19 th annual 2008 safety kickoff and 2007 awards ceremony february 14, 2008 atlantic county...

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19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

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Page 1: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

19th Annual 2008 Safety Kickoff

and 2007 Awards Ceremony

February 14, 2008

Atlantic County Municipal Joint Insurance Fund

Page 2: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Door PrizeAnd the winner is....

Page 3: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Purpose of Today’s Meeting

• Introduce 2008 Executive Safety Committee

• Thank Safety and Claims Coordinators

• Tell You How We’re Doing

• Highlight 2008 JIF Safety Initiatives

• Introduce 2008 Safety Incentive Program

• Present 2007 Safety Incentive Awards

Page 4: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Thank YouFund Professionals

• Commerce Risk Control Services– Safety Director

• Scibal Associates– Claims Administrator

• CSG/CHN– Managed Care Provider

• AJG Risk Management Services Inc.– Administrator

Page 5: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

WelcomeRichard Hirsch, Fund Chair

Borough of Longport

Page 6: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Introducing the 2008 Executive Safety Committee

• Karen Thomas, Chair, Brigantine City• Dan Speigel, Vice Chair, West Wildwood • Diane Weldon, Cape May City• Theresa Tighe, Sea Isle City• Lillian DeBow, Egg Harbor City • Maryann Merlino, Waterford Township • Andy Bednarek, Avalon• Rob Flynn, West Cape May Borough• Joann Cioeta, Ocean City• Lisa Jiampetti, Egg Harbor City• John D’Agostino, Jr., D’Agostino Agency• Bill McMahon, Jr. McMahon Agency, Inc• Eugene Siracusa, Siracusa-Kauffman Agency• Tom Byrne, J. Byrne Agency • Stan Gunnison, CJ Adams

• Dave Miller, CJ Adams

Page 7: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Safety Coordinators Charles Smith, City of Absecon Wayne Winner, Borough of Avalon Dennis McKenna, City of Brigantine William Nimohay, Borough of Buena Diane Morgan, Buena Vista Township Robert Smith, City of Cape May Joe Nietubicz, Cape May Point Hannah Nichols, Commercial Township Carol Foster, City of Corbin City Karen Seifrit, Deerfield Township Clarence Ryan, Dennis Township Thomas Henshaw, City of Egg Harbor Dale Goodreau, Egg Harbor Township Chuck Cole, City of Estell Manor

Thanks for a Job Well Done!

Page 8: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Safety Coordinators Paula Bradley, Borough of Folsom Raymond Farrell, Galloway Township William Montag, Hamilton Township Chris Ballin, Town of Hammonton Edward Beck, City of Linwood Rich Hirsch, Borough of Longport Brian Marker, Lower Township Daniel Adams, City of Margate Richard Ceglarski, Middle Township Bob Polise, City of Millville Dawn Stollenwerk, Mullica Township Sam Barbagli, Borough of Newfield Lew Ostrander, City of North Wildwood Kimberly Hodsdon, City of Northfield

Thanks for a Job Well Done!

Page 9: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Safety Coordinators Charlotte Moyer, City of Ocean City Robert Oglesby, City of Pleasantville Eva Feeley, Sea Isle City Tom Venafro, City of Somers Point Grant Russ, Borough of Stone Harbor Terry O’Neill, Upper Deerfield Twp. Jay Potter, Upper Township Thomas Klein, City of Ventnor John Knoll, Waterford Township Kate Killian, Borough of West Cape May Joan Schultz, West Wildwood Borough Ronald Carroll, Weymouth Township Gordon Ball, City of Wildwood Kevin Yecco, Borough of Wildwood Crest Claude Wise, Sr., Borough of Woodbine

Thanks for a Job Well Done!

Page 10: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Claims Coordinators Terry Dolan, City of Absecon Andy Bednarek, Borough of Avalon Karen Thomas, City of Brigantine Maryann Coraluzzo, Borough of Buena Cindi LoGuidice, Buena Vista Township Jean Davis, City of Cape May Constance Mahon, Boro of Cape May Point Hannah Nichols, Commercial Township Joanne Siedlecki, City of Corbin City Annette Velez, Deerfield Township Janice Kenney, Dennis Township Lillian DeBow, City of Egg Harbor Eileen Tedesco, Egg Harbor Township Dawn Gorman, City of Estell Manor

Report all claims

promptly!

Thanks for a Job Well Done!

Page 11: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Claims Coordinators Gail A. Macera, Borough of Folsom Diane Grams, Galloway Township Mary Kelly, Hamilton Township April Boyer Maimone, Town of Hammonton Anthony Strazzeri, City of Linwood Rich Hirsch, Borough of Longport Kathleen McPherson, Lower Township Lisa McLaughlin/Dan Adams, City of Margate Vera Kalish, Middle Township Norma Chew, City of Millville Kimberly Johnson, Mullica Township Toni Van Camp, Borough of Newfield Maureen Thall, City of North Wildwood Kimberly Hodsdon, City of Northfield Joann Hilinski, City of Ocean City

Report all claims

promptly!

Thanks for a Job Well Done!

Page 12: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Claims Coordinators Cindy Hineline, City of Pleasantville Eva Feeley, Sea Isle City Carol Degrassi, City of Somers Point Jim Nicola, Borough of Stone Harbor Vicki Vagnarelli, Upper Deerfield Township Patricia Garbutt, Upper Township Julie Harron & Renea Naticchione,

City of Ventnor Anita Wilson, Waterford Township Elaine Wallace, West Cape May Dorothy Tomlin, West Wildwood Borough Bonnie Yearsley, Weymouth Township Gordon Ball, City of Wildwood Janelle Holzmer, Borough of Wildwood Crest Lisa Garrison, Borough of Woodbine

Report all claims

promptly!

Thanks for a Job Well Done!

Page 13: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Special Gift

Please be sure to pick up your Gift

and

Lapel Pins!

Safety Coordinators

&

Claims Coordinators

Page 14: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Safety Calendars

• Increase safety awareness

• Encourage safe behavior

• Post prominently in all work areas

2008 JIFJIF

Keeps the JIF safety message visible all year long!Keeps the JIF safety message visible all year long!

Page 15: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Optional Safety Budget

• Members will be reimbursed for safety related expenditures.

• Updated in monthly Agenda Packet.

• You cannot claim your allowance in advance.

• You must claim all of your funds by December 31, 2008.

$134,000

BIG Increase in 2008!

Examples!

Page 16: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

SOMERS POINT

•Fire safety training for Volunteer Firemen

•Fire extinguishers

•Pedestrian safety signs for Crossing Guard stations

•Sunscreen for DPW workers

Page 17: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Automated External Defibrillator Training Devices

•Egg Harbor Township

•Estell Manor

Both arranged for purchase and training

Page 18: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Beach Patrols

Sea Isle City – Sun visors for Beach Tag Inspectors & – Sunscreen/insect repellent (employees loved it)

– First aid kits, rescue boards and buoys, whistles for the beach patrol

Margate– Binoculars for the beach patrol

Wildwood Crest

Page 19: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Brigantine

Purchased an arrow board with their safety money..

Beach

Handicapped

Entrance

No Swimming

Page 20: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Margate

City Wide – Safety Training System1. Power Point Projector

2. Da-lite Insta-Theater - 60"

3. Rolling Projector Case

4. Da-lite Carrying Case

5. Media Storage Center

Page 21: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

What’s New…Helping Towns Help Themselves

• EPL Plan of Risk Management

– Trained 718 Managers & Supervisors in South Jersey

– Final Session March 26, 2008 • Wildwood & Ocean City

– Don’t Do It, Don’t Take It

Training DVD

• Distributed November 27, 2007

• JIF & MEL Websites – ACMJIF.ORG & NJMEL.ORG

Page 22: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund
Page 23: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund
Page 24: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund
Page 25: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Safety Incentive Program

• Copy of the 2008 Program•All of today’s slides

• Press release• and pix

will be loaded to the website

ACMJIF.ORG

Page 26: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

That All Sounds Good …

Can we go home now?

Page 27: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Because we have a lot to tell you!

Tell you what’s ahead!

And feed You!

Celebrate Our Successes!

Page 28: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Safety Programs

Safety First, Last, and Always

Page 29: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Door Prize• And the winner is....

Page 30: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Let’s Eat!

Page 31: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

19th Annual 2008 Safety Kickoff

and 2007 Awards Ceremony

February 14, 2008

Atlantic County Municipal Joint Insurance Fund

Page 32: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Door PrizeAnd the winner is....

Page 33: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Joanne Hall Safety Director

Commerce Risk Control Services

Page 34: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

ATLANTIC JIF Safety Breakfast

• Successes from 2007

• Noteworthy Trends

• Safety Challenges for 2008

• 2007 Awards Presentation

Page 35: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2007 Highlights

Challenged members to “Go for the Gold!”

– Revised the SIP program

– Involved more departments

– Bigger monetary rewards

• Special Recognition Awards

Page 36: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

How Did YOU Do?

Safety Improvement Objectives

Safety Committees

Hazard Correction and Inspection Programs

Training

Job Site Observations

Prompt Claims Reporting & Transitional Duty

Accident Reporting & Investigation

Page 37: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

SIP Results

100 % of the Members Qualified

for SIP Awards

9 Gold

12 Qualifiers

12 Bronze

10 Silver

All 43 members!

Page 38: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Revised Safety Coordinator Handbook

• Resource for Safety Coordinators– “What’s in this Section”– Safety Coordinator Action Items

• Includes 2008 revised JIF Safety Policy

• Includes all inspection & report forms

• Entire Handbook provided on CD and available on JIF website

SafetyCoordinator’s

Handbook

Page 39: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Playground Inspection Kits

• Provided to every member to help comply with NJ regs.

• New Playground Inspection Class offered through the MSI

Page 40: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Arc Flash Bulletins & Labels

To help members comply with the NEC marking requirement for arc

flash hazard protection

Page 41: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Other 2007 Highlights

• Regional Training Sessions

• Executive Safety Committee

• Help with written programs & PEOSH issues

• Safety Director Bulletins

Page 42: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

New MEL Initiatives: On Line Safety Videos & Training

• MSI Video Library – over 600 titles

• Storm Water Management Training

• Crossing Guards

• Urban Driving

• “Survival Driving”

• Don’t Do It – Don’t Take It

• On-line videos “for members only”

Page 43: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Password = “mel”

NJMEL.ORGOn-Line Safety Videos

Page 44: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

MSI Learning Management

System Website

On-line registration for MSI Classes Order videos on lineTrack MSI learning history Record external (non-MSI) learning eventsPlanning & Recordkeeping toolTelephone HELP Line: 1-866-661-5120

Page 45: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Improved MSI Training

MORE CLASSES: MSI conducted over

1300 classes in 2007 and MSI registrations

topped 27,000 statewide!!

Atlantic JIF: 3319 participants in 2008

MEL Video Library: More New Titles

Atlantic JIF: 37 members borrowed over

440 videos

Page 46: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Revised & Updated MSI Classes

• Jetter / Rodder

• Heavy Equipment

• Ladder and Fall Prevention

• Leaf Vac

• Sanitation & Refuse Collection

• Accident Investigation

Page 47: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

New Programs for 2008

• Bloodborne Pathogen Train-the-Trainer

• Playground Safety Inspection

• Seasonal Public Works Operations

• Advanced Safety Leadership Program

Page 48: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Door Prize• And the winner is....

Page 49: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

CLAIMS REVIEWNoteworthy Trends

Page 50: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Loss Trends

• New Metrics for better benchmarking

• Enables us to set strategic plans– Focus on trends and types of losses – Justify areas that need more training – Measure results – Compare “apples and apples”

Page 51: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2007 Claim Frequency

Auto9%

GL19%

Property23%

WC49%

Page 52: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2007 Claim Costs

Auto4%

GL12%

Property10%

WC74%

Page 53: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

929 906 889

783

0

200

400

600

800

1000

2004 2005 2006 2007

Workers Comp Claim TrendNumber of Claims

Page 54: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

4.92

4.333.97

3.31

0

1

2

3

4

5

2004 2005 2006 2007

Workers Comp Claim TrendNumber of Claims per Payroll

Page 55: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

3.62 3.533.22

2.4

0

1

2

3

4

2004 2005 2006 2007

Workers Comp Claim TrendLost Time Accident Frequency

Page 56: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

December 31, 2007

2007 2006 2005 TOTAL LOST TIME LOST TIME LOST TIME RATE

FUND FREQUENCY FREQUENCY FREQUENCY 2007 - 2005MORRIS 1.52 1.90 2.36 2.03BERGEN 1.93 2.25 2.11 2.10CENTRAL 2.06 2.22 2.16 2.12N.J.U.A. 2.15 2.14 1.99 2.09BURLINGTON 2.16 2.09 1.31 1.30NJ PUBLIC HOUSING 2.22 2.58 2.91 2.53ATLANTIC 2.40 3.22 3.53 3.04TRI-COUNTY 2.59 2.92 2.54 2.68SUBURBAN MUNICIPAL 2.67 2.22 2.01 2.30MONMOUTH 2.69 2.44 2.76 2.64CAMDEN 2.78 2.67 3.28 2.83SOUTH BERGEN 2.97 3.48 3.75 3.42PROF MUN MGMT 3.31 3.24 2.35 2.97OCEAN 3.38 2.86 3.20 3.15SUBURBAN ESSEX 3.57 2.60 2.73 2.84

AVERAGE 2.56 2.59 2.60 2.54

2007 LOST TIME ACCIDENT FREQUENCY ALL JIFs

Page 57: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Claims By Department

DPW40%

Police30%

Fire9%

All other 11%

Lifeguards10%

Page 58: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Police Ad Hoc Committee

• Provide direction and leadership on Police related safety issues

• Encourage Accreditation Process• Members of Ad Hoc Committee:

– Ocean City - Chief Robert Blevin– Buena Borough - Chief Doug Adams– Egg Harbor Township – Chief Blaze Catania– Hamilton Township – Chief John McKeen

Page 59: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Police Ad Hoc Initiatives

• Crossing Guard Safety Initiative

• Driver Review Panels

• Sleep Deprivation Study

• Police Liability Seminars

Page 60: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Law EnforcementAccreditation Program

• Administered by NJ Association of Chiefs of Police• Participation is encouraged by JIF / MEL• $500 Application Fee waived for JIF members• JIF will reimburse 50% of Accreditation & Re-accreditation

fee upon completion• Up to $1,000 Reimbursement of Fee Available

from the MEL• 5% liability discount will be offered to

agencies who complete the program

Page 61: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

ACM Accredited Police Departments

Egg Harbor Twp.

Cape May

Galloway

Middle Twp

Ocean City

Stone HarborRecently completed the NJ Police Accreditation Program !

Page 62: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Atlantic JIF Departments In Process of Becoming Accredited

• Hammonton• Longport• Margate City• Ventnor• Brigantine• Hamilton• Pleasantville• Lower Township• North Wildwood• Wildwood Crest• Millville

Page 63: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Most Frequent Types of Injuries

• Strains & Sprains - 27%

• “Struck” or “Injured By” – 19%

• Slip, trips and falls – 13%

58% of WC claims

69% of $$ claim payments

Page 64: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Strains & Sprains

• Most Frequent and Costly types of Claims– 27% of Claims and 35% of dollar losses

– Affects ALL Departments

• What Can YOU Do?1. Modify tasks that involve extremely heavy loads

2. Job Site Observations

3. Use Your Safety Money

4. Provide Training

5. Investigate Every Accident.

Page 65: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

• Egg Harbor Township - A Mail Cart for moving boxes of mail

• Sea Isle City - Earpiece headsets for employees who are on the phone most of the day

• Galloway – ergonomic assessments and training for DPW tasks

Page 66: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Slips, Trips & Falls

• Very Frequent and Costly Types of Claims– 13% of Claims and 16% of dollar losses

– Especially Police, Public Works and Admin

• What Can You Do?1. Housekeeping

2. Right shoes / Boots For The Job

3. Frequent Worksite Inspections

4. Training – New Ladder Safety Program

5. Investigate Every Accident

Page 67: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Door PrizeAnd the winner is....

Page 68: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

7.1

6.25.6

5.3

0

2

4

6

8

2004 2005 2006 2007

Auto LiabilityCrashes per 100 Vehicles

Page 69: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Most Frequent Types of Auto Claims

Backing23%

Rear-ended26%

Fixed Objects14% Intersections

26%

Passing or Turning

13%

Page 70: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Motor Vehicle Crashes

• Impacts three lines of coverage: Auto, Workers Comp & Property Claims

• What Can YOU Do?1. Select good drivers & supervise them2. Written fleet safety program 3. Inspect & maintain vehicles4. Provide driver training5. Investigate every accident 6. Establish an accident review panel

Page 71: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

General LiabilityAverage Cost per Claim

$5,529

$4,263 $4,435

$3,128

$0

$2,000

$4,000

$6,000

2004 2005 2006 2007

Page 72: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Roadway, Sign Walkway and Boardwalk Claims

• What can You do?

1.Make sure you have an effective Roadway, Sign & Walkway Program

2.Frequent inspections – daily in high use areas

3.Training for employees

4.Maintain complaint log – address issues

5.Investigate accidents

Page 73: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Game Plan

Page 74: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Challenge

SAFETY INCENTIVE PROGRAM• 100% qualifiers - AGAIN• Move more members toward Gold!• Maintain program integrity, yet reduce the

amount of paperwork• Use benchmarks to focus on trends and

members that are above the JIF average• Have all members use 100% of their safety

money to help build a Safety Culture

Page 75: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

How Did Your Town Spend the SIP Bonus Money?

North Wildwood invites employees and their families to its annual "Safety Beach Bash". We report our results for the current year as compared to prior years and encourage all employees to continue with a “Safety First” attitude.

It has been received well for the past several years and improves employee morale and safety.

Ray Townsend

Page 76: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

How Did Your Town Spend the SIP Bonus Money?

Northfield hosted a "Safety & Wellness Fair" for employees, retirees, and volunteers. Several health and wellness practitioners offered free blood-sugar, cholesterol, and blood pressure screenings; chiropractic evaluations and information on back safety/proper lifting; vitamins, supplements and holistic approaches to health care and fitness. Staff was treated to a holiday luncheon buffet and were able to explore opportunities for a safer and healthier lifestyle at the same time!

GREAT MORALE BOOSTER!

Page 77: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Lower Twp First Annual Picnic

Held First Annual Employee Safety Picnic at one a local campground. It was a huge success! Campground donated use of their facility. Water, soda, and salads were donated by local merchants. Ice was donated by our local fire departments and we provided employees with a delicious barbeque lunch from a local caterer.

Rewards like these improve employeemorale and safety awareness!

Page 78: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Hamilton Twp

• Safety Day with an Olympic Theme– Complete with skits and a

bob sled competition

– Video presentation to share with others

– Flying Fickle Finger of Safety awarded

Great way to reward employee participation in theTownship Safety Program and improve morale!

Page 79: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Cape May CityPhysical and

Financial Health Fair

Several area banks participated as did members of the EMT Squad who took Blood Pressure and Pulse readings for employees.

Cape Regional Medical Center sent nurses who gave a cholesterol screening and a breathing analysis test.

Lunch was provided for everyone. Gift bags with information inside were distributed to employees to guide them in making healthy choices.

Much better attended than last year; held at Convention Hall.

Page 80: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Challenge

SAFETY TRAINING

• Increase Regional Training attendance to 85%• Encourage supervisors to attend MSI classes• More frequent tool box topics and safety briefs• Better utilization of the MSI Learning

Management System• Encourage members to use the free on-line

resources at NJMEL.org website

Page 81: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Challenge

MANAGEMENT SYSTEMS• 100% of Members adopt the revised 2008 Safety Policy

by Resolution • 100% of members submit Safety Contracts and

meaningful Safety Improvement Objectives on time• Make Safety Committees purposeful and productive!

Page 82: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Challenge

WHEN ACCIDENTS DO OCCUR:

Learn from mistakes….

• 100% Timely Reporting (3 DAYS or less)• Transitional Duty to get injured workers back to work• Effective accident investigation and review process in

every member town

Page 83: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Safety Contract and Safety Improvement Objectives

Municipal Safety Contract must be signed by the elected officials and each

participating department

Due by Friday March 3, 2008

Page 84: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 SIP Important Dates

Mid-Year Report: June 2, 2008

Year-End Report: December 1, 2008

Special Recognition Award Nominations:

November 3, 2008

Page 85: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

ATLANTIC JIF2008 Regional Training Dates

• Indoor Air Quality: January 31, 2008• Safety Coordinator Workshop: Today!• Tips for Training Seasonal Employees:

April 24, 2008• Police Chief Round Table: June 10, 2008• Lifeguard Symposium: July 8, 2008• DPW Supt. Round Table: September 17, 2008

Page 86: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Review of Last Year’s SAFETY INCENTIVE

PROGRAM

Page 87: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

What You Did to Qualify in 2007

Safety ContractSafety Improvement Objectives Department Summary ReportsSafety Committee MeetingsJob Site ObservationsSafety Inspections Roadway, Sign & Walkway Program

Page 88: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

What You Did to Qualify in 2007

Follow-up on SFIsRegional Training WorkshopsMSI / Technical Safety TrainingTool box meetings / VideosPrompt Claims ReportingTransitional DutyAccident Investigation and Review

Page 89: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Special Recognition Awards

There were 11 nominations for Special Recognition

Awards.

Page 90: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Door Prize• And the winner is....

Page 91: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2007 Safety Incentive Program

The Results are in!

Page 92: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Exceptional Performance Awards

• And the winner is....

Page 93: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Beat the Three Year JIF Average Loss Ratio (77.5%)

• Somers Point (76.8%)• Avalon (76.2%)• Buena Borough (74.7%)• Hammonton (74.5%)• Stone Harbor ( 73.7%)• Mullica (72.5%)• Galloway (70.9%)

Fund Years 2005 – 2007 - As of 12/31/07

Page 94: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Beat the Three Year JIF Average Loss Ratio (77.5%)

• Ocean City (68.6%)• Waterford (67.7%)• North Wildwood (66.0%)• Cape May (61.5%)• Buena Vista (60.3%)• Brigantine (58.4%)• Middle Township (54.1%)

Fund Years 2005 – 2007 - As of 12/31/07

Page 95: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Beat the Three Year JIF Average Loss Ratio (77.5%)

• Wildwood Crest (47.1%)• Upper Deerfield (46.3%)• Woodbine (40.6%)• Linwood (38.7%)• Egg Harbor City (38.6%)• Margate (38.1%)• Weymouth (34.6%)

Fund Years 2005 – 2007 - As of 12/31/07

Page 96: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Beat the Three Year JIF Average Loss Ratio (77.5%)

• Deerfield (34.1%)• Corbin City (25.0%)• Estell Manor (23.5%)• Cape May Point (21.2%)• Commercial (18.1%)• Newfield (13.7%)• Folsom (0%)

Fund Years 2005 – 2007 - As of 12/31/07

Page 97: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

GreatJob!

ACM Moving Up!

November 30, 2007

2007 2006 2005 TOTAL LOST TIME LOST TIME LOST TIME RATE

FUND FREQUENCY FREQUENCY FREQUENCY 2007 - 2005MORRIS 1.58 1.92 2.36 2.07BERGEN 2.01 2.25 2.11 2.13CENTRAL 2.01 2.19 2.16 2.10BURLINGTON 2.14 2.09 1.31 1.31NJ PUBLIC HOUSING 2.24 2.54 2.91 2.52ATLANTIC 2.28 3.16 3.53 3.00N.J.U.A. 2.29 2.14 1.99 2.15TRI-COUNTY 2.59 2.92 2.54 2.68MONMOUTH 2.66 2.44 2.76 2.64SUBURBAN MUNICIPAL 2.79 2.22 2.01 2.33SOUTH BERGEN 2.94 3.45 3.75 3.42CAMDEN 2.96 2.67 3.28 2.89PROF MUN MGMT 3.25 3.24 2.35 2.94OCEAN 3.48 2.86 3.20 3.17SUBURBAN ESSEX 3.65 2.60 2.73 2.83

AVERAGE 2.59 2.58 2.60 2.55

2007 LOST TIME ACCIDENT FREQUENCY ALL JIFs

Page 98: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Zero Lost Time Accidentsin 2007

• Buena Vista• Cape May

Point• Commercial• Corbin City

Zero Lost Time

• Deerfield• Egg Harbor

City• Folsom

Page 99: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Zero Lost Time Accidentsin 2007

• Linwood• Newfield• Northfield• Upper

Deerfield

Zero Lost Time

• Weymouth• Woodbine

Page 100: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Significant Reduction in Lost Time Accident Rate• West Wildwood

– 8.51 in 2006

– 4.64 in 2007GoodJob!

• Hamilton

– 4.36 in 2006

– 2.16 in 2007

• Waterford

– 4.39 in 2006

– 1.91 in 2007

Page 101: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Significant Reduction in Lost Time Accident Rate• Egg Harbor Township

– 6.23 in 2006

– 1.09 in 2007GoodJob!

• Absecon

– 6.37 in 2006

– 1.09 in 2007

• Wildwood Crest

– 3.61 in 2006

– 1.68 in 2007

Page 102: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Significant Reduction in Lost Time Accident Rate

GoodJob!• Buena Vista

– 4.82 in 2006

– “0” in 2007

Page 103: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Best Claims Reporting Record

Cape May PointDennisEstell ManorMullicaWest WildwoodWeymouth

BEST

Less than 3 days to Report!

Page 104: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Modified DutyWork Days Used

• Linwood

• Millville

• Pleasantville

95% or More of Available Days Used!

• Galloway

• Brigantine

• Northfield

• Stone Harbor

Page 105: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Modified DutyWork Days Used

• Weymouth Township

• North WildwoodBEST

100% of Available Days Used!

Page 106: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Door PrizeAnd the winner is....

Page 107: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Special Recognition Award Winner

Recognition Plaque plus Lunch!

Ocean City Administration DepartmentFor their work in developing and implementing a Safety Element in their Performance Appraisal Program. This program is of major significance to the Safety Program because it enables Supervisors and Managers to evaluate employees on how safely they accomplish their work.

Ocean CityAdministration

Department

This process promotes open dialogue among managers and subordinates and promotes discussions about what employees need in order to do their jobs safely.

Page 108: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Special Recognition Award Other Nominations

Keep Up the Good Work!

•Brigantine City:Instituted a new City Wide computer program including the distribution of ID Badges

•Galloway Township:Conducted ergonomic evaluations & training for Public Work tasks

•Sea Isle City:Conducted a multi agency Confined Space educational & practical exercise

Page 109: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Special Recognition Award Other Nominations

Keep Up the Good Work!

•Somers Point:Developed and Implemented a Safety Manual for the Department of Public Works

•West Cape May:Developed and Implemented a hazardous

material tracking process, park maintenance schedules and computerized meter reading

Page 110: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2007 Results!

Page 111: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Qualifying Tiers

JIF

Gold Qualifiers - >95% of Available Points

Silver Qualifiers - >90% of Available Points

Bronze Qualifiers - >85% of Available Points

Qualifiers – 75% of Available Points

Page 112: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

The Rewards

JIF

LEVEL SCORE % of Based Earned

X-Small Small Medium Large X-Large

GOLD <95% 130% $1,700 $2,250 $2,650 $3,050 $3,500

SILVER <90% 120% $1,400 $1,800 $2,200 $2,600 $3,000

BRONZE <85% 110% $1,200 $1,500 $1,900 $2,200 $2,500

QUALIFIER <75% 100% $1,000 $1,300 $1,600 $1,900 $2,200

Page 113: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2007 SIP QualifiersAt least 75% of Program Criteria

• Absecon• Avalon• Deerfield• Dennis• Egg Harbor City• Hamilton

Members will receive notification of their awards by mail

Page 114: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

• Hammonton• Middle• Newfield• Waterford• Wildwood Crest• Woodbine

Members will receive notification of their awards by mail

2007 SIP QualifiersAt least 75% of Program Criteria

Page 115: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2007 SIPBronze Award Winners

At least 85% of Program Criteria • Brigantine• Buena Vista• Cape May• Folsom• Longport• Lower

Members will receive notification of their awards by mail

Page 116: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

• North Wildwood• Pleasantville• Sea Isle City• Somers Point• West Cape May• Wildwood

Members will receive notification of their awards by mail

2007 SIPBronze Award Winners

At least 85% of Program Criteria

Page 117: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

• Cape May Point• Commercial• Corbin City• Estell Manor• Linwood

Members will receive notification of their awards by mail

2007 SIPSilver Award Winners

At least 90% of Program Criteria

Page 118: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

• Margate• Millville• Stone Harbor• Upper Deerfield• Ventnor

Members will receive notification of their awards by mail

2007 SIPSilver Award Winners

At least 90% of Program Criteria

Page 119: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Members will receive notification of their awards by mail

• Buena Borough

• Egg Harbor Township

• Galloway

• Mullica

2007 SIPGold Award Winners

At least 95% of Program Criteria

Congratulat

ions!

Page 120: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

Members will receive notification of their awards by mail

• Ocean City• Northfield• Upper Township• West Wildwood• Weymouth

2007 SIPGold Award Winners

At least 95% of Program Criteria

Congratulat

ions!

Page 121: 19 th Annual 2008 Safety Kickoff and 2007 Awards Ceremony February 14, 2008 Atlantic County Municipal Joint Insurance Fund

2008 Safety Incentive Program

Good Luck!!!