susan Cheswick Brewer MacGuire Cheswick amp Tuttle
Paul Bronzo Wells Fargo Advisors LLC Page 12
Thomas Cagganello Wells Fargo Advisors LLC
Ronald Casanova Wells Fargo Advisors LLC
Mark Catullo Raymond James Financial Services
Jonathan Chase Merrill Lynch
Ellen Chess Ameriprise Financial Services Inc
Cynthia J Cilwik Wells Fargo Advisors LLC
Beth Cutler Wells Fargo Advisors LLC
John DeSalva Georgetown Financial Group
Anthony DeVito ADV Investment Management
Andrew Donovan Donovan Financial
Thomas Dunn Dunn Financial Services
William ldquoBillrdquo Dwyer Wells Fargo Advisors LLC Page 20
Adam Elgert Wells Fargo Advisors LLC
Kevin Feder Merrill Lynch
Joseph Fenton Janney Montgomery Scott
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 5
Special advertiSing Section
Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College
award winners listed by primary services and listed alphabetically by last name
Gregory Fisk Morgan Stanley Smith Barney Page 17
Andrew Florio Morgan Stanley Smith Barney
Carolyn Frzop Janney Montgomery Scott
Mary Gardiner Morgan Stanley Smith Barney
Ben Gecaj GMS Partners
Ronald Gellmann Wells Fargo Advisors LLC
Peter Giannone Wells Fargo Advisors LLC
Edward Gibson Citi Personal Wealth Management Page 20
Russell Glickstern Russell E Glickstern Page 17
Marc Goldstein Morgan Stanley Smith Barney
John Golliozo Oldham Resource Group
Josette Greechan Merrill Lynch
Anthony Greier Citi Personal Wealth Management Page 17
Keith Hagerty Merrill Lynch
Kathleen Hartford Wells Fargo Advisors LLC Page 18
Paul C Hashim David Lerner Associates
Jennifer Hatch Christopher Street Financial
Thomas Herkert Herkert Financial Planning
Mary Kay Hermann Raymond James Financial Services
Ann Herrero Edward Jones
Robert Hoffman Westport Resources
Andrew Horowitz Ameriprise Financial Services Inc
Lee Hunter Ameriprise Financial Services Inc
John Hyman Algonquin Advisors
James Iannazzo Merrill Lynch
Vincent Iannucci Wells Fargo Advisors LLC
Nicholas Jembelis David Lerner Associates
Steven Katz Bluechip Financial Planning
Kenneth Kaufman David Lerner Associates
Geraldine Kearns Merrill Lynch
Henry Keating Morgan Stanley Smith Barney
Ira Kornblatt Morgan Stanley Smith Barney Page 18
Charles Krause Fairfield Research Corporation
John Lang HighTower Advisors
Samuel Lieberman Rothschild Lieberman
Eric Lovas Wells Fargo Advisors LLC
Alan Lowenfels David Lerner Associates
Scott Lowman Morgan Stanley Smith Barney
Joseph Lucia Joseph P Lucia amp Associates Page 14
Daniel MacDonald MDIC Investment Company
Cesar Manent 5th Street Advisors
Karim Mantoura Wells Fargo Advisors LLC
William McCormack Morgan Stanley Smith Barney
James McPartlan American Portfolios Financial Services
Scott Menta MetLife Securities Page 7
Elana Milianta Wells Fargo Advisors LLC Page 8
Rich Miranda Morgan Stanley Smith Barney
Jeffrey Montville Oppenheimer amp Company
Ellis Moore Morgan Stanley Smith Barney Page 11
Graham Murray Merrill Lynch
Philip Nassar Sunbridge Management
Marilyn Neckes Morgan Stanley Smith Barney
James OrsquoBryan Charles Schwab amp Company
Anthony Olivieri Wells Fargo Advisors LLC
Vincent Paone MetLife Financial Solutions Page 7
Edward Pardon Ameriprise Financial Services Inc Page 20
David Passman Wells Fargo Advisors LLC Page 15
Stephen Pendergast Wells Fargo Advisors LLC
Damian Pereira JP Morgan Chase
Gregory Prato Prato Capital Management
Robert Preston Merrill Lynch
Gary Ramuno Hudson Financial Services
Marshall Rankowitz Wells Fargo Advisors LLC
Ira Resnick Morgan Stanley Smith Barney
Anthony Riina Wells Fargo Advisors LLC
Mary Rolland Westport Resources
Kenneth Ronson Wells Fargo Advisors LLC
Spencer Rosman Morgan Stanley Smith Barney
Kenneth Russell GenSpring Family Offices
Robert Santucci Morgan Stanley Smith Barney
Alan Schantz Schantz Wealth Services
Valerie Scimia Wells Fargo Advisors LLC
Charles Seller Morgan Stanley Smith Barney Page 12
Gary Serio Merrill Lynch
William Settembrino Professional Financial Consultants
Daniel Shaffer Shaffer Asset Management
Elliot Skriloff Merrill Lynch
Richard Streisfeld Morgan Stanley Smith Barney Page 10
Brian Suozzi Wells Fargo Advisors LLC
Ira Taber Ameriprise Financial Services Inc
Paul Tessler Commonwealth Financial Network
Matthew True Wells Fargo Advisors LLC
Darrel Upson Ameriprise Financial Services Inc
Marten Van Der Werff Morgan Stanley Smith Barney
John Van Raalte Cantella
Joshua Weisbrot Morgan Stanley Smith Barney
Suzanne Weiser The Weiser GroupMorgan Stanley Smith Barney
Wendy Weller David Lerner Associates
Adam Westphalen The Vista Companies
Richard Yoken The Portfolio Strategy Group
Edward Zapson Edward Jones
Michael Zelvin Brill Securities
Jack Zitomer Morgan Stanley Smith Barney Page 21
Carl Zuckerberg Relyea Zuckerberg Hanson
TaxationFrank A Bulla Frank A Bulla CPA
Francis A Colucci Colucci Associates
Peter Formanek Weinstein amp Formanek CPAs
Katharine Herman Katharine G Herman CPA
Nancy Hogan Nancy S Hogan CPA amp Associates
Michael Hymes Hymes amp Associates CPA
J Allen Kosowsky J Allen Kosowsky CPA
Ben Maini Reynolds amp Rowella
Lewis Pace Pace CPA
Louis Papaleo Papaleo and Company
Lorenzo Santoli Bilotta amp Santoli CPAs
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2012 Five Star Wealth
Man
agers
FS 6 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Charles BrackenWe Pay Close Attention to Global Monetary and Fiscal Trends
The Bracken Groupof Wells Fargo Advisors LLC
Left to right Elizabeth Sterken four-year winner Charles Bracken Ralitsa Delgado and Elad Rahamim
bull Customized risk assessment and portfolio management servicesbull Retirement income planningbull Estate investment planning
The Bracken Group works for a geographically dispersed clientele with a wide range of backgrounds and professions
Understanding and responding to our clientsrsquo objectives comes through listening and providing advice that helps them avoid undue risk but at the same time is responsibly opportunistic Most of our clients have been with us for more than a decade and have come to appreciate the genuine concern we have for
helping them achieve their fi nancial goals It is clear to us that our teamrsquos success and personal fulfi llment is contingent upon the success of our clients We work for our clients as we would for our own families and aspire to build lasting meaningful relationships based on trust integrity and superior client service
1133 Westchester Avenue 3rd Floor bull White Plains NY 10604Phone (914) 253-4731
charlesbrackenwellsfargoadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-1160]
Charles Bracken Managing Director ndash Investments Ralitsa Delgado Financial Advisor Elad Rahamim Financial Advisor Ellie Sterken Senior Registered Client Associate
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 7
Special advertiSing Section
MetLife Financial Solutions GroupObjectivity Is at the Forefront of Client-Based Solutions
Financial Planning Investment Management and Insurance Strategies
Left to right Two-year winner Vincent J Paone four-year winner Joseph E OrsquoBrien two-year winners Susy L Chang and Anthony Bartolini four-year winner Scott J Menta
bull Honesty and integrity is how we built our practicebull Trusted advice with exceptional servicebull Clients choose us for our leadership creativity and ability to deliverCredentials Vincent J Paone CLTC Anthony Bartolini LUTCF Susy L Chang CLUreg ChFCreg Joseph E OrsquoBrien ChFCreg CLUreg LUTCF Scott J Menta CFPreg CLUreg ChFCreg
With more than 100 years of combined experience our mission is to listen to our client concerns and provide sound fi nancial advice to help them achieve their goals Whether it be a compliment to an existing portfolio or developing a new strategy we have the knowledge and experience to help you achieve those goals While we run independent practices our mission remains the same When our clients feel good about their portfolios we feel good because we know they are on the path to prosperity We go the extra mile to service our
clients consistently especially when times are tough we are always there to provide advice
Our seasoned professionals have earned professional designations to demonstrate their commitment to their clients as well as their own careers In todayrsquos world of uncertainty working with a fi nancial advisor who is knowledgeable caring and committed to their relationship with you coupled with the fi nancial strength of MetLife is all that you need to fulfi ll your dreams
MetLife Financial Solutions565 Taxter Road Suite 625 bull Elmsford NY 10523
V Paone (914) 372-2946 bull A Bartolini (914) 272-3722 bull S Chang (914) 272-3633 bull J OrsquoBrien (914) 372-2953S Menta (914) 372-2915 bull wwwwestchestermetlifecom
Metropolitan Life Insurance Company New York NY 10166 L0612265188 [exp0613][NY]
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2012 Five Star Wealth
Man
agers
FS 8 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Elana Milianta
Providing Financial Strategies
for All Aspects of Your Life
For many people all roads lead to their life goals in some form or another To assist you in your journey through life Elana and her team work with you to defi ne and prioritize the goals and objectives that mean the most to you then frame your fi nancial and investment strategies around them With about 15 years of experience taking a full balance-sheet
approach has allowed her to build manage preserve and transition her clientsrsquo wealth Together with her clients Elanarsquos goal has always been to develop a mutual trust respect and understanding in working together as partners This process is essential to eff ective planning and a successful relationship
One Lafayette Place bull Greenwich CT 06830Office (203) 769-2524 bull Toll-free (866) 544-1230
elanamilianta1wellsfargocom bull homewellsfargoadvisorscomelanamilianta1Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information
on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-00639 61212]Investment and Insurance Products
Not FDIC-Insured NO Bank Guarantee MAY Lose ValueWells Fargo Advisors LLC Member SIPC is a registered brocker-dealer and a separate non-bank a liate of Wells Fargo amp Company Insurance products are o ered through out a liated non-bank insurance agencies
bull Personalized fi nancial strategies
bull Tailored investment solutions
bull Wealth management services
Title Financial Advisor
Areas of Focus Retirement Planning Asset Management Planning Strategies and Risk Management Strategies
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
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ional
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ional
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ional
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 2 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Wishful thinking is not planning If you plan for the worst you will never be unpleasantly surprisedrdquo
What matters most is how you recover from setbacksrdquo
Only invest in something that you understandrdquo
Insights from Five Star Wealth Managers
Clients donrsquot care how much you know until they know how much you carerdquo
bull Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers
bull The Five Star award is not indicative of the wealth managerrsquos future performance bull Wealth managers may or may not use discretion in their practice and therefore may not manage
their clientsrsquo assets bull The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed
as an endorsement of the wealth manager by Five Star Professional or Westchester Magazine bull Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future
investment success nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future
bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award and the researchselection methodology go to wwwfivestarprofessionalcom
bull (1) 1598 award candidates in the Westchester area were considered for the Five Star Wealth Manager award 300 (approximately 19 percent of the award candidates) were named 2012 Five Star Wealth Managers
diSCloSureSresearch
2012
The Five Star award goes to less than 7 percent of wealth managers
Award candidates who satisfied 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services were named 2012 Five Star Wealth Managers(2)
Eligibility Criteria ndash Required(3)
1 Credentialed as an investment advisory representative (IAR) a FINRA-registered representative a CPA or a licensed attorney
2 Actively employed as a credentialed professional in the financial services industry for a minimum of five years
3 Favorable regulatory and complaint history review(4) 4 Fulfilled their firm review based on internal firm standards 5 Accepting new clients
Evaluation Criteria ndash Considered(3)
6 One-year client retention rate (the average one-year client retention rate of this yearrsquos award winners is more than 96 percent)
7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered (this
yearrsquos award winners administer an average of $111 million in client assets)9 Number of client households served (on average this yearrsquos award winners serve 263
households)10 Education and professional designations
oF aWard WinnerSdetermination
(2) Wealth managers were required to certify that any information they provided was accurate (3) Criteria 4 8 and 9 do not apply to attorneys or CPAs(4) As defined by Five Star Professional the wealth manager has not
bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or
Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony
Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists Data submitted through these processes was applied per the above criteria
bull Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed above
bull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth managerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the
opportunity to submit complaints regarding a wealth manager More than 20600 households in the Westchester area were contacted
The Five Star Wealth Manager selection criteria was updated for the 2012 award year 2005 ndash 2011 Five Star Wealth Managers scored highest in overall satisfaction based on feedback from clients peers and industry experts No more than 7 percent of wealth managers receive the award each year The selection process for the 2005 ndash 2011 award winners can be found at wwwfivestarprofessionalcom2011wealth_managers_research_overviewphp
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 3
Special advertiSing Section
award winners listed by primary services and listed alphabetically by last name
Business PlanningAnthony Domino Associated Benefit
Consultants
Estate PlanningErnest Abate Abate amp Abate
Terrence Barnett Ameriprise Financial Services Inc
Matthew Bovino Davidson Dawson amp Clark
Kevin Cohen Law Offices of Kevin H Cohen
Michael Getman The Law Office of Michael Getman
Robert Graef Graef Financial Group Page 13
David Leibell Wiggin and Dana
Neil Lubarsky Neil R Lubarsky amp Associates
Scott M Sherman Scott M Sherman
Craig Solar Solar Law Page 19
James Thompson Barnum Financial Group
Eugenia Vecchio Eugenia M Vecchio Esq amp Associates
Financial PlanningAnthony Adamo Citi Personal Wealth
Management
William Amatuzzo Ameriprise Financial Services Inc
Donald Amoruso Ameriprise Financial Services Inc Page 16
Christopher Banks Ameriprise Financial Services Inc
Kimball Bechtold Morgan Stanley Smith Barney
Robert Berard Ameriprise Financial Services Inc Page 19
Ron Berkowitz Fusion Financial Group
Pradeep Bhashyam Ameriprise Financial Services Inc
Glenn Bianco Morgan Stanley Smith Barney
Joe Biegel Strategies for Wealth
Rick Bloom Strategies for Wealth
David Boczar Emerald Wealth Advisors
Robert Bouza Ameriprise Financial Services Inc
Marcia Boyle Ameriprise Financial Services Inc
Santo Briganti Ameriprise Financial Services Inc
Joshua Brown Rienas amp Brown Wealth ManagementAmeriprise Financial Services Inc
David Bruckman Citrin Cooperman Wealth Management
Mary-Ann Bunting Ameriprise Financial Services Inc
Robert Burkarth III Oppenheimer amp Company
Andrew Buscetto Ameriprise Financial Services Inc
Barry Butlien Marathon Financial Group
Charles Camilleri Ameriprise Financial Services Inc
Wenton Camporin Morgan Stanley Smith Barney
Michael Carter Ameriprise Financial Services Inc
Angela Celso-McGurk Lombardi Celso Catinchi amp AssociatesAmeriprise Financial Services Inc
Quin Ciuffetelli Ameriprise Financial Services Inc
Vivian Cohn The Highbridge Financial Group
Christopher Conigliaro Ameriprise Financial Services Inc
Whitney Cook Whitney M Cook amp AssociatesAmeriprise Financial Services Inc
Andrew Corrigan American Portfolios Financial Services
Thomas Coulter Coulterrsquos Creative Financial Planning
Robert Cusick Investment Insight
Corrado DellrsquoAglio Ameriprise Financial Services Inc
Lawrence DeNoia ITI Strategies Page 16
Anthony DeStefano Altium Wealth Management
Patrick Devaney Ameriprise Financial Services Inc
Kenneth DiCairano KFD Wealth ManagementMetLife
Joseph DiVestea Merrill Lynch
David Donovan Morgan Stanley Smith Barney
Rod Drysdale Drysdale Wealth Management
Mark Egener Egener Wealth Management Group Page 17
Thomas Faranda Thomas G Faranda amp Associates
Gregory Feighan Ameriprise Financial Services Inc
Angela L Fitzgibbon Ameriprise Financial Services Inc
Sidney Franks The Highbridge Financial Group
Rob Freireich The Capital Preserve
Graig Galef Strategies for Wealth
Peter Gallagher Citi Personal Wealth Management
Lawrence Ganim Ganim Group
Geoff Garfield Altium Wealth Management
Brian Geary Joseph P Lucia amp Associates Page 14
William Gemmill Ameriprise Financial Services Inc
James Giangrande Altium Wealth Management
Joan Gregor Ameriprise Financial Services Inc
Ann K Grifin Ameriprise Financial Services Inc
Joseph P Grillo Jr Morgan Stanley Smith Barney Page 20
Eileen M Hawe Money In$ight
Donna Goldman Hirsch Oppenheimer amp Company Page 13
Howard Hirsch Oppenheimer amp Company Page 13
Christopher Jordan LEXCO Wealth Management
Michael Kane Ameriprise Financial Services Inc
Marcia Kaplan Ameriprise Financial Services Inc Page 18
Scott Kaplan Strategies for Wealth
Joan Kenney-Romano Ameriprise Financial Services Inc
Jeffrey Klein MetLife
Martin Kleinman Kleinman Financial Services
Steven Klimaszewski J Matrik Wealth Management
Raymond Kraus Janney Montgomery Scott
Kjersten Lazar Raymond James amp Associates
Alan Lerner Strategies for Wealth
Anthony Lesica Ameriprise Financial Services Inc Page 20
Ryan Lewis Morgan Stanley Smith Barney
David Lewson Merrill Lynch
Joseph Lombardi Lombardi Celso Catinchi amp AssociatesAmeriprise Financial Services Inc
David Long Personal Tax amp Planning Associates
Stephen Lupkas J Stephens Wealth Management
Jared Lynne Ameriprise Financial Services Inc
John Maceranka The Windmill Group
Michael Magnani Amatuzzo amp MagnaniAmeriprise Financial Services Inc
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2012 Five Star Wealth
Man
agers
FS 4 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
award winners listed by primary services and listed alphabetically by last name
Michael Mancusi Barnum Financial Group Page 14
Robert Mathias Interstate Financial Group Page 20
Michael Matson Matson Financial Advisors Page 20
Michael Mazzilli Ameriprise Financial Services Inc
Richard McCormack MetLife Resources
Abby McElroy RBC Wealth Management
Terence McGlynn Strategies for WealthPark Avenue Securities
Paul McKirgan Merrill Lynch
Michael McQuaid Ameriprise Financial Services Inc Page 20
Michael Mongiello American Portfolios Financial Services
Eric Morson AXA Advisors
Thomas ldquoSkiprdquo Morton RBC Wealth Management Page 20
Martin Nachemson Prosperian Wealth Management
Eric Nachman Ameriprise Financial Services Inc
Christopher Neubert MONECO Advisors
Marianne Noyes-Ryder Noyes-Ryder Capital Management
Joseph OrsquoBrien MetLife Page 7
John OrsquoKeefe Ameriprise Financial Services Inc
Nicholas Palumbo Opus Advisory Group
Deepak Panjabi Ameriprise Financial Services Inc
Douglas Parrish Ameriprise Financial Services Inc
Arthur Pasternak Merrill Lynch
Michael Paulmeno Ameriprise Financial Services Inc
Allan Pelkonen Pelkonen amp AssociatesAmeriprise Financial Services Inc
Anthony Pereira Capital Preservation Partners
Kevin Peters Morgan Stanley Smith Barney
John Pink J Pink Associates Financial Advisors
John Planell Ameriprise Financial Services Inc
Dana Preis Northeast Planning Associates
Janet Press Janet Press Wealth Management Page 19
Lori Price Price Financial Group
Robert Pruett Opus Advisory Group
LeGrand Redfield Asset Management Group
David Reiser Morgan Stanley Smith Barney
Ronald Robins Beacon Financial Advisors
Robert Rosenberg Morgan Stanley Smith Barney Page 21
John C Ross Strategies for Wealth
Lisa Rossi LEXCO Wealth Management
John Ruggiero Janney Montgomery Scott
Daniel Saalman Ameriprise Financial Services Inc
Michael Salvatore Morgan Stanley Smith Barney Page 12
Leonard Sander The Creative Planners Group
Michael Sander The Creative Planners Group
Paul Santucci Ameriprise Financial Services Inc Page 9
Kurt Schlesinger The Investment Center
Howard Schur Morgan Stanley Smith Barney
Byrke Sestok Barnum Financial Group
Philip Settembrino Professional Financial Consultants Page 21
Addison Sherman Morgan Stanley Smith Barney Page 15
Thomas Sherman Strategies for Wealth
Joseph Silva Ameriprise Financial Services Inc
Gail Simons The Highbridge Financial Group
Deborah Sinnott Sinnott Wealth Management
George Sinnott Sinnott Wealth Management
Michael Smeriglio Benedict Financial Group Page 19
Ted Stein Ameriprise Financial Services Inc
Debra Stokes Morgan Stanley Smith Barney Page 16
Scott Tasch Opus Advisory Group
Kristina TenEyck Prosperity
Charles Thela Four Rivers Wealth Strategies
Mary Ellen Tompkins Morgan Stanley Smith Barney Page 15
Paul Triano David Lerner Associates
Glenn Trieff Ameriprise Financial Services Inc
James Weinstock Janney Montgomery Scott
Judith Werbitt Merrill Lynch
Marian White LEXCO Wealth Management
Andrew Wigzell MetLife
Jeffrey Winner AXA Advisors
InsuranceSusy Chang MetLife Page 7
Deanna Moriarty MetLife Resources Page 18
Bruce Siennick Charter Oak
InvestmentsBuzz Ackerman Morgan Stanley Smith Barney
Roy Alexander Deutsche Bank
James Andreaggi James T Andreaggi Wealth Planning amp Management
Jason Andrews Wells Fargo Advisors LLC
Charles Andriole Merrill Lynch
Larry Arinsburg Finesco Associates
Glenn Axelrod David Lerner Associates
Nan Bailey NPB Wealth Management
John Barnes RBC Wealth Management
Thomas Barnwell Merrill Lynch
Anthony Bartolini MetLife Page 7
John Baxter Baxter Investment Management
Adam Belok Gilman Ciocia Tax amp Financial Planning
Laszlo Birinyi Birinyi Associates
Eli Bloch David Lerner Associates
Charles Bracken Wells Fargo Advisors LLC Page 6
Susan Cheswick Brewer MacGuire Cheswick amp Tuttle
Paul Bronzo Wells Fargo Advisors LLC Page 12
Thomas Cagganello Wells Fargo Advisors LLC
Ronald Casanova Wells Fargo Advisors LLC
Mark Catullo Raymond James Financial Services
Jonathan Chase Merrill Lynch
Ellen Chess Ameriprise Financial Services Inc
Cynthia J Cilwik Wells Fargo Advisors LLC
Beth Cutler Wells Fargo Advisors LLC
John DeSalva Georgetown Financial Group
Anthony DeVito ADV Investment Management
Andrew Donovan Donovan Financial
Thomas Dunn Dunn Financial Services
William ldquoBillrdquo Dwyer Wells Fargo Advisors LLC Page 20
Adam Elgert Wells Fargo Advisors LLC
Kevin Feder Merrill Lynch
Joseph Fenton Janney Montgomery Scott
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 5
Special advertiSing Section
Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College
award winners listed by primary services and listed alphabetically by last name
Gregory Fisk Morgan Stanley Smith Barney Page 17
Andrew Florio Morgan Stanley Smith Barney
Carolyn Frzop Janney Montgomery Scott
Mary Gardiner Morgan Stanley Smith Barney
Ben Gecaj GMS Partners
Ronald Gellmann Wells Fargo Advisors LLC
Peter Giannone Wells Fargo Advisors LLC
Edward Gibson Citi Personal Wealth Management Page 20
Russell Glickstern Russell E Glickstern Page 17
Marc Goldstein Morgan Stanley Smith Barney
John Golliozo Oldham Resource Group
Josette Greechan Merrill Lynch
Anthony Greier Citi Personal Wealth Management Page 17
Keith Hagerty Merrill Lynch
Kathleen Hartford Wells Fargo Advisors LLC Page 18
Paul C Hashim David Lerner Associates
Jennifer Hatch Christopher Street Financial
Thomas Herkert Herkert Financial Planning
Mary Kay Hermann Raymond James Financial Services
Ann Herrero Edward Jones
Robert Hoffman Westport Resources
Andrew Horowitz Ameriprise Financial Services Inc
Lee Hunter Ameriprise Financial Services Inc
John Hyman Algonquin Advisors
James Iannazzo Merrill Lynch
Vincent Iannucci Wells Fargo Advisors LLC
Nicholas Jembelis David Lerner Associates
Steven Katz Bluechip Financial Planning
Kenneth Kaufman David Lerner Associates
Geraldine Kearns Merrill Lynch
Henry Keating Morgan Stanley Smith Barney
Ira Kornblatt Morgan Stanley Smith Barney Page 18
Charles Krause Fairfield Research Corporation
John Lang HighTower Advisors
Samuel Lieberman Rothschild Lieberman
Eric Lovas Wells Fargo Advisors LLC
Alan Lowenfels David Lerner Associates
Scott Lowman Morgan Stanley Smith Barney
Joseph Lucia Joseph P Lucia amp Associates Page 14
Daniel MacDonald MDIC Investment Company
Cesar Manent 5th Street Advisors
Karim Mantoura Wells Fargo Advisors LLC
William McCormack Morgan Stanley Smith Barney
James McPartlan American Portfolios Financial Services
Scott Menta MetLife Securities Page 7
Elana Milianta Wells Fargo Advisors LLC Page 8
Rich Miranda Morgan Stanley Smith Barney
Jeffrey Montville Oppenheimer amp Company
Ellis Moore Morgan Stanley Smith Barney Page 11
Graham Murray Merrill Lynch
Philip Nassar Sunbridge Management
Marilyn Neckes Morgan Stanley Smith Barney
James OrsquoBryan Charles Schwab amp Company
Anthony Olivieri Wells Fargo Advisors LLC
Vincent Paone MetLife Financial Solutions Page 7
Edward Pardon Ameriprise Financial Services Inc Page 20
David Passman Wells Fargo Advisors LLC Page 15
Stephen Pendergast Wells Fargo Advisors LLC
Damian Pereira JP Morgan Chase
Gregory Prato Prato Capital Management
Robert Preston Merrill Lynch
Gary Ramuno Hudson Financial Services
Marshall Rankowitz Wells Fargo Advisors LLC
Ira Resnick Morgan Stanley Smith Barney
Anthony Riina Wells Fargo Advisors LLC
Mary Rolland Westport Resources
Kenneth Ronson Wells Fargo Advisors LLC
Spencer Rosman Morgan Stanley Smith Barney
Kenneth Russell GenSpring Family Offices
Robert Santucci Morgan Stanley Smith Barney
Alan Schantz Schantz Wealth Services
Valerie Scimia Wells Fargo Advisors LLC
Charles Seller Morgan Stanley Smith Barney Page 12
Gary Serio Merrill Lynch
William Settembrino Professional Financial Consultants
Daniel Shaffer Shaffer Asset Management
Elliot Skriloff Merrill Lynch
Richard Streisfeld Morgan Stanley Smith Barney Page 10
Brian Suozzi Wells Fargo Advisors LLC
Ira Taber Ameriprise Financial Services Inc
Paul Tessler Commonwealth Financial Network
Matthew True Wells Fargo Advisors LLC
Darrel Upson Ameriprise Financial Services Inc
Marten Van Der Werff Morgan Stanley Smith Barney
John Van Raalte Cantella
Joshua Weisbrot Morgan Stanley Smith Barney
Suzanne Weiser The Weiser GroupMorgan Stanley Smith Barney
Wendy Weller David Lerner Associates
Adam Westphalen The Vista Companies
Richard Yoken The Portfolio Strategy Group
Edward Zapson Edward Jones
Michael Zelvin Brill Securities
Jack Zitomer Morgan Stanley Smith Barney Page 21
Carl Zuckerberg Relyea Zuckerberg Hanson
TaxationFrank A Bulla Frank A Bulla CPA
Francis A Colucci Colucci Associates
Peter Formanek Weinstein amp Formanek CPAs
Katharine Herman Katharine G Herman CPA
Nancy Hogan Nancy S Hogan CPA amp Associates
Michael Hymes Hymes amp Associates CPA
J Allen Kosowsky J Allen Kosowsky CPA
Ben Maini Reynolds amp Rowella
Lewis Pace Pace CPA
Louis Papaleo Papaleo and Company
Lorenzo Santoli Bilotta amp Santoli CPAs
copy Five
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2012 Five Star Wealth
Man
agers
FS 6 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Charles BrackenWe Pay Close Attention to Global Monetary and Fiscal Trends
The Bracken Groupof Wells Fargo Advisors LLC
Left to right Elizabeth Sterken four-year winner Charles Bracken Ralitsa Delgado and Elad Rahamim
bull Customized risk assessment and portfolio management servicesbull Retirement income planningbull Estate investment planning
The Bracken Group works for a geographically dispersed clientele with a wide range of backgrounds and professions
Understanding and responding to our clientsrsquo objectives comes through listening and providing advice that helps them avoid undue risk but at the same time is responsibly opportunistic Most of our clients have been with us for more than a decade and have come to appreciate the genuine concern we have for
helping them achieve their fi nancial goals It is clear to us that our teamrsquos success and personal fulfi llment is contingent upon the success of our clients We work for our clients as we would for our own families and aspire to build lasting meaningful relationships based on trust integrity and superior client service
1133 Westchester Avenue 3rd Floor bull White Plains NY 10604Phone (914) 253-4731
charlesbrackenwellsfargoadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-1160]
Charles Bracken Managing Director ndash Investments Ralitsa Delgado Financial Advisor Elad Rahamim Financial Advisor Ellie Sterken Senior Registered Client Associate
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 7
Special advertiSing Section
MetLife Financial Solutions GroupObjectivity Is at the Forefront of Client-Based Solutions
Financial Planning Investment Management and Insurance Strategies
Left to right Two-year winner Vincent J Paone four-year winner Joseph E OrsquoBrien two-year winners Susy L Chang and Anthony Bartolini four-year winner Scott J Menta
bull Honesty and integrity is how we built our practicebull Trusted advice with exceptional servicebull Clients choose us for our leadership creativity and ability to deliverCredentials Vincent J Paone CLTC Anthony Bartolini LUTCF Susy L Chang CLUreg ChFCreg Joseph E OrsquoBrien ChFCreg CLUreg LUTCF Scott J Menta CFPreg CLUreg ChFCreg
With more than 100 years of combined experience our mission is to listen to our client concerns and provide sound fi nancial advice to help them achieve their goals Whether it be a compliment to an existing portfolio or developing a new strategy we have the knowledge and experience to help you achieve those goals While we run independent practices our mission remains the same When our clients feel good about their portfolios we feel good because we know they are on the path to prosperity We go the extra mile to service our
clients consistently especially when times are tough we are always there to provide advice
Our seasoned professionals have earned professional designations to demonstrate their commitment to their clients as well as their own careers In todayrsquos world of uncertainty working with a fi nancial advisor who is knowledgeable caring and committed to their relationship with you coupled with the fi nancial strength of MetLife is all that you need to fulfi ll your dreams
MetLife Financial Solutions565 Taxter Road Suite 625 bull Elmsford NY 10523
V Paone (914) 372-2946 bull A Bartolini (914) 272-3722 bull S Chang (914) 272-3633 bull J OrsquoBrien (914) 372-2953S Menta (914) 372-2915 bull wwwwestchestermetlifecom
Metropolitan Life Insurance Company New York NY 10166 L0612265188 [exp0613][NY]
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2012 Five Star Wealth
Man
agers
FS 8 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Elana Milianta
Providing Financial Strategies
for All Aspects of Your Life
For many people all roads lead to their life goals in some form or another To assist you in your journey through life Elana and her team work with you to defi ne and prioritize the goals and objectives that mean the most to you then frame your fi nancial and investment strategies around them With about 15 years of experience taking a full balance-sheet
approach has allowed her to build manage preserve and transition her clientsrsquo wealth Together with her clients Elanarsquos goal has always been to develop a mutual trust respect and understanding in working together as partners This process is essential to eff ective planning and a successful relationship
One Lafayette Place bull Greenwich CT 06830Office (203) 769-2524 bull Toll-free (866) 544-1230
elanamilianta1wellsfargocom bull homewellsfargoadvisorscomelanamilianta1Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information
on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-00639 61212]Investment and Insurance Products
Not FDIC-Insured NO Bank Guarantee MAY Lose ValueWells Fargo Advisors LLC Member SIPC is a registered brocker-dealer and a separate non-bank a liate of Wells Fargo amp Company Insurance products are o ered through out a liated non-bank insurance agencies
bull Personalized fi nancial strategies
bull Tailored investment solutions
bull Wealth management services
Title Financial Advisor
Areas of Focus Retirement Planning Asset Management Planning Strategies and Risk Management Strategies
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
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ional
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ional
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
rofess
ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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ional
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Star P
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ional
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ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 3
Special advertiSing Section
award winners listed by primary services and listed alphabetically by last name
Business PlanningAnthony Domino Associated Benefit
Consultants
Estate PlanningErnest Abate Abate amp Abate
Terrence Barnett Ameriprise Financial Services Inc
Matthew Bovino Davidson Dawson amp Clark
Kevin Cohen Law Offices of Kevin H Cohen
Michael Getman The Law Office of Michael Getman
Robert Graef Graef Financial Group Page 13
David Leibell Wiggin and Dana
Neil Lubarsky Neil R Lubarsky amp Associates
Scott M Sherman Scott M Sherman
Craig Solar Solar Law Page 19
James Thompson Barnum Financial Group
Eugenia Vecchio Eugenia M Vecchio Esq amp Associates
Financial PlanningAnthony Adamo Citi Personal Wealth
Management
William Amatuzzo Ameriprise Financial Services Inc
Donald Amoruso Ameriprise Financial Services Inc Page 16
Christopher Banks Ameriprise Financial Services Inc
Kimball Bechtold Morgan Stanley Smith Barney
Robert Berard Ameriprise Financial Services Inc Page 19
Ron Berkowitz Fusion Financial Group
Pradeep Bhashyam Ameriprise Financial Services Inc
Glenn Bianco Morgan Stanley Smith Barney
Joe Biegel Strategies for Wealth
Rick Bloom Strategies for Wealth
David Boczar Emerald Wealth Advisors
Robert Bouza Ameriprise Financial Services Inc
Marcia Boyle Ameriprise Financial Services Inc
Santo Briganti Ameriprise Financial Services Inc
Joshua Brown Rienas amp Brown Wealth ManagementAmeriprise Financial Services Inc
David Bruckman Citrin Cooperman Wealth Management
Mary-Ann Bunting Ameriprise Financial Services Inc
Robert Burkarth III Oppenheimer amp Company
Andrew Buscetto Ameriprise Financial Services Inc
Barry Butlien Marathon Financial Group
Charles Camilleri Ameriprise Financial Services Inc
Wenton Camporin Morgan Stanley Smith Barney
Michael Carter Ameriprise Financial Services Inc
Angela Celso-McGurk Lombardi Celso Catinchi amp AssociatesAmeriprise Financial Services Inc
Quin Ciuffetelli Ameriprise Financial Services Inc
Vivian Cohn The Highbridge Financial Group
Christopher Conigliaro Ameriprise Financial Services Inc
Whitney Cook Whitney M Cook amp AssociatesAmeriprise Financial Services Inc
Andrew Corrigan American Portfolios Financial Services
Thomas Coulter Coulterrsquos Creative Financial Planning
Robert Cusick Investment Insight
Corrado DellrsquoAglio Ameriprise Financial Services Inc
Lawrence DeNoia ITI Strategies Page 16
Anthony DeStefano Altium Wealth Management
Patrick Devaney Ameriprise Financial Services Inc
Kenneth DiCairano KFD Wealth ManagementMetLife
Joseph DiVestea Merrill Lynch
David Donovan Morgan Stanley Smith Barney
Rod Drysdale Drysdale Wealth Management
Mark Egener Egener Wealth Management Group Page 17
Thomas Faranda Thomas G Faranda amp Associates
Gregory Feighan Ameriprise Financial Services Inc
Angela L Fitzgibbon Ameriprise Financial Services Inc
Sidney Franks The Highbridge Financial Group
Rob Freireich The Capital Preserve
Graig Galef Strategies for Wealth
Peter Gallagher Citi Personal Wealth Management
Lawrence Ganim Ganim Group
Geoff Garfield Altium Wealth Management
Brian Geary Joseph P Lucia amp Associates Page 14
William Gemmill Ameriprise Financial Services Inc
James Giangrande Altium Wealth Management
Joan Gregor Ameriprise Financial Services Inc
Ann K Grifin Ameriprise Financial Services Inc
Joseph P Grillo Jr Morgan Stanley Smith Barney Page 20
Eileen M Hawe Money In$ight
Donna Goldman Hirsch Oppenheimer amp Company Page 13
Howard Hirsch Oppenheimer amp Company Page 13
Christopher Jordan LEXCO Wealth Management
Michael Kane Ameriprise Financial Services Inc
Marcia Kaplan Ameriprise Financial Services Inc Page 18
Scott Kaplan Strategies for Wealth
Joan Kenney-Romano Ameriprise Financial Services Inc
Jeffrey Klein MetLife
Martin Kleinman Kleinman Financial Services
Steven Klimaszewski J Matrik Wealth Management
Raymond Kraus Janney Montgomery Scott
Kjersten Lazar Raymond James amp Associates
Alan Lerner Strategies for Wealth
Anthony Lesica Ameriprise Financial Services Inc Page 20
Ryan Lewis Morgan Stanley Smith Barney
David Lewson Merrill Lynch
Joseph Lombardi Lombardi Celso Catinchi amp AssociatesAmeriprise Financial Services Inc
David Long Personal Tax amp Planning Associates
Stephen Lupkas J Stephens Wealth Management
Jared Lynne Ameriprise Financial Services Inc
John Maceranka The Windmill Group
Michael Magnani Amatuzzo amp MagnaniAmeriprise Financial Services Inc
copy Five
Star P
rofess
ional
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 4 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
award winners listed by primary services and listed alphabetically by last name
Michael Mancusi Barnum Financial Group Page 14
Robert Mathias Interstate Financial Group Page 20
Michael Matson Matson Financial Advisors Page 20
Michael Mazzilli Ameriprise Financial Services Inc
Richard McCormack MetLife Resources
Abby McElroy RBC Wealth Management
Terence McGlynn Strategies for WealthPark Avenue Securities
Paul McKirgan Merrill Lynch
Michael McQuaid Ameriprise Financial Services Inc Page 20
Michael Mongiello American Portfolios Financial Services
Eric Morson AXA Advisors
Thomas ldquoSkiprdquo Morton RBC Wealth Management Page 20
Martin Nachemson Prosperian Wealth Management
Eric Nachman Ameriprise Financial Services Inc
Christopher Neubert MONECO Advisors
Marianne Noyes-Ryder Noyes-Ryder Capital Management
Joseph OrsquoBrien MetLife Page 7
John OrsquoKeefe Ameriprise Financial Services Inc
Nicholas Palumbo Opus Advisory Group
Deepak Panjabi Ameriprise Financial Services Inc
Douglas Parrish Ameriprise Financial Services Inc
Arthur Pasternak Merrill Lynch
Michael Paulmeno Ameriprise Financial Services Inc
Allan Pelkonen Pelkonen amp AssociatesAmeriprise Financial Services Inc
Anthony Pereira Capital Preservation Partners
Kevin Peters Morgan Stanley Smith Barney
John Pink J Pink Associates Financial Advisors
John Planell Ameriprise Financial Services Inc
Dana Preis Northeast Planning Associates
Janet Press Janet Press Wealth Management Page 19
Lori Price Price Financial Group
Robert Pruett Opus Advisory Group
LeGrand Redfield Asset Management Group
David Reiser Morgan Stanley Smith Barney
Ronald Robins Beacon Financial Advisors
Robert Rosenberg Morgan Stanley Smith Barney Page 21
John C Ross Strategies for Wealth
Lisa Rossi LEXCO Wealth Management
John Ruggiero Janney Montgomery Scott
Daniel Saalman Ameriprise Financial Services Inc
Michael Salvatore Morgan Stanley Smith Barney Page 12
Leonard Sander The Creative Planners Group
Michael Sander The Creative Planners Group
Paul Santucci Ameriprise Financial Services Inc Page 9
Kurt Schlesinger The Investment Center
Howard Schur Morgan Stanley Smith Barney
Byrke Sestok Barnum Financial Group
Philip Settembrino Professional Financial Consultants Page 21
Addison Sherman Morgan Stanley Smith Barney Page 15
Thomas Sherman Strategies for Wealth
Joseph Silva Ameriprise Financial Services Inc
Gail Simons The Highbridge Financial Group
Deborah Sinnott Sinnott Wealth Management
George Sinnott Sinnott Wealth Management
Michael Smeriglio Benedict Financial Group Page 19
Ted Stein Ameriprise Financial Services Inc
Debra Stokes Morgan Stanley Smith Barney Page 16
Scott Tasch Opus Advisory Group
Kristina TenEyck Prosperity
Charles Thela Four Rivers Wealth Strategies
Mary Ellen Tompkins Morgan Stanley Smith Barney Page 15
Paul Triano David Lerner Associates
Glenn Trieff Ameriprise Financial Services Inc
James Weinstock Janney Montgomery Scott
Judith Werbitt Merrill Lynch
Marian White LEXCO Wealth Management
Andrew Wigzell MetLife
Jeffrey Winner AXA Advisors
InsuranceSusy Chang MetLife Page 7
Deanna Moriarty MetLife Resources Page 18
Bruce Siennick Charter Oak
InvestmentsBuzz Ackerman Morgan Stanley Smith Barney
Roy Alexander Deutsche Bank
James Andreaggi James T Andreaggi Wealth Planning amp Management
Jason Andrews Wells Fargo Advisors LLC
Charles Andriole Merrill Lynch
Larry Arinsburg Finesco Associates
Glenn Axelrod David Lerner Associates
Nan Bailey NPB Wealth Management
John Barnes RBC Wealth Management
Thomas Barnwell Merrill Lynch
Anthony Bartolini MetLife Page 7
John Baxter Baxter Investment Management
Adam Belok Gilman Ciocia Tax amp Financial Planning
Laszlo Birinyi Birinyi Associates
Eli Bloch David Lerner Associates
Charles Bracken Wells Fargo Advisors LLC Page 6
Susan Cheswick Brewer MacGuire Cheswick amp Tuttle
Paul Bronzo Wells Fargo Advisors LLC Page 12
Thomas Cagganello Wells Fargo Advisors LLC
Ronald Casanova Wells Fargo Advisors LLC
Mark Catullo Raymond James Financial Services
Jonathan Chase Merrill Lynch
Ellen Chess Ameriprise Financial Services Inc
Cynthia J Cilwik Wells Fargo Advisors LLC
Beth Cutler Wells Fargo Advisors LLC
John DeSalva Georgetown Financial Group
Anthony DeVito ADV Investment Management
Andrew Donovan Donovan Financial
Thomas Dunn Dunn Financial Services
William ldquoBillrdquo Dwyer Wells Fargo Advisors LLC Page 20
Adam Elgert Wells Fargo Advisors LLC
Kevin Feder Merrill Lynch
Joseph Fenton Janney Montgomery Scott
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Star P
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 5
Special advertiSing Section
Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College
award winners listed by primary services and listed alphabetically by last name
Gregory Fisk Morgan Stanley Smith Barney Page 17
Andrew Florio Morgan Stanley Smith Barney
Carolyn Frzop Janney Montgomery Scott
Mary Gardiner Morgan Stanley Smith Barney
Ben Gecaj GMS Partners
Ronald Gellmann Wells Fargo Advisors LLC
Peter Giannone Wells Fargo Advisors LLC
Edward Gibson Citi Personal Wealth Management Page 20
Russell Glickstern Russell E Glickstern Page 17
Marc Goldstein Morgan Stanley Smith Barney
John Golliozo Oldham Resource Group
Josette Greechan Merrill Lynch
Anthony Greier Citi Personal Wealth Management Page 17
Keith Hagerty Merrill Lynch
Kathleen Hartford Wells Fargo Advisors LLC Page 18
Paul C Hashim David Lerner Associates
Jennifer Hatch Christopher Street Financial
Thomas Herkert Herkert Financial Planning
Mary Kay Hermann Raymond James Financial Services
Ann Herrero Edward Jones
Robert Hoffman Westport Resources
Andrew Horowitz Ameriprise Financial Services Inc
Lee Hunter Ameriprise Financial Services Inc
John Hyman Algonquin Advisors
James Iannazzo Merrill Lynch
Vincent Iannucci Wells Fargo Advisors LLC
Nicholas Jembelis David Lerner Associates
Steven Katz Bluechip Financial Planning
Kenneth Kaufman David Lerner Associates
Geraldine Kearns Merrill Lynch
Henry Keating Morgan Stanley Smith Barney
Ira Kornblatt Morgan Stanley Smith Barney Page 18
Charles Krause Fairfield Research Corporation
John Lang HighTower Advisors
Samuel Lieberman Rothschild Lieberman
Eric Lovas Wells Fargo Advisors LLC
Alan Lowenfels David Lerner Associates
Scott Lowman Morgan Stanley Smith Barney
Joseph Lucia Joseph P Lucia amp Associates Page 14
Daniel MacDonald MDIC Investment Company
Cesar Manent 5th Street Advisors
Karim Mantoura Wells Fargo Advisors LLC
William McCormack Morgan Stanley Smith Barney
James McPartlan American Portfolios Financial Services
Scott Menta MetLife Securities Page 7
Elana Milianta Wells Fargo Advisors LLC Page 8
Rich Miranda Morgan Stanley Smith Barney
Jeffrey Montville Oppenheimer amp Company
Ellis Moore Morgan Stanley Smith Barney Page 11
Graham Murray Merrill Lynch
Philip Nassar Sunbridge Management
Marilyn Neckes Morgan Stanley Smith Barney
James OrsquoBryan Charles Schwab amp Company
Anthony Olivieri Wells Fargo Advisors LLC
Vincent Paone MetLife Financial Solutions Page 7
Edward Pardon Ameriprise Financial Services Inc Page 20
David Passman Wells Fargo Advisors LLC Page 15
Stephen Pendergast Wells Fargo Advisors LLC
Damian Pereira JP Morgan Chase
Gregory Prato Prato Capital Management
Robert Preston Merrill Lynch
Gary Ramuno Hudson Financial Services
Marshall Rankowitz Wells Fargo Advisors LLC
Ira Resnick Morgan Stanley Smith Barney
Anthony Riina Wells Fargo Advisors LLC
Mary Rolland Westport Resources
Kenneth Ronson Wells Fargo Advisors LLC
Spencer Rosman Morgan Stanley Smith Barney
Kenneth Russell GenSpring Family Offices
Robert Santucci Morgan Stanley Smith Barney
Alan Schantz Schantz Wealth Services
Valerie Scimia Wells Fargo Advisors LLC
Charles Seller Morgan Stanley Smith Barney Page 12
Gary Serio Merrill Lynch
William Settembrino Professional Financial Consultants
Daniel Shaffer Shaffer Asset Management
Elliot Skriloff Merrill Lynch
Richard Streisfeld Morgan Stanley Smith Barney Page 10
Brian Suozzi Wells Fargo Advisors LLC
Ira Taber Ameriprise Financial Services Inc
Paul Tessler Commonwealth Financial Network
Matthew True Wells Fargo Advisors LLC
Darrel Upson Ameriprise Financial Services Inc
Marten Van Der Werff Morgan Stanley Smith Barney
John Van Raalte Cantella
Joshua Weisbrot Morgan Stanley Smith Barney
Suzanne Weiser The Weiser GroupMorgan Stanley Smith Barney
Wendy Weller David Lerner Associates
Adam Westphalen The Vista Companies
Richard Yoken The Portfolio Strategy Group
Edward Zapson Edward Jones
Michael Zelvin Brill Securities
Jack Zitomer Morgan Stanley Smith Barney Page 21
Carl Zuckerberg Relyea Zuckerberg Hanson
TaxationFrank A Bulla Frank A Bulla CPA
Francis A Colucci Colucci Associates
Peter Formanek Weinstein amp Formanek CPAs
Katharine Herman Katharine G Herman CPA
Nancy Hogan Nancy S Hogan CPA amp Associates
Michael Hymes Hymes amp Associates CPA
J Allen Kosowsky J Allen Kosowsky CPA
Ben Maini Reynolds amp Rowella
Lewis Pace Pace CPA
Louis Papaleo Papaleo and Company
Lorenzo Santoli Bilotta amp Santoli CPAs
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 6 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Charles BrackenWe Pay Close Attention to Global Monetary and Fiscal Trends
The Bracken Groupof Wells Fargo Advisors LLC
Left to right Elizabeth Sterken four-year winner Charles Bracken Ralitsa Delgado and Elad Rahamim
bull Customized risk assessment and portfolio management servicesbull Retirement income planningbull Estate investment planning
The Bracken Group works for a geographically dispersed clientele with a wide range of backgrounds and professions
Understanding and responding to our clientsrsquo objectives comes through listening and providing advice that helps them avoid undue risk but at the same time is responsibly opportunistic Most of our clients have been with us for more than a decade and have come to appreciate the genuine concern we have for
helping them achieve their fi nancial goals It is clear to us that our teamrsquos success and personal fulfi llment is contingent upon the success of our clients We work for our clients as we would for our own families and aspire to build lasting meaningful relationships based on trust integrity and superior client service
1133 Westchester Avenue 3rd Floor bull White Plains NY 10604Phone (914) 253-4731
charlesbrackenwellsfargoadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-1160]
Charles Bracken Managing Director ndash Investments Ralitsa Delgado Financial Advisor Elad Rahamim Financial Advisor Ellie Sterken Senior Registered Client Associate
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 7
Special advertiSing Section
MetLife Financial Solutions GroupObjectivity Is at the Forefront of Client-Based Solutions
Financial Planning Investment Management and Insurance Strategies
Left to right Two-year winner Vincent J Paone four-year winner Joseph E OrsquoBrien two-year winners Susy L Chang and Anthony Bartolini four-year winner Scott J Menta
bull Honesty and integrity is how we built our practicebull Trusted advice with exceptional servicebull Clients choose us for our leadership creativity and ability to deliverCredentials Vincent J Paone CLTC Anthony Bartolini LUTCF Susy L Chang CLUreg ChFCreg Joseph E OrsquoBrien ChFCreg CLUreg LUTCF Scott J Menta CFPreg CLUreg ChFCreg
With more than 100 years of combined experience our mission is to listen to our client concerns and provide sound fi nancial advice to help them achieve their goals Whether it be a compliment to an existing portfolio or developing a new strategy we have the knowledge and experience to help you achieve those goals While we run independent practices our mission remains the same When our clients feel good about their portfolios we feel good because we know they are on the path to prosperity We go the extra mile to service our
clients consistently especially when times are tough we are always there to provide advice
Our seasoned professionals have earned professional designations to demonstrate their commitment to their clients as well as their own careers In todayrsquos world of uncertainty working with a fi nancial advisor who is knowledgeable caring and committed to their relationship with you coupled with the fi nancial strength of MetLife is all that you need to fulfi ll your dreams
MetLife Financial Solutions565 Taxter Road Suite 625 bull Elmsford NY 10523
V Paone (914) 372-2946 bull A Bartolini (914) 272-3722 bull S Chang (914) 272-3633 bull J OrsquoBrien (914) 372-2953S Menta (914) 372-2915 bull wwwwestchestermetlifecom
Metropolitan Life Insurance Company New York NY 10166 L0612265188 [exp0613][NY]
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2012 Five Star Wealth
Man
agers
FS 8 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Elana Milianta
Providing Financial Strategies
for All Aspects of Your Life
For many people all roads lead to their life goals in some form or another To assist you in your journey through life Elana and her team work with you to defi ne and prioritize the goals and objectives that mean the most to you then frame your fi nancial and investment strategies around them With about 15 years of experience taking a full balance-sheet
approach has allowed her to build manage preserve and transition her clientsrsquo wealth Together with her clients Elanarsquos goal has always been to develop a mutual trust respect and understanding in working together as partners This process is essential to eff ective planning and a successful relationship
One Lafayette Place bull Greenwich CT 06830Office (203) 769-2524 bull Toll-free (866) 544-1230
elanamilianta1wellsfargocom bull homewellsfargoadvisorscomelanamilianta1Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information
on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-00639 61212]Investment and Insurance Products
Not FDIC-Insured NO Bank Guarantee MAY Lose ValueWells Fargo Advisors LLC Member SIPC is a registered brocker-dealer and a separate non-bank a liate of Wells Fargo amp Company Insurance products are o ered through out a liated non-bank insurance agencies
bull Personalized fi nancial strategies
bull Tailored investment solutions
bull Wealth management services
Title Financial Advisor
Areas of Focus Retirement Planning Asset Management Planning Strategies and Risk Management Strategies
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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ional
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Star P
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ional
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ional
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Star P
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ional
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ional
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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ional
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Star P
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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Star P
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ional
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Star P
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
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rofess
ional
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ional
2012 Five Star Wealth
Man
agers
FS 4 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
award winners listed by primary services and listed alphabetically by last name
Michael Mancusi Barnum Financial Group Page 14
Robert Mathias Interstate Financial Group Page 20
Michael Matson Matson Financial Advisors Page 20
Michael Mazzilli Ameriprise Financial Services Inc
Richard McCormack MetLife Resources
Abby McElroy RBC Wealth Management
Terence McGlynn Strategies for WealthPark Avenue Securities
Paul McKirgan Merrill Lynch
Michael McQuaid Ameriprise Financial Services Inc Page 20
Michael Mongiello American Portfolios Financial Services
Eric Morson AXA Advisors
Thomas ldquoSkiprdquo Morton RBC Wealth Management Page 20
Martin Nachemson Prosperian Wealth Management
Eric Nachman Ameriprise Financial Services Inc
Christopher Neubert MONECO Advisors
Marianne Noyes-Ryder Noyes-Ryder Capital Management
Joseph OrsquoBrien MetLife Page 7
John OrsquoKeefe Ameriprise Financial Services Inc
Nicholas Palumbo Opus Advisory Group
Deepak Panjabi Ameriprise Financial Services Inc
Douglas Parrish Ameriprise Financial Services Inc
Arthur Pasternak Merrill Lynch
Michael Paulmeno Ameriprise Financial Services Inc
Allan Pelkonen Pelkonen amp AssociatesAmeriprise Financial Services Inc
Anthony Pereira Capital Preservation Partners
Kevin Peters Morgan Stanley Smith Barney
John Pink J Pink Associates Financial Advisors
John Planell Ameriprise Financial Services Inc
Dana Preis Northeast Planning Associates
Janet Press Janet Press Wealth Management Page 19
Lori Price Price Financial Group
Robert Pruett Opus Advisory Group
LeGrand Redfield Asset Management Group
David Reiser Morgan Stanley Smith Barney
Ronald Robins Beacon Financial Advisors
Robert Rosenberg Morgan Stanley Smith Barney Page 21
John C Ross Strategies for Wealth
Lisa Rossi LEXCO Wealth Management
John Ruggiero Janney Montgomery Scott
Daniel Saalman Ameriprise Financial Services Inc
Michael Salvatore Morgan Stanley Smith Barney Page 12
Leonard Sander The Creative Planners Group
Michael Sander The Creative Planners Group
Paul Santucci Ameriprise Financial Services Inc Page 9
Kurt Schlesinger The Investment Center
Howard Schur Morgan Stanley Smith Barney
Byrke Sestok Barnum Financial Group
Philip Settembrino Professional Financial Consultants Page 21
Addison Sherman Morgan Stanley Smith Barney Page 15
Thomas Sherman Strategies for Wealth
Joseph Silva Ameriprise Financial Services Inc
Gail Simons The Highbridge Financial Group
Deborah Sinnott Sinnott Wealth Management
George Sinnott Sinnott Wealth Management
Michael Smeriglio Benedict Financial Group Page 19
Ted Stein Ameriprise Financial Services Inc
Debra Stokes Morgan Stanley Smith Barney Page 16
Scott Tasch Opus Advisory Group
Kristina TenEyck Prosperity
Charles Thela Four Rivers Wealth Strategies
Mary Ellen Tompkins Morgan Stanley Smith Barney Page 15
Paul Triano David Lerner Associates
Glenn Trieff Ameriprise Financial Services Inc
James Weinstock Janney Montgomery Scott
Judith Werbitt Merrill Lynch
Marian White LEXCO Wealth Management
Andrew Wigzell MetLife
Jeffrey Winner AXA Advisors
InsuranceSusy Chang MetLife Page 7
Deanna Moriarty MetLife Resources Page 18
Bruce Siennick Charter Oak
InvestmentsBuzz Ackerman Morgan Stanley Smith Barney
Roy Alexander Deutsche Bank
James Andreaggi James T Andreaggi Wealth Planning amp Management
Jason Andrews Wells Fargo Advisors LLC
Charles Andriole Merrill Lynch
Larry Arinsburg Finesco Associates
Glenn Axelrod David Lerner Associates
Nan Bailey NPB Wealth Management
John Barnes RBC Wealth Management
Thomas Barnwell Merrill Lynch
Anthony Bartolini MetLife Page 7
John Baxter Baxter Investment Management
Adam Belok Gilman Ciocia Tax amp Financial Planning
Laszlo Birinyi Birinyi Associates
Eli Bloch David Lerner Associates
Charles Bracken Wells Fargo Advisors LLC Page 6
Susan Cheswick Brewer MacGuire Cheswick amp Tuttle
Paul Bronzo Wells Fargo Advisors LLC Page 12
Thomas Cagganello Wells Fargo Advisors LLC
Ronald Casanova Wells Fargo Advisors LLC
Mark Catullo Raymond James Financial Services
Jonathan Chase Merrill Lynch
Ellen Chess Ameriprise Financial Services Inc
Cynthia J Cilwik Wells Fargo Advisors LLC
Beth Cutler Wells Fargo Advisors LLC
John DeSalva Georgetown Financial Group
Anthony DeVito ADV Investment Management
Andrew Donovan Donovan Financial
Thomas Dunn Dunn Financial Services
William ldquoBillrdquo Dwyer Wells Fargo Advisors LLC Page 20
Adam Elgert Wells Fargo Advisors LLC
Kevin Feder Merrill Lynch
Joseph Fenton Janney Montgomery Scott
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 5
Special advertiSing Section
Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College
award winners listed by primary services and listed alphabetically by last name
Gregory Fisk Morgan Stanley Smith Barney Page 17
Andrew Florio Morgan Stanley Smith Barney
Carolyn Frzop Janney Montgomery Scott
Mary Gardiner Morgan Stanley Smith Barney
Ben Gecaj GMS Partners
Ronald Gellmann Wells Fargo Advisors LLC
Peter Giannone Wells Fargo Advisors LLC
Edward Gibson Citi Personal Wealth Management Page 20
Russell Glickstern Russell E Glickstern Page 17
Marc Goldstein Morgan Stanley Smith Barney
John Golliozo Oldham Resource Group
Josette Greechan Merrill Lynch
Anthony Greier Citi Personal Wealth Management Page 17
Keith Hagerty Merrill Lynch
Kathleen Hartford Wells Fargo Advisors LLC Page 18
Paul C Hashim David Lerner Associates
Jennifer Hatch Christopher Street Financial
Thomas Herkert Herkert Financial Planning
Mary Kay Hermann Raymond James Financial Services
Ann Herrero Edward Jones
Robert Hoffman Westport Resources
Andrew Horowitz Ameriprise Financial Services Inc
Lee Hunter Ameriprise Financial Services Inc
John Hyman Algonquin Advisors
James Iannazzo Merrill Lynch
Vincent Iannucci Wells Fargo Advisors LLC
Nicholas Jembelis David Lerner Associates
Steven Katz Bluechip Financial Planning
Kenneth Kaufman David Lerner Associates
Geraldine Kearns Merrill Lynch
Henry Keating Morgan Stanley Smith Barney
Ira Kornblatt Morgan Stanley Smith Barney Page 18
Charles Krause Fairfield Research Corporation
John Lang HighTower Advisors
Samuel Lieberman Rothschild Lieberman
Eric Lovas Wells Fargo Advisors LLC
Alan Lowenfels David Lerner Associates
Scott Lowman Morgan Stanley Smith Barney
Joseph Lucia Joseph P Lucia amp Associates Page 14
Daniel MacDonald MDIC Investment Company
Cesar Manent 5th Street Advisors
Karim Mantoura Wells Fargo Advisors LLC
William McCormack Morgan Stanley Smith Barney
James McPartlan American Portfolios Financial Services
Scott Menta MetLife Securities Page 7
Elana Milianta Wells Fargo Advisors LLC Page 8
Rich Miranda Morgan Stanley Smith Barney
Jeffrey Montville Oppenheimer amp Company
Ellis Moore Morgan Stanley Smith Barney Page 11
Graham Murray Merrill Lynch
Philip Nassar Sunbridge Management
Marilyn Neckes Morgan Stanley Smith Barney
James OrsquoBryan Charles Schwab amp Company
Anthony Olivieri Wells Fargo Advisors LLC
Vincent Paone MetLife Financial Solutions Page 7
Edward Pardon Ameriprise Financial Services Inc Page 20
David Passman Wells Fargo Advisors LLC Page 15
Stephen Pendergast Wells Fargo Advisors LLC
Damian Pereira JP Morgan Chase
Gregory Prato Prato Capital Management
Robert Preston Merrill Lynch
Gary Ramuno Hudson Financial Services
Marshall Rankowitz Wells Fargo Advisors LLC
Ira Resnick Morgan Stanley Smith Barney
Anthony Riina Wells Fargo Advisors LLC
Mary Rolland Westport Resources
Kenneth Ronson Wells Fargo Advisors LLC
Spencer Rosman Morgan Stanley Smith Barney
Kenneth Russell GenSpring Family Offices
Robert Santucci Morgan Stanley Smith Barney
Alan Schantz Schantz Wealth Services
Valerie Scimia Wells Fargo Advisors LLC
Charles Seller Morgan Stanley Smith Barney Page 12
Gary Serio Merrill Lynch
William Settembrino Professional Financial Consultants
Daniel Shaffer Shaffer Asset Management
Elliot Skriloff Merrill Lynch
Richard Streisfeld Morgan Stanley Smith Barney Page 10
Brian Suozzi Wells Fargo Advisors LLC
Ira Taber Ameriprise Financial Services Inc
Paul Tessler Commonwealth Financial Network
Matthew True Wells Fargo Advisors LLC
Darrel Upson Ameriprise Financial Services Inc
Marten Van Der Werff Morgan Stanley Smith Barney
John Van Raalte Cantella
Joshua Weisbrot Morgan Stanley Smith Barney
Suzanne Weiser The Weiser GroupMorgan Stanley Smith Barney
Wendy Weller David Lerner Associates
Adam Westphalen The Vista Companies
Richard Yoken The Portfolio Strategy Group
Edward Zapson Edward Jones
Michael Zelvin Brill Securities
Jack Zitomer Morgan Stanley Smith Barney Page 21
Carl Zuckerberg Relyea Zuckerberg Hanson
TaxationFrank A Bulla Frank A Bulla CPA
Francis A Colucci Colucci Associates
Peter Formanek Weinstein amp Formanek CPAs
Katharine Herman Katharine G Herman CPA
Nancy Hogan Nancy S Hogan CPA amp Associates
Michael Hymes Hymes amp Associates CPA
J Allen Kosowsky J Allen Kosowsky CPA
Ben Maini Reynolds amp Rowella
Lewis Pace Pace CPA
Louis Papaleo Papaleo and Company
Lorenzo Santoli Bilotta amp Santoli CPAs
copy Five
Star P
rofess
ional
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 6 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Charles BrackenWe Pay Close Attention to Global Monetary and Fiscal Trends
The Bracken Groupof Wells Fargo Advisors LLC
Left to right Elizabeth Sterken four-year winner Charles Bracken Ralitsa Delgado and Elad Rahamim
bull Customized risk assessment and portfolio management servicesbull Retirement income planningbull Estate investment planning
The Bracken Group works for a geographically dispersed clientele with a wide range of backgrounds and professions
Understanding and responding to our clientsrsquo objectives comes through listening and providing advice that helps them avoid undue risk but at the same time is responsibly opportunistic Most of our clients have been with us for more than a decade and have come to appreciate the genuine concern we have for
helping them achieve their fi nancial goals It is clear to us that our teamrsquos success and personal fulfi llment is contingent upon the success of our clients We work for our clients as we would for our own families and aspire to build lasting meaningful relationships based on trust integrity and superior client service
1133 Westchester Avenue 3rd Floor bull White Plains NY 10604Phone (914) 253-4731
charlesbrackenwellsfargoadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-1160]
Charles Bracken Managing Director ndash Investments Ralitsa Delgado Financial Advisor Elad Rahamim Financial Advisor Ellie Sterken Senior Registered Client Associate
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 7
Special advertiSing Section
MetLife Financial Solutions GroupObjectivity Is at the Forefront of Client-Based Solutions
Financial Planning Investment Management and Insurance Strategies
Left to right Two-year winner Vincent J Paone four-year winner Joseph E OrsquoBrien two-year winners Susy L Chang and Anthony Bartolini four-year winner Scott J Menta
bull Honesty and integrity is how we built our practicebull Trusted advice with exceptional servicebull Clients choose us for our leadership creativity and ability to deliverCredentials Vincent J Paone CLTC Anthony Bartolini LUTCF Susy L Chang CLUreg ChFCreg Joseph E OrsquoBrien ChFCreg CLUreg LUTCF Scott J Menta CFPreg CLUreg ChFCreg
With more than 100 years of combined experience our mission is to listen to our client concerns and provide sound fi nancial advice to help them achieve their goals Whether it be a compliment to an existing portfolio or developing a new strategy we have the knowledge and experience to help you achieve those goals While we run independent practices our mission remains the same When our clients feel good about their portfolios we feel good because we know they are on the path to prosperity We go the extra mile to service our
clients consistently especially when times are tough we are always there to provide advice
Our seasoned professionals have earned professional designations to demonstrate their commitment to their clients as well as their own careers In todayrsquos world of uncertainty working with a fi nancial advisor who is knowledgeable caring and committed to their relationship with you coupled with the fi nancial strength of MetLife is all that you need to fulfi ll your dreams
MetLife Financial Solutions565 Taxter Road Suite 625 bull Elmsford NY 10523
V Paone (914) 372-2946 bull A Bartolini (914) 272-3722 bull S Chang (914) 272-3633 bull J OrsquoBrien (914) 372-2953S Menta (914) 372-2915 bull wwwwestchestermetlifecom
Metropolitan Life Insurance Company New York NY 10166 L0612265188 [exp0613][NY]
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2012 Five Star Wealth
Man
agers
FS 8 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Elana Milianta
Providing Financial Strategies
for All Aspects of Your Life
For many people all roads lead to their life goals in some form or another To assist you in your journey through life Elana and her team work with you to defi ne and prioritize the goals and objectives that mean the most to you then frame your fi nancial and investment strategies around them With about 15 years of experience taking a full balance-sheet
approach has allowed her to build manage preserve and transition her clientsrsquo wealth Together with her clients Elanarsquos goal has always been to develop a mutual trust respect and understanding in working together as partners This process is essential to eff ective planning and a successful relationship
One Lafayette Place bull Greenwich CT 06830Office (203) 769-2524 bull Toll-free (866) 544-1230
elanamilianta1wellsfargocom bull homewellsfargoadvisorscomelanamilianta1Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information
on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-00639 61212]Investment and Insurance Products
Not FDIC-Insured NO Bank Guarantee MAY Lose ValueWells Fargo Advisors LLC Member SIPC is a registered brocker-dealer and a separate non-bank a liate of Wells Fargo amp Company Insurance products are o ered through out a liated non-bank insurance agencies
bull Personalized fi nancial strategies
bull Tailored investment solutions
bull Wealth management services
Title Financial Advisor
Areas of Focus Retirement Planning Asset Management Planning Strategies and Risk Management Strategies
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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Star P
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 5
Special advertiSing Section
Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College
award winners listed by primary services and listed alphabetically by last name
Gregory Fisk Morgan Stanley Smith Barney Page 17
Andrew Florio Morgan Stanley Smith Barney
Carolyn Frzop Janney Montgomery Scott
Mary Gardiner Morgan Stanley Smith Barney
Ben Gecaj GMS Partners
Ronald Gellmann Wells Fargo Advisors LLC
Peter Giannone Wells Fargo Advisors LLC
Edward Gibson Citi Personal Wealth Management Page 20
Russell Glickstern Russell E Glickstern Page 17
Marc Goldstein Morgan Stanley Smith Barney
John Golliozo Oldham Resource Group
Josette Greechan Merrill Lynch
Anthony Greier Citi Personal Wealth Management Page 17
Keith Hagerty Merrill Lynch
Kathleen Hartford Wells Fargo Advisors LLC Page 18
Paul C Hashim David Lerner Associates
Jennifer Hatch Christopher Street Financial
Thomas Herkert Herkert Financial Planning
Mary Kay Hermann Raymond James Financial Services
Ann Herrero Edward Jones
Robert Hoffman Westport Resources
Andrew Horowitz Ameriprise Financial Services Inc
Lee Hunter Ameriprise Financial Services Inc
John Hyman Algonquin Advisors
James Iannazzo Merrill Lynch
Vincent Iannucci Wells Fargo Advisors LLC
Nicholas Jembelis David Lerner Associates
Steven Katz Bluechip Financial Planning
Kenneth Kaufman David Lerner Associates
Geraldine Kearns Merrill Lynch
Henry Keating Morgan Stanley Smith Barney
Ira Kornblatt Morgan Stanley Smith Barney Page 18
Charles Krause Fairfield Research Corporation
John Lang HighTower Advisors
Samuel Lieberman Rothschild Lieberman
Eric Lovas Wells Fargo Advisors LLC
Alan Lowenfels David Lerner Associates
Scott Lowman Morgan Stanley Smith Barney
Joseph Lucia Joseph P Lucia amp Associates Page 14
Daniel MacDonald MDIC Investment Company
Cesar Manent 5th Street Advisors
Karim Mantoura Wells Fargo Advisors LLC
William McCormack Morgan Stanley Smith Barney
James McPartlan American Portfolios Financial Services
Scott Menta MetLife Securities Page 7
Elana Milianta Wells Fargo Advisors LLC Page 8
Rich Miranda Morgan Stanley Smith Barney
Jeffrey Montville Oppenheimer amp Company
Ellis Moore Morgan Stanley Smith Barney Page 11
Graham Murray Merrill Lynch
Philip Nassar Sunbridge Management
Marilyn Neckes Morgan Stanley Smith Barney
James OrsquoBryan Charles Schwab amp Company
Anthony Olivieri Wells Fargo Advisors LLC
Vincent Paone MetLife Financial Solutions Page 7
Edward Pardon Ameriprise Financial Services Inc Page 20
David Passman Wells Fargo Advisors LLC Page 15
Stephen Pendergast Wells Fargo Advisors LLC
Damian Pereira JP Morgan Chase
Gregory Prato Prato Capital Management
Robert Preston Merrill Lynch
Gary Ramuno Hudson Financial Services
Marshall Rankowitz Wells Fargo Advisors LLC
Ira Resnick Morgan Stanley Smith Barney
Anthony Riina Wells Fargo Advisors LLC
Mary Rolland Westport Resources
Kenneth Ronson Wells Fargo Advisors LLC
Spencer Rosman Morgan Stanley Smith Barney
Kenneth Russell GenSpring Family Offices
Robert Santucci Morgan Stanley Smith Barney
Alan Schantz Schantz Wealth Services
Valerie Scimia Wells Fargo Advisors LLC
Charles Seller Morgan Stanley Smith Barney Page 12
Gary Serio Merrill Lynch
William Settembrino Professional Financial Consultants
Daniel Shaffer Shaffer Asset Management
Elliot Skriloff Merrill Lynch
Richard Streisfeld Morgan Stanley Smith Barney Page 10
Brian Suozzi Wells Fargo Advisors LLC
Ira Taber Ameriprise Financial Services Inc
Paul Tessler Commonwealth Financial Network
Matthew True Wells Fargo Advisors LLC
Darrel Upson Ameriprise Financial Services Inc
Marten Van Der Werff Morgan Stanley Smith Barney
John Van Raalte Cantella
Joshua Weisbrot Morgan Stanley Smith Barney
Suzanne Weiser The Weiser GroupMorgan Stanley Smith Barney
Wendy Weller David Lerner Associates
Adam Westphalen The Vista Companies
Richard Yoken The Portfolio Strategy Group
Edward Zapson Edward Jones
Michael Zelvin Brill Securities
Jack Zitomer Morgan Stanley Smith Barney Page 21
Carl Zuckerberg Relyea Zuckerberg Hanson
TaxationFrank A Bulla Frank A Bulla CPA
Francis A Colucci Colucci Associates
Peter Formanek Weinstein amp Formanek CPAs
Katharine Herman Katharine G Herman CPA
Nancy Hogan Nancy S Hogan CPA amp Associates
Michael Hymes Hymes amp Associates CPA
J Allen Kosowsky J Allen Kosowsky CPA
Ben Maini Reynolds amp Rowella
Lewis Pace Pace CPA
Louis Papaleo Papaleo and Company
Lorenzo Santoli Bilotta amp Santoli CPAs
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2012 Five Star Wealth
Man
agers
FS 6 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Charles BrackenWe Pay Close Attention to Global Monetary and Fiscal Trends
The Bracken Groupof Wells Fargo Advisors LLC
Left to right Elizabeth Sterken four-year winner Charles Bracken Ralitsa Delgado and Elad Rahamim
bull Customized risk assessment and portfolio management servicesbull Retirement income planningbull Estate investment planning
The Bracken Group works for a geographically dispersed clientele with a wide range of backgrounds and professions
Understanding and responding to our clientsrsquo objectives comes through listening and providing advice that helps them avoid undue risk but at the same time is responsibly opportunistic Most of our clients have been with us for more than a decade and have come to appreciate the genuine concern we have for
helping them achieve their fi nancial goals It is clear to us that our teamrsquos success and personal fulfi llment is contingent upon the success of our clients We work for our clients as we would for our own families and aspire to build lasting meaningful relationships based on trust integrity and superior client service
1133 Westchester Avenue 3rd Floor bull White Plains NY 10604Phone (914) 253-4731
charlesbrackenwellsfargoadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-1160]
Charles Bracken Managing Director ndash Investments Ralitsa Delgado Financial Advisor Elad Rahamim Financial Advisor Ellie Sterken Senior Registered Client Associate
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 7
Special advertiSing Section
MetLife Financial Solutions GroupObjectivity Is at the Forefront of Client-Based Solutions
Financial Planning Investment Management and Insurance Strategies
Left to right Two-year winner Vincent J Paone four-year winner Joseph E OrsquoBrien two-year winners Susy L Chang and Anthony Bartolini four-year winner Scott J Menta
bull Honesty and integrity is how we built our practicebull Trusted advice with exceptional servicebull Clients choose us for our leadership creativity and ability to deliverCredentials Vincent J Paone CLTC Anthony Bartolini LUTCF Susy L Chang CLUreg ChFCreg Joseph E OrsquoBrien ChFCreg CLUreg LUTCF Scott J Menta CFPreg CLUreg ChFCreg
With more than 100 years of combined experience our mission is to listen to our client concerns and provide sound fi nancial advice to help them achieve their goals Whether it be a compliment to an existing portfolio or developing a new strategy we have the knowledge and experience to help you achieve those goals While we run independent practices our mission remains the same When our clients feel good about their portfolios we feel good because we know they are on the path to prosperity We go the extra mile to service our
clients consistently especially when times are tough we are always there to provide advice
Our seasoned professionals have earned professional designations to demonstrate their commitment to their clients as well as their own careers In todayrsquos world of uncertainty working with a fi nancial advisor who is knowledgeable caring and committed to their relationship with you coupled with the fi nancial strength of MetLife is all that you need to fulfi ll your dreams
MetLife Financial Solutions565 Taxter Road Suite 625 bull Elmsford NY 10523
V Paone (914) 372-2946 bull A Bartolini (914) 272-3722 bull S Chang (914) 272-3633 bull J OrsquoBrien (914) 372-2953S Menta (914) 372-2915 bull wwwwestchestermetlifecom
Metropolitan Life Insurance Company New York NY 10166 L0612265188 [exp0613][NY]
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2012 Five Star Wealth
Man
agers
FS 8 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Elana Milianta
Providing Financial Strategies
for All Aspects of Your Life
For many people all roads lead to their life goals in some form or another To assist you in your journey through life Elana and her team work with you to defi ne and prioritize the goals and objectives that mean the most to you then frame your fi nancial and investment strategies around them With about 15 years of experience taking a full balance-sheet
approach has allowed her to build manage preserve and transition her clientsrsquo wealth Together with her clients Elanarsquos goal has always been to develop a mutual trust respect and understanding in working together as partners This process is essential to eff ective planning and a successful relationship
One Lafayette Place bull Greenwich CT 06830Office (203) 769-2524 bull Toll-free (866) 544-1230
elanamilianta1wellsfargocom bull homewellsfargoadvisorscomelanamilianta1Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information
on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-00639 61212]Investment and Insurance Products
Not FDIC-Insured NO Bank Guarantee MAY Lose ValueWells Fargo Advisors LLC Member SIPC is a registered brocker-dealer and a separate non-bank a liate of Wells Fargo amp Company Insurance products are o ered through out a liated non-bank insurance agencies
bull Personalized fi nancial strategies
bull Tailored investment solutions
bull Wealth management services
Title Financial Advisor
Areas of Focus Retirement Planning Asset Management Planning Strategies and Risk Management Strategies
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
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ional
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
Star P
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
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ional
2012 Five Star Wealth
Man
agers
FS 6 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Charles BrackenWe Pay Close Attention to Global Monetary and Fiscal Trends
The Bracken Groupof Wells Fargo Advisors LLC
Left to right Elizabeth Sterken four-year winner Charles Bracken Ralitsa Delgado and Elad Rahamim
bull Customized risk assessment and portfolio management servicesbull Retirement income planningbull Estate investment planning
The Bracken Group works for a geographically dispersed clientele with a wide range of backgrounds and professions
Understanding and responding to our clientsrsquo objectives comes through listening and providing advice that helps them avoid undue risk but at the same time is responsibly opportunistic Most of our clients have been with us for more than a decade and have come to appreciate the genuine concern we have for
helping them achieve their fi nancial goals It is clear to us that our teamrsquos success and personal fulfi llment is contingent upon the success of our clients We work for our clients as we would for our own families and aspire to build lasting meaningful relationships based on trust integrity and superior client service
1133 Westchester Avenue 3rd Floor bull White Plains NY 10604Phone (914) 253-4731
charlesbrackenwellsfargoadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-1160]
Charles Bracken Managing Director ndash Investments Ralitsa Delgado Financial Advisor Elad Rahamim Financial Advisor Ellie Sterken Senior Registered Client Associate
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 7
Special advertiSing Section
MetLife Financial Solutions GroupObjectivity Is at the Forefront of Client-Based Solutions
Financial Planning Investment Management and Insurance Strategies
Left to right Two-year winner Vincent J Paone four-year winner Joseph E OrsquoBrien two-year winners Susy L Chang and Anthony Bartolini four-year winner Scott J Menta
bull Honesty and integrity is how we built our practicebull Trusted advice with exceptional servicebull Clients choose us for our leadership creativity and ability to deliverCredentials Vincent J Paone CLTC Anthony Bartolini LUTCF Susy L Chang CLUreg ChFCreg Joseph E OrsquoBrien ChFCreg CLUreg LUTCF Scott J Menta CFPreg CLUreg ChFCreg
With more than 100 years of combined experience our mission is to listen to our client concerns and provide sound fi nancial advice to help them achieve their goals Whether it be a compliment to an existing portfolio or developing a new strategy we have the knowledge and experience to help you achieve those goals While we run independent practices our mission remains the same When our clients feel good about their portfolios we feel good because we know they are on the path to prosperity We go the extra mile to service our
clients consistently especially when times are tough we are always there to provide advice
Our seasoned professionals have earned professional designations to demonstrate their commitment to their clients as well as their own careers In todayrsquos world of uncertainty working with a fi nancial advisor who is knowledgeable caring and committed to their relationship with you coupled with the fi nancial strength of MetLife is all that you need to fulfi ll your dreams
MetLife Financial Solutions565 Taxter Road Suite 625 bull Elmsford NY 10523
V Paone (914) 372-2946 bull A Bartolini (914) 272-3722 bull S Chang (914) 272-3633 bull J OrsquoBrien (914) 372-2953S Menta (914) 372-2915 bull wwwwestchestermetlifecom
Metropolitan Life Insurance Company New York NY 10166 L0612265188 [exp0613][NY]
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2012 Five Star Wealth
Man
agers
FS 8 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Elana Milianta
Providing Financial Strategies
for All Aspects of Your Life
For many people all roads lead to their life goals in some form or another To assist you in your journey through life Elana and her team work with you to defi ne and prioritize the goals and objectives that mean the most to you then frame your fi nancial and investment strategies around them With about 15 years of experience taking a full balance-sheet
approach has allowed her to build manage preserve and transition her clientsrsquo wealth Together with her clients Elanarsquos goal has always been to develop a mutual trust respect and understanding in working together as partners This process is essential to eff ective planning and a successful relationship
One Lafayette Place bull Greenwich CT 06830Office (203) 769-2524 bull Toll-free (866) 544-1230
elanamilianta1wellsfargocom bull homewellsfargoadvisorscomelanamilianta1Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information
on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-00639 61212]Investment and Insurance Products
Not FDIC-Insured NO Bank Guarantee MAY Lose ValueWells Fargo Advisors LLC Member SIPC is a registered brocker-dealer and a separate non-bank a liate of Wells Fargo amp Company Insurance products are o ered through out a liated non-bank insurance agencies
bull Personalized fi nancial strategies
bull Tailored investment solutions
bull Wealth management services
Title Financial Advisor
Areas of Focus Retirement Planning Asset Management Planning Strategies and Risk Management Strategies
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
copy Five
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
Star P
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
Star P
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ional
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ional
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ional
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 7
Special advertiSing Section
MetLife Financial Solutions GroupObjectivity Is at the Forefront of Client-Based Solutions
Financial Planning Investment Management and Insurance Strategies
Left to right Two-year winner Vincent J Paone four-year winner Joseph E OrsquoBrien two-year winners Susy L Chang and Anthony Bartolini four-year winner Scott J Menta
bull Honesty and integrity is how we built our practicebull Trusted advice with exceptional servicebull Clients choose us for our leadership creativity and ability to deliverCredentials Vincent J Paone CLTC Anthony Bartolini LUTCF Susy L Chang CLUreg ChFCreg Joseph E OrsquoBrien ChFCreg CLUreg LUTCF Scott J Menta CFPreg CLUreg ChFCreg
With more than 100 years of combined experience our mission is to listen to our client concerns and provide sound fi nancial advice to help them achieve their goals Whether it be a compliment to an existing portfolio or developing a new strategy we have the knowledge and experience to help you achieve those goals While we run independent practices our mission remains the same When our clients feel good about their portfolios we feel good because we know they are on the path to prosperity We go the extra mile to service our
clients consistently especially when times are tough we are always there to provide advice
Our seasoned professionals have earned professional designations to demonstrate their commitment to their clients as well as their own careers In todayrsquos world of uncertainty working with a fi nancial advisor who is knowledgeable caring and committed to their relationship with you coupled with the fi nancial strength of MetLife is all that you need to fulfi ll your dreams
MetLife Financial Solutions565 Taxter Road Suite 625 bull Elmsford NY 10523
V Paone (914) 372-2946 bull A Bartolini (914) 272-3722 bull S Chang (914) 272-3633 bull J OrsquoBrien (914) 372-2953S Menta (914) 372-2915 bull wwwwestchestermetlifecom
Metropolitan Life Insurance Company New York NY 10166 L0612265188 [exp0613][NY]
copy Five
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2012 Five Star Wealth
Man
agers
FS 8 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Elana Milianta
Providing Financial Strategies
for All Aspects of Your Life
For many people all roads lead to their life goals in some form or another To assist you in your journey through life Elana and her team work with you to defi ne and prioritize the goals and objectives that mean the most to you then frame your fi nancial and investment strategies around them With about 15 years of experience taking a full balance-sheet
approach has allowed her to build manage preserve and transition her clientsrsquo wealth Together with her clients Elanarsquos goal has always been to develop a mutual trust respect and understanding in working together as partners This process is essential to eff ective planning and a successful relationship
One Lafayette Place bull Greenwich CT 06830Office (203) 769-2524 bull Toll-free (866) 544-1230
elanamilianta1wellsfargocom bull homewellsfargoadvisorscomelanamilianta1Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information
on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-00639 61212]Investment and Insurance Products
Not FDIC-Insured NO Bank Guarantee MAY Lose ValueWells Fargo Advisors LLC Member SIPC is a registered brocker-dealer and a separate non-bank a liate of Wells Fargo amp Company Insurance products are o ered through out a liated non-bank insurance agencies
bull Personalized fi nancial strategies
bull Tailored investment solutions
bull Wealth management services
Title Financial Advisor
Areas of Focus Retirement Planning Asset Management Planning Strategies and Risk Management Strategies
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
copy Five
Star P
rofess
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
Star P
rofess
ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
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2012 Five Star Wealth
Man
agers
FS 8 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Elana Milianta
Providing Financial Strategies
for All Aspects of Your Life
For many people all roads lead to their life goals in some form or another To assist you in your journey through life Elana and her team work with you to defi ne and prioritize the goals and objectives that mean the most to you then frame your fi nancial and investment strategies around them With about 15 years of experience taking a full balance-sheet
approach has allowed her to build manage preserve and transition her clientsrsquo wealth Together with her clients Elanarsquos goal has always been to develop a mutual trust respect and understanding in working together as partners This process is essential to eff ective planning and a successful relationship
One Lafayette Place bull Greenwich CT 06830Office (203) 769-2524 bull Toll-free (866) 544-1230
elanamilianta1wellsfargocom bull homewellsfargoadvisorscomelanamilianta1Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information
on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-00639 61212]Investment and Insurance Products
Not FDIC-Insured NO Bank Guarantee MAY Lose ValueWells Fargo Advisors LLC Member SIPC is a registered brocker-dealer and a separate non-bank a liate of Wells Fargo amp Company Insurance products are o ered through out a liated non-bank insurance agencies
bull Personalized fi nancial strategies
bull Tailored investment solutions
bull Wealth management services
Title Financial Advisor
Areas of Focus Retirement Planning Asset Management Planning Strategies and Risk Management Strategies
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
copy Five
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
Star P
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
Star P
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ional
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
Star P
rofess
ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 9
Special advertiSing Section
Paul D SantucciThe Experience Integrity and Personal Service You Deserve
Areas of Focus Wealth Management Retirement Planning Tax-Planning Strategies
Left to right Christina Angotta three-year winner Paul SantucciScott Morrison Erica Mejia Douglas Mark Susana Moreno
bull Recognized among the top 1 of advisors at Ameriprise Financial Services Incregbull Comprehensive fi nancial planning and sophisticated personalized advicebull Serving the local communities of Westchester and ManhattanTitles Private Wealth Advisor President
Credential CERTIFIED FINANCIAL PLANNERtrade practitioner
For 20 years Paul Santucci a Private Wealth Advisor with Ameriprise Financial and his team of dedicated fi nancial professionals have helped their busy and successful clients navigate fi nancial markets develop tax and estate planning strategies and make fi nancial decisions through personal attention and comprehensive fi nancial planning
Paul and his team make it a priority to learn each clientrsquos unique circumstances and dreams to help them develop both
an investment strategy and a fi nancial map to their goals
Paul has been widely acknowledged for his professional excellence and integrity Paul has appeared on both ldquoCNN-FNrdquo and ldquo Bloomberg Televisionrdquo and has been quoted in numerous Dow Jones and Associated Press articles
Paul is honored to be a recipient of the 2012 Five Star Wealth Manager award
Santucci amp Associates a private wealth advisory practice of Ameriprise Financial Services Inc800 Westchester Avenue Suite S-508 bull Rye Brook NY 10573
Office (914) 253-0880pauldsantucciampfcom bull pauldsantuccicom
Based on internal Ameriprise Financial reporting Working with this nancial advisor is not a guarantee of future nancial success Investors should conduct their own evaluation of a nancial professional Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
copy Five
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rofess
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
copy Five
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ional
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
Star P
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
copy Five
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
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Star P
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ional
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ional
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ional
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Star P
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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ional
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
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rofess
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2012 Five Star Wealth
Man
agers
FS 10 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Richard H StreisfeldMore Than 23 Years of Providing Competent One-on-One Advice
Areas of Focus Comprehensive Wealth Management Financial Planning Lifetime Income Solutions
bull Obtain the factsbull Develop and execute a fi nancial game planbull Manage your risk and adapt to changing conditions
I would like to thank my clients for helping me get where I am today and supporting me as a Five Star Wealth Manager four years in a row Managing peoplersquos money is a huge pledge and is never taken for granted I am committed to making a true diff erence with all of my client relationships by taking responsibility for the burden of their fi nancial aff airs so they can enjoy their lives For more than two decades I have built a business based on trust I accomplished this by listening carefully to clientsrsquo needs and concerns and then advising and
guiding each client with the utmost care and service
I have distinguished myself from my competitors by taking the time to educate my clients on the investment solutions I am proposing as well as the level of risk their assets will be exposed to and why I believe my clients benefi t from this understanding because it provides them with realistic expectations I insist that realistic expectations play a signifi cant role in overall long-term investment success
Ridgefield CT 06877 bull Purchase NY 10577 bull New York NY 10001Direct (866) 394-8182
RichardstreisfeldMSSBcom bull wwwmorganstanleycomfarichardstreisfeld
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Titles Senior Vice President ndash Senior Investment Management Consultant Branch Manager
Credential Financial Planning Specialist
copy Five
Star P
rofess
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
copy Five
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
Star P
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 11
Special advertiSing Section
The Westchester Group at Morgan Stanley Smith Barney
Where Our Mission Is Your Well-Being
Left to right Jon Moore three-year winner Ellis Moore Jr Marcy Camacho
Life is complex A central theme of life is the attempt to create order from chaos mdash to simplify Our purpose is to help clients simplify their fi nancial and investment lives
Simple does not mean easy Achieving fi nancial security and order is diffi cult We apply our combined wealth advisory and investing experience to help reduce complexities through coordinated fi nancial planning and discretionary portfolio design
Five Star award winner Ellis Moore founder of the Westchester Group is a Certifi ed Portfolio Managertrade with more than 42 years of industry experience Rounding out the team is Financial Advisor Jon Moore a CERTIFIED FINANCIAL PLANNERtrade professional and Chartered Retirement Planning Counselortrade and Senior Registered Sales Associate Marcy Camacho Jon and Marcy have more than 15 and 13 years of industry experience respectively
2000 Westchester Avenue bull Purchase NY 10577Office (914) 225-5339 bull Toll-free (888) 499-8544wwwfasmithbarneycomthewestchestergroup
copy2012 Morgan Stanley Smith Barney LLC Member SIPC Portfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
bull Comprehensive wealth management and fi nancial planning
bull Personalized portfolio management and advisory services
bull Multigenerational family focus and experience
Ellis Moore CPMreg Portfolio Management Director Senior Vice President Five Star award winner 2010 2011 2012
Jon Moore CFPreg CRPCreg Financial Advisor
Marcy Camacho Senior Registered Sales Associate
Areas of Focus Wealth Planning Portfolio Management Retirement Solutions
copy Five
Star P
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ional
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ional
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
copy Five
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
copy Five
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ional
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ional
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ional
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
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ional
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ional
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ional
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2012 Five Star Wealth
Man
agers
FS 12 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Paul Bronzo
Managing the Unique Challenges of Wealth
bull Investment management services
bull Retirement and estate investment planning
bull Trust services
Paul A Bronzo Managing Director ndash Investments Stacy A Ruvo Vice President ndash Investments Robert J Rogan Officer ndash Investments Sean OrsquoConnor Client AssociateLeft to right Robert Rogan Sean OrsquoConnor four-year winner Paul Bronzo Stacy Ruvo
The Bronzo Group is a team of talented and dedicated professionals committed to providing the highest quality of service to their clients Its founder Paul Bronzo has nearly 30 years of experience guiding families through the accumulation preservation and transfer of wealth Each member of the Bronzo Group is hand-picked for their experience and capabilities in managing the needs of the affl uent client
The Bronzo Group of Wells Fargo Advisors
1133 Westchester Avenue Third FloorWhite Plains NY 10604
Offi ce (914) 682-5044 bull Toll-free (866) 682-5041thebronzogroupwfadvisorscom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-01891] Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
The Birch Lane Groupat Morgan Stanley Smith Barney
How We Do It
bull Financial planning for long-term goals
bull Carefully tailored portfolio guidance
bull Prudent analysis of investment risk
Charlie First Vice President Senior Portfolio Manager Financial Advisor Five Star winner 2010 ndash 2012
Michael CRPCreg Financial Planning Specialist Financial Advisor Five Star winner 2011 ndash 2012Left to right Two-year winner Michael Salvatore and three-year winner Charles Seller
We treat our clients the way we would want a fi nancial advisor to treat us All our relationships begin with a thorough understanding of their current situation expectations and goals Our investment philosophy values liquidity transparency capital preservation and cost eff ectiveness One result is that we have second- and even third-generation clients which is gratifying to us Come what may we are confi dent that we will be a valuable team to have working on your behalf
The Birch Lane Group
100 South Bedford Road bull Mt Kisco NY 10549Offi ce (914) 244-7083
charlessellermssbcomwwwfasmithbarneycomthebirchlanegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPCPortfolio Management is an advisory program in which the clientrsquos Financial Advisor invests the clientrsquos assets on a discretionary basis in a wide range of securities
copy Five
Star P
rofess
ional
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ional
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ional
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
copy Five
Star P
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ional
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ional
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ional
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ional
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ional
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
copy Five
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
copy Five
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ional
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
Star P
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
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ional
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ional
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ional
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
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ional
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 13
Special advertiSing Section
Donna Goldman Hirsch and Howard Hirsch
We Share the Same Side of the Table As Our Clients
bull Relationships where trust is earned
bull Securitize your future
bull Creating your own personal legacy
Senior Directors ndash Investments
Donna Goldman Hirsch CFPreg Left to right Three-year winners Donna Goldman Hirsch and Howard Hirsch
Life transitions can be complex and overwhelming Our role is to listen to your concerns We give our more than 50 years of combined fi nancial experience at your disposal to create strategies to help work towards achieving your fi nancial goals ease your concerns and respect your bottom line Our practice emphasizes family integrity objectivity hard work and personal service Additional focus loss of partner and philanthropy
Oppenheimer amp Co Inc 360 Hamilton Avenue
White Plains NY 10601
Phone (866) 504-3746
donnagoldmanopcocom bull howardhirschopcocom faopcocomgoldman_hirsch
Oppenheimer amp Co Inc Transacts Business on All Principal Exchanges and Member SIPC
Graef Financial Group
Where Money Meets Lifereg
bull Values-based fi nancial planning
bull 30 years of experience
bull Comprehensive coordinated team approach
Principal Financial Planner
Robert E Graef CFPreg ChFCreg CRPCreg Two-year winner Robert E Graef
What would your life be like if you had a fi nancial strategy that was based on what is truly important to you mdash your values With that framework we can discuss your current fi nancial reality set important milestones in your life and create an inspiring strategy to help preserve and protect your wealth for you and your family
Our process can help you to gain clarity and focus about your fi nancial situation and your life Are you ready for the journey
800 Westchester Avenue Suite S-504 Rye Brook NY 10573
Direct (914) 305-9021 bull Offi ce (914) 301-9020
BobGraeffi nancialgroupcom WhereMoneyMeetsLifecom
Robert Graef is a Registered Representative of Lincoln Financial Advisors Corp Securities offered through Lincoln Financial Advisors Corp a broker dealer Investment advisory services offered through Sagemark Consulting a division of Lincoln Financial Advisors Corp a registered investment advisor Insurance offered through Lincoln affiliates and other fine companies CRN 201206-2068954
Two-
Year
Winn
er
copy Five
Star P
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ional
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ional
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ional
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
copy Five
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
copy Five
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2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
Star P
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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Star P
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Star P
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ional
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Star P
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 14 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Michael Mancusi
Holistic Approach to Financial Planning
bull Passionate sincere honest creative and candid
bull A keen focus on educating clients
bull Deeply customized solutions
Areas of Focus Financial Estate and Investment PlanningTitles Senior Financial Planner Financial Services RepresentativeLeft to right Amy Mancusi and two-year winner Michael Mancusi
Over the past 10 years Mike has been helping families business owners and individuals improve their fi nancial picture Every fi nancial situation is unique and warrants careful and personalized analysis Mike and Amy are deeply grateful to their clients for their continued trust and look forward to many more years of service To Mike fi nancial independence is not just a catch phrase with diligence and creativity he aims to take the worry out of his clientsrsquo fi nancial profi le and ideally help improve and balance their lifestyles Every fi nancial recommendation has purpose
6 Corporate DriveShelton CT 06484
Phone (203) 513-6106
mmancusimetlifecomwwwmikemancusimetlifecom
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and fee-based financial planning services are offered through MetLife Securities Inc (MSI) a broker-dealer (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc companies L0612265738[exp0713][CT]
Two-
Year
Winn
er
Joseph P Lucia and Associates Group
Creating Trust Through Service
bull Comprehensive fi nancial planning
bull Wealth and investment management
bull Estate planning
Titles Wealth Manager FinancialEstate Planner Credentials RFCreg MBA
Left to right Two-year winner Brian S Geary Esq John E Sloan two-year winner Joseph P Lucia Satish Mehta
Joseph P Lucia amp Associates LLC is a team of highly motivated individuals dedicated to the design implementation and management of fi nancial plans and investments for individuals small businesses and other institutions We off er personalized unbiased advice while successfully integrating a comprehensive wealth management experience in one convenient relationship We endeavor to exceed our clients expectations while dedicating ourselves to their peace of mind
888 Route Six Plaza bull Mahopac NY 10541 600 Mamaroneck Avenue bull Harrison NY 10528
Mahopac (845) 621-7200 bull Harrison (914) 455-4000
jlucialuciaandassociatesnet wwwluciaandassociatesnet
Securities offered through Great American Investors Inc 6025 Metcalf Lane Overland Park Kansas 66202 (913) 384-1800 Member FINRA SIPC wwwfinraorg
Two-
Year
Winn
er
copy Five
Star P
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ional
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ional
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ional
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ional
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ional
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ional
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
copy Five
Star P
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ional
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ional
2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
Star P
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
Star P
rofess
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2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
rofess
ional
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Star P
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ional
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2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
rofess
ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 15
Special advertiSing Section
Addison M Sherman Mary Ellen Tompkins
Every Investment ShouldBegin With a Plan
bull We can help you with tailored investment strategies and then assist you in managing and preserving your wealth
Addison M Sherman Senior Vice President Financial Advisor Financial Planning Specialist Mary Ellen Tompkins CRPCreg First Vice President Financial Advisor Financial Planning SpecialistLeft to right Two-year winners Addison M Sherman and Mary Ellen Tompkins
Our approach is simple We want to know as much as we can about our clients so that we are in the best possible position to help and that does not mean we just want to know about fi nancesTrue we have to understand what your assets and liabilities are and how your portfolio is structured But whatrsquos important are your goals for yourself and your family your feelings about where you are fi nancially and what you still hope to achieve Then we can work with you to develop strategies that help you get thereAddison M Sherman 2011 ndash 2012 Five Star award winner and Mary Ellen Tompkins 2011 ndash 2012 Five Star award winner
100 South Bedford RoadMount Kisco NY 10549
Addison Sherman (914) 242-2126Mary Ellen Tompkins (914) 242-2123
fasmithbarneycomtheheritagegroup
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
David Passman
Experience Makes the Diff erence
bull Our relationships are guided by trust and integrity
bull Clients should assume the least amount of risk to accomplish their goals
David Passman Managing Director ndash Investments PIM Portfolio Manager Aaron L Saperstein Managing Director ndash InvestmentsLeft to right Five Star award winner David Passman Aaron Saperstein
Westchester Wealth Management Group is comprised of senior fi nancial advisors each with more than 25 years of industry experience We help individuals identify and solve the critical issues which frequently accompany affl uence While our primary focus is on prudent investment management our clients often engage us to become their personal ldquoChief Financial Offi cerrdquo and to help them organize simplify and better manage their fi nancial lives Our mission is to help individuals families and organizations achieve and maintain fi nancial security Our process is designed to provide comprehensive experienced investment counsel and oversight
Westchester Wealth Management Group of Wells Fargo Advisors LLC
2500 Westchester Avenue Suite 202 Purchase NY 10577
Phone (914) 253-7600
davidpassmanwellsfargoadvisorscom wwwwestchesterwealthcom
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0350]
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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ional
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
Star P
rofess
ional
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Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 16 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Lawrence J DeNoia
994 Main St Peekskill NY 10566 Offi ce (914) 734-2800 Ext 20 Toll-free (800) 290-6534 larryitistrategiescom wwwitistrategiescom
bull Business succession planning bull Income for life strategies bull Financial-planning and tax solutions
President
CFPreg CPA MBA
Todays Plan for Tomorrows Dreams
As a CERTIFIED FINANCIAL PLANNERtrade practitioner for more than 20 years I specialize in working with individuals professionals and businesses to develop strong strategic fi nancial plans to help you achieve your objectives In 1993 I founded ITI Strategies Inc as well as a fully independent tax-preparation practice I frequently lecture on fi nancial planning to professional societies and not-for-profi t organizations I am fully committed to my community and sit on several community boards of directors Securities and Investment Advisory Services offered through NFP Securities Inc Member FINRASIPC
NFP Securities Inc is not affiliated with ITI Strategies Inc or Five Star Professional NFP Securities Inc does not provide tax or legal advice
Two-
Year
Winn
er
Donald J Amoruso
100 Summit Lake Dr Ste 150 Valhalla NY 10595 Offi ce (914) 747-0200 Ext 303 Direct (914) 424-1034 donaldjamorusoampfcom
bull Focus on client needs goals and strategy bull Professionally manage wealth accumulation bull Plan for retirement and estate transfer
Title Financial Advisor
Advice to Build Wealth
Mr Amoruso brings to his practice vast professional experience as a fi nancial advisor former senior executive in a Dow Jones industrial company chairman and CEO of a public high-technology company and community leadership as board trustee of nonprofi t organizations Visit wwwameripriseadvisorscom donaldj amoruso for more informationInvestors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC
Some products and services may not be available in all jurisdictions or to all clients
Debra P Stokes
Utilizing a Global Expertise
bull Limited number of select clients
bull Customized fi nancial planning
bull Personalized portfolio management
Vice President Financial AdvisorChartered Retirement Planning CounselorSM
My clients are usually high-net-worth individuals and families I focus on the transfer of wealth through multigenerations through a planning-based approach taking into consideration taxes charitable giving and philanthropy in order to help create a legacy I work very closely with my clientsrsquo attorneys and CPAs to create a collaborative plan that will be monitored through ongoing scheduled client review meetings to ensure that the plan is implemented
2000 Westchester Avenue Suite 1NCPurchase NY 10577
Offi ce (914) 225-5477 bull Toll-free (888) 499-8544
debrastokesmssbcom wwwmorganstanleycomfadebrastokes
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
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ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
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Star P
rofess
ional
copy Five
Star P
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ional
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Star P
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ional
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ional
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Star P
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ional
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Star P
rofess
ional
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Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 17
Special advertiSing Section
Gregory M Fisk
2000 Westchester AvePurchase NY 10577Direct (914) 225-8200GregoryFiskmssbcom
bull Providing the highest level of personal servicebull More than 30 years of experience in fi nancial servicesbull Helping manage investment portfolios to buildpreserve your wealth
Area of Focus Personalized Investment Management
Senior Vice President Financial Advisor Five Star winner 2009 ndash 2012
Dedicated to Your Investment Needs
In todayrsquos market it is essential to have an experienced fi nancial advisor who can provide insight and guidance based on an understanding of your specifi c situation As your fi nancial advisor I will work with you to help you reach your fi nancial objectives To learn more about my services please feel free to call me
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Mark Egener
501 Harris Rd Bedford Hills NY 10507 Toll-free (800) 985-5806Offi ce (914) 234-0261markegenerlplcom wwwewmghelpcom
bull Setting realistic investment expectationsbull Portfolio optimizationbull Asset allocation attribution analysis rebalancing
President Chief Investment Offi cer LPL Financial Advisor Life Insurance Agent CRPSreg CIMAreg LPL Investment Advisor Representative
Customized Investment Advice
Our vision as a wealth management fi rm is to help clients develop realistic investment objectives This is often not an easy task as people have diff erent interpretations or ideas about appropriate rates of return and volatility The real value of an investment advisor is to help crystallize for the client the relationship between risk and return Our fi rm is dedicated to keeping our customers on track and focused
Securities and Advisory Services Offered through LPL Financial A Registered Investment Advisor Member FINRASIPC
Russell E Glickstern
280 N Bedford Rd Ste 205Mt Kisco NY 10549Offi ce (914) 244-9470russellglicksternlplcomwwwlplcomrussellglickstern
bull Personalized servicebull Regular reviewsbull Business built on referrals
Title Financial Consultant
Credential CFPreg
Solid Strategies for a Sound Future
While the media creates headlines that seem designed to distract and dismay I fi lter out the noise to keep my clientsrsquo portfolios consistent and true to stated objectives As an independent adviser I create unbiased customized investment strategies to help build protect and transfer my clientsrsquo wealth I am committed to helping individuals and families pursue their life goals
Member FINRASIPC
Anthony K Greier
435 Main St Armonk NY 10504 Offi ce (914) 273-5260 anthonygreierciticom
bull Integrity with high standards of excellence bull Multigenerational fi nancial-planning focus bull Tax-effi cient retirement income strategies
First Vice President ndash Wealth Management
CFPreg Accredited Investment Fiduciaryreg
Personal Professional Caring Advice
Tony applies a high standard of fi duciary responsibility to each of his clients portfolios He has considerable experience in working with highly affl uent and sophisticated families A large part of his success is attributed to the consistent interaction he puts forth to gain understanding of his clients complex fi nancial needs and strategies His background in accounting along with his CFPreg credential helps Tony incorporate all aspects of the fi nancial planning process
Investment and Insurance products not FDIC insured not a bank deposit may lose value Citi Personal Wealth Management is a business of Citigroup Inc which o ers investment products through Citigroup Global
Markets Inc member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 18 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Kathleen Hartford
93 Lake Ave Danbury CT 06810 Offi ce (203) 744-6000 Toll-free (800) 535-0888 kathleenhartfordwellsfargoadvisorscom
bull Helps clients create and manage wealth bull Investment planning and asset allocation bull Continued monitoring and dedicated service
Titles Senior Vice President ndash Investments Financial Advisor
A Personal Approach to Investing
Kathy helps clients take fi nancial inventory and educates them on the diff erent types of risk involved in investing She then builds a custom portfolio based on the clients unique time frame objectives and risk tolerance Finally she stays in touch continually monitoring and reviewing the portfolio with the clientShe says ldquoI am passionate about my work Irsquom always here for my clientsrdquo
Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star
selection process Wells Fargo Advisors LLC Member SIPC [CAR 0612-0349]
Ira L Kornblatt
2000 Westchester Ave Ste 1 NCPurchase NY 10577Offi ce (914) 225-5444Toll-free (888) 499-8544irakornblattmssbcommorganstanleycomfairakornblatt
bull 27 years of experience as a fi nancial advisorbull Comprehensive investment managementbull Helping to manage risk
First Vice President Wealth Advisor Five Star award winner 2011 ndash 2012 CERTIFIED FINANCIAL PLANNERtrade
Experience Integrity Service
I believe many investors have become too paralyzed to act in todayrsquos unsettled world and they have let their portfolios remain stagnant or worse they have refrained from investing altogether Your investment decisions should not be driven by fear Changing market conditions may often create opportunities I would greatly appreciate working with you to match these potential opportunities to your unique situation
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Two-
Year
Winn
er
Deanna J Moriarty
565 Taxter Rd Ste 625 Elmsford NY 10523 Cell (518) 965-5560 Toll-free (800) 492-3553 Ext 28243 dmoriartymetlifecom wwwDeannaMoriartycom
bull Gain confi dence mdash know your retirement plan bull Can your childrenrsquos college dreams happen bull What kind of life insurance do you need
Financial Services Representative Investment Advisor Representative
Series 7 63 65 Life Accident and Health Insurance (NY Conn)
Empowering Women With Their Money
My mission is to empower women to make smart decisions about their money and insurance I started my career 18 years ago when I got divorced At that time I didnt have a clue about how to invest my money or what type of insurance was right for me and my two young children I want to help women make decisions that are right for them so they can sleep at night end the fear and feel confi dent knowing that they have a plan
Metropolitan Life Insurance Company (MLIC) New York NY 10166 Securities and investment advisory services offered through MetLife Securities Inc (MSI)(member FINRASIPC) a Registered
Investment Advisor MLIC and MSI are MetLife Companies
Marcia S Kaplan
80 E Hartsdale Ave Ste 104 Hartsdale NY 10530 Offi ce (914) 289-0700 Ext 12 Direct (914) 289-0021 marciaskaplanampfcom
bull Comprehensive fi nancial planning approach bull Investment strategies in uncertain times bull Retirement insurance and estate planning strategies
Areas of Focus Individuals Business Owners
CFPreg CRPCreg
Caring Advice Tailored to Your Needs
Marcia is honored to be a Five Star award winner for the fourth consecutive year As a Financial Advisor with Ameriprise Financial for 18 years she believes that taking a disciplined and integrated approach to planning is the best way to help clients reach their fi nancial goals
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment
and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all
jurisdictions or to all clients
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 19
Special advertiSing Section
Janet Press
Janet Press Wealth Management 555 Taxter Rd Ste 190 Elmsford NY 10523
Offi ce (914) 909-1569
jpressjpwealthmgmtcom
bull Ongoing consultative process to manage your fi nances bull Comprehensive and detailed approach bull Effi cient execution and implementation of investments
Credentials CFSreg CDFAtrade CLTC
Helping Women Achieve Financial Independence
At Janet Press Wealth Management we take things personally We involve ourselves in every aspect of our clientsrsquo fi nancial aff airs From buying a car to retirement income we use a comprehensive approach to understanding our clientsrsquo unique needs We specialize in working with women who are single divorced or widowed in addition to couples and help them understand how to reach their fi nancial goalsSecurities and Investment Advisory Services offered through NFP Securities Inc Member FINRA
SIPC NFP Securities Inc is not affiliated with Janet Press Wealth Management or Five Star Professional
Michael Smeriglio III
The Benedict Financial Group an Office of MetLife 23 Benedict Pl Greenwich CT 06830
Phone (203) 422-6452
msmerigliometlifecom thebenedictfi nancialgroupcom
bull Integrity and high standards of excellence bull Empowering clients with fi nancial education bull Help to reduce the fi nancial risks of life
Financial Planner Financial Services Representative
CFPreg CPA PFS
Integrity and Personalized Service
Michael seeks to build and preserve your wealth with a user-friendly and professional approach His mission is to help you achieve fi nancial freedom and success and maintain it through the changing fi nancial climate With more than 20 years of experience Michael is a chairmans council producer with MetLife In addition to providing general practitioner support to clients Michaels area of expertise is comprehensive planning coordinated with tax planning Metropolitan Life Insurance Company (MLIC) NY NY 10036 Securities and Investment Advisory Services are offered by MetLife Securities Inc (MSI) (Member FINRASIPC) and a Registered Investment Adviser MLIC and MSI are MetLife Inc Companies L0612262929[exp0613][CT NY]
Two-
Year
Winn
er
Craig D Solar Esq
800 Westchester Ave Ste N-641 Rye Brook NY 10573 Phone (914) 269-8783 CraigSolarLawFirmcom wwwSolarLawFirmcom
bull The people you love bull The causes you support bull The legacy you wish to leave
Areas of Focus Estate Planning Estate and Trust Administration
Credentials JD LLM (Masterrsquos in Taxation)
Large-Firm Quality Small-Firm Style
Solar Law is a boutique law fi rm concentrating in trusts and estates Craig Solar counsels and represents clients in all aspects of estate planning as well as estate and trust administration mattersCraig Solar the principal of the fi rm was trained at a large prestigious Manhattan law fi rm At Solar Law a client receives the quality and professionalism one would expect from a large fi rm coupled with the intimacy only a small fi rm can provide
Attorney Advertising
800 Westchester Ave Rye Brook NY 10573 Direct (914 ) 269-6727 roberthberardampfcom wwwameripriseadvisorscomroberthberard CERTIFIED FINANCIAL PLANNERtrade CFSreg
Robert H Berard
My passion is delivering customized financial solutions for today and tomorrow through one-on-one personalized financial planning relationships I specialize in retirement income strategies
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Financial planning is a holistic approach to financial well being
mdash Five Star award winner
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
FS 20 mdash Five Star award information wwwfivestarprofessionalcom
Special advertiSing Section
Interstate Financial Group 104 Smith AveMt Kisco NY 10549Phone (914) 729-0230 Credential CFPregFocus Retirement Estate Investment and Insurance Planning
Robert E Mathias
With 20 years of experience Rob helps people by utilizing his knowledge expertise dynamic staff and information systems with an intense focus on service and relationships
Matson Financial Advisors Inc4 Mountain View Ter Ste 104Danbury CT 06810Phone (203) 743-0131michaelmatsonfinancialcommatsonfinancialadvisorscom
Michael Matson
We are a caring team of skilled and trusted f inancial professionals dedicated to maintaining long-term client relationships focused on achieving retirement security
SEC-Registered Investment Advisor
Two-
Year
Winn
er
427 Bedford Rd Ste 390 Pleasantville NY 10570 Phone (914) 747-5959 michaellmcquaidampfcom ameripriseadvisorscommichaellmcquaid Financial Advisor CFPreg JD
Michael L McQuaid
I help you meet your financial needs and plan for the future I look at your entire financial picture ask the right questions and listen closely to your answers to make you feel comfortable that the advice I provide reflects your personal dreams and goals
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
Two-
Year
Winn
er
259 Rte 52 Carmel NY 10512 Office (845) 225-4550 Toll-free (866) 544-1230 billdwyerwellsfargocom Vice President ndash Investments Financial Advisor
William A Dwyer III
I have found that the most important part of the process in developing a plan for success is to listen to the client
Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important
information on the scope of the award and the Five Star selection process [CAR 0612-00641]
Investment and Insurance Products
Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank a liate of wells Fargo amp Company
Not FDIC-Insured NO Bank Guarantee MAY Lose Value
800 Westchester AveRye Brook NY 10573Office (914) 253-0880anthonyslesicaampfcom Financial Advisor CFPreg
Anthony S Lesica
Anthony has near ly t wo decades of experience providing financial planning
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a
guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
139141ACMR0612
3 Landmark Sq Stamford CT 06901 Office (203) 351-9326 skipmortonrbccom wwwmortonmcgrathgroupcom Senior Vice President ndash Branch Director
Skip Morton
My goal is to assist my clients in building a sound wealth management plan and a por tfol io designed for growth and preservation of capital My emphasis is on generating income and avoiding foolhardy risk in a volatile atmosphere
RBC Wealth Management a division of RBC Capital Markets LLC Member NYSEFINRASIPC
Citi Personal Wealth Management725 White Plains RdScarsdale NY 10583Phone (914) 472-3021EdwardRGibsonCiticom Title Director ndash Wealth Management
Ted Gibson
Ted Gibson has been helping clients work towards their financial goals for more than 20 years
INVESTMENT AND INSURANCE PRODUCTS NOT FDIC INSURED middot NOT A BANK DEPOSIT middot NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY middot NO BANK
GUARANTEE middot MAY LOSE VALUECiti Personal Wealth Management is a business of Citigroup Inc which o ers
investment products through Citigroup Global Markets Inc (ldquoCGMIrdquo) member SIPC Insurance products are o ered through Citigroup Life Agency LLC (ldquoCLArdquo)
CGMI CLA and Citibank NA are a liated companies under the common control of Citigroup Inc Citi and Citi with Arc Design are registered service
marks of Citigroup Inc or its a liates
2000 Westchester Ave Ste 1NC Purchase NY 10577 Phone (914) 225-6336 josephgrillomssbcom morganstanleycomfajosephgrillo
First Vice President Financial Advisor
Joseph P Grillo Jr
Focus Comprehensive wealth management retirement and insurance planning strategies
I work closely with families and business owners to develop wealth-management solutions to help them pursue their goals Please contact me to discuss your planning needs Five Star award winner 2009 2011 and 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
501 Merritt 7 Norwalk CT 06851 Phone (203) 523-4238 edwardrpardonampfcom Financial Advisor Vice President
Edward R Pardon
Areas of focus are portfolio construction and development combined with other strategies to enhance portfolio income wealth preservation distribution planning and inflation protection options for those at or near retirement
Investors should conduct their own evaluation of a nancial professional as working with a nancial advisors not a guarantee
of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
2012 Five Star Wealth
Man
agers
wwwfivestarprofessionalcom Five Star award information mdash FS 21
Special advertiSing Section
100 S Bedford RdMount Kisco NY 10549Phone (914) 242-2151jackmzitomermssbcom Titles Senior Vice President Financial Advisor
Jack M Zitomer
With 28 years of experience as a financial advisor Jackrsquos goal is to help clients preserve their wealth and achieve their desired rate of return Five Star winner from 2009 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC
Professional Financial Consultants 334 Underhill Ave Ste 2-DYorktown Heights NY 10598 Phone (914) 455-2200 settemp7aecadaretgrantcom professionalfinancialconsultantscom Title Financial Consultant
Philip Settembrino
Since 2001 Philip has provided independent financial advice to businesses families and individuals Clients can expect a thorough flexible plan with superior service focused in the areas of retirement and income planning
Securities o ered through Cadaret Grant amp Co Inc Member FINRASIPC
100 S Bedford Rd Mt Kisco NY 10549Phone (914) 244-7086wwwfasmithbarneycomrosenberg
First Vice President Financial Advisor Portfolio Manager Financial Planning Specialist CFPreg MBA
Robert Rosenberg
Driven to develop a long-term financial relationship built on integrity quality service and trusted advice I strive to help meet my clientsrsquo needs and exceed their expectations Five Star winner 2009 and 2011 ndash 2012
copy 2012 Morgan Stanley Smith Barney LLC Member SIPC copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional
copy Five
Star P
rofess
ional